CC Manager

CC Income Manager

● CACHED

Insight 2 candidates from the cc_scanner scan Jul 14, 21:30 · 1h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 14, 21:42 · 1h ago. Insight 1 marks: live.

⚠ PARTIAL REBUILD CACHE

PARTIAL rebuild cache (6 fortresses, likely a targeted rebuild) - using the retained FULL snapshot (41 fortresses from Jul 14 21:42). Run a full fortress_rebuild to refresh.

Jul'26 INCOME · CC + PUTS + INTEREST

$85,380

S$110,126

floor $30,000 · ideal $50,000 · 18 days left · ideal reached

$7,354 interest

$65,695 booked

$12,331 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$83,733	$78,026	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$124,987

S$161,212

reaches ideal

floor $30,000 · ideal $50,000

$7.4k$66k$12k $6.8k $14k $19k

floor

ideal

Interest $7,354↓Booked $65,695Pipeline $12,331↓New CCs (rest of mo) ×18/30 $6,843↓E[rollover] $14,163↓E[fight] ×18/30 $18,600↓= $124,987

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($11,406/mo full rate) × 18/30 days left = $6,843 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)

Step A - 3-month income-CC behaviour

In plain English. Over the last 177 income covered calls you sold and closed, you came out even-or-ahead on 93%; only 13 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 9 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	177 (44 expired full / 133 bought back / 13 run over)
Avg time CC stays open	9.4 days
Win rate (kept >= 0) / run-over rate	93% / 7%
Typical premium given up (per bought-back CC)	$260 · mean $493 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	25.1% dollar-weighted · typical trade gives back 20% (median, size-free)
Mean keep (blended)	75%
Forecast keep (median complete month)	68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 74%

Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 75%)	$0
Avg CC hold	9.4 days
Cycles that still fit this month	1.9

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD (info)	Share
Neville	$26,419	$483	40%
Main	$23,396	$1,488	36%
RetireInc	$8,055	$467	12%
Joint	$7,825	$24	12%
TOTAL	$65,695	$2,462

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $73,049

accruing now: $2,462 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 58 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (22 open, 1 to close, bank $-1,154, 2 to roll)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
MDBNeville	348.3	410.0C	1	Jul 2410d	92%	$35	$212	$-178	hold	underwater, 92% safe
AMZNJoint	245.1	257.5C	10	Jul 173d	92%	$950	$425	$525	hold	55% banked, 45% to decay
GOOGJoint	354.4	370.0C	5	Jul 173d	91%	$325	$295	$30	hold	9% banked, 91% to decay
SOFIRetireInc	18.6	23.0C	35	Jul 3117d	91%	$35	$612	$-578	hold	underwater, 91% safe
NVDANeville	207.2	225.0C	5	Jul 2410d	91%	$-850	$360	$-1,210	hold	underwater, 91% safe
MUMain	962.9	1075.0C	5	Jul 173d	89%	$3,000	$3,138	$-138	hold	underwater, 89% safe
SPCXNeville	141.4	155.0C	5	Jul 173d	88%	-	$412	-	hold	88% safe
MARANeville	12.2	13.5C	5	Jul 173d	88%	-	$48	-	hold	88% safe
NOWMain	106.9	115.0C	10	Jul 173d	87%	$750	$575	$175	hold	23% banked, 77% to decay
MUNeville	962.9	1060.0C	2	Jul 173d	86%	$1,200	$1,635	$-435	hold	underwater, 86% safe
IGVMain	93.9	100.0C	12	Jul 2410d	86%	$1,164	$540	$624	hold	54% banked, 46% to decay
HIMSMain	34.8	40.0C	15	Jul 2410d	80%	$1,815	$1,448	$367	hold	20% banked, 80% to decay
MURetireInc	962.9	880.0P	1	Jul 173d	79%	$1,600	$991	$609	hold	38% banked, 62% to decay (bull put 880/735)
NEMMain	96.4	100.0C	5	Jul 173d	79%	$335	$290	$45	hold	13% banked, 87% to decay
COPXJoint	78.4	81.5C	20	Jul 173d	78%	$800	$1,150	$-350	hold	underwater, 78% safe
GLDMain	374.6	379.0C	10	Jul 173d	70%	$860	$1,820	$-960	hold	underwater, 70% safe
GOOGNeville	354.4	360.0C	15	Jul 173d	70%	$2,985	$3,472	$-488	hold	underwater, 70% safe
GOOGNeville	354.4	360.0C	15	Jul 173d	70%	$2,985	$3,472	$-488	hold	underwater, 70% safe
GOOGMain	354.4	360.0C	10	Jul 173d	70%	$1,990	$2,315	$-325	hold	underwater, 70% safe
DELLRetireInc	454.3	465.0C	3	Jul 173d	63%	$2,244	$3,398	$-1,154	CLOSE	63% safe - cut before breach
METAMain	661.9	630.0C	3	Jul 3117d	38%	$3,198	$15,975	$-12,777	ROLL	ITM run-over - roll, don't realize
RKLBNeville	80.0	115.0P	10	Jul 3117d	3%	$3,050	$35,175	$-32,125	ROLL	ITM run-over - roll, don't realize (put)

CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
SPYNeville	750.3	694.0	759.0	Jul 206d	80%	$5,168/mo $1,206/wk12c
INTCNeville	107.6	117.0	125.0	Jul 2410d	80%	$3,236/mo $755/wk5c
RIOTJoint	21.4	21.1	24.0	Jul 2410d	80%	$2,247/mo $524/wk50c
COINRetireInc	160.3	185.4	187.5	Jul 2410d	89%	$755/mo $176/wk3c

Sell all: 70 contract(s) on 4 ticker(s) → $2,661/wk · $11,406/mo · blended surv 81% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.

NOT BEING SOLD

Ticker	Reason
COINMain	deep drawdown (safe floor 35% above spot)
IRENMain	deep drawdown (safe floor 22% above spot)
IRENJoint	deep drawdown (safe floor 22% above spot)
ETHAMain	deep drawdown (safe floor 27% above spot)
BMNRRetireInc	deep drawdown (safe floor 26% above spot)
IRENNeville	deep drawdown (safe floor 46% above spot)
MSTRRetireInc	deep drawdown (safe floor 77% above spot)
QCOMRetireInc	deep drawdown (safe floor 20% above spot)
APPRetireInc	deep drawdown (safe floor 39% above spot)
RKLBRetireInc	deep drawdown (safe floor 87% above spot)
IRENRetireInc	deep drawdown (safe floor 67% above spot)
CRWVNeville	deep drawdown (safe floor 50% above spot)
ENPHRetireInc	deep drawdown (safe floor 33% above spot)
CLSKRetireInc	deep drawdown (safe floor 24% above spot)
GLXYMain	deep drawdown (safe floor 37% above spot)
MARAJoint	deep drawdown (safe floor 52% above spot)
MARAMain	deep drawdown (safe floor 49% above spot)

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
MU uwMain	962.9	1075.0	Jul 173d	89%	5	$3,000	2.0x	$4,102	$3,659
GOOG uwNeville	354.4	360.0	Jul 173d	70%	15	$2,985	1.2x	$2,381	$1,671
GOOG uwNeville	354.4	360.0	Jul 173d	70%	15	$2,985	1.2x	$2,381	$1,671
DELL uwRetireInc	454.3	465.0	Jul 173d	63%	3	$2,244	1.5x	$2,294	$1,436
MU uwNeville	962.9	1060.0	Jul 173d	86%	2	$1,200	2.0x	$1,641	$1,413
GOOG uwMain	354.4	360.0	Jul 173d	70%	10	$1,990	1.2x	$1,587	$1,114
AMZNJoint	245.1	257.5	Jul 173d	92%	10	$950	1.5x	$971	$890
GLD uwMain	374.6	379.0	Jul 173d	70%	10	$860	1.8x	$1,029	$723
IGVMain	93.9	100.0	Jul 2410d	86%	12	$1,164	0.7x	$595	$511
COPX uwJoint	78.4	81.5	Jul 173d	78%	20	$800	1.1x	$589	$460
NEMMain	96.4	100.0	Jul 173d	79%	5	$335	2.0x	$458	$363
GOOGJoint	354.4	370.0	Jul 173d	91%	5	$325	1.2x	$259	$236
MDB uwNeville	348.3	410.0	Jul 2410d	92%	1	$35	0.7x	$18	$17

Gross $18,304 → E[rollover] $14,163 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~9d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾

Fortress	Spot	CC-SS	Strike	vs CC-SS	DTE	Surv	CT	Rung	Gross / mo	E[net] / mo
COIN-LC165Main	159.8	215.5	175.0	⚠ below	Jul 173d	87%	8	primary	$7,520	$5,632
MARA-LC20-1299Main	12.4	18.5	14.5	⚠ below	Jul 173d	93%	200	safe yield	$6,000	$4,494
IREN-LC45Neville	40.4	59.1	47.0	⚠ below	Jul 173d	91%	20	safe yield	$4,000	$2,996
IREN-LC50RetireInc	40.4	67.4	47.0	⚠ below	Jul 173d	91%	20	safe yield	$4,000	$2,996
CRWVNeville	85.6	128.6	95.0	⚠ below	Jul 173d	90%	5	primary	$2,850	$2,135
COIN-LC145RetireInc	159.8	186.3	175.0	⚠ below	Jul 173d	87%	3	primary	$2,820	$2,112
RKLBRetireInc	79.8	148.4	90.0	⚠ below	Jul 173d	91%	6	safe yield	$2,520	$1,887
ETHAMain	14.1	17.9	14.5	⚠ below	Jul 173d	73%	21	primary	$2,310	$1,730
MSTRRetireInc	94.8	167.6	105.0	⚠ below	Jul 173d	90%	4	safe yield	$2,240	$1,678
BMNRRetireInc	15.6	19.7	18.0	⚠ below	Jul 173d	94%	50	safe yield	$2,000	$1,498
ENPHRetireInc	44.2	58.9	50.0	⚠ below	Jul 173d	90%	10	safe yield	$1,700	$1,273
MARA-LC20-1782Joint	12.4	18.9	14.5	⚠ below	Jul 173d	93%	50	safe yield	$1,500	$1,123
GLXYMain	24.1	33.1	28.0	⚠ below	Jul 173d	92%	25	safe yield	$1,000	$749
APPRetireInc	439.0	611.1	515.0	⚠ below	Jul 2410d	90%	1	safe yield	$930	$697

Deep-name income: gross $41,390 → E[net] $31,001 / mo · 0 of 14 at/above CC-SS (safe)

Read from fortress_fight --all run Jul 14, 21:38 · 1h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. E[net]/mo = gross × your 75% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.

FYI / reference · not counted in the projection

FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
RIOTJoint	21.4	25.0	Jul 2410d	87%	50	$1,573
INTCNeville	107.6	138.0	Jul 2410d	92%	5	$1,393
SPYNeville	750.3	768.0	Jul 228d	94%	12	$1,045

Max-safety alternative (swap, not add): $4,011

The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.

FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
GLXYMain	24.4	33.4	34.0	Aug 2845d	87%	125	$4,000$6,000/cycle	$2,996
IRENMain	40.4	49.1	50.0	Aug 2845d	72%	20	$3,867$5,800/cycle	$2,896
IRENJoint	40.4	49.1	50.0	Aug 2845d	72%	20	$3,867$5,800/cycle	$2,896
QCOMRetireInc	188.9	227.5	230.0	Aug 2138d	82%	5	$1,836$2,325/cycle	$1,375
IRENNeville	40.4	59.2	60.0	Aug 2845d	87%	20	$1,827$2,740/cycle	$1,368
BMNRRetireInc	15.6	19.7	20.0	Aug 2138d	85%	50	$1,816$2,300/cycle	$1,360
COINMain	160.3	216.1	220.0	Aug 2845d	90%	8	$1,403$2,104/cycle	$1,051
ENPHRetireInc	44.2	58.9	60.0	Aug 2138d	86%	10	$1,113$1,410/cycle	$834
CLSKRetireInc	14.8	18.3	19.0	Aug 2138d	80%	25	$1,066$1,350/cycle	$798

Recovery income: gross $20,793 → net-adj $15,574 / mo

FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.

Read-only and advisory. Places no orders.