CC Income Manager
● CACHED
GENERATEDJul 14, 2026 03:44
Insight 2 candidates from the cc_scanner scan Jul 14, 03:30 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 14, 03:42 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 18 days left · ideal reached
$7,354 interest
$61,751 booked
$9,235 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $75,260 | $70,986 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Base = booked so far + open-CC pipeline (net-adj) · New CCs = Insight 2 sell-all ($27,747/mo full rate) × 18/30 days left = $16,648 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value).
Step A - 3-month income-CC behaviour
In plain English. Over the last 173 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 13 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 173 (44 expired full / 129 bought back / 13 run over) |
| Avg time CC stays open | 9.5 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $260 · mean $503 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 25.3% dollar-weighted · typical trade gives back 21% (median, size-free) |
| Mean keep (blended) | 75% |
| Forecast keep (median complete month) | 68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 73% |
Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 75%) | $0 |
| Avg CC hold | 9.5 days |
| Cycles that still fit this month | 1.9 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD | Share |
|---|
| Neville | $25,795 | $367 | |
| Main | $20,836 | $1,188 | |
| RetireInc | $8,055 | $350 | |
| Joint | $7,065 | $18 | |
| TOTAL | $61,751 | $1,922 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $69,105
accruing now: $1,922 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 54 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (23 open, 3 to close, bank $3,230, 2 to roll)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| GLXYMain | 23.4 | 30.0C | 100 | Jul 173d | 99% | $2,100 | $350 | $1,750 | CLOSE | banked 83% - close to lock the win and free the shares |
| SPYNeville | 748.9 | 760.0C | 12 | Jul 151d | 99% | $720 | $210 | $510 | hold | hold - 71% banked, $210 still to decay to you |
| IRENMain | 38.9 | 50.0C | 20 | Jul 173d | 99% | $900 | $160 | $740 | CLOSE | banked 82% - close to lock the win and free the shares |
| IRENJoint | 38.9 | 50.0C | 20 | Jul 173d | 99% | $900 | $160 | $740 | CLOSE | banked 82% - close to lock the win and free the shares |
| HIMSMain | 33.8 | 48.0C | 15 | Jul 2410d | 97% | $615 | $278 | $338 | hold | hold - 55% banked, $278 still to decay to you |
| COPXJoint | 74.3 | 81.5C | 20 | Jul 173d | 96% | $800 | $350 | $450 | hold | hold - 56% banked, $350 still to decay to you |
| NOWMain | 110.3 | 123.0C | 10 | Jul 173d | 95% | $450 | $290 | $160 | hold | hold - 36% banked, $290 still to decay to you |
| GOOGNeville | 350.4 | 370.0C | 15 | Jul 173d | 95% | $975 | $720 | $255 | hold | hold - 26% banked, $720 still to decay to you |
| GOOGNeville | 350.4 | 370.0C | 15 | Jul 173d | 95% | $975 | $720 | $255 | hold | hold - 26% banked, $720 still to decay to you |
| GOOGJoint | 350.4 | 370.0C | 5 | Jul 173d | 95% | $325 | $240 | $85 | hold | hold - 26% banked, $240 still to decay to you |
| GOOGMain | 350.4 | 370.0C | 10 | Jul 173d | 95% | $650 | $480 | $170 | hold | hold - 26% banked, $480 still to decay to you |
| MDBNeville | 337.8 | 410.0C | 1 | Jul 2410d | 95% | $35 | $170 | $-134 | hold | hold - -384% banked, $170 still to decay to you |
| NEMMain | 93.1 | 100.0C | 5 | Jul 173d | 95% | $335 | $110 | $225 | hold | hold - 67% banked, $110 still to decay to you |
| DELLRetireInc | 424.8 | 480.0C | 3 | Jul 173d | 94% | $945 | $592 | $352 | hold | hold - 37% banked, $592 still to decay to you |
| NVDANeville | 203.9 | 225.0C | 5 | Jul 2410d | 93% | $-850 | $305 | $-1,155 | hold | hold - $305 premium still to decay to you |
| SOFIRetireInc | 18.1 | 23.0C | 35 | Jul 3117d | 93% | $35 | $542 | $-508 | hold | hold - -1450% banked, $542 still to decay to you |
| IGVMain | 92.1 | 100.0C | 12 | Jul 2410d | 92% | $1,164 | $420 | $744 | hold | hold - 64% banked, $420 still to decay to you |
| GLDMain | 366.8 | 379.0C | 10 | Jul 173d | 90% | $860 | $835 | $25 | hold | hold - 3% banked, $835 still to decay to you |
| MARANeville | 12.1 | 13.5C | 5 | Jul 173d | 89% | - | $53 | - | hold | hold - $53 premium still to decay to you |
| AMZNJoint | 247.4 | 257.5C | 10 | Jul 173d | 87% | $950 | $940 | $10 | hold | hold - 1% banked, $940 still to decay to you |
| MURetireInc | 934.0 | 880.0P | 1 | Jul 173d | 71% | $1,600 | $1,734 | $-134 | hold | hold - -8% banked, $1,734 still to decay to you (bull put 880/735 spread, net) |
| METAMain | 657.8 | 630.0C | 3 | Jul 3117d | 40% | $3,198 | $15,495 | $-12,297 | ROLL | running over - ITM, roll up/out (LEAPS defends; do not realize the loss here) |
| RKLBNeville | 76.6 | 115.0P | 10 | Jul 3117d | 2% | $3,050 | $38,925 | $-35,875 | ROLL | running over - ITM, roll up/out (LEAPS defends; do not realize the loss here) (put income) |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| MUMain | 931.9 | 1055.3 | 1060.0 | Jul 2410d | 80% | |
| INTCNeville | 102.4 | 117.1 | 119.0 | Jul 2410d | 81% | |
Sell all: 10 contract(s) on 2 ticker(s) → $6,474/wk · $27,747/mo · blended surv 80% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| RIOTJoint | longer-term bullish hold (excluded) |
| SPCXNeville | deep drawdown (safe floor 33% above spot) |
| COINMain | deep drawdown (safe floor 39% above spot) |
| ETHAMain | deep drawdown (safe floor 33% above spot) |
| BMNRRetireInc | deep drawdown (safe floor 37% above spot) |
| IRENNeville | deep drawdown (safe floor 51% above spot) |
| MSTRRetireInc | deep drawdown (safe floor 82% above spot) |
| COINRetireInc | deep drawdown (safe floor 20% above spot) |
| QCOMRetireInc | deep drawdown (safe floor 24% above spot) |
| APPRetireInc | deep drawdown (safe floor 36% above spot) |
| RKLBRetireInc | deep drawdown (safe floor 94% above spot) |
| IRENRetireInc | deep drawdown (safe floor 74% above spot) |
| CRWVNeville | deep drawdown (safe floor 55% above spot) |
| ENPHRetireInc | deep drawdown (safe floor 37% above spot) |
| CLSKRetireInc | deep drawdown (safe floor 42% above spot) |
| MUNeville | deep drawdown (safe floor 34% above spot) |
| MARAJoint | deep drawdown (safe floor 62% above spot) |
| MARAMain | deep drawdown (safe floor 48% above spot) |
Insight 2b - max-safety ALTERNATIVE (same contracts, safest strikes)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| MUMain | 931.9 | 1205.0 | Jul 206d | 99% | 5 | $1,924 |
| INTCNeville | 102.4 | 132.0 | Jul 2410d | 94% | 5 | $1,233 |
Max-safety alternative (swap, not add): $3,157
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
Insight 2c - recovery income on underwater fortresses (DTE up to 45)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| MUNeville | 931.9 | 1246.9 | 1250.0 | Aug 2845d | 85% | 2 | $4,513$6,770/cycle | $3,372 |
| MARAMain | 12.1 | 17.9 | 18.0 | Jul 3117d | 97% | 200 | $1,765$1,000/cycle | $1,318 |
| QCOMRetireInc | 183.2 | 228.1 | 230.0 | Aug 2845d | 85% | 5 | $1,517$2,275/cycle | $1,133 |
| COINMain | 156.0 | 216.1 | 220.0 | Aug 2138d | 94% | 8 | $1,509$1,912/cycle | $1,128 |
| SPCXNeville | 137.8 | 183.3 | 185.0 | Aug 2845d | 87% | 5 | $1,367$2,050/cycle | $1,021 |
| COINRetireInc | 156.0 | 187.3 | 190.0 | Aug 2845d | 78% | 3 | $1,240$1,860/cycle | $926 |
| BMNRRetireInc | 14.4 | 19.7 | 20.0 | Aug 2845d | 90% | 50 | $1,067$1,600/cycle | $797 |
| ENPHRetireInc | 42.8 | 58.6 | 60.0 | Aug 2138d | 89% | 10 | $1,026$1,300/cycle | $767 |
| APPRetireInc | 445.1 | 604.6 | 605.0 | Aug 2845d | 89% | 1 | $733$1,100/cycle | $548 |
Recovery income: gross $14,737 → net-adj $11,010 / mo
For deep-drawdown fortresses you are waiting on: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (at/above CC-SS) - harvest income while the structure recovers. Income shown as the 30/DTE monthly rate (per-cycle premium stacked under it); Net / mo applies the historical keep haircut, same as every other panel.
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| GLXYMain | 23.4 | 30.0 | Jul 173d | 99% | 100 | $2,100 | 1.5x | $2,119 | $2,093 |
| IRENMain | 38.9 | 50.0 | Jul 173d | 99% | 20 | $900 | 2.3x | $1,436 | $1,414 |
| IRENJoint | 38.9 | 50.0 | Jul 173d | 99% | 20 | $900 | 2.3x | $1,436 | $1,414 |
| GLDMain | 366.8 | 379.0 | Jul 173d | 90% | 10 | $860 | 1.8x | $1,029 | $924 |
| DELLRetireInc | 424.8 | 480.0 | Jul 173d | 94% | 3 | $945 | 1.5x | $953 | $895 |
| AMZNJoint | 247.4 | 257.5 | Jul 173d | 87% | 10 | $950 | 1.5x | $959 | $837 |
| SPYNeville | 748.9 | 760.0 | Jul 151d | 99% | 12 | $720 | 1.7x | $830 | $820 |
| GOOGNeville | 350.4 | 370.0 | Jul 173d | 95% | 15 | $975 | 1.2x | $778 | $740 |
| GOOGNeville | 350.4 | 370.0 | Jul 173d | 95% | 15 | $975 | 1.2x | $778 | $740 |
| COPXJoint | 74.3 | 81.5 | Jul 173d | 96% | 20 | $800 | 1.1x | $589 | $564 |
| IGVMain | 92.1 | 100.0 | Jul 2410d | 92% | 12 | $1,164 | 0.7x | $587 | $538 |
| GOOGMain | 350.4 | 370.0 | Jul 173d | 95% | 10 | $650 | 1.2x | $518 | $494 |
| NEMMain | 93.1 | 100.0 | Jul 173d | 95% | 5 | $335 | 2.0x | $458 | $433 |
| GOOGJoint | 350.4 | 370.0 | Jul 173d | 95% | 5 | $325 | 1.2x | $259 | $247 |
| MDB uwNeville | 337.8 | 410.0 | Jul 2410d | 95% | 1 | $35 | 0.7x | $18 | $17 |
Gross $12,746 → E[rollover] $12,170 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - FIGHT-mode income on deep-drawdown fortresses (below CC-SS, not in projections)▾
| Fortress | Spot | CC-SS | Strike | DTE | Surv | CT | Rung | Gross / mo | E[net] / mo |
|---|
| IREN-LC45Neville | 39.0 | 59.0 | 45.0 | Jul 173d | 90% | 20 | primary | $7,800 | $5,222 |
| IREN-LC50RetireInc | 39.0 | 67.7 | 45.0 | Jul 173d | 90% | 20 | primary | $7,800 | $5,222 |
| MARA-LC20-1782Joint | 12.1 | 19.5 | 13.5 | Jul 173d | 90% | 50 | safe yield | $4,500 | $3,038 |
| CRWVNeville | 83.3 | 128.7 | 94.0 | Jul 173d | 93% | 5 | safe yield | $2,700 | $2,081 |
| MSTRRetireInc | 91.9 | 167.6 | 103.0 | Jul 173d | 91% | 4 | safe yield | $2,680 | $1,841 |
| RKLBRetireInc | 76.4 | 147.9 | 86.5 | Jul 173d | 92% | 6 | safe yield | $2,640 | $1,816 |
| CLSKRetireInc | 12.2 | 17.3 | 14.0 | Jul 173d | 91% | 25 | safe yield | $2,250 | $1,409 |
| ETHAMain | 13.3 | 17.7 | 14.5 | Jul 173d | 96% | 50 | safe yield | $1,000 | $793 |
Fight-mode extra: gross $31,370 → E[net] $21,423 / mo
Read from fortress_fight --all run Jul 14, 03:38 · 0h ago. These strikes sit below CC-SS: assignment locks a realized loss, which is why this income is shown as EXTRA and never added to the projection headline or the --score calibration. Rung = fight's ladder pick (safe yield = max income at survival >= 90%). E[net]/mo = fight's own expected value (premium minus expected buyback). Names Insight 2c already serves at/above CC-SS are skipped, and bullish holds are excluded exactly like Insight 2. Trade plan, escape doors and the campaign ratchet live on the FIGHT dashboard.
Read-only and advisory. Places no orders.