CC Manager

CC Income Manager

● CACHED

Insight 2 chains reused from the fortress_rebuild scan · Jul 10, 22:08 · 0h ago. Insight 1 marks: live.

Jul'26 INCOME · CC + PUTS + INTEREST

$69,093

S$89,239

floor $30,000 · ideal $50,000 · 22 days left · ideal reached

$7,354 interest

$50,206 booked

$11,533 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$66,593	$61,739	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 70% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$124,367

S$160,631

reaches ideal

floor $30,000 · ideal $50,000

$61,739 $42,987

floor

ideal

Interest $7,354↓Base $61,739↓New CCs (rest of mo) $42,987↓E[rollover] $12,287↓= $124,367Extra, not counted +$7,964/mo↓

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 Max (sell every available contract), prorated to the days left in the month · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).

Step A - 3-month income-CC behaviour

In plain English. Over the last 164 income covered calls you sold and closed, you came out even-or-ahead on 91%; only 15 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 70% of every premium dollar after the early buy-backs. That 70% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	164 (47 expired full / 117 bought back / 15 run over)
Avg time CC stays open	8.6 days
Win rate (kept >= 0) / run-over rate	91% / 9%
Typical premium given up (per bought-back CC)	$290 · mean $600 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	26.9% dollar-weighted · typical trade gives back 22% (median, size-free)
Mean keep (blended)	73%
Forecast keep (median complete month)	70% · 2026-04 85%, 2026-05 64%, 2026-06 70%, 2026-07 72%

Early-cover read: MODERATE - keeping ~73% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 73%)	$0
Avg CC hold	8.6 days
Cycles that still fit this month	2.6

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD	Share
Neville	$22,034	$328	44%
Main	$18,141	$997	36%
RetireInc	$5,316	$311	11%
Joint	$4,715	$15	9%
TOTAL	$50,206	$1,652

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $57,560

accruing now: $1,652 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 38 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (21 open, 3 to close, bank $2,353)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
RKLBRetireInc	80.5	101.0C	6	Jul 177d	97%	$738	$120	$618	CLOSE	captured 84%, weak theta left
INTCNeville	109.4	130.0C	5	Jul 155d	97%	$500	$90	$410	CLOSE	captured 82%, weak theta left
IRENMain	41.0	55.0C	20	Jul 177d	96%	$1,000	$360	$640	hold	hold - still earning
IRENJoint	41.0	55.0C	20	Jul 177d	96%	$1,000	$360	$640	hold	hold - still earning
HIMSMain	34.0	48.0C	15	Jul 2414d	95%	$615	$368	$248	hold	hold - still earning
IRENNeville	41.0	53.0C	20	Jul 177d	95%	$960	$410	$550	hold	hold - still earning
SPCXNeville	148.1	175.0C	5	Jul 177d	94%	$550	$262	$288	hold	hold - still earning
GLDMain	376.1	410.0C	5	Jul 3121d	94%	$1,650	$325	$1,325	CLOSE	captured 80%, weak theta left
APPRetireInc	518.7	600.0C	1	Jul 177d	93%	$435	$178	$258	hold	hold - still earning
GLDMain	376.1	390.0C	5	Jul 177d	89%	$680	$340	$340	hold	hold - still earning
MDBNeville	351.2	410.0C	1	Jul 2414d	89%	$35	$372	$-337	hold	hold - still earning
QCOMRetireInc	187.1	207.5C	5	Jul 177d	88%	$1,525	$585	$940	hold	hold - still earning
SOFIRetireInc	19.1	23.0C	35	Jul 3121d	88%	$35	$858	$-822	hold	hold - still earning
AMZNJoint	246.5	252.5C	10	Jul 133d	84%	$1,260	$600	$660	hold	hold - still earning
IGVMain	93.8	100.0C	12	Jul 2414d	84%	$1,164	$720	$444	hold	hold - still earning
ENPHRetireInc	45.3	50.0C	10	Jul 177d	80%	$960	$690	$270	hold	hold - still earning
MURetireInc	977.3	880.0P	1	Jul 177d	75%	$1,600	$1,546	$54	hold	hold - still earning (bull put 880/735 spread, net)
DELLRetireInc	449.8	480.0C	3	Jul 177d	74%	$945	$2,775	$-1,830	hold	hold - still earning
NVDANeville	207.7	212.5C	5	Jul 177d	68%	$735	$1,243	$-508	hold	hold - still earning
METAMain	666.5	630.0C	3	Jul 3121d	38%	$3,198	$18,352	$-15,154	hold	hold - still earning
RKLBNeville	80.5	115.0P	10	Jul 3121d	5%	$3,050	$35,500	$-32,450	hold	hold - still earning (put income)

Collected = premium you sold it for. Outstanding = cost to buy it back now. Exit Today = profit/loss locked in if you close now. CLOSE = banked most of it and the slot is better redeployed. ACT TODAY = expires today in the money: buy back or roll before the close (a short leg is never left to assignment).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
MUMain	971.4	1055.9	1080.0	Jul 177d	80%	$31,236/mo $7,288/wk5c
GOOGNeville	354.2	337.4	367.5	Jul 177d	81%	$8,361/mo $1,951/wk15c
GOOGMain	354.2	338.7	367.5	Jul 177d	81%	$5,574/mo $1,301/wk10c
SPYNeville	752.8	693.6	760.0	Jul 166d	80%	$4,647/mo $1,084/wk12c
GOOGJoint	354.2	338.7	367.5	Jul 177d	81%	$2,787/mo $650/wk5c
INTCNeville	108.7	116.9	120.0	Jul 177d	82%	$2,583/mo $603/wk5c
GOOGNeville	354.2	373.9	385.0	Jul 2414d	84%	$2,388/mo $557/wk5c
COINRetireInc	162.2	185.9	185.0*	Jul 2414d	84%	$1,043/mo $243/wk3c

Sell all: 60 contract(s) on 5 ticker(s) → $13,678/wk · $58,619/mo · blended surv 81% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check. * = strike below the scalar CC-SS column: still CC-safe by the per-pick exit model (closing all legs at assignment nets >= 0 at that expiry), which is the more accurate check; the scalar column is a one-number summary across expiries.

NOT BEING SOLD

Ticker	Reason
RIOTJoint	longer-term bullish hold (excluded)
COINMain	deep drawdown (safe floor 33% above spot)
ETHAMain	deep drawdown (safe floor 33% above spot)
NOWMain	structural - you un-cap this name (net-CC < 0)
BMNRRetireInc	deep drawdown (safe floor 28% above spot)
NEMMain	deep drawdown (safe floor 24% above spot)
MSTRRetireInc	deep drawdown (safe floor 71% above spot)
RKLBRetireInc	deep drawdown (safe floor 83% above spot)
IRENRetireInc	deep drawdown (safe floor 66% above spot)
CRWVNeville	deep drawdown (safe floor 44% above spot)
COPXJoint	deep drawdown (safe floor 24% above spot)
CLSKRetireInc	deep drawdown (safe floor 33% above spot)
GLXYMain	longer-term bullish hold (excluded)
MUNeville	deep drawdown (safe floor 28% above spot)

Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
MUMain	971.4	1400.0	Jul 2414d	97%	5	$2,740
GOOGNeville	354.2	410.0	Jul 2414d	95%	15	$1,855
GOOGMain	354.2	410.0	Jul 2414d	95%	10	$1,237
SPYNeville	752.8	774.0	Jul 2414d	94%	12	$770
GOOGJoint	354.2	410.0	Jul 2414d	95%	5	$618
GOOGNeville	354.2	410.0	Jul 2414d	95%	5	$618
INTCNeville	108.7	160.0	Jul 2414d	97%	5	$415
COINRetireInc	162.2	210.0	Jul 2414d	96%	3	$230

Max-safety alternative (swap, not add): $8,485

The SAME contracts as Insight 2, at the SAFEST strike that still pays a practical premium (>= 40/contract). An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive to it (same inventory). Rows where the income pick already is the safest practical strike are omitted.

Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
MUNeville	971.4	1245.2	1250.0	Jul 2414d	92%	2	$4,500$2,100/cycle	$3,288

Recovery income: gross $4,500 → net-adj $3,288 / mo

For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
QCOMRetireInc	187.1	207.5	Jul 177d	88%	5	$1,525	2.0x	$2,146	$1,892
AMZNJoint	246.5	252.5	Jul 133d	84%	10	$1,260	2.1x	$1,857	$1,565
IRENMain	41.0	55.0	Jul 177d	96%	20	$1,000	1.8x	$1,232	$1,188
IRENJoint	41.0	55.0	Jul 177d	96%	20	$1,000	1.8x	$1,232	$1,188
IRENNeville	41.0	53.0	Jul 177d	95%	20	$960	1.8x	$1,182	$1,119
ENPHRetireInc	45.3	50.0	Jul 177d	80%	10	$960	1.6x	$1,100	$884
DELL uwRetireInc	449.8	480.0	Jul 177d	74%	3	$945	1.6x	$1,083	$803
INTCNeville	109.4	130.0	Jul 155d	97%	5	$500	2.3x	$804	$776
GLDMain	376.1	390.0	Jul 177d	89%	5	$680	1.6x	$744	$665
SPCXNeville	148.1	175.0	Jul 177d	94%	5	$550	1.6x	$630	$595
NVDA uwNeville	207.7	212.5	Jul 177d	68%	5	$735	1.6x	$843	$571
IGVMain	93.8	100.0	Jul 2414d	84%	12	$1,164	0.8x	$667	$557
APPRetireInc	518.7	600.0	Jul 177d	93%	1	$435	1.6x	$499	$466
MDB uwNeville	351.2	410.0	Jul 2414d	89%	1	$35	0.8x	$20	$18

Gross $14,040 → E[rollover] $12,287 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 70% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾

Fortress	Spot	CC-SS	Strike	DTE	Surv	CT	Rung	Gross / mo	E[net] / mo
IREN-LC50RetireInc	40.6	67.1	50.0	Jul 177d	91%	20	safe yield	$3,086	$1,322
BMNRRetireInc	15.3	19.6	18.0	Jul 177d	91%	50	safe yield	$1,929	$866
COPXJoint	75.8	93.9	78.0	Jul 177d	68%	12	primary	$4,886	$635
CRWVNeville	89.2	126.4	103.0	Jul 177d	90%	5	safe yield	$1,286	$598
MSTRRetireInc	98.2	167.3	114.0	Jul 177d	90%	4	safe yield	$1,114	$537
CLSKRetireInc	12.7	16.9	14.0	Jul 177d	79%	22	primary	$1,886	$324
ETHAMain	13.6	18.1	14.0	Jul 177d	68%	32	primary	$2,331	$320
NEMMain	94.8	117.2	98.0	Jul 177d	72%	5	primary	$1,736	$74

Fight-mode extra: gross $18,253 → E[net] $4,676 / mo

Read from fortress_fight --all run Jul 10, 22:04 · 0h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.

Read-only and advisory. Places no orders.