FORTRESS FIGHT: COIN-LC145 @ $156.53

BE SS: $182.40  |  CC-SS: $194.57  |  3 contracts (300 sh)  |  2026-07-09 21:37 |  ⌂ PORTFOLIO

COIN-LC145 @ $156.53   UNDERWATER $25.87 (14.2% below BE SS)

3 contracts (300 sh)  |  BE SS: $182.40  |  CC-SS: $194.57  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $145 exp 2028-01-21 (entry $87.285/sh)
SP: $200 exp 2028-01-21 (entry $68.614/sh)
HP: $75 exp 2026-09-18 (entry $1.148/sh)

Economics

Max Loss$43,440(ND $19.80 + SW $125) x 300
Normal income ref$4,710/mo95% ann ROI on ML
Hedge rolling cost$143/mo
Unrealized P&L$-10,270fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$2,355/mo
HEDGE COVER
$143/mo
NORMAL INCOME
$4,710/mo (ATM CC, chain)
IC VELOCITY
1.3 mo to earn back $5,940
ML VELOCITY
9.2 mo to earn back $43,440
Deep drawdown confirmed: a CC at CC-SS $194.57 (probe: $195C 15d) brings only $498/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$0
Hole (after banked)
$10,270
was $10,270 · 0% earned back
Cycles closed
0
Credit in flight
$432
Open legAcctCredit/shIn flightOpened
3x $185C 10 Jul 2026U18827291$1.44$4322026-07-02
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 19 (live) · RSI 41 · MACD bullish, hist rising
DAILYFALLING (provisional) · RSI 43 · %B 42 · hist falling (nightly)
LEVELS20W MA (bounce target) $179.19 (+14%) · daily UBB $174.12 · 1-wk expected move ±$16 (chain IV)
SETUPSpring loaded, not ignited: 🎯 or 💎 at short DTE, normal tripwires. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-07-31: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 3 contracts at $170 / 8d. This is the safest strike (survival 79%, breach 21%) that still earns 50% of normal income ($2,355/mo); it brings $2,565/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 3 × $160/8d for $5,344/mo, but breach risk rises to 40% (+19pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 3 × $200/8d (98% survival, $169/mo).
Downside anchor: the primary mortgages $6,687 (113% of IC) ONLY on a full V-bounce all the way to SS $182, recoverable in 1.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 3 contracts realizes $-10,323 and cuts bleed by $143/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 3 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 17 Jul 2026 (8d) · sell 3 × $170, 79% survival, $2,565/mo (E[net] $454/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆17 Jul 2026 · 8d3 × $17079%$2,565$454

📅 NEXT FRIDAY · 17 Jul 2026 · 8d · E[net] $454/mo 🏆 GRAND PICK

🎯 Engine pick: sell 3 × $170 (primary), 79% survival, breach 21%, $2,565/mo.
⚖️ Worth a safer step: the $175 rung (33% normal) lifts survival to 85% (breach 21% → 15%) for $922/mo less (36% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $175 rung, unless you need the income to cover the hedge bleed, or you expect COIN to stay flat-to-down near term.
COIN  spot $156.53 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge3 × $20017 Jul8d27.8%98%5%$45$169-$2,396$0
Sell 3 × $200 27.8% OTM over spot $156.53 17 Jul 2026 (8d, $0.32 mid)
= $45 credit for the 8d cycle → $169/mo projected
Survival (stays ≤ $200)
98%
Breach risk
2%
POP (stays ≤ $200.32)
98%
EV / mo
+$78
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.4 mo [0.7-3.5] median  ·  60% of paths whole by 9 mo (vs 68% without)  ·  ~0.2 challenges expected  ·  median CC cash $-15
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$2,225
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$206 @ 70% POP
61% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $10.70/sh now → $7.57 mid-life → ≈ $0 at expiry  |  you banked $0.15/sh, so a flat mid-life exit nets -$7.42/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$20024 Jul 202611d left+$3.19/sh+$957
cycle +$1,002
66%
surv 53%
Up-and-out for even (raise the cap, free)~$20624 Jul 202611d left+$0.69/sh+$208
cycle +$253
70%
surv 61%
Max even-money escape in the band~$20624 Jul 202611d left+$0.69/sh+$208
cycle +$253
70%
surv 61%
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$169/mo
vs 50% target ($2,355/mo)-93%
vs normal income ($4,710/mo)4% covered
Net income (after hedge)$26/mo
Downside budget
✓ $200 is at/above CC-SS $194.57: assignment is break-even or better.
Cap give-up @ CC-SS (V-bounce)-$0
… as % of IC ($5,940)0.0%
… as % of ML ($43,440)0.0%
Recovery months (at normal income)0.0 mo
Surgical close (3 ct)$-10,322
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.15 collected) or spot ≥ $200.32 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $200)); NOT the premium you collected. Momentum override: two daily closes above $174.12 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $198.00Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$198-200.32
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $200.32
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$200.00 (2.5σ)$45$1,511+$11,782+$4,740
+2.5%$205.00 (2.8σ)$-1,455$1,361+$11,632+$4,740
+5%$210.00 (3.1σ)$-2,955$1,211+$11,482+$4,740
V-BOUNCE STRESS (stock → CC-SS $194.57, where you are whole again, by expiry)
Starting unrealized P&L: $-10,270
+ Fortress recovery (un-capped): +$10,271
− CC assignment net of premium (3 × $200): -$0
Total Position P&L @ SS: $0 (+$10,271 vs today)
Do-nothing baseline at SS: $-3,066 (this trade vs do-nothing: +$3,066, the opportunity cost of earning $169/mo FIGHT income now)
BB-reversion stress (→ $179.19 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$0, position total $-4,152 (+$6,118 vs today)
🛡 safe yield3 × $182.5017 Jul8d16.6%91%18%$204$765-$1,800$3,417
Sell 3 × $182.50 16.6% OTM over spot $156.53 17 Jul 2026 (8d, $1.48 mid)
= $204 credit for the 8d cycle → $765/mo projected
Survival (stays ≤ $182.50)
91%
Breach risk
9%
POP (stays ≤ $183.97)
92%
EV / mo
+$251
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.5 mo [0.8-2.9] median  ·  68% of paths whole by 9 mo (vs 73% without)  ·  ~1.7 challenges expected  ·  median CC cash $1,316
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$1,737
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$191 @ 73% POP
65% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $9.15/sh now → $6.47 mid-life (likely $5.34–$9.01)≈ $0 at expiry  |  you banked $0.68/sh, so a flat mid-life exit nets -$5.79/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 315 simulated challenges: the $182 strike is typically first touched on day 6 of 8, at $187 (overshoots $4.27). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$18224 Jul 202611d left+$2.72/sh+$817
cycle +$1,021
[+$753…+$1,239] · 100% credit
66%
surv 53%
Up-and-out for even (raise the cap, free)~$18824 Jul 202611d left+$0.29/sh+$87
cycle +$291
[-$99…+$381] · 64% credit
71%
surv 62%
Max even-money escape in the band~$18824 Jul 202611d left+$0.29/sh+$87
cycle +$291
[-$99…+$381] · 64% credit
71%
surv 62%
Safety roll (pay small debit, max POP)~$19124 Jul 202611d left-$0.66/sh-$198
cycle +$6
[-$448…+$87] · 35% credit
73%
surv 65%
budget: banked $204 debit $198 (97% used ≈ 1.1 wk of income) → whole cycle still +$6 cash · rolled 3 ct earn ≈ $4,754/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$765/mo
vs 50% target ($2,355/mo)-68%
vs normal income ($4,710/mo)16% covered
Net income (after hedge)$622/mo
Downside budget
⚠ $182.50 is $12 below CC-SS $194.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$3,417
… as % of IC ($5,940)57.5%
… as % of ML ($43,440)7.9%
Recovery months (at normal income)0.7 mo
Surgical close (3 ct)$-10,509
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.17/sh (~25% of the $0.68 collected) or spot ≥ $183.97 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $182)); NOT the premium you collected. Momentum override: two daily closes above $174.12 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $180.68Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$181-183.97
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $183.97
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$182.50 (1.5σ)$204$-3,055+$7,216-$351
+2.5%$187.06 (1.8σ)$-1,165$-3,191+$7,079-$351
+5%$191.62 (2.0σ)$-2,534$-3,328+$6,942-$351
V-BOUNCE STRESS (stock → CC-SS $194.57, where you are whole again, by expiry)
Starting unrealized P&L: $-10,270
+ Fortress recovery (un-capped): +$10,271
− CC assignment net of premium (3 × $182.50): -$3,417
Total Position P&L @ SS: $-3,417 (+$6,854 vs today)
Do-nothing baseline at SS: $-3,066 (this trade vs do-nothing: $-351, the opportunity cost of earning $765/mo FIGHT income now)
BB-reversion stress (→ $179.19 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$0, position total $-4,152 (+$6,118 vs today)
33% normal ← lean3 × $17517 Jul8d11.8%85%31%$438$1,642-$922$5,433
Sell 3 × $175 11.8% OTM over spot $156.53 17 Jul 2026 (8d, $1.61 mid)
= $438 credit for the 8d cycle → $1,642/mo projected
Survival (stays ≤ $175)
85%
Breach risk
15%
POP (stays ≤ $176.62)
87%
EV / mo
+$515
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.4 mo [0.6-3.1] median  ·  71% of paths whole by 9 mo (vs 71% without)  ·  ~3.4 challenges expected  ·  median CC cash $2,609
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$1,370
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$186 @ 75% POP
69% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $8.52/sh now → $6.03 mid-life (likely $5.67–$9.08)≈ $0 at expiry  |  you banked $1.46/sh, so a flat mid-life exit nets -$4.57/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 676 simulated challenges: the $175 strike is typically first touched on day 5 of 8, at $179 (overshoots $3.90). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$17524 Jul 202611d left+$2.53/sh+$760
cycle +$1,198
[+$602…+$1,004] · 100% credit
66%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$17824 Jul 202611d left+$0.94/sh+$281
cycle +$719
[+$49…+$457] · 81% credit
69%
surv 58%
Up-and-out for even (raise the cap, free)~$18124 Jul 202611d left+$0.13/sh+$39
cycle +$477
[-$234…+$182] · 42% credit
71%
surv 62%
Max even-money escape in the band~$18124 Jul 202611d left+$0.13/sh+$39
cycle +$477
[-$234…+$182] · 42% credit
71%
surv 62%
SS $182 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$18624 Jul 202611d left-$1.35/sh-$405
cycle +$33
[-$777…-$295] · 11% credit
75%
surv 69%
budget: banked $438 debit $405 (92% used ≈ 1.1 wk of income) → whole cycle still +$33 cash · rolled 3 ct earn ≈ $3,826/mo while parked; 0 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,642/mo
vs 50% target ($2,355/mo)-30%
vs normal income ($4,710/mo)35% covered
Net income (after hedge)$1,499/mo
Downside budget
⚠ $175 is $20 below CC-SS $194.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$5,433
… as % of IC ($5,940)91.5%
… as % of ML ($43,440)12.5%
Recovery months (at normal income)1.2 mo
Surgical close (3 ct)$-10,317
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.36/sh (~25% of the $1.46 collected) or spot ≥ $176.62 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $175)); NOT the premium you collected. Momentum override: two daily closes above $174.12 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $173.25Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$173-176.62
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $176.62
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$175.00 (1.1σ)$438$-4,846+$5,425-$117
+2.5%$179.37 (1.3σ)$-874$-4,977+$5,294-$1,429
+5%$183.75 (1.6σ)$-2,187$-5,108+$5,162-$2,367
V-BOUNCE STRESS (stock → CC-SS $194.57, where you are whole again, by expiry)
Starting unrealized P&L: $-10,270
+ Fortress recovery (un-capped): +$10,271
− CC assignment net of premium (3 × $175): -$5,433
Total Position P&L @ SS: $-5,433 (+$4,838 vs today)
Do-nothing baseline at SS: $-3,066 (this trade vs do-nothing: $-2,367, the opportunity cost of earning $1,642/mo FIGHT income now)
BB-reversion stress (→ $179.19 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$819, position total $-4,971 (+$5,299 vs today)
🎯 50% normal3 × $17017 Jul8d8.6%79%33%$684$2,565$6,687
Sell 3 × $170 8.6% OTM over spot $156.53 17 Jul 2026 (8d, $2.46 mid)
= $684 credit for the 8d cycle → $2,565/mo projected
Survival (stays ≤ $170)
79%
Breach risk
21%
POP (stays ≤ $172.46)
82%
EV / mo
+$679
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.2 mo [0.6-2.6] median, 0.1 mo faster than no FIGHT (1.3 mo)  ·  73% of paths whole by 9 mo (vs 72% without)  ·  ~5.3 challenges expected  ·  median CC cash $3,027
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$1,037
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$183 @ 78% POP
73% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $8.11/sh now → $5.74 mid-life (likely $6.15–$9.14)≈ $0 at expiry  |  you banked $2.28/sh, so a flat mid-life exit nets -$3.46/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 981 simulated challenges: the $170 strike is typically first touched on day 4 of 8, at $174 (overshoots $3.80). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$17024 Jul 202611d left+$2.41/sh+$723
cycle +$1,407
[+$506…+$817] · 99% credit
66%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$17324 Jul 202611d left+$0.83/sh+$249
cycle +$933
[-$40…+$288] · 66% credit
69%
surv 59%
Up-and-out for even (raise the cap, free)~$17624 Jul 202611d left+$0.03/sh+$8
cycle +$692
[-$317…+$12] · 26% credit
71%
surv 63%
Max even-money escape in the band~$17624 Jul 202611d left+$0.03/sh+$8
cycle +$692
[-$317…+$12] · 26% credit
71%
surv 63%
SS $182 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$18324 Jul 202611d left-$2.12/sh-$636
cycle +$48
[-$1,130…-$676] · 1% credit
78%
surv 73%
budget: banked $684 debit $636 (93% used ≈ 1.1 wk of income) → whole cycle still +$48 cash · rolled 3 ct earn ≈ $2,959/mo while parked; 0 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,565/mo
vs 50% target ($2,355/mo)+9%
vs normal income ($4,710/mo)54% covered
Net income (after hedge)$2,422/mo
Downside budget
⚠ $170 is $25 below CC-SS $194.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$6,687
… as % of IC ($5,940)112.6%
… as % of ML ($43,440)15.4%
Recovery months (at normal income)1.4 mo
Surgical close (3 ct)$-10,323
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.57/sh (~25% of the $2.28 collected) or spot ≥ $172.46 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $170)); NOT the premium you collected. Momentum override: two daily closes above $174.12 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $168.30Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$168-172.46
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $172.46
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$170.00 (≤1σ, normal week)$684$-5,950+$4,321+$129
+2.5%$174.25 (1.0σ)$-591$-6,077+$4,193-$1,146
+5%$178.50 (1.3σ)$-1,866$-6,205+$4,066-$2,421
SS (= V-bounce)$182.40 (1.5σ)$-3,036$-6,322+$3,949-$3,591
V-BOUNCE STRESS (stock → CC-SS $194.57, where you are whole again, by expiry)
Starting unrealized P&L: $-10,270
+ Fortress recovery (un-capped): +$10,271
− CC assignment net of premium (3 × $170): -$6,687
Total Position P&L @ SS: $-6,687 (+$3,584 vs today)
Do-nothing baseline at SS: $-3,066 (this trade vs do-nothing: $-3,621, the opportunity cost of earning $2,565/mo FIGHT income now)
BB-reversion stress (→ $179.19 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$2,073, position total $-6,225 (+$4,045 vs today)
100% normal3 × $16017 Jul8d2.2%60%83%$1,425$5,344+$2,779$8,946
Sell 3 × $160 2.2% OTM over spot $156.53 17 Jul 2026 (8d, $5.20 mid)
= $1,425 credit for the 8d cycle → $5,344/mo projected
Survival (stays ≤ $160)
60%
Breach risk
40%
POP (stays ≤ $165.20)
71%
EV / mo
+$431
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.2 mo [0.6-2.7] median, 0.2 mo faster than no FIGHT (1.4 mo)  ·  75% of paths whole by 9 mo (vs 69% without)  ·  ~13.5 challenges expected  ·  median CC cash $3,993
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
67%
Flat exit net (mid-life)
-$130
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$188 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $7.33/sh now → $5.18 mid-life (likely $6.92–$9.81)≈ $0 at expiry  |  you banked $4.75/sh, so a flat mid-life exit nets -$0.43/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,997 simulated challenges: the $160 strike is typically first touched on day 3 of 8, at $164 (overshoots $4.00). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$16024 Jul 202611d left+$2.17/sh+$652
cycle +$2,077
[+$347…+$519] · 99% credit
66%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$16124 Jul 202611d left+$1.75/sh+$524
cycle +$1,949
[+$192…+$376] · 95% credit
67%
surv 54%
Up-and-out for even (raise the cap, free)~$16324 Jul 202611d left+$0.63/sh+$188
cycle +$1,613
[-$231…+$4] · 26% credit
69%
surv 59%
Max even-money escape in the band~$16324 Jul 202611d left+$0.63/sh+$188
cycle +$1,613
[-$231…+$4] · 26% credit
69%
surv 59%
SS $182 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$18824 Jul 202611d left-$4.10/sh-$1,230
cycle +$195
[-$2,219…-$1,600]
91%
surv 90%
budget: banked $1,425 debit $1,230 (86% used ≈ 1.0 wk of income) → whole cycle still +$195 cash · rolled 3 ct earn ≈ $884/mo while parked; 0 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,344/mo
vs 50% target ($2,355/mo)+127%
vs normal income ($4,710/mo)113% covered
Net income (after hedge)$5,201/mo
Downside budget
⚠ $160 is $35 below CC-SS $194.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$8,946
… as % of IC ($5,940)150.6%
… as % of ML ($43,440)20.6%
Recovery months (at normal income)1.9 mo
Surgical close (3 ct)$-10,406
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $1.19/sh (~25% of the $4.75 collected) or spot ≥ $165.20 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $160)); NOT the premium you collected. Momentum override: two daily closes above $174.12 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $158.40Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$158-165.20
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $165.20
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$160.00 (≤1σ, normal week)$1,425$-7,909+$2,362+$870
+2.5%$164.00 (≤1σ, normal week)$225$-8,029+$2,242-$330
+5%$168.00 (≤1σ, normal week)$-975$-8,149+$2,122-$1,530
SS (= V-bounce)$182.40 (1.5σ)$-5,295$-8,581+$1,690-$5,850
V-BOUNCE STRESS (stock → CC-SS $194.57, where you are whole again, by expiry)
Starting unrealized P&L: $-10,270
+ Fortress recovery (un-capped): +$10,271
− CC assignment net of premium (3 × $160): -$8,946
Total Position P&L @ SS: $-8,946 (+$1,325 vs today)
Do-nothing baseline at SS: $-3,066 (this trade vs do-nothing: $-5,880, the opportunity cost of earning $5,344/mo FIGHT income now)
BB-reversion stress (→ $179.19 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$4,332, position total $-8,484 (+$1,786 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on COIN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (13 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (2 expiries scanned, 13 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 0.900 (fallback)  |  Recovery@SS: +$10,271 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-3,066

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$1708d17 Jul 2026$2.283/3$2,565$2,42279%82%+$679-$6,687112.6%$-6,687 (vs do-nothing $-3,621)
$167.508d17 Jul 2026$2.703/3$3,038$2,89475%79%+$615-$7,311123.1%$-7,311 (vs do-nothing $-4,245)
$1658d17 Jul 2026$3.202/3$2,400$2,62770%76%+$338-$5,27488.8%$-6,296 (vs do-nothing $-3,230)
$167.5015d24 Jul 2026$4.453/3$2,670$2,52770%77%+$328-$6,786114.2%$-6,786 (vs do-nothing $-3,720)
$16515d24 Jul 2026$5.003/3$3,000$2,85767%74%+$223-$7,371124.1%$-7,371 (vs do-nothing $-4,305)
$162.508d17 Jul 2026$3.702/3$2,775$3,00265%73%+$164-$5,67495.5%$-6,696 (vs do-nothing $-3,630)
$162.5015d24 Jul 2026$5.902/3$2,360$2,58763%72%+$175-$5,23488.1%$-6,256 (vs do-nothing $-3,190)
$1608d17 Jul 2026$4.752/3$3,562$3,78960%71%+$288-$5,964100.4%$-6,986 (vs do-nothing $-3,920)
$16015d24 Jul 2026$6.702/3$2,680$2,90759%70%+$114-$5,57493.8%$-6,596 (vs do-nothing $-3,530)
$157.5015d24 Jul 2026$7.852/3$3,140$3,36755%68%+$142-$5,84498.4%$-6,866 (vs do-nothing $-3,800)
$157.508d17 Jul 2026$5.602/3$4,200$4,42754%68%+$136-$6,294106.0%$-7,316 (vs do-nothing $-4,250)
$15515d24 Jul 2026$8.952/3$3,580$3,80750%66%+$98-$6,124103.1%$-7,146 (vs do-nothing $-4,080)
$1558d17 Jul 2026$6.701/3$2,512$3,10949%66%+$20-$3,28755.3%$-5,331 (vs do-nothing $-2,265)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 3 contracts at the conservative CC.

fortress_fight.py v6.0  |  2026-07-09 21:37