CC Income Manager
● CACHED CHAINS · 0h
GENERATEDJul 18, 2026 03:58
Insight 2 candidates from the cc_scanner scan Jul 18, 03:30 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 18, 03:42 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
$124,244
S$160,482
floor $30,000  ·  ideal $50,000  ·  14 days left  ·  ideal reached
$7,354 interest
$78,412 booked
$38,478 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
MonthGrossNet-adjGap to ideal
Jul'26 projected$134,789$116,890$0
Aug'26 forecast$0$0-
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 68% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
Projected Jul'26 income
$156,006
S$201,508
reaches ideal
floor $30,000 · ideal $50,000
$7.4k$78k$38k$6.2k$22k
floor
ideal
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($13,343/mo full rate) × 14/30 days left = $6,227 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 183 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 14 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 7 days and keep about 68% of every premium dollar after the early buy-backs. That 68% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
MetricValue
Closed CC round-trips183 (37 expired full / 146 bought back / 14 run over)
Avg time CC stays open6.8 days
Win rate (kept >= 0) / run-over rate92% / 8%
Typical premium given up (per bought-back CC)$240 · mean $461 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)27.1% dollar-weighted · typical trade gives back 20% (median, size-free)
Mean keep (blended)73%
Forecast keep (median complete month)68% · 2026-04 95%, 2026-05 64%, 2026-06 68%, 2026-07 77%
Early-cover read: MODERATE - keeping ~73% of premium; some room to widen strikes.
Excluded 9 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, CIFR, GDX, HIMS, HOOD, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
QuantityValue
Gap to ideal (Jul'26)$0
Gross premium to sell (grossed up 73%)$0
Avg CC hold6.8 days
Cycles that still fit this month2.1
Actuals by account - Jul'26 realized
AccountRealizedAccruing MTD (info)Share
Main$30,450$1,703
39%
Neville$26,227$600
33%
RetireInc$11,953$585
15%
Joint$9,782$31
12%
TOTAL$78,412$2,919
Interest posted this month: $7,354 (last month's accrual as of Jun 30)  →  Realized + posted: $85,766
accruing now: $2,919 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 75 matched), 1 qty-fingerprinted, 1 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (38 open, 0 to close, bank $0, 1 to roll)
TickerSpotStrikeCTDTESurvCollectedOutstandingExit TodayActionWhy
COPXJoint73.481.5C19Jul 17-1d--$0-holdexpires today OTM - keeps all
COINMain157.2187.5C25Jul 246d96%$2,775$1,075$1,700hold61% banked, 39% to decay
GLXYMain21.627.0C125Jul 246d95%$1,500$1,688$-188holdunderwater, 95% safe
MARAMain10.713.0C200Jul 246d94%$1,000$1,100$-100holdunderwater, 94% safe
MARANeville10.713.0C250Jul 246d94%$1,250$1,375$-125holdunderwater, 94% safe
SPCXNeville124.1150.0C5Jul 246d94%$795$362$432hold54% banked, 46% to decay
MUNeville854.01040.0C2Jul 246d93%$1,600$1,185$415hold26% banked, 74% to decay
IRENNeville33.642.0C20Jul 246d92%$1,360$660$700hold51% banked, 49% to decay
IRENRetireInc33.642.0C20Jul 246d92%$1,360$660$700hold51% banked, 49% to decay
RIOTJoint18.221.5C50Jul 246d92%$1,400$650$750hold54% banked, 46% to decay
APPRetireInc424.8480.0C1Jul 246d91%$690$255$435hold63% banked, 37% to decay
NVDANeville203.2217.5C5Jul 246d91%$-225$325$-550holdunderwater, 91% safe
HIMSMain32.940.0C15Jul 246d91%$1,815$585$1,230hold68% banked, 32% to decay
MDBNeville311.8350.0C1Jul 246d91%$510$174$336hold66% banked, 34% to decay
AMZNJoint247.8280.0C10Jul 3113d90%$1,650$1,545$105hold6% banked, 94% to decay
INTCNeville95.2116.0C5Jul 246d89%$1,750$740$1,010hold58% banked, 42% to decay
COINRetireInc157.2190.0C3Jul 3113d88%$1,005$720$285hold28% banked, 72% to decay
CRWVNeville73.384.0C5Jul 246d87%$480$438$42hold9% banked, 91% to decay
MUMain854.01050.0C5Jul 3113d87%$10,000$8,812$1,188hold12% banked, 88% to decay
BMNRMain15.717.5C50Jul 246d87%$400$875$-475holdunderwater, 87% safe
MSTRRetireInc94.6105.0C4Jul 246d85%$540$422$118hold22% banked, 78% to decay
NEMMain89.897.0C5Jul 246d85%$485$378$108hold22% banked, 78% to decay
MARAJoint10.712.0C40Jul 246d85%$520$580$-60holdunderwater, 85% safe
IRENMain33.639.0C20Jul 246d84%$1,200$1,440$-240holdunderwater, 84% safe
IRENJoint33.639.0C20Jul 246d84%$1,200$1,440$-240holdunderwater, 84% safe
GLDMain368.5377.0C10Jul 246d82%$1,350$1,190$160hold12% banked, 88% to decay
RKLBRetireInc67.875.0C6Jul 246d82%$819$660$159hold19% banked, 81% to decay
COINMain157.2170.0C8Jul 246d81%$1,680$1,664$16hold1% banked, 99% to decay
IGVMain92.996.5C12Jul 246d81%$612$630$-18holdunderwater, 81% safe
DELLRetireInc398.2432.5C3Jul 246d80%$1,848$2,010$-162holdunderwater, 80% safe
IBITJoint36.337.5C50Jul 246d79%$650$1,125$-475holdunderwater, 79% safe
ENPHRetireInc41.545.0C10Jul 246d78%$560$790$-230holdunderwater, 78% safe
GOOGNeville346.5370.0C15Jul 3113d78%$7,815$7,462$353hold5% banked, 95% to decay
CLSKRetireInc13.014.0C25Jul 246d74%$550$850$-300holdunderwater, 74% safe
QCOMRetireInc172.1180.0C5Jul 246d72%$805$1,600$-795holdunderwater, 72% safe
BMNRMain15.716.5C50Jul 246d71%$867$1,875$-1,008holdunderwater, 71% safe
BMNRJoint15.716.5C100Jul 246d71%$1,733$3,750$-2,017holdunderwater, 71% safe
METAMain646.4630.0C3Jul 3113d44%$3,198$12,825$-9,627ROLLITM run-over - roll, don't realize
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)
TickerSpotCC-SSStrikeDTESurvSell all
SPYNeville743.3693.8752.0Jul 235d81%
$7,875/mo
$1,837/wk12c
GOOGJoint345.1339.1370.0Jul 246d82%
$5,469/mo
$1,276/wk5c
Sell all: 17 contract(s) on 2 ticker(s) → $3,113/wk · $13,343/mo  ·  blended surv 81%  ·  ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
TickerReason
MSTRJointdeep drawdown (safe floor 58% above spot)
ETHAMaindeep drawdown (safe floor 30% above spot)
NOWMainstructural - you un-cap this name (net-CC < 0)
BMNRRetireIncdeep drawdown (safe floor 27% above spot)
SOFIRetireIncstructural - you un-cap this name (net-CC < 0)
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)
TickerSpotStrikeDTESurvContractsCollectedCyclesGrossE[income]
COINMain157.2187.5Jul 246d96%25$2,7751.0x$1,894$1,828
MUNeville854.01040.0Jul 246d93%2$1,6001.4x$1,529$1,429
INTCNeville95.2116.0Jul 246d89%5$1,7501.2x$1,393$1,239
IRENNeville33.642.0Jul 246d92%20$1,3601.4x$1,300$1,202
IRENRetireInc33.642.0Jul 246d92%20$1,3601.4x$1,300$1,202
DELL uwRetireInc398.2432.5Jul 246d80%3$1,8481.0x$1,299$1,034
GLXY uwMain21.627.0Jul 246d95%125$1,5001.0x$1,055$1,001
IREN uwMain33.639.0Jul 246d84%20$1,2001.4x$1,147$965
IREN uwJoint33.639.0Jul 246d84%20$1,2001.4x$1,147$965
COINMain157.2170.0Jul 246d81%8$1,6801.0x$1,147$931
RIOTJoint18.221.5Jul 246d92%50$1,4001.0x$984$909
BMNR uwJoint15.716.5Jul 246d71%100$1,7331.0x$1,219$866
MARA uwNeville10.713.0Jul 246d94%250$1,2501.0x$879$829
GLDMain368.5377.0Jul 246d82%10$1,3501.1x$992$818
MARA uwMain10.713.0Jul 246d94%200$1,0001.0x$703$663
RKLBRetireInc67.875.0Jul 246d82%6$8191.4x$783$643
APPRetireInc424.8480.0Jul 246d91%1$6901.4x$659$602
QCOM uwRetireInc172.1180.0Jul 246d72%5$8051.4x$769$554
SPCXNeville124.1150.0Jul 246d94%5$7951.0x$559$526
MSTRRetireInc94.6105.0Jul 246d85%4$5401.4x$516$440
BMNR uwMain15.716.5Jul 246d71%50$8671.0x$609$433
CRWVNeville73.384.0Jul 246d87%5$4801.4x$459$400
IBIT uwJoint36.337.5Jul 246d79%50$6501.0x$457$362
IGV uwMain92.996.5Jul 246d81%12$6121.0x$430$349
MDBNeville311.8350.0Jul 246d91%1$5101.0x$359$325
MARA uwJoint10.712.0Jul 246d85%40$5201.0x$366$309
ENPH uwRetireInc41.545.0Jul 246d78%10$5601.0x$394$308
NEMMain89.897.0Jul 246d85%5$4851.1x$356$303
CLSK uwRetireInc13.014.0Jul 246d74%25$5501.0x$387$286
BMNR uwMain15.717.5Jul 246d87%50$4001.0x$281$243
Gross $25,369 → E[rollover] $21,960 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~7d), not the residual DTE. Income is expected value = collected × 68% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)
FortressSpotCC-SSStrikevs CC-SSDTESurvCTRungThis cycleGross / moE[net] / mo
BMNR-LC10RetireInc15.619.817.0⚠ belowJul 246d81%45recommended$1,035$5,175$3,532
MSTR-LC180Joint94.2148.0105.0⚠ belowJul 246d86%1033% normal$960$4,800$3,276
ETHAMain13.918.115.0⚠ belowJul 246d90%50🛡 safe yield$250$1,250$853
Deep-name income: $2,245 this cycle · gross $11,225 / mo → E[net] $7,661 / mo · 0 of 3 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 18, 03:37 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 68% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)
TickerSpotStrikeDTESurvContractsNet / mo
GOOGJoint345.1387.5Jul 246d94%5$1,732
SPYNeville743.3760.0Jul 246d96%12$1,400
Max-safety alternative (swap, not add): $3,132
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)
TickerSpotCC-SSStrikeDTESurvContractsGross / moNet / mo
BMNRRetireInc15.619.920.0Aug 2841d83%50$1,756$2,400/cycle$1,280
Recovery income: gross $1,756 → net-adj $1,280 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.