FORTRESS FIGHT: IREN-LC45 @ $45.18

BE SS: $56.50  |  CC-SS: $60.60  |  20 contracts (2,000 sh)  |  2026-07-09 21:37 |  ⌂ PORTFOLIO

IREN-LC45 @ $45.18   UNDERWATER $11.32 (20.0% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $56.50  |  CC-SS: $60.60  |  IV: HIGH  |  Accounts: Neville:0865

LC: $45 exp 2028-01-21 (entry $31.729/sh)
SP: $65 exp 2028-01-21 (entry $29.138/sh)
HP: $21 exp 2026-08-21 (entry $0.421/sh)

Economics

Max Loss$94,000(ND $3.00 + SW $44) x 2000
Normal income ref$16,280/mo95% ann ROI on ML
Hedge rolling cost$921/mo
Unrealized P&L$-28,750fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$8,140/mo
HEDGE COVER
$921/mo
NORMAL INCOME
$16,280/mo (ATM CC, chain)
IC VELOCITY
0.4 mo to earn back $6,000
ML VELOCITY
5.8 mo to earn back $94,000
Deep drawdown confirmed: a CC at CC-SS $60.60 (probe: $61C 15d) brings only $2,200/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$987
Hole (after banked)
$27,763
was $28,750 · 3% earned back
Cycles closed
2
Credit in flight
$0
CC-SS ratchet
$61.15 → $60.60
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 43 (live) · RSI 48 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 44 · %B 33 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.70 (+45%) · daily UBB $64.49
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-28: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 19 contracts at $51 / 8d. This is the safest strike (survival 92%, breach 8%) that still earns 50% of normal income ($8,140/mo); it brings $8,479/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 19 × $47/8d for $17,171/mo, but breach risk rises to 31% (+23pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 19 × $61/8d (99+% survival, $926/mo).
Downside anchor: the primary mortgages $15,986 (266% of IC) ONLY on a full V-bounce all the way to SS $56, recoverable in 1.0 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 19 contracts realizes $-27,417 and cuts bleed by $875/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 17 Jul 2026 (8d) · sell 19 × $51, 92% survival, $8,479/mo (E[net] $6,186/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆17 Jul 2026 · 8d19 × $5192%$8,479$6,186

📅 NEXT FRIDAY · 17 Jul 2026 · 8d · E[net] $6,186/mo 🏆 GRAND PICK

🎯 Engine pick: sell 19 × $51 (primary), 92% survival, breach 8%, $8,479/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $53 rung (33% normal) lifts survival to 97% (breach 8% → 3%) for $2,944/mo less (35% income) buys safety you do not really need here.
IREN  spot $45.18 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge19 × $6117 Jul8d35.0%99+%0%$247$926-$7,552$0
Sell 19 × $61 35.0% OTM over spot $45.18 17 Jul 2026 (8d, $0.27 mid)
= $247 credit for the 8d cycle → $926/mo projected
Survival (stays ≤ $61)
99+%
Breach risk
0%
POP (stays ≤ $61.27)
99+%
EV / mo
+$926
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.9 mo [1.5-4.7] median, 0.3 mo faster than no FIGHT (3.2 mo)  ·  41% of paths whole by 9 mo (vs 67% without)  ·  ~0.0 challenges expected  ·  median CC cash $-6,154
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$7,192
Free roll-up
+$13/wk
Safest escape (by 24 Jul 2026)
$74 @ 97% POP
93% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.54/sh now → $3.92 mid-life → ≈ $0 at expiry  |  you banked $0.13/sh, so a flat mid-life exit nets -$3.79/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$6124 Jul 202611d left+$2.32/sh+$4,415
cycle +$4,662
79%
surv 53%
Up-and-out for even (raise the cap, free)~$7424 Jul 202611d left+$0.88/sh+$1,681
cycle +$1,928
97%
surv 93%
Max even-money escape in the band~$7424 Jul 202611d left+$0.88/sh+$1,681
cycle +$1,928
97%
surv 93%
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$926/mo
vs 50% target ($8,140/mo)-89%
vs normal income ($16,280/mo)6% covered
Net income (after hedge)$209/mo
Downside budget
✓ $61 is at/above CC-SS $60.60: assignment is break-even or better.
Cap give-up @ CC-SS (V-bounce)-$0
… as % of IC ($6,000)0.0%
… as % of ML ($94,000)0.0%
Recovery months (at normal income)0.0 mo
Surgical close (19 ct)$-27,569
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.03/sh (~25% of the $0.13 collected) or spot ≥ $61.27 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $61)); NOT the premium you collected. Momentum override: two daily closes above $64.49 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $60.39Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$60-61.27
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $61.27
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$61.00 (3.9σ)$247$-425+$28,325+$7,809
+2.5%$62.52 (4.3σ)$-2,650$-730+$28,020+$7,809
+5%$64.05 (4.7σ)$-5,548$-1,035+$27,715+$7,809
V-BOUNCE STRESS (stock → CC-SS $60.60, where you are whole again, by expiry)
Starting unrealized P&L: $-28,750
+ Fortress recovery (un-capped): +$27,763
− CC assignment net of premium (19 × $61): -$0
− Conservative CC assignment net of premium (1 × $56): -$358
Total Position P&L @ SS: $-1,345 (+$27,405 vs today)
Do-nothing baseline at SS: $-8,155 (this trade vs do-nothing: +$6,809, the opportunity cost of earning $926/mo FIGHT income now)
33% normal18 × $5317 Jul8d17.3%97%7%$1,476$5,535-$2,944$12,211
Sell 18 × $53 17.3% OTM over spot $45.18 17 Jul 2026 (8d, $0.87 mid)
= $1,476 credit for the 8d cycle → $5,535/mo projected
Survival (stays ≤ $53)
97%
Breach risk
3%
POP (stays ≤ $53.87)
98%
EV / mo
+$5,380
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.7 mo [1.4-4.7] median  ·  51% of paths whole by 9 mo (vs 67% without)  ·  ~1.0 challenges expected  ·  median CC cash $2,038
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
5%
Flat exit net (mid-life)
-$3,948
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$60 @ 93% POP
86% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.26/sh now → $3.01 mid-life (likely $2.22–$3.91)≈ $0 at expiry  |  you banked $0.82/sh, so a flat mid-life exit nets -$2.19/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 140 simulated challenges: the $53 strike is typically first touched on day 6 of 8, at $54 (overshoots $0.99). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5324 Jul 202611d left+$1.79/sh+$3,220
cycle +$4,696
[+$3,432…+$4,611] · 100% credit
78%
surv 52%
Up-and-out for even (raise the cap, free)~$5924 Jul 202611d left+$0.06/sh+$109
cycle +$1,585
[+$11…+$385] · 76% credit
91%
surv 82%
Max even-money escape in the band~$5924 Jul 202611d left+$0.06/sh+$109
cycle +$1,585
[+$11…+$385] · 76% credit
91%
surv 82%
reaches SS ✓
Safety roll (pay small debit, max POP)~$6024 Jul 202611d left-$0.16/sh-$295
cycle +$1,181
[-$470…-$102] · 21% credit
93%
surv 86%
budget: banked $1,476 debit $295 (20% used ≈ 0.2 wk of income) → whole cycle still +$1,181 cash · rolled 18 ct earn ≈ $13,990/mo while parked; 2 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,535/mo
vs 50% target ($8,140/mo)-32%
vs normal income ($16,280/mo)34% covered
Net income (after hedge)$5,022/mo
Downside budget
⚠ $53 is $8 below CC-SS $60.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$12,211
… as % of IC ($6,000)203.5%
… as % of ML ($94,000)13.0%
Recovery months (at normal income)0.8 mo
Surgical close (18 ct)$-25,965
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.20/sh (~25% of the $0.82 collected) or spot ≥ $53.87 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $53)); NOT the premium you collected. Momentum override: two daily closes above $64.49 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $52.47Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$52-53.87
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $53.87
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$53.00 (1.9σ)$1,476$-12,994+$15,756-$360
+2.5%$54.32 (2.3σ)$-909$-12,994+$15,756-$2,745
+5%$55.65 (2.6σ)$-3,294$-12,994+$15,756-$5,130
SS (= V-bounce)$56.50 (2.8σ)$-4,824$-13,094+$15,656-$5,760
V-BOUNCE STRESS (stock → CC-SS $60.60, where you are whole again, by expiry)
Starting unrealized P&L: $-28,750
+ Fortress recovery (un-capped): +$27,763
− CC assignment net of premium (18 × $53): -$12,211
− Conservative CC assignment net of premium (2 × $56): -$717
Total Position P&L @ SS: $-13,915 (+$14,835 vs today)
Do-nothing baseline at SS: $-8,155 (this trade vs do-nothing: $-5,760, the opportunity cost of earning $5,535/mo FIGHT income now)
🎯 50% normal19 × $5117 Jul8d12.9%92%11%$2,261$8,479$15,986
Sell 19 × $51 12.9% OTM over spot $45.18 17 Jul 2026 (8d, $1.25 mid)
= $2,261 credit for the 8d cycle → $8,479/mo projected
Survival (stays ≤ $51)
92%
Breach risk
8%
POP (stays ≤ $52.24)
95%
EV / mo
+$7,886
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.4 mo [1.4-4.4] median, 0.4 mo faster than no FIGHT (2.8 mo)  ·  52% of paths whole by 9 mo (vs 66% without)  ·  ~2.6 challenges expected  ·  median CC cash $7,086
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$3,071
Free roll-up
+$5/wk
Safest escape (by 24 Jul 2026)
$57 @ 92% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.97/sh now → $2.81 mid-life (likely $2.22–$3.66)≈ $0 at expiry  |  you banked $1.19/sh, so a flat mid-life exit nets -$1.62/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 344 simulated challenges: the $51 strike is typically first touched on day 6 of 8, at $52 (overshoots $0.86). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5124 Jul 202611d left+$1.67/sh+$3,166
cycle +$5,427
[+$3,166…+$4,432] · 100% credit
78%
surv 52%
Reliable up-and-out (highest cap still free ≥60%)~$5524 Jul 202611d left+$0.19/sh+$369
cycle +$2,630
[+$198…+$842] · 90% credit
87%
surv 75%
Up-and-out for even (raise the cap, free)~$5624 Jul 202611d left+$0.01/sh+$20
cycle +$2,281
[-$89…+$370] · 55% credit
90%
surv 80%
Max even-money escape in the band~$5624 Jul 202611d left+$0.01/sh+$20
cycle +$2,281
[-$89…+$370] · 55% credit
90%
surv 80%
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5724 Jul 202611d left-$0.25/sh-$475
cycle +$1,786
[-$651…-$207] · 18% credit
92%
surv 84%
budget: banked $2,261 debit $475 (21% used ≈ 0.2 wk of income) → whole cycle still +$1,786 cash · rolled 19 ct earn ≈ $13,247/mo while parked; 1 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,479/mo
vs 50% target ($8,140/mo)+4%
vs normal income ($16,280/mo)52% covered
Net income (after hedge)$7,762/mo
Downside budget
⚠ $51 is $10 below CC-SS $60.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$15,986
… as % of IC ($6,000)266.4%
… as % of ML ($94,000)17.0%
Recovery months (at normal income)1.0 mo
Surgical close (19 ct)$-27,417
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.30/sh (~25% of the $1.19 collected) or spot ≥ $52.24 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $64.49 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-52.24
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.24
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.5σ)$2,261$-15,911+$12,839+$323
+2.5%$52.27 (1.8σ)$-161$-16,038+$12,712-$2,099
+5%$53.55 (2.1σ)$-2,584$-16,166+$12,584-$4,522
SS (= V-bounce)$56.50 (2.8σ)$-8,189$-16,511+$12,239-$9,177
V-BOUNCE STRESS (stock → CC-SS $60.60, where you are whole again, by expiry)
Starting unrealized P&L: $-28,750
+ Fortress recovery (un-capped): +$27,763
− CC assignment net of premium (19 × $51): -$15,986
− Conservative CC assignment net of premium (1 × $56): -$358
Total Position P&L @ SS: $-17,332 (+$11,418 vs today)
Do-nothing baseline at SS: $-8,155 (this trade vs do-nothing: $-9,177, the opportunity cost of earning $8,479/mo FIGHT income now)
🛡 safe yield20 × $5117 Jul8d12.9%92%16%$2,380$8,925+$446$16,828
Sell 20 × $51 12.9% OTM over spot $45.18 17 Jul 2026 (8d, $1.25 mid)
= $2,380 credit for the 8d cycle → $8,925/mo projected
Survival (stays ≤ $51)
92%
Breach risk
8%
POP (stays ≤ $52.24)
95%
EV / mo
+$8,301
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.4 mo [1.4-4.7] median, 0.2 mo faster than no FIGHT (2.6 mo)  ·  56% of paths whole by 9 mo (vs 64% without)  ·  ~2.5 challenges expected  ·  median CC cash $6,156
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$3,233
Free roll-up
+$5/wk
Safest escape (by 24 Jul 2026)
$57 @ 92% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.97/sh now → $2.81 mid-life (likely $2.24–$3.77)≈ $0 at expiry  |  you banked $1.19/sh, so a flat mid-life exit nets -$1.62/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 324 simulated challenges: the $51 strike is typically first touched on day 6 of 8, at $52 (overshoots $0.87). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5124 Jul 202611d left+$1.67/sh+$3,332
cycle +$5,712
[+$3,324…+$4,562] · 100% credit
78%
surv 52%
Reliable up-and-out (highest cap still free ≥60%)~$5524 Jul 202611d left+$0.19/sh+$388
cycle +$2,768
[+$196…+$843] · 92% credit
87%
surv 75%
Up-and-out for even (raise the cap, free)~$5624 Jul 202611d left+$0.01/sh+$21
cycle +$2,401
[-$142…+$363] · 49% credit
90%
surv 80%
Max even-money escape in the band~$5624 Jul 202611d left+$0.01/sh+$21
cycle +$2,401
[-$142…+$363] · 49% credit
90%
surv 80%
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5724 Jul 202611d left-$0.25/sh-$500
cycle +$1,880
[-$731…-$255] · 15% credit
92%
surv 84%
budget: banked $2,380 debit $500 (21% used ≈ 0.2 wk of income) → whole cycle still +$1,880 cash · rolled 20 ct earn ≈ $13,944/mo while parked; 0 ct free to re-sell · clears SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,925/mo
vs 50% target ($8,140/mo)+10%
vs normal income ($16,280/mo)55% covered
Net income (after hedge)$8,004/mo
Downside budget
⚠ $51 is $10 below CC-SS $60.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$16,828
… as % of IC ($6,000)280.5%
… as % of ML ($94,000)17.9%
Recovery months (at normal income)1.0 mo
Surgical close (20 ct)$-28,860
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.30/sh (~25% of the $1.19 collected) or spot ≥ $52.24 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $64.49 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-52.24
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.24
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.5σ)$2,380$-15,894+$12,856+$340
+2.5%$52.27 (1.8σ)$-170$-16,149+$12,601-$2,210
+5%$53.55 (2.1σ)$-2,720$-16,404+$12,346-$4,760
SS (= V-bounce)$56.50 (2.8σ)$-8,620$-16,994+$11,756-$9,660
V-BOUNCE STRESS (stock → CC-SS $60.60, where you are whole again, by expiry)
Starting unrealized P&L: $-28,750
+ Fortress recovery (un-capped): +$27,763
− CC assignment net of premium (20 × $51): -$16,828
Total Position P&L @ SS: $-17,815 (+$10,935 vs today)
Do-nothing baseline at SS: $-8,155 (this trade vs do-nothing: $-9,660, the opportunity cost of earning $8,925/mo FIGHT income now)
100% normal19 × $4717 Jul8d4.0%69%64%$4,579$17,171+$8,693$21,268
Sell 19 × $47 4.0% OTM over spot $45.18 17 Jul 2026 (8d, $2.46 mid)
= $4,579 credit for the 8d cycle → $17,171/mo projected
Survival (stays ≤ $47)
69%
Breach risk
31%
POP (stays ≤ $49.46)
86%
EV / mo
+$12,444
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.3 mo [1.4-4.3] median, 0.5 mo faster than no FIGHT (2.9 mo)  ·  74% of paths whole by 9 mo (vs 63% without)  ·  ~10.4 challenges expected  ·  median CC cash $18,061
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
52%
Flat exit net (mid-life)
-$8
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$52 @ 90% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.41/sh now → $2.41 mid-life (likely $2.89–$4.17)≈ $0 at expiry  |  you banked $2.41/sh, so a flat mid-life exit nets -$0.00/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,550 simulated challenges: the $47 strike is typically first touched on day 3 of 8, at $48 (overshoots $0.87). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4724 Jul 202611d left+$1.43/sh+$2,724
cycle +$7,303
[+$2,178…+$2,810] · 100% credit
78%
surv 52%
Reliable up-and-out (highest cap still free ≥60%)~$4924 Jul 202611d left+$0.63/sh+$1,203
cycle +$5,782
[+$827…+$1,175] · 100% credit
83%
surv 66%
Up-and-out for even (raise the cap, free)~$5024 Jul 202611d left+$0.16/sh+$310
cycle +$4,889
[-$124…+$173] · 49% credit
86%
surv 72%
Max even-money escape in the band~$5024 Jul 202611d left+$0.16/sh+$310
cycle +$4,889
[-$124…+$173] · 49% credit
86%
surv 72%
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5224 Jul 202611d left-$0.47/sh-$887
cycle +$3,692
[-$1,338…-$1,053] · 2% credit
90%
surv 83%
budget: banked $4,579 debit $887 (19% used ≈ 0.2 wk of income) → whole cycle still +$3,692 cash · rolled 19 ct earn ≈ $10,091/mo while parked; 1 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$17,171/mo
vs 50% target ($8,140/mo)+111%
vs normal income ($16,280/mo)105% covered
Net income (after hedge)$16,454/mo
Downside budget
⚠ $47 is $14 below CC-SS $60.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,268
… as % of IC ($6,000)354.5%
… as % of ML ($94,000)22.6%
Recovery months (at normal income)1.3 mo
Surgical close (19 ct)$-27,407
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.60/sh (~25% of the $2.41 collected) or spot ≥ $49.46 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $64.49 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-49.46
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.46
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (≤1σ, normal week)$4,579$-20,793+$7,957+$2,641
+2.5%$48.17 (≤1σ, normal week)$2,347$-20,910+$7,840+$409
+5%$49.35 (1.0σ)$114$-21,028+$7,722-$1,824
SS (= V-bounce)$56.50 (2.8σ)$-13,471$-21,793+$6,957-$14,459
V-BOUNCE STRESS (stock → CC-SS $60.60, where you are whole again, by expiry)
Starting unrealized P&L: $-28,750
+ Fortress recovery (un-capped): +$27,763
− CC assignment net of premium (19 × $47): -$21,268
− Conservative CC assignment net of premium (1 × $56): -$358
Total Position P&L @ SS: $-22,614 (+$6,136 vs today)
Do-nothing baseline at SS: $-8,155 (this trade vs do-nothing: $-14,459, the opportunity cost of earning $17,171/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (15 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (2 expiries scanned, 15 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 0.900 (fallback)  |  Recovery@SS: +$27,763 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-8,155

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$518d17 Jul 2026$1.1919/20$8,479$7,76292%95%+$7,886-$15,986266.4%$-17,332 (vs do-nothing $-9,177)
$508d17 Jul 2026$1.4316/20$8,580$8,47588%93%+$7,686-$14,678244.6%$-17,099 (vs do-nothing $-8,944)
$5115d24 Jul 2026$2.1519/20$8,170$7,45385%92%+$7,051-$14,162236.0%$-15,508 (vs do-nothing $-7,353)
$498d17 Jul 2026$1.7113/20$8,336$8,84383%91%+$7,088-$12,862214.4%$-16,358 (vs do-nothing $-8,203)
$5015d24 Jul 2026$2.4217/20$8,228$7,91981%90%+$6,785-$13,913231.9%$-15,975 (vs do-nothing $-7,820)
$4915d24 Jul 2026$2.6316/20$8,416$8,31177%88%+$6,497-$14,358239.3%$-16,779 (vs do-nothing $-8,624)
$488d17 Jul 2026$2.0311/20$8,374$9,28977%88%+$6,637-$11,631193.9%$-15,844 (vs do-nothing $-7,689)
$4815d24 Jul 2026$3.0014/20$8,400$8,70371%86%+$6,074-$13,445224.1%$-16,583 (vs do-nothing $-8,428)
$478d17 Jul 2026$2.4110/20$9,038$10,15769%86%+$6,549-$11,194186.6%$-15,765 (vs do-nothing $-7,610)
$4715d24 Jul 2026$3.4512/20$8,280$8,99165%84%+$5,575-$12,185203.1%$-16,039 (vs do-nothing $-7,884)
$468d17 Jul 2026$2.828/20$8,460$9,98760%83%+$5,455-$9,427157.1%$-14,715 (vs do-nothing $-6,560)
$4615d24 Jul 2026$3.8511/20$8,470$9,38558%82%+$5,175-$11,829197.2%$-16,042 (vs do-nothing $-7,887)
$4515d24 Jul 2026$4.2510/20$8,500$9,61951%79%+$4,599-$11,354189.2%$-15,925 (vs do-nothing $-7,770)
Show 2 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$458d17 Jul 2026$3.257/20$8,531$10,26250%79%+$4,726-$8,648144.1%$-14,294 (vs do-nothing $-6,139)
$44.5015d24 Jul 2026$4.4510/20$8,900$10,01947%78%+$4,483-$11,654194.2%$-16,225 (vs do-nothing $-8,070)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.0  |  2026-07-09 21:37