CC Income Manager
● CACHED CHAINS · 2h
GENERATEDJul 17, 2026 23:38
Insight 2 candidates from the cc_scanner scan Jul 17, 21:30 · 2h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 17, 21:43 · 2h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 15 days left · ideal reached
$7,354 interest
$76,952 booked
$35,803 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $129,409 | $112,755 | $0 |
| Aug'26 forecast | $0 | $0 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Interest $7,354Booked $76,952
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($8,323/mo full rate) × 15/30 days left = $4,161 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 186 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 7 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 186 (39 expired full / 147 bought back / 14 run over) |
| Avg time CC stays open | 6.8 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $240 · mean $459 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 26.2% dollar-weighted · typical trade gives back 20% (median, size-free) |
| Mean keep (blended) | 74% |
| Forecast keep (median complete month) | 68% · 2026-04 93%, 2026-05 64%, 2026-06 68%, 2026-07 77% |
Early-cover read: MODERATE - keeping ~74% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 74%) | $0 |
| Avg CC hold | 6.8 days |
| Cycles that still fit this month | 2.2 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD (info) | Share |
|---|
| Main | $30,450 | $1,703 | |
| Neville | $26,227 | $600 | |
| RetireInc | $12,128 | $585 | |
| Joint | $8,147 | $31 | |
| TOTAL | $76,952 | $2,919 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $84,306
accruing now: $2,919 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 72 matched), 1 qty-fingerprinted, 1 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (36 open, 1 to close, bank $-6,747)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| COPXJoint | 73.5 | 81.5C | 19 | Jul 170d | 91% | $760 | $451 | $309 | hold | expires today OTM - keeps all |
| MSTRJoint | 93.6 | 122.0C | 10 | Jul 247d | 98% | $510 | $125 | $385 | hold | 75% banked, 25% to decay |
| SOFIRetireInc | 17.0 | 23.0C | 35 | Jul 3114d | 97% | $35 | $192 | $-158 | hold | underwater, 97% safe |
| COINMain | 155.8 | 187.5C | 25 | Jul 247d | 96% | $2,775 | $862 | $1,912 | hold | 69% banked, 31% to decay |
| SPCXNeville | 124.2 | 150.0C | 5 | Jul 247d | 94% | $795 | $287 | $508 | hold | 64% banked, 36% to decay |
| MARAMain | 10.7 | 13.0C | 200 | Jul 247d | 93% | $1,000 | $1,100 | $-100 | hold | underwater, 93% safe |
| MARANeville | 10.7 | 13.0C | 250 | Jul 247d | 93% | $1,250 | $1,375 | $-125 | hold | underwater, 93% safe |
| APPRetireInc | 416.3 | 480.0C | 1 | Jul 247d | 93% | $690 | $158 | $532 | hold | 77% banked, 23% to decay |
| INTCNeville | 94.4 | 121.0C | 5 | Jul 247d | 92% | $1,500 | $445 | $1,055 | hold | 70% banked, 30% to decay |
| IRENNeville | 33.5 | 42.0C | 20 | Jul 247d | 92% | $1,360 | $570 | $790 | hold | 58% banked, 42% to decay |
| IRENRetireInc | 33.5 | 42.0C | 20 | Jul 247d | 92% | $1,360 | $570 | $790 | hold | 58% banked, 42% to decay |
| MUNeville | 865.5 | 1040.0C | 2 | Jul 247d | 92% | $1,600 | $1,225 | $375 | hold | 23% banked, 77% to decay |
| BMNRMain | 15.1 | 17.5C | 50 | Jul 247d | 91% | $400 | $425 | $-25 | hold | underwater, 91% safe |
| HIMSMain | 32.4 | 40.0C | 15 | Jul 247d | 90% | $1,815 | $555 | $1,260 | hold | 69% banked, 31% to decay |
| GOOGJoint | 346.8 | 390.0C | 5 | Jul 3114d | 90% | $1,725 | $922 | $802 | hold | 47% banked, 53% to decay |
| RIOTJoint | 18.4 | 21.5C | 50 | Jul 247d | 89% | $1,400 | $775 | $625 | hold | 45% banked, 55% to decay |
| COINRetireInc | 155.8 | 190.0C | 3 | Jul 3114d | 89% | $1,005 | $654 | $351 | hold | 35% banked, 65% to decay |
| AMZNJoint | 248.5 | 280.0C | 10 | Jul 3114d | 89% | $1,650 | $1,675 | $-25 | hold | underwater, 89% safe |
| CRWVNeville | 73.2 | 84.0C | 5 | Jul 247d | 87% | $480 | $422 | $58 | hold | 12% banked, 88% to decay |
| NVDANeville | 204.8 | 217.5C | 5 | Jul 247d | 86% | $-225 | $478 | $-702 | hold | underwater, 86% safe |
| MSTRRetireInc | 93.6 | 105.0C | 4 | Jul 247d | 86% | $540 | $382 | $158 | hold | 29% banked, 71% to decay |
| MUMain | 865.5 | 1050.0C | 5 | Jul 3114d | 86% | $10,000 | $8,312 | $1,688 | hold | 17% banked, 83% to decay |
| MDBNeville | 318.0 | 350.0C | 1 | Jul 247d | 86% | $510 | $279 | $231 | hold | 45% banked, 55% to decay |
| MARAJoint | 10.7 | 12.0C | 40 | Jul 247d | 83% | $520 | $580 | $-60 | hold | underwater, 83% safe |
| DELLRetireInc | 390.4 | 432.5C | 3 | Jul 247d | 83% | $1,848 | $1,485 | $363 | hold | 20% banked, 80% to decay |
| BMNRMain | 15.1 | 16.5C | 50 | Jul 247d | 82% | $867 | $975 | $-108 | hold | underwater, 82% safe |
| BMNRJoint | 15.1 | 16.5C | 100 | Jul 247d | 82% | $1,733 | $1,950 | $-217 | hold | underwater, 82% safe |
| IGVMain | 92.5 | 96.5C | 12 | Jul 247d | 82% | $612 | $540 | $72 | hold | 12% banked, 88% to decay |
| NEMMain | 90.5 | 97.0C | 5 | Jul 247d | 81% | $485 | $485 | $0 | hold | 0% banked, 100% to decay |
| GLDMain | 368.2 | 377.0C | 10 | Jul 247d | 81% | $1,350 | $1,230 | $120 | hold | 9% banked, 91% to decay |
| ENPHRetireInc | 41.2 | 45.0C | 10 | Jul 247d | 80% | $560 | $675 | $-115 | hold | underwater, 80% safe |
| QCOMRetireInc | 167.9 | 180.0C | 5 | Jul 247d | 80% | $805 | $1,000 | $-195 | hold | underwater, 80% safe |
| CLSKRetireInc | 12.6 | 14.0C | 25 | Jul 247d | 79% | $550 | $588 | $-38 | hold | underwater, 79% safe |
| RKLBRetireInc | 68.2 | 75.0C | 6 | Jul 247d | 79% | $819 | $777 | $42 | hold | 5% banked, 95% to decay |
| GOOGNeville | 346.8 | 370.0C | 15 | Jul 3114d | 77% | $7,815 | $7,425 | $390 | hold | 5% banked, 95% to decay |
| METAMain | 629.9 | 630.0C | 3 | Jul 3114d | 53% | $3,198 | $9,945 | $-6,747 | CLOSE | 53% safe - cut before breach |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| SPYNeville | 742.0 | 693.3 | 752.0 | Jul 225d | 81% | |
| IBITJoint | 35.6 | 17.8 | 37.5 | Jul 247d | 87% | |
Sell all: 62 contract(s) on 2 ticker(s) → $1,942/wk · $8,323/mo · blended surv 86% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| IRENMain | deep drawdown (safe floor 45% above spot) |
| IRENJoint | deep drawdown (safe floor 45% above spot) |
| ETHAMain | deep drawdown (safe floor 32% above spot) |
| NOWMain | structural - you un-cap this name (net-CC < 0) |
| BMNRRetireInc | deep drawdown (safe floor 31% above spot) |
| GLXYMain | deep drawdown (safe floor 58% above spot) |
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| COINMain | 155.8 | 187.5 | Jul 247d | 96% | 25 | $2,775 | 1.0x | $1,894 | $1,819 |
| MUNeville | 865.5 | 1040.0 | Jul 247d | 92% | 2 | $1,600 | 1.4x | $1,529 | $1,401 |
| BMNR uwJoint | 15.1 | 16.5 | Jul 247d | 82% | 100 | $1,733 | 1.4x | $1,656 | $1,353 |
| IRENNeville | 33.5 | 42.0 | Jul 247d | 92% | 20 | $1,360 | 1.4x | $1,300 | $1,195 |
| IRENRetireInc | 33.5 | 42.0 | Jul 247d | 92% | 20 | $1,360 | 1.4x | $1,300 | $1,195 |
| INTCNeville | 94.4 | 121.0 | Jul 247d | 92% | 5 | $1,500 | 1.2x | $1,194 | $1,100 |
| DELLRetireInc | 390.4 | 432.5 | Jul 247d | 83% | 3 | $1,848 | 1.0x | $1,303 | $1,084 |
| RIOTJoint | 18.4 | 21.5 | Jul 247d | 89% | 50 | $1,400 | 1.0x | $987 | $882 |
| GLDMain | 368.2 | 377.0 | Jul 247d | 81% | 10 | $1,350 | 1.2x | $1,075 | $867 |
| MARA uwNeville | 10.7 | 13.0 | Jul 247d | 93% | 250 | $1,250 | 1.0x | $881 | $822 |
| BMNR uwMain | 15.1 | 16.5 | Jul 247d | 82% | 50 | $867 | 1.4x | $828 | $676 |
| MARA uwMain | 10.7 | 13.0 | Jul 247d | 93% | 200 | $1,000 | 1.0x | $705 | $658 |
| RKLBRetireInc | 68.2 | 75.0 | Jul 247d | 79% | 6 | $819 | 1.4x | $783 | $619 |
| QCOM uwRetireInc | 167.9 | 180.0 | Jul 247d | 80% | 5 | $805 | 1.4x | $769 | $612 |
| APPRetireInc | 416.3 | 480.0 | Jul 247d | 93% | 1 | $690 | 1.4x | $659 | $612 |
| SPCXNeville | 124.2 | 150.0 | Jul 247d | 94% | 5 | $795 | 1.0x | $560 | $527 |
| COPXJoint | 73.5 | 81.5 | Jul 170d | 91% | 19 | $760 | 1.1x | $559 | $510 |
| MSTRJoint | 93.6 | 122.0 | Jul 247d | 98% | 10 | $510 | 1.4x | $487 | $479 |
| MSTRRetireInc | 93.6 | 105.0 | Jul 247d | 86% | 4 | $540 | 1.4x | $516 | $443 |
| CRWVNeville | 73.2 | 84.0 | Jul 247d | 87% | 5 | $480 | 1.4x | $459 | $397 |
| IGVMain | 92.5 | 96.5 | Jul 247d | 82% | 12 | $612 | 1.0x | $431 | $352 |
| BMNR uwMain | 15.1 | 17.5 | Jul 247d | 91% | 50 | $400 | 1.4x | $382 | $350 |
| ENPH uwRetireInc | 41.2 | 45.0 | Jul 247d | 80% | 10 | $560 | 1.0x | $395 | $315 |
| CLSK uwRetireInc | 12.6 | 14.0 | Jul 247d | 79% | 25 | $550 | 1.0x | $388 | $308 |
| MDBNeville | 318.0 | 350.0 | Jul 247d | 86% | 1 | $510 | 1.0x | $360 | $308 |
| MARA uwJoint | 10.7 | 12.0 | Jul 247d | 83% | 40 | $520 | 1.0x | $367 | $306 |
| NEMMain | 90.5 | 97.0 | Jul 247d | 81% | 5 | $485 | 1.1x | $356 | $289 |
Gross $22,122 → E[rollover] $19,478 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~7d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾
| Fortress | Spot | CC-SS | Strike | vs CC-SS | DTE | Surv | CT | Rung | This cycle | Gross / mo | E[net] / mo |
|---|
| GLXYMain | 21.6 | 34.0 | 23.5 | ⚠ below | Jul 247d | 75% | 94 | recommended | $4,418 | $18,934 | $12,923 |
| BMNR-LC10RetireInc | 15.0 | 19.7 | 16.5 | ⚠ below | Jul 247d | 82% | 34 | 33% normal | $680 | $2,914 | $1,989 |
| ETHAMain | 13.7 | 18.0 | 14.5 | ⚠ below | Jul 247d | 82% | 46 | recommended | $460 | $1,971 | $1,346 |
Deep-name income: $5,558 this cycle · gross $23,820 / mo → E[net] $16,258 / mo · 0 of 3 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 17, 21:37 · 2h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| SPYNeville | 742.0 | 759.0 | Jul 225d | 95% | 12 | $1,328 |
| IBITJoint | 35.6 | 38.0 | Jul 247d | 92% | 50 | $1,106 |
Max-safety alternative (swap, not add): $2,434
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| IRENMain | 33.9 | 49.2 | 50.0 | Aug 0721d | 94% | 20 | $1,714$1,200/cycle | $1,264 |
| IRENJoint | 33.9 | 49.2 | 50.0 | Aug 0721d | 94% | 20 | $1,714$1,200/cycle | $1,264 |
| BMNRRetireInc | 15.0 | 19.7 | 20.0 | Aug 2842d | 88% | 50 | $1,429$2,000/cycle | $1,054 |
Recovery income: gross $4,857 → net-adj $3,583 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.