FORTRESS FIGHT: IREN-LC45 @ $41.02

BE SS: $56.50  |  CC-SS: $59.15  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-08-04 21:40

IREN-LC45 @ $41.02   UNDERWATER $15.48 (27.4% below BE SS)

⚠ EARNINGS · SHORT EXPIRY ONLY
IREN reports 2026-08-27 (Thu), in 23 days. The recommended CC (3d) closes BEFORE earnings , that one is safe , but the richer/longer options below expire after it and would sell through the gap. Keep the tenor inside 2026-08-27.

20 contracts (2,000 sh)  |  BE SS: $56.50  |  CC-SS: $59.15 (banked floor $58.20)  |  IV: HIGH  |  Accounts: Neville:0865

LC: $45 exp 2028-01-21 (entry $31.729/sh)
SP: $65 exp 2028-01-21 (entry $29.138/sh)
HP: $21 exp 2026-10-16 (entry $1.977/sh)

Economics

Max Loss$94,000(ND $3.00 + SW $44) x 2000
Normal income ref$16,182/mo95% ann ROI on ML
Hedge rolling cost$995/mo
Unrealized P&L$-38,350fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$8,091/mo
HEDGE COVER
$995/mo
NORMAL INCOME
$16,182/mo (ATM CC, chain)
IC VELOCITY
0.4 mo to earn back $6,000
ML VELOCITY
5.8 mo to earn back $94,000
Deep drawdown confirmed: a CC at CC-SS $59.15 (probe: $60C 17d) brings only $1,729/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$2,054
Hole (after banked)
$36,296
was $38,350 · 5% earned back
Cycles closed
24
Credit in flight
$0
CC-SS · banked floor (info)
$59.15 → $58.20
? 2 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 35 (live) · RSI 47 · MACD bearish, hist rising
DAILYRISING (provisional) · RSI 49 · %B 72 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $66.27 (+62%) · daily UBB $44.58 · 1-wk expected move ±$7 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-27: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 16 contracts at $47 / 3d. This is the safest strike (survival 87%, breach 13%) that still earns 50% of normal income ($8,091/mo); it brings $8,480/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 17 × $45/3d for $16,490/mo, but breach risk rises to 22% (+9pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $54/3d (99% survival, $1,000/mo).
Downside anchor: the primary mortgages $18,599 (310% of IC) ONLY on a full V-bounce all the way to SS $56, recoverable in 1.1 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 16 contracts realizes $-30,752 and cuts bleed by $796/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 7 Aug 2026 (3d) · sell 16 × $47, 87% survival, $8,480/mo (E[net] $6,407/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆7 Aug 2026 · 3d16 × $4787%$8,480$6,407
NEXT FRIDAY14 Aug 2026 · 10d20 × $4880%$8,220$1,035
E[net] arithmetic on the grand pick: keep $848 with probability 82%; on the 18% touch you roll, paying $3,621 to close and taking $3,322 back from the best priced door (net cash $300) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 7 Aug 2026 · 3d · E[net] $6,407/mo 🏆 GRAND PICK

🎯 Engine pick: sell 16 × $47 (50% normal), 87% survival, breach 13%, $8,480/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $48 rung (🛡 safe yield) lifts survival to 90% (breach 13% → 10%) for $880/mo less (10% income) buys safety you do not really need here.
IREN  spot $41.02 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge20 × $547 Aug3d31.7%99%hist 99%3%hist 1%-1pp$100$1,000-$7,480$10,208
Sell 20 × $54 31.7% OTM over spot $41.02 7 Aug 2026 (3d, $0.12 mid)
= $100 credit for the 3d cycle → $1,000/mo projected
Survival (stays ≤ $54)
99%
Breach risk
1%
POP (stays ≤ $54.12)
99%
EV / mo
+$796
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
-1pp
60% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~0.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-224/mo
median; plan ~$-152/mo after 68% keep · $-429 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.0 mo [0.5-2.3], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
2%
Flat exit net (mid-life)
-$5,386
Free roll-up
+$6/wk
Safest escape (by 28 Aug 2026)
$68 @ 84% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.88/sh now → $2.74 mid-life (likely $2.08–$3.93)≈ $0 at expiry  |  you banked $0.05/sh, so a flat mid-life exit nets -$2.69/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 63 simulated challenges: the $54 strike is typically first touched on day 3 of 3, at $56 (overshoots $1.82). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5414 Aug 20268d left+$2.55/sh+$5,097
cycle +$5,197
[+$5,480…+$6,384] · 100% credit
70%
surv 54%
-$5,573 NOT
cap gain +$32,777
Max even-money escape in the band~$6828 Aug 202622d left+$0.56/sh+$1,117
cycle +$1,217
[+$516…+$2,533] · 83% credit
84%
surv 80%
+$20,151 SAFE
cap gain +$58,501
reaches SS ✓
Up-and-out for even (raise the cap, free)~$6014 Aug 20268d left+$0.04/sh+$87
cycle +$187
[-$471…+$1,134] · 62% credit
79%
surv 73%
+$2,130 SAFE
cap gain +$40,480
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,000/mo
vs 50% target ($8,091/mo)-88%
vs normal income ($16,182/mo)6% covered
Net income (after hedge)$5/mo
Downside budget
⚠ $54 is $5 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$10,208
… as % of IC ($6,000)170.1%
… as % of ML ($94,000)10.9%
Recovery months (at normal income)0.6 mo
Surgical close (20 ct)$-38,500
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.05 collected) or spot ≥ $54.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $54)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $53.46Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$53-54.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $54.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$54.00 (2.7σ)$100$-10,670+$27,680-$640
+2.5%$55.35 (3.0σ)$-2,600$-10,502+$27,848-$2,640
+5%$56.70 (3.3σ)$-5,300$-10,335+$28,015-$2,640
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (20 × $54): -$10,208
Total Position P&L @ SS: $-10,031 (+$28,319 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-2,640, the opportunity cost of earning $1,000/mo FIGHT income now)
33% normal15 × $487 Aug3d17.0%90%hist 99%20%hist 18%+4pp$570$5,700-$2,780$16,161
Sell 15 × $48 17.0% OTM over spot $41.02 7 Aug 2026 (3d, $0.42 mid)
= $570 credit for the 3d cycle → $5,700/mo projected
Survival (stays ≤ $48)
90%
Breach risk
10%
POP (stays ≤ $48.42)
91%
EV / mo
+$3,335
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
69% whole by 9mo vs 65% doing nothing
FIRE DRILLS
~1.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,987/mo
median; plan ~$2,031/mo after 68% keep · $7,071 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.0 mo [0.5-2.3], measured ONLY among the 69% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
14%
Flat exit net (mid-life)
-$2,925
Free roll-up
+$5/wk
Safest escape (by 28 Aug 2026)
$62 @ 86% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.29/sh now → $2.33 mid-life (likely $2.37–$4.20)≈ $0 at expiry  |  you banked $0.38/sh, so a flat mid-life exit nets -$1.95/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 414 simulated challenges: the $48 strike is typically first touched on day 2 of 3, at $50 (overshoots $2.16). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4814 Aug 20268d left+$2.14/sh+$3,212
cycle +$3,782
[+$2,814…+$3,653] · 100% credit
70%
surv 54%
-$19,547 NOT
cap gain +$18,803
Reliable up-and-out (highest cap still free ≥60%)~$5828 Aug 202622d left+$0.72/sh+$1,075
cycle +$1,645
[-$53…+$1,393] · 74% credit
82%
surv 77%
-$1,969 NOT
cap gain +$36,381
Max even-money escape in the band~$6028 Aug 202622d left+$0.30/sh+$447
cycle +$1,017
[-$802…+$736] · 51% credit
84%
surv 80%
+$651 SAFE
cap gain +$39,001
reaches SS ✓
Up-and-out for even (raise the cap, free)~$5314 Aug 20268d left+$0.02/sh+$28
cycle +$598
[-$998…+$241] · 37% credit
79%
surv 72%
-$12,143 NOT
cap gain +$26,207
Safety roll (pay small debit, max POP)~$6228 Aug 202622d left-$0.02/sh-$26
cycle +$544
[-$1,363…+$218] · 33% credit
86%
surv 83%
+$3,427 SAFE
cap gain +$41,777
budget: banked $570 debit $26 (5% used ≈ 0.0 wk of income) → whole cycle still +$544 cash · rolled 15 ct earn ≈ $4,729/mo while parked; 5 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,700/mo
vs 50% target ($8,091/mo)-30%
vs normal income ($16,182/mo)35% covered
Net income (after hedge)$5,260/mo
Downside budget
⚠ $48 is $11 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$16,161
… as % of IC ($6,000)269.4%
… as % of ML ($94,000)17.2%
Recovery months (at normal income)1.0 mo
Surgical close (15 ct)$-28,822
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.38 collected) or spot ≥ $48.42 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.42
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.42
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (1.5σ)$570$-22,759+$15,591+$15
+2.5%$49.20 (1.7σ)$-1,230$-22,010+$16,340-$1,785
+5%$50.40 (2.0σ)$-3,030$-21,261+$17,089-$3,585
SS (= V-bounce)$56.50 (3.3σ)$-12,180$-18,205+$20,145-$10,485
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (15 × $48): -$16,161
− Conservative CC assignment net of premium (5 × $55): -$1,892
Total Position P&L @ SS: $-17,876 (+$20,474 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-10,485, the opportunity cost of earning $5,700/mo FIGHT income now)
🛡 safe yield20 × $487 Aug3d17.0%90%hist 99%20%hist 18%+6pp$760$7,600-$880$21,548
Sell 20 × $48 17.0% OTM over spot $41.02 7 Aug 2026 (3d, $0.42 mid)
= $760 credit for the 3d cycle → $7,600/mo projected
Survival (stays ≤ $48)
90%
Breach risk
10%
POP (stays ≤ $48.42)
91%
EV / mo
+$4,447
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
62% whole by 9mo vs 56% doing nothing
FIRE DRILLS
~1.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,038/mo
median; plan ~$2,066/mo after 68% keep · $8,764 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.2 mo [0.6-2.3], measured ONLY among the 62% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
14%
Flat exit net (mid-life)
-$3,899
Free roll-up
+$5/wk
Safest escape (by 28 Aug 2026)
$62 @ 86% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.29/sh now → $2.33 mid-life (likely $2.30–$4.42)≈ $0 at expiry  |  you banked $0.38/sh, so a flat mid-life exit nets -$1.95/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 422 simulated challenges: the $48 strike is typically first touched on day 2 of 3, at $50 (overshoots $2.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4814 Aug 20268d left+$2.14/sh+$4,282
cycle +$5,042
[+$3,756…+$4,866] · 99% credit
70%
surv 54%
-$18,472 NOT
cap gain +$19,878
Reliable up-and-out (highest cap still free ≥60%)~$5828 Aug 202622d left+$0.72/sh+$1,433
cycle +$2,193
[-$336…+$1,871] · 72% credit
82%
surv 77%
-$113 NOT
cap gain +$38,237
Max even-money escape in the band~$6028 Aug 202622d left+$0.30/sh+$595
cycle +$1,355
[-$1,432…+$991] · 48% credit
84%
surv 80%
+$3,298 SAFE
cap gain +$41,648
reaches SS ✓
Up-and-out for even (raise the cap, free)~$5314 Aug 20268d left+$0.02/sh+$37
cycle +$797
[-$1,545…+$375] · 36% credit
79%
surv 72%
-$12,128 NOT
cap gain +$26,222
Safety roll (pay small debit, max POP)~$6228 Aug 202622d left-$0.02/sh-$35
cycle +$725
[-$2,211…+$333] · 33% credit
86%
surv 83%
+$6,915 SAFE
cap gain +$45,265
budget: banked $760 debit $35 (5% used ≈ 0.0 wk of income) → whole cycle still +$725 cash · rolled 20 ct earn ≈ $6,306/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,600/mo
vs 50% target ($8,091/mo)-6%
vs normal income ($16,182/mo)47% covered
Net income (after hedge)$6,605/mo
Downside budget
⚠ $48 is $11 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,548
… as % of IC ($6,000)359.1%
… as % of ML ($94,000)22.9%
Recovery months (at normal income)1.3 mo
Surgical close (20 ct)$-38,430
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.38 collected) or spot ≥ $48.42 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.42
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.42
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (1.5σ)$760$-22,754+$15,596+$20
+2.5%$49.20 (1.7σ)$-1,640$-22,605+$15,745-$2,380
+5%$50.40 (2.0σ)$-4,040$-22,456+$15,894-$4,780
SS (= V-bounce)$56.50 (3.3σ)$-16,240$-21,700+$16,650-$13,980
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (20 × $48): -$21,548
Total Position P&L @ SS: $-21,371 (+$16,979 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-13,980, the opportunity cost of earning $7,600/mo FIGHT income now)
🎯 50% normal16 × $477 Aug3d14.6%87%hist 95%27%hist 18%+4pp$848$8,480$18,599
Sell 16 × $47 14.6% OTM over spot $41.02 7 Aug 2026 (3d, $0.57 mid)
= $848 credit for the 3d cycle → $8,480/mo projected
Survival (stays ≤ $47)
87%
Breach risk
13%
POP (stays ≤ $47.58)
89%
EV / mo
+$4,611
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
65% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~2.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,774/mo
median; plan ~$2,566/mo after 68% keep · $11,616 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.6-2.6], measured ONLY among the 65% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
18%
Flat exit net (mid-life)
-$2,773
Free roll-up
+$4/wk
Safest escape (by 28 Aug 2026)
$61 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 16 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.20/sh now → $2.26 mid-life (likely $2.40–$4.54)≈ $0 at expiry  |  you banked $0.53/sh, so a flat mid-life exit nets -$1.73/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 542 simulated challenges: the $47 strike is typically first touched on day 2 of 3, at $49 (overshoots $2.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (16 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4714 Aug 20268d left+$2.08/sh+$3,322
cycle +$4,170
[+$2,846…+$3,758] · 100% credit
70%
surv 54%
-$21,320 NOT
cap gain +$17,030
Reliable up-and-out (highest cap still free ≥60%)~$5728 Aug 202622d left+$0.62/sh+$989
cycle +$1,837
[-$604…+$1,229] · 64% credit
82%
surv 78%
-$3,239 NOT
cap gain +$35,111
Up-and-out for even (raise the cap, free)~$5114 Aug 20268d left+$0.29/sh+$457
cycle +$1,305
[-$761…+$668] · 47% credit
77%
surv 69%
-$15,721 NOT
cap gain +$22,629
Max even-money escape in the band~$5928 Aug 202622d left+$0.21/sh+$333
cycle +$1,181
[-$1,405…+$518] · 38% credit
84%
surv 81%
-$447 NOT
cap gain +$37,903
reaches SS ✓
Safety roll (pay small debit, max POP)~$6128 Aug 202622d left-$0.10/sh-$162
cycle +$686
[-$2,068…-$8] · 25% credit
86%
surv 84%
+$2,507 SAFE
cap gain +$40,857
budget: banked $848 debit $162 (19% used ≈ 0.1 wk of income) → whole cycle still +$686 cash · rolled 16 ct earn ≈ $4,718/mo while parked; 4 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,480/mo
vs 50% target ($8,091/mo)+5%
vs normal income ($16,182/mo)52% covered
Net income (after hedge)$7,929/mo
Downside budget
⚠ $47 is $12 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$18,599
… as % of IC ($6,000)310.0%
… as % of ML ($94,000)19.8%
Recovery months (at normal income)1.1 mo
Surgical close (16 ct)$-30,752
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.13/sh (~25% of the $0.53 collected) or spot ≥ $47.58 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.58
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.58
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.3σ)$848$-24,642+$13,708+$256
+2.5%$48.17 (1.5σ)$-1,032$-24,026+$14,324-$1,624
+5%$49.35 (1.8σ)$-2,912$-23,410+$14,940-$3,504
SS (= V-bounce)$56.50 (3.3σ)$-14,352$-20,264+$18,086-$12,544
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (16 × $47): -$18,599
− Conservative CC assignment net of premium (4 × $55): -$1,514
Total Position P&L @ SS: $-19,935 (+$18,415 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-12,544, the opportunity cost of earning $8,480/mo FIGHT income now)
100% normal17 × $457 Aug3d9.7%78%hist 92%45%hist 32%+8pp$1,649$16,490+$8,010$22,413
Sell 17 × $45 9.7% OTM over spot $41.02 7 Aug 2026 (3d, $1.01 mid)
= $1,649 credit for the 3d cycle → $16,490/mo projected
Survival (stays ≤ $45)
78%
Breach risk
22%
POP (stays ≤ $46.01)
83%
EV / mo
+$7,463
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
71% whole by 9mo vs 63% doing nothing
FIRE DRILLS
~4.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$6,406/mo
median; plan ~$4,356/mo after 68% keep · $15,138 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.1 mo [0.5-2.4], measured ONLY among the 71% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
31%
Flat exit net (mid-life)
-$1,977
Free roll-up
+$4/wk
Safest escape (by 28 Aug 2026)
$64 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.02/sh now → $2.13 mid-life (likely $2.44–$4.28)≈ $0 at expiry  |  you banked $0.97/sh, so a flat mid-life exit nets -$1.16/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 928 simulated challenges: the $45 strike is typically first touched on day 2 of 3, at $47 (overshoots $2.02). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4514 Aug 20268d left+$1.95/sh+$3,313
cycle +$4,962
[+$2,765…+$3,725] · 100% credit
70%
surv 54%
-$24,813 NOT
cap gain +$13,537
Reliable up-and-out (highest cap still free ≥60%)~$5428 Aug 202622d left+$0.86/sh+$1,462
cycle +$3,111
[-$3…+$1,622] · 75% credit
82%
surv 77%
-$7,580 NOT
cap gain +$30,770
Up-and-out for even (raise the cap, free)~$4914 Aug 20268d left+$0.18/sh+$309
cycle +$1,958
[-$1,019…+$384] · 34% credit
78%
surv 70%
-$19,353 NOT
cap gain +$18,997
Max even-money escape in the band~$5728 Aug 202622d left+$0.04/sh+$65
cycle +$1,714
[-$1,804…+$86] · 26% credit
85%
surv 82%
-$3,200 NOT
cap gain +$35,150
reaches SS ✓
Safety roll (pay small debit, max POP)~$6428 Aug 202622d left-$0.94/sh-$1,598
cycle +$51
[-$4,072…-$1,804]
91%
surv 90%
+$7,904 SAFE
cap gain +$46,254
budget: banked $1,649 debit $1,598 (97% used ≈ 0.4 wk of income) → whole cycle still +$51 cash · rolled 17 ct earn ≈ $2,765/mo while parked; 3 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$16,490/mo
vs 50% target ($8,091/mo)+104%
vs normal income ($16,182/mo)102% covered
Net income (after hedge)$15,828/mo
Downside budget
⚠ $45 is $14 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$22,413
… as % of IC ($6,000)373.6%
… as % of ML ($94,000)23.8%
Recovery months (at normal income)1.4 mo
Surgical close (17 ct)$-32,665
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.24/sh (~25% of the $0.97 collected) or spot ≥ $46.01 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-46.01
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.01
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (≤1σ, normal week)$1,649$-28,126+$10,224+$1,020
+2.5%$46.12 (1.1σ)$-263$-27,649+$10,701-$892
+5%$47.25 (1.3σ)$-2,176$-27,172+$11,178-$2,805
SS (= V-bounce)$56.50 (3.3σ)$-17,901$-23,700+$14,650-$15,980
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (17 × $45): -$22,413
− Conservative CC assignment net of premium (3 × $55): -$1,135
Total Position P&L @ SS: $-23,371 (+$14,979 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-15,980, the opportunity cost of earning $16,490/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 14 Aug 2026 · 10d · E[net] $1,035/mo

🎯 Engine pick: sell 20 × $48 (50% normal), 80% survival, breach 20%, $8,220/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $50 rung (33% normal) lifts survival to 85% (breach 20% → 15%) for $2,634/mo less (32% income) buys safety you do not really need here.
IREN  spot $41.02 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge9 × $5514 Aug10d34.1%93%hist 99%14%hist 6%+0pp$333$999-$7,221$3,406
Sell 9 × $55 34.1% OTM over spot $41.02 14 Aug 2026 (10d, $0.43 mid)
= $333 credit for the 10d cycle → $999/mo projected
Survival (stays ≤ $55)
93%
Breach risk
7%
POP (stays ≤ $55.44)
94%
EV / mo
+$528
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
60% whole by 9mo vs 60% doing nothing
FIRE DRILLS
~0.5/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$897/mo
median; plan ~$610/mo after 68% keep · $3,993 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.2 mo [0.6-2.5], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
12%
Flat exit net (mid-life)
-$3,519
Free roll-up
+$2/wk
Safest escape (by 28 Aug 2026)
$64 @ 80% POP
74% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $6.05/sh now → $4.28 mid-life (likely $3.50–$6.00)≈ $0 at expiry  |  you banked $0.37/sh, so a flat mid-life exit nets -$3.91/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 351 simulated challenges: the $55 strike is typically first touched on day 7 of 10, at $57 (overshoots $2.35). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5521 Aug 202612d left+$1.60/sh+$1,442
cycle +$1,775
[+$1,360…+$2,148] · 100% credit
70%
surv 55%
-$6,464 NOT
cap gain +$31,886
Up-and-out for even (raise the cap, free)~$5721 Aug 202612d left+$0.82/sh+$737
cycle +$1,070
[+$556…+$1,375] · 98% credit
73%
surv 61%
-$5,136 NOT
cap gain +$33,214
Reliable up-and-out (highest cap still free ≥60%)~$6228 Aug 202619d left+$0.37/sh+$332
cycle +$665
[-$41…+$1,037] · 71% credit
78%
surv 70%
-$421 NOT
cap gain +$37,929
Max even-money escape in the band~$6328 Aug 202619d left+$0.13/sh+$119
cycle +$452
[-$284…+$807] · 58% credit
79%
surv 72%
+$389 SAFE
cap gain +$38,739
reaches SS ✓
Safety roll (pay small debit, max POP)~$6428 Aug 202619d left-$0.04/sh-$32
cycle +$301
[-$439…+$640] · 49% credit
80%
surv 74%
+$1,263 SAFE
cap gain +$39,613
budget: banked $333 debit $32 (10% used ≈ 0.1 wk of income) → whole cycle still +$301 cash · rolled 9 ct earn ≈ $6,032/mo while parked; 11 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$999/mo
vs 50% target ($8,091/mo)-88%
vs normal income ($16,182/mo)6% covered
Net income (after hedge)$1,225/mo
Downside budget
⚠ $55 is $4 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$3,406
… as % of IC ($6,000)56.8%
… as % of ML ($94,000)3.6%
Recovery months (at normal income)0.2 mo
Surgical close (9 ct)$-17,316
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.09/sh (~25% of the $0.37 collected) or spot ≥ $55.44 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $55)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $54.45Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$54-55.44
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $55.44
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$55.00 (1.6σ)$333$-7,906+$30,444+$0
+2.5%$56.37 (1.8σ)$-904$-7,735+$30,615+$0
+5%$57.75 (1.9σ)$-2,142$-7,565+$30,785+$0
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (9 × $55): -$3,406
− Conservative CC assignment net of premium (11 × $55): -$4,163
Total Position P&L @ SS: $-7,391 (+$30,959 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: +$0, the opportunity cost of earning $999/mo FIGHT income now)
🛡 safe yield20 × $5314 Aug10d29.2%91%hist 99%19%hist 6%+1pp$1,120$3,360-$4,860$11,188
Sell 20 × $53 29.2% OTM over spot $41.02 14 Aug 2026 (10d, $0.63 mid)
= $1,120 credit for the 10d cycle → $3,360/mo projected
Survival (stays ≤ $53)
91%
Breach risk
9%
POP (stays ≤ $53.63)
92%
EV / mo
+$1,722
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
61% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~0.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,108/mo
median; plan ~$754/mo after 68% keep · $2,591 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.6-2.5], measured ONLY among the 61% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$6,993
Free roll-up
+$2/wk
Safest escape (by 28 Aug 2026)
$62 @ 80% POP
74% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.73/sh now → $4.06 mid-life (likely $3.54–$5.86)≈ $0 at expiry  |  you banked $0.56/sh, so a flat mid-life exit nets -$3.50/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 463 simulated challenges: the $53 strike is typically first touched on day 6 of 10, at $55 (overshoots $2.13). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5321 Aug 202612d left+$1.51/sh+$3,030
cycle +$4,150
[+$2,698…+$4,410] · 100% credit
70%
surv 55%
-$8,744 NOT
cap gain +$29,606
Up-and-out for even (raise the cap, free)~$5521 Aug 202612d left+$0.73/sh+$1,452
cycle +$2,572
[+$1,019…+$2,506] · 98% credit
73%
surv 61%
-$6,106 NOT
cap gain +$32,244
Max even-money escape in the band~$6028 Aug 202619d left+$0.23/sh+$452
cycle +$1,572
[-$452…+$1,534] · 60% credit
78%
surv 71%
+$3,514 SAFE
cap gain +$41,864
reaches SS ✓
Safety roll (pay small debit, max POP)~$6228 Aug 202619d left-$0.18/sh-$362
cycle +$758
[-$1,359…+$679] · 40% credit
80%
surv 74%
+$6,948 SAFE
cap gain +$45,298
budget: banked $1,120 debit $362 (32% used ≈ 0.5 wk of income) → whole cycle still +$758 cash · rolled 20 ct earn ≈ $12,239/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,360/mo
vs 50% target ($8,091/mo)-58%
vs normal income ($16,182/mo)21% covered
Net income (after hedge)$2,365/mo
Downside budget
⚠ $53 is $6 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$11,188
… as % of IC ($6,000)186.5%
… as % of ML ($94,000)11.9%
Recovery months (at normal income)0.7 mo
Surgical close (20 ct)$-38,490
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.56 collected) or spot ≥ $53.63 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $53)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $52.47Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$52-53.63
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $53.63
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$53.00 (1.4σ)$1,120$-11,774+$26,576+$380
+2.5%$54.32 (1.5σ)$-1,530$-11,610+$26,740-$2,270
+5%$55.65 (1.7σ)$-4,180$-11,445+$26,905-$3,620
SS (= V-bounce)$56.50 (1.8σ)$-5,880$-11,340+$27,010-$3,620
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (20 × $53): -$11,188
Total Position P&L @ SS: $-11,011 (+$27,339 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-3,620, the opportunity cost of earning $3,360/mo FIGHT income now)
33% normal19 × $5014 Aug10d21.9%85%hist 95%31%hist 22%+1pp$1,862$5,586-$2,634$15,531
Sell 19 × $50 21.9% OTM over spot $41.02 14 Aug 2026 (10d, $1.04 mid)
= $1,862 credit for the 10d cycle → $5,586/mo projected
Survival (stays ≤ $50)
85%
Breach risk
15%
POP (stays ≤ $51.04)
88%
EV / mo
+$2,552
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
60% whole by 9mo vs 58% doing nothing
FIRE DRILLS
~1.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,054/mo
median; plan ~$1,396/mo after 68% keep · $6,968 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.7-2.9], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
26%
Flat exit net (mid-life)
-$5,228
Free roll-up
+$2/wk
Safest escape (by 28 Aug 2026)
$60 @ 82% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.27/sh now → $3.73 mid-life (likely $3.66–$5.76)≈ $0 at expiry  |  you banked $0.98/sh, so a flat mid-life exit nets -$2.75/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 780 simulated challenges: the $50 strike is typically first touched on day 6 of 10, at $52 (overshoots $2.16). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5021 Aug 202612d left+$1.39/sh+$2,637
cycle +$4,499
[+$2,142…+$3,379] · 100% credit
70%
surv 55%
-$14,730 NOT
cap gain +$23,620
Up-and-out for even (raise the cap, free)~$5221 Aug 202612d left+$0.59/sh+$1,124
cycle +$2,986
[+$456…+$1,739] · 94% credit
73%
surv 61%
-$12,027 NOT
cap gain +$26,323
Reliable up-and-out (highest cap still free ≥60%)~$5528 Aug 202619d left+$0.49/sh+$940
cycle +$2,802
[-$173…+$1,618] · 69% credit
76%
surv 68%
-$5,839 NOT
cap gain +$32,511
Max even-money escape in the band~$5728 Aug 202619d left+$0.02/sh+$44
cycle +$1,906
[-$1,172…+$626] · 37% credit
78%
surv 72%
-$2,685 NOT
cap gain +$35,665
reaches SS ✓
Safety roll (pay small debit, max POP)~$6028 Aug 202619d left-$0.85/sh-$1,614
cycle +$248
[-$3,166…-$1,202] · 11% credit
82%
surv 77%
+$1,729 SAFE
cap gain +$40,079
budget: banked $1,862 debit $1,614 (87% used ≈ 1.3 wk of income) → whole cycle still +$248 cash · rolled 19 ct earn ≈ $8,645/mo while parked; 1 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,586/mo
vs 50% target ($8,091/mo)-31%
vs normal income ($16,182/mo)35% covered
Net income (after hedge)$4,702/mo
Downside budget
⚠ $50 is $9 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$15,531
… as % of IC ($6,000)258.9%
… as % of ML ($94,000)16.5%
Recovery months (at normal income)1.0 mo
Surgical close (19 ct)$-36,546
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.24/sh (~25% of the $0.98 collected) or spot ≥ $51.04 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.04
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.04
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.0σ)$1,862$-17,367+$20,983+$1,159
+2.5%$51.25 (1.2σ)$-513$-17,087+$21,263-$1,216
+5%$52.50 (1.3σ)$-2,888$-16,807+$21,543-$3,591
SS (= V-bounce)$56.50 (1.8σ)$-10,488$-16,061+$22,289-$8,341
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (19 × $50): -$15,531
− Conservative CC assignment net of premium (1 × $55): -$378
Total Position P&L @ SS: $-15,732 (+$22,618 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-8,341, the opportunity cost of earning $5,586/mo FIGHT income now)
🎯 50% normal20 × $4814 Aug10d17.0%80%hist 95%42%hist 32%+5pp$2,740$8,220$19,568
Sell 20 × $48 17.0% OTM over spot $41.02 14 Aug 2026 (10d, $1.44 mid)
= $2,740 credit for the 10d cycle → $8,220/mo projected
Survival (stays ≤ $48)
80%
Breach risk
20%
POP (stays ≤ $49.44)
84%
EV / mo
+$3,313
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
61% whole by 9mo vs 56% doing nothing
FIRE DRILLS
~1.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,475/mo
median; plan ~$1,683/mo after 68% keep · $9,507 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.4 mo [0.7-3.3], measured ONLY among the 61% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$4,302
Free roll-up
+$2/wk
Safest escape (by 28 Aug 2026)
$60 @ 84% POP
81% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.97/sh now → $3.52 mid-life (likely $3.66–$5.59)≈ $0 at expiry  |  you banked $1.37/sh, so a flat mid-life exit nets -$2.15/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,002 simulated challenges: the $48 strike is typically first touched on day 5 of 10, at $50 (overshoots $1.97). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4821 Aug 202612d left+$1.31/sh+$2,612
cycle +$5,352
[+$1,955…+$3,267] · 100% credit
70%
surv 55%
-$18,162 NOT
cap gain +$20,188
Reliable up-and-out (highest cap still free ≥60%)~$5228 Aug 202619d left+$0.91/sh+$1,816
cycle +$4,556
[+$705…+$2,275] · 94% credit
75%
surv 66%
-$10,494 NOT
cap gain +$27,856
Up-and-out for even (raise the cap, free)~$5021 Aug 202612d left+$0.51/sh+$1,010
cycle +$3,750
[+$211…+$1,396] · 86% credit
73%
surv 61%
-$15,547 NOT
cap gain +$22,803
Max even-money escape in the band~$5428 Aug 202619d left+$0.05/sh+$104
cycle +$2,844
[-$1,318…+$403] · 32% credit
77%
surv 71%
-$7,958 NOT
cap gain +$30,392
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6028 Aug 202619d left-$1.34/sh-$2,680
cycle +$60
[-$4,686…-$2,691] · 3% credit
84%
surv 81%
+$2,002 SAFE
cap gain +$40,352
budget: banked $2,740 debit $2,680 (98% used ≈ 1.4 wk of income) → whole cycle still +$60 cash · rolled 20 ct earn ≈ $6,887/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,220/mo
vs 50% target ($8,091/mo)+2%
vs normal income ($16,182/mo)51% covered
Net income (after hedge)$7,225/mo
Downside budget
⚠ $48 is $11 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$19,568
… as % of IC ($6,000)326.1%
… as % of ML ($94,000)20.8%
Recovery months (at normal income)1.2 mo
Surgical close (20 ct)$-38,490
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.34/sh (~25% of the $1.37 collected) or spot ≥ $49.44 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.44
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.44
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (≤1σ, normal week)$2,740$-20,774+$17,576+$2,000
+2.5%$49.20 (≤1σ, normal week)$340$-20,625+$17,725-$400
+5%$50.40 (1.1σ)$-2,060$-20,476+$17,874-$2,800
SS (= V-bounce)$56.50 (1.8σ)$-14,260$-19,720+$18,630-$12,000
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (20 × $48): -$19,568
Total Position P&L @ SS: $-19,391 (+$18,959 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-12,000, the opportunity cost of earning $8,220/mo FIGHT income now)
100% normal19 × $4314 Aug10d4.8%63%hist 78%81%hist 81%+6pp$5,491$16,473+$8,253$25,202
Sell 19 × $43 4.8% OTM over spot $41.02 14 Aug 2026 (10d, $3.00 mid)
= $5,491 credit for the 10d cycle → $16,473/mo projected
Survival (stays ≤ $43)
63%
Breach risk
37%
POP (stays ≤ $45.99)
74%
EV / mo
+$4,165
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
67% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~4.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$4,607/mo
median; plan ~$3,133/mo after 68% keep · $13,227 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.5-2.7], measured ONLY among the 67% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
65%
Flat exit net (mid-life)
-$241
Free roll-up
+$2/wk
Safest escape (by 28 Aug 2026)
$62 @ 93% POP
92% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.26/sh now → $3.02 mid-life (likely $3.99–$5.54)≈ $0 at expiry  |  you banked $2.89/sh, so a flat mid-life exit nets -$0.13/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,949 simulated challenges: the $43 strike is typically first touched on day 3 of 10, at $45 (overshoots $1.79). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4321 Aug 202612d left+$1.11/sh+$2,110
cycle +$7,601
[+$1,282…+$1,762] · 100% credit
70%
surv 55%
-$26,496 NOT
cap gain +$11,854
Reliable up-and-out (highest cap still free ≥60%)~$4628 Aug 202619d left+$0.77/sh+$1,462
cycle +$6,953
[+$26…+$813] · 76% credit
74%
surv 65%
-$20,803 NOT
cap gain +$17,547
Up-and-out for even (raise the cap, free)~$4521 Aug 202612d left+$0.30/sh+$574
cycle +$6,065
[-$437…+$101] · 30% credit
73%
surv 62%
-$23,816 NOT
cap gain +$14,534
Max even-money escape in the band~$4828 Aug 202619d left+$0.07/sh+$140
cycle +$5,631
[-$1,570…-$646] · 13% credit
77%
surv 70%
-$17,878 NOT
cap gain +$20,472
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6228 Aug 202619d left-$2.28/sh-$4,340
cycle +$1,151
[-$7,707…-$5,692]
93%
surv 92%
+$6,679 SAFE
cap gain +$45,029
budget: banked $5,491 debit $4,340 (79% used ≈ 1.1 wk of income) → whole cycle still +$1,151 cash · rolled 19 ct earn ≈ $2,198/mo while parked; 1 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$16,473/mo
vs 50% target ($8,091/mo)+104%
vs normal income ($16,182/mo)102% covered
Net income (after hedge)$15,589/mo
Downside budget
⚠ $43 is $16 below CC-SS $59.15: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$25,202
… as % of IC ($6,000)420.0%
… as % of ML ($94,000)26.8%
Recovery months (at normal income)1.6 mo
Surgical close (19 ct)$-36,632
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.72/sh (~25% of the $2.89 collected) or spot ≥ $45.99 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $43)); NOT the premium you collected. Momentum override: two daily closes above $44.58 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $42.57Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-45.99
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.99
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.00 (≤1σ, normal week)$5,491$-28,606+$9,744+$4,788
+2.5%$44.07 (≤1σ, normal week)$3,449$-28,365+$9,985+$2,746
+5%$45.15 (≤1σ, normal week)$1,406$-28,124+$10,226+$703
SS (= V-bounce)$56.50 (1.8σ)$-20,159$-25,732+$12,618-$18,012
V-BOUNCE STRESS (stock → CC-SS $59.15, where you are whole again, by expiry)
Starting unrealized P&L: $-38,350
+ Fortress recovery (un-capped): +$38,528
− CC assignment net of premium (19 × $43): -$25,202
− Conservative CC assignment net of premium (1 × $55): -$378
Total Position P&L @ SS: $-25,403 (+$12,947 vs today)
Do-nothing baseline at SS: $-7,391 (this trade vs do-nothing: $-18,012, the opportunity cost of earning $16,473/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (27 clear the floor), click to expand

Every eligible strike x expiry in the 3-45 DTE band (4 expiries scanned, 27 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.062 (IBKR)  |  Recovery@SS: +$38,528 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-7,391

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$473d7 Aug 2026$0.5316/20$8,480$7,92987%89%+$4,611-$18,599310.0%$-19,935 (vs do-nothing $-12,544)
$463d7 Aug 2026$0.7212/20$8,640$8,53383%86%+$4,286-$14,921248.7%$-17,771 (vs do-nothing $-10,380)
$4810d14 Aug 2026$1.3720/20$8,220$7,22580%84%+$3,313-$19,568326.1%$-19,391 (vs do-nothing $-12,000)
$453d7 Aug 2026$0.979/20$8,730$8,95678%83%+$3,951-$11,866197.8%$-15,851 (vs do-nothing $-8,460)
$4710d14 Aug 2026$1.5917/20$8,109$7,44777%82%+$2,979-$17,959299.3%$-18,917 (vs do-nothing $-11,526)
$4610d14 Aug 2026$1.8515/20$8,325$7,88574%80%+$2,790-$16,956282.6%$-18,671 (vs do-nothing $-11,280)
$443d7 Aug 2026$1.277/20$8,890$9,33873%80%+$3,591-$9,719162.0%$-14,461 (vs do-nothing $-7,070)
$4617d21 Aug 2026$2.6218/20$8,322$7,55071%78%+$2,310-$18,962316.0%$-19,541 (vs do-nothing $-12,150)
$4510d14 Aug 2026$2.1513/20$8,385$8,16771%78%+$2,557-$15,605260.1%$-18,077 (vs do-nothing $-10,686)
$4624d28 Aug 2026$3.3520/20$8,375$7,38070%78%+$1,880-$19,608326.8%$-19,431 (vs do-nothing $-12,040)
$4517d21 Aug 2026$3.0016/20$8,471$7,92069%77%+$2,297-$17,847297.4%$-19,183 (vs do-nothing $-11,792)
$4524d28 Aug 2026$3.8517/20$8,181$7,52067%76%+$1,992-$17,517292.0%$-18,475 (vs do-nothing $-11,084)
$4410d14 Aug 2026$2.4911/20$8,217$8,22167%76%+$2,267-$13,931232.2%$-17,159 (vs do-nothing $-9,768)
Show 14 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$433d7 Aug 2026$1.625/20$8,100$8,77066%76%+$2,847-$7,267121.1%$-12,766 (vs do-nothing $-5,375)
$4417d21 Aug 2026$2.9416/20$8,301$7,75165%75%+$1,195-$19,543325.7%$-20,879 (vs do-nothing $-13,488)
$4424d28 Aug 2026$4.0516/20$8,100$7,54965%75%+$1,583-$17,767296.1%$-19,103 (vs do-nothing $-11,712)
$4310d14 Aug 2026$2.8910/20$8,670$8,78563%74%+$2,192-$13,264221.1%$-16,871 (vs do-nothing $-9,480)
$4317d21 Aug 2026$3.8013/20$8,718$8,50062%74%+$2,096-$16,060267.7%$-18,532 (vs do-nothing $-11,141)
$4324d28 Aug 2026$4.5015/20$8,438$7,99862%74%+$1,618-$17,481291.4%$-19,196 (vs do-nothing $-11,805)
$423d7 Aug 2026$2.094/20$8,360$9,14160%73%+$2,676-$6,026100.4%$-11,903 (vs do-nothing $-4,512)
$4224d28 Aug 2026$5.0013/20$8,125$7,90759%73%+$1,544-$15,800263.3%$-18,272 (vs do-nothing $-10,881)
$4217d21 Aug 2026$4.1512/20$8,788$8,68259%72%+$1,805-$15,605260.1%$-18,455 (vs do-nothing $-11,064)
$4210d14 Aug 2026$3.309/20$8,910$9,13659%72%+$1,980-$12,469207.8%$-16,454 (vs do-nothing $-9,063)
$4124d28 Aug 2026$5.3013/20$8,612$8,39556%71%+$1,304-$16,710278.5%$-19,182 (vs do-nothing $-11,791)
$4117d21 Aug 2026$4.6010/20$8,118$8,23355%71%+$1,497-$13,554225.9%$-17,161 (vs do-nothing $-9,770)
$4110d14 Aug 2026$3.907/20$8,190$8,63854%70%+$1,834-$9,978166.3%$-14,720 (vs do-nothing $-7,329)
$413d7 Aug 2026$2.574/20$10,280$11,06153%70%+$2,780-$6,234103.9%$-12,111 (vs do-nothing $-4,720)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-08-04 21:40