CC Income Manager
● CACHED
GENERATEDJul 14, 2026 01:57
Insight 2 candidates from the cc_scanner scan Jul 13, 22:02 · 4h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 13, 22:14 · 4h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 18 days left · ideal reached
$7,354 interest
$61,751 booked
$9,235 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $75,260 | $70,986 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 sell-all ($23,646/mo full rate) × 18/30 days left = $14,187 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).
Step A - 3-month income-CC behaviour
In plain English. Over the last 173 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 13 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 173 (44 expired full / 129 bought back / 13 run over) |
| Avg time CC stays open | 9.5 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $260 · mean $503 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 25.3% dollar-weighted · typical trade gives back 21% (median, size-free) |
| Mean keep (blended) | 75% |
| Forecast keep (median complete month) | 68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 73% |
Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 75%) | $0 |
| Avg CC hold | 9.5 days |
| Cycles that still fit this month | 1.9 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD | Share |
|---|
| Neville | $25,795 | $367 | |
| Main | $20,836 | $1,188 | |
| RetireInc | $8,055 | $350 | |
| Joint | $7,065 | $18 | |
| TOTAL | $61,751 | $1,922 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $69,105
accruing now: $1,922 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 54 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (23 open, 3 to close, bank $3,250, 2 to roll)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| IRENMain | 38.3 | 50.0C | 20 | Jul 173d | 99% | $900 | $150 | $750 | CLOSE | banked 83% - close to lock the win and free the shares |
| IRENJoint | 38.3 | 50.0C | 20 | Jul 173d | 99% | $900 | $150 | $750 | CLOSE | banked 83% - close to lock the win and free the shares |
| GLXYMain | 23.1 | 30.0C | 100 | Jul 173d | 99% | $2,100 | $350 | $1,750 | CLOSE | banked 83% - close to lock the win and free the shares |
| SPYNeville | 749.4 | 760.0C | 12 | Jul 151d | 99% | $720 | $258 | $462 | hold | hold - 64% banked, $258 still to decay to you |
| HIMSMain | 33.9 | 48.0C | 15 | Jul 2410d | 97% | $615 | $285 | $330 | hold | hold - 54% banked, $285 still to decay to you |
| COPXJoint | 74.6 | 81.5C | 20 | Jul 173d | 95% | $800 | $350 | $450 | hold | hold - 56% banked, $350 still to decay to you |
| DELLRetireInc | 421.2 | 480.0C | 3 | Jul 173d | 95% | $945 | $534 | $411 | hold | hold - 43% banked, $534 still to decay to you |
| NOWMain | 111.0 | 123.0C | 10 | Jul 173d | 95% | $450 | $360 | $90 | hold | hold - 20% banked, $360 still to decay to you |
| NEMMain | 92.9 | 100.0C | 5 | Jul 173d | 95% | $335 | $115 | $220 | hold | hold - 66% banked, $115 still to decay to you |
| MDBNeville | 345.5 | 410.0C | 1 | Jul 2410d | 94% | $35 | $181 | $-146 | hold | hold - -417% banked, $181 still to decay to you |
| NVDANeville | 203.9 | 225.0C | 5 | Jul 2410d | 93% | $-850 | $300 | $-1,150 | hold | hold - $300 premium still to decay to you |
| GOOGNeville | 353.0 | 370.0C | 15 | Jul 173d | 93% | $975 | $1,012 | $-38 | hold | hold - -4% banked, $1,012 still to decay to you |
| GOOGNeville | 353.0 | 370.0C | 15 | Jul 173d | 93% | $975 | $1,012 | $-38 | hold | hold - -4% banked, $1,012 still to decay to you |
| GOOGJoint | 353.0 | 370.0C | 5 | Jul 173d | 93% | $325 | $338 | $-12 | hold | hold - -4% banked, $338 still to decay to you |
| GOOGMain | 353.0 | 370.0C | 10 | Jul 173d | 93% | $650 | $675 | $-25 | hold | hold - -4% banked, $675 still to decay to you |
| SOFIRetireInc | 18.1 | 23.0C | 35 | Jul 3117d | 93% | $35 | $542 | $-508 | hold | hold - -1450% banked, $542 still to decay to you |
| MARANeville | 12.0 | 13.5C | 5 | Jul 173d | 91% | - | $48 | - | hold | hold - $48 premium still to decay to you |
| GLDMain | 366.5 | 379.0C | 10 | Jul 173d | 90% | $860 | $775 | $85 | hold | hold - 10% banked, $775 still to decay to you |
| IGVMain | 92.8 | 100.0C | 12 | Jul 2410d | 90% | $1,164 | $450 | $714 | hold | hold - 61% banked, $450 still to decay to you |
| AMZNJoint | 248.1 | 257.5C | 10 | Jul 173d | 86% | $950 | $1,000 | $-50 | hold | hold - -5% banked, $1,000 still to decay to you |
| MURetireInc | 929.9 | 880.0P | 1 | Jul 173d | 70% | $1,600 | $1,825 | $-225 | hold | hold - -14% banked, $1,825 still to decay to you (bull put 880/735 spread, net) |
| METAMain | 660.7 | 630.0C | 3 | Jul 3117d | 38% | $3,198 | $16,012 | $-12,814 | ROLL | running over - ITM, roll up/out (LEAPS defends; do not realize the loss here) |
| RKLBNeville | 76.3 | 115.0P | 10 | Jul 3117d | 2% | $3,050 | $38,675 | $-35,625 | ROLL | running over - ITM, roll up/out (LEAPS defends; do not realize the loss here) (put income) |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| MUMain | 922.1 | 1054.5 | 1060.0 | Jul 2511d | 81% | |
| INTCNeville | 104.7 | 116.4 | 123.0 | Jul 2511d | 81% | |
| COINRetireInc | 158.0 | 188.2 | 190.0 | Jul 2511d | 93% | |
Sell all: 13 contract(s) on 3 ticker(s) → $5,517/wk · $23,646/mo · blended surv 84% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| RIOTJoint | longer-term bullish hold (excluded) |
| SPCXNeville | deep drawdown (safe floor 31% above spot) |
| COINMain | deep drawdown (safe floor 37% above spot) |
| ETHAMain | deep drawdown (safe floor 35% above spot) |
| BMNRRetireInc | deep drawdown (safe floor 35% above spot) |
| IRENNeville | deep drawdown (safe floor 44% above spot) |
| MSTRRetireInc | deep drawdown (safe floor 84% above spot) |
| QCOMRetireInc | deep drawdown (safe floor 23% above spot) |
| APPRetireInc | deep drawdown (safe floor 29% above spot) |
| RKLBRetireInc | deep drawdown (safe floor 89% above spot) |
| IRENRetireInc | deep drawdown (safe floor 64% above spot) |
| CRWVNeville | deep drawdown (safe floor 52% above spot) |
| ENPHRetireInc | deep drawdown (safe floor 36% above spot) |
| CLSKRetireInc | deep drawdown (safe floor 37% above spot) |
| MUNeville | deep drawdown (safe floor 35% above spot) |
| MARAJoint | deep drawdown (safe floor 56% above spot) |
| MARAMain | deep drawdown (safe floor 52% above spot) |
Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| MUMain | 922.1 | 1200.0 | Jul 217d | 99% | 5 | $2,065 |
| INTCNeville | 104.7 | 137.0 | Jul 2511d | 93% | 5 | $1,070 |
Max-safety alternative (swap, not add): $3,135
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| MUNeville | 922.1 | 1247.8 | 1250.0 | Aug 2239d | 88% | 2 | $4,215$5,480/cycle | $3,149 |
| IRENNeville | 41.0 | 59.1 | 60.0 | Aug 2239d | 88% | 20 | $2,308$3,000/cycle | $1,724 |
| QCOMRetireInc | 185.8 | 228.1 | 230.0 | Aug 2239d | 83% | 5 | $1,788$2,325/cycle | $1,336 |
| COINMain | 158.0 | 217.0 | 220.0 | Aug 2239d | 93% | 8 | $1,569$2,040/cycle | $1,172 |
| SPCXNeville | 140.2 | 183.5 | 185.0 | Aug 2239d | 84% | 5 | $1,462$1,900/cycle | $1,092 |
| BMNRRetireInc | 14.5 | 19.6 | 20.0 | Aug 2239d | 91% | 50 | $1,231$1,600/cycle | $920 |
| APPRetireInc | 465.0 | 601.6 | 610.0 | Aug 2239d | 86% | 1 | $838$1,090/cycle | $626 |
Recovery income: gross $13,412 → net-adj $10,020 / mo
For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| GLXYMain | 23.1 | 30.0 | Jul 173d | 99% | 100 | $2,100 | 1.5x | $2,119 | $2,090 |
| IRENMain | 38.3 | 50.0 | Jul 173d | 99% | 20 | $900 | 2.3x | $1,436 | $1,417 |
| IRENJoint | 38.3 | 50.0 | Jul 173d | 99% | 20 | $900 | 2.3x | $1,436 | $1,417 |
| GLDMain | 366.5 | 379.0 | Jul 173d | 90% | 10 | $860 | 1.8x | $1,029 | $931 |
| DELLRetireInc | 421.2 | 480.0 | Jul 173d | 95% | 3 | $945 | 1.5x | $953 | $904 |
| AMZN uwJoint | 248.1 | 257.5 | Jul 173d | 86% | 10 | $950 | 1.5x | $959 | $827 |
| SPYNeville | 749.4 | 760.0 | Jul 151d | 99% | 12 | $720 | 1.7x | $830 | $818 |
| GOOG uwNeville | 353.0 | 370.0 | Jul 173d | 93% | 15 | $975 | 1.2x | $778 | $724 |
| GOOG uwNeville | 353.0 | 370.0 | Jul 173d | 93% | 15 | $975 | 1.2x | $778 | $724 |
| COPXJoint | 74.6 | 81.5 | Jul 173d | 95% | 20 | $800 | 1.1x | $589 | $562 |
| IGVMain | 92.8 | 100.0 | Jul 2410d | 90% | 12 | $1,164 | 0.7x | $587 | $528 |
| GOOG uwMain | 353.0 | 370.0 | Jul 173d | 93% | 10 | $650 | 1.2x | $518 | $483 |
| NEMMain | 92.9 | 100.0 | Jul 173d | 95% | 5 | $335 | 2.0x | $458 | $434 |
| GOOG uwJoint | 353.0 | 370.0 | Jul 173d | 93% | 5 | $325 | 1.2x | $259 | $241 |
| MDB uwNeville | 345.5 | 410.0 | Jul 2410d | 94% | 1 | $35 | 0.7x | $18 | $17 |
Gross $12,746 → E[rollover] $12,117 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾
| Fortress | Spot | CC-SS | Strike | DTE | Surv | CT | Rung | Gross / mo | E[net] / mo |
|---|
| MARA-LC20-1299Main | 12.2 | 18.6 | 14.5 | Jul 184d | 94% | 200 | safe yield | $6,000 | $2,563 |
| IREN-LC50RetireInc | 41.1 | 67.2 | 48.0 | Jul 184d | 91% | 20 | safe yield | $4,350 | $2,166 |
| COIN-LC145RetireInc | 157.9 | 188.1 | 170.0 | Jul 184d | 83% | 3 | primary | $3,668 | $1,769 |
| RKLBRetireInc | 78.3 | 147.9 | 88.5 | Jul 184d | 92% | 6 | safe yield | $2,250 | $1,546 |
| MSTRRetireInc | 91.2 | 167.8 | 103.0 | Jul 184d | 91% | 4 | safe yield | $1,710 | $1,033 |
| MARA-LC20-1782Joint | 12.2 | 19.0 | 14.5 | Jul 184d | 94% | 50 | safe yield | $1,500 | $641 |
| GLDMain | 370.8 | 472.4 | 392.0 | Jul 2511d | 91% | 5 | safe yield | $941 | $429 |
| ETHAMain | 13.4 | 18.0 | 13.5 | Jul 184d | 59% | 18 | primary | $2,700 | $422 |
| CLSKRetireInc | 12.4 | 17.0 | 14.5 | Jul 184d | 91% | 25 | safe yield | $1,125 | $394 |
Fight-mode extra: gross $24,243 → E[net] $10,963 / mo
Read from fortress_fight --all run Jul 13, 22:11 · 4h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.
Read-only and advisory. Places no orders.