CC Income Manager
● CACHED CHAINS · 0h
GENERATEDJul 22, 2026 21:58
Insight 2 candidates from the cc_scanner scan Jul 22, 21:35 · 0h ago (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 22, 21:52 · 0h ago. Insight 1 marks: live.
Jul'26 INCOME · CC + PUTS + INTEREST
floor $30,000 · ideal $50,000 · 10 days left · ideal reached
$7,354 interest
$67,616 booked
$25,206 pipeline
floor
ideal
dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)
Goal tracker - active target: Jul'26
| Month | Gross | Net-adj | Gap to ideal |
|---|
| Jul'26 projected | $104,180 | $92,822 | $0 |
| Aug'26 forecast | $-3,733 | $-2,573 | - |
The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 69% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.
Tracking to goal - projected Jul'26 income
reaches idealfloor $30,000 · ideal $50,000
Interest $7,354Booked $67,616
Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($6,383/mo full rate) × 10/30 days left = $2,128 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)
Step A - 3-month income-CC behaviour
In plain English. Over the last 191 income covered calls you sold and closed, you came out even-or-ahead on 92%; only 16 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 7 days and keep about 69% of every premium dollar after the early buy-backs. That 69% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.
| Metric | Value |
|---|
| Closed CC round-trips | 191 (40 expired full / 151 bought back / 16 run over) |
| Avg time CC stays open | 6.8 days |
| Win rate (kept >= 0) / run-over rate | 92% / 8% |
| Typical premium given up (per bought-back CC) | $230 · mean $536 (skewed by a few big run-overs) |
| Give-up ratio (buyback / premium) | 31.6% dollar-weighted · typical trade gives back 20% (median, size-free) |
| Mean keep (blended) | 68% |
| Forecast keep (median complete month) | 69% · 2026-04 92%, 2026-05 65%, 2026-06 69%, 2026-07 66% |
Early-cover read: MODERATE - keeping ~68% of premium; some room to widen strikes.
Excluded 12 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, BMNR, CIFR, CLSK, GDX, HOOD, IBIT, MARA, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.
Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.
Premium needed to reach ideal
| Quantity | Value |
|---|
| Gap to ideal (Jul'26) | $0 |
| Gross premium to sell (grossed up 68%) | $0 |
| Avg CC hold | 6.8 days |
| Cycles that still fit this month | 1.5 |
Actuals by account - Jul'26 realized
| Account | Realized | Accruing MTD (info) | Share |
|---|
| Neville | $27,311 | $760 | |
| Main | $26,737 | $2,356 | |
| RetireInc | $14,392 | $783 | |
| Joint | $-824 | $44 | |
| TOTAL | $67,616 | $3,943 | |
Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $74,970
accruing now: $3,943 → posts next month
Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 99 matched), 1 qty-fingerprinted, 1 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.
Insight 1 - open CC / put book (32 open, 3 to close, bank $-650, 4 to roll)▾
| Ticker | Spot | Strike | CT | DTE | Surv | Collected | Outstanding | Exit Today | Action | Why |
|---|
| MDBNeville | 298.2 | 350.0C | 1 | Jul 242d | 98% | $510 | $22 | $488 | CLOSE | 96% banked - bank it |
| IGVMain | 90.2 | 96.5C | 12 | Jul 242d | 97% | $612 | $228 | $384 | hold | 63% banked, 37% to decay |
| MSTRJoint | 100.8 | 125.0C | 10 | Jul 319d | 94% | $1,000 | $530 | $470 | hold | 47% banked, 53% to decay |
| ENPHRetireInc | 40.7 | 45.0C | 10 | Jul 242d | 93% | $560 | $230 | $330 | hold | 59% banked, 41% to decay |
| MSTRRetireInc | 100.8 | 130.0C | 4 | Aug 0716d | 92% | $-576 | $368 | $-944 | hold | underwater, 92% safe |
| AMZNJoint | 245.4 | 280.0C | 10 | Jul 319d | 92% | $1,650 | $1,015 | $635 | hold | 38% banked, 62% to decay |
| SPCXNeville | 123.4 | 165.0C | 5 | Aug 0716d | 91% | $-125 | $975 | $-1,100 | hold | underwater, 91% safe |
| IRENMain | 43.4 | 55.0C | 20 | Jul 319d | 90% | $90 | $1,200 | $-1,110 | hold | underwater, 90% safe |
| IRENJoint | 43.4 | 55.0C | 20 | Jul 319d | 90% | $90 | $1,200 | $-1,110 | hold | underwater, 90% safe |
| SPYNeville | 748.6 | 758.0C | 12 | Jul 275d | 90% | $792 | $522 | $270 | hold | 34% banked, 66% to decay |
| COINRetireInc | 173.6 | 215.0C | 3 | Aug 1423d | 87% | $-795 | $1,058 | $-1,853 | hold | underwater, 87% safe |
| IRENNeville | 43.4 | 55.0C | 20 | Aug 0716d | 85% | $90 | $2,510 | $-2,420 | hold | underwater, 85% safe |
| IRENRetireInc | 43.4 | 55.0C | 20 | Aug 0716d | 85% | $90 | $2,510 | $-2,420 | hold | underwater, 85% safe |
| HIMSMain | 33.2 | 39.5C | 15 | Jul 319d | 85% | $1,005 | $952 | $52 | hold | 5% banked, 95% to decay |
| APPRetireInc | 413.4 | 465.0C | 1 | Jul 319d | 85% | $1,081 | $465 | $616 | hold | 57% banked, 43% to decay |
| COINMain | 173.6 | 210.0C | 25 | Aug 1423d | 84% | $-145 | $10,562 | $-10,707 | hold | underwater, 84% safe |
| MUNeville | 969.2 | 1040.0C | 2 | Jul 242d | 83% | $1,600 | $1,845 | $-245 | hold | underwater, 83% safe |
| BMNRRetireInc | 18.0 | 20.5C | 50 | Aug 0716d | 80% | $1,300 | $2,075 | $-775 | hold | underwater, 80% safe |
| COPXJoint | 80.1 | 85.0C | 20 | Jul 319d | 79% | $820 | $1,600 | $-780 | hold | underwater, 79% safe |
| GOOGNeville | 347.5 | 370.0C | 15 | Jul 319d | 78% | $7,815 | $6,300 | $1,515 | hold | 19% banked, 81% to decay |
| NVDANeville | 207.5 | 212.5C | 5 | Jul 242d | 78% | $155 | $475 | $-320 | hold | underwater, 78% safe |
| COINMain | 173.6 | 200.0C | 8 | Aug 2130d | 77% | $-1,712 | $5,960 | $-7,672 | hold | underwater, 77% safe |
| INTCNeville | 106.0 | 116.0C | 5 | Jul 242d | 76% | $1,750 | $1,508 | $242 | hold | 14% banked, 86% to decay |
| RKLBRetireInc | 71.9 | 75.0C | 6 | Jul 242d | 72% | $819 | $732 | $87 | hold | 11% banked, 89% to decay |
| MUMain | 969.2 | 1050.0C | 5 | Jul 319d | 71% | $10,000 | $19,288 | $-9,288 | hold | underwater, 71% safe |
| UAMYRetireInc | 6.1 | 6.5C | 25 | Jul 319d | 68% | $425 | $812 | $-388 | hold | underwater, 68% safe |
| QCOMRetireInc | 175.7 | 180.0C | 5 | Jul 242d | 66% | $805 | $1,298 | $-492 | CLOSE | 66% safe - cut before breach |
| NEMMain | 96.3 | 97.0C | 5 | Jul 242d | 56% | $485 | $1,130 | $-645 | CLOSE | 56% safe - cut before breach |
| CRWVNeville | 84.3 | 84.0C | 5 | Jul 242d | 51% | $480 | $1,712 | $-1,232 | ROLL | ITM run-over - roll, don't realize |
| METAMain | 633.8 | 630.0C | 3 | Jul 319d | 50% | $3,198 | $9,698 | $-6,500 | ROLL | ITM run-over - roll, don't realize |
| DELLRetireInc | 438.9 | 420.0C | 3 | Jul 242d | 30% | $2,448 | $7,658 | $-5,210 | ROLL | ITM run-over - roll, don't realize |
| GLDMain | 380.9 | 377.0C | 10 | Jul 242d | 27% | $1,350 | $5,125 | $-3,775 | ROLL | ITM run-over - roll, don't realize |
CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).
Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Sell all |
|---|
| GOOGJoint | 346.6 | 339.2 | 372.5 | Jul 319d | 81% | |
| RIOTJoint | 21.7 | 21.5 | 27.0 | Jul 319d | 92% | |
Sell all: 55 contract(s) on 2 ticker(s) → $1,489/wk · $6,383/mo · blended surv 91% · ✓ floor · ✓ ideal
ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.
NOT BEING SOLD
| Ticker | Reason |
|---|
| MARAMain | deep drawdown (safe floor 21% above spot) |
| NOWMain | structural - you un-cap this name (net-CC < 0) |
| CLSKRetireInc | structural - you un-cap this name (net-CC < 0) |
| GLXYMain | deep drawdown (safe floor 31% above spot) |
Deferred by CSV - 8 fortresses skipped (income deferred upstream)▾
| Fortress | LC | CT | Half-max cap | Tag | Net / mo (deferred) |
|---|
| BMNRMain | 25 | 50 | 25 of 50 | Half Max; Skip | deferred upstream |
| BMNRMain | 23 | 75 | 37 of 75 | Half Max; Skip | deferred upstream |
| BMNRJoint | 23 | 150 | 75 of 150 | Half Max; Skip | deferred upstream |
| ETHAMain | 13 | 50 | - | Skip | deferred upstream |
| IBITJoint | 75 | 50 | - | Skip | deferred upstream |
| MARAJoint | 20 | 50 | 25 of 50 | Half Max; Skip | deferred upstream |
| MARAMain | 20 | 200 | 100 of 200 | Half Max; Skip | deferred upstream |
| MARANeville | 25 | 250 | - | Skip | deferred upstream |
Income deferred: $0 / mo · NOT in the projection
These fortresses carry Skip; in the CSV Comments column, so they are held out of New CCs, E[rollover] and E[fight] - the projection forecasts income you will actually write, and you have deferred these. They are still fully live everywhere else: realized income, the Base pipeline and every buyback verdict in Insight 1 are unaffected, because those are about calls you ALREADY sold. The goal ($30,000 floor / $50,000 ideal) is deliberately NOT lowered to match - this is an income-for-safety trade and the number above is its price. Clear the tag in the CSV and the income returns on the next run.
Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Collected | Cycles | Gross | E[income] |
|---|
| MU uwNeville | 969.2 | 1040.0 | Jul 242d | 83% | 2 | $1,600 | 1.4x | $1,544 | $1,276 |
| INTCNeville | 106.0 | 116.0 | Jul 242d | 76% | 5 | $1,750 | 1.2x | $1,407 | $1,063 |
| RKLBRetireInc | 71.9 | 75.0 | Jul 242d | 72% | 6 | $819 | 1.4x | $790 | $567 |
| QCOM uwRetireInc | 175.7 | 180.0 | Jul 242d | 66% | 5 | $805 | 1.4x | $777 | $516 |
| IGVMain | 90.2 | 96.5 | Jul 242d | 97% | 12 | $612 | 1.0x | $437 | $425 |
| ENPHRetireInc | 40.7 | 45.0 | Jul 242d | 93% | 10 | $560 | 1.0x | $400 | $370 |
| MDBNeville | 298.2 | 350.0 | Jul 242d | 98% | 1 | $510 | 1.0x | $364 | $358 |
| SPYNeville | 748.6 | 758.0 | Jul 275d | 90% | 12 | $792 | 0.7x | $364 | $327 |
| NEM uwMain | 96.3 | 97.0 | Jul 242d | 56% | 5 | $485 | 1.1x | $360 | $202 |
| NVDA uwNeville | 207.5 | 212.5 | Jul 242d | 78% | 5 | $155 | 1.0x | $111 | $87 |
Gross $6,554 → E[rollover] $5,190 to Jul'26 end
Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~7d), not the residual DTE. Income is expected value = collected × 69% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.
Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾
| Fortress | Spot | CC-SS | Strike | vs CC-SS | DTE | Surv | CT | Rung | This cycle | Gross / mo | E[net] / mo |
|---|
| CLSKRetireInc | 15.3 | 17.9 | 17.0 | ⚠ below | Jul 242d | 90% | 20 | recommended | $180 | $2,700 | $1,861 |
Deep-name income: $180 this cycle · gross $2,700 / mo → E[net] $1,861 / mo · 0 of 1 at/above CC-SS (safe)
Read from fortress_fight --all run Jul 22, 21:51 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 69% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.
FYI / reference · not counted in the projection
FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾
| Ticker | Spot | Strike | DTE | Surv | Contracts | Net / mo |
|---|
| GOOGJoint | 346.6 | 390.0 | Jul 319d | 93% | 5 | $1,550 |
Max-safety alternative (swap, not add): $1,550
The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.
FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾
| Ticker | Spot | CC-SS | Strike | DTE | Surv | Contracts | Gross / mo | Net / mo |
|---|
| MARAMain | 12.2 | 14.8 | 16.0 | Aug 2837d | 84% | 200 | $6,649$8,200/cycle | $4,547 |
| GLXYMain | 25.3 | 33.2 | 34.0 | Aug 2837d | 86% | 125 | $5,169$6,375/cycle | $3,535 |
Recovery income: gross $11,818 → net-adj $8,082 / mo
FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.
Read-only and advisory. Places no orders.