FORTRESS FIGHT: IREN-LC45 @ $41.74

BE SS: $56.50  |  CC-SS: $58.37  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-04 21:36

IREN-LC45 @ $41.74   UNDERWATER $14.76 (26.1% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $56.50  |  CC-SS: $58.37 (banked floor $56.34)  |  IV: HIGH  |  Accounts: Neville:0865

LC: $45 exp 2028-01-21 (entry $31.729/sh)
SP: $65 exp 2028-01-21 (entry $29.138/sh)
HP: $21 exp 2026-10-16 (entry $1.977/sh)

Economics

Max Loss$94,000(ND $3.00 + SW $44) x 2000
Normal income ref$10,286/mo95% ann ROI on ML
Hedge rolling cost$214/mo
Unrealized P&L$-37,140fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$5,143/mo
HEDGE COVER
$214/mo
NORMAL INCOME
$10,286/mo (ATM CC, chain)
IC VELOCITY
0.6 mo to earn back $6,000
ML VELOCITY
9.1 mo to earn back $94,000
Deep drawdown confirmed: a CC at CC-SS $58.37 (probe: $60C 14d) brings only $300/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$4,519
Hole (after banked)
$32,621
was $37,140 · 12% earned back
Cycles closed
33
Credit in flight
$486
CC-SS · banked floor (info)
$58.37 → $56.34
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
Open legAcctCredit/shIn flightOpened
20x $40C 4 Sep 2026U13190865$0.24$4862026-09-01
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 35 (live) · RSI 48 · MACD bearish, hist rising
DAILYRISING (provisional) · RSI 53 · %B 56 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.74 (+57%) · daily UBB $46.17 · 1-wk expected move ±$4 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 15 contracts at $44 / 7d. This is the safest strike (survival 72%, breach 28%) that still earns 50% of normal income ($5,143/mo); it brings $5,464/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 15 × $42/7d for $10,286/mo, but breach risk rises to 46% (+17pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $60/14d (98% survival, $300/mo).
Downside anchor: the primary mortgages $20,277 (338% of IC) ONLY on a full V-bounce all the way to SS $56, recoverable in 2.0 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 15 contracts realizes $-27,915 and cuts bleed by $161/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 11 Sep 2026 (7d) · sell 15 × $44, 72% survival, $5,464/mo (E[net] $1,983/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆11 Sep 2026 · 7d15 × $4472%$5,464$1,983
E[net] arithmetic on the grand pick: keep $1,275 with probability 55%; on the 45% touch you roll, paying $2,066 to close and taking $1,524 back from the best priced door (net cash $542) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 NEXT FRIDAY · 11 Sep 2026 · 7d · E[net] $1,983/mo 🏆 GRAND PICK

🎯 Engine pick: sell 15 × $44 (50% normal), 72% survival, breach 28%, $5,464/mo.
⚖️ Worth a safer step: the $46 rung (33% normal) lifts survival to 84% (breach 28% → 16%) for $2,044/mo less (37% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $46 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $41.74 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge8 × $5211 Sep7d24.6%97%hist 96%6%hist 2%+0pp$56$240-$5,224$5,038
Sell 8 × $52 24.6% OTM over spot $41.74 11 Sep 2026 (7d, $0.08 mid)
= $56 credit for the 7d cycle → $240/mo projected
Survival (stays ≤ $52)
97%
Breach risk
3%
POP (stays ≤ $52.08)
97%
EV / mo
+$155
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
56% whole by 9mo vs 56% doing nothing
FIRE DRILLS
~0.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$409/mo
median; plan ~$278/mo after 68% keep · $2,566 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.0 mo [1.0-3.9], measured ONLY among the 56% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
2%
Flat exit net (mid-life)
-$1,413
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$60 @ 82% POP
78% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 8 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.60/sh now → $1.84 mid-life (likely $1.06–$2.29)≈ $0 at expiry  |  you banked $0.07/sh, so a flat mid-life exit nets -$1.77/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 53 simulated challenges: the $52 strike is typically first touched on day 6 of 7, at $53 (overshoots $1.05). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (8 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5218 Sep 202610d left+$1.34/sh+$1,071
cycle +$1,127
[+$1,242…+$1,488] · 100% credit
69%
surv 53%
-$12,334 NOT
cap gain +$24,806
Max even-money escape in the band~$602 Oct 202624d left+$0.09/sh+$73
cycle +$129
[+$44…+$563] · 79% credit
82%
surv 78%
-$745 NOT
cap gain +$36,395
reaches SS ✓
Up-and-out for even (raise the cap, free)~$5518 Sep 202610d left+$0.02/sh+$19
cycle +$75
[-$27…+$382] · 70% credit
76%
surv 69%
-$6,239 NOT
cap gain +$30,901
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$240/mo
vs 50% target ($5,143/mo)-95%
vs normal income ($10,286/mo)2% covered
Net income (after hedge)$463/mo
Downside budget
⚠ $52 is $6 below CC-SS $58.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$5,038
… as % of IC ($6,000)84.0%
… as % of ML ($94,000)5.4%
Recovery months (at normal income)0.5 mo
Surgical close (8 ct)$-14,864
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.02/sh (~25% of the $0.07 collected) or spot ≥ $52.08 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $46.17 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.08
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.08
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (2.3σ)$56$-13,405+$23,735-$80
+2.5%$53.30 (2.6σ)$-984$-11,471+$25,669-$1,120
+5%$54.60 (2.9σ)$-2,024$-9,536+$27,604-$2,160
SS (= V-bounce)$56.50 (3.4σ)$-3,544$-8,509+$28,631-$2,480
V-BOUNCE STRESS (stock → CC-SS $58.37, where you are whole again, by expiry)
Starting unrealized P&L: $-37,140
+ Fortress recovery (un-capped): +$38,045
− CC assignment net of premium (8 × $52): -$5,038
− Conservative CC assignment net of premium (12 × $55): -$3,838
Total Position P&L @ SS: $-7,971 (+$29,169 vs today)
Do-nothing baseline at SS: $-5,491 (this trade vs do-nothing: $-2,480, the opportunity cost of earning $240/mo FIGHT income now)
🛡 safe yield20 × $4811 Sep7d15.0%91%hist 96%18%hist 13%+1pp$420$1,800-$3,664$20,316
Sell 20 × $48 15.0% OTM over spot $41.74 11 Sep 2026 (7d, $0.24 mid)
= $420 credit for the 7d cycle → $1,800/mo projected
Survival (stays ≤ $48)
91%
Breach risk
9%
POP (stays ≤ $48.24)
92%
EV / mo
+$829
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
57% whole by 9mo vs 56% doing nothing
FIRE DRILLS
~1.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$999/mo
median; plan ~$679/mo after 68% keep · $5,148 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.2-4.1], measured ONLY among the 57% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$2,777
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$56 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.26/sh now → $1.60 mid-life (likely $1.37–$2.31)≈ $0 at expiry  |  you banked $0.21/sh, so a flat mid-life exit nets -$1.39/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 308 simulated challenges: the $48 strike is typically first touched on day 5 of 7, at $49 (overshoots $1.17). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4818 Sep 202610d left+$1.17/sh+$2,344
cycle +$2,764
[+$2,362…+$3,038] · 100% credit
68%
surv 53%
-$20,053 NOT
cap gain +$17,087
Max even-money escape in the band~$542 Oct 202624d left+$0.11/sh+$212
cycle +$632
[-$345…+$744] · 62% credit
80%
surv 75%
-$7,863 NOT
cap gain +$29,277
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5118 Sep 202610d left+$0.06/sh+$129
cycle +$549
[-$289…+$485] · 59% credit
76%
surv 68%
-$15,953 NOT
cap gain +$21,187
Safety roll (pay small debit, max POP)~$562 Oct 202624d left-$0.14/sh-$288
cycle +$132
[-$930…+$230] · 35% credit
83%
surv 80%
-$3,786 NOT
cap gain +$33,354
budget: banked $420 debit $288 (68% used ≈ 0.7 wk of income) → whole cycle still +$132 cash · rolled 20 ct earn ≈ $3,637/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,800/mo
vs 50% target ($5,143/mo)-65%
vs normal income ($10,286/mo)18% covered
Net income (after hedge)$1,586/mo
Downside budget
⚠ $48 is $10 below CC-SS $58.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$20,316
… as % of IC ($6,000)338.6%
… as % of ML ($94,000)21.6%
Recovery months (at normal income)2.0 mo
Surgical close (20 ct)$-37,200
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.05/sh (~25% of the $0.21 collected) or spot ≥ $48.24 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $46.17 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.24
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.24
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (1.4σ)$420$-22,397+$14,743+$80
+2.5%$49.20 (1.7σ)$-1,980$-22,052+$15,088-$2,320
+5%$50.40 (2.0σ)$-4,380$-21,706+$15,434-$4,720
SS (= V-bounce)$56.50 (3.4σ)$-16,580$-19,949+$17,191-$13,920
V-BOUNCE STRESS (stock → CC-SS $58.37, where you are whole again, by expiry)
Starting unrealized P&L: $-37,140
+ Fortress recovery (un-capped): +$38,045
− CC assignment net of premium (20 × $48): -$20,316
Total Position P&L @ SS: $-19,411 (+$17,729 vs today)
Do-nothing baseline at SS: $-5,491 (this trade vs do-nothing: $-13,920, the opportunity cost of earning $1,800/mo FIGHT income now)
33% normal ← lean19 × $4611 Sep7d10.2%84%hist 86%33%hist 31%+5pp$798$3,420-$2,044$22,701
Sell 19 × $46 10.2% OTM over spot $41.74 11 Sep 2026 (7d, $0.45 mid)
= $798 credit for the 7d cycle → $3,420/mo projected
Survival (stays ≤ $46)
84%
Breach risk
16%
POP (stays ≤ $46.45)
86%
EV / mo
+$1,274
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
52% whole by 9mo vs 47% doing nothing
FIRE DRILLS
~2.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,626/mo
median; plan ~$1,105/mo after 68% keep · $9,875 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.8 mo [1.1-3.5], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$2,025
Free roll-up
+$2/wk
Safest escape (by 25 Sep 2026)
$53 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.10/sh now → $1.49 mid-life (likely $1.46–$2.32)≈ $0 at expiry  |  you banked $0.42/sh, so a flat mid-life exit nets -$1.07/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 699 simulated challenges: the $46 strike is typically first touched on day 4 of 7, at $47 (overshoots $0.97). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4618 Sep 202610d left+$1.09/sh+$2,076
cycle +$2,874
[+$1,913…+$2,403] · 100% credit
68%
surv 53%
-$24,502 NOT
cap gain +$12,638
Reliable up-and-out (highest cap still free ≥60%)~$512 Oct 202624d left+$0.57/sh+$1,086
cycle +$1,884
[+$546…+$1,381] · 94% credit
79%
surv 73%
-$13,457 NOT
cap gain +$23,683
Up-and-out for even (raise the cap, free)~$4818 Sep 202610d left+$0.16/sh+$308
cycle +$1,106
[-$145…+$459] · 64% credit
75%
surv 66%
-$21,099 NOT
cap gain +$16,041
Max even-money escape in the band~$522 Oct 202624d left+$0.00/sh+$7
cycle +$805
[-$782…+$196] · 33% credit
80%
surv 76%
-$12,248 NOT
cap gain +$24,892
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5325 Sep 202618d left-$0.39/sh-$744
cycle +$54
[-$1,545…-$643] · 10% credit
85%
surv 82%
-$10,711 NOT
cap gain +$26,429
budget: banked $798 debit $744 (93% used ≈ 0.9 wk of income) → whole cycle still +$54 cash · rolled 19 ct earn ≈ $3,466/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,420/mo
vs 50% target ($5,143/mo)-33%
vs normal income ($10,286/mo)33% covered
Net income (after hedge)$3,242/mo
Downside budget
⚠ $46 is $12 below CC-SS $58.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$22,701
… as % of IC ($6,000)378.4%
… as % of ML ($94,000)24.2%
Recovery months (at normal income)2.2 mo
Surgical close (19 ct)$-35,340
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.42 collected) or spot ≥ $46.45 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $46.17 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $45.54Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-46.45
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.45
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.00 (≤1σ, normal week)$798$-26,578+$10,562+$475
+2.5%$47.15 (1.2σ)$-1,387$-26,132+$11,008-$1,710
+5%$48.30 (1.5σ)$-3,572$-25,686+$11,454-$3,895
SS (= V-bounce)$56.50 (3.4σ)$-19,152$-22,654+$14,486-$16,625
V-BOUNCE STRESS (stock → CC-SS $58.37, where you are whole again, by expiry)
Starting unrealized P&L: $-37,140
+ Fortress recovery (un-capped): +$38,045
− CC assignment net of premium (19 × $46): -$22,701
− Conservative CC assignment net of premium (1 × $55): -$320
Total Position P&L @ SS: $-22,116 (+$15,024 vs today)
Do-nothing baseline at SS: $-5,491 (this trade vs do-nothing: $-16,625, the opportunity cost of earning $3,420/mo FIGHT income now)
🎯 50% normal15 × $4411 Sep7d5.4%72%hist 84%59%hist 43%+6pp$1,275$5,464$20,277
Sell 15 × $44 5.4% OTM over spot $41.74 11 Sep 2026 (7d, $0.89 mid)
= $1,275 credit for the 7d cycle → $5,464/mo projected
Survival (stays ≤ $44)
72%
Breach risk
28%
POP (stays ≤ $44.89)
78%
EV / mo
+$1,573
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
64% whole by 9mo vs 57% doing nothing
FIRE DRILLS
~3.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,198/mo
median; plan ~$1,495/mo after 68% keep · $10,557 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.9 mo [1.0-3.9], measured ONLY among the 64% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
45%
Flat exit net (mid-life)
-$791
Free roll-up
+$2/wk
Safest escape (by 2 Oct 2026)
$57 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.95/sh now → $1.38 mid-life (likely $1.58–$2.37)≈ $0 at expiry  |  you banked $0.85/sh, so a flat mid-life exit nets -$0.53/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,341 simulated challenges: the $44 strike is typically first touched on day 3 of 7, at $45 (overshoots $0.95). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4418 Sep 202610d left+$1.02/sh+$1,524
cycle +$2,799
[+$1,289…+$1,591] · 100% credit
68%
surv 53%
-$29,086 NOT
cap gain +$8,054
Max even-money escape in the band~$492 Oct 202624d left+$0.42/sh+$636
cycle +$1,911
[+$43…+$576] · 78% credit
80%
surv 75%
-$17,938 NOT
cap gain +$19,202
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4618 Sep 202610d left+$0.10/sh+$145
cycle +$1,420
[-$309…+$72] · 32% credit
75%
surv 67%
-$25,293 NOT
cap gain +$11,847
Safety roll (pay small debit, max POP)~$572 Oct 202624d left-$0.75/sh-$1,131
cycle +$144
[-$2,203…-$1,341]
91%
surv 90%
-$2,531 NOT
cap gain +$34,609
budget: banked $1,275 debit $1,131 (89% used ≈ 0.9 wk of income) → whole cycle still +$144 cash · rolled 15 ct earn ≈ $1,169/mo while parked; 5 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,464/mo
vs 50% target ($5,143/mo)+6%
vs normal income ($10,286/mo)53% covered
Net income (after hedge)$5,432/mo
Downside budget
⚠ $44 is $14 below CC-SS $58.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$20,277
… as % of IC ($6,000)338.0%
… as % of ML ($94,000)21.6%
Recovery months (at normal income)2.0 mo
Surgical close (15 ct)$-27,915
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.21/sh (~25% of the $0.85 collected) or spot ≥ $44.89 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $46.17 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $43.56Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$44-44.89
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $44.89
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$44.00 (≤1σ, normal week)$1,275$-30,609+$6,531+$1,020
+2.5%$45.10 (≤1σ, normal week)$-375$-29,742+$7,398-$630
+5%$46.20 (1.0σ)$-2,025$-28,876+$8,264-$2,280
SS (= V-bounce)$56.50 (3.4σ)$-17,475$-21,509+$15,631-$15,480
V-BOUNCE STRESS (stock → CC-SS $58.37, where you are whole again, by expiry)
Starting unrealized P&L: $-37,140
+ Fortress recovery (un-capped): +$38,045
− CC assignment net of premium (15 × $44): -$20,277
− Conservative CC assignment net of premium (5 × $55): -$1,599
Total Position P&L @ SS: $-20,971 (+$16,169 vs today)
Do-nothing baseline at SS: $-5,491 (this trade vs do-nothing: $-15,480, the opportunity cost of earning $5,464/mo FIGHT income now)
100% normal15 × $4211 Sep7d0.6%54%hist 69%95%hist 89%+10pp$2,400$10,286+$4,821$22,152
Sell 15 × $42 0.6% OTM over spot $41.74 11 Sep 2026 (7d, $1.62 mid)
= $2,400 credit for the 7d cycle → $10,286/mo projected
Survival (stays ≤ $42)
54%
Breach risk
46%
POP (stays ≤ $43.62)
69%
EV / mo
+$1,992
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
60% whole by 9mo vs 49% doing nothing
FIRE DRILLS
~9.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,828/mo
median; plan ~$1,923/mo after 68% keep · $15,119 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.1-4.1], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
75%
Flat exit net (mid-life)
+$491
Free roll-up
+$2/wk
Safest escape (by 2 Oct 2026)
$55 @ 92% POP
92% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.80/sh now → $1.27 mid-life (likely $1.78–$2.64)≈ $0 at expiry  |  you banked $1.60/sh, so a flat mid-life exit nets +$0.33/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,252 simulated challenges: the $42 strike is typically first touched on day 2 of 7, at $43 (overshoots $1.13). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4218 Sep 202610d left+$0.94/sh+$1,412
cycle +$3,812
[+$1,147…+$1,267] · 100% credit
68%
surv 52%
-$32,648 NOT
cap gain +$4,492
Reliable up-and-out (highest cap still free ≥60%)~$462 Oct 202624d left+$0.59/sh+$879
cycle +$3,279
[+$142…+$523] · 83% credit
79%
surv 72%
-$23,434 NOT
cap gain +$13,706
Max even-money escape in the band~$472 Oct 202624d left+$0.29/sh+$430
cycle +$2,830
[-$433…+$44] · 31% credit
81%
surv 76%
-$21,595 NOT
cap gain +$15,545
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4418 Sep 202610d left+$0.04/sh+$53
cycle +$2,453
[-$590…-$219] · 7% credit
76%
surv 68%
-$28,836 NOT
cap gain +$8,304
Safety roll (pay small debit, max POP)~$552 Oct 202624d left-$0.78/sh-$1,173
cycle +$1,227
[-$2,690…-$1,749]
92%
surv 92%
-$5,024 NOT
cap gain +$32,116
budget: banked $2,400 debit $1,173 (49% used ≈ 0.5 wk of income) → whole cycle still +$1,227 cash · rolled 15 ct earn ≈ $919/mo while parked; 5 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$10,286/mo
vs 50% target ($5,143/mo)+100%
vs normal income ($10,286/mo)100% covered
Net income (after hedge)$10,254/mo
Downside budget
⚠ $42 is $16 below CC-SS $58.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$22,152
… as % of IC ($6,000)369.2%
… as % of ML ($94,000)23.6%
Recovery months (at normal income)2.2 mo
Surgical close (15 ct)$-27,892
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.40/sh (~25% of the $1.60 collected) or spot ≥ $43.62 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $42)); NOT the premium you collected. Momentum override: two daily closes above $46.17 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $41.58Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$42-43.62
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $43.62
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$42.00 (≤1σ, normal week)$2,400$-34,060+$3,080+$2,145
+2.5%$43.05 (≤1σ, normal week)$825$-33,233+$3,907+$570
+5%$44.10 (≤1σ, normal week)$-750$-32,405+$4,735-$1,005
SS (= V-bounce)$56.50 (3.4σ)$-19,350$-23,384+$13,756-$17,355
V-BOUNCE STRESS (stock → CC-SS $58.37, where you are whole again, by expiry)
Starting unrealized P&L: $-37,140
+ Fortress recovery (un-capped): +$38,045
− CC assignment net of premium (15 × $42): -$22,152
− Conservative CC assignment net of premium (5 × $55): -$1,599
Total Position P&L @ SS: $-22,846 (+$14,294 vs today)
Do-nothing baseline at SS: $-5,491 (this trade vs do-nothing: $-17,355, the opportunity cost of earning $10,286/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (22 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (4 expiries scanned, 22 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.144 (IBKR)  |  Recovery@SS: +$38,045 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-5,491

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$4514d18 Sep 2026$1.2919/20$5,252$5,07472%78%+$1,364-$22,948382.5%$-22,363 (vs do-nothing $-16,872)
$447d11 Sep 2026$0.8515/20$5,464$5,43272%78%+$1,573-$20,277338.0%$-20,971 (vs do-nothing $-15,480)
$44.5014d18 Sep 2026$1.4517/20$5,282$5,17769%76%+$1,317-$21,111351.8%$-21,165 (vs do-nothing $-15,674)
$4521d25 Sep 2026$1.8220/20$5,200$4,98669%76%+$1,143-$23,096384.9%$-22,191 (vs do-nothing $-16,700)
$4414d18 Sep 2026$1.6115/20$5,175$5,14366%75%+$1,200-$19,137319.0%$-19,831 (vs do-nothing $-14,340)
$4421d25 Sep 2026$2.1018/20$5,400$5,25965%74%+$1,119-$22,082368.0%$-21,817 (vs do-nothing $-16,326)
$4428d2 Oct 2026$2.5619/20$5,211$5,03464%74%+$1,033-$22,435373.9%$-21,850 (vs do-nothing $-16,359)
$43.5014d18 Sep 2026$1.7714/20$5,310$5,31464%74%+$1,175-$18,337305.6%$-19,351 (vs do-nothing $-13,860)
$437d11 Sep 2026$1.1711/20$5,516$5,62964%73%+$1,295-$15,618260.3%$-17,591 (vs do-nothing $-12,100)
$4314d18 Sep 2026$1.9713/20$5,488$5,52961%72%+$1,136-$17,417290.3%$-18,751 (vs do-nothing $-13,260)
$4321d25 Sep 2026$2.4815/20$5,314$5,28260%71%+$848-$19,332322.2%$-20,026 (vs do-nothing $-14,535)
$4328d2 Oct 2026$2.6818/20$5,169$5,02760%71%+$488-$22,838380.6%$-22,573 (vs do-nothing $-17,082)
$42.5014d18 Sep 2026$2.1812/20$5,606$5,68358%70%+$1,056-$16,426273.8%$-18,079 (vs do-nothing $-12,588)
Show 9 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$4228d2 Oct 2026$3.4015/20$5,464$5,43255%70%+$882-$19,452324.2%$-20,146 (vs do-nothing $-14,655)
$4221d25 Sep 2026$2.8613/20$5,311$5,35255%69%+$662-$17,560292.7%$-18,894 (vs do-nothing $-13,403)
$4214d18 Sep 2026$2.4110/20$5,164$5,31455%69%+$881-$13,958232.6%$-16,251 (vs do-nothing $-10,760)
$427d11 Sep 2026$1.608/20$5,486$5,70954%69%+$1,062-$11,814196.9%$-14,747 (vs do-nothing $-9,256)
$41.5014d18 Sep 2026$2.6410/20$5,657$5,80751%68%+$945-$14,228237.1%$-16,521 (vs do-nothing $-11,030)
$4128d2 Oct 2026$3.5514/20$5,325$5,32951%67%+$332-$19,345322.4%$-20,359 (vs do-nothing $-14,868)
$4121d25 Sep 2026$3.3011/20$5,186$5,29950%67%+$570-$15,475257.9%$-17,448 (vs do-nothing $-11,957)
$4114d18 Sep 2026$2.899/20$5,574$5,76048%66%+$801-$13,030217.2%$-15,643 (vs do-nothing $-10,152)
$417d11 Sep 2026$2.116/20$5,426$5,72145%65%+$791-$9,155152.6%$-12,727 (vs do-nothing $-7,236)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-04 21:36