FORTRESS FIGHT: ENPH @ $37.80

BE SS: $56.15  |  CC-SS: $58.99  |  10 contracts (1,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-08-06 21:36

ENPH @ $37.80   UNDERWATER $18.34 (32.7% below BE SS)

10 contracts (1,000 sh)  |  BE SS: $56.15  |  CC-SS: $58.99 (banked floor $57.00)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $45 exp 2028-01-21 (entry $29.717/sh)
SP: $60 exp 2028-01-21 (entry $22.672/sh)
HP: $20 exp 2026-10-16 (entry $0.278/sh)

Economics

Max Loss$47,300(ND $7.30 + SW $40) x 1000
Normal income ref$4,360/mo95% ann ROI on ML
Hedge rolling cost$127/mo
Unrealized P&L$-23,040fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$2,180/mo
HEDGE COVER
$127/mo
NORMAL INCOME
$4,360/mo (ATM CC, chain)
IC VELOCITY
1.7 mo to earn back $7,300
ML VELOCITY
10.8 mo to earn back $47,300
Deep drawdown confirmed: a CC at CC-SS $58.99 (probe: $60C 15d) brings only $40/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$2,164
Hole (after banked)
$20,876
was $23,040 · 9% earned back
Cycles closed
4
Credit in flight
$380
CC-SS · banked floor (info)
$58.99 → $57.00
Open legAcctCredit/shIn flightOpened
10x $41C 7 Aug 2026U18827291$0.38$3802026-07-31
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 35 (live) · RSI 45 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 42 · %B 34 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $64.96 (+72%) · daily UBB $44.57 · 1-wk expected move ±$4 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-10-27: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 9 contracts at $41 / 8d. This is the safest strike (survival 76%, breach 24%) that still earns 50% of normal income ($2,180/mo); it brings $2,228/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 9 × $39/8d for $4,388/mo, but breach risk rises to 38% (+14pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 10 × $60/15d (99% survival, $40/mo).
Downside anchor: the primary mortgages $15,593 (214% of IC) ONLY on a full V-bounce all the way to SS $56, recoverable in 3.6 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 9 contracts realizes $-21,069 and cuts bleed by $114/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 10 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 14 Aug 2026 (8d) · sell 9 × $41, 76% survival, $2,228/mo (E[net] $-901/mo).
⚠ NEGATIVE E[net]: the expected cost of being challenged exceeds this premium, so this is the least-bad track rather than a good write. Consider a safer rung on the ladder below, or sitting the cycle out.
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆14 Aug 2026 · 8d9 × $4176%$2,228$-901
E[net] arithmetic on the grand pick: keep $594 with probability 61%; on the 39% touch you roll, paying $1,922 to close and taking $362 back from the best priced door (net cash $1,560) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 NEXT FRIDAY · 14 Aug 2026 · 8d · E[net] $-901/mo 🏆 GRAND PICK

🎯 Engine pick: sell 9 × $41 (50% normal), 76% survival, breach 24%, $2,228/mo.
⚖️ Worth a safer step: the $42 rung (33% normal) lifts survival to 82% (breach 24% → 18%) for $709/mo less (32% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $42 rung, unless you need the income to cover the hedge bleed, or you expect ENPH to stay flat-to-down near term.
ENPH  spot $37.80 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge5 × $4714 Aug8d24.3%96%hist 99%7%hist 1%+1pp$40$150-$2,078$5,953
Sell 5 × $47 24.3% OTM over spot $37.80 14 Aug 2026 (8d, $0.30 mid)
= $40 credit for the 8d cycle → $150/mo projected
Survival (stays ≤ $47)
96%
Breach risk
4%
POP (stays ≤ $47.30)
97%
EV / mo
+$87
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
49% whole by 9mo vs 49% doing nothing
FIRE DRILLS
~0.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$27/mo
median; plan ~$18/mo after 68% keep · $118 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.6 mo [1.2-5.1], measured ONLY among the 49% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
4%
Flat exit net (mid-life)
-$1,184
Free roll-up
none
Safest escape (by 28 Aug 2026)
$47 @ 67% POP
54% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.46/sh now → $2.45 mid-life (likely $1.86–$3.11)≈ $0 at expiry  |  you banked $0.08/sh, so a flat mid-life exit nets -$2.37/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 130 simulated challenges: the $47 strike is typically first touched on day 6 of 8, at $48 (overshoots $1.06). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$4728 Aug 202618d left+$0.24/sh+$119
cycle +$159
[-$11…+$422] · 75% credit
67%
surv 54%
-$12,475 NOT
cap gain +$10,565
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$4721 Aug 202611d left-$0.29/sh-$144
cycle -$104
[-$271…+$130] · 40% credit
66%
surv 53%
-$12,954 NOT
cap gain +$10,086
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted -0.4 vol pt per +1% move (equity skew: vol eases as spot rises; buyback shift floored at 0). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$150/mo
vs 50% target ($2,180/mo)-93%
vs normal income ($4,360/mo)3% covered
Net income (after hedge)$63/mo
Downside budget
⚠ $47 is $12 below CC-SS $58.99: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$5,953
… as % of IC ($7,300)81.5%
… as % of ML ($47,300)12.6%
Recovery months (at normal income)1.4 mo
Surgical close (5 ct)$-11,630
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.02/sh (~25% of the $0.08 collected) or spot ≥ $47.30 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $44.57 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.30
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.30
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.9σ)$40$-12,810+$10,230+$20
+2.5%$48.17 (2.2σ)$-547$-12,098+$10,942-$567
+5%$49.35 (2.4σ)$-1,135$-11,386+$11,654-$1,155
SS (= V-bounce)$56.15 (3.9σ)$-4,535$-7,840+$15,200-$3,980
V-BOUNCE STRESS (stock → CC-SS $58.99, where you are whole again, by expiry)
Starting unrealized P&L: $-23,040
+ Fortress recovery (un-capped): +$23,425
− CC assignment net of premium (5 × $47): -$5,953
− Conservative CC assignment net of premium (5 × $55): -$1,973
Total Position P&L @ SS: $-7,540 (+$15,500 vs today)
Do-nothing baseline at SS: $-3,560 (this trade vs do-nothing: $-3,980, the opportunity cost of earning $150/mo FIGHT income now)
🛡 safe yield10 × $4714 Aug8d24.3%96%hist 99%7%hist 1%+1pp$80$300-$1,928$11,905
Sell 10 × $47 24.3% OTM over spot $37.80 14 Aug 2026 (8d, $0.30 mid)
= $80 credit for the 8d cycle → $300/mo projected
Survival (stays ≤ $47)
96%
Breach risk
4%
POP (stays ≤ $47.30)
97%
EV / mo
+$174
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
44% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~0.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$99/mo
median; plan ~$67/mo after 68% keep · $520 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.5-5.0], measured ONLY among the 44% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
5%
Flat exit net (mid-life)
-$2,368
Free roll-up
none
Safest escape (by 28 Aug 2026)
$47 @ 67% POP
54% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.46/sh now → $2.45 mid-life (likely $1.73–$3.44)≈ $0 at expiry  |  you banked $0.08/sh, so a flat mid-life exit nets -$2.37/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 145 simulated challenges: the $47 strike is typically first touched on day 6 of 8, at $48 (overshoots $1.22). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$4728 Aug 202618d left+$0.24/sh+$239
cycle +$319
[-$92…+$988] · 71% credit
67%
surv 54%
-$12,336 NOT
cap gain +$10,704
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$4721 Aug 202611d left-$0.29/sh-$288
cycle -$208
[-$611…+$396] · 40% credit
66%
surv 53%
-$13,078 NOT
cap gain +$9,962
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted -0.4 vol pt per +1% move (equity skew: vol eases as spot rises; buyback shift floored at 0). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$300/mo
vs 50% target ($2,180/mo)-86%
vs normal income ($4,360/mo)7% covered
Net income (after hedge)$173/mo
Downside budget
⚠ $47 is $12 below CC-SS $58.99: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$11,905
… as % of IC ($7,300)163.1%
… as % of ML ($47,300)25.2%
Recovery months (at normal income)2.7 mo
Surgical close (10 ct)$-23,260
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.02/sh (~25% of the $0.08 collected) or spot ≥ $47.30 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $44.57 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.30
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.30
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.9σ)$80$-12,790+$10,250+$40
+2.5%$48.17 (2.2σ)$-1,095$-12,666+$10,374-$1,135
+5%$49.35 (2.4σ)$-2,270$-12,541+$10,499-$2,310
SS (= V-bounce)$56.15 (3.9σ)$-9,070$-11,820+$11,220-$7,960
V-BOUNCE STRESS (stock → CC-SS $58.99, where you are whole again, by expiry)
Starting unrealized P&L: $-23,040
+ Fortress recovery (un-capped): +$23,425
− CC assignment net of premium (10 × $47): -$11,905
Total Position P&L @ SS: $-11,520 (+$11,520 vs today)
Do-nothing baseline at SS: $-3,560 (this trade vs do-nothing: $-7,960, the opportunity cost of earning $300/mo FIGHT income now)
33% normal ← lean9 × $4214 Aug8d11.1%82%hist 95%38%hist 22%+3pp$405$1,519-$709$14,882
Sell 9 × $42 11.1% OTM over spot $37.80 14 Aug 2026 (8d, $0.82 mid)
= $405 credit for the 8d cycle → $1,519/mo projected
Survival (stays ≤ $42)
82%
Breach risk
18%
POP (stays ≤ $42.83)
86%
EV / mo
+$301
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+3pp
47% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~2.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$623/mo
median; plan ~$424/mo after 68% keep · $4,191 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.9 mo [1.9-4.9], measured ONLY among the 47% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
28%
Flat exit net (mid-life)
-$1,564
Free roll-up
none
Safest escape (by 28 Aug 2026)
$44 @ 73% POP
65% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.09/sh now → $2.19 mid-life (likely $2.14–$3.39)≈ $0 at expiry  |  you banked $0.45/sh, so a flat mid-life exit nets -$1.74/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 843 simulated challenges: the $42 strike is typically first touched on day 5 of 8, at $43 (overshoots $1.02). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$4228 Aug 202618d left+$0.38/sh+$341
cycle +$746
[-$198…+$515] · 58% credit
67%
surv 55%
-$17,434 NOT
cap gain +$5,606
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$4221 Aug 202611d left-$0.12/sh-$108
cycle +$297
[-$616…+$37] · 28% credit
66%
surv 53%
-$18,100 NOT
cap gain +$4,940
Safety roll (pay small debit, max POP)~$4428 Aug 202618d left-$0.32/sh-$292
cycle +$113
[-$924…-$168] · 20% credit
73%
surv 65%
-$15,856 NOT
cap gain +$7,184
budget: banked $405 debit $292 (72% used ≈ 0.8 wk of income) → whole cycle still +$113 cash · rolled 9 ct earn ≈ $2,795/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted -0.4 vol pt per +1% move (equity skew: vol eases as spot rises; buyback shift floored at 0). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,519/mo
vs 50% target ($2,180/mo)-30%
vs normal income ($4,360/mo)35% covered
Net income (after hedge)$1,400/mo
Downside budget
⚠ $42 is $17 below CC-SS $58.99: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$14,882
… as % of IC ($7,300)203.9%
… as % of ML ($47,300)31.5%
Recovery months (at normal income)3.4 mo
Surgical close (9 ct)$-21,074
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.11/sh (~25% of the $0.45 collected) or spot ≥ $42.83 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $42)); NOT the premium you collected. Momentum override: two daily closes above $44.57 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $41.58Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$42-42.83
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $42.83
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$42.00 (≤1σ, normal week)$405$-17,991+$5,049+$369
+2.5%$43.05 (1.1σ)$-540$-17,775+$5,265-$576
+5%$44.10 (1.3σ)$-1,485$-17,559+$5,481-$1,521
SS (= V-bounce)$56.15 (3.9σ)$-12,330$-15,191+$7,849-$11,331
V-BOUNCE STRESS (stock → CC-SS $58.99, where you are whole again, by expiry)
Starting unrealized P&L: $-23,040
+ Fortress recovery (un-capped): +$23,425
− CC assignment net of premium (9 × $42): -$14,882
− Conservative CC assignment net of premium (1 × $55): -$395
Total Position P&L @ SS: $-14,891 (+$8,149 vs today)
Do-nothing baseline at SS: $-3,560 (this trade vs do-nothing: $-11,331, the opportunity cost of earning $1,519/mo FIGHT income now)
🎯 50% normal9 × $4114 Aug8d8.5%76%hist 92%50%hist 32%+6pp$594$2,228$15,593
Sell 9 × $41 8.5% OTM over spot $37.80 14 Aug 2026 (8d, $1.03 mid)
= $594 credit for the 8d cycle → $2,228/mo projected
Survival (stays ≤ $41)
76%
Breach risk
24%
POP (stays ≤ $42.03)
82%
EV / mo
+$413
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
46% whole by 9mo vs 40% doing nothing
FIRE DRILLS
~3.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$810/mo
median; plan ~$550/mo after 68% keep · $5,464 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.9 mo [1.5-4.5], measured ONLY among the 46% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
39%
Flat exit net (mid-life)
-$1,328
Free roll-up
none
Safest escape (by 28 Aug 2026)
$44 @ 75% POP
69% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.02/sh now → $2.14 mid-life (likely $2.30–$3.45)≈ $0 at expiry  |  you banked $0.66/sh, so a flat mid-life exit nets -$1.48/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,162 simulated challenges: the $41 strike is typically first touched on day 4 of 8, at $42 (overshoots $1.01). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$4128 Aug 202618d left+$0.40/sh+$362
cycle +$956
[-$252…+$371] · 52% credit
67%
surv 55%
-$18,330 NOT
cap gain +$4,710
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$4121 Aug 202611d left-$0.09/sh-$82
cycle +$512
[-$656…-$86] · 22% credit
66%
surv 53%
-$18,990 NOT
cap gain +$4,050
Safety roll (pay small debit, max POP)~$4428 Aug 202618d left-$0.62/sh-$561
cycle +$33
[-$1,328…-$622] · 7% credit
75%
surv 69%
-$15,935 NOT
cap gain +$7,105
budget: banked $594 debit $561 (94% used ≈ 1.1 wk of income) → whole cycle still +$33 cash · rolled 9 ct earn ≈ $2,269/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted -0.4 vol pt per +1% move (equity skew: vol eases as spot rises; buyback shift floored at 0). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,228/mo
vs 50% target ($2,180/mo)+2%
vs normal income ($4,360/mo)51% covered
Net income (after hedge)$2,109/mo
Downside budget
⚠ $41 is $18 below CC-SS $58.99: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$15,593
… as % of IC ($7,300)213.6%
… as % of ML ($47,300)33.0%
Recovery months (at normal income)3.6 mo
Surgical close (9 ct)$-21,069
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.17/sh (~25% of the $0.66 collected) or spot ≥ $42.03 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $41)); NOT the premium you collected. Momentum override: two daily closes above $44.57 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $40.59Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$41-42.03
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $42.03
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$41.00 (≤1σ, normal week)$594$-18,908+$4,132+$558
+2.5%$42.02 (≤1σ, normal week)$-328$-18,697+$4,343-$364
+5%$43.05 (1.1σ)$-1,251$-18,486+$4,554-$1,287
SS (= V-bounce)$56.15 (3.9σ)$-13,041$-15,902+$7,138-$12,042
V-BOUNCE STRESS (stock → CC-SS $58.99, where you are whole again, by expiry)
Starting unrealized P&L: $-23,040
+ Fortress recovery (un-capped): +$23,425
− CC assignment net of premium (9 × $41): -$15,593
− Conservative CC assignment net of premium (1 × $55): -$395
Total Position P&L @ SS: $-15,602 (+$7,438 vs today)
Do-nothing baseline at SS: $-3,560 (this trade vs do-nothing: $-12,042, the opportunity cost of earning $2,228/mo FIGHT income now)
100% normal9 × $3914 Aug8d3.2%62%hist 78%79%hist 59%+7pp$1,170$4,388+$2,160$16,817
Sell 9 × $39 3.2% OTM over spot $37.80 14 Aug 2026 (8d, $1.67 mid)
= $1,170 credit for the 8d cycle → $4,388/mo projected
Survival (stays ≤ $39)
62%
Breach risk
38%
POP (stays ≤ $40.67)
74%
EV / mo
+$670
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
51% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~6.5/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,204/mo
median; plan ~$819/mo after 68% keep · $7,931 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.3-4.4], measured ONLY among the 51% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
63%
Flat exit net (mid-life)
-$659
Free roll-up
none
Safest escape (by 28 Aug 2026)
$44 @ 80% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.87/sh now → $2.03 mid-life (likely $2.67–$3.73)≈ $0 at expiry  |  you banked $1.30/sh, so a flat mid-life exit nets -$0.73/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,901 simulated challenges: the $39 strike is typically first touched on day 3 of 8, at $40 (overshoots $1.04). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$3928 Aug 202618d left+$0.44/sh+$400
cycle +$1,570
[-$410…+$87] · 32% credit
67%
surv 55%
-$19,929 NOT
cap gain +$3,111
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$3921 Aug 202611d left-$0.04/sh-$32
cycle +$1,138
[-$781…-$323] · 9% credit
66%
surv 53%
-$20,576 NOT
cap gain +$2,464
Safety roll (pay small debit, max POP)~$4428 Aug 202618d left-$1.10/sh-$989
cycle +$181
[-$2,130…-$1,422]
80%
surv 77%
-$15,787 NOT
cap gain +$7,253
budget: banked $1,170 debit $989 (84% used ≈ 1.0 wk of income) → whole cycle still +$181 cash · rolled 9 ct earn ≈ $1,400/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted -0.4 vol pt per +1% move (equity skew: vol eases as spot rises; buyback shift floored at 0). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,388/mo
vs 50% target ($2,180/mo)+101%
vs normal income ($4,360/mo)101% covered
Net income (after hedge)$4,269/mo
Downside budget
⚠ $39 is $20 below CC-SS $58.99: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$16,817
… as % of IC ($7,300)230.4%
… as % of ML ($47,300)35.6%
Recovery months (at normal income)3.9 mo
Surgical close (9 ct)$-21,074
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.33/sh (~25% of the $1.30 collected) or spot ≥ $40.67 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $39)); NOT the premium you collected. Momentum override: two daily closes above $44.57 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $38.61Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$39-40.67
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $40.67
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$39.00 (≤1σ, normal week)$1,170$-20,544+$2,496+$1,134
+2.5%$39.97 (≤1σ, normal week)$293$-20,343+$2,697+$257
+5%$40.95 (≤1σ, normal week)$-585$-20,143+$2,897-$621
SS (= V-bounce)$56.15 (3.9σ)$-14,265$-17,126+$5,914-$13,266
V-BOUNCE STRESS (stock → CC-SS $58.99, where you are whole again, by expiry)
Starting unrealized P&L: $-23,040
+ Fortress recovery (un-capped): +$23,425
− CC assignment net of premium (9 × $39): -$16,817
− Conservative CC assignment net of premium (1 × $55): -$395
Total Position P&L @ SS: $-16,826 (+$6,214 vs today)
Do-nothing baseline at SS: $-3,560 (this trade vs do-nothing: $-13,266, the opportunity cost of earning $4,388/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on ENPH are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (20 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 20 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.106 (IBKR)  |  Recovery@SS: +$23,425 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-3,560

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$418d14 Aug 2026$0.669/10$2,228$2,10976%82%+$413-$15,593213.6%$-15,602 (vs do-nothing $-12,042)
$40.508d14 Aug 2026$0.818/10$2,430$2,31973%80%+$480-$14,140193.7%$-14,544 (vs do-nothing $-10,984)
$4115d21 Aug 2026$1.339/10$2,394$2,27571%78%+$486-$14,990205.3%$-14,999 (vs do-nothing $-11,439)
$408d14 Aug 2026$0.976/10$2,182$2,08870%78%+$427-$10,809148.1%$-12,002 (vs do-nothing $-8,442)
$4122d28 Aug 2026$1.6710/10$2,277$2,15169%77%+$232-$16,315223.5%$-15,930 (vs do-nothing $-12,370)
$40.5015d21 Aug 2026$1.438/10$2,288$2,17769%77%+$379-$13,644186.9%$-14,048 (vs do-nothing $-10,488)
$4015d21 Aug 2026$1.597/10$2,226$2,12366%76%+$349-$12,177166.8%$-12,975 (vs do-nothing $-9,415)
$39.508d14 Aug 2026$1.106/10$2,475$2,38066%76%+$382-$11,031151.1%$-12,224 (vs do-nothing $-8,664)
$4022d28 Aug 2026$2.008/10$2,182$2,07165%74%+$217-$13,588186.1%$-13,992 (vs do-nothing $-10,432)
$39.5015d21 Aug 2026$1.707/10$2,380$2,27763%74%+$275-$12,450170.5%$-13,248 (vs do-nothing $-9,688)
$398d14 Aug 2026$1.305/10$2,438$2,35162%74%+$372-$9,343128.0%$-10,930 (vs do-nothing $-7,370)
$3915d21 Aug 2026$2.006/10$2,400$2,30561%73%+$380-$10,791147.8%$-11,984 (vs do-nothing $-8,424)
$3922d28 Aug 2026$2.158/10$2,345$2,23560%74%$-6-$14,268195.5%$-14,672 (vs do-nothing $-11,112)
Show 7 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$38.508d14 Aug 2026$1.455/10$2,719$2,63258%71%+$220-$9,518130.4%$-11,105 (vs do-nothing $-7,545)
$38.5015d21 Aug 2026$2.046/10$2,448$2,35358%71%+$191-$11,067151.6%$-12,260 (vs do-nothing $-8,700)
$3822d28 Aug 2026$2.706/10$2,209$2,11455%72%+$107-$10,971150.3%$-12,164 (vs do-nothing $-8,604)
$3815d21 Aug 2026$2.185/10$2,180$2,09355%70%+$83-$9,403128.8%$-10,990 (vs do-nothing $-7,430)
$388d14 Aug 2026$1.704/10$2,550$2,47154%71%+$280-$7,714105.7%$-9,696 (vs do-nothing $-6,136)
$37.5015d21 Aug 2026$2.475/10$2,470$2,38352%69%+$139-$9,508130.2%$-11,095 (vs do-nothing $-7,535)
$37.508d14 Aug 2026$1.614/10$2,415$2,33650%68%$-218-$7,950108.9%$-9,932 (vs do-nothing $-6,372)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 10 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-08-06 21:36