CC Manager

CC Income Manager

● CACHED

Insight 2 candidates from the cc_scanner scan Jul 15, 03:30 · 19h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 15, 21:41 · 0h ago. Insight 1 marks: live.

Jul'26 INCOME · CC + PUTS + INTEREST

$89,169

S$115,066

floor $30,000 · ideal $50,000 · 17 days left · ideal reached

$7,354 interest

$66,405 booked

$15,410 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$88,947	$81,815	$0
Aug'26 forecast	$0	$0	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$138,133

S$178,250

reaches ideal

floor $30,000 · ideal $50,000

$7.4k$66k$15k $11k $14k $24k

floor

ideal

Interest $7,354↓Booked $66,405Pipeline $15,410↓New CCs (rest of mo) ×17/30 $10,634↓E[rollover] $14,170↓E[fight] ×17/30 $24,160↓= $138,133

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($18,766/mo full rate) × 17/30 days left = $10,634 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)

Step A - 3-month income-CC behaviour

In plain English. Over the last 178 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 10 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	178 (44 expired full / 134 bought back / 14 run over)
Avg time CC stays open	9.7 days
Win rate (kept >= 0) / run-over rate	92% / 8%
Typical premium given up (per bought-back CC)	$256 · mean $490 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	25.2% dollar-weighted · typical trade gives back 20% (median, size-free)
Mean keep (blended)	75%
Forecast keep (median complete month)	68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 74%

Early-cover read: MODERATE - keeping ~75% of premium; some room to widen strikes.

Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 75%)	$0
Avg CC hold	9.7 days
Cycles that still fit this month	1.8

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD (info)	Share
Neville	$26,279	$522	40%
Main	$23,396	$1,454	35%
RetireInc	$8,905	$506	13%
Joint	$7,825	$26	12%
TOTAL	$66,405	$2,508

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $73,759

accruing now: $2,508 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 60 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (23 open, 0 to close, bank $0, 5 to roll)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
SPCXNeville	138.0	155.0C	5	Jul 172d	96%	$400	$138	$262	hold	66% banked, 34% to decay
MUMain	956.0	1075.0C	5	Jul 172d	94%	$3,000	$1,255	$1,745	hold	58% banked, 42% to decay
APPRetireInc	446.7	490.0C	1	Jul 172d	93%	$300	$115	$185	hold	62% banked, 38% to decay
SOFIRetireInc	18.3	23.0C	35	Jul 3116d	93%	$35	$472	$-438	hold	underwater, 93% safe
NOWMain	106.5	115.0C	10	Jul 172d	92%	$750	$270	$480	hold	64% banked, 36% to decay
MUNeville	956.0	1060.0C	2	Jul 172d	92%	$1,610	$730	$880	hold	55% banked, 45% to decay
NEMMain	95.0	100.0C	5	Jul 172d	90%	$335	$130	$205	hold	61% banked, 39% to decay
COINMain	162.4	175.0C	8	Jul 172d	88%	$1,016	$656	$360	hold	35% banked, 65% to decay
QCOMRetireInc	178.9	190.0C	5	Jul 172d	87%	$650	$412	$238	hold	37% banked, 63% to decay
NVDANeville	211.7	225.0C	5	Jul 249d	85%	$-850	$560	$-1,410	hold	underwater, 85% safe
COPXJoint	78.4	81.5C	20	Jul 172d	85%	$800	$400	$400	hold	50% banked, 50% to decay
GLDMain	372.7	379.0C	10	Jul 172d	85%	$860	$670	$190	hold	22% banked, 78% to decay
IGVMain	94.7	100.0C	12	Jul 249d	85%	$1,164	$570	$594	hold	51% banked, 49% to decay
GOOGJoint	362.5	370.0C	5	Jul 172d	79%	$325	$708	$-382	hold	underwater, 79% safe
DELLRetireInc	441.5	465.0C	3	Jul 172d	78%	$2,244	$1,402	$842	hold	38% banked, 62% to decay
INTCNeville	106.4	121.0C	5	Jul 249d	78%	$1,500	$1,650	$-150	hold	underwater, 78% safe
AMZNJoint	252.4	257.5C	10	Jul 172d	76%	$950	$1,290	$-340	hold	underwater, 76% safe
HIMSMain	37.0	40.0C	15	Jul 249d	70%	$1,815	$2,363	$-548	hold	underwater, 70% safe
GOOGNeville	362.5	360.0C	15	Jul 172d	40%	$2,985	$8,138	$-5,153	ROLL	ITM run-over - roll, don't realize
GOOGNeville	362.5	360.0C	15	Jul 172d	40%	$2,985	$8,138	$-5,153	ROLL	ITM run-over - roll, don't realize
GOOGMain	362.5	360.0C	10	Jul 172d	40%	$1,990	$5,425	$-3,435	ROLL	ITM run-over - roll, don't realize
METAMain	661.9	630.0C	3	Jul 3116d	38%	$3,198	$15,795	$-12,597	ROLL	ITM run-over - roll, don't realize
RKLBNeville	78.5	115.0P	10	Jul 3116d	2%	$3,050	$37,225	$-34,175	ROLL	ITM run-over - roll, don't realize (put)

CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
SPYNeville	754.5	693.6	759.0	Jul 205d	81%	$6,196/mo $1,446/wk12c
RIOTJoint	20.3	21.2	22.5	Jul 249d	80%	$4,989/mo $1,164/wk50c
MARANeville	12.1	14.0	15.0	Jul 249d	95%	$4,989/mo $1,164/wk250c
MDBNeville	352.9	382.6	375.0*	Jul 249d	82%	$1,185/mo $276/wk1c
COINRetireInc	166.5	188.2	187.5*	Jul 249d	91%	$1,033/mo $241/wk3c
CLSKRetireInc	14.3	16.9	17.0	Jul 249d	96%	$374/mo $87/wk25c

Sell all: 341 contract(s) on 6 ticker(s) → $4,379/wk · $18,766/mo · blended surv 92% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check. * = strike below the scalar CC-SS column: still CC-safe by the per-pick exit model (closing all legs at assignment nets >= 0 at that expiry), which is the more accurate check; the scalar column is a one-number summary across expiries.

NOT BEING SOLD

Ticker	Reason
IRENMain	deep drawdown (safe floor 25% above spot)
IRENJoint	deep drawdown (safe floor 25% above spot)
ETHAMain	deep drawdown (safe floor 23% above spot)
IRENNeville	deep drawdown (safe floor 52% above spot)
MSTRRetireInc	deep drawdown (safe floor 67% above spot)
RKLBRetireInc	deep drawdown (safe floor 86% above spot)
IRENRetireInc	deep drawdown (safe floor 73% above spot)
CRWVNeville	deep drawdown (safe floor 62% above spot)
ENPHRetireInc	deep drawdown (safe floor 32% above spot)
GLXYMain	deep drawdown (safe floor 35% above spot)
MARAJoint	deep drawdown (safe floor 58% above spot)
MARAMain	deep drawdown (safe floor 49% above spot)
BMNRRetireInc	no safe strike with practical premium (surv >= 80%, delta <= 0.40, DTE <= 14)

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
MUMain	956.0	1075.0	Jul 172d	94%	5	$3,000	2.0x	$4,102	$3,872
MUNeville	956.0	1060.0	Jul 172d	92%	2	$1,610	2.0x	$2,201	$2,026
DELLRetireInc	441.5	465.0	Jul 172d	78%	3	$2,244	1.4x	$2,211	$1,732
COINMain	162.4	175.0	Jul 172d	88%	8	$1,016	2.0x	$1,389	$1,225
INTC uwNeville	106.4	121.0	Jul 249d	78%	5	$1,500	1.1x	$1,104	$862
GLDMain	372.7	379.0	Jul 172d	85%	10	$860	1.6x	$968	$820
AMZN uwJoint	252.4	257.5	Jul 172d	76%	10	$950	1.4x	$936	$709
QCOMRetireInc	178.9	190.0	Jul 172d	87%	5	$650	1.8x	$778	$678
COPXJoint	78.4	81.5	Jul 172d	85%	20	$800	1.1x	$589	$500
IGVMain	94.7	100.0	Jul 249d	85%	12	$1,164	0.7x	$573	$485
NEMMain	95.0	100.0	Jul 172d	90%	5	$335	2.0x	$458	$414
SPCXNeville	138.0	155.0	Jul 172d	96%	5	$400	1.4x	$394	$377
APPRetireInc	446.7	490.0	Jul 172d	93%	1	$300	1.4x	$296	$275
GOOG uwJoint	362.5	370.0	Jul 172d	79%	5	$325	1.1x	$249	$196

Gross $16,248 → E[rollover] $14,170 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~10d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾

Fortress	Spot	CC-SS	Strike	vs CC-SS	DTE	Surv	CT	Rung	This cycle	Gross / mo	E[net] / mo
MARA-LC20-1299Main	12.2	18.2	13.5	⚠ below	Jul 172d	94%	200	safe yield	$1,800	$27,000	$18,458
GLXYMain	25.0	33.6	29.0	⚠ below	Jul 172d	98%	125	safe yield	$625	$9,375	$6,409
MARA-LC20-1782Joint	12.2	19.2	13.5	⚠ below	Jul 172d	94%	50	safe yield	$450	$6,750	$4,614
IREN-LC45Neville	39.4	59.7	45.0	⚠ below	Jul 172d	94%	20	safe yield	$280	$4,200	$2,871
IREN-LC50RetireInc	39.4	68.0	45.0	⚠ below	Jul 172d	94%	20	safe yield	$280	$4,200	$2,871
MSTRRetireInc	101.0	168.3	112.0	⚠ below	Jul 172d	90%	4	primary	$204	$3,060	$2,092
RKLBRetireInc	80.5	149.8	90.0	⚠ below	Jul 172d	93%	6	safe yield	$186	$2,790	$1,907
ETHAMain	14.6	18.0	15.5	⚠ below	Jul 172d	96%	50	safe yield	$150	$2,250	$1,538
CRWVNeville	79.7	129.0	89.0	⚠ below	Jul 172d	93%	5	safe yield	$125	$1,875	$1,282
ENPHRetireInc	45.6	60.0	55.0	⚠ below	Jul 249d	92%	10	safe yield	$260	$867	$592

Deep-name income: $4,360 this cycle · gross $62,367 / mo → E[net] $42,635 / mo · 0 of 10 at/above CC-SS (safe)

Read from fortress_fight --all run Jul 15, 21:39 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.

FYI / reference · not counted in the projection

FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
RIOTJoint	20.3	23.0	Jul 249d	85%	50	$3,991
MARANeville	12.1	15.5	Jul 249d	97%	250	$3,742
SPYNeville	754.5	765.0	Jul 205d	96%	12	$1,239
MDBNeville	352.9	377.5	Jul 249d	83%	1	$1,048

Max-safety alternative (swap, not add): $10,020

The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.

FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
GLXYMain	25.0	33.8	34.0	Aug 2844d	88%	125	$6,222$9,125/cycle	$4,656
IRENMain	39.2	48.9	51.0	Aug 2844d	79%	20	$3,818$5,600/cycle	$2,857
IRENJoint	39.2	48.9	51.0	Aug 2844d	79%	20	$3,818$5,600/cycle	$2,857
ENPHRetireInc	45.0	59.3	60.0	Aug 2844d	85%	10	$1,002$1,470/cycle	$750

Recovery income: gross $14,860 → net-adj $11,121 / mo

FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.

Read-only and advisory. Places no orders.