CC Manager

CC Income Manager

● CACHED

Insight 2 candidates from the cc_scanner scan Jul 14, 03:30 · 12h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 14, 15:23 · 0h ago. Insight 1: IBKR offline — replaying last live snapshot (12h old).

Jul'26 INCOME · CC + PUTS + INTEREST

$78,340

S$101,332

floor $30,000 · ideal $50,000 · 18 days left · ideal reached

$7,354 interest

$61,751 booked

$9,235 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$75,260	$70,986	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$148,299

S$191,822

reaches ideal

floor $30,000 · ideal $50,000

$7.4k$62k$9.2k $19k $12k $39k

floor

ideal

Interest $7,354↓Booked $61,751Pipeline $9,235↓New CCs (rest of mo) ×18/30 $19,204↓E[rollover] $12,170↓E[fight] ×18/30 $38,585↓= $148,299

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($32,006/mo full rate) × 18/30 days left = $19,204 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (E[net], the tenor you actually sell), prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)

Step A - 3-month income-CC behaviour

In plain English. Over the last 173 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 13 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	173 (44 expired full / 129 bought back / 13 run over)
Avg time CC stays open	9.5 days
Win rate (kept >= 0) / run-over rate	92% / 8%
Typical premium given up (per bought-back CC)	$260 · mean $503 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	25.3% dollar-weighted · typical trade gives back 21% (median, size-free)
Mean keep (blended)	75%
Forecast keep (median complete month)	68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 73%

Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 75%)	$0
Avg CC hold	9.5 days
Cycles that still fit this month	1.9

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD (info, stale)	Share
Neville	$25,795	$367	42%
Main	$20,836	$1,188	34%
RetireInc	$8,055	$350	13%
Joint	$7,065	$18	11%
TOTAL	$61,751	$1,922

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $69,105

accruing now: $1,922 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 54 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (23 open, 3 to close, bank $3,230, 2 to roll)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
GLXYMain	23.4	30.0C	100	Jul 173d	99%	$2,100	$350	$1,750	CLOSE	83% banked - bank it
SPYNeville	748.9	760.0C	12	Jul 151d	99%	$720	$210	$510	hold	71% banked, 29% to decay
IRENMain	38.9	50.0C	20	Jul 173d	99%	$900	$160	$740	CLOSE	82% banked - bank it
IRENJoint	38.9	50.0C	20	Jul 173d	99%	$900	$160	$740	CLOSE	82% banked - bank it
HIMSMain	33.8	48.0C	15	Jul 2410d	97%	$615	$278	$338	hold	55% banked, 45% to decay
COPXJoint	74.3	81.5C	20	Jul 173d	96%	$800	$350	$450	hold	56% banked, 44% to decay
NOWMain	110.3	123.0C	10	Jul 173d	95%	$450	$290	$160	hold	36% banked, 64% to decay
GOOGNeville	350.4	370.0C	15	Jul 173d	95%	$975	$720	$255	hold	26% banked, 74% to decay
GOOGNeville	350.4	370.0C	15	Jul 173d	95%	$975	$720	$255	hold	26% banked, 74% to decay
GOOGJoint	350.4	370.0C	5	Jul 173d	95%	$325	$240	$85	hold	26% banked, 74% to decay
GOOGMain	350.4	370.0C	10	Jul 173d	95%	$650	$480	$170	hold	26% banked, 74% to decay
MDBNeville	337.8	410.0C	1	Jul 2410d	95%	$35	$170	$-134	hold	underwater, 95% safe
NEMMain	93.1	100.0C	5	Jul 173d	95%	$335	$110	$225	hold	67% banked, 33% to decay
DELLRetireInc	424.8	480.0C	3	Jul 173d	94%	$945	$592	$352	hold	37% banked, 63% to decay
NVDANeville	203.9	225.0C	5	Jul 2410d	93%	$-850	$305	$-1,155	hold	underwater, 93% safe
SOFIRetireInc	18.1	23.0C	35	Jul 3117d	93%	$35	$542	$-508	hold	underwater, 93% safe
IGVMain	92.1	100.0C	12	Jul 2410d	92%	$1,164	$420	$744	hold	64% banked, 36% to decay
GLDMain	366.8	379.0C	10	Jul 173d	90%	$860	$835	$25	hold	3% banked, 97% to decay
MARANeville	12.1	13.5C	5	Jul 173d	89%	-	$53	-	hold	89% safe
AMZNJoint	247.4	257.5C	10	Jul 173d	87%	$950	$940	$10	hold	1% banked, 99% to decay
MURetireInc	934.0	880.0P	1	Jul 173d	71%	$1,600	$1,734	$-134	hold	underwater, 71% safe (bull put 880/735)
METAMain	657.8	630.0C	3	Jul 3117d	40%	$3,198	$15,495	$-12,297	ROLL	ITM run-over - roll, don't realize
RKLBNeville	76.6	115.0P	10	Jul 3117d	2%	$3,050	$38,925	$-35,875	ROLL	ITM run-over - roll, don't realize (put)

CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
MUMain	931.9	1055.3	1060.0	Jul 2410d	80%	$24,766/mo $5,779/wk5c
RIOTJoint	19.9	21.3	22.5	Jul 2410d	82%	$4,258/mo $994/wk50c
INTCNeville	102.4	117.1	119.0	Jul 2410d	81%	$2,981/mo $696/wk5c

Sell all: 60 contract(s) on 3 ticker(s) → $7,468/wk · $32,006/mo · blended surv 82% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.

NOT BEING SOLD

Ticker	Reason
SPCXNeville	deep drawdown (safe floor 33% above spot)
COINMain	deep drawdown (safe floor 39% above spot)
ETHAMain	deep drawdown (safe floor 33% above spot)
BMNRRetireInc	deep drawdown (safe floor 37% above spot)
IRENNeville	deep drawdown (safe floor 51% above spot)
MSTRRetireInc	deep drawdown (safe floor 82% above spot)
COINRetireInc	deep drawdown (safe floor 20% above spot)
QCOMRetireInc	deep drawdown (safe floor 24% above spot)
APPRetireInc	deep drawdown (safe floor 36% above spot)
RKLBRetireInc	deep drawdown (safe floor 94% above spot)
IRENRetireInc	deep drawdown (safe floor 74% above spot)
CRWVNeville	deep drawdown (safe floor 55% above spot)
ENPHRetireInc	deep drawdown (safe floor 37% above spot)
CLSKRetireInc	deep drawdown (safe floor 42% above spot)
MUNeville	deep drawdown (safe floor 34% above spot)
MARAJoint	deep drawdown (safe floor 62% above spot)
MARAMain	deep drawdown (safe floor 48% above spot)

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
GLXYMain	23.4	30.0	Jul 173d	99%	100	$2,100	1.5x	$2,119	$2,093
IRENMain	38.9	50.0	Jul 173d	99%	20	$900	2.3x	$1,436	$1,414
IRENJoint	38.9	50.0	Jul 173d	99%	20	$900	2.3x	$1,436	$1,414
GLDMain	366.8	379.0	Jul 173d	90%	10	$860	1.8x	$1,029	$924
DELLRetireInc	424.8	480.0	Jul 173d	94%	3	$945	1.5x	$953	$895
AMZNJoint	247.4	257.5	Jul 173d	87%	10	$950	1.5x	$959	$837
SPYNeville	748.9	760.0	Jul 151d	99%	12	$720	1.7x	$830	$820
GOOGNeville	350.4	370.0	Jul 173d	95%	15	$975	1.2x	$778	$740
GOOGNeville	350.4	370.0	Jul 173d	95%	15	$975	1.2x	$778	$740
COPXJoint	74.3	81.5	Jul 173d	96%	20	$800	1.1x	$589	$564
IGVMain	92.1	100.0	Jul 2410d	92%	12	$1,164	0.7x	$587	$538
GOOGMain	350.4	370.0	Jul 173d	95%	10	$650	1.2x	$518	$494
NEMMain	93.1	100.0	Jul 173d	95%	5	$335	2.0x	$458	$433
GOOGJoint	350.4	370.0	Jul 173d	95%	5	$325	1.2x	$259	$247
MDB uwNeville	337.8	410.0	Jul 2410d	95%	1	$35	0.7x	$18	$17

Gross $12,746 → E[rollover] $12,170 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾

Fortress	Spot	CC-SS	Strike	vs CC-SS	DTE	Surv	CT	Rung	Gross / mo	E[net] / mo
MARA-LC20-1299Main	12.1	17.9	13.5	⚠ below	Jul 173d	90%	200	safe yield	$18,000	$12,150
MU-LC970Neville	930.8	1245.4	1045.0	⚠ below	Jul 173d	90%	2	primary	$15,800	$10,739
COIN-LC165Main	155.9	216.0	172.5	⚠ below	Jul 173d	91%	8	primary	$7,760	$5,313
IREN-LC45Neville	39.0	59.0	45.0	⚠ below	Jul 173d	90%	20	primary	$7,800	$5,222
IREN-LC50RetireInc	39.0	67.7	45.0	⚠ below	Jul 173d	90%	20	primary	$7,800	$5,222
BMNRRetireInc	14.4	19.7	16.0	⚠ below	Jul 173d	93%	50	safe yield	$6,000	$5,009
QCOMRetireInc	183.1	227.7	197.5	⚠ below	Jul 173d	88%	5	primary	$5,700	$3,497
SPCXNeville	137.9	182.8	152.5	⚠ below	Jul 173d	91%	5	primary	$4,500	$3,128
MARA-LC20-1782Joint	12.1	19.5	13.5	⚠ below	Jul 173d	90%	50	safe yield	$4,500	$3,038
CRWVNeville	83.3	128.7	94.0	⚠ below	Jul 173d	93%	5	safe yield	$2,700	$2,081
ENPHRetireInc	42.8	58.6	48.0	⚠ below	Jul 173d	90%	10	safe yield	$3,000	$1,844
MSTRRetireInc	91.9	167.6	103.0	⚠ below	Jul 173d	91%	4	safe yield	$2,680	$1,841
RKLBRetireInc	76.4	147.9	86.5	⚠ below	Jul 173d	92%	6	safe yield	$2,640	$1,816
CLSKRetireInc	12.2	17.3	14.0	⚠ below	Jul 173d	91%	25	safe yield	$2,250	$1,409
APPRetireInc	443.7	603.1	492.5	⚠ below	Jul 173d	91%	1	safe yield	$2,100	$1,205
ETHAMain	13.3	17.7	14.5	⚠ below	Jul 173d	96%	50	safe yield	$1,000	$793

Deep-name income: gross $94,230 → E[net] $64,309 / mo · 0 of 16 at/above CC-SS (safe)

Read from fortress_fight --all run Jul 14, 03:38 · 12h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. E[net]/mo = premium minus expected buyback. Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.

FYI / reference · not counted in the projection

FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
MUMain	931.9	1205.0	Jul 206d	99%	5	$1,924
INTCNeville	102.4	132.0	Jul 2410d	94%	5	$1,233
RIOTJoint	19.9	26.0	Jul 2410d	97%	50	$1,009

Max-safety alternative (swap, not add): $4,165

The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.

FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
MUNeville	931.9	1246.9	1250.0	Aug 2845d	85%	2	$4,513$6,770/cycle	$3,372
MARAMain	12.1	17.9	18.0	Jul 3117d	97%	200	$1,765$1,000/cycle	$1,318
QCOMRetireInc	183.2	228.1	230.0	Aug 2845d	85%	5	$1,517$2,275/cycle	$1,133
COINMain	156.0	216.1	220.0	Aug 2138d	94%	8	$1,509$1,912/cycle	$1,128
SPCXNeville	137.8	183.3	185.0	Aug 2845d	87%	5	$1,367$2,050/cycle	$1,021
COINRetireInc	156.0	187.3	190.0	Aug 2845d	78%	3	$1,240$1,860/cycle	$926
BMNRRetireInc	14.4	19.7	20.0	Aug 2845d	90%	50	$1,067$1,600/cycle	$797
ENPHRetireInc	42.8	58.6	60.0	Aug 2138d	89%	10	$1,026$1,300/cycle	$767
APPRetireInc	445.1	604.6	605.0	Aug 2845d	89%	1	$733$1,100/cycle	$548

Recovery income: gross $14,737 → net-adj $11,010 / mo

FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.

Read-only and advisory. Places no orders.