FORTRESS FIGHT: IREN-LC50 @ $41.83

BE SS: $63.43  |  CC-SS: $68.49  |  20 contracts (2,000 sh)  |  2026-07-08 01:49 |  ⌂ PORTFOLIO

IREN-LC50 @ $41.83   UNDERWATER $21.60 (34.1% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $68.49  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-09-18 (entry $0.773/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$16,125/mo95% ann ROI on ML
Hedge rolling cost$1,442/mo
Unrealized P&L$-54,760fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$8,062/mo
HEDGE COVER
$1,442/mo
NORMAL INCOME
$16,125/mo (ATM CC, chain)
IC VELOCITY
0.8 mo to earn back $13,700
ML VELOCITY
6.7 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $68.49 (probe: $68C 16d) brings only $150/mo (<20% of normal), so FIGHT below it is warranted.
🏦 Campaign ledger: seeded, nothing tracked yet. Open short calls and banked credits appear here from the next cycle on; CC-SS ratchets down as premium accrues.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 34 (live) · RSI 46 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 37 · %B 18 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.71 (+57%) · daily UBB $64.87 · 1-wk expected move ±$8 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-28: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 20 contracts at $48.50 / 2d. This is the safest strike (survival 94%, breach 6%) that still earns 50% of normal income ($8,062/mo); it brings $8,400/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 20 × $46.50/2d for $16,200/mo, but breach risk rises to 13% (+7pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $53/2d (99% survival, $1,500/mo).
Downside anchor: the primary mortgages $39,410 (288% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 2.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 20 contracts realizes $-54,830 and cuts bleed by $1,442/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 10 Jul 2026 (2d) · sell 20 × $48.50, 94% survival, $8,400/mo (E[net] $4,310/mo).
The two weekly tracks below are ranked by E[net]/mo = income − P(touch) × escape cost. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆10 Jul 2026 · 2d20 × $48.5094%$8,400$4,310
NEXT FRIDAY17 Jul 2026 · 9d18 × $4879%$8,400$1,229

📅 THIS FRIDAY · 10 Jul 2026 · 2d · E[net] $4,310/mo 🏆 GRAND PICK

🎯 Engine pick: sell 20 × $48.50 (primary), 94% survival, breach 6%, $8,400/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $49.50 rung (33% normal) lifts survival to 96% (breach 6% → 4%) for $3,000/mo less (36% income) buys safety you do not really need here.
IREN  spot $41.83 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge20 × $5310 Jul2d26.7%99%2%$100$1,500-$6,900$30,870
Sell 20 × $53 26.7% OTM over spot $41.83 10 Jul 2026 (2d, $0.10 mid)
= $100 credit for the 2d cycle → $1,500/mo projected
Survival (stays ≤ $53)
99%
Breach risk
1%
POP (stays ≤ $53.10)
99%
EV / mo
+$1,353
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [0.9-4.1] median  ·  47% of paths whole by 9 mo (vs 47% without)  ·  ~0.6 challenges expected  ·  median CC cash $-7,407
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$4,058
Free roll-up
+$7/wk
Safest escape (by 24 Jul 2026)
$64 @ 83% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.94/sh now → $2.08 mid-life → ≈ $0 at expiry  |  you banked $0.05/sh, so a flat mid-life exit nets -$2.03/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5317 Jul 20268d left+$2.57/sh+$5,150
cycle +$5,250
69%
surv 54%
Up-and-out for even (raise the cap, free)~$6017 Jul 20268d left+$0.02/sh+$35
cycle +$135
81%
surv 76%
Max even-money escape in the band~$6424 Jul 202615d left+$0.32/sh+$640
cycle +$740
83%
surv 79%
reaches SS ✓
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,500/mo
vs 50% target ($8,062/mo)-81%
vs normal income ($16,125/mo)9% covered
Net income (after hedge)$58/mo
Downside budget
⚠ $53 is $15 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$30,870
… as % of IC ($13,700)225.3%
… as % of ML ($107,700)28.7%
Recovery months (at normal income)1.9 mo
Surgical close (20 ct)$-54,860
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.05 collected) or spot ≥ $53.10 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $53)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $52.47Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$52-53.10
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $53.10
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$53.00 (2.7σ)$100$-31,707+$23,053-$580
+2.5%$54.32 (3.1σ)$-2,550$-31,635+$23,125-$3,230
+5%$55.65 (3.4σ)$-5,200$-31,563+$23,197-$5,880
SS (= V-bounce)$63.43 (5.3σ)$-20,760$-31,143+$23,617-$20,580
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $53): -$30,870
Total Position P&L @ SS: $-30,870 (+$23,890 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-20,580, the opportunity cost of earning $1,500/mo FIGHT income now)
33% normal20 × $49.5010 Jul2d18.4%96%9%$360$5,400-$3,000$37,610
Sell 20 × $49.50 18.4% OTM over spot $41.83 10 Jul 2026 (2d, $0.23 mid)
= $360 credit for the 2d cycle → $5,400/mo projected
Survival (stays ≤ $49.50)
96%
Breach risk
4%
POP (stays ≤ $49.73)
96%
EV / mo
+$4,355
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.3 mo [1.0-4.1] median, 0.1 mo SLOWER than no FIGHT (2.2 mo): roll costs eat the credits at this rung  ·  51% of paths whole by 9 mo (vs 47% without)  ·  ~3.9 challenges expected  ·  median CC cash $6,002
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
4%
Flat exit net (mid-life)
-$3,415
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$61 @ 84% POP
81% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.67/sh now → $1.89 mid-life (likely $1.89–$4.11)≈ $0 at expiry  |  you banked $0.18/sh, so a flat mid-life exit nets -$1.71/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 122 simulated challenges: the $50 strike is typically first touched on day 2 of 2, at $51 (overshoots $1.86). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5017 Jul 20268d left+$2.33/sh+$4,668
cycle +$5,028
[+$3,682…+$5,033] · 99% credit
69%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$5824 Jul 202615d left+$0.70/sh+$1,403
cycle +$1,763
[-$795…+$1,620] · 66% credit
81%
surv 76%
Up-and-out for even (raise the cap, free)~$5617 Jul 20268d left+$0.09/sh+$186
cycle +$546
[-$1,991…+$230] · 40% credit
80%
surv 75%
Max even-money escape in the band~$6124 Jul 202615d left+$0.06/sh+$129
cycle +$489
[-$2,471…+$264] · 37% credit
84%
surv 81%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,400/mo
vs 50% target ($8,062/mo)-33%
vs normal income ($16,125/mo)33% covered
Net income (after hedge)$3,958/mo
Downside budget
⚠ $49.50 is $19 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$37,610
… as % of IC ($13,700)274.5%
… as % of ML ($107,700)34.9%
Recovery months (at normal income)2.3 mo
Surgical close (20 ct)$-54,850
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.18 collected) or spot ≥ $49.73 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $49.01Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$49-49.73
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.73
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$49.50 (1.9σ)$360$-38,636+$16,124-$320
+2.5%$50.74 (2.2σ)$-2,115$-38,569+$16,191-$2,795
+5%$51.98 (2.5σ)$-4,590$-38,502+$16,258-$5,270
SS (= V-bounce)$63.43 (5.3σ)$-27,500$-37,883+$16,877-$27,320
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $49.50): -$37,610
Total Position P&L @ SS: $-37,610 (+$17,150 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-27,320, the opportunity cost of earning $5,400/mo FIGHT income now)
🎯 50% normal20 × $48.5010 Jul2d16.0%94%7%$560$8,400$39,410
Sell 20 × $48.50 16.0% OTM over spot $41.83 10 Jul 2026 (2d, $0.32 mid)
= $560 credit for the 2d cycle → $8,400/mo projected
Survival (stays ≤ $48.50)
94%
Breach risk
6%
POP (stays ≤ $48.81)
95%
EV / mo
+$6,559
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [1.1-3.2] median, 0.1 mo faster than no FIGHT (2.0 mo)  ·  57% of paths whole by 9 mo (vs 52% without)  ·  ~5.4 challenges expected  ·  median CC cash $12,239
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
7%
Flat exit net (mid-life)
-$3,109
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$60 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.59/sh now → $1.83 mid-life (likely $1.92–$3.59)≈ $0 at expiry  |  you banked $0.28/sh, so a flat mid-life exit nets -$1.55/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 223 simulated challenges: the $48 strike is typically first touched on day 2 of 2, at $50 (overshoots $1.79). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4817 Jul 20268d left+$2.27/sh+$4,534
cycle +$5,094
[+$3,856…+$4,824] · 98% credit
69%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$5724 Jul 202615d left+$0.62/sh+$1,240
cycle +$1,800
[-$469…+$1,299] · 65% credit
81%
surv 76%
Max even-money escape in the band~$5924 Jul 202615d left+$0.19/sh+$381
cycle +$941
[-$1,563…+$368] · 42% credit
83%
surv 80%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5517 Jul 20268d left+$0.04/sh+$81
cycle +$641
[-$1,745…+$21] · 26% credit
81%
surv 76%
Safety roll (pay small debit, max POP)~$6024 Jul 202615d left-$0.00/sh-$5
cycle +$555
[-$2,061…-$38] · 24% credit
85%
surv 82%
budget: banked $560 debit $5 (1% used ≈ 0.0 wk of income) → whole cycle still +$555 cash · rolled 20 ct earn ≈ $7,328/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,400/mo
vs 50% target ($8,062/mo)+4%
vs normal income ($16,125/mo)52% covered
Net income (after hedge)$6,958/mo
Downside budget
⚠ $48.50 is $20 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,410
… as % of IC ($13,700)287.7%
… as % of ML ($107,700)36.6%
Recovery months (at normal income)2.4 mo
Surgical close (20 ct)$-54,830
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.28 collected) or spot ≥ $48.81 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.81
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.81
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.6σ)$560$-40,490+$14,270-$120
+2.5%$49.71 (1.9σ)$-1,865$-40,424+$14,336-$2,545
+5%$50.93 (2.2σ)$-4,290$-40,359+$14,401-$4,970
SS (= V-bounce)$63.43 (5.3σ)$-29,300$-39,683+$15,077-$29,120
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $48.50): -$39,410
Total Position P&L @ SS: $-39,410 (+$15,350 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-29,120, the opportunity cost of earning $8,400/mo FIGHT income now)
🛡 safe yield20 × $47.5010 Jul2d13.6%91%19%$780$11,700+$3,300$41,190
Sell 20 × $47.50 13.6% OTM over spot $41.83 10 Jul 2026 (2d, $0.43 mid)
= $780 credit for the 2d cycle → $11,700/mo projected
Survival (stays ≤ $47.50)
91%
Breach risk
9%
POP (stays ≤ $47.93)
92%
EV / mo
+$8,492
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [0.9-4.1] median, 0.1 mo SLOWER than no FIGHT (2.0 mo): roll costs eat the credits at this rung  ·  61% of paths whole by 9 mo (vs 46% without)  ·  ~8.2 challenges expected  ·  median CC cash $20,904
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$2,783
Free roll-up
+$5/wk
Safest escape (by 24 Jul 2026)
$59 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.52/sh now → $1.78 mid-life (likely $1.91–$3.74)≈ $0 at expiry  |  you banked $0.39/sh, so a flat mid-life exit nets -$1.39/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 323 simulated challenges: the $48 strike is typically first touched on day 2 of 2, at $49 (overshoots $1.78). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4817 Jul 20268d left+$2.20/sh+$4,402
cycle +$5,182
[+$3,548…+$4,644] · 99% credit
69%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$5624 Jul 202615d left+$0.54/sh+$1,082
cycle +$1,862
[-$900…+$1,060] · 61% credit
81%
surv 77%
Up-and-out for even (raise the cap, free)~$5317 Jul 20268d left+$0.25/sh+$497
cycle +$1,277
[-$1,289…+$418] · 45% credit
79%
surv 73%
Max even-money escape in the band~$5824 Jul 202615d left+$0.12/sh+$242
cycle +$1,022
[-$1,972…+$164] · 32% credit
84%
surv 81%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5924 Jul 202615d left-$0.07/sh-$133
cycle +$647
[-$2,460…-$225] · 17% credit
85%
surv 82%
budget: banked $780 debit $133 (17% used ≈ 0.0 wk of income) → whole cycle still +$647 cash · rolled 20 ct earn ≈ $6,860/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$11,700/mo
vs 50% target ($8,062/mo)+45%
vs normal income ($16,125/mo)73% covered
Net income (after hedge)$10,258/mo
Downside budget
⚠ $47.50 is $21 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$41,190
… as % of IC ($13,700)300.7%
… as % of ML ($107,700)38.2%
Recovery months (at normal income)2.6 mo
Surgical close (20 ct)$-54,840
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.39 collected) or spot ≥ $47.93 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.93
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.93
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.50 (1.4σ)$780$-42,324+$12,436+$100
+2.5%$48.69 (1.7σ)$-1,595$-42,259+$12,501-$2,275
+5%$49.88 (2.0σ)$-3,970$-42,195+$12,565-$4,650
SS (= V-bounce)$63.43 (5.3σ)$-31,080$-41,463+$13,297-$30,900
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $47.50): -$41,190
Total Position P&L @ SS: $-41,190 (+$13,570 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-30,900, the opportunity cost of earning $11,700/mo FIGHT income now)
100% normal20 × $46.5010 Jul2d11.2%87%27%$1,080$16,200+$7,800$42,890
Sell 20 × $46.50 11.2% OTM over spot $41.83 10 Jul 2026 (2d, $0.58 mid)
= $1,080 credit for the 2d cycle → $16,200/mo projected
Survival (stays ≤ $46.50)
87%
Breach risk
13%
POP (stays ≤ $47.09)
89%
EV / mo
+$10,716
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [1.0-3.3] median, 0.1 mo SLOWER than no FIGHT (1.9 mo): roll costs eat the credits at this rung  ·  60% of paths whole by 9 mo (vs 44% without)  ·  ~11.8 challenges expected  ·  median CC cash $24,541
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
17%
Flat exit net (mid-life)
-$2,379
Free roll-up
+$5/wk
Safest escape (by 24 Jul 2026)
$60 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.45/sh now → $1.73 mid-life (likely $1.93–$3.67)≈ $0 at expiry  |  you banked $0.54/sh, so a flat mid-life exit nets -$1.19/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 524 simulated challenges: the $46 strike is typically first touched on day 2 of 2, at $48 (overshoots $1.85). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4617 Jul 20268d left+$2.14/sh+$4,272
cycle +$5,352
[+$3,424…+$4,306] · 98% credit
69%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$5424 Jul 202615d left+$0.64/sh+$1,284
cycle +$2,364
[-$647…+$1,174] · 65% credit
80%
surv 75%
Up-and-out for even (raise the cap, free)~$5217 Jul 20268d left+$0.19/sh+$390
cycle +$1,470
[-$1,496…+$242] · 37% credit
79%
surv 74%
Max even-money escape in the band~$5724 Jul 202615d left+$0.05/sh+$108
cycle +$1,188
[-$2,133…-$55] · 22% credit
84%
surv 81%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6024 Jul 202615d left-$0.48/sh-$964
cycle +$116
[-$3,675…-$1,210]
87%
surv 85%
budget: banked $1,080 debit $964 (89% used ≈ 0.3 wk of income) → whole cycle still +$116 cash · rolled 20 ct earn ≈ $4,990/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$16,200/mo
vs 50% target ($8,062/mo)+101%
vs normal income ($16,125/mo)100% covered
Net income (after hedge)$14,758/mo
Downside budget
⚠ $46.50 is $22 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$42,890
… as % of IC ($13,700)313.1%
… as % of ML ($107,700)39.8%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-54,850
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.54 collected) or spot ≥ $47.09 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-47.09
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.09
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (1.1σ)$1,080$-44,078+$10,682+$400
+2.5%$47.66 (1.4σ)$-1,245$-44,015+$10,745-$1,925
+5%$48.83 (1.7σ)$-3,570$-43,952+$10,808-$4,250
SS (= V-bounce)$63.43 (5.3σ)$-32,780$-43,163+$11,597-$32,600
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $46.50): -$42,890
Total Position P&L @ SS: $-42,890 (+$11,870 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-32,600, the opportunity cost of earning $16,200/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 17 Jul 2026 · 9d · E[net] $1,229/mo

🎯 Engine pick: sell 18 × $48 (primary), 79% survival, breach 21%, $8,400/mo.
⚖️ Worth a safer step: the $51 rung (33% normal) lifts survival to 86% (breach 21% → 14%) for $3,017/mo less (36% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $51 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $41.83 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge19 × $5817 Jul9d38.7%96%9%$456$1,520-$6,880$19,466
Sell 19 × $58 38.7% OTM over spot $41.83 17 Jul 2026 (9d, $0.29 mid)
= $456 credit for the 9d cycle → $1,520/mo projected
Survival (stays ≤ $58)
96%
Breach risk
4%
POP (stays ≤ $58.29)
96%
EV / mo
+$954
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [1.2-4.3] median  ·  44% of paths whole by 9 mo (vs 44% without)  ·  ~1.4 challenges expected  ·  median CC cash $-2,520
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
7%
Flat exit net (mid-life)
-$7,530
Free roll-up
+$4/wk
Safest escape (by 24 Jul 2026)
$62 @ 74% POP
65% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.94/sh now → $4.20 mid-life (likely $2.98–$5.42)≈ $0 at expiry  |  you banked $0.24/sh, so a flat mid-life exit nets -$3.96/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 207 simulated challenges: the $58 strike is typically first touched on day 7 of 9, at $60 (overshoots $2.31). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5824 Jul 202612d left+$1.74/sh+$3,312
cycle +$3,768
[+$3,506…+$5,455] · 100% credit
69%
surv 55%
Up-and-out for even (raise the cap, free)~$6224 Jul 202612d left+$0.16/sh+$298
cycle +$754
[+$84…+$1,878] · 78% credit
74%
surv 65%
Max even-money escape in the band~$6224 Jul 202612d left+$0.16/sh+$298
cycle +$754
[+$84…+$1,878] · 78% credit
74%
surv 65%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,520/mo
vs 50% target ($8,062/mo)-81%
vs normal income ($16,125/mo)9% covered
Net income (after hedge)$142/mo
Downside budget
⚠ $58 is $10 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$19,466
… as % of IC ($13,700)142.1%
… as % of ML ($107,700)18.1%
Recovery months (at normal income)1.2 mo
Surgical close (19 ct)$-52,117
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.06/sh (~25% of the $0.24 collected) or spot ≥ $58.29 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $58)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $57.42Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$57-58.29
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $58.29
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$58.00 (1.9σ)$456$-21,047+$33,713-$190
+2.5%$59.45 (2.0σ)$-2,299$-20,823+$33,937-$2,945
+5%$60.90 (2.2σ)$-5,054$-20,600+$34,160-$5,700
SS (= V-bounce)$63.43 (2.5σ)$-9,861$-20,253+$34,507-$9,690
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (19 × $58): -$19,466
− Conservative CC assignment net of premium (1 × $63): -$515
Total Position P&L @ SS: $-19,980 (+$34,780 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-9,690, the opportunity cost of earning $1,520/mo FIGHT income now)
🛡 safe yield20 × $5317 Jul9d26.7%90%21%$1,220$4,067-$4,333$29,750
Sell 20 × $53 26.7% OTM over spot $41.83 17 Jul 2026 (9d, $0.65 mid)
= $1,220 credit for the 9d cycle → $4,067/mo projected
Survival (stays ≤ $53)
90%
Breach risk
10%
POP (stays ≤ $53.65)
91%
EV / mo
+$2,168
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [0.9-3.6] median  ·  47% of paths whole by 9 mo (vs 45% without)  ·  ~3.3 challenges expected  ·  median CC cash $2,658
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
17%
Flat exit net (mid-life)
-$6,159
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$58 @ 76% POP
69% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.21/sh now → $3.69 mid-life (likely $3.20–$5.21)≈ $0 at expiry  |  you banked $0.61/sh, so a flat mid-life exit nets -$3.08/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 509 simulated challenges: the $53 strike is typically first touched on day 6 of 9, at $55 (overshoots $2.03). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5324 Jul 202612d left+$1.52/sh+$3,046
cycle +$4,266
[+$2,817…+$4,302] · 100% credit
69%
surv 55%
Up-and-out for even (raise the cap, free)~$5624 Jul 202612d left+$0.19/sh+$388
cycle +$1,608
[-$235…+$1,445] · 66% credit
73%
surv 64%
Max even-money escape in the band~$5624 Jul 202612d left+$0.19/sh+$388
cycle +$1,608
[-$235…+$1,445] · 66% credit
73%
surv 64%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5824 Jul 202612d left-$0.47/sh-$937
cycle +$283
[-$1,798…-$12] · 25% credit
76%
surv 69%
budget: banked $1,220 debit $937 (77% used ≈ 1.0 wk of income) → whole cycle still +$283 cash · rolled 20 ct earn ≈ $16,104/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,067/mo
vs 50% target ($8,062/mo)-50%
vs normal income ($16,125/mo)25% covered
Net income (after hedge)$2,625/mo
Downside budget
⚠ $53 is $15 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$29,750
… as % of IC ($13,700)217.2%
… as % of ML ($107,700)27.6%
Recovery months (at normal income)1.8 mo
Surgical close (20 ct)$-54,840
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.15/sh (~25% of the $0.61 collected) or spot ≥ $53.65 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $53)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $52.47Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$52-53.65
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $53.65
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$53.00 (1.3σ)$1,220$-30,587+$24,173+$540
+2.5%$54.32 (1.4σ)$-1,430$-30,515+$24,245-$2,110
+5%$55.65 (1.6σ)$-4,080$-30,443+$24,317-$4,760
SS (= V-bounce)$63.43 (2.5σ)$-19,640$-30,023+$24,737-$19,460
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $53): -$29,750
Total Position P&L @ SS: $-29,750 (+$25,010 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-19,460, the opportunity cost of earning $4,067/mo FIGHT income now)
33% normal ← lean19 × $5117 Jul9d21.9%86%29%$1,615$5,383-$3,017$31,607
Sell 19 × $51 21.9% OTM over spot $41.83 17 Jul 2026 (9d, $0.91 mid)
= $1,615 credit for the 9d cycle → $5,383/mo projected
Survival (stays ≤ $51)
86%
Breach risk
14%
POP (stays ≤ $51.91)
88%
EV / mo
+$2,510
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [1.0-3.6] median  ·  50% of paths whole by 9 mo (vs 47% without)  ·  ~4.5 challenges expected  ·  median CC cash $4,884
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$5,020
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$57 @ 78% POP
72% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.93/sh now → $3.49 mid-life (likely $3.37–$5.33)≈ $0 at expiry  |  you banked $0.85/sh, so a flat mid-life exit nets -$2.64/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 701 simulated challenges: the $51 strike is typically first touched on day 5 of 9, at $53 (overshoots $2.07). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$5124 Jul 202612d left+$1.44/sh+$2,734
cycle +$4,349
[+$2,259…+$3,745] · 100% credit
69%
surv 55%
Reliable up-and-out (highest cap still free ≥60%)~$5424 Jul 202612d left+$0.27/sh+$513
cycle +$2,128
[-$308…+$1,156] · 62% credit
73%
surv 63%
Up-and-out for even (raise the cap, free)~$5424 Jul 202612d left+$0.12/sh+$223
cycle +$1,838
[-$614…+$815] · 47% credit
74%
surv 64%
Max even-money escape in the band~$5424 Jul 202612d left+$0.12/sh+$223
cycle +$1,838
[-$614…+$815] · 47% credit
74%
surv 64%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5724 Jul 202612d left-$0.81/sh-$1,543
cycle +$72
[-$2,741…-$1,178] · 8% credit
78%
surv 72%
budget: banked $1,615 debit $1,543 (96% used ≈ 1.2 wk of income) → whole cycle still +$72 cash · rolled 19 ct earn ≈ $12,729/mo while parked; 1 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,383/mo
vs 50% target ($8,062/mo)-33%
vs normal income ($16,125/mo)33% covered
Net income (after hedge)$4,005/mo
Downside budget
⚠ $51 is $17 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$31,607
… as % of IC ($13,700)230.7%
… as % of ML ($107,700)29.3%
Recovery months (at normal income)2.0 mo
Surgical close (19 ct)$-52,136
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.21/sh (~25% of the $0.85 collected) or spot ≥ $51.91 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.91
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.91
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.1σ)$1,615$-34,266+$20,494+$969
+2.5%$52.27 (1.2σ)$-807$-34,069+$20,691-$1,454
+5%$53.55 (1.4σ)$-3,230$-33,873+$20,887-$3,876
SS (= V-bounce)$63.43 (2.5σ)$-22,002$-32,394+$22,366-$21,831
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (19 × $51): -$31,607
− Conservative CC assignment net of premium (1 × $63): -$515
Total Position P&L @ SS: $-32,121 (+$22,639 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-21,831, the opportunity cost of earning $5,383/mo FIGHT income now)
🎯 50% normal18 × $4817 Jul9d14.8%79%37%$2,520$8,400$34,353
Sell 18 × $48 14.8% OTM over spot $41.83 17 Jul 2026 (9d, $1.46 mid)
= $2,520 credit for the 9d cycle → $8,400/mo projected
Survival (stays ≤ $48)
79%
Breach risk
21%
POP (stays ≤ $49.46)
83%
EV / mo
+$3,065
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [1.1-4.4] median, 0.2 mo faster than no FIGHT (2.3 mo)  ·  52% of paths whole by 9 mo (vs 48% without)  ·  ~7.7 challenges expected  ·  median CC cash $8,901
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
37%
Flat exit net (mid-life)
-$3,248
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$56 @ 82% POP
78% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.53/sh now → $3.20 mid-life (likely $3.48–$5.25)≈ $0 at expiry  |  you banked $1.40/sh, so a flat mid-life exit nets -$1.80/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,119 simulated challenges: the $48 strike is typically first touched on day 5 of 9, at $50 (overshoots $1.92). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4824 Jul 202612d left+$1.32/sh+$2,369
cycle +$4,889
[+$1,749…+$2,804] · 100% credit
69%
surv 55%
Reliable up-and-out (highest cap still free ≥60%)~$5024 Jul 202612d left+$0.36/sh+$657
cycle +$3,177
[-$214…+$846] · 60% credit
72%
surv 62%
Up-and-out for even (raise the cap, free)~$5124 Jul 202612d left+$0.01/sh+$15
cycle +$2,535
[-$961…+$132] · 29% credit
74%
surv 65%
Max even-money escape in the band~$5124 Jul 202612d left+$0.01/sh+$15
cycle +$2,535
[-$961…+$132] · 29% credit
74%
surv 65%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5624 Jul 202612d left-$1.38/sh-$2,482
cycle +$38
[-$4,125…-$2,664]
82%
surv 78%
budget: banked $2,520 debit $2,482 (99% used ≈ 1.3 wk of income) → whole cycle still +$38 cash · rolled 18 ct earn ≈ $8,213/mo while parked; 2 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,400/mo
vs 50% target ($8,062/mo)+4%
vs normal income ($16,125/mo)52% covered
Net income (after hedge)$7,086/mo
Downside budget
⚠ $48 is $20 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,353
… as % of IC ($13,700)250.8%
… as % of ML ($107,700)31.9%
Recovery months (at normal income)2.1 mo
Surgical close (18 ct)$-49,392
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.35/sh (~25% of the $1.40 collected) or spot ≥ $49.46 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.46
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.46
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (≤1σ, normal week)$2,520$-39,489+$15,271+$1,908
+2.5%$49.20 (≤1σ, normal week)$360$-39,184+$15,576-$252
+5%$50.40 (≤1σ, normal week)$-1,800$-38,879+$15,881-$2,412
SS (= V-bounce)$63.43 (2.5σ)$-25,254$-35,655+$19,105-$25,092
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (18 × $48): -$34,353
− Conservative CC assignment net of premium (2 × $63): -$1,029
Total Position P&L @ SS: $-35,382 (+$19,378 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-25,092, the opportunity cost of earning $8,400/mo FIGHT income now)
100% normal20 × $4417 Jul9d5.2%64%78%$5,080$16,933+$8,533$43,890
Sell 20 × $44 5.2% OTM over spot $41.83 17 Jul 2026 (9d, $2.63 mid)
= $5,080 credit for the 9d cycle → $16,933/mo projected
Survival (stays ≤ $44)
64%
Breach risk
36%
POP (stays ≤ $46.63)
74%
EV / mo
+$3,607
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.7 mo [1.0-3.4] median, 0.2 mo faster than no FIGHT (2.0 mo)  ·  58% of paths whole by 9 mo (vs 50% without)  ·  ~15.7 challenges expected  ·  median CC cash $14,504
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
63%
Flat exit net (mid-life)
-$593
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$59 @ 92% POP
91% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.01/sh now → $2.84 mid-life (likely $3.77–$5.18)≈ $0 at expiry  |  you banked $2.54/sh, so a flat mid-life exit nets -$0.30/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,879 simulated challenges: the $44 strike is typically first touched on day 3 of 9, at $46 (overshoots $1.85). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$4424 Jul 202612d left+$1.16/sh+$2,320
cycle +$7,400
[+$1,462…+$1,998] · 100% credit
69%
surv 55%
Reliable up-and-out (highest cap still free ≥60%)~$4524 Jul 202612d left+$0.62/sh+$1,241
cycle +$6,321
[+$216…+$804] · 86% credit
71%
surv 59%
Up-and-out for even (raise the cap, free)~$4724 Jul 202612d left+$0.02/sh+$48
cycle +$5,128
[-$1,240…-$525] · 13% credit
73%
surv 64%
Max even-money escape in the band~$4724 Jul 202612d left+$0.02/sh+$48
cycle +$5,128
[-$1,240…-$525] · 13% credit
73%
surv 64%
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5924 Jul 202612d left-$2.30/sh-$4,596
cycle +$484
[-$7,953…-$5,936]
92%
surv 91%
budget: banked $5,080 debit $4,596 (90% used ≈ 1.2 wk of income) → whole cycle still +$484 cash · rolled 20 ct earn ≈ $2,691/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$16,933/mo
vs 50% target ($8,062/mo)+110%
vs normal income ($16,125/mo)105% covered
Net income (after hedge)$15,492/mo
Downside budget
⚠ $44 is $24 below CC-SS $68.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$43,890
… as % of IC ($13,700)320.4%
… as % of ML ($107,700)40.8%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-54,950
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.64/sh (~25% of the $2.54 collected) or spot ≥ $46.63 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $64.87 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $43.56Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$44-46.63
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.63
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$44.00 (≤1σ, normal week)$5,080$-45,213+$9,547+$4,400
+2.5%$45.10 (≤1σ, normal week)$2,880$-45,153+$9,607+$2,200
+5%$46.20 (≤1σ, normal week)$680$-45,094+$9,666-$0
SS (= V-bounce)$63.43 (2.5σ)$-33,780$-44,163+$10,597-$33,600
V-BOUNCE STRESS (stock → CC-SS $68.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,760
+ Fortress recovery (un-capped): +$54,760
− CC assignment net of premium (20 × $44): -$43,890
Total Position P&L @ SS: $-43,890 (+$10,870 vs today)
Do-nothing baseline at SS: $-10,290 (this trade vs do-nothing: $-33,600, the opportunity cost of earning $16,933/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (36 clear the floor), click to expand

Every eligible strike x expiry in the 2-45 DTE band (3 expiries scanned, 36 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.027 (IBKR)  |  Recovery@SS: +$54,760 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-10,290

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$48.502d10 Jul 2026$0.2820/20$8,400$6,95894%95%+$6,559-$39,410287.7%$-39,410 (vs do-nothing $-29,120)
$482d10 Jul 2026$0.3317/20$8,415$7,16592%93%+$6,345-$34,264250.1%$-35,807 (vs do-nothing $-25,517)
$47.502d10 Jul 2026$0.3914/20$8,190$7,13191%92%+$5,944-$28,833210.5%$-31,920 (vs do-nothing $-21,630)
$472d10 Jul 2026$0.4612/20$8,280$7,34889%91%+$5,756-$25,230184.2%$-29,346 (vs do-nothing $-19,056)
$46.502d10 Jul 2026$0.5410/20$8,100$7,29687%89%+$5,358-$21,445156.5%$-26,590 (vs do-nothing $-16,300)
$462d10 Jul 2026$0.649/20$8,640$7,90084%88%+$5,443-$19,661143.5%$-25,320 (vs do-nothing $-15,030)
$45.502d10 Jul 2026$0.748/20$8,880$8,20382%86%+$5,228-$17,796129.9%$-23,970 (vs do-nothing $-13,680)
$489d17 Jul 2026$1.4018/20$8,400$7,08679%83%+$3,065-$34,353250.8%$-35,382 (vs do-nothing $-25,092)
$452d10 Jul 2026$0.867/20$9,030$8,41778%84%+$4,956-$15,838115.6%$-22,526 (vs do-nothing $-12,236)
$479d17 Jul 2026$1.6415/20$8,200$7,07775%81%+$2,696-$29,768217.3%$-32,340 (vs do-nothing $-22,050)
$44.502d10 Jul 2026$1.006/20$9,000$8,45175%82%+$4,589-$13,791100.7%$-20,994 (vs do-nothing $-10,704)
$4816d24 Jul 2026$2.2220/20$8,325$6,88374%80%+$2,223-$36,530266.6%$-36,530 (vs do-nothing $-26,240)
$4716d24 Jul 2026$2.4818/20$8,370$7,05672%78%+$2,030-$34,209249.7%$-35,238 (vs do-nothing $-24,948)
Show 23 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$469d17 Jul 2026$1.9113/20$8,277$7,28172%78%+$2,411-$26,748195.2%$-30,349 (vs do-nothing $-20,059)
$442d10 Jul 2026$1.155/20$8,625$8,14071%79%+$4,026-$11,66885.2%$-19,385 (vs do-nothing $-9,095)
$4616d24 Jul 2026$2.8516/20$8,550$7,36369%77%+$2,062-$31,416229.3%$-33,474 (vs do-nothing $-23,184)
$459d17 Jul 2026$2.2511/20$8,250$7,38268%76%+$2,194-$23,359170.5%$-27,989 (vs do-nothing $-17,699)
$43.502d10 Jul 2026$1.325/20$9,900$9,41567%77%+$4,206-$11,83386.4%$-19,550 (vs do-nothing $-9,260)
$4516d24 Jul 2026$3.1014/20$8,138$7,07866%75%+$1,623-$28,539208.3%$-31,626 (vs do-nothing $-21,336)
$44.5016d24 Jul 2026$3.2514/20$8,531$7,47264%74%+$1,562-$29,029211.9%$-32,116 (vs do-nothing $-21,826)
$449d17 Jul 2026$2.5410/20$8,467$7,66264%74%+$1,804-$21,945160.2%$-27,090 (vs do-nothing $-16,800)
$432d10 Jul 2026$1.504/20$9,000$8,57863%75%+$3,418-$9,59470.0%$-17,826 (vs do-nothing $-7,536)
$4416d24 Jul 2026$3.4513/20$8,409$7,41463%73%+$1,491-$27,346199.6%$-30,947 (vs do-nothing $-20,657)
$43.5016d24 Jul 2026$3.6512/20$8,212$7,28161%73%+$1,391-$25,602186.9%$-29,718 (vs do-nothing $-19,428)
$439d17 Jul 2026$3.009/20$9,000$8,26059%72%+$1,804-$20,237147.7%$-25,896 (vs do-nothing $-15,606)
$4316d24 Jul 2026$3.8512/20$8,662$7,73159%72%+$1,383-$25,962189.5%$-30,078 (vs do-nothing $-19,788)
$42.502d10 Jul 2026$1.714/20$10,260$9,83858%73%+$3,494-$9,71070.9%$-17,942 (vs do-nothing $-7,652)
$42.5016d24 Jul 2026$4.1011/20$8,456$7,58858%71%+$1,342-$24,074175.7%$-28,704 (vs do-nothing $-18,414)
$4216d24 Jul 2026$4.3010/20$8,062$7,25856%70%+$1,174-$22,185161.9%$-27,330 (vs do-nothing $-17,040)
$429d17 Jul 2026$3.458/20$9,200$8,52355%70%+$1,592-$18,428134.5%$-24,602 (vs do-nothing $-14,312)
$41.5016d24 Jul 2026$4.5510/20$8,531$7,72754%70%+$1,200-$22,435163.8%$-27,580 (vs do-nothing $-17,290)
$422d10 Jul 2026$1.913/20$8,595$8,23754%71%+$2,508-$7,37353.8%$-16,119 (vs do-nothing $-5,829)
$4116d24 Jul 2026$4.809/20$8,100$7,36052%69%+$1,086-$20,417149.0%$-26,076 (vs do-nothing $-15,786)
$419d17 Jul 2026$3.957/20$9,217$8,60450%68%+$1,370-$16,475120.3%$-23,163 (vs do-nothing $-12,873)
$41.502d10 Jul 2026$2.173/20$9,765$9,40749%69%+$2,541-$7,44554.3%$-16,191 (vs do-nothing $-5,901)
$412d10 Jul 2026$2.453/20$11,025$10,66744%67%+$2,538-$7,51154.8%$-16,257 (vs do-nothing $-5,967)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.0  |  2026-07-08 01:49