FORTRESS FIGHT: IREN-LC50 @ $42.03

BE SS: $63.43  |  CC-SS: $66.07  |  20 contracts (2,000 sh)  |  2026-07-10 10:23 |  ⌂ PORTFOLIO

IREN-LC50 @ $42.03   UNDERWATER $21.40 (33.7% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.07  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-09-18 (entry $0.773/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$14,229/mo95% ann ROI on ML
Hedge rolling cost$1,140/mo
Unrealized P&L$-50,960fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$7,114/mo
HEDGE COVER
$1,140/mo
NORMAL INCOME
$14,229/mo (ATM CC, chain)
IC VELOCITY
1.0 mo to earn back $13,700
ML VELOCITY
7.6 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.07 (probe: $66C 14d) brings only $429/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$451
Hole (after banked)
$50,509
was $50,960 · 1% earned back
Cycles closed
1
Credit in flight
$0
CC-SS ratchet
$66.65 → $66.07
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 35 (live) · RSI 46 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 40 · %B 24 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.70 (+56%) · daily UBB $64.72 · 1-wk expected move ±$7 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-28: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 20 contracts at $48 / 7d. This is the safest strike (survival 82%, breach 18%) that still earns 50% of normal income ($7,114/mo); it brings $7,286/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 18 × $44/7d for $14,734/mo, but breach risk rises to 36% (+18pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 14 × $55/7d (96% survival, $1,200/mo).
Downside anchor: the primary mortgages $34,440 (251% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 2.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 20 contracts realizes $-51,020 and cuts bleed by $1,140/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 17 Jul 2026 (7d) · sell 20 × $48, 82% survival, $7,286/mo (E[net] $1,687/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆17 Jul 2026 · 7d20 × $4882%$7,286$1,687

📅 NEXT FRIDAY · 17 Jul 2026 · 7d · E[net] $1,687/mo 🏆 GRAND PICK

🎯 Engine pick: sell 20 × $48 (primary), 82% survival, breach 18%, $7,286/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $50 rung (33% normal) lifts survival to 88% (breach 18% → 12%) for $2,563/mo less (35% income) buys safety you do not really need here.
IREN  spot $42.03 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge14 × $5517 Jul7d30.9%96%9%$280$1,200-$6,086$15,218
Sell 14 × $55 30.9% OTM over spot $42.03 17 Jul 2026 (7d, $0.25 mid)
= $280 credit for the 7d cycle → $1,200/mo projected
Survival (stays ≤ $55)
96%
Breach risk
4%
POP (stays ≤ $55.25)
96%
EV / mo
+$753
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [1.0-4.0] median, 0.1 mo faster than no FIGHT (2.0 mo)  ·  46% of paths whole by 9 mo (vs 46% without)  ·  ~1.6 challenges expected  ·  median CC cash $-1,597
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
6%
Flat exit net (mid-life)
-$3,836
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$66 @ 82% POP
78% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 14 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.15/sh now → $2.94 mid-life (likely $2.42–$3.90)≈ $0 at expiry  |  you banked $0.20/sh, so a flat mid-life exit nets -$2.74/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 167 simulated challenges: the $55 strike is typically first touched on day 5 of 7, at $57 (overshoots $1.96). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (14 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5524 Jul 202610d left+$1.37/sh+$1,922
cycle +$2,202
[+$1,978…+$2,931] · 100% credit
68%
surv 54%
-$21,874 NOT
cap gain +$29,086
Max even-money escape in the band~$6331 Jul 202618d left+$0.37/sh+$517
cycle +$797
[+$274…+$1,386] · 83% credit
78%
surv 73%
-$6,782 NOT
cap gain +$44,178
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5924 Jul 202610d left+$0.18/sh+$246
cycle +$526
[+$56…+$936] · 78% credit
75%
surv 67%
-$15,333 NOT
cap gain +$35,627
Safety roll (pay small debit, max POP)~$6631 Jul 202618d left-$0.16/sh-$226
cycle +$54
[-$564…+$543] · 47% credit
82%
surv 78%
-$3,096 NOT
cap gain +$47,864
budget: banked $280 debit $226 (81% used ≈ 0.8 wk of income) → whole cycle still +$54 cash · rolled 14 ct earn ≈ $6,483/mo while parked; 6 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,200/mo
vs 50% target ($7,114/mo)-83%
vs normal income ($14,229/mo)8% covered
Net income (after hedge)$137/mo
Downside budget
⚠ $55 is $11 below CC-SS $66.07: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$15,218
… as % of IC ($13,700)111.1%
… as % of ML ($107,700)14.1%
Recovery months (at normal income)1.1 mo
Surgical close (14 ct)$-35,742
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.05/sh (~25% of the $0.20 collected) or spot ≥ $55.25 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $55)); NOT the premium you collected. Momentum override: two daily closes above $64.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $54.45Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$54-55.25
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $55.25
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$55.00 (1.9σ)$280$-23,796+$27,164+$196
+2.5%$56.37 (2.1σ)$-1,645$-22,875+$28,085-$1,729
+5%$57.75 (2.3σ)$-3,570$-21,954+$29,006-$3,654
SS (= V-bounce)$63.43 (3.2σ)$-11,522$-18,406+$32,554-$11,004
V-BOUNCE STRESS (stock → CC-SS $66.07, where you are whole again, by expiry)
Starting unrealized P&L: $-50,960
+ Fortress recovery (un-capped): +$49,763
− CC assignment net of premium (14 × $55): -$15,218
− Conservative CC assignment net of premium (6 × $63): -$1,806
Total Position P&L @ SS: $-18,221 (+$32,739 vs today)
Do-nothing baseline at SS: $-7,217 (this trade vs do-nothing: $-11,004, the opportunity cost of earning $1,200/mo FIGHT income now)
🛡 safe yield20 × $5117 Jul7d21.3%90%21%$960$4,114-$3,171$29,180
Sell 20 × $51 21.3% OTM over spot $42.03 17 Jul 2026 (7d, $0.51 mid)
= $960 credit for the 7d cycle → $4,114/mo projected
Survival (stays ≤ $51)
90%
Breach risk
10%
POP (stays ≤ $51.51)
91%
EV / mo
+$2,183
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [1.0-3.5] median  ·  48% of paths whole by 9 mo (vs 44% without)  ·  ~3.7 challenges expected  ·  median CC cash $4,651
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$4,296
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$62 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.71/sh now → $2.63 mid-life (likely $2.34–$3.92)≈ $0 at expiry  |  you banked $0.48/sh, so a flat mid-life exit nets -$2.15/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 451 simulated challenges: the $51 strike is typically first touched on day 5 of 7, at $53 (overshoots $1.84). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5124 Jul 202610d left+$1.23/sh+$2,454
cycle +$3,414
[+$2,139…+$3,467] · 99% credit
67%
surv 54%
-$28,978 NOT
cap gain +$21,982
Reliable up-and-out (highest cap still free ≥60%)~$5831 Jul 202618d left+$0.40/sh+$801
cycle +$1,761
[+$55…+$1,602] · 76% credit
78%
surv 72%
-$16,203 NOT
cap gain +$34,757
Max even-money escape in the band~$5931 Jul 202618d left+$0.11/sh+$223
cycle +$1,183
[-$608…+$984] · 52% credit
79%
surv 74%
-$14,711 NOT
cap gain +$36,249
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5524 Jul 202610d left+$0.02/sh+$38
cycle +$998
[-$671…+$659] · 47% credit
75%
surv 68%
-$23,177 NOT
cap gain +$27,783
Safety roll (pay small debit, max POP)~$6231 Jul 202618d left-$0.40/sh-$802
cycle +$158
[-$1,868…-$93] · 22% credit
83%
surv 80%
-$9,526 NOT
cap gain +$41,434
budget: banked $960 debit $802 (84% used ≈ 0.8 wk of income) → whole cycle still +$158 cash · rolled 20 ct earn ≈ $7,423/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,114/mo
vs 50% target ($7,114/mo)-42%
vs normal income ($14,229/mo)29% covered
Net income (after hedge)$2,974/mo
Downside budget
⚠ $51 is $15 below CC-SS $66.07: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$29,180
… as % of IC ($13,700)213.0%
… as % of ML ($107,700)27.1%
Recovery months (at normal income)2.1 mo
Surgical close (20 ct)$-51,010
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.12/sh (~25% of the $0.48 collected) or spot ≥ $51.51 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $64.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.51
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.51
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.3σ)$960$-31,432+$19,528+$840
+2.5%$52.27 (1.5σ)$-1,590$-31,343+$19,617-$1,710
+5%$53.55 (1.7σ)$-4,140$-31,254+$19,706-$4,260
SS (= V-bounce)$63.43 (3.2σ)$-23,900$-30,562+$20,398-$23,160
V-BOUNCE STRESS (stock → CC-SS $66.07, where you are whole again, by expiry)
Starting unrealized P&L: $-50,960
+ Fortress recovery (un-capped): +$49,763
− CC assignment net of premium (20 × $51): -$29,180
Total Position P&L @ SS: $-30,377 (+$20,583 vs today)
Do-nothing baseline at SS: $-7,217 (this trade vs do-nothing: $-23,160, the opportunity cost of earning $4,114/mo FIGHT income now)
33% normal19 × $5017 Jul7d19.0%88%26%$1,102$4,723-$2,563$29,431
Sell 19 × $50 19.0% OTM over spot $42.03 17 Jul 2026 (7d, $0.60 mid)
= $1,102 credit for the 7d cycle → $4,723/mo projected
Survival (stays ≤ $50)
88%
Breach risk
12%
POP (stays ≤ $50.60)
89%
EV / mo
+$2,241
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.2-3.9] median, 0.1 mo faster than no FIGHT (2.3 mo)  ·  48% of paths whole by 9 mo (vs 41% without)  ·  ~4.9 challenges expected  ·  median CC cash $5,974
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
17%
Flat exit net (mid-life)
-$3,748
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$61 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.61/sh now → $2.55 mid-life (likely $2.37–$4.02)≈ $0 at expiry  |  you banked $0.58/sh, so a flat mid-life exit nets -$1.97/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 521 simulated challenges: the $50 strike is typically first touched on day 5 of 7, at $52 (overshoots $1.81). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5024 Jul 202610d left+$1.19/sh+$2,264
cycle +$3,366
[+$1,798…+$2,916] · 100% credit
67%
surv 54%
-$31,090 NOT
cap gain +$19,870
Up-and-out for even (raise the cap, free)~$5324 Jul 202610d left+$0.34/sh+$648
cycle +$1,750
[+$25…+$1,159] · 76% credit
74%
surv 65%
-$26,558 NOT
cap gain +$24,402
Reliable up-and-out (highest cap still free ≥60%)~$5731 Jul 202618d left+$0.33/sh+$636
cycle +$1,738
[-$258…+$1,221] · 67% credit
78%
surv 73%
-$18,291 NOT
cap gain +$32,669
Max even-money escape in the band~$5831 Jul 202618d left+$0.05/sh+$97
cycle +$1,199
[-$927…+$665] · 44% credit
79%
surv 75%
-$16,759 NOT
cap gain +$34,201
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6131 Jul 202618d left-$0.46/sh-$865
cycle +$237
[-$2,093…-$363] · 19% credit
83%
surv 80%
-$11,511 NOT
cap gain +$39,449
budget: banked $1,102 debit $865 (79% used ≈ 0.8 wk of income) → whole cycle still +$237 cash · rolled 19 ct earn ≈ $6,641/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,723/mo
vs 50% target ($7,114/mo)-34%
vs normal income ($14,229/mo)33% covered
Net income (after hedge)$3,596/mo
Downside budget
⚠ $50 is $16 below CC-SS $66.07: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$29,431
… as % of IC ($13,700)214.8%
… as % of ML ($107,700)27.3%
Recovery months (at normal income)2.1 mo
Surgical close (19 ct)$-48,450
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.58 collected) or spot ≥ $50.60 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $64.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-50.60
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $50.60
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.2σ)$1,102$-33,354+$17,606+$988
+2.5%$51.25 (1.4σ)$-1,273$-33,142+$17,818-$1,387
+5%$52.50 (1.5σ)$-3,648$-32,929+$18,031-$3,762
SS (= V-bounce)$63.43 (3.2σ)$-24,415$-31,114+$19,846-$23,712
V-BOUNCE STRESS (stock → CC-SS $66.07, where you are whole again, by expiry)
Starting unrealized P&L: $-50,960
+ Fortress recovery (un-capped): +$49,763
− CC assignment net of premium (19 × $50): -$29,431
− Conservative CC assignment net of premium (1 × $63): -$301
Total Position P&L @ SS: $-30,929 (+$20,031 vs today)
Do-nothing baseline at SS: $-7,217 (this trade vs do-nothing: $-23,712, the opportunity cost of earning $4,723/mo FIGHT income now)
🎯 50% normal20 × $4817 Jul7d14.2%82%27%$1,700$7,286$34,440
Sell 20 × $48 14.2% OTM over spot $42.03 17 Jul 2026 (7d, $0.88 mid)
= $1,700 credit for the 7d cycle → $7,286/mo projected
Survival (stays ≤ $48)
82%
Breach risk
18%
POP (stays ≤ $48.88)
85%
EV / mo
+$2,687
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [1.3-4.1] median, 0.1 mo faster than no FIGHT (2.2 mo)  ·  52% of paths whole by 9 mo (vs 44% without)  ·  ~7.3 challenges expected  ·  median CC cash $10,751
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
27%
Flat exit net (mid-life)
-$3,109
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$60 @ 85% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.40/sh now → $2.40 mid-life (likely $2.47–$3.87)≈ $0 at expiry  |  you banked $0.85/sh, so a flat mid-life exit nets -$1.55/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 815 simulated challenges: the $48 strike is typically first touched on day 4 of 7, at $50 (overshoots $1.76). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4824 Jul 202610d left+$1.12/sh+$2,244
cycle +$3,944
[+$1,644…+$2,797] · 99% credit
67%
surv 54%
-$34,658 NOT
cap gain +$16,302
Reliable up-and-out (highest cap still free ≥60%)~$5431 Jul 202618d left+$0.44/sh+$877
cycle +$2,577
[-$135…+$1,281] · 69% credit
77%
surv 71%
-$23,667 NOT
cap gain +$27,293
Up-and-out for even (raise the cap, free)~$5124 Jul 202610d left+$0.26/sh+$521
cycle +$2,221
[-$248…+$825] · 61% credit
74%
surv 65%
-$30,233 NOT
cap gain +$20,727
Max even-money escape in the band~$5531 Jul 202618d left+$0.21/sh+$415
cycle +$2,115
[-$661…+$757] · 47% credit
79%
surv 74%
-$22,059 NOT
cap gain +$28,901
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$6031 Jul 202618d left-$0.84/sh-$1,672
cycle +$28
[-$3,279…-$1,572] · 3% credit
85%
surv 83%
-$13,796 NOT
cap gain +$37,164
budget: banked $1,700 debit $1,672 (98% used ≈ 1.0 wk of income) → whole cycle still +$28 cash · rolled 20 ct earn ≈ $5,228/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,286/mo
vs 50% target ($7,114/mo)+2%
vs normal income ($14,229/mo)51% covered
Net income (after hedge)$6,146/mo
Downside budget
⚠ $48 is $18 below CC-SS $66.07: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,440
… as % of IC ($13,700)251.4%
… as % of ML ($107,700)32.0%
Recovery months (at normal income)2.4 mo
Surgical close (20 ct)$-51,020
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.21/sh (~25% of the $0.85 collected) or spot ≥ $48.88 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $64.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.88
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.88
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (≤1σ, normal week)$1,700$-36,902+$14,058+$1,580
+2.5%$49.20 (1.1σ)$-700$-36,818+$14,142-$820
+5%$50.40 (1.2σ)$-3,100$-36,734+$14,226-$3,220
SS (= V-bounce)$63.43 (3.2σ)$-29,160$-35,822+$15,138-$28,420
V-BOUNCE STRESS (stock → CC-SS $66.07, where you are whole again, by expiry)
Starting unrealized P&L: $-50,960
+ Fortress recovery (un-capped): +$49,763
− CC assignment net of premium (20 × $48): -$34,440
Total Position P&L @ SS: $-35,637 (+$15,323 vs today)
Do-nothing baseline at SS: $-7,217 (this trade vs do-nothing: $-28,420, the opportunity cost of earning $7,286/mo FIGHT income now)
100% normal18 × $4417 Jul7d4.7%64%76%$3,438$14,734+$7,449$36,288
Sell 18 × $44 4.7% OTM over spot $42.03 17 Jul 2026 (7d, $1.94 mid)
= $3,438 credit for the 7d cycle → $14,734/mo projected
Survival (stays ≤ $44)
64%
Breach risk
36%
POP (stays ≤ $45.95)
74%
EV / mo
+$3,267
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [1.0-4.0] median  ·  52% of paths whole by 9 mo (vs 41% without)  ·  ~18.7 challenges expected  ·  median CC cash $16,426
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
57%
Flat exit net (mid-life)
-$377
Free roll-up
+$3/wk
Safest escape (by 24 Jul 2026)
$55 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.00/sh now → $2.12 mid-life (likely $2.75–$3.97)≈ $0 at expiry  |  you banked $1.91/sh, so a flat mid-life exit nets -$0.21/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,718 simulated challenges: the $44 strike is typically first touched on day 3 of 7, at $46 (overshoots $1.62). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4424 Jul 202610d left+$0.99/sh+$1,780
cycle +$5,218
[+$1,021…+$1,576] · 99% credit
67%
surv 54%
-$41,652 NOT
cap gain +$9,308
Reliable up-and-out (highest cap still free ≥60%)~$4931 Jul 202618d left+$0.52/sh+$938
cycle +$4,376
[-$210…+$514] · 63% credit
77%
surv 70%
-$32,206 NOT
cap gain +$18,754
Max even-money escape in the band~$5031 Jul 202618d left+$0.19/sh+$351
cycle +$3,789
[-$962…-$118] · 21% credit
78%
surv 73%
-$30,723 NOT
cap gain +$20,237
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4724 Jul 202610d left+$0.11/sh+$197
cycle +$3,635
[-$776…-$159] · 19% credit
75%
surv 67%
-$37,087 NOT
cap gain +$13,873
Safety roll (pay small debit, max POP)~$5524 Jul 202610d left-$1.48/sh-$2,670
cycle +$768
[-$4,823…-$3,424]
90%
surv 89%
-$23,394 NOT
cap gain +$27,566
budget: banked $3,438 debit $2,670 (78% used ≈ 0.8 wk of income) → whole cycle still +$768 cash · rolled 18 ct earn ≈ $3,436/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$14,734/mo
vs 50% target ($7,114/mo)+107%
vs normal income ($14,229/mo)104% covered
Net income (after hedge)$13,620/mo
Downside budget
⚠ $44 is $22 below CC-SS $66.07: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$36,288
… as % of IC ($13,700)264.9%
… as % of ML ($107,700)33.7%
Recovery months (at normal income)2.6 mo
Surgical close (18 ct)$-45,927
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.48/sh (~25% of the $1.91 collected) or spot ≥ $45.95 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $64.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $43.56Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$44-45.95
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.95
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$44.00 (≤1σ, normal week)$3,438$-43,432+$7,528+$3,330
+2.5%$45.10 (≤1σ, normal week)$1,458$-43,135+$7,825+$1,350
+5%$46.20 (≤1σ, normal week)$-522$-42,838+$8,122-$630
SS (= V-bounce)$63.43 (3.2σ)$-31,536$-38,272+$12,688-$30,870
V-BOUNCE STRESS (stock → CC-SS $66.07, where you are whole again, by expiry)
Starting unrealized P&L: $-50,960
+ Fortress recovery (un-capped): +$49,763
− CC assignment net of premium (18 × $44): -$36,288
− Conservative CC assignment net of premium (2 × $63): -$602
Total Position P&L @ SS: $-38,087 (+$12,873 vs today)
Do-nothing baseline at SS: $-7,217 (this trade vs do-nothing: $-30,870, the opportunity cost of earning $14,734/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (24 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 24 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.035 (IBKR)  |  Recovery@SS: +$49,763 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-7,217

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$487d17 Jul 2026$0.8520/20$7,286$6,14682%85%+$2,687-$34,440251.4%$-35,637 (vs do-nothing $-28,420)
$477d17 Jul 2026$1.0516/20$7,200$6,11178%82%+$2,391-$28,832210.5%$-31,233 (vs do-nothing $-24,016)
$4814d24 Jul 2026$1.6920/20$7,243$6,10376%80%+$1,912-$32,760239.1%$-33,957 (vs do-nothing $-26,740)
$467d17 Jul 2026$1.2913/20$7,187$6,13774%79%+$2,119-$24,414178.2%$-27,718 (vs do-nothing $-20,501)
$4714d24 Jul 2026$1.9118/20$7,367$6,25373%79%+$1,678-$30,888225.5%$-32,687 (vs do-nothing $-25,470)
$4721d31 Jul 2026$2.7619/20$7,491$6,36470%77%+$1,508-$30,989226.2%$-32,487 (vs do-nothing $-25,270)
$4614d24 Jul 2026$2.1616/20$7,406$6,31770%77%+$1,430-$28,656209.2%$-31,057 (vs do-nothing $-23,840)
$457d17 Jul 2026$1.6211/20$7,637$6,61369%77%+$2,127-$21,395156.2%$-25,301 (vs do-nothing $-18,084)
$4621d31 Jul 2026$3.0017/20$7,286$6,18468%76%+$1,205-$29,019211.8%$-31,119 (vs do-nothing $-23,902)
$4514d24 Jul 2026$2.5014/20$7,500$6,43766%75%+$1,346-$25,998189.8%$-29,001 (vs do-nothing $-21,784)
$4521d31 Jul 2026$3.2516/20$7,429$6,34065%74%+$944-$28,512208.1%$-30,913 (vs do-nothing $-23,696)
$44.5014d24 Jul 2026$2.6713/20$7,438$6,38864%74%+$1,248-$24,570179.3%$-27,874 (vs do-nothing $-20,657)
$447d17 Jul 2026$1.919/20$7,367$6,36964%74%+$1,634-$18,144132.4%$-22,652 (vs do-nothing $-15,435)
Show 11 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$4414d24 Jul 2026$2.9012/20$7,457$6,42062%73%+$1,275-$23,004167.9%$-26,609 (vs do-nothing $-19,392)
$4421d31 Jul 2026$3.7014/20$7,400$6,33762%73%+$987-$25,718187.7%$-28,721 (vs do-nothing $-21,504)
$43.5014d24 Jul 2026$3.0012/20$7,714$6,67760%72%+$1,035-$23,484171.4%$-27,089 (vs do-nothing $-19,872)
$4321d31 Jul 2026$3.8014/20$7,600$6,53759%71%+$371-$26,978196.9%$-29,981 (vs do-nothing $-22,764)
$437d17 Jul 2026$2.338/20$7,989$7,00359%71%+$1,582-$16,592121.1%$-21,401 (vs do-nothing $-14,184)
$4314d24 Jul 2026$3.3510/20$7,179$6,16758%71%+$1,171-$19,720143.9%$-23,927 (vs do-nothing $-16,710)
$42.5014d24 Jul 2026$3.5010/20$7,500$6,48956%70%+$1,025-$20,070146.5%$-24,277 (vs do-nothing $-17,060)
$4221d31 Jul 2026$4.5511/20$7,150$6,12656%70%+$767-$21,472156.7%$-25,378 (vs do-nothing $-18,161)
$4214d24 Jul 2026$3.3510/20$7,179$6,16754%69%+$209-$20,720151.2%$-24,927 (vs do-nothing $-17,710)
$427d17 Jul 2026$2.727/20$8,160$7,18753%68%+$1,200-$14,945109.1%$-20,055 (vs do-nothing $-12,838)
$41.5014d24 Jul 2026$3.859/20$7,425$6,42652%68%+$683-$18,648136.1%$-23,156 (vs do-nothing $-15,939)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.1  |  2026-07-10 10:23