CC Income Manager
● CACHED CHAINS · 0h
GENERATEDJul 16, 2026 03:44
Insight 2 candidates from the cc_scanner scan Jul 16, 03:30 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 16, 03:41 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 16 days left · ideal reached
$7,354 interest
$70,725 booked
$13,585 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $90,597 | $84,310 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($23,416/mo full rate) × 16/30 days left = $12,489 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 175 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 10 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 175 (40 expired full / 135 bought back / 14 run over) |
| Avg time CC stays open | 9.8 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $260 · mean $489 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 26.6% dollar-weighted · typical trade gives back 20% (median, size-free) |
| Mean keep (blended) | 73% |
| Forecast keep (median complete month) | 68% · 2026-04 94%, 2026-05 64%, 2026-06 68%, 2026-07 74% |
Early-cover read: MODERATE - keeping ~73% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 73%) | $0 |
| Avg CC hold | 9.8 days |
| Cycles that still fit this month | 1.6 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD (info) | Share |
|---|
| Neville | $27,689 | $522 | |
| Main | $26,306 | $1,454 | |
| RetireInc | $8,905 | $506 | |
| Joint | $7,825 | $26 | |
| TOTAL | $70,725 | $2,508 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $78,079
accruing now: $2,508 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 63 matched), 3 qty-fingerprinted, 4 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (26 open, 2 to close, bank $-982, 5 to roll)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| SPCXNeville | 135.6 | 155.0C | 5 | Jul 171d | 99% | $400 | $88 | $312 | hold | 78% banked, 22% to decay |
| NOWMain | 105.2 | 115.0C | 10 | Jul 171d | 99% | $750 | $145 | $605 | CLOSE | 81% banked - bank it |
| COPXJoint | 77.3 | 81.5C | 19 | Jul 171d | 97% | $760 | $238 | $522 | hold | 69% banked, 31% to decay |
| APPRetireInc | 454.6 | 490.0C | 1 | Jul 171d | 96% | $300 | $150 | $150 | hold | 50% banked, 50% to decay |
| QCOMRetireInc | 178.6 | 190.0C | 5 | Jul 171d | 95% | $650 | $300 | $350 | hold | 54% banked, 46% to decay |
| IRENNeville | 38.7 | 43.0C | 20 | Jul 171d | 95% | $620 | $440 | $180 | hold | 29% banked, 71% to decay |
| IRENRetireInc | 38.7 | 43.0C | 20 | Jul 171d | 95% | $620 | $440 | $180 | hold | 29% banked, 71% to decay |
| SOFIRetireInc | 17.9 | 23.0C | 35 | Jul 3115d | 94% | $35 | $402 | $-368 | hold | underwater, 94% safe |
| GLDMain | 371.8 | 379.0C | 10 | Jul 171d | 93% | $860 | $525 | $335 | hold | 39% banked, 61% to decay |
| SPYNeville | 754.1 | 764.0C | 12 | Jul 215d | 93% | $480 | $402 | $78 | hold | 16% banked, 84% to decay |
| IRENMain | 38.7 | 48.0C | 20 | Jul 248d | 91% | $880 | $870 | $10 | hold | 1% banked, 99% to decay |
| IRENJoint | 38.7 | 48.0C | 20 | Jul 248d | 91% | $880 | $870 | $10 | hold | 1% banked, 99% to decay |
| IGVMain | 94.0 | 100.0C | 12 | Jul 248d | 88% | $1,164 | $420 | $744 | hold | 64% banked, 36% to decay |
| AMZNJoint | 253.9 | 280.0C | 10 | Jul 3115d | 85% | $1,650 | $2,700 | $-1,050 | hold | underwater, 85% safe |
| COINMain | 167.4 | 175.0C | 8 | Jul 171d | 85% | $1,016 | $1,256 | $-240 | hold | underwater, 85% safe |
| INTCNeville | 103.2 | 121.0C | 5 | Jul 248d | 83% | $1,500 | $1,260 | $240 | hold | 16% banked, 84% to decay |
| COINRetireInc | 167.4 | 190.0C | 3 | Jul 3115d | 80% | $1,005 | $1,238 | $-232 | hold | underwater, 80% safe |
| HIMSMain | 37.2 | 40.0C | 15 | Jul 248d | 70% | $1,815 | $2,295 | $-480 | hold | underwater, 70% safe |
| DELLRetireInc | 414.7 | 425.0C | 3 | Jul 171d | 69% | $3,684 | $2,370 | $1,314 | hold | 36% banked, 64% to decay |
| NVDANeville | 211.8 | 217.5C | 5 | Jul 248d | 68% | $-225 | $1,510 | $-1,735 | hold | underwater, 68% safe |
| GOOGJoint | 369.6 | 370.0C | 5 | Jul 171d | 53% | $325 | $1,912 | $-1,588 | CLOSE | 53% safe - cut before breach |
| METAMain | 679.2 | 630.0C | 3 | Jul 3115d | 31% | $3,198 | $19,860 | $-16,662 | ROLL | ITM run-over - roll, don't realize |
| GOOGNeville | 369.6 | 360.0C | 15 | Jul 171d | 9% | $2,985 | $16,200 | $-13,215 | ROLL | ITM run-over - roll, don't realize |
| GOOGNeville | 369.6 | 360.0C | 15 | Jul 171d | 9% | $2,985 | $16,200 | $-13,215 | ROLL | ITM run-over - roll, don't realize |
| GOOGMain | 369.6 | 360.0C | 10 | Jul 171d | 9% | $1,990 | $10,800 | $-8,810 | ROLL | ITM run-over - roll, don't realize |
| RKLBNeville | 76.8 | 115.0P | 10 | Jul 3115d | 2% | $3,050 | $38,650 | $-35,600 | ROLL | ITM run-over - roll, don't realize (put) |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| MUMain | 906.6 | 1059.5 | 1060.0 | Jul 248d | 87% | |
| RIOTJoint | 20.1 | 21.5 | 22.5 | Jul 248d | 80% | |
| MDBNeville | 334.1 | 383.2 | 395.0 | Jul 248d | 96% | |
Sell all: 56 contract(s) on 3 ticker(s) → $5,464/wk · $23,416/mo · blended surv 81% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| MARANeville | deep drawdown (safe floor 21% above spot) |
| ETHAMain | deep drawdown (safe floor 24% above spot) |
| BMNRRetireInc | deep drawdown (safe floor 22% above spot) |
| NEMMain | deep drawdown (safe floor 24% above spot) |
| MSTRRetireInc | deep drawdown (safe floor 72% above spot) |
| RKLBRetireInc | deep drawdown (safe floor 94% above spot) |
| CRWVNeville | deep drawdown (safe floor 68% above spot) |
| ENPHRetireInc | deep drawdown (safe floor 34% above spot) |
| CLSKRetireInc | deep drawdown (safe floor 22% above spot) |
| GLXYMain | deep drawdown (safe floor 36% above spot) |
| MUNeville | deep drawdown (safe floor 38% above spot) |
| MARAJoint | deep drawdown (safe floor 59% above spot) |
| MARAMain | deep drawdown (safe floor 47% above spot) |
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| DELLRetireInc | 414.7 | 425.0 | Jul 171d | 69% | 3 | $3,684 | 1.4x | $3,606 | $2,489 |
| COIN uwMain | 167.4 | 175.0 | Jul 171d | 85% | 8 | $1,016 | 2.0x | $1,389 | $1,176 |
| GLDMain | 371.8 | 379.0 | Jul 171d | 93% | 10 | $860 | 1.6x | $915 | $855 |
| INTCNeville | 103.2 | 121.0 | Jul 248d | 83% | 5 | $1,500 | 1.0x | $1,025 | $853 |
| QCOMRetireInc | 178.6 | 190.0 | Jul 171d | 95% | 5 | $650 | 1.8x | $778 | $742 |
| IRENNeville | 38.7 | 43.0 | Jul 171d | 95% | 20 | $620 | 1.8x | $742 | $707 |
| IRENRetireInc | 38.7 | 43.0 | Jul 171d | 95% | 20 | $620 | 1.8x | $742 | $707 |
| COPXJoint | 77.3 | 81.5 | Jul 171d | 97% | 19 | $760 | 1.1x | $560 | $542 |
| IGVMain | 94.0 | 100.0 | Jul 248d | 88% | 12 | $1,164 | 0.7x | $570 | $502 |
| IRENMain | 38.7 | 48.0 | Jul 248d | 91% | 20 | $880 | 0.9x | $526 | $482 |
| IRENJoint | 38.7 | 48.0 | Jul 248d | 91% | 20 | $880 | 0.9x | $526 | $482 |
| SPCXNeville | 135.6 | 155.0 | Jul 171d | 99% | 5 | $400 | 1.4x | $392 | $390 |
| APPRetireInc | 454.6 | 490.0 | Jul 171d | 96% | 1 | $300 | 1.4x | $294 | $282 |
| SPYNeville | 754.1 | 764.0 | Jul 215d | 93% | 12 | $480 | 0.8x | $273 | $254 |
| GOOG uwJoint | 369.6 | 370.0 | Jul 171d | 53% | 5 | $325 | 1.1x | $239 | $126 |
Gross $12,576 → E[rollover] $10,590 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~10d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾
| Fortress | Spot | CC-SS | Strike | vs CC-SS | DTE | Surv | CT | Rung | This cycle | Gross / mo | E[net] / mo |
|---|
| GLXYMain | 24.4 | 33.2 | 27.5 | ⚠ below | Jul 248d | 80% | 105 | 33% normal | $4,620 | $17,325 | $11,844 |
| MU-LC970Neville | 907.4 | 1250.2 | 1055.0 | ⚠ below | Jul 248d | 85% | 2 | 33% normal | $2,800 | $10,500 | $7,178 |
| MARA-LC20-1299Main | 12.2 | 17.8 | 14.0 | ⚠ below | Jul 248d | 86% | 170 | 33% normal | $2,720 | $10,200 | $6,973 |
| ENPHRetireInc | 43.8 | 58.7 | 47.0 | ⚠ below | Jul 248d | 73% | 10 | recommended | $1,080 | $4,050 | $2,769 |
| BMNRRetireInc | 15.8 | 19.3 | 18.0 | ⚠ below | Jul 248d | 87% | 47 | 33% normal | $846 | $3,172 | $2,169 |
| MARA-LC20-1782Joint | 12.2 | 19.3 | 14.0 | ⚠ below | Jul 248d | 86% | 43 | 33% normal | $688 | $2,580 | $1,764 |
| RKLBRetireInc | 76.4 | 148.1 | 87.0 | ⚠ below | Jul 248d | 86% | 6 | 33% normal | $612 | $2,295 | $1,569 |
| CRWVNeville | 77.2 | 129.2 | 88.0 | ⚠ below | Jul 248d | 84% | 5 | 33% normal | $570 | $2,137 | $1,461 |
| MSTRRetireInc | 97.0 | 166.7 | 110.0 | ⚠ below | Jul 248d | 85% | 4 | 33% normal | $500 | $1,875 | $1,282 |
| ETHAMain | 14.5 | 17.9 | 15.5 | ⚠ below | Jul 248d | 84% | 48 | 33% normal | $480 | $1,800 | $1,231 |
| NEMMain | 95.6 | 118.6 | 104.0 | ⚠ below | Jul 248d | 87% | 5 | 33% normal | $385 | $1,444 | $987 |
Deep-name income: $15,301 this cycle · gross $57,379 / mo → E[net] $39,225 / mo · 0 of 11 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 16, 03:39 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| RIOTJoint | 20.1 | 23.0 | Jul 248d | 84% | 50 | $3,717 |
| MUMain | 906.6 | 1195.0 | Jul 226d | 99% | 5 | $1,322 |
Max-safety alternative (swap, not add): $5,039
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| MARANeville | 12.2 | 14.7 | 15.0 | Aug 2843d | 77% | 250 | $10,465$15,000/cycle | $7,684 |
| MUNeville | 906.6 | 1249.7 | 1260.0 | Aug 2843d | 88% | 2 | $3,949$5,660/cycle | $2,900 |
| MARAMain | 12.2 | 17.8 | 18.0 | Aug 2843d | 92% | 200 | $2,651$3,800/cycle | $1,947 |
| BMNRRetireInc | 15.8 | 19.3 | 19.5 | Aug 2843d | 81% | 50 | $2,093$3,000/cycle | $1,537 |
| CLSKRetireInc | 14.0 | 17.2 | 17.5 | Aug 2843d | 77% | 25 | $1,134$1,625/cycle | $832 |
| ENPHRetireInc | 43.7 | 58.6 | 60.0 | Aug 2136d | 89% | 10 | $1,025$1,230/cycle | $753 |
Recovery income: gross $21,317 → net-adj $15,652 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.