CC Income Manager
● CACHED
GENERATEDJul 11, 2026 00:18
Insight 2 chains reused from the fortress_rebuild scan · Jul 10, 23:55 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 21 days left · ideal reached
$7,354 interest
$55,090 booked
$10,949 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $71,106 | $66,039 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 Max (sell every available contract), prorated to the days left in the month · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).
Step A - 3-month income-CC behaviour
In plain English. Over the last 168 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 168 (47 expired full / 121 bought back / 14 run over) |
| Avg time CC stays open | 9.3 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $280 · mean $533 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 25.1% dollar-weighted · typical trade gives back 21% (median, size-free) |
| Mean keep (blended) | 75% |
| Forecast keep (median complete month) | 68% · 2026-04 94%, 2026-05 64%, 2026-06 68%, 2026-07 72% |
Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 75%) | $0 |
| Avg CC hold | 9.3 days |
| Cycles that still fit this month | 2.3 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD | Share |
|---|
| Neville | $22,459 | $328 | |
| Main | $20,246 | $997 | |
| RetireInc | $6,870 | $311 | |
| Joint | $5,515 | $15 | |
| TOTAL | $55,090 | $1,652 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $62,444
accruing now: $1,652 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 44 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (21 open, 0 to close, bank $0)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| IRENNeville | 41.1 | 53.0C | 20 | Jul 176d | 97% | $960 | $320 | $640 | hold | hold - still earning |
| SPCXNeville | 147.7 | 175.0C | 5 | Jul 176d | 96% | $550 | $238 | $312 | hold | hold - still earning |
| APPRetireInc | 514.7 | 600.0C | 1 | Jul 176d | 96% | $435 | $135 | $300 | hold | hold - still earning |
| HIMSMain | 34.0 | 48.0C | 15 | Jul 2413d | 95% | $615 | $555 | $60 | hold | hold - still earning |
| MDBNeville | 344.0 | 410.0C | 1 | Jul 2413d | 93% | $35 | $216 | $-181 | hold | hold - still earning |
| AMZNJoint | 246.3 | 252.5C | 10 | Jul 132d | 93% | $1,260 | $340 | $920 | hold | hold - still earning |
| MUNeville | 978.6 | 1155.0C | 2 | Jul 176d | 92% | $1,572 | $1,455 | $117 | hold | hold - still earning |
| GLXYMain | 25.1 | 30.0C | 100 | Jul 176d | 92% | $2,100 | $2,050 | $50 | hold | hold - still earning |
| RIOTJoint | 21.1 | 24.5C | 50 | Jul 176d | 92% | $800 | $800 | $0 | hold | hold - still earning |
| GLDMain | 377.2 | 390.0C | 5 | Jul 176d | 89% | $680 | $410 | $270 | hold | hold - still earning |
| SOFIRetireInc | 19.0 | 23.0C | 35 | Jul 3120d | 89% | $35 | $822 | $-788 | hold | hold - still earning |
| IGVMain | 92.7 | 100.0C | 12 | Jul 2413d | 88% | $1,164 | $510 | $654 | hold | hold - still earning |
| CRWVNeville | 89.3 | 100.0C | 5 | Jul 176d | 87% | $515 | $448 | $68 | hold | hold - still earning |
| SPYNeville | 753.6 | 760.0C | 12 | Jul 154d | 84% | $720 | $954 | $-234 | hold | hold - still earning |
| NEMMain | 95.5 | 100.0C | 5 | Jul 176d | 81% | $335 | $382 | $-47 | hold | hold - still earning |
| ENPHRetireInc | 45.7 | 50.0C | 10 | Jul 176d | 80% | $960 | $830 | $130 | hold | hold - still earning |
| DELLRetireInc | 444.4 | 480.0C | 3 | Jul 176d | 80% | $945 | $1,988 | $-1,042 | hold | hold - still earning |
| MURetireInc | 978.6 | 880.0P | 1 | Jul 176d | 78% | $1,600 | $1,500 | $100 | hold | hold - still earning (bull put 880/735 spread, net) |
| NVDANeville | 209.6 | 212.5C | 5 | Jul 176d | 62% | $735 | $1,562 | $-828 | hold | hold - still earning |
| METAMain | 669.5 | 630.0C | 3 | Jul 3120d | 36% | $3,198 | $18,562 | $-15,364 | hold | hold - still earning |
| RKLBNeville | 80.7 | 115.0P | 10 | Jul 3120d | 4% | $3,050 | $34,850 | $-31,800 | hold | hold - still earning (put income) |
Collected = premium you sold it for. Outstanding = cost to buy it back now. Exit Today = profit/loss locked in if you close now. CLOSE = banked most of it and the slot is better redeployed. ACT TODAY = expires today in the money: buy back or roll before the close (a short leg is never left to assignment).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
No eligible fortress can write a safe CC with practical premium.
NOT BEING SOLD
| Ticker | Reason |
|---|
| COINMain | deep drawdown (safe floor 32% above spot) |
| ETHAMain | deep drawdown (safe floor 28% above spot) |
| NOWMain | structural - you un-cap this name (net-CC < 0) |
| MSTRRetireInc | deep drawdown (safe floor 71% above spot) |
| RKLBRetireInc | deep drawdown (safe floor 76% above spot) |
| IRENRetireInc | deep drawdown (safe floor 56% above spot) |
| COPXJoint | deep drawdown (safe floor 22% above spot) |
| CLSKRetireInc | deep drawdown (safe floor 64% above spot) |
| INTCNeville | no option chain returned |
| GOOGNeville | no option chain returned |
| MUMain | no option chain returned |
| IRENMain | no option chain returned |
| IRENJoint | no option chain returned |
| GOOGJoint | no option chain returned |
| GOOGMain | no option chain returned |
| GOOGNeville | no option chain returned |
| BMNRRetireInc | no option chain returned |
| COINRetireInc | no option chain returned |
| QCOMRetireInc | no option chain returned |
Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾
Every income pick already IS the safest practical strike - nothing to swap.
The SAME contracts as Insight 2, at the SAFEST strike that still pays a practical premium (>= 40/contract). An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive to it (same inventory). Rows where the income pick already is the safest practical strike are omitted.
Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾
No underwater fortress pays meaningful premium at/above its CC-SS.
For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| MUNeville | 978.6 | 1155.0 | Jul 176d | 92% | 2 | $1,572 | 2.8x | $3,009 | $2,771 |
| GLXYMain | 25.1 | 30.0 | Jul 176d | 92% | 100 | $2,100 | 1.5x | $2,171 | $1,998 |
| AMZNJoint | 246.3 | 252.5 | Jul 132d | 93% | 10 | $1,260 | 1.9x | $1,675 | $1,550 |
| IRENNeville | 41.1 | 53.0 | Jul 176d | 97% | 20 | $960 | 2.0x | $1,313 | $1,267 |
| ENPHRetireInc | 45.7 | 50.0 | Jul 176d | 80% | 10 | $960 | 1.5x | $993 | $794 |
| DELL uwRetireInc | 444.4 | 480.0 | Jul 176d | 80% | 3 | $945 | 1.5x | $977 | $781 |
| RIOTJoint | 21.1 | 24.5 | Jul 176d | 92% | 50 | $800 | 1.5x | $827 | $758 |
| SPY uwNeville | 753.6 | 760.0 | Jul 154d | 84% | 12 | $720 | 1.7x | $851 | $716 |
| GLDMain | 377.2 | 390.0 | Jul 176d | 89% | 5 | $680 | 1.5x | $685 | $612 |
| SPCXNeville | 147.7 | 175.0 | Jul 176d | 96% | 5 | $550 | 1.5x | $569 | $547 |
| IGVMain | 92.7 | 100.0 | Jul 2413d | 88% | 12 | $1,164 | 0.8x | $602 | $532 |
| NVDA uwNeville | 209.6 | 212.5 | Jul 176d | 62% | 5 | $735 | 1.5x | $760 | $473 |
| CRWVNeville | 89.3 | 100.0 | Jul 176d | 87% | 5 | $515 | 1.5x | $533 | $465 |
| APPRetireInc | 514.7 | 600.0 | Jul 176d | 96% | 1 | $435 | 1.5x | $450 | $431 |
| NEM uwMain | 95.5 | 100.0 | Jul 176d | 81% | 5 | $335 | 2.0x | $458 | $369 |
| MDB uwNeville | 344.0 | 410.0 | Jul 2413d | 93% | 1 | $35 | 0.8x | $18 | $17 |
Gross $15,890 → E[rollover] $14,080 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾
| Fortress | Spot | CC-SS | Strike | DTE | Surv | CT | Rung | Gross / mo | E[net] / mo |
|---|
| MU-LC970Neville | 982.6 | 1236.0 | 1165.0 | Jul 187d | 90% | 2 | safe yield | $6,557 | $3,019 |
| COIN-LC165Main | 161.7 | 215.3 | 182.5 | Jul 187d | 90% | 8 | safe yield | $3,634 | $2,141 |
| IREN-LC50RetireInc | 40.8 | 67.1 | 50.0 | Jul 187d | 91% | 20 | safe yield | $3,171 | $1,646 |
| COPXJoint | 76.3 | 94.4 | 80.0 | Jul 187d | 78% | 17 | primary | $4,371 | $942 |
| BMNRRetireInc | 15.2 | 19.5 | 18.0 | Jul 187d | 92% | 50 | safe yield | $1,929 | $919 |
| ETHAMain | 13.5 | 17.9 | 14.0 | Jul 187d | 75% | 48 | primary | $2,674 | $792 |
| CRWVNeville | 89.8 | 126.2 | 104.0 | Jul 187d | 90% | 5 | safe yield | $1,307 | $608 |
| MSTRRetireInc | 96.1 | 167.1 | 112.0 | Jul 187d | 90% | 4 | safe yield | $1,131 | $529 |
| CLSKRetireInc | 12.6 | 16.9 | 15.0 | Jul 187d | 92% | 25 | safe yield | $750 | $327 |
| NEMMain | 95.5 | 117.7 | 105.0 | Jul 187d | 93% | 5 | safe yield | $279 | $82 |
Fight-mode extra: gross $25,804 → E[net] $11,005 / mo
Read from fortress_fight --all run Jul 10, 22:35 · 2h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.
Read-only and advisory. Places no orders.