CC Income Manager
● CACHED
GENERATEDJul 15, 2026 02:01
Insight 2 candidates from the cc_scanner scan Jul 14, 21:30 · 5h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 14, 21:42 · 4h ago. Insight 1 marks: live.
⚠ PARTIAL REBUILD CACHE
PARTIAL rebuild cache (6 fortresses, likely a targeted rebuild) - using the retained FULL snapshot (41 fortresses from Jul 14 21:42). Run a full fortress_rebuild to refresh.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 17 days left · ideal reached
$7,354 interest
$66,405 booked
$15,410 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $88,947 | $81,815 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($8,295/mo full rate) × 17/30 days left = $4,701 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 178 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 10 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 178 (44 expired full / 134 bought back / 14 run over) |
| Avg time CC stays open | 9.7 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $256 · mean $490 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 25.2% dollar-weighted · typical trade gives back 20% (median, size-free) |
| Mean keep (blended) | 75% |
| Forecast keep (median complete month) | 68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 74% |
Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 75%) | $0 |
| Avg CC hold | 9.7 days |
| Cycles that still fit this month | 1.8 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD (info) | Share |
|---|
| Neville | $26,279 | $483 | |
| Main | $23,396 | $1,334 | |
| RetireInc | $8,905 | $467 | |
| Joint | $7,825 | $24 | |
| TOTAL | $66,405 | $2,308 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $73,759
accruing now: $2,308 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 60 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (23 open, 1 to close, bank $-1,611, 2 to roll)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| SPCXNeville | 138.1 | 155.0C | 5 | Jul 172d | 96% | $400 | $238 | $162 | hold | 41% banked, 59% to decay |
| GOOGJoint | 354.9 | 370.0C | 5 | Jul 172d | 94% | $325 | $315 | $10 | hold | 3% banked, 97% to decay |
| NOWMain | 105.9 | 115.0C | 10 | Jul 172d | 94% | $750 | $410 | $340 | hold | 45% banked, 55% to decay |
| AMZNJoint | 246.5 | 257.5C | 10 | Jul 172d | 94% | $950 | $505 | $445 | hold | 47% banked, 53% to decay |
| APPRetireInc | 449.3 | 490.0C | 1 | Jul 172d | 92% | $300 | $230 | $70 | hold | 23% banked, 77% to decay |
| NEMMain | 94.9 | 100.0C | 5 | Jul 172d | 92% | $335 | $145 | $190 | hold | 57% banked, 43% to decay |
| SOFIRetireInc | 18.6 | 23.0C | 35 | Jul 3116d | 92% | $35 | $595 | $-560 | hold | underwater, 92% safe |
| COINMain | 160.9 | 175.0C | 8 | Jul 172d | 91% | $1,016 | $872 | $144 | hold | 14% banked, 86% to decay |
| MUMain | 986.5 | 1075.0C | 5 | Jul 172d | 88% | $3,000 | $4,738 | $-1,738 | hold | underwater, 88% safe |
| IGVMain | 93.9 | 100.0C | 12 | Jul 249d | 87% | $1,164 | $510 | $654 | hold | 56% banked, 44% to decay |
| QCOMRetireInc | 179.1 | 190.0C | 5 | Jul 172d | 86% | $650 | $692 | $-42 | hold | underwater, 86% safe |
| NVDANeville | 211.2 | 225.0C | 5 | Jul 249d | 86% | $-850 | $627 | $-1,478 | hold | underwater, 86% safe |
| MUNeville | 986.5 | 1060.0C | 2 | Jul 172d | 84% | $1,610 | $2,465 | $-855 | hold | underwater, 84% safe |
| COPXJoint | 78.5 | 81.5C | 20 | Jul 172d | 84% | $800 | $1,000 | $-200 | hold | underwater, 84% safe |
| GLDMain | 372.6 | 379.0C | 10 | Jul 172d | 83% | $860 | $1,115 | $-255 | hold | underwater, 83% safe |
| HIMSMain | 34.8 | 40.0C | 15 | Jul 249d | 81% | $1,815 | $1,418 | $398 | hold | 22% banked, 78% to decay |
| INTCNeville | 107.1 | 121.0C | 5 | Jul 249d | 77% | $1,500 | $1,862 | $-362 | hold | underwater, 77% safe |
| GOOGNeville | 354.9 | 360.0C | 15 | Jul 172d | 72% | $2,985 | $3,742 | $-758 | hold | underwater, 72% safe |
| GOOGNeville | 354.9 | 360.0C | 15 | Jul 172d | 72% | $2,985 | $3,742 | $-758 | hold | underwater, 72% safe |
| GOOGMain | 354.9 | 360.0C | 10 | Jul 172d | 72% | $1,990 | $2,495 | $-505 | hold | underwater, 72% safe |
| DELLRetireInc | 459.2 | 465.0C | 3 | Jul 172d | 59% | $2,244 | $3,855 | $-1,611 | CLOSE | 59% safe - cut before breach |
| METAMain | 660.2 | 630.0C | 3 | Jul 3116d | 38% | $3,198 | $15,720 | $-12,522 | ROLL | ITM run-over - roll, don't realize |
| RKLBNeville | 79.7 | 115.0P | 10 | Jul 3116d | 3% | $3,050 | $35,175 | $-32,125 | ROLL | ITM run-over - roll, don't realize (put) |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| SPYNeville | 750.3 | 694.0 | 759.0 | Jul 216d | 80% | |
| RIOTJoint | 21.4 | 21.1 | 24.0 | Jul 2510d | 80% | |
| COINRetireInc | 160.3 | 185.4 | 187.5 | Jul 2510d | 89% | |
| MDBNeville | 319.0 | 377.4 | 385.0 | Jul 2510d | 96% | |
Sell all: 66 contract(s) on 4 ticker(s) → $1,936/wk · $8,295/mo · blended surv 81% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| MARANeville | deep drawdown (safe floor 25% above spot) |
| IRENMain | deep drawdown (safe floor 22% above spot) |
| IRENJoint | deep drawdown (safe floor 22% above spot) |
| ETHAMain | deep drawdown (safe floor 27% above spot) |
| BMNRRetireInc | deep drawdown (safe floor 26% above spot) |
| IRENNeville | deep drawdown (safe floor 46% above spot) |
| MSTRRetireInc | deep drawdown (safe floor 77% above spot) |
| RKLBRetireInc | deep drawdown (safe floor 87% above spot) |
| IRENRetireInc | deep drawdown (safe floor 67% above spot) |
| CRWVNeville | deep drawdown (safe floor 50% above spot) |
| ENPHRetireInc | deep drawdown (safe floor 33% above spot) |
| CLSKRetireInc | deep drawdown (safe floor 24% above spot) |
| GLXYMain | deep drawdown (safe floor 37% above spot) |
| MARAJoint | deep drawdown (safe floor 52% above spot) |
| MARAMain | deep drawdown (safe floor 49% above spot) |
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| MU uwMain | 986.5 | 1075.0 | Jul 172d | 88% | 5 | $3,000 | 2.0x | $4,102 | $3,610 |
| MU uwNeville | 986.5 | 1060.0 | Jul 172d | 84% | 2 | $1,610 | 2.0x | $2,201 | $1,845 |
| GOOG uwNeville | 354.9 | 360.0 | Jul 172d | 72% | 15 | $2,985 | 1.1x | $2,285 | $1,635 |
| GOOG uwNeville | 354.9 | 360.0 | Jul 172d | 72% | 15 | $2,985 | 1.1x | $2,285 | $1,635 |
| DELL uwRetireInc | 459.2 | 465.0 | Jul 172d | 59% | 3 | $2,244 | 1.4x | $2,211 | $1,296 |
| COINMain | 160.9 | 175.0 | Jul 172d | 91% | 8 | $1,016 | 2.0x | $1,389 | $1,257 |
| GOOG uwMain | 354.9 | 360.0 | Jul 172d | 72% | 10 | $1,990 | 1.1x | $1,524 | $1,090 |
| AMZNJoint | 246.5 | 257.5 | Jul 172d | 94% | 10 | $950 | 1.4x | $936 | $876 |
| INTC uwNeville | 107.1 | 121.0 | Jul 249d | 77% | 5 | $1,500 | 1.1x | $1,104 | $854 |
| GLD uwMain | 372.6 | 379.0 | Jul 172d | 83% | 10 | $860 | 1.6x | $968 | $805 |
| QCOM uwRetireInc | 179.1 | 190.0 | Jul 172d | 86% | 5 | $650 | 1.8x | $778 | $671 |
| IGVMain | 93.9 | 100.0 | Jul 249d | 87% | 12 | $1,164 | 0.7x | $573 | $501 |
| COPX uwJoint | 78.5 | 81.5 | Jul 172d | 84% | 20 | $800 | 1.1x | $589 | $492 |
| NEMMain | 94.9 | 100.0 | Jul 172d | 92% | 5 | $335 | 2.0x | $458 | $421 |
| SPCXNeville | 138.1 | 155.0 | Jul 172d | 96% | 5 | $400 | 1.4x | $394 | $378 |
| APPRetireInc | 449.3 | 490.0 | Jul 172d | 92% | 1 | $300 | 1.4x | $296 | $272 |
| GOOGJoint | 354.9 | 370.0 | Jul 172d | 94% | 5 | $325 | 1.1x | $249 | $234 |
Gross $22,343 → E[rollover] $17,875 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~10d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾
| Fortress | Spot | CC-SS | Strike | vs CC-SS | DTE | Surv | CT | Rung | Gross / mo | E[net] / mo |
|---|
| MARA-LC20-1299Main | 12.4 | 18.5 | 14.5 | ⚠ below | Jul 183d | 93% | 200 | safe yield | $6,000 | $4,102 |
| IREN-LC45Neville | 40.4 | 59.1 | 47.0 | ⚠ below | Jul 183d | 91% | 20 | safe yield | $4,000 | $2,734 |
| IREN-LC50RetireInc | 40.4 | 67.4 | 47.0 | ⚠ below | Jul 183d | 91% | 20 | safe yield | $4,000 | $2,734 |
| CRWVNeville | 85.6 | 128.6 | 95.0 | ⚠ below | Jul 183d | 90% | 5 | primary | $2,850 | $1,948 |
| COIN-LC145RetireInc | 159.8 | 186.3 | 175.0 | ⚠ below | Jul 183d | 87% | 3 | primary | $2,820 | $1,928 |
| RKLBRetireInc | 79.8 | 148.4 | 90.0 | ⚠ below | Jul 183d | 91% | 6 | safe yield | $2,520 | $1,723 |
| ETHAMain | 14.1 | 17.9 | 14.5 | ⚠ below | Jul 183d | 73% | 21 | primary | $2,310 | $1,579 |
| MSTRRetireInc | 94.8 | 167.6 | 105.0 | ⚠ below | Jul 183d | 90% | 4 | safe yield | $2,240 | $1,531 |
| BMNRRetireInc | 15.6 | 19.7 | 18.0 | ⚠ below | Jul 183d | 94% | 50 | safe yield | $2,000 | $1,367 |
| ENPHRetireInc | 44.2 | 58.9 | 50.0 | ⚠ below | Jul 183d | 90% | 10 | safe yield | $1,700 | $1,162 |
| MARA-LC20-1782Joint | 12.4 | 18.9 | 14.5 | ⚠ below | Jul 183d | 93% | 50 | safe yield | $1,500 | $1,025 |
| GLXYMain | 24.1 | 33.1 | 28.0 | ⚠ below | Jul 183d | 92% | 25 | safe yield | $1,000 | $684 |
Deep-name income: gross $32,940 → E[net] $22,518 / mo · 0 of 12 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 14, 21:38 · 4h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| RIOTJoint | 21.4 | 25.0 | Jul 2510d | 87% | 50 | $1,572 |
| SPYNeville | 750.3 | 768.0 | Jul 238d | 94% | 12 | $1,044 |
Max-safety alternative (swap, not add): $2,615
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| MARANeville | 12.5 | 15.6 | 16.0 | Aug 2238d | 81% | 250 | $8,487$10,750/cycle | $6,351 |
| GLXYMain | 24.4 | 33.4 | 34.0 | Aug 2945d | 87% | 125 | $4,000$6,000/cycle | $2,993 |
| IRENMain | 40.4 | 49.1 | 50.0 | Aug 2945d | 72% | 20 | $3,867$5,800/cycle | $2,894 |
| IRENJoint | 40.4 | 49.1 | 50.0 | Aug 2945d | 72% | 20 | $3,867$5,800/cycle | $2,894 |
| IRENNeville | 40.4 | 59.2 | 60.0 | Aug 2945d | 87% | 20 | $1,827$2,740/cycle | $1,367 |
| BMNRRetireInc | 15.6 | 19.7 | 20.0 | Aug 2238d | 85% | 50 | $1,816$2,300/cycle | $1,359 |
| ENPHRetireInc | 44.2 | 58.9 | 60.0 | Aug 2238d | 86% | 10 | $1,113$1,410/cycle | $833 |
| CLSKRetireInc | 14.8 | 18.3 | 19.0 | Aug 2238d | 80% | 25 | $1,066$1,350/cycle | $798 |
Recovery income: gross $26,042 → net-adj $19,488 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.