CC Manager

CC Income Manager

● CACHED

Insight 2 candidates from the cc_scanner scan Jul 11, 13:59 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 11, 14:14 · 0h ago. Insight 1 marks: live.

Jul'26 INCOME · CC + PUTS + INTEREST

$74,804

S$96,714

floor $30,000 · ideal $50,000 · 21 days left · ideal reached

$7,354 interest

$57,325 booked

$10,125 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$72,136	$67,450	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$142,491

S$184,227

reaches ideal

floor $30,000 · ideal $50,000

$67,450 $53,492

floor

ideal

Interest $7,354↓Base $67,450↓New CCs (rest of mo) ×21/30 $53,492↓E[rollover] $14,195↓= $142,491Extra, not counted +$12,803/mo↓

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 sell-all ($76,418/mo full rate) × 21/30 days left = $53,492 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).

Step A - 3-month income-CC behaviour

In plain English. Over the last 171 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	171 (48 expired full / 123 bought back / 14 run over)
Avg time CC stays open	9.1 days
Win rate (kept >= 0) / run-over rate	92% / 8%
Typical premium given up (per bought-back CC)	$280 · mean $530 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	25.1% dollar-weighted · typical trade gives back 21% (median, size-free)
Mean keep (blended)	75%
Forecast keep (median complete month)	68% · 2026-04 94%, 2026-05 64%, 2026-06 68%, 2026-07 72%

Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 75%)	$0
Avg CC hold	9.1 days
Cycles that still fit this month	2.3

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD	Share
Neville	$23,694	$367	41%
Main	$20,246	$1,188	35%
RetireInc	$6,870	$350	12%
Joint	$6,515	$18	11%
TOTAL	$57,325	$1,922

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $64,679

accruing now: $1,922 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 47 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (22 open, 1 to close, bank $348)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
APPRetireInc	506.9	600.0C	1	Jul 176d	97%	$435	$88	$348	CLOSE	captured 80%, weak theta left
SPCXNeville	145.9	175.0C	5	Jul 176d	96%	$550	$188	$362	hold	hold - still earning
HIMSMain	34.4	48.0C	15	Jul 2413d	95%	$615	$398	$218	hold	hold - still earning
IRENMain	40.8	50.0C	20	Jul 176d	94%	$900	$600	$300	hold	hold - still earning
IRENJoint	40.8	50.0C	20	Jul 176d	94%	$900	$600	$300	hold	hold - still earning
MDBNeville	342.1	410.0C	1	Jul 2413d	93%	$35	$206	$-171	hold	hold - still earning
GLXYMain	24.9	30.0C	100	Jul 176d	93%	$2,100	$1,500	$600	hold	hold - still earning
RIOTJoint	21.0	24.5C	50	Jul 176d	93%	$800	$600	$200	hold	hold - still earning
MUNeville	983.0	1155.0C	2	Jul 176d	92%	$1,572	$1,290	$282	hold	hold - still earning
SOFIRetireInc	18.8	23.0C	35	Jul 3120d	90%	$35	$700	$-665	hold	hold - still earning
GLDMain	377.9	390.0C	5	Jul 176d	90%	$680	$292	$388	hold	hold - still earning
IGVMain	92.6	100.0C	12	Jul 2413d	89%	$1,164	$420	$744	hold	hold - still earning
CRWVNeville	88.8	100.0C	5	Jul 176d	88%	$515	$422	$92	hold	hold - still earning
COPXJoint	76.5	81.5C	20	Jul 176d	86%	$800	$650	$150	hold	hold - still earning
ENPHRetireInc	44.8	50.0C	10	Jul 176d	86%	$960	$510	$450	hold	hold - still earning
DELLRetireInc	435.1	480.0C	3	Jul 176d	86%	$945	$1,395	$-450	hold	hold - still earning
NVDANeville	210.6	225.0C	5	Jul 2413d	84%	$-850	$802	$-1,652	hold	hold - still earning
NEMMain	95.3	100.0C	5	Jul 176d	82%	$335	$338	$-2	hold	hold - still earning
SPYNeville	754.8	760.0C	12	Jul 154d	80%	$720	$1,236	$-516	hold	hold - still earning
MURetireInc	983.0	880.0P	1	Jul 176d	79%	$1,600	$1,427	$173	hold	hold - still earning (bull put 880/735 spread, net)
METAMain	668.0	630.0C	3	Jul 3120d	37%	$3,198	$18,330	$-15,132	hold	hold - still earning
RKLBNeville	81.0	115.0P	10	Jul 3120d	4%	$3,050	$34,550	$-31,500	hold	hold - still earning (put income)

Collected = premium you sold it for. Outstanding = cost to buy it back now. Exit Today = profit/loss locked in if you close now. CLOSE = banked most of it and the slot is better redeployed. ACT TODAY = expires today in the money: buy back or roll before the close (a short leg is never left to assignment).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
MUMain	983.0	1056.4	1085.0	Jul 176d	81%	$49,748/mo $11,608/wk5c
GOOGNeville	355.1	336.5	385.0	Jul 2413d	84%	$7,774/mo $1,814/wk15c
GOOGMain	355.1	338.8	367.5	Jul 176d	83%	$5,727/mo $1,336/wk10c
AMZNJoint	245.7	239.1	255.0	Jul 176d	82%	$4,267/mo $996/wk10c
INTCNeville	109.6	117.0	126.0	Jul 176d	92%	$2,916/mo $680/wk5c
GOOGJoint	355.1	338.8	367.5	Jul 176d	83%	$2,863/mo $668/wk5c
GOOGNeville	355.1	374.9	385.0	Jul 2413d	84%	$2,591/mo $605/wk5c
COINRetireInc	159.8	191.4	195.0	Jul 2413d	94%	$435/mo $102/wk3c
APPRetireInc	506.9	592.3	610.0	Jul 2413d	94%	$95/mo $22/wk1c

Sell all: 59 contract(s) on 6 ticker(s) → $17,831/wk · $76,418/mo · blended surv 85% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.

NOT BEING SOLD

Ticker	Reason
COINMain	deep drawdown (safe floor 37% above spot)
ETHAMain	deep drawdown (safe floor 33% above spot)
NOWMain	structural - you un-cap this name (net-CC < 0)
BMNRRetireInc	deep drawdown (safe floor 30% above spot)
IRENNeville	deep drawdown (safe floor 44% above spot)
MSTRRetireInc	deep drawdown (safe floor 77% above spot)
QCOMRetireInc	deep drawdown (safe floor 20% above spot)
RKLBRetireInc	deep drawdown (safe floor 81% above spot)
IRENRetireInc	deep drawdown (safe floor 65% above spot)
CLSKRetireInc	deep drawdown (safe floor 34% above spot)

Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
MUMain	983.0	1205.0	Jul 176d	97%	5	$5,802
GOOGNeville	355.1	380.0	Jul 176d	96%	15	$2,246
GOOGMain	355.1	380.0	Jul 176d	96%	10	$1,497
AMZNJoint	245.7	262.5	Jul 176d	94%	10	$1,422
GOOGJoint	355.1	400.0	Jul 2413d	93%	5	$1,123
GOOGNeville	355.1	400.0	Jul 2413d	93%	5	$1,123
INTCNeville	109.6	127.0	Jul 176d	93%	5	$1,086

Max-safety alternative (swap, not add): $14,299

The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.

Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
IRENNeville	40.8	58.8	60.0	Aug 2141d	89%	20	$2,475$3,382/cycle	$1,853
QCOMRetireInc	188.9	226.9	230.0	Aug 2141d	82%	5	$2,416$3,301/cycle	$1,808
COINMain	159.8	218.5	220.0	Aug 2141d	92%	8	$1,610$2,200/cycle	$1,205
BMNRRetireInc	14.7	19.2	20.0	Aug 2141d	88%	50	$1,537$2,100/cycle	$1,150

Recovery income: gross $8,037 → net-adj $6,016 / mo

For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
MUNeville	983.0	1155.0	Jul 176d	92%	2	$1,572	2.8x	$3,009	$2,772
GLXYMain	24.9	30.0	Jul 176d	93%	100	$2,100	1.5x	$2,199	$2,043
IRENMain	40.8	50.0	Jul 176d	94%	20	$900	2.3x	$1,436	$1,346
IRENJoint	40.8	50.0	Jul 176d	94%	20	$900	2.3x	$1,436	$1,346
ENPHRetireInc	44.8	50.0	Jul 176d	86%	10	$960	1.5x	$1,005	$864
DELL uwRetireInc	435.1	480.0	Jul 176d	86%	3	$945	1.5x	$989	$847
RIOTJoint	21.0	24.5	Jul 176d	93%	50	$800	1.5x	$838	$777
SPY uwNeville	754.8	760.0	Jul 154d	80%	12	$720	1.8x	$862	$689
GLDMain	377.9	390.0	Jul 176d	90%	5	$680	1.5x	$685	$617
SPCXNeville	145.9	175.0	Jul 176d	96%	5	$550	1.5x	$576	$554
IGVMain	92.6	100.0	Jul 2413d	89%	12	$1,164	0.8x	$609	$542
COPXJoint	76.5	81.5	Jul 176d	86%	20	$800	1.0x	$567	$487
CRWVNeville	88.8	100.0	Jul 176d	88%	5	$515	1.5x	$539	$475
APPRetireInc	506.9	600.0	Jul 176d	97%	1	$435	1.5x	$455	$444
NEM uwMain	95.3	100.0	Jul 176d	82%	5	$335	2.0x	$458	$375
MDB uwNeville	342.1	410.0	Jul 2413d	93%	1	$35	0.8x	$18	$17

Gross $15,682 → E[rollover] $14,195 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾

Fortress	Spot	CC-SS	Strike	DTE	Surv	CT	Rung	Gross / mo	E[net] / mo
IREN-LC50RetireInc	40.8	65.7	49.0	Jul 176d	92%	20	safe yield	$3,700	$2,352
CLSKRetireInc	12.8	17.2	15.0	Jul 176d	91%	25	safe yield	$1,425	$894
RKLBRetireInc	81.0	146.8	93.0	Jul 176d	91%	6	safe yield	$1,440	$829
GLDMain	377.9	469.0	390.0	Jul 176d	90%	5	safe yield	$1,375	$781
COIN-LC145RetireInc	159.8	188.3	180.0	Jul 176d	91%	3	safe yield	$1,275	$714
MSTRRetireInc	94.9	170.4	108.0	Jul 176d	90%	4	safe yield	$1,260	$678
ETHAMain	13.6	18.0	14.0	Jul 176d	73%	26	primary	$1,690	$538

Fight-mode extra: gross $12,165 → E[net] $6,787 / mo

Read from fortress_fight --all run Jul 11, 14:09 · 0h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.

Read-only and advisory. Places no orders.