CC Income Manager
● CACHED CHAINS · 0h
GENERATEDJul 17, 2026 01:48
Insight 2 candidates from the cc_scanner scan Jul 16, 21:30 · 4h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 17, 01:20 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
$103,263
S$133,312
floor $30,000  ·  ideal $50,000  ·  15 days left  ·  ideal reached
$7,354 interest
$77,336 booked
$18,572 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
MonthGrossNet-adjGap to ideal
Jul'26 projected$104,504$95,908$0
Aug'26 forecast$0$0-
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
Projected Jul'26 income
$160,899
S$207,721
reaches ideal
floor $30,000 · ideal $50,000
$7.4k$77k$19k$13k$44k
floor
ideal
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($825/mo full rate) × 15/30 days left = $413 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 181 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 10 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
MetricValue
Closed CC round-trips181 (39 expired full / 142 bought back / 14 run over)
Avg time CC stays open9.8 days
Win rate (kept >= 0) / run-over rate92% / 8%
Typical premium given up (per bought-back CC)$245 · mean $469 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)26.7% dollar-weighted · typical trade gives back 20% (median, size-free)
Mean keep (blended)73%
Forecast keep (median complete month)68% · 2026-04 93%, 2026-05 64%, 2026-06 68%, 2026-07 75%
Early-cover read: MODERATE - keeping ~73% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
QuantityValue
Gap to ideal (Jul'26)$0
Gross premium to sell (grossed up 73%)$0
Avg CC hold9.8 days
Cycles that still fit this month1.5
Actuals by account - Jul'26 realized
AccountRealizedAccruing MTD (info)Share
Neville$29,710$561
38%
Main$29,504$1,581
38%
RetireInc$9,377$545
12%
Joint$8,745$28
11%
TOTAL$77,336$2,715
Interest posted this month: $7,354 (last month's accrual as of Jun 30)  →  Realized + posted: $84,690
accruing now: $2,715 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 72 matched), 4 qty-fingerprinted, 3 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (26 open, 3 to close, bank $4,865, 3 to roll)
TickerSpotStrikeCTDTESurvCollectedOutstandingExit TodayActionWhy
COPXJoint74.481.5C19Jul 170d99%$760$90$670CLOSE88% banked - bank it
COINMain162.1175.0C8Jul 170d96%$1,016$172$844CLOSE83% banked - bank it
DELLRetireInc397.5425.0C3Jul 170d91%$3,684$333$3,351CLOSE91% banked - bank it
IRENMain34.648.0C20Jul 247d97%$880$310$570hold65% banked, 35% to decay
IRENJoint34.648.0C20Jul 247d97%$880$310$570hold65% banked, 35% to decay
SPYNeville751.5764.0C12Jul 214d97%$480$198$282hold59% banked, 41% to decay
SOFIRetireInc17.423.0C35Jul 3114d96%$35$298$-262holdunderwater, 96% safe
COINMain162.1187.5C25Jul 247d93%$2,775$2,250$525hold19% banked, 81% to decay
INTCNeville95.9121.0C5Jul 247d92%$1,500$592$908hold60% banked, 40% to decay
RIOTJoint18.421.5C50Jul 247d89%$1,400$1,000$400hold29% banked, 71% to decay
SPCXNeville131.1150.0C5Jul 247d89%$795$587$208hold26% banked, 74% to decay
IRENNeville34.642.0C20Jul 247d89%$1,360$1,020$340hold25% banked, 75% to decay
IRENRetireInc34.642.0C20Jul 247d89%$1,360$1,020$340hold25% banked, 75% to decay
CRWVNeville72.484.0C5Jul 247d89%$480$408$72hold15% banked, 85% to decay
GLDMain365.5377.0C10Jul 247d85%$1,350$1,155$195hold14% banked, 86% to decay
MSTRRetireInc93.9105.0C4Jul 247d85%$540$488$52hold10% banked, 90% to decay
COINRetireInc162.1190.0C3Jul 3114d84%$1,005$990$15hold1% banked, 99% to decay
NVDANeville206.4217.5C5Jul 247d84%$-225$660$-885holdunderwater, 84% safe
AMZNJoint255.7280.0C10Jul 3114d84%$1,650$2,910$-1,260holdunderwater, 84% safe
HIMSMain34.640.0C15Jul 247d83%$1,815$1,140$675hold37% banked, 63% to decay
APPRetireInc440.3480.0C1Jul 247d82%$690$575$115hold17% banked, 83% to decay
MDBNeville330.4350.0C1Jul 247d75%$510$662$-152holdunderwater, 75% safe
GOOGJoint371.4390.0C5Jul 3114d72%$1,725$3,512$-1,788holdunderwater, 72% safe
GOOGNeville371.4370.0C15Jul 3114d50%$7,815$22,425$-14,610ROLLITM run-over - roll, don't realize
METAMain668.7630.0C3Jul 3114d34%$3,198$17,108$-13,910ROLLITM run-over - roll, don't realize
RKLBNeville66.8115.0P10Jul 3114d1%$3,050$48,475$-45,425ROLLITM run-over - roll, don't realize (put)
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)
TickerSpotCC-SSStrikeDTESurvSell all
IGVMain93.887.099.0Jul 258d84%
$825/mo
$193/wk12c
Sell all: 12 contract(s) on 1 ticker(s) → $193/wk · $825/mo  ·  blended surv 84%  ·  ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
TickerReason
MARAMaindeep drawdown (safe floor 20% above spot)
MARANevilledeep drawdown (safe floor 24% above spot)
ETHAMaindeep drawdown (safe floor 26% above spot)
NOWMainstructural - you un-cap this name (net-CC < 0)
BMNRRetireIncdeep drawdown (safe floor 26% above spot)
NEMMaindeep drawdown (safe floor 28% above spot)
QCOMRetireIncdeep drawdown (safe floor 33% above spot)
RKLBRetireIncdeep drawdown (safe floor 122% above spot)
ENPHRetireIncdeep drawdown (safe floor 40% above spot)
MUMaindeep drawdown (safe floor 24% above spot)
CLSKRetireIncdeep drawdown (safe floor 29% above spot)
GLXYMaindeep drawdown (safe floor 50% above spot)
MUNevilledeep drawdown (safe floor 47% above spot)
MARAJointdeep drawdown (safe floor 67% above spot)
MARAMaindeep drawdown (safe floor 58% above spot)
BMNRMaindeep drawdown (safe floor 186% above spot)
BMNRMaindeep drawdown (safe floor 138% above spot)
BMNRJointdeep drawdown (safe floor 34% above spot)
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)
TickerSpotStrikeDTESurvContractsCollectedCyclesGrossE[income]
DELLRetireInc397.5425.0Jul 170d91%3$3,6841.4x$3,581$3,253
COINMain162.1187.5Jul 247d93%25$2,7751.0x$1,897$1,759
COINMain162.1175.0Jul 170d96%8$1,0162.0x$1,389$1,327
INTCNeville95.9121.0Jul 247d92%5$1,5001.0x$1,025$938
IRENNeville34.642.0Jul 247d89%20$1,3600.9x$814$725
IRENRetireInc34.642.0Jul 247d89%20$1,3600.9x$814$725
GLDMain365.5377.0Jul 247d85%10$1,3500.9x$808$687
RIOTJoint18.421.5Jul 247d89%50$1,4000.7x$680$608
COPXJoint74.481.5Jul 170d99%19$7601.1x$560$555
APPRetireInc440.3480.0Jul 247d82%1$6901.4x$660$541
IRENMain34.648.0Jul 247d97%20$8800.9x$526$512
IRENJoint34.648.0Jul 247d97%20$8800.9x$526$512
SPCXNeville131.1150.0Jul 247d89%5$7950.7x$386$345
SPYNeville751.5764.0Jul 214d97%12$4801.0x$333$324
CRWVNeville72.484.0Jul 247d89%5$4801.0x$328$291
MDB uwNeville330.4350.0Jul 247d75%1$5100.7x$248$186
MSTRRetireInc93.9105.0Jul 247d85%4$5400.5x$199$168
Gross $14,775 → E[rollover] $13,458 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~10d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)
FortressSpotCC-SSStrikevs CC-SSDTESurvCTRungThis cycleGross / moE[net] / mo
MU-LC880Main843.71056.6940.0⚠ belowJul 247d80%5recommended$8,900$38,143$26,075
GLXYMain22.633.725.0⚠ belowJul 247d79%109recommended$5,450$23,357$15,967
MU-LC970Neville843.71247.6940.0⚠ belowJul 247d80%2recommended$3,560$15,257$10,430
MARA-LC20-1299Main11.518.213.0⚠ belowJul 247d85%16633% normal$2,656$11,383$7,782
BMNR-LC23-1782Joint15.520.917.5⚠ belowJul 247d87%13733% normal$2,329$9,981$6,823
BMNR-LC23-1299Main15.537.017.5⚠ belowJul 247d87%6933% normal$1,173$5,027$3,437
QCOMRetireInc171.0229.2185.0⚠ belowJul 247d82%533% normal$995$4,264$2,915
BMNR-LC10RetireInc15.519.617.5⚠ belowJul 247d87%4633% normal$782$3,351$2,291
BMNR-LC25Main15.554.417.5⚠ belowJul 247d87%4633% normal$782$3,351$2,291
RKLBRetireInc67.1148.875.0⚠ belowJul 247d82%6recommended$678$2,906$1,986
MARA-LC20-1782Joint11.519.213.0⚠ belowJul 247d85%4233% normal$672$2,880$1,969
ENPHRetireInc41.358.245.5⚠ belowJul 247d81%1033% normal$610$2,614$1,787
NEMMain91.5117.598.0⚠ belowJul 247d81%5recommended$490$2,100$1,436
ETHAMain14.117.815.0⚠ belowJul 247d83%4233% normal$420$1,800$1,231
CLSKRetireInc13.117.315.0⚠ belowJul 247d85%1933% normal$380$1,629$1,113
Deep-name income: $29,877 this cycle · gross $128,044 / mo → E[net] $87,533 / mo · 0 of 15 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 17, 01:47 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)
Every income pick already IS the safest practical strike - nothing to swap.
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)
TickerSpotCC-SSStrikeDTESurvContractsGross / moNet / mo
MUMain851.21058.51060.0Aug 2236d76%5$20,188$24,225/cycle$14,807
MARANeville11.414.216.0Aug 2236d86%250$7,917$9,500/cycle$5,807
MARAMain11.413.816.0Aug 2236d86%200$6,333$7,600/cycle$4,645
BMNRJoint15.620.921.0Aug 2236d90%150$3,875$4,650/cycle$2,842
MUNeville851.21249.51250.0Aug 2943d90%2$3,167$4,540/cycle$2,323
BMNRRetireInc15.619.620.0Aug 2236d85%50$1,750$2,100/cycle$1,284
QCOMRetireInc171.6227.4230.0Aug 2236d93%5$858$1,030/cycle$630
CLSKRetireInc13.217.017.5Aug 2943d79%25$855$1,225/cycle$627
ENPHRetireInc41.658.460.0Aug 2236d90%10$833$1,000/cycle$611
Recovery income: gross $45,776 → net-adj $33,576 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.