FORTRESS FIGHT: IREN-LC50 @ $42.81

BE SS: $63.43  |  CC-SS: $67.12  |  20 contracts (2,000 sh)  |  2026-07-10 02:23 |  ⌂ PORTFOLIO

IREN-LC50 @ $42.81   UNDERWATER $20.62 (32.5% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $67.12  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-09-18 (entry $0.773/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$16,286/mo95% ann ROI on ML
Hedge rolling cost$1,097/mo
Unrealized P&L$-50,900fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$8,143/mo
HEDGE COVER
$1,097/mo
NORMAL INCOME
$16,286/mo (ATM CC, chain)
IC VELOCITY
0.8 mo to earn back $13,700
ML VELOCITY
6.6 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $67.12 (probe: $67C 14d) brings only $43/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$451
Hole (after banked)
$50,449
was $50,900 · 1% earned back
Cycles closed
1
Credit in flight
$0
CC-SS ratchet
$67.33 → $67.12
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 37 (live) · RSI 47 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 40 · %B 26 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.70 (+53%) · daily UBB $64.62 · 1-wk expected move ±$7 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-28: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 17 contracts at $48 / 7d. This is the safest strike (survival 79%, breach 21%) that still earns 50% of normal income ($8,143/mo); it brings $8,160/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 19 × $45/7d for $16,286/mo, but breach risk rises to 35% (+13pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 18 × $58/7d (97% survival, $1,157/mo).
Downside anchor: the primary mortgages $30,593 (223% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 1.9 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 17 contracts realizes $-43,341 and cuts bleed by $933/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 17 Jul 2026 (7d) · sell 17 × $48, 79% survival, $8,160/mo (E[net] $2,216/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆17 Jul 2026 · 7d17 × $4879%$8,160$2,216

📅 NEXT FRIDAY · 17 Jul 2026 · 7d · E[net] $2,216/mo 🏆 GRAND PICK

🎯 Engine pick: sell 17 × $48 (primary), 79% survival, breach 21%, $8,160/mo.
⚖️ Worth a safer step: the $50 rung (33% normal) lifts survival to 85% (breach 21% → 15%) for $2,550/mo less (31% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.81 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge18 × $5817 Jul7d35.5%97%6%$270$1,157-$7,003$16,139
Sell 18 × $58 35.5% OTM over spot $42.81 17 Jul 2026 (7d, $0.16 mid)
= $270 credit for the 7d cycle → $1,157/mo projected
Survival (stays ≤ $58)
97%
Breach risk
3%
POP (stays ≤ $58.16)
97%
EV / mo
+$825
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.8 mo [0.9-3.6] median, 0.2 mo faster than no FIGHT (1.9 mo)  ·  48% of paths whole by 9 mo (vs 48% without)  ·  ~0.8 challenges expected  ·  median CC cash $-561
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
3%
Flat exit net (mid-life)
-$5,652
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$69 @ 81% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.65/sh now → $3.29 mid-life (likely $2.06–$3.84)≈ $0 at expiry  |  you banked $0.15/sh, so a flat mid-life exit nets -$3.14/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 79 simulated challenges: the $58 strike is typically first touched on day 6 of 7, at $59 (overshoots $1.50). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5824 Jul 202610d left+$1.95/sh+$3,509
cycle +$3,779
[+$3,986…+$5,172] · 100% credit
69%
surv 54%
-$15,545 NOT
cap gain +$35,355
Up-and-out for even (raise the cap, free)~$6224 Jul 202610d left+$0.35/sh+$624
cycle +$894
[+$720…+$2,094] · 91% credit
75%
surv 67%
-$9,742 NOT
cap gain +$41,158
Max even-money escape in the band~$6831 Jul 202618d left+$0.02/sh+$33
cycle +$303
[+$38…+$1,845] · 75% credit
80%
surv 76%
+$1,086 SAFE
cap gain +$51,986
reaches SS ✓
Reliable up-and-out (highest cap still free ≥60%)~$6931 Jul 202618d left-$0.21/sh-$377
cycle -$107
[-$456…+$1,411] · 61% credit
81%
surv 77%
+$2,552 SAFE
cap gain +$53,452
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,157/mo
vs 50% target ($8,143/mo)-86%
vs normal income ($16,286/mo)7% covered
Net income (after hedge)$171/mo
Downside budget
⚠ $58 is $9 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$16,139
… as % of IC ($13,700)117.8%
… as % of ML ($107,700)15.0%
Recovery months (at normal income)1.0 mo
Surgical close (18 ct)$-45,837
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.15 collected) or spot ≥ $58.16 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $58)); NOT the premium you collected. Momentum override: two daily closes above $64.62 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $57.42Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$57-58.16
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $58.16
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$58.00 (2.2σ)$270$-19,054+$31,846-$198
+2.5%$59.45 (2.4σ)$-2,340$-18,654+$32,246-$2,808
+5%$60.90 (2.6σ)$-4,950$-18,254+$32,646-$5,418
SS (= V-bounce)$63.43 (3.0σ)$-9,504$-17,641+$33,259-$9,198
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-50,900
+ Fortress recovery (un-capped): +$50,449
− CC assignment net of premium (18 × $58): -$16,139
− Conservative CC assignment net of premium (2 × $63): -$771
Total Position P&L @ SS: $-17,361 (+$33,539 vs today)
Do-nothing baseline at SS: $-8,163 (this trade vs do-nothing: $-9,198, the opportunity cost of earning $1,157/mo FIGHT income now)
🛡 safe yield20 × $5217 Jul7d21.5%90%21%$1,000$4,286-$3,874$29,232
Sell 20 × $52 21.5% OTM over spot $42.81 17 Jul 2026 (7d, $0.53 mid)
= $1,000 credit for the 7d cycle → $4,286/mo projected
Survival (stays ≤ $52)
90%
Breach risk
10%
POP (stays ≤ $52.52)
91%
EV / mo
+$2,318
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.1-3.7] median  ·  49% of paths whole by 9 mo (vs 45% without)  ·  ~3.7 challenges expected  ·  median CC cash $5,126
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$4,594
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$62 @ 82% POP
78% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.95/sh now → $2.80 mid-life (likely $2.46–$4.16)≈ $0 at expiry  |  you banked $0.50/sh, so a flat mid-life exit nets -$2.30/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 447 simulated challenges: the $52 strike is typically first touched on day 5 of 7, at $54 (overshoots $1.90). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5224 Jul 202610d left+$1.66/sh+$3,311
cycle +$4,311
[+$3,138…+$4,445] · 100% credit
69%
surv 54%
-$27,520 NOT
cap gain +$23,380
Reliable up-and-out (highest cap still free ≥60%)~$5931 Jul 202618d left+$0.39/sh+$773
cycle +$1,773
[-$68…+$1,589] · 73% credit
78%
surv 73%
-$15,142 NOT
cap gain +$35,758
Max even-money escape in the band~$6031 Jul 202618d left+$0.13/sh+$253
cycle +$1,253
[-$699…+$1,057] · 54% credit
80%
surv 74%
-$13,586 NOT
cap gain +$37,314
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5624 Jul 202610d left+$0.07/sh+$144
cycle +$1,144
[-$559…+$788] · 52% credit
76%
surv 68%
-$21,999 NOT
cap gain +$28,901
Safety roll (pay small debit, max POP)~$6231 Jul 202618d left-$0.35/sh-$706
cycle +$294
[-$1,864…+$95] · 27% credit
82%
surv 78%
-$10,394 NOT
cap gain +$40,506
budget: banked $1,000 debit $706 (71% used ≈ 0.7 wk of income) → whole cycle still +$294 cash · rolled 20 ct earn ≈ $8,146/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,286/mo
vs 50% target ($8,143/mo)-47%
vs normal income ($16,286/mo)26% covered
Net income (after hedge)$3,189/mo
Downside budget
⚠ $52 is $15 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$29,232
… as % of IC ($13,700)213.4%
… as % of ML ($107,700)27.1%
Recovery months (at normal income)1.8 mo
Surgical close (20 ct)$-50,950
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.12/sh (~25% of the $0.50 collected) or spot ≥ $52.52 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $64.62 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.52
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.52
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (1.3σ)$1,000$-30,832+$20,068+$480
+2.5%$53.30 (1.5σ)$-1,600$-30,733+$20,167-$2,120
+5%$54.60 (1.7σ)$-4,200$-30,634+$20,266-$4,720
SS (= V-bounce)$63.43 (3.0σ)$-21,860$-29,963+$20,937-$21,520
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-50,900
+ Fortress recovery (un-capped): +$50,449
− CC assignment net of premium (20 × $52): -$29,232
Total Position P&L @ SS: $-29,683 (+$21,217 vs today)
Do-nothing baseline at SS: $-8,163 (this trade vs do-nothing: $-21,520, the opportunity cost of earning $4,286/mo FIGHT income now)
33% normal ← lean17 × $5017 Jul7d16.8%85%31%$1,309$5,610-$2,550$27,788
Sell 17 × $50 16.8% OTM over spot $42.81 17 Jul 2026 (7d, $0.78 mid)
= $1,309 credit for the 7d cycle → $5,610/mo projected
Survival (stays ≤ $50)
85%
Breach risk
15%
POP (stays ≤ $50.78)
87%
EV / mo
+$2,690
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.6 mo [1.0-3.5] median  ·  48% of paths whole by 9 mo (vs 44% without)  ·  ~5.7 challenges expected  ·  median CC cash $8,790
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$3,179
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$61 @ 84% POP
81% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.73/sh now → $2.64 mid-life (likely $2.51–$4.14)≈ $0 at expiry  |  you banked $0.77/sh, so a flat mid-life exit nets -$1.87/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 680 simulated challenges: the $50 strike is typically first touched on day 4 of 7, at $52 (overshoots $1.80). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5024 Jul 202610d left+$1.56/sh+$2,656
cycle +$3,965
[+$2,369…+$3,320] · 100% credit
69%
surv 54%
-$31,941 NOT
cap gain +$18,959
Reliable up-and-out (highest cap still free ≥60%)~$5631 Jul 202618d left+$0.46/sh+$782
cycle +$2,091
[-$69…+$1,341] · 72% credit
77%
surv 71%
-$20,975 NOT
cap gain +$29,925
Up-and-out for even (raise the cap, free)~$5324 Jul 202610d left+$0.31/sh+$525
cycle +$1,834
[-$92…+$967] · 70% credit
75%
surv 66%
-$27,460 NOT
cap gain +$23,440
Max even-money escape in the band~$5731 Jul 202618d left+$0.25/sh+$428
cycle +$1,737
[-$482…+$952] · 58% credit
79%
surv 73%
-$19,253 NOT
cap gain +$31,647
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6131 Jul 202618d left-$0.65/sh-$1,112
cycle +$197
[-$2,368…-$706] · 13% credit
84%
surv 81%
-$12,488 NOT
cap gain +$38,412
budget: banked $1,309 debit $1,112 (85% used ≈ 0.9 wk of income) → whole cycle still +$197 cash · rolled 17 ct earn ≈ $5,628/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,610/mo
vs 50% target ($8,143/mo)-31%
vs normal income ($16,286/mo)34% covered
Net income (after hedge)$4,680/mo
Downside budget
⚠ $50 is $17 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$27,788
… as % of IC ($13,700)202.8%
… as % of ML ($107,700)25.8%
Recovery months (at normal income)1.7 mo
Surgical close (17 ct)$-43,282
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.19/sh (~25% of the $0.77 collected) or spot ≥ $50.78 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $64.62 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-50.78
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $50.78
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.0σ)$1,309$-34,597+$16,303+$867
+2.5%$51.25 (1.2σ)$-816$-34,127+$16,773-$1,258
+5%$52.50 (1.4σ)$-2,941$-33,657+$17,243-$3,383
SS (= V-bounce)$63.43 (3.0σ)$-21,522$-29,676+$21,224-$21,233
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-50,900
+ Fortress recovery (un-capped): +$50,449
− CC assignment net of premium (17 × $50): -$27,788
− Conservative CC assignment net of premium (3 × $63): -$1,157
Total Position P&L @ SS: $-29,396 (+$21,504 vs today)
Do-nothing baseline at SS: $-8,163 (this trade vs do-nothing: $-21,233, the opportunity cost of earning $5,610/mo FIGHT income now)
🎯 50% normal17 × $4817 Jul7d12.1%79%33%$1,904$8,160$30,593
Sell 17 × $48 12.1% OTM over spot $42.81 17 Jul 2026 (7d, $1.17 mid)
= $1,904 credit for the 7d cycle → $8,160/mo projected
Survival (stays ≤ $48)
79%
Breach risk
21%
POP (stays ≤ $49.16)
83%
EV / mo
+$3,151
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.7 mo [0.9-4.0] median  ·  56% of paths whole by 9 mo (vs 49% without)  ·  ~8.5 challenges expected  ·  median CC cash $12,195
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$2,325
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$61 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.52/sh now → $2.49 mid-life (likely $2.70–$4.09)≈ $0 at expiry  |  you banked $1.12/sh, so a flat mid-life exit nets -$1.37/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 984 simulated challenges: the $48 strike is typically first touched on day 4 of 7, at $50 (overshoots $1.69). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4824 Jul 202610d left+$1.47/sh+$2,502
cycle +$4,406
[+$2,092…+$2,919] · 100% credit
69%
surv 54%
-$35,652 NOT
cap gain +$15,248
Reliable up-and-out (highest cap still free ≥60%)~$5331 Jul 202618d left+$0.80/sh+$1,361
cycle +$3,265
[+$536…+$1,521] · 92% credit
77%
surv 70%
-$26,029 NOT
cap gain +$24,871
Up-and-out for even (raise the cap, free)~$5124 Jul 202610d left+$0.22/sh+$380
cycle +$2,284
[-$352…+$475] · 47% credit
75%
surv 66%
-$31,162 NOT
cap gain +$19,738
Max even-money escape in the band~$5531 Jul 202618d left+$0.12/sh+$210
cycle +$2,114
[-$866…+$271] · 33% credit
79%
surv 74%
-$23,027 NOT
cap gain +$27,873
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6131 Jul 202618d left-$1.04/sh-$1,760
cycle +$144
[-$3,310…-$1,900] · 1% credit
87%
surv 85%
-$12,542 NOT
cap gain +$38,358
budget: banked $1,904 debit $1,760 (92% used ≈ 0.9 wk of income) → whole cycle still +$144 cash · rolled 17 ct earn ≈ $4,115/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$8,160/mo
vs 50% target ($8,143/mo)+0%
vs normal income ($16,286/mo)50% covered
Net income (after hedge)$7,230/mo
Downside budget
⚠ $48 is $19 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$30,593
… as % of IC ($13,700)223.3%
… as % of ML ($107,700)28.4%
Recovery months (at normal income)1.9 mo
Surgical close (17 ct)$-43,341
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.28/sh (~25% of the $1.12 collected) or spot ≥ $49.16 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $64.62 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.16
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.16
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (≤1σ, normal week)$1,904$-38,154+$12,746+$1,462
+2.5%$49.20 (≤1σ, normal week)$-136$-37,703+$13,197-$578
+5%$50.40 (1.1σ)$-2,176$-37,252+$13,648-$2,618
SS (= V-bounce)$63.43 (3.0σ)$-24,327$-32,481+$18,419-$24,038
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-50,900
+ Fortress recovery (un-capped): +$50,449
− CC assignment net of premium (17 × $48): -$30,593
− Conservative CC assignment net of premium (3 × $63): -$1,157
Total Position P&L @ SS: $-32,201 (+$18,699 vs today)
Do-nothing baseline at SS: $-8,163 (this trade vs do-nothing: $-24,038, the opportunity cost of earning $8,160/mo FIGHT income now)
100% normal19 × $4517 Jul7d5.1%65%74%$3,800$16,286+$8,126$38,221
Sell 19 × $45 5.1% OTM over spot $42.81 17 Jul 2026 (7d, $2.02 mid)
= $3,800 credit for the 7d cycle → $16,286/mo projected
Survival (stays ≤ $45)
65%
Breach risk
35%
POP (stays ≤ $47.02)
75%
EV / mo
+$4,445
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [1.0-4.4] median, 0.1 mo SLOWER than no FIGHT (1.8 mo): roll costs eat the credits at this rung  ·  57% of paths whole by 9 mo (vs 47% without)  ·  ~16.8 challenges expected  ·  median CC cash $18,471
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
57%
Flat exit net (mid-life)
-$505
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$60 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.20/sh now → $2.27 mid-life (likely $2.85–$4.19)≈ $0 at expiry  |  you banked $2.00/sh, so a flat mid-life exit nets -$0.27/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,720 simulated challenges: the $45 strike is typically first touched on day 3 of 7, at $47 (overshoots $1.65). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4524 Jul 202610d left+$1.34/sh+$2,545
cycle +$6,345
[+$1,921…+$2,407] · 100% credit
69%
surv 54%
-$39,993 NOT
cap gain +$10,907
Reliable up-and-out (highest cap still free ≥60%)~$5031 Jul 202618d left+$0.58/sh+$1,104
cycle +$4,904
[-$111…+$757] · 69% credit
77%
surv 71%
-$30,670 NOT
cap gain +$20,230
Max even-money escape in the band~$5131 Jul 202618d left+$0.15/sh+$279
cycle +$4,079
[-$1,192…-$176] · 19% credit
79%
surv 73%
-$29,419 NOT
cap gain +$21,481
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4824 Jul 202610d left+$0.10/sh+$195
cycle +$3,995
[-$851…-$133] · 19% credit
76%
surv 67%
-$35,731 NOT
cap gain +$15,169
Safety roll (pay small debit, max POP)~$6031 Jul 202618d left-$1.41/sh-$2,679
cycle +$1,121
[-$5,152…-$3,453]
90%
surv 89%
-$13,692 NOT
cap gain +$37,208
budget: banked $3,800 debit $2,679 (70% used ≈ 0.7 wk of income) → whole cycle still +$1,121 cash · rolled 19 ct earn ≈ $2,711/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$16,286/mo
vs 50% target ($8,143/mo)+100%
vs normal income ($16,286/mo)100% covered
Net income (after hedge)$15,244/mo
Downside budget
⚠ $45 is $22 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$38,221
… as % of IC ($13,700)279.0%
… as % of ML ($107,700)35.5%
Recovery months (at normal income)2.3 mo
Surgical close (19 ct)$-48,393
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.50/sh (~25% of the $2.00 collected) or spot ≥ $47.02 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $64.62 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-47.02
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.02
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (≤1σ, normal week)$3,800$-42,538+$8,362+$3,306
+2.5%$46.12 (≤1σ, normal week)$1,663$-42,340+$8,560+$1,169
+5%$47.25 (≤1σ, normal week)$-475$-42,142+$8,758-$969
SS (= V-bounce)$63.43 (3.0σ)$-31,217$-39,337+$11,563-$30,894
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-50,900
+ Fortress recovery (un-capped): +$50,449
− CC assignment net of premium (19 × $45): -$38,221
− Conservative CC assignment net of premium (1 × $63): -$386
Total Position P&L @ SS: $-39,057 (+$11,843 vs today)
Do-nothing baseline at SS: $-8,163 (this trade vs do-nothing: $-30,894, the opportunity cost of earning $16,286/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (24 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 24 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.038 (IBKR)  |  Recovery@SS: +$50,449 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-8,163

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$487d17 Jul 2026$1.1217/20$8,160$7,23079%83%+$3,151-$30,593223.3%$-32,201 (vs do-nothing $-24,038)
$477d17 Jul 2026$1.3215/20$8,486$7,66775%80%+$2,758-$28,194205.8%$-30,573 (vs do-nothing $-22,410)
$4814d24 Jul 2026$1.9920/20$8,529$7,43173%79%+$2,244-$34,252250.0%$-34,703 (vs do-nothing $-26,540)
$4821d31 Jul 2026$2.9520/20$8,429$7,33171%78%+$2,191-$32,332236.0%$-32,783 (vs do-nothing $-24,620)
$467d17 Jul 2026$1.6612/20$8,537$7,88670%77%+$2,653-$23,347170.4%$-26,883 (vs do-nothing $-18,720)
$4714d24 Jul 2026$2.3317/20$8,488$7,55870%77%+$2,186-$30,236220.7%$-31,844 (vs do-nothing $-23,681)
$4721d31 Jul 2026$3.2018/20$8,229$7,24368%76%+$1,872-$30,449222.3%$-31,671 (vs do-nothing $-23,508)
$4614d24 Jul 2026$2.6415/20$8,486$7,66767%75%+$1,951-$27,714202.3%$-30,093 (vs do-nothing $-21,930)
$4621d31 Jul 2026$3.4517/20$8,379$7,44965%75%+$1,596-$30,032219.2%$-31,640 (vs do-nothing $-23,477)
$457d17 Jul 2026$2.0010/20$8,571$8,03165%75%+$2,340-$20,116146.8%$-24,423 (vs do-nothing $-16,260)
$4514d24 Jul 2026$3.0013/20$8,357$7,65063%73%+$1,732-$24,851181.4%$-28,001 (vs do-nothing $-19,838)
$4521d31 Jul 2026$3.9015/20$8,357$7,53962%73%+$1,614-$27,324199.4%$-29,703 (vs do-nothing $-21,540)
$44.5014d24 Jul 2026$3.1013/20$8,636$7,92961%72%+$1,482-$25,371185.2%$-28,521 (vs do-nothing $-20,358)
Show 11 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$447d17 Jul 2026$2.398/20$8,194$7,76660%72%+$1,930-$16,581121.0%$-21,659 (vs do-nothing $-13,496)
$4421d31 Jul 2026$4.3014/20$8,600$7,83759%72%+$1,462-$26,343192.3%$-29,107 (vs do-nothing $-20,944)
$4414d24 Jul 2026$3.3512/20$8,614$7,96359%72%+$1,493-$23,719173.1%$-27,255 (vs do-nothing $-19,092)
$43.5014d24 Jul 2026$3.5011/20$8,250$7,65457%71%+$1,219-$22,128161.5%$-26,049 (vs do-nothing $-17,886)
$4321d31 Jul 2026$4.7512/20$8,143$7,49156%71%+$1,350-$23,239169.6%$-26,775 (vs do-nothing $-18,612)
$4314d24 Jul 2026$3.8010/20$8,143$7,60355%70%+$1,267-$20,316148.3%$-24,623 (vs do-nothing $-16,460)
$437d17 Jul 2026$2.847/20$8,520$8,14754%69%+$1,718-$14,893108.7%$-20,357 (vs do-nothing $-12,194)
$42.5014d24 Jul 2026$4.0010/20$8,571$8,03153%69%+$1,185-$20,616150.5%$-24,923 (vs do-nothing $-16,760)
$4221d31 Jul 2026$5.2011/20$8,171$7,57653%69%+$1,111-$21,908159.9%$-25,829 (vs do-nothing $-17,666)
$4214d24 Jul 2026$4.359/20$8,389$7,90551%68%+$1,258-$18,690136.4%$-23,382 (vs do-nothing $-15,219)
$427d17 Jul 2026$3.306/20$8,486$8,16949%67%+$1,342-$13,09095.5%$-18,939 (vs do-nothing $-10,776)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.0  |  2026-07-10 02:23