CC Income Manager
● CACHED CHAINS · 0h
GENERATEDJul 16, 2026 21:59
Insight 2 candidates from the cc_scanner scan Jul 16, 21:30 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 16, 21:41 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
$92,246
S$118,997
floor $30,000  ·  ideal $50,000  ·  16 days left  ·  ideal reached
$7,354 interest
$74,127 booked
$10,765 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
MonthGrossNet-adjGap to ideal
Jul'26 projected$89,874$84,892$0
Aug'26 forecast$0$0-
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
Projected Jul'26 income
$135,038
S$174,199
reaches ideal
floor $30,000 · ideal $50,000
$7.4k$74k$11k$9.5k$32k
floor
ideal
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($2,622/mo full rate) × 16/30 days left = $1,398 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 180 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 10 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
MetricValue
Closed CC round-trips180 (40 expired full / 140 bought back / 14 run over)
Avg time CC stays open9.6 days
Win rate (kept >= 0) / run-over rate92% / 8%
Typical premium given up (per bought-back CC)$250 · mean $474 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)26.4% dollar-weighted · typical trade gives back 20% (median, size-free)
Mean keep (blended)74%
Forecast keep (median complete month)68% · 2026-04 94%, 2026-05 64%, 2026-06 68%, 2026-07 75%
Early-cover read: MODERATE - keeping ~74% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
QuantityValue
Gap to ideal (Jul'26)$0
Gross premium to sell (grossed up 74%)$0
Avg CC hold9.6 days
Cycles that still fit this month1.7
Actuals by account - Jul'26 realized
AccountRealizedAccruing MTD (info)Share
Neville$28,209$561
38%
Main$27,796$1,581
37%
RetireInc$9,377$545
13%
Joint$8,745$28
12%
TOTAL$74,127$2,715
Interest posted this month: $7,354 (last month's accrual as of Jun 30)  →  Realized + posted: $81,481
accruing now: $2,715 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 69 matched), 4 qty-fingerprinted, 3 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (21 open, 2 to close, bank $-1,112, 5 to roll)
TickerSpotStrikeCTDTESurvCollectedOutstandingExit TodayActionWhy
COPXJoint75.681.5C19Jul 171d99%$760$1,354$-594holdunderwater, 99% safe
SPCXNeville136.4155.0C5Jul 171d98%$400$62$338CLOSE84% banked - bank it
IRENMain36.048.0C20Jul 248d95%$880$360$520hold59% banked, 41% to decay
IRENJoint36.048.0C20Jul 248d95%$880$360$520hold59% banked, 41% to decay
SOFIRetireInc17.623.0C35Jul 3115d95%$35$298$-262holdunderwater, 95% safe
SPYNeville751.9764.0C12Jul 215d95%$480$222$258hold54% banked, 46% to decay
COINMain161.9175.0C8Jul 171d95%$1,016$232$784hold77% banked, 23% to decay
COINMain161.9175.0C8Jul 171d95%$1,016$232$784hold77% banked, 23% to decay
IGVMain92.6100.0C12Jul 248d93%$1,164$240$924hold79% banked, 21% to decay
INTCNeville99.7121.0C5Jul 248d87%$1,500$840$660hold44% banked, 56% to decay
AMZNJoint254.2280.0C10Jul 3115d84%$1,650$2,725$-1,075holdunderwater, 84% safe
DELLRetireInc401.5425.0C3Jul 171d84%$3,684$837$2,847hold77% banked, 23% to decay
COINRetireInc161.9190.0C3Jul 3115d83%$1,005$1,058$-52holdunderwater, 83% safe
NVDANeville207.4217.5C5Jul 248d80%$-225$825$-1,050holdunderwater, 80% safe
HIMSMain35.840.0C15Jul 248d77%$1,815$1,628$188hold10% banked, 90% to decay
GOOGJoint369.9370.0C5Jul 171d51%$325$1,775$-1,450CLOSE51% safe - cut before breach
METAMain670.7630.0C3Jul 3115d34%$3,198$17,738$-14,540ROLLITM run-over - roll, don't realize
GOOGNeville369.9360.0C15Jul 171d11%$2,985$16,125$-13,140ROLLITM run-over - roll, don't realize
GOOGNeville369.9360.0C15Jul 171d11%$2,985$16,125$-13,140ROLLITM run-over - roll, don't realize
GOOGMain369.9360.0C10Jul 171d11%$1,990$10,750$-8,760ROLLITM run-over - roll, don't realize
RKLBNeville69.3115.0P10Jul 3115d1%$3,050$45,925$-42,875ROLLITM run-over - roll, don't realize (put)
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)
TickerSpotCC-SSStrikeDTESurvSell all
RIOTJoint19.521.323.0Jul 248d89%
$2,622/mo
$612/wk50c
Sell all: 50 contract(s) on 1 ticker(s) → $612/wk · $2,622/mo  ·  blended surv 89%  ·  ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
TickerReason
MARAMaindeep drawdown (safe floor 20% above spot)
MARANevilledeep drawdown (safe floor 29% above spot)
ETHAMaindeep drawdown (safe floor 26% above spot)
GLDMaindeep drawdown (safe floor 29% above spot)
NOWMainstructural - you un-cap this name (net-CC < 0)
BMNRRetireIncdeep drawdown (safe floor 24% above spot)
NEMMaindeep drawdown (safe floor 26% above spot)
IRENNevilledeep drawdown (safe floor 63% above spot)
MSTRRetireIncdeep drawdown (safe floor 74% above spot)
QCOMRetireIncdeep drawdown (safe floor 32% above spot)
APPRetireIncdeep drawdown (safe floor 35% above spot)
RKLBRetireIncdeep drawdown (safe floor 102% above spot)
IRENRetireIncdeep drawdown (safe floor 85% above spot)
CRWVNevilledeep drawdown (safe floor 72% above spot)
ENPHRetireIncdeep drawdown (safe floor 38% above spot)
MUMaindeep drawdown (safe floor 21% above spot)
CLSKRetireIncdeep drawdown (safe floor 21% above spot)
GLXYMaindeep drawdown (safe floor 45% above spot)
MUNevilledeep drawdown (safe floor 43% above spot)
MARAJointdeep drawdown (safe floor 60% above spot)
MARAMaindeep drawdown (safe floor 52% above spot)
BMNRMaindeep drawdown (safe floor 183% above spot)
BMNRMaindeep drawdown (safe floor 135% above spot)
BMNRJointdeep drawdown (safe floor 33% above spot)
MDBNevilleno safe strike with practical premium (surv >= 80%, delta <= 0.40, DTE <= 14)
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)
TickerSpotStrikeDTESurvContractsCollectedCyclesGrossE[income]
DELLRetireInc401.5425.0Jul 171d84%3$3,6841.5x$3,690$3,089
COINMain161.9175.0Jul 171d95%8$1,0162.0x$1,389$1,314
COINMain161.9175.0Jul 171d95%8$1,0162.0x$1,389$1,314
INTCNeville99.7121.0Jul 248d87%5$1,5001.0x$1,025$892
COPX uwJoint75.681.5Jul 171d99%19$7601.1x$560$554
IGVMain92.6100.0Jul 248d93%12$1,1640.7x$583$541
IRENMain36.048.0Jul 248d95%20$8800.9x$526$502
IRENJoint36.048.0Jul 248d95%20$8800.9x$526$502
SPCXNeville136.4155.0Jul 171d98%5$4001.5x$401$393
SPYNeville751.9764.0Jul 215d95%12$4800.8x$273$259
GOOG uwJoint369.9370.0Jul 171d51%5$3251.1x$239$122
Gross $10,602 → E[rollover] $9,482 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~10d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)
FortressSpotCC-SSStrikevs CC-SSDTESurvCTRungThis cycleGross / moE[net] / mo
MARA-LC25Neville12.015.413.5⚠ belowJul 248d82%17733% normal$3,894$14,602$9,983
MARA-LC20-1299Main12.018.213.5⚠ belowJul 248d82%14133% normal$3,102$11,632$7,952
MARA-LC40Main12.014.413.5⚠ belowJul 248d82%14133% normal$3,102$11,632$7,952
MU-LC970Neville876.11249.21017.5⚠ belowJul 248d86%233% normal$2,860$10,725$7,332
BMNR-LC23-1782Joint15.620.717.5⚠ belowJul 248d83%13333% normal$2,261$8,479$5,796
BMNR-LC23-1299Main15.636.817.5⚠ belowJul 248d83%6733% normal$1,139$4,271$2,920
GLXYMain23.734.429.0⚠ belowJul 248d92%125🛡 safe yield$1,125$4,219$2,884
RKLBRetireInc72.6147.280.0⚠ belowJul 248d79%6recommended$822$3,082$2,107
MARA-LC20-1782Joint12.019.213.5⚠ belowJul 248d82%3633% normal$792$2,970$2,030
BMNR-LC10RetireInc15.619.417.5⚠ belowJul 248d83%4533% normal$765$2,869$1,961
BMNR-LC25Main15.654.417.5⚠ belowJul 248d83%4533% normal$765$2,869$1,961
ENPHRetireInc42.659.245.5⚠ belowJul 248d69%8recommended$736$2,760$1,887
CRWVNeville75.0129.086.0⚠ belowJul 248d85%533% normal$500$1,875$1,282
CLSKRetireInc13.916.716.0⚠ belowJul 248d86%2433% normal$456$1,710$1,169
MSTRRetireInc95.5166.0108.0⚠ belowJul 248d85%433% normal$456$1,710$1,169
NEMMain93.8118.6100.0⚠ belowJul 248d79%5recommended$415$1,556$1,064
ETHAMain14.217.916.0⚠ belowJul 248d94%50cover hedge$150$562$385
Deep-name income: $23,340 this cycle · gross $87,525 / mo → E[net] $59,834 / mo · 0 of 17 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 16, 21:39 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)
Every income pick already IS the safest practical strike - nothing to swap.
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)
TickerSpotCC-SSStrikeDTESurvContractsGross / moNet / mo
MUMain875.01057.81060.0Aug 2136d76%5$20,188$24,225/cycle$14,859
MARANeville12.015.516.0Aug 2136d86%250$7,917$9,500/cycle$5,827
MARAMain12.014.516.0Aug 2136d86%200$6,333$7,600/cycle$4,662
BMNRJoint15.720.821.0Aug 2136d90%150$3,875$4,650/cycle$2,852
MUNeville875.01249.51250.0Aug 2843d90%2$3,167$4,540/cycle$2,331
BMNRRetireInc15.719.420.0Aug 2136d85%50$1,750$2,100/cycle$1,288
CLSKRetireInc13.816.717.0Aug 2136d77%25$1,104$1,325/cycle$813
QCOMRetireInc173.0229.0230.0Aug 2136d93%5$858$1,030/cycle$632
ENPHRetireInc42.759.160.0Aug 2136d90%10$833$1,000/cycle$613
Recovery income: gross $46,026 → net-adj $33,877 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.