CC Manager

CC Income Manager

Jul 10, 2026 12:19 · ● CACHED

Insight 2 chains reused from the fortress_rebuild scan · Jul 10, 09:46 · 3h ago. Insight 1 marks: live.

Jul'26 INCOME · CC + PUTS + INTEREST

$68,530

S$88,460

floor $30,000 · ideal $50,000 · 22 days left · ideal reached

$7,354 interest

$38,138 booked

$23,038 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$70,874	$61,176	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 70% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$109,825

S$141,763

reaches ideal

floor $30,000 · ideal $50,000

$61,176 $27,746

floor

ideal

Interest $7,354↓Base $61,176↓New CCs (rest of mo) $13,548↓E[rollover] $27,746↓= $109,825Extra, not counted +$10,435/mo↓

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 Max (sell every available contract), prorated to the days left in the month · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).

Step A - 3-month income-CC behaviour

In plain English. Over the last 158 income covered calls you sold and closed, you came out even-or-ahead on 91%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 70% of every premium dollar after the early buy-backs. That 70% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	158 (46 expired full / 112 bought back / 14 run over)
Avg time CC stays open	8.6 days
Win rate (kept >= 0) / run-over rate	91% / 9%
Avg premium given up (per bought-back CC)	$605
Give-up ratio (buyback / premium)	27.2%
Mean keep (blended)	73%
Forecast keep (median complete month)	70% · 2026-04 85%, 2026-05 64%, 2026-06 70%, 2026-07 70%

Early-cover read: MODERATE - keeping ~73% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 73%)	$0
Avg CC hold	8.6 days
Cycles that still fit this month	2.6

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD	Share
Neville	$22,164	$299	58%
Main	$9,405	$997	25%
Joint	$3,665	$15	10%
RetireInc	$2,904	$272	8%
TOTAL	$38,138	$1,584

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $45,492

accruing now: $1,584 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 30 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (28 open, 2 to close, bank $836, 2 ITM expiring TODAY)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
CRWVNeville	90.2	90.0C	5	Jul 100d	49%	-	$820	-	ACT TODAY	expires TODAY ITM - buy back or roll before the close
DELLRetireInc	451.2	450.0C	3	Jul 100d	49%	$534	$2,610	$-2,076	ACT TODAY	expires TODAY ITM - buy back or roll before the close
NEMMain	94.8	98.0C	5	Jul 100d	87%	$460	$53	$408	CLOSE	captured 89%, weak theta left
NOWMain	108.9	112.0C	10	Jul 100d	79%	$1,070	$485	$585	hold	expires today OTM - rides to the close, keeps all
MURetireInc	991.2	965.0P	1	Jul 100d	64%	$2,950	$1,450	$1,500	hold	expires today OTM - rides to the close, keeps all (bull put 965/750 spread, net)
COINMain	160.6	215.0C	8	Jul 177d	99%	$536	$108	$428	CLOSE	captured 80%, weak theta left
IRENMain	42.2	55.0C	20	Jul 177d	95%	$1,000	$500	$500	hold	hold - still earning
IRENJoint	42.2	55.0C	20	Jul 177d	95%	$1,000	$500	$500	hold	hold - still earning
APPRetireInc	518.9	600.0C	1	Jul 177d	93%	$435	$225	$210	hold	hold - still earning
RKLBRetireInc	83.8	101.0C	6	Jul 177d	93%	$738	$273	$465	hold	hold - still earning
GOOGJoint	355.3	380.0C	5	Jul 177d	93%	$1,315	$412	$902	hold	hold - still earning
GOOGMain	355.3	380.0C	10	Jul 177d	93%	$2,630	$825	$1,805	hold	hold - still earning
INTCNeville	112.8	130.0C	5	Jul 155d	93%	$500	$260	$240	hold	hold - still earning
IRENNeville	42.2	53.0C	20	Jul 177d	93%	$960	$690	$270	hold	hold - still earning
GLDMain	378.0	410.0C	5	Jul 3121d	93%	$1,650	$440	$1,210	hold	hold - still earning
HIMSMain	35.5	48.0C	15	Jul 2414d	93%	$615	$690	$-75	hold	hold - still earning
SPCXNeville	151.8	175.0C	5	Jul 177d	92%	$550	$475	$75	hold	hold - still earning
MUMain	991.2	1100.0C	5	Jul 133d	91%	$6,000	$3,200	$2,800	hold	hold - still earning
GLDMain	378.0	390.0C	5	Jul 177d	85%	$680	$608	$72	hold	hold - still earning
MDBNeville	363.1	410.0C	1	Jul 2414d	84%	$35	$386	$-352	hold	hold - still earning
ENPHRetireInc	45.0	50.0C	10	Jul 177d	82%	$960	$690	$270	hold	hold - still earning
IGVMain	94.0	100.0C	12	Jul 2414d	82%	$1,164	$810	$354	hold	hold - still earning
AMZNJoint	246.6	252.5C	10	Jul 133d	82%	$1,260	$1,130	$130	hold	hold - still earning
NVDANeville	203.0	212.5C	5	Jul 177d	81%	$735	$668	$68	hold	hold - still earning
QCOMRetireInc	192.2	207.5C	5	Jul 177d	81%	$1,525	$1,153	$372	hold	hold - still earning
SOFIRetireInc	18.7	19.5C	35	Jul 177d	72%	$770	$1,032	$-262	hold	hold - still earning
METAMain	639.9	630.0C	3	Jul 3121d	48%	$3,198	$11,152	$-7,954	hold	hold - still earning
RKLBNeville	83.8	115.0P	10	Jul 3121d	7%	$3,050	$32,875	$-29,825	hold	hold - still earning (put income)

Collected = premium you sold it for. Outstanding = cost to buy it back now. Exit Today = profit/loss locked in if you close now. CLOSE = banked most of it and the slot is better redeployed. ACT TODAY = expires today in the money: buy back or roll before the close (a short leg is never left to assignment).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
GOOGNeville	355.1	337.7	370.0	Jul 177d	83%	$8,933/mo $2,084/wk15c
SPYNeville	751.0	693.1	758.0	Jul 155d	81%	$6,076/mo $1,418/wk12c
GOOGNeville	355.1	375.0	385.0	Jul 2414d	83%	$2,572/mo $600/wk5c
COINRetireInc	158.7	186.7	185.0*	Jul 2414d	88%	$893/mo $208/wk3c

Sell all: 35 contract(s) on 3 ticker(s) → $4,311/wk · $18,475/mo · blended surv 83% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check. * = strike below the scalar CC-SS column: still CC-safe by the per-pick exit model (closing all legs at assignment nets >= 0 at that expiry), which is the more accurate check; the scalar column is a one-number summary across expiries.

NOT BEING SOLD

Ticker	Reason
RIOTJoint	longer-term bullish hold (excluded)
COINMain	deep drawdown (safe floor 36% above spot)
ETHAMain	deep drawdown (safe floor 37% above spot)
BMNRRetireInc	deep drawdown (safe floor 34% above spot)
NEMMain	deep drawdown (safe floor 25% above spot)
MSTRRetireInc	deep drawdown (safe floor 77% above spot)
IRENRetireInc	deep drawdown (safe floor 58% above spot)
COPXJoint	deep drawdown (safe floor 25% above spot)
CLSKRetireInc	deep drawdown (safe floor 32% above spot)
GLXYMain	longer-term bullish hold (excluded)
MUNeville	deep drawdown (safe floor 24% above spot)

Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
GOOGNeville	355.1	415.0	Jul 2414d	96%	15	$1,660
SPYNeville	751.0	767.0	Jul 2010d	94%	12	$1,074
GOOGNeville	355.1	415.0	Jul 2414d	96%	5	$553
COINRetireInc	158.7	205.0	Jul 2414d	96%	3	$243

Max-safety alternative (swap, not add): $3,531

The SAME contracts as Insight 2, at the SAFEST strike that still pays a practical premium (>= 40/contract). An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive to it (same inventory). Rows where the income pick already is the safest practical strike are omitted.

Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
MUNeville	1002.3	1241.6	1250.0	Jul 2414d	89%	2	$6,857$3,200/cycle	$4,989

Recovery income: gross $6,857 → net-adj $4,989 / mo

For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
MUMain	991.2	1100.0	Jul 133d	91%	5	$6,000	3.0x	$12,668	$11,491
GOOGMain	355.3	380.0	Jul 177d	93%	10	$2,630	1.4x	$2,591	$2,414
QCOMRetireInc	192.2	207.5	Jul 177d	81%	5	$1,525	2.0x	$2,146	$1,732
AMZNJoint	246.6	252.5	Jul 133d	82%	10	$1,260	2.1x	$1,858	$1,514
RKLBRetireInc	83.8	101.0	Jul 177d	93%	6	$738	2.8x	$1,454	$1,355
GOOGJoint	355.3	380.0	Jul 177d	93%	5	$1,315	1.4x	$1,296	$1,207
IRENMain	42.2	55.0	Jul 177d	95%	20	$1,000	1.8x	$1,232	$1,174
IRENJoint	42.2	55.0	Jul 177d	95%	20	$1,000	1.8x	$1,232	$1,174
IRENNeville	42.2	53.0	Jul 177d	93%	20	$960	1.8x	$1,182	$1,099
ENPHRetireInc	45.0	50.0	Jul 177d	82%	10	$960	1.6x	$1,101	$907
INTCNeville	112.8	130.0	Jul 155d	93%	5	$500	2.3x	$804	$749
NVDANeville	203.0	212.5	Jul 177d	81%	5	$735	1.6x	$843	$687
GLDMain	378.0	390.0	Jul 177d	85%	5	$680	1.6x	$744	$633
SPCXNeville	151.8	175.0	Jul 177d	92%	5	$550	1.6x	$631	$581
IGVMain	94.0	100.0	Jul 2414d	82%	12	$1,164	0.8x	$667	$548
APPRetireInc	518.9	600.0	Jul 177d	93%	1	$435	1.6x	$499	$466
MDB uwNeville	363.1	410.0	Jul 2414d	84%	1	$35	0.8x	$20	$17

Gross $30,968 → E[rollover] $27,746 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 70% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾

Fortress	Spot	CC-SS	Strike	DTE	Surv	CT	Rung	Gross / mo	E[net] / mo
IREN-LC50RetireInc	42.1	66.1	52.0	Jul 177d	92%	20	safe yield	$3,257	$1,735
COPXJoint	76.0	97.5	79.0	Jul 177d	73%	15	primary	$5,143	$1,173
BMNRRetireInc	14.9	19.4	17.5	Jul 177d	91%	50	safe yield	$1,714	$755
COIN-LC145RetireInc	160.2	189.5	182.5	Jul 177d	92%	3	safe yield	$1,067	$656
CLSKRetireInc	13.0	17.8	15.5	Jul 177d	92%	25	safe yield	$857	$444
MSTRRetireInc	95.5	170.0	112.0	Jul 177d	91%	4	safe yield	$943	$385
ETHAMain	13.3	17.9	14.0	Jul 177d	78%	50	primary	$1,929	$299

Fight-mode extra: gross $14,910 → E[net] $5,446 / mo

Read from fortress_fight --all run Jul 10, 10:41 · 2h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.

Read-only and advisory. Places no orders.