FORTRESS FIGHT: IREN-LC45 @ $42.81

BE SS: $56.50  |  CC-SS: $58.48  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-14 21:51

IREN-LC45 @ $42.81   UNDERWATER $13.69 (24.2% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $56.50  |  CC-SS: $58.48 (banked floor $56.23)  |  IV: HIGH  |  Accounts: Neville:0865

LC: $45 exp 2028-01-21 (entry $31.729/sh)
SP: $65 exp 2028-01-21 (entry $29.138/sh)
HP: $21 exp 2026-11-20 (entry $0.272/sh)

Economics

Max Loss$94,000(ND $3.00 + SW $44) x 2000
Normal income ref$14,073/mo95% ann ROI on ML
Hedge rolling cost$322/mo
Unrealized P&L$-34,650fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$7,036/mo
HEDGE COVER
$322/mo
NORMAL INCOME
$14,073/mo (ATM CC, chain)
IC VELOCITY
0.4 mo to earn back $6,000
ML VELOCITY
6.7 mo to earn back $94,000
Deep drawdown confirmed: a CC at CC-SS $58.48 (probe: $58C 11d) brings only $600/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$5,005
Hole (after banked)
$29,645
was $34,650 · 14% earned back
Cycles closed
34
Credit in flight
$806
CC-SS · banked floor (info)
$58.48 → $56.23
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
Open legAcctCredit/shIn flightOpened
20x $60C 18 Sep 2026U13190865$0.40$8062026-09-09
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 39 (live) · RSI 49 · MACD bearish, hist rising
DAILYMIXED (provisional) · RSI 52 · %B 61 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $65.35 (+53%) · daily UBB $47.25 · 1-wk expected move ±$5 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 18 contracts at $47 / 4d. This is the safest strike (survival 83%, breach 17%) that still earns 50% of normal income ($7,036/mo); it brings $7,290/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 19 × $45/4d for $14,535/mo, but breach risk rises to 29% (+13pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 11 × $55/4d (99% survival, $330/mo).
Downside anchor: the primary mortgages $19,694 (328% of IC) ONLY on a full V-bounce all the way to SS $56, recoverable in 1.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 18 contracts realizes $-31,212 and cuts bleed by $290/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 18 Sep 2026 (4d) · sell 18 × $47, 83% survival, $7,290/mo (E[net] $4,206/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆18 Sep 2026 · 4d18 × $4783%$7,290$4,206
NEXT FRIDAY25 Sep 2026 · 11d20 × $46.5073%$7,200$866
E[net] arithmetic on the grand pick: keep $972 with probability 76%; on the 24% touch you roll, paying $2,907 to close and taking $2,154 back from the best priced door (net cash $753) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 18 Sep 2026 · 4d · E[net] $4,206/mo 🏆 GRAND PICK

🎯 Engine pick: sell 18 × $47 (50% normal), 83% survival, breach 17%, $7,290/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $48.50 rung (33% normal) lifts survival to 90% (breach 17% → 10%) for $2,640/mo less (36% income) buys safety you do not really need here.
IREN  spot $42.81 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge11 × $5518 Sep4d28.5%99%hist 96%3%hist 3%-0pp$44$330-$6,960$3,785
Sell 11 × $55 28.5% OTM over spot $42.81 18 Sep 2026 (4d, $0.04 mid)
= $44 credit for the 4d cycle → $330/mo projected
Survival (stays ≤ $55)
99%
Breach risk
1%
POP (stays ≤ $55.05)
99%
EV / mo
+$251
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
-0pp
60% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~0.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$346/mo
median; plan ~$235/mo after 68% keep · $1,511 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.1 mo [0.5-2.8], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$2,224
Free roll-up
+$4/wk
Safest escape (by 9 Oct 2026)
$66 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 11 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.91/sh now → $2.06 mid-life → ≈ $0 at expiry  |  you banked $0.04/sh, so a flat mid-life exit nets -$2.02/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (11 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5525 Sep 20269d left+$1.57/sh+$1,723
cycle +$1,767
69%
surv 53%
-$5,253 NOT
cap gain +$29,397
Up-and-out for even (raise the cap, free)~$5925 Sep 20269d left+$0.13/sh+$142
cycle +$186
76%
surv 69%
-$939 NOT
cap gain +$33,711
Max even-money escape in the band~$669 Oct 202623d left+$0.05/sh+$56
cycle +$100
83%
surv 80%
+$9,131 SAFE
cap gain +$43,781
reaches SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$330/mo
vs 50% target ($7,036/mo)-95%
vs normal income ($14,073/mo)2% covered
Net income (after hedge)$425/mo
Downside budget
⚠ $55 is $3 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$3,785
… as % of IC ($6,000)63.1%
… as % of ML ($94,000)4.0%
Recovery months (at normal income)0.3 mo
Surgical close (11 ct)$-19,063
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.04 collected) or spot ≥ $55.05 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $55)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $54.45Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$54-55.05
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $55.05
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$55.00 (3.2σ)$44$-6,977+$27,673-$143
+2.5%$56.37 (3.5σ)$-1,468$-5,727+$28,923-$1,243
+5%$57.75 (3.9σ)$-2,981$-5,378+$29,272-$1,243
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (11 × $55): -$3,785
− Conservative CC assignment net of premium (9 × $56): -$2,080
Total Position P&L @ SS: $-5,193 (+$29,457 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-1,243, the opportunity cost of earning $330/mo FIGHT income now)
🛡 safe yield20 × $4918 Sep4d14.5%91%hist 96%18%hist 14%+5pp$520$3,900-$3,390$18,442
Sell 20 × $49 14.5% OTM over spot $42.81 18 Sep 2026 (4d, $0.30 mid)
= $520 credit for the 4d cycle → $3,900/mo projected
Survival (stays ≤ $49)
91%
Breach risk
9%
POP (stays ≤ $49.30)
92%
EV / mo
+$2,270
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
64% whole by 9mo vs 59% doing nothing
FIRE DRILLS
~1.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,085/mo
median; plan ~$1,418/mo after 68% keep · $6,875 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.2 mo [0.6-2.5], measured ONLY among the 64% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$2,924
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$59 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.43/sh now → $1.72 mid-life (likely $1.48–$2.74)≈ $0 at expiry  |  you banked $0.26/sh, so a flat mid-life exit nets -$1.46/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 311 simulated challenges: the $49 strike is typically first touched on day 3 of 4, at $50 (overshoots $1.37). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4925 Sep 20269d left+$1.28/sh+$2,569
cycle +$3,089
[+$2,503…+$3,283] · 100% credit
68%
surv 53%
-$17,608 NOT
cap gain +$17,042
Reliable up-and-out (highest cap still free ≥60%)~$579 Oct 202623d left+$0.24/sh+$478
cycle +$998
[-$364…+$1,193] · 61% credit
82%
surv 78%
-$1,239 NOT
cap gain +$33,411
Up-and-out for even (raise the cap, free)~$5225 Sep 20269d left+$0.05/sh+$98
cycle +$618
[-$519…+$631] · 50% credit
77%
surv 69%
-$12,890 NOT
cap gain +$21,760
Max even-money escape in the band~$589 Oct 202623d left+$0.04/sh+$72
cycle +$592
[-$880…+$750] · 46% credit
83%
surv 80%
+$608 SAFE
cap gain +$35,258
reaches SS ✓
Safety roll (pay small debit, max POP)~$599 Oct 202623d left-$0.12/sh-$236
cycle +$284
[-$1,250…+$409] · 37% credit
85%
surv 82%
+$2,554 SAFE
cap gain +$37,204
budget: banked $520 debit $236 (45% used ≈ 0.3 wk of income) → whole cycle still +$284 cash · rolled 20 ct earn ≈ $4,184/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,900/mo
vs 50% target ($7,036/mo)-45%
vs normal income ($14,073/mo)28% covered
Net income (after hedge)$3,578/mo
Downside budget
⚠ $49 is $9 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$18,442
… as % of IC ($6,000)307.4%
… as % of ML ($94,000)19.6%
Recovery months (at normal income)1.3 mo
Surgical close (20 ct)$-34,720
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.26 collected) or spot ≥ $49.30 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $49)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $48.51Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$49-49.30
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.30
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$49.00 (1.6σ)$520$-20,178+$14,472+$180
+2.5%$50.22 (1.9σ)$-1,930$-19,867+$14,783-$2,270
+5%$51.45 (2.2σ)$-4,380$-19,555+$15,095-$4,720
SS (= V-bounce)$56.50 (3.6σ)$-14,480$-18,273+$16,377-$13,820
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $49): -$18,442
Total Position P&L @ SS: $-17,770 (+$16,880 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-13,820, the opportunity cost of earning $3,900/mo FIGHT income now)
33% normal20 × $48.5018 Sep4d13.3%90%hist 86%21%hist 26%+5pp$620$4,650-$2,640$19,342
Sell 20 × $48.50 13.3% OTM over spot $42.81 18 Sep 2026 (4d, $0.35 mid)
= $620 credit for the 4d cycle → $4,650/mo projected
Survival (stays ≤ $48.50)
90%
Breach risk
10%
POP (stays ≤ $48.85)
91%
EV / mo
+$2,587
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
70% whole by 9mo vs 65% doing nothing
FIRE DRILLS
~1.5/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,622/mo
median; plan ~$1,783/mo after 68% keep · $7,876 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.5 mo [0.6-3.0], measured ONLY among the 70% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$2,770
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$59 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.40/sh now → $1.70 mid-life (likely $1.49–$2.67)≈ $0 at expiry  |  you banked $0.31/sh, so a flat mid-life exit nets -$1.39/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 444 simulated challenges: the $48 strike is typically first touched on day 3 of 4, at $50 (overshoots $1.34). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4825 Sep 20269d left+$1.26/sh+$2,525
cycle +$3,145
[+$2,479…+$3,175] · 100% credit
68%
surv 53%
-$18,680 NOT
cap gain +$15,970
Reliable up-and-out (highest cap still free ≥60%)~$579 Oct 202623d left+$0.20/sh+$405
cycle +$1,025
[-$399…+$1,026] · 64% credit
82%
surv 78%
-$2,339 NOT
cap gain +$32,311
Up-and-out for even (raise the cap, free)~$5225 Sep 20269d left+$0.03/sh+$58
cycle +$678
[-$540…+$550] · 49% credit
77%
surv 69%
-$13,956 NOT
cap gain +$20,694
Max even-money escape in the band~$589 Oct 202623d left+$0.00/sh+$5
cycle +$625
[-$902…+$582] · 42% credit
83%
surv 80%
-$485 NOT
cap gain +$34,165
reaches SS ✓
Safety roll (pay small debit, max POP)~$599 Oct 202623d left-$0.15/sh-$299
cycle +$321
[-$1,282…+$256] · 32% credit
85%
surv 82%
+$1,464 SAFE
cap gain +$36,114
budget: banked $620 debit $299 (48% used ≈ 0.3 wk of income) → whole cycle still +$321 cash · rolled 20 ct earn ≈ $4,032/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,650/mo
vs 50% target ($7,036/mo)-34%
vs normal income ($14,073/mo)33% covered
Net income (after hedge)$4,328/mo
Downside budget
⚠ $48.50 is $10 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$19,342
… as % of IC ($6,000)322.4%
… as % of ML ($94,000)20.6%
Recovery months (at normal income)1.4 mo
Surgical close (20 ct)$-34,730
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.08/sh (~25% of the $0.31 collected) or spot ≥ $48.85 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.85
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.85
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.5σ)$620$-21,205+$13,445+$280
+2.5%$49.71 (1.8σ)$-1,805$-20,897+$13,753-$2,145
+5%$50.93 (2.1σ)$-4,230$-20,589+$14,061-$4,570
SS (= V-bounce)$56.50 (3.6σ)$-15,380$-19,173+$15,477-$14,720
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $48.50): -$19,342
Total Position P&L @ SS: $-18,670 (+$15,980 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-14,720, the opportunity cost of earning $4,650/mo FIGHT income now)
🎯 50% normal18 × $4718 Sep4d9.8%83%hist 86%34%hist 30%+9pp$972$7,290$19,694
Sell 18 × $47 9.8% OTM over spot $42.81 18 Sep 2026 (4d, $0.55 mid)
= $972 credit for the 4d cycle → $7,290/mo projected
Survival (stays ≤ $47)
83%
Breach risk
17%
POP (stays ≤ $47.55)
86%
EV / mo
+$3,556
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+9pp
73% whole by 9mo vs 64% doing nothing
FIRE DRILLS
~2.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,765/mo
median; plan ~$2,560/mo after 68% keep · $10,411 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.5 mo [0.6-3.0], measured ONLY among the 73% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
24%
Flat exit net (mid-life)
-$1,935
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.28/sh now → $1.62 mid-life (likely $1.66–$2.80)≈ $0 at expiry  |  you banked $0.54/sh, so a flat mid-life exit nets -$1.08/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 715 simulated challenges: the $47 strike is typically first touched on day 3 of 4, at $48 (overshoots $1.33). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4725 Sep 20269d left+$1.20/sh+$2,154
cycle +$3,126
[+$1,789…+$2,663] · 100% credit
68%
surv 53%
-$22,046 NOT
cap gain +$12,604
Reliable up-and-out (highest cap still free ≥60%)~$539 Oct 202623d left+$0.56/sh+$1,016
cycle +$1,988
[+$141…+$1,333] · 80% credit
80%
surv 74%
-$9,232 NOT
cap gain +$25,418
Up-and-out for even (raise the cap, free)~$5025 Sep 20269d left+$0.12/sh+$208
cycle +$1,180
[-$471…+$459] · 45% credit
76%
surv 68%
-$17,929 NOT
cap gain +$16,721
Max even-money escape in the band~$559 Oct 202623d left+$0.10/sh+$176
cycle +$1,148
[-$857…+$407] · 39% credit
83%
surv 79%
-$5,564 NOT
cap gain +$29,086
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$589 Oct 202623d left-$0.43/sh-$770
cycle +$202
[-$2,051…-$655] · 10% credit
87%
surv 85%
-$186 NOT
cap gain +$34,464
budget: banked $972 debit $770 (79% used ≈ 0.5 wk of income) → whole cycle still +$202 cash · rolled 18 ct earn ≈ $2,787/mo while parked; 2 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,290/mo
vs 50% target ($7,036/mo)+4%
vs normal income ($14,073/mo)52% covered
Net income (after hedge)$7,060/mo
Downside budget
⚠ $47 is $11 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$19,694
… as % of IC ($6,000)328.2%
… as % of ML ($94,000)21.0%
Recovery months (at normal income)1.4 mo
Surgical close (18 ct)$-31,212
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.54 collected) or spot ≥ $47.55 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.55
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.55
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.1σ)$972$-24,200+$10,450+$666
+2.5%$48.17 (1.4σ)$-1,143$-23,666+$10,984-$1,449
+5%$49.35 (1.7σ)$-3,258$-23,133+$11,517-$3,564
SS (= V-bounce)$56.50 (3.6σ)$-16,128$-19,987+$14,663-$15,534
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (18 × $47): -$19,694
− Conservative CC assignment net of premium (2 × $56): -$462
Total Position P&L @ SS: $-19,484 (+$15,166 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-15,534, the opportunity cost of earning $7,290/mo FIGHT income now)
100% normal19 × $4518 Sep4d5.1%71%hist 84%61%hist 59%+10pp$1,938$14,535+$7,245$23,676
Sell 19 × $45 5.1% OTM over spot $42.81 18 Sep 2026 (4d, $1.04 mid)
= $1,938 credit for the 4d cycle → $14,535/mo projected
Survival (stays ≤ $45)
71%
Breach risk
29%
POP (stays ≤ $46.03)
78%
EV / mo
+$5,003
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
77% whole by 9mo vs 67% doing nothing
FIRE DRILLS
~4.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$5,613/mo
median; plan ~$3,817/mo after 68% keep · $12,322 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.0 mo [0.6-2.5], measured ONLY among the 77% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
43%
Flat exit net (mid-life)
-$934
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$56 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.14/sh now → $1.51 mid-life (likely $1.85–$2.96)≈ $0 at expiry  |  you banked $1.02/sh, so a flat mid-life exit nets -$0.49/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,300 simulated challenges: the $45 strike is typically first touched on day 2 of 4, at $46 (overshoots $1.43). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4525 Sep 20269d left+$1.11/sh+$2,112
cycle +$4,050
[+$1,661…+$2,346] · 100% credit
68%
surv 53%
-$25,646 NOT
cap gain +$9,004
Reliable up-and-out (highest cap still free ≥60%)~$509 Oct 202623d left+$0.66/sh+$1,253
cycle +$3,191
[+$140…+$1,154] · 79% credit
79%
surv 73%
-$14,808 NOT
cap gain +$19,842
Max even-money escape in the band~$529 Oct 202623d left+$0.17/sh+$314
cycle +$2,252
[-$1,062…+$130] · 30% credit
82%
surv 78%
-$11,239 NOT
cap gain +$23,411
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4825 Sep 20269d left+$0.04/sh+$77
cycle +$2,015
[-$888…-$48] · 23% credit
76%
surv 69%
-$21,618 NOT
cap gain +$13,032
Safety roll (pay small debit, max POP)~$562 Oct 202616d left-$0.90/sh-$1,718
cycle +$220
[-$3,702…-$2,152]
90%
surv 89%
-$4,273 NOT
cap gain +$30,377
budget: banked $1,938 debit $1,718 (89% used ≈ 0.5 wk of income) → whole cycle still +$220 cash · rolled 19 ct earn ≈ $2,163/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$14,535/mo
vs 50% target ($7,036/mo)+107%
vs normal income ($14,073/mo)103% covered
Net income (after hedge)$14,259/mo
Downside budget
⚠ $45 is $13 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$23,676
… as % of IC ($6,000)394.6%
… as % of ML ($94,000)25.2%
Recovery months (at normal income)1.7 mo
Surgical close (19 ct)$-32,946
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.26/sh (~25% of the $1.02 collected) or spot ≥ $46.03 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-46.03
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.03
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (≤1σ, normal week)$1,938$-27,759+$6,891+$1,615
+2.5%$46.12 (≤1σ, normal week)$-199$-27,360+$7,290-$522
+5%$47.25 (1.2σ)$-2,337$-26,962+$7,688-$2,660
SS (= V-bounce)$56.50 (3.6σ)$-19,912$-23,738+$10,912-$19,285
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (19 × $45): -$23,676
− Conservative CC assignment net of premium (1 × $56): -$231
Total Position P&L @ SS: $-23,235 (+$11,415 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-19,285, the opportunity cost of earning $14,535/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 25 Sep 2026 · 11d · E[net] $866/mo

🎯 Engine pick: sell 20 × $46.50 (50% normal), 73% survival, breach 27%, $7,200/mo.
⚖️ Worth a safer step: the $48.50 rung (33% normal) lifts survival to 81% (breach 27% → 19%) for $2,400/mo less (33% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $48.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.81 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge20 × $6125 Sep11d42.5%98%hist 96%4%hist 3%-1pp$120$327-$6,873$0
Sell 20 × $61 42.5% OTM over spot $42.81 25 Sep 2026 (11d, $0.10 mid)
= $120 credit for the 11d cycle → $327/mo projected
Survival (stays ≤ $61)
98%
Breach risk
2%
POP (stays ≤ $61.09)
98%
EV / mo
+$190
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
-1pp
64% whole by 9mo vs 65% doing nothing
FIRE DRILLS
~0.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-82/mo
median; plan ~$-56/mo after 68% keep · $-107 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.1 mo [0.6-2.7], measured ONLY among the 64% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$6,885
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$68 @ 78% POP
71% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.95/sh now → $3.50 mid-life → ≈ $0 at expiry  |  you banked $0.06/sh, so a flat mid-life exit nets -$3.44/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$612 Oct 202612d left+$1.46/sh+$2,916
cycle +$3,036
69%
surv 54%
+$9,387 SAFE
cap gain +$44,037
Up-and-out for even (raise the cap, free)~$642 Oct 202612d left+$0.16/sh+$315
cycle +$435
74%
surv 64%
+$13,976 SAFE
cap gain +$48,626
Max even-money escape in the band~$679 Oct 202620d left+$0.30/sh+$605
cycle +$725
77%
surv 69%
+$21,028 SAFE
cap gain +$55,678
Safety roll (pay small debit, max POP)~$689 Oct 202620d left-$0.00/sh-$2
cycle +$118
78%
surv 71%
+$22,675 SAFE
cap gain +$57,325
budget: banked $120 debit $2 (2% used ≈ 0.0 wk of income) → whole cycle still +$118 cash · rolled 20 ct earn ≈ $10,504/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$327/mo
vs 50% target ($7,036/mo)-95%
vs normal income ($14,073/mo)2% covered
Net income (after hedge)$5/mo
Downside budget
✓ $61 is at/above CC-SS $58.48: assignment is break-even or better.
Cap give-up @ CC-SS (V-bounce)-$0
… as % of IC ($6,000)0.0%
… as % of ML ($94,000)0.0%
Recovery months (at normal income)0.0 mo
Surgical close (20 ct)$-34,720
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.06 collected) or spot ≥ $61.09 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $61)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $60.39Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$60-61.09
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $61.09
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$61.00 (2.8σ)$120$6,470+$41,120+$9,780
+2.5%$62.52 (3.1σ)$-2,930$6,858+$41,508+$9,780
+5%$64.05 (3.3σ)$-5,980$7,245+$41,895+$9,780
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $61): -$0
Total Position P&L @ SS: $672 (+$35,322 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: +$4,622, the opportunity cost of earning $327/mo FIGHT income now)
🛡 safe yield20 × $5225 Sep11d21.5%90%hist 96%20%hist 26%+3pp$820$2,236-$4,964$12,142
Sell 20 × $52 21.5% OTM over spot $42.81 25 Sep 2026 (11d, $0.45 mid)
= $820 credit for the 11d cycle → $2,236/mo projected
Survival (stays ≤ $52)
90%
Breach risk
10%
POP (stays ≤ $52.45)
91%
EV / mo
+$1,051
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+3pp
64% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~0.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,101/mo
median; plan ~$749/mo after 68% keep · $4,415 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.5 mo [0.7-3.7], measured ONLY among the 64% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
13%
Flat exit net (mid-life)
-$4,566
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 78% POP
73% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.81/sh now → $2.69 mid-life (likely $2.16–$3.65)≈ $0 at expiry  |  you banked $0.41/sh, so a flat mid-life exit nets -$2.28/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 378 simulated challenges: the $52 strike is typically first touched on day 7 of 11, at $53 (overshoots $1.30). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$522 Oct 202612d left+$1.12/sh+$2,239
cycle +$3,059
[+$2,150…+$3,203] · 100% credit
69%
surv 53%
-$10,877 NOT
cap gain +$23,773
Reliable up-and-out (highest cap still free ≥60%)~$569 Oct 202620d left+$0.38/sh+$762
cycle +$1,582
[+$314…+$1,596] · 88% credit
76%
surv 68%
-$2,910 NOT
cap gain +$31,740
Max even-money escape in the band~$579 Oct 202620d left+$0.08/sh+$154
cycle +$974
[-$386…+$948] · 58% credit
77%
surv 70%
-$1,263 NOT
cap gain +$33,387
reaches SS ✓
Up-and-out for even (raise the cap, free)~$552 Oct 202612d left+$0.02/sh+$44
cycle +$864
[-$362…+$642] · 56% credit
74%
surv 65%
-$7,008 NOT
cap gain +$27,642
Safety roll (pay small debit, max POP)~$589 Oct 202620d left-$0.20/sh-$399
cycle +$421
[-$1,081…+$358] · 37% credit
78%
surv 73%
+$438 SAFE
cap gain +$35,088
budget: banked $820 debit $399 (49% used ≈ 0.8 wk of income) → whole cycle still +$421 cash · rolled 20 ct earn ≈ $7,482/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,236/mo
vs 50% target ($7,036/mo)-68%
vs normal income ($14,073/mo)16% covered
Net income (after hedge)$1,914/mo
Downside budget
⚠ $52 is $6 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$12,142
… as % of IC ($6,000)202.4%
… as % of ML ($94,000)12.9%
Recovery months (at normal income)0.9 mo
Surgical close (20 ct)$-34,740
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.41 collected) or spot ≥ $52.45 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.45
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.45
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (1.4σ)$820$-13,116+$21,534+$480
+2.5%$53.30 (1.6σ)$-1,780$-12,786+$21,864-$2,120
+5%$54.60 (1.8σ)$-4,380$-12,455+$22,195-$4,720
SS (= V-bounce)$56.50 (2.1σ)$-8,180$-11,973+$22,677-$7,520
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $52): -$12,142
Total Position P&L @ SS: $-11,470 (+$23,180 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-7,520, the opportunity cost of earning $2,236/mo FIGHT income now)
33% normal ← lean20 × $48.5025 Sep11d13.3%81%hist 86%39%hist 30%+6pp$1,760$4,800-$2,400$18,202
Sell 20 × $48.50 13.3% OTM over spot $42.81 25 Sep 2026 (11d, $0.93 mid)
= $1,760 credit for the 11d cycle → $4,800/mo projected
Survival (stays ≤ $48.50)
81%
Breach risk
19%
POP (stays ≤ $49.43)
84%
EV / mo
+$1,851
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
66% whole by 9mo vs 60% doing nothing
FIRE DRILLS
~1.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,119/mo
median; plan ~$1,441/mo after 68% keep · $8,586 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.6 mo [0.8-3.5], measured ONLY among the 66% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
28%
Flat exit net (mid-life)
-$3,052
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$57 @ 83% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.40/sh now → $2.41 mid-life (likely $2.38–$3.60)≈ $0 at expiry  |  you banked $0.88/sh, so a flat mid-life exit nets -$1.53/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 854 simulated challenges: the $48 strike is typically first touched on day 6 of 11, at $50 (overshoots $1.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$482 Oct 202612d left+$1.00/sh+$1,998
cycle +$3,758
[+$1,685…+$2,517] · 100% credit
69%
surv 53%
-$18,066 NOT
cap gain +$16,584
Reliable up-and-out (highest cap still free ≥60%)~$529 Oct 202620d left+$0.52/sh+$1,039
cycle +$2,799
[+$383…+$1,405] · 91% credit
74%
surv 66%
-$11,835 NOT
cap gain +$22,815
Max even-money escape in the band~$539 Oct 202620d left+$0.19/sh+$378
cycle +$2,138
[-$352…+$671] · 52% credit
76%
surv 69%
-$10,243 NOT
cap gain +$24,407
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$512 Oct 202612d left+$0.07/sh+$147
cycle +$1,907
[-$389…+$365] · 43% credit
74%
surv 64%
-$14,982 NOT
cap gain +$19,668
Safety roll (pay small debit, max POP)~$579 Oct 202620d left-$0.82/sh-$1,636
cycle +$124
[-$2,787…-$1,515] · 6% credit
83%
surv 79%
-$3,241 NOT
cap gain +$31,409
budget: banked $1,760 debit $1,636 (93% used ≈ 1.5 wk of income) → whole cycle still +$124 cash · rolled 20 ct earn ≈ $4,763/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,800/mo
vs 50% target ($7,036/mo)-32%
vs normal income ($14,073/mo)34% covered
Net income (after hedge)$4,478/mo
Downside budget
⚠ $48.50 is $10 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$18,202
… as % of IC ($6,000)303.4%
… as % of ML ($94,000)19.4%
Recovery months (at normal income)1.3 mo
Surgical close (20 ct)$-34,750
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.22/sh (~25% of the $0.88 collected) or spot ≥ $49.43 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.43
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.43
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (≤1σ, normal week)$1,760$-20,065+$14,585+$1,420
+2.5%$49.71 (1.1σ)$-665$-19,757+$14,893-$1,005
+5%$50.93 (1.3σ)$-3,090$-19,449+$15,201-$3,430
SS (= V-bounce)$56.50 (2.1σ)$-14,240$-18,033+$16,617-$13,580
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $48.50): -$18,202
Total Position P&L @ SS: $-17,530 (+$17,120 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-13,580, the opportunity cost of earning $4,800/mo FIGHT income now)
🎯 50% normal20 × $46.5025 Sep11d8.6%73%hist 84%56%hist 44%+6pp$2,640$7,200$21,322
Sell 20 × $46.50 8.6% OTM over spot $42.81 25 Sep 2026 (11d, $1.37 mid)
= $2,640 credit for the 11d cycle → $7,200/mo projected
Survival (stays ≤ $46.50)
73%
Breach risk
27%
POP (stays ≤ $47.87)
79%
EV / mo
+$2,278
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
68% whole by 9mo vs 61% doing nothing
FIRE DRILLS
~2.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,021/mo
median; plan ~$2,054/mo after 68% keep · $9,708 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.6-3.0], measured ONLY among the 68% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
44%
Flat exit net (mid-life)
-$1,857
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$57 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.18/sh now → $2.25 mid-life (likely $2.52–$3.65)≈ $0 at expiry  |  you banked $1.32/sh, so a flat mid-life exit nets -$0.93/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,322 simulated challenges: the $46 strike is typically first touched on day 5 of 11, at $48 (overshoots $1.23). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$462 Oct 202612d left+$0.93/sh+$1,867
cycle +$4,507
[+$1,434…+$2,054] · 100% credit
69%
surv 53%
-$21,826 NOT
cap gain +$12,824
Reliable up-and-out (highest cap still free ≥60%)~$509 Oct 202620d left+$0.41/sh+$821
cycle +$3,461
[-$24…+$834] · 73% credit
75%
surv 66%
-$15,682 NOT
cap gain +$18,968
Max even-money escape in the band~$519 Oct 202620d left+$0.09/sh+$174
cycle +$2,814
[-$781…+$122] · 29% credit
77%
surv 70%
-$14,075 NOT
cap gain +$20,575
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$492 Oct 202612d left+$0.01/sh+$26
cycle +$2,666
[-$661…-$24] · 24% credit
74%
surv 64%
-$18,731 NOT
cap gain +$15,919
Safety roll (pay small debit, max POP)~$579 Oct 202620d left-$1.18/sh-$2,366
cycle +$274
[-$3,984…-$2,664]
87%
surv 85%
-$3,090 NOT
cap gain +$31,560
budget: banked $2,640 debit $2,366 (90% used ≈ 1.4 wk of income) → whole cycle still +$274 cash · rolled 20 ct earn ≈ $3,197/mo while parked; 0 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,200/mo
vs 50% target ($7,036/mo)+2%
vs normal income ($14,073/mo)51% covered
Net income (after hedge)$6,878/mo
Downside budget
⚠ $46.50 is $12 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,322
… as % of IC ($6,000)355.4%
… as % of ML ($94,000)22.7%
Recovery months (at normal income)1.5 mo
Surgical close (20 ct)$-34,750
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.33/sh (~25% of the $1.32 collected) or spot ≥ $47.87 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-47.87
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.87
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (≤1σ, normal week)$2,640$-23,693+$10,957+$2,300
+2.5%$47.66 (≤1σ, normal week)$315$-23,397+$11,253-$25
+5%$48.83 (≤1σ, normal week)$-2,010$-23,102+$11,548-$2,350
SS (= V-bounce)$56.50 (2.1σ)$-17,360$-21,153+$13,497-$16,700
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $46.50): -$21,322
Total Position P&L @ SS: $-20,650 (+$14,000 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-16,700, the opportunity cost of earning $7,200/mo FIGHT income now)
100% normal20 × $4325 Sep11d0.4%54%hist 70%97%hist 90%+12pp$5,160$14,073+$6,873$25,802
Sell 20 × $43 0.4% OTM over spot $42.81 25 Sep 2026 (11d, $2.63 mid)
= $5,160 credit for the 11d cycle → $14,073/mo projected
Survival (stays ≤ $43)
54%
Breach risk
46%
POP (stays ≤ $45.63)
69%
EV / mo
+$2,752
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+12pp
72% whole by 9mo vs 60% doing nothing
FIRE DRILLS
~6.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$4,290/mo
median; plan ~$2,917/mo after 68% keep · $12,136 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.3 mo [0.6-3.1], measured ONLY among the 72% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
80%
Flat exit net (mid-life)
+$1,190
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$55 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.81/sh now → $1.99 mid-life (likely $2.81–$3.89)≈ $0 at expiry  |  you banked $2.58/sh, so a flat mid-life exit nets +$0.59/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,411 simulated challenges: the $43 strike is typically first touched on day 2 of 11, at $44 (overshoots $1.38). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$432 Oct 202612d left+$0.82/sh+$1,646
cycle +$6,806
[+$1,108…+$1,271] · 100% credit
69%
surv 53%
-$27,415 NOT
cap gain +$7,235
Reliable up-and-out (highest cap still free ≥60%)~$459 Oct 202620d left+$0.58/sh+$1,165
cycle +$6,325
[+$167…+$550] · 86% credit
73%
surv 64%
-$22,961 NOT
cap gain +$11,689
Max even-money escape in the band~$469 Oct 202620d left+$0.23/sh+$463
cycle +$5,623
[-$729…-$197] · 14% credit
75%
surv 68%
-$21,409 NOT
cap gain +$13,241
SS $56 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$452 Oct 202612d left+$0.10/sh+$197
cycle +$5,357
[-$650…-$273] · 9% credit
73%
surv 63%
-$25,056 NOT
cap gain +$9,594
Safety roll (pay small debit, max POP)~$559 Oct 202620d left-$1.43/sh-$2,868
cycle +$2,292
[-$5,449…-$4,008]
91%
surv 90%
-$4,453 NOT
cap gain +$30,197
budget: banked $5,160 debit $2,868 (56% used ≈ 0.9 wk of income) → whole cycle still +$2,292 cash · rolled 20 ct earn ≈ $1,654/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$14,073/mo
vs 50% target ($7,036/mo)+100%
vs normal income ($14,073/mo)100% covered
Net income (after hedge)$13,750/mo
Downside budget
⚠ $43 is $15 below CC-SS $58.48: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$25,802
… as % of IC ($6,000)430.0%
… as % of ML ($94,000)27.4%
Recovery months (at normal income)1.8 mo
Surgical close (20 ct)$-34,760
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.65/sh (~25% of the $2.58 collected) or spot ≥ $45.63 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $43)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $42.57Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-45.63
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.63
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.13 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.00 (≤1σ, normal week)$5,160$-29,062+$5,588+$4,820
+2.5%$44.07 (≤1σ, normal week)$3,010$-28,789+$5,861+$2,670
+5%$45.15 (≤1σ, normal week)$860$-28,516+$6,134+$520
SS (= V-bounce)$56.50 (2.1σ)$-21,840$-25,633+$9,017-$21,180
V-BOUNCE STRESS (stock → CC-SS $58.48, where you are whole again, by expiry)
Starting unrealized P&L: $-34,650
+ Fortress recovery (un-capped): +$35,322
− CC assignment net of premium (20 × $43): -$25,802
Total Position P&L @ SS: $-25,130 (+$9,520 vs today)
Do-nothing baseline at SS: $-3,950 (this trade vs do-nothing: $-21,180, the opportunity cost of earning $14,073/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (33 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (4 expiries scanned, 33 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.127 (IBKR)  |  Recovery@SS: +$35,322 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-3,950

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$474d18 Sep 2026$0.5418/20$7,290$7,06083%86%+$3,556-$19,694328.2%$-19,484 (vs do-nothing $-15,534)
$46.504d18 Sep 2026$0.6315/20$7,087$6,99781%84%+$3,191-$17,026283.8%$-17,510 (vs do-nothing $-13,560)
$464d18 Sep 2026$0.7413/20$7,215$7,21777%82%+$2,925-$15,263254.4%$-16,209 (vs do-nothing $-12,259)
$45.504d18 Sep 2026$0.8711/20$7,178$7,27274%80%+$2,685-$13,322222.0%$-14,730 (vs do-nothing $-10,780)
$46.5011d25 Sep 2026$1.3220/20$7,200$6,87873%79%+$2,278-$21,322355.4%$-20,650 (vs do-nothing $-16,700)
$4611d25 Sep 2026$1.4718/20$7,216$6,98771%78%+$2,197-$19,820330.3%$-19,610 (vs do-nothing $-15,660)
$454d18 Sep 2026$1.0210/20$7,650$7,79171%78%+$2,633-$12,461207.7%$-14,100 (vs do-nothing $-10,150)
$45.5011d25 Sep 2026$1.6117/20$7,465$7,28168%76%+$2,101-$19,331322.2%$-19,352 (vs do-nothing $-15,402)
$44.504d18 Sep 2026$1.179/20$7,897$8,08567%75%+$2,383-$11,530192.2%$-13,400 (vs do-nothing $-9,450)
$45.5018d2 Oct 2026$2.2719/20$7,188$6,91266%75%+$1,807-$20,351339.2%$-19,910 (vs do-nothing $-15,960)
$4511d25 Sep 2026$1.7715/20$7,241$7,15066%75%+$1,897-$17,566292.8%$-18,050 (vs do-nothing $-14,100)
$4518d2 Oct 2026$2.4318/20$7,290$7,06064%74%+$1,699-$19,892331.5%$-19,682 (vs do-nothing $-15,732)
$4525d9 Oct 2026$3.0020/20$7,200$6,87863%74%+$1,611-$20,962349.4%$-20,290 (vs do-nothing $-16,340)
Show 20 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$44.5011d25 Sep 2026$1.9614/20$7,484$7,43963%74%+$1,864-$16,829280.5%$-17,544 (vs do-nothing $-13,594)
$444d18 Sep 2026$1.367/20$7,140$7,42063%73%+$2,020-$9,185153.1%$-11,517 (vs do-nothing $-7,567)
$44.5018d2 Oct 2026$2.6217/20$7,423$7,24062%73%+$1,641-$19,314321.9%$-19,335 (vs do-nothing $-15,385)
$4411d25 Sep 2026$2.1512/20$7,036$7,08560%72%+$1,621-$14,797246.6%$-15,974 (vs do-nothing $-12,024)
$4418d2 Oct 2026$2.8215/20$7,050$6,95959%72%+$1,469-$17,491291.5%$-17,975 (vs do-nothing $-14,025)
$4425d9 Oct 2026$3.3518/20$7,236$7,00659%72%+$1,305-$20,036333.9%$-19,826 (vs do-nothing $-15,876)
$43.504d18 Sep 2026$1.567/20$8,190$8,47058%71%+$2,030-$9,395156.6%$-11,727 (vs do-nothing $-7,777)
$43.5011d25 Sep 2026$2.3811/20$7,140$7,23557%71%+$1,573-$13,861231.0%$-15,269 (vs do-nothing $-11,319)
$43.5018d2 Oct 2026$3.0015/20$7,500$7,40957%71%+$1,405-$17,971299.5%$-18,455 (vs do-nothing $-14,505)
$4325d9 Oct 2026$3.8016/20$7,296$7,15955%70%+$1,201-$18,690311.5%$-18,942 (vs do-nothing $-14,992)
$4318d2 Oct 2026$3.2513/20$7,042$7,04455%70%+$1,281-$15,900265.0%$-16,846 (vs do-nothing $-12,896)
$4311d25 Sep 2026$2.5810/20$7,036$7,17854%69%+$1,376-$12,901215.0%$-14,540 (vs do-nothing $-10,590)
$434d18 Sep 2026$1.786/20$8,010$8,33754%69%+$1,713-$8,221137.0%$-10,784 (vs do-nothing $-6,834)
$42.5018d2 Oct 2026$3.5013/20$7,583$7,58552%69%+$1,312-$16,225270.4%$-17,171 (vs do-nothing $-13,221)
$4225d9 Oct 2026$4.3014/20$7,224$7,18051%68%+$1,089-$17,053284.2%$-17,768 (vs do-nothing $-13,818)
$42.5011d25 Sep 2026$2.8410/20$7,745$7,88751%68%+$1,433-$13,141219.0%$-14,780 (vs do-nothing $-10,830)
$4218d2 Oct 2026$3.7512/20$7,500$7,54950%68%+$1,208-$15,277254.6%$-16,454 (vs do-nothing $-12,504)
$42.504d18 Sep 2026$1.975/20$7,388$7,76149%67%+$1,282-$7,005116.8%$-9,800 (vs do-nothing $-5,850)
$4211d25 Sep 2026$3.109/20$7,609$7,79748%67%+$1,293-$12,043200.7%$-13,913 (vs do-nothing $-9,963)
$424d18 Sep 2026$2.305/20$8,625$8,99845%65%+$1,430-$7,090118.2%$-9,885 (vs do-nothing $-5,935)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-14 21:51