CC Manager

CC Income Manager

● LIVE IBKR · chains 2h

Insight 2 candidates from the cc_scanner scan Jul 18, 03:30 · 66h ago (stale) (fortress_rebuild cc_picks as fallback). Coverage + CC-SS from the fortress_rebuild scan · Jul 21, 00:46 · 2h ago. Insight 1 marks: live.

Jul'26 INCOME · CC + PUTS + INTEREST

$96,243

S$124,279

floor $30,000 · ideal $50,000 · 11 days left · ideal reached

$7,354 interest

$59,391 booked

$29,498 pipeline

floor

ideal

dark teal = interest posted (last month's accrual, cash now) · solid = booked CC income · faded = projected pipeline (open CCs, net-adj)

Goal tracker - active target: Jul'26

Month	Gross	Net-adj	Gap to ideal
Jul'26 projected	$102,032	$88,889	$0
Aug'26 forecast	$-1,680	$-1,162	-

The forward (open-CC) premium is GROSS - it assumes every open call expires worthless. Historically only 69% is kept (the rest is bought back when stocks run), so the Net-adj column haircuts the forecast to match the realized number. Gap is measured on Net-adj.

Tracking to goal - projected Jul'26 income

Projected Jul'26 income

$133,644

S$172,576

reaches ideal

floor $30,000 · ideal $50,000

Interest $7,354Booked $59,391

$7.4k$59k$29k $8.9k $27k

floor

ideal

Pipeline $29,498↓New CCs (rest of mo) ×11/30 $1,857↓E[rollover] $8,946↓E[fight] ×11/30 $26,598↓= $133,644

Tap any segment or chip to jump to its panel below. Interest = posted cash interest (last month's accrual) · Booked = realized this month (done, no forecast) · Pipeline = open CCs' remaining premium × historical keep · New CCs = Insight 2 sell-all ($5,065/mo full rate) × 11/30 days left = $1,857 · E[rollover] = held CCs re-written before month-end, income survival-weighted (expected value) · E[fight] = every UNCOVERED deep-drawdown name at fight's near-term safe-yield strike (the tenor you actually sell), valued at your historical keep rate and prorated like New CCs - counted since 2026-07-14 because it lands in actuals when sold (70% of July's realized came from deep names). Each term covers a DISJOINT set: Booked = done, Pipeline / E[rollover] = open CCs (this cycle / re-written), New CCs = uncovered safe, E[fight] = uncovered deep. (2b/2c below are FYI-only references - they feed nothing.)

Step A - 3-month income-CC behaviour

In plain English. Over the last 183 income covered calls you sold and closed, you came out even-or-ahead on 91%; only 16 “ran over” (the stock jumped past your strike, so you had to buy the call back at a loss). You hold each one about 7 days and keep about 69% of every premium dollar after the early buy-backs. That 69% “keep” is exactly what the forecast up top uses to turn gross premium (if every call expired worthless) into the realistic net number.

Metric	Value
Closed CC round-trips	183 (35 expired full / 148 bought back / 16 run over)
Avg time CC stays open	6.8 days
Win rate (kept >= 0) / run-over rate	91% / 9%
Typical premium given up (per bought-back CC)	$222 · mean $541 (skewed by a few big run-overs)
Give-up ratio (buyback / premium)	32.5% dollar-weighted · typical trade gives back 19% (median, size-free)
Mean keep (blended)	68%
Forecast keep (median complete month)	69% · 2026-04 92%, 2026-05 65%, 2026-06 69%, 2026-07 64%

Early-cover read: MODERATE - keeping ~68% of premium; some room to widen strikes.

Excluded 13 structural ticker(s) (net CC < 0 over all history = un-caps, not income): ARM, AVGO, BMNR, CIFR, CLSK, GDX, HIMS, HOOD, IBIT, MARA, NOW, SOFI, UAMY. Removed from BEHAVIOUR stats only (income totals count them since the 2026-07 NET methodology), so the give-up ratio reflects genuine income-CC behaviour, not the cost of intentionally un-capping Fortress winners.

Window: last 3 months by close date. Run over = an income CC bought back at a net loss (stock ran past the strike). DBB / defensive un-caps are NOT counted here.

Premium needed to reach ideal

Quantity	Value
Gap to ideal (Jul'26)	$0
Gross premium to sell (grossed up 68%)	$0
Avg CC hold	6.8 days
Cycles that still fit this month	1.6

Actuals by account - Jul'26 realized

Account	Realized	Accruing MTD (info)	Share
Neville	$26,786	$640	45%
Main	$21,256	$1,888	36%
RetireInc	$12,173	$624	20%
Joint	$-824	$33	-1%
TOTAL	$59,391	$3,184

Interest posted this month: $7,354 (last month's accrual as of Jun 30) → Realized + posted: $66,745

accruing now: $3,184 → posts next month

Realized NET income booked this Jul'26 (losses included). The sheet has no account column, so each closed trade is attributed via: exact strike held in an account this month (book + history, 92 matched), 1 qty-fingerprinted, 1 split pro-rata. CSV fortress sizes are the truth for the qty fingerprint (MU 5 contracts = Main, 2 = Neville) and the pro-rata fallback. Accruing MTD = live IBKR AccruedCash per account (posts as cash next month); interest posted (footer, total only) = last month's final accrual, paid early this month. Interest never counts in CC income totals or projections.

Insight 1 - open CC / put book (25 open, 0 to close, bank $0, 1 to roll)▾

Ticker	Spot	Strike	CT	DTE	Surv	Collected	Outstanding	Exit Today	Action	Why
MUNeville	873.1	1040.0C	2	Jul 244d	93%	$1,600	$811	$789	hold	49% banked, 51% to decay
SPYNeville	742.8	758.0C	12	Jul 277d	93%	$792	$474	$318	hold	40% banked, 60% to decay
APPRetireInc	425.2	480.0C	1	Jul 244d	92%	$690	$170	$520	hold	75% banked, 25% to decay
COINMain	160.3	180.0C	25	Jul 244d	91%	$1,300	$1,775	$-475	hold	underwater, 91% safe
AMZNJoint	249.1	280.0C	10	Jul 3111d	89%	$1,650	$1,465	$185	hold	11% banked, 89% to decay
IRENNeville	40.1	55.0C	20	Aug 0718d	89%	$-840	$2,050	$-2,890	hold	underwater, 89% safe
IRENRetireInc	40.1	55.0C	20	Aug 0718d	89%	$-840	$2,050	$-2,890	hold	underwater, 89% safe
ENPHRetireInc	39.9	45.0C	10	Jul 244d	88%	$560	$300	$260	hold	46% banked, 54% to decay
CRWVNeville	73.6	84.0C	5	Jul 244d	88%	$480	$320	$160	hold	33% banked, 67% to decay
GLDMain	367.6	377.0C	10	Jul 244d	88%	$1,350	$580	$770	hold	57% banked, 43% to decay
RKLBRetireInc	66.4	75.0C	6	Jul 244d	87%	$819	$366	$453	hold	55% banked, 45% to decay
COINRetireInc	160.3	190.0C	3	Jul 3111d	86%	$1,005	$716	$289	hold	29% banked, 71% to decay
INTCNeville	98.1	116.0C	5	Jul 244d	86%	$1,750	$740	$1,010	hold	58% banked, 42% to decay
NVDANeville	203.3	212.5C	5	Jul 244d	85%	$155	$370	$-215	hold	underwater, 85% safe
SPCXNeville	121.8	134.0C	5	Jul 244d	85%	$525	$525	$0	hold	0% banked, 100% to decay
NEMMain	89.7	97.0C	5	Jul 244d	85%	$485	$350	$135	hold	28% banked, 72% to decay
MUMain	873.1	1050.0C	5	Jul 3111d	84%	$10,000	$9,655	$345	hold	3% banked, 97% to decay
DELLRetireInc	385.7	420.0C	3	Jul 244d	82%	$2,448	$1,347	$1,101	hold	45% banked, 55% to decay
MDBNeville	325.6	350.0C	1	Jul 244d	81%	$510	$325	$185	hold	36% banked, 64% to decay
MSTRRetireInc	97.6	105.0C	4	Jul 244d	79%	$540	$524	$16	hold	3% banked, 97% to decay
IGVMain	93.5	96.5C	12	Jul 244d	77%	$612	$708	$-96	hold	underwater, 77% safe
COINMain	160.3	170.0C	8	Jul 244d	76%	-	$1,760	-	hold	76% safe
GOOGNeville	351.2	370.0C	15	Jul 3111d	74%	$7,815	$8,048	$-232	hold	underwater, 74% safe
QCOMRetireInc	171.8	180.0C	5	Jul 244d	74%	$805	$1,220	$-415	hold	underwater, 74% safe
METAMain	647.7	630.0C	3	Jul 3111d	43%	$3,198	$12,543	$-9,345	ROLL	ITM run-over - roll, don't realize

CLOSE = you have banked >= 80% of the premium - lock the win and free the shares (the last sliver is not worth the pin/tail risk), OR a still-OTM call whose survival has fallen below 67% (cut it before it breaches). ROLL = already ITM and losing: the LEAPS defends it, so roll up/out (see roll_calls) rather than realize the loss. ACT TODAY = expires today ITM: buy back or roll before the close. Everything else HOLDS - a safe call with real premium still decaying to you. The decision is about THIS call's own premium, not whether a fresh CC exists (you find those in Insight 2).

Insight 2 - CCs to sell, ALL available contracts (DTE 5-14, survival >= 80%)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Sell all
GOOGJoint	357.3	338.1	370.0	Jul 276d	82%	$5,065/mo $1,182/wk5c

Sell all: 5 contract(s) on 1 ticker(s) → $1,182/wk · $5,065/mo · blended surv 82% · ✓ floor · ✓ ideal

ONE view (per Abhi, 2026-07-10): sell every available contract at each fortress's income pick - the projection's New-CCs term uses exactly this number. Cell shows monthly / weekly income and contracts. CC-SS is the scalar safe floor; every strike passed fortress_rebuild's per-expiry exit-model safety check.

NOT BEING SOLD

Ticker	Reason
MARANeville	deep drawdown (safe floor 34% above spot)
IBITJoint	structural - you un-cap this name (net-CC < 0)
MSTRJoint	deep drawdown (safe floor 55% above spot)
IRENMain	deep drawdown (safe floor 28% above spot)
IRENJoint	deep drawdown (safe floor 28% above spot)
ETHAMain	deep drawdown (safe floor 27% above spot)
NOWMain	structural - you un-cap this name (net-CC < 0)
BMNRRetireInc	deep drawdown (safe floor 22% above spot)
HIMSMain	structural - you un-cap this name (net-CC < 0)
COPXJoint	deep drawdown (safe floor 28% above spot)
CLSKRetireInc	deep drawdown (safe floor 23% above spot)
GLXYMain	deep drawdown (safe floor 47% above spot)
MARAJoint	deep drawdown (safe floor 66% above spot)
MARAMain	deep drawdown (safe floor 58% above spot)
BMNRMain	deep drawdown (safe floor 178% above spot)
BMNRMain	deep drawdown (safe floor 131% above spot)
BMNRJoint	deep drawdown (safe floor 30% above spot)
SOFIRetireInc	structural - you un-cap this name (net-CC < 0)

Insight 2d - expected rollover income (held CCs re-written before Jul'26 end)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Collected	Cycles	Gross	E[income]
MUNeville	873.1	1040.0	Jul 244d	93%	2	$1,600	1.2x	$1,328	$1,241
DELLRetireInc	385.7	420.0	Jul 244d	82%	3	$2,448	0.9x	$1,505	$1,230
INTCNeville	98.1	116.0	Jul 244d	86%	5	$1,750	1.0x	$1,211	$1,043
GLDMain	367.6	377.0	Jul 244d	88%	10	$1,350	0.9x	$862	$755
COIN uwMain	160.3	180.0	Jul 244d	91%	25	$1,300	0.9x	$771	$702
RKLBRetireInc	66.4	75.0	Jul 244d	87%	6	$819	1.2x	$680	$591
APPRetireInc	425.2	480.0	Jul 244d	92%	1	$690	1.2x	$573	$525
QCOM uwRetireInc	171.8	180.0	Jul 244d	74%	5	$805	1.2x	$668	$491
CRWVNeville	73.6	84.0	Jul 244d	88%	5	$480	1.2x	$398	$351
ENPHRetireInc	39.9	45.0	Jul 244d	88%	10	$560	0.9x	$344	$305
MSTRRetireInc	97.6	105.0	Jul 244d	79%	4	$540	1.0x	$374	$295
IGV uwMain	93.5	96.5	Jul 244d	77%	12	$612	0.9x	$376	$291
SPCXNeville	121.8	134.0	Jul 244d	85%	5	$525	0.9x	$323	$275
NEMMain	89.7	97.0	Jul 244d	85%	5	$485	0.9x	$310	$262
SPYNeville	742.8	758.0	Jul 277d	93%	12	$792	0.5x	$274	$254
MDBNeville	325.6	350.0	Jul 244d	81%	1	$510	0.9x	$313	$254
NVDA uwNeville	203.3	212.5	Jul 244d	85%	5	$155	0.9x	$95	$81

Gross $10,405 → E[rollover] $8,946 to Jul'26 end

Held CCs are not dead weight: a covered name expiring before Jul'26 end frees its shares to be re-written. Cycles come from your real re-write cadence (STEP A median hold, ~7d), not the residual DTE. Income is expected value = collected × 69% keep × cycles × survival (you only re-write if you keep the shares), so there is no survival cliff - an uw (banked < 0) row simply carries a lower survival weight, not a different formula. Defensive and deep-drawdown names route to 2c instead.

Insight 3 - deep-drawdown income (near-term safe-yield; the E[fight] projection term)▾

Fortress	Spot	CC-SS	Strike	vs CC-SS	DTE	Surv	CT	Rung	This cycle	Gross / mo	E[net] / mo
GLXYMain	23.4	33.4	26.0	⚠ below	Jul 254d	81%	118	recommended	$3,894	$29,205	$20,203
MARA-LC25Neville	11.7	14.6	13.0	⚠ below	Jul 254d	84%	177	33% normal	$2,124	$15,930	$11,020
MARA-LC20-1299Main	11.7	18.3	13.0	⚠ below	Jul 254d	84%	142	33% normal	$1,704	$12,780	$8,841
MARA-LC40Main	11.7	14.2	13.0	⚠ below	Jul 254d	84%	137	33% normal	$1,644	$12,330	$8,530
MSTR-LC180Joint	97.6	147.5	106.0	⚠ below	Jul 254d	82%	10	recommended	$1,080	$8,100	$5,603
BMNR-LC23-1782Joint	16.5	21.1	18.5	⚠ below	Jul 254d	91%	100	recommended	$800	$6,000	$4,151
COPXJoint	73.8	95.2	77.0	⚠ below	Jul 254d	80%	20	recommended	$780	$5,850	$4,047
BMNR-LC25Main	16.5	53.8	18.0	⚠ below	Jul 254d	85%	42	33% normal	$546	$4,095	$2,833
BMNR-LC10RetireInc	16.5	19.6	18.0	⚠ below	Jul 254d	85%	41	33% normal	$533	$3,998	$2,766
BMNR-LC23-1299Main	16.5	37.2	18.5	⚠ below	Jul 254d	91%	50	recommended	$400	$3,000	$2,075
ETHAMain	14.3	18.0	15.0	⚠ below	Jul 254d	80%	39	recommended	$351	$2,632	$1,821
MARA-LC20-1782Joint	11.7	18.9	15.0	⚠ below	Aug 0111d	93%	43	recommended	$344	$938	$649

Deep-name income: $14,200 this cycle · gross $104,858 / mo → E[net] $72,539 / mo · 0 of 12 at/above CC-SS (safe)

Read from fortress_fight --all run Jul 21, 02:59 · 0h ago. THE panel for every uncovered deep-drawdown fortress, at the near-term safe-yield strike you actually sell weekly (survival >= 90%). ✓ safe = strike at/above CC-SS (assignment wouldn't lock a loss); ⚠ below = below CC-SS (assignment locks a loss - the risk you accept for the near-term tenor). This E[net] IS the projection's E[fight] term (prorated): you sell it, it lands in actuals. This cycle = the gross cash you collect on THIS sale (bid × 100 × contracts). Gross/mo is that ×(30/DTE), so a 2-3 DTE rung is a ×10-×15 extrapolation that assumes you re-sell it all month. E[net]/mo = gross × your 69% historical keep rate, the same rate the Goal Tracker net-adjusts with. (It is NOT fight's own vol-edge EV: on 3-DTE penny strikes that number is a difference of two near-equal pennies ×10 proration, so a single IV tick swung it $64k→$22k on an unchanged bid.) Skipped: names whose live book shows an open call (already in Base/E[rollover]). The 45-DTE at/above-CC-SS alternative is FYI in Insight 2c below. Trade plan / escape doors live on the FIGHT dashboard.

FYI / reference · not counted in the projection

FYI 2b - max-safety alternative (same contracts, safest strikes; not counted)▾

Ticker	Spot	Strike	DTE	Surv	Contracts	Net / mo
GOOGJoint	357.3	387.5	Jul 276d	94%	5	$1,604

Max-safety alternative (swap, not add): $1,604

The SAME contracts as Insight 2, at the SAFEST strike (highest survival) whose whole-position income still clears $1,000/mo (a fixed ‘worth writing’ bar). Measuring the total, not per-contract premium, lets a big position reach a deeper, safer strike while still material. An alternative allocation for when you would rather maximise survival than income - a SWAP versus Insight 2, never additive (same inventory). Positions that can't clear the floor at any strike, or whose income pick already is the safest, are omitted.

FYI 2c - safe recovery strikes (at/above CC-SS, up to 45 DTE; not counted)▾

Ticker	Spot	CC-SS	Strike	DTE	Surv	Contracts	Gross / mo	Net / mo
MARANeville	11.6	15.4	16.0	Aug 2434d	94%	250	$3,971$4,500/cycle	$2,682
BMNRJoint	16.0	20.8	22.0	Aug 3141d	92%	150	$2,524$3,450/cycle	$1,705
IRENMain	38.6	49.5	50.0	Aug 2434d	89%	20	$2,312$2,620/cycle	$1,561
IRENJoint	38.6	49.5	50.0	Aug 2434d	89%	20	$2,312$2,620/cycle	$1,561
BMNRRetireInc	16.0	19.6	20.0	Aug 3141d	83%	50	$1,756$2,400/cycle	$1,186

Recovery income: gross $12,875 → net-adj $8,695 / mo

FYI ONLY - not counted in the projection. The fully safe alternative: the best CC at/above CC-SS out to 45 DTE that still pays >= 1000/cycle. Safe by construction (assignment can't lock a loss), but the tenor is far out - you sell these names near-term instead (see Insight 3, which IS counted). Kept here so you can see which deep names have a safe strike available. Income = 30/DTE monthly rate; Net / mo applies the keep haircut.

Read-only and advisory. Places no orders.

Live Change Journal (latest first) · 51 changes

02:15:14 · COIN Main:1299 · VERDICT CLOSE → HOLD · 67% safe (spot $164.18)

02:14:04 · COIN Main:1299 · VERDICT HOLD → CLOSE · 66% safe - cut before breach (spot $164.54)

23:55:07 · BMNR U10001299 · CC SLOT hold → free · sellable slot changed

23:55:07 · BMNR · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

23:54:07 · IBIT U6241782 · CC SLOT close → free · sellable slot changed

23:54:07 · IBIT · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

23:45:17 · IBIT U6241782 · CC SLOT hold → close · sellable slot changed

23:45:17 · IBIT Joint:1782 · VERDICT HOLD → CLOSE · -177% banked - 65% safe - cut before breach (spot $36.97)

22:55:41 · NVDA · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:55:41 · NVDA Neville:0865 · BOOK ROW - → HOLD · NVDA 212C 4d x5 appeared (fill) (spot $204.74)

22:50:38 · SPY U13190865 · CC SLOT free → hold · sellable slot changed

22:50:38 · SPY Neville:0865 · BOOK ROW - → HOLD · SPY 758C 7d x12 appeared (fill) (spot $744.82)

22:45:58 · SPCX U13190865 · CC SLOT free → hold · sellable slot changed

22:45:58 · SPCX Neville:0865 · BOOK ROW - → HOLD · SPCX 134C 4d x5 appeared (fill) (spot $121.49)

22:44:31 · COIN Main:1299 · BOOK ROW - → HOLD · COIN 180C 4d x25 appeared (fill) (spot $157.13)

22:38:36 · DELL · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:38:36 · DELL RetireInc:7291 · BOOK ROW - → HOLD · DELL 420C 4d x3 appeared (fill) (spot $385.46)

22:37:31 · GOOG U13190865 · CC SLOT close → hold · sellable slot changed

22:37:31 · GOOG Neville:0865 · VERDICT CLOSE → HOLD · -49% banked - underwater, 67% safe (spot $357.45)

22:32:48 · BMNR · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

22:32:37 · GLXY U10001299 · CC SLOT hold → free · sellable slot changed

22:32:37 · GLXY · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:24:10 · BMNR Main:1299 · VERDICT HOLD → CLOSE · -154% banked - 64% safe - cut before breach (spot $16.00)

22:23:17 · SPCX U13190865 · CC SLOT close → free · sellable slot changed

22:23:17 · SPCX · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

22:22:41 · HIMS U10001299 · CC SLOT close → free · sellable slot changed

22:22:41 · HIMS · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

22:22:00 · BMNR Main:1299 · VERDICT CLOSE → HOLD · -119% banked - underwater, 67% safe (spot $15.88)

22:18:13 · SPCX U13190865 · CC SLOT hold → close · sellable slot changed

22:18:13 · SPCX Neville:0865 · VERDICT HOLD → CLOSE · 81% banked - 81% banked - bank it (spot $120.66)

22:14:00 · IREN · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:14:00 · IREN RetireInc:7291 · BOOK ROW - → HOLD · IREN 55C 18d x20 appeared (fill) (spot $39.04)

22:13:12 · IREN · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:13:12 · IREN Neville:0865 · BOOK ROW - → HOLD · IREN 55C 18d x20 appeared (fill) (spot $38.73)

22:12:48 · COIN · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

22:08:31 · MARA U13190865 · CC SLOT hold → free · sellable slot changed

22:08:31 · MARA · BOOK ROW HOLD → - · row gone (bought back / expired / assigned)

22:08:03 · CLSK U18827291 · CC SLOT hold → free · sellable slot changed

22:08:03 · CLSK · BOOK ROW ROLL → - · row gone (bought back / expired / assigned)

22:06:51 · BMNR U6241782 · CC SLOT close → free · sellable slot changed

22:06:51 · BMNR · BOOK ROW CLOSE → - · row gone (bought back / expired / assigned)

22:06:26 · HIMS U10001299 · CC SLOT hold → close · sellable slot changed

22:06:26 · HIMS Main:1299 · VERDICT HOLD → CLOSE · 80% banked - 80% banked - bank it (spot $32.80)

22:06:10 · IREN U6241782 · CC SLOT hold → free · sellable slot changed

22:06:10 · IREN · BOOK ROW ROLL → - · row gone (bought back / expired / assigned)

22:05:51 · IREN U10001299 · CC SLOT hold → free · sellable slot changed

22:05:51 · IREN · BOOK ROW ROLL → - · row gone (bought back / expired / assigned)

22:01:41 · IREN U10001299 · CC SLOT close → hold · sellable slot changed

22:01:41 · IREN U6241782 · CC SLOT close → hold · sellable slot changed

22:01:41 · IREN Joint:1782 · VERDICT CLOSE → ROLL · -338% banked - ITM run-over - roll, don't realize (spot $39.08)

22:01:41 · IREN Main:1299 · VERDICT CLOSE → ROLL · -338% banked - ITM run-over - roll, don't realize (spot $39.08)