FORTRESS FIGHT: IREN-LC50 @ $40.75

BE SS: $63.43  |  CC-SS: $67.12  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-07-10 22:35

IREN-LC50 @ $40.75   UNDERWATER $22.68 (35.8% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $67.12  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-09-18 (entry $0.773/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$15,000/mo95% ann ROI on ML
Hedge rolling cost$1,251/mo
Unrealized P&L$-55,540fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$7,500/mo
HEDGE COVER
$1,251/mo
NORMAL INCOME
$15,000/mo (ATM CC, chain)
IC VELOCITY
0.9 mo to earn back $13,700
ML VELOCITY
7.2 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $67.12 (probe: $67C 14d) brings only $43/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$451
Hole (after banked)
$55,089
was $55,540 · 1% earned back
Cycles closed
1
Credit in flight
$0
CC-SS ratchet
$67.69 → $67.12
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 32 (live) · RSI 45 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 39 · %B 23 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.73 (+61%) · daily UBB $64.14 · 1-wk expected move ±$6 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-08-28: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 20 contracts at $46 / 7d. This is the safest strike (survival 80%, breach 20%) that still earns 50% of normal income ($7,500/mo); it brings $7,714/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 17 × $42/7d for $15,081/mo, but breach risk rises to 39% (+19pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 18 × $53/7d (95% survival, $1,311/mo).
Downside anchor: the primary mortgages $40,432 (295% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 2.7 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 20 contracts realizes $-55,580 and cuts bleed by $1,251/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 17 Jul 2026 (7d) · sell 20 × $46, 80% survival, $7,714/mo (E[net] $1,890/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆17 Jul 2026 · 7d20 × $4680%$7,714$1,890

📅 NEXT FRIDAY · 17 Jul 2026 · 7d · E[net] $1,890/mo 🏆 GRAND PICK

🎯 Engine pick: sell 20 × $46 (primary), 80% survival, breach 20%, $7,714/mo.
Stay at the pick. Stepping safer (the $47 rung (33% normal) lifts survival to 84% (breach 20% → 16%) for $2,541/mo less (33% income)) buys little extra safety; the income is doing real work covering the bleed.
IREN  spot $40.75 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge18 × $5317 Jul7d30.1%95%10%$306$1,311-$6,403$25,103
Sell 18 × $53 30.1% OTM over spot $40.75 17 Jul 2026 (7d, $0.19 mid)
= $306 credit for the 7d cycle → $1,311/mo projected
Survival (stays ≤ $53)
95%
Breach risk
5%
POP (stays ≤ $53.19)
96%
EV / mo
+$733
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.4 mo [1.2-4.1] median, 0.2 mo faster than no FIGHT (2.6 mo)  ·  43% of paths whole by 9 mo (vs 42% without)  ·  ~1.8 challenges expected  ·  median CC cash $-2,494
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
6%
Flat exit net (mid-life)
-$4,850
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$62 @ 81% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.05/sh now → $2.86 mid-life (likely $2.06–$3.87)≈ $0 at expiry  |  you banked $0.17/sh, so a flat mid-life exit nets -$2.69/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 166 simulated challenges: the $53 strike is typically first touched on day 5 of 7, at $55 (overshoots $1.87). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5324 Jul 202610d left+$1.72/sh+$3,097
cycle +$3,403
[+$3,169…+$4,437] · 100% credit
69%
surv 54%
-$26,856 NOT
cap gain +$28,684
Up-and-out for even (raise the cap, free)~$5724 Jul 202610d left+$0.16/sh+$287
cycle +$593
[-$115…+$1,414] · 70% credit
75%
surv 66%
-$21,933 NOT
cap gain +$33,607
Max even-money escape in the band~$6231 Jul 202618d left+$0.08/sh+$138
cycle +$444
[-$358…+$1,441] · 63% credit
81%
surv 76%
-$10,741 NOT
cap gain +$44,799
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,311/mo
vs 50% target ($7,500/mo)-83%
vs normal income ($15,000/mo)9% covered
Net income (after hedge)$107/mo
Downside budget
⚠ $53 is $14 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$25,103
… as % of IC ($13,700)183.2%
… as % of ML ($107,700)23.3%
Recovery months (at normal income)1.7 mo
Surgical close (18 ct)$-50,022
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.17 collected) or spot ≥ $53.19 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $53)); NOT the premium you collected. Momentum override: two daily closes above $64.14 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $52.47Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$52-53.19
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $53.19
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$53.00 (1.9σ)$306$-29,953+$25,588+$108
+2.5%$54.32 (2.1σ)$-2,079$-29,605+$25,935-$2,277
+5%$55.65 (2.3σ)$-4,464$-29,258+$26,282-$4,662
SS (= V-bounce)$63.43 (3.5σ)$-18,468$-27,306+$28,234-$17,892
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-55,540
+ Fortress recovery (un-capped): +$54,367
− CC assignment net of premium (18 × $53): -$25,103
− Conservative CC assignment net of premium (2 × $63): -$801
Total Position P&L @ SS: $-27,077 (+$28,463 vs today)
Do-nothing baseline at SS: $-9,185 (this trade vs do-nothing: $-17,892, the opportunity cost of earning $1,311/mo FIGHT income now)
🛡 safe yield20 × $5017 Jul7d22.7%91%18%$740$3,171-$4,543$33,492
Sell 20 × $50 22.7% OTM over spot $40.75 17 Jul 2026 (7d, $0.38 mid)
= $740 credit for the 7d cycle → $3,171/mo projected
Survival (stays ≤ $50)
91%
Breach risk
9%
POP (stays ≤ $50.38)
92%
EV / mo
+$1,646
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.5 mo [1.2-4.4] median, 0.1 mo faster than no FIGHT (2.5 mo)  ·  48% of paths whole by 9 mo (vs 43% without)  ·  ~3.5 challenges expected  ·  median CC cash $2,585
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
12%
Flat exit net (mid-life)
-$4,512
Free roll-up
+$4/wk
Safest escape (by 31 Jul 2026)
$59 @ 81% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.71/sh now → $2.63 mid-life (likely $2.21–$3.87)≈ $0 at expiry  |  you banked $0.37/sh, so a flat mid-life exit nets -$2.26/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 364 simulated challenges: the $50 strike is typically first touched on day 5 of 7, at $52 (overshoots $1.77). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5024 Jul 202610d left+$1.58/sh+$3,155
cycle +$3,895
[+$2,986…+$4,337] · 100% credit
69%
surv 54%
-$32,571 NOT
cap gain +$22,969
Reliable up-and-out (highest cap still free ≥60%)~$5731 Jul 202618d left+$0.29/sh+$589
cycle +$1,329
[-$202…+$1,399] · 69% credit
79%
surv 73%
-$20,188 NOT
cap gain +$35,352
Up-and-out for even (raise the cap, free)~$5424 Jul 202610d left+$0.04/sh+$88
cycle +$828
[-$604…+$742] · 54% credit
75%
surv 67%
-$27,906 NOT
cap gain +$27,634
Max even-money escape in the band~$5831 Jul 202618d left+$0.01/sh+$22
cycle +$762
[-$882…+$824] · 52% credit
80%
surv 75%
-$18,693 NOT
cap gain +$36,847
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5931 Jul 202618d left-$0.12/sh-$244
cycle +$496
[-$1,185…+$548] · 41% credit
81%
surv 77%
-$16,897 NOT
cap gain +$38,643
budget: banked $740 debit $244 (33% used ≈ 0.3 wk of income) → whole cycle still +$496 cash · rolled 20 ct earn ≈ $8,346/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,171/mo
vs 50% target ($7,500/mo)-58%
vs normal income ($15,000/mo)21% covered
Net income (after hedge)$1,920/mo
Downside budget
⚠ $50 is $17 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$33,492
… as % of IC ($13,700)244.5%
… as % of ML ($107,700)31.1%
Recovery months (at normal income)2.2 mo
Surgical close (20 ct)$-55,560
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.09/sh (~25% of the $0.37 collected) or spot ≥ $50.38 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $64.14 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-50.38
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $50.38
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.4σ)$740$-35,727+$19,814+$520
+2.5%$51.25 (1.6σ)$-1,760$-35,649+$19,891-$1,980
+5%$52.50 (1.8σ)$-4,260$-35,572+$19,968-$4,480
SS (= V-bounce)$63.43 (3.5σ)$-26,120$-34,894+$20,646-$25,480
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-55,540
+ Fortress recovery (un-capped): +$54,367
− CC assignment net of premium (20 × $50): -$33,492
Total Position P&L @ SS: $-34,665 (+$20,875 vs today)
Do-nothing baseline at SS: $-9,185 (this trade vs do-nothing: $-25,480, the opportunity cost of earning $3,171/mo FIGHT income now)
33% normal17 × $4717 Jul7d15.3%84%34%$1,207$5,173-$2,541$32,990
Sell 17 × $47 15.3% OTM over spot $40.75 17 Jul 2026 (7d, $0.73 mid)
= $1,207 credit for the 7d cycle → $5,173/mo projected
Survival (stays ≤ $47)
84%
Breach risk
16%
POP (stays ≤ $47.73)
86%
EV / mo
+$1,930
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.4 mo [1.5-4.7] median  ·  48% of paths whole by 9 mo (vs 42% without)  ·  ~7.2 challenges expected  ·  median CC cash $6,362
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
25%
Flat exit net (mid-life)
-$2,867
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$57 @ 84% POP
81% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.39/sh now → $2.40 mid-life (likely $2.42–$3.78)≈ $0 at expiry  |  you banked $0.71/sh, so a flat mid-life exit nets -$1.69/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 744 simulated challenges: the $47 strike is typically first touched on day 4 of 7, at $49 (overshoots $1.60). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4724 Jul 202610d left+$1.44/sh+$2,449
cycle +$3,656
[+$2,095…+$2,943] · 100% credit
69%
surv 54%
-$38,964 NOT
cap gain +$16,576
Reliable up-and-out (highest cap still free ≥60%)~$5331 Jul 202618d left+$0.35/sh+$588
cycle +$1,795
[-$252…+$883] · 63% credit
78%
surv 72%
-$27,937 NOT
cap gain +$27,603
Up-and-out for even (raise the cap, free)~$5024 Jul 202610d left+$0.08/sh+$136
cycle +$1,343
[-$595…+$348] · 39% credit
75%
surv 67%
-$34,575 NOT
cap gain +$20,965
Max even-money escape in the band~$5431 Jul 202618d left+$0.10/sh+$169
cycle +$1,376
[-$751…+$414] · 38% credit
80%
surv 75%
-$26,294 NOT
cap gain +$29,246
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5731 Jul 202618d left-$0.54/sh-$917
cycle +$290
[-$2,073…-$771] · 11% credit
84%
surv 81%
-$21,194 NOT
cap gain +$34,346
budget: banked $1,207 debit $917 (76% used ≈ 0.8 wk of income) → whole cycle still +$290 cash · rolled 17 ct earn ≈ $5,261/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,173/mo
vs 50% target ($7,500/mo)-31%
vs normal income ($15,000/mo)34% covered
Net income (after hedge)$3,992/mo
Downside budget
⚠ $47 is $20 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$32,990
… as % of IC ($13,700)240.8%
… as % of ML ($107,700)30.6%
Recovery months (at normal income)2.2 mo
Surgical close (17 ct)$-47,252
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.18/sh (~25% of the $0.71 collected) or spot ≥ $47.73 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $64.14 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.73
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.73
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (≤1σ, normal week)$1,207$-41,413+$14,128+$1,020
+2.5%$48.17 (1.1σ)$-790$-40,987+$14,553-$977
+5%$49.35 (1.3σ)$-2,788$-40,562+$14,978-$2,975
SS (= V-bounce)$63.43 (3.5σ)$-26,724$-35,594+$19,946-$26,180
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-55,540
+ Fortress recovery (un-capped): +$54,367
− CC assignment net of premium (17 × $47): -$32,990
− Conservative CC assignment net of premium (3 × $63): -$1,202
Total Position P&L @ SS: $-35,365 (+$20,175 vs today)
Do-nothing baseline at SS: $-9,185 (this trade vs do-nothing: $-26,180, the opportunity cost of earning $5,173/mo FIGHT income now)
🎯 50% normal20 × $4617 Jul7d12.9%80%29%$1,800$7,714$40,432
Sell 20 × $46 12.9% OTM over spot $40.75 17 Jul 2026 (7d, $0.92 mid)
= $1,800 credit for the 7d cycle → $7,714/mo projected
Survival (stays ≤ $46)
80%
Breach risk
20%
POP (stays ≤ $46.92)
83%
EV / mo
+$2,623
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.7 mo [1.5-4.2] median  ·  46% of paths whole by 9 mo (vs 40% without)  ·  ~8.8 challenges expected  ·  median CC cash $11,032
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
29%
Flat exit net (mid-life)
-$2,844
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$57 @ 85% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.28/sh now → $2.32 mid-life (likely $2.38–$3.88)≈ $0 at expiry  |  you banked $0.90/sh, so a flat mid-life exit nets -$1.42/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 878 simulated challenges: the $46 strike is typically first touched on day 4 of 7, at $48 (overshoots $1.63). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4624 Jul 202610d left+$1.40/sh+$2,792
cycle +$4,592
[+$2,336…+$3,303] · 100% credit
69%
surv 54%
-$40,123 NOT
cap gain +$15,417
Reliable up-and-out (highest cap still free ≥60%)~$5131 Jul 202618d left+$0.60/sh+$1,198
cycle +$2,998
[+$207…+$1,423] · 82% credit
77%
surv 70%
-$30,891 NOT
cap gain +$24,649
Up-and-out for even (raise the cap, free)~$4924 Jul 202610d left+$0.04/sh+$89
cycle +$1,889
[-$887…+$211] · 32% credit
75%
surv 67%
-$36,124 NOT
cap gain +$19,416
Max even-money escape in the band~$5331 Jul 202618d left+$0.04/sh+$76
cycle +$1,876
[-$1,148…+$233] · 31% credit
80%
surv 75%
-$27,889 NOT
cap gain +$27,651
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5731 Jul 202618d left-$0.77/sh-$1,534
cycle +$266
[-$3,219…-$1,457] · 5% credit
85%
surv 83%
-$21,251 NOT
cap gain +$34,289
budget: banked $1,800 debit $1,534 (85% used ≈ 0.9 wk of income) → whole cycle still +$266 cash · rolled 20 ct earn ≈ $5,183/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,714/mo
vs 50% target ($7,500/mo)+3%
vs normal income ($15,000/mo)51% covered
Net income (after hedge)$6,463/mo
Downside budget
⚠ $46 is $21 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$40,432
… as % of IC ($13,700)295.1%
… as % of ML ($107,700)37.5%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-55,580
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.23/sh (~25% of the $0.90 collected) or spot ≥ $46.92 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $64.14 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $45.54Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-46.92
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.92
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.00 (≤1σ, normal week)$1,800$-42,915+$12,626+$1,580
+2.5%$47.15 (≤1σ, normal week)$-500$-42,843+$12,697-$720
+5%$48.30 (1.2σ)$-2,800$-42,772+$12,768-$3,020
SS (= V-bounce)$63.43 (3.5σ)$-33,060$-41,834+$13,706-$32,420
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-55,540
+ Fortress recovery (un-capped): +$54,367
− CC assignment net of premium (20 × $46): -$40,432
Total Position P&L @ SS: $-41,605 (+$13,935 vs today)
Do-nothing baseline at SS: $-9,185 (this trade vs do-nothing: $-32,420, the opportunity cost of earning $7,714/mo FIGHT income now)
100% normal17 × $4217 Jul7d3.1%61%84%$3,519$15,081+$7,367$39,178
Sell 17 × $42 3.1% OTM over spot $40.75 17 Jul 2026 (7d, $2.12 mid)
= $3,519 credit for the 7d cycle → $15,081/mo projected
Survival (stays ≤ $42)
61%
Breach risk
39%
POP (stays ≤ $44.12)
72%
EV / mo
+$2,954
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.1-4.4] median, 0.1 mo SLOWER than no FIGHT (2.1 mo): roll costs eat the credits at this rung  ·  50% of paths whole by 9 mo (vs 39% without)  ·  ~23.8 challenges expected  ·  median CC cash $15,445
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
65%
Flat exit net (mid-life)
+$61
Free roll-up
+$3/wk
Safest escape (by 31 Jul 2026)
$56 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 3 of 7); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.88/sh now → $2.03 mid-life (likely $2.71–$4.02)≈ $0 at expiry  |  you banked $2.07/sh, so a flat mid-life exit nets +$0.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,947 simulated challenges: the $42 strike is typically first touched on day 2 of 7, at $44 (overshoots $1.64). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4224 Jul 202610d left+$1.22/sh+$2,080
cycle +$5,599
[+$1,519…+$1,898] · 100% credit
69%
surv 54%
-$47,330 NOT
cap gain +$8,210
Reliable up-and-out (highest cap still free ≥60%)~$4631 Jul 202618d left+$0.61/sh+$1,036
cycle +$4,555
[-$86…+$600] · 70% credit
76%
surv 69%
-$39,611 NOT
cap gain +$15,929
Up-and-out for even (raise the cap, free)~$4524 Jul 202610d left+$0.11/sh+$189
cycle +$3,708
[-$824…-$204] · 15% credit
75%
surv 66%
-$43,551 NOT
cap gain +$11,989
Max even-money escape in the band~$4831 Jul 202618d left+$0.04/sh+$66
cycle +$3,585
[-$1,319…-$461] · 11% credit
80%
surv 75%
-$36,457 NOT
cap gain +$19,083
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5631 Jul 202618d left-$1.19/sh-$2,017
cycle +$1,502
[-$4,161…-$2,790]
91%
surv 90%
-$22,044 NOT
cap gain +$33,496
budget: banked $3,519 debit $2,017 (57% used ≈ 0.6 wk of income) → whole cycle still +$1,502 cash · rolled 17 ct earn ≈ $2,401/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$15,081/mo
vs 50% target ($7,500/mo)+101%
vs normal income ($15,000/mo)101% covered
Net income (after hedge)$13,901/mo
Downside budget
⚠ $42 is $25 below CC-SS $67.12: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,178
… as % of IC ($13,700)286.0%
… as % of ML ($107,700)36.4%
Recovery months (at normal income)2.6 mo
Surgical close (17 ct)$-47,303
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.52/sh (~25% of the $2.07 collected) or spot ≥ $44.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $42)); NOT the premium you collected. Momentum override: two daily closes above $64.14 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $41.58Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$42-44.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $44.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.03 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$42.00 (≤1σ, normal week)$3,519$-49,411+$6,130+$3,332
+2.5%$43.05 (≤1σ, normal week)$1,734$-49,030+$6,510+$1,547
+5%$44.10 (≤1σ, normal week)$-51$-48,650+$6,890-$238
SS (= V-bounce)$63.43 (3.5σ)$-32,912$-41,782+$13,758-$32,368
V-BOUNCE STRESS (stock → CC-SS $67.12, where you are whole again, by expiry)
Starting unrealized P&L: $-55,540
+ Fortress recovery (un-capped): +$54,367
− CC assignment net of premium (17 × $42): -$39,178
− Conservative CC assignment net of premium (3 × $63): -$1,202
Total Position P&L @ SS: $-41,553 (+$13,987 vs today)
Do-nothing baseline at SS: $-9,185 (this trade vs do-nothing: $-32,368, the opportunity cost of earning $15,081/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (25 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 25 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.031 (IBKR)  |  Recovery@SS: +$54,367 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-9,185

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$467d17 Jul 2026$0.9020/20$7,714$6,46380%83%+$2,623-$40,432295.1%$-41,605 (vs do-nothing $-32,420)
$457d17 Jul 2026$1.0917/20$7,941$6,76176%80%+$2,235-$35,744260.9%$-38,119 (vs do-nothing $-28,934)
$45.5014d24 Jul 2026$1.8220/20$7,800$6,54973%78%+$1,611-$39,592289.0%$-40,765 (vs do-nothing $-31,580)
$447d17 Jul 2026$1.3613/20$7,577$6,49171%78%+$1,894-$28,283206.4%$-32,260 (vs do-nothing $-23,075)
$4514d24 Jul 2026$1.9718/20$7,599$6,39471%77%+$1,527-$36,263264.7%$-38,237 (vs do-nothing $-29,052)
$44.5014d24 Jul 2026$2.1317/20$7,759$6,57969%76%+$1,516-$34,826254.2%$-37,201 (vs do-nothing $-28,016)
$4521d31 Jul 2026$2.8519/20$7,736$6,50869%77%+$1,684-$36,606267.2%$-38,179 (vs do-nothing $-28,994)
$4414d24 Jul 2026$2.2716/20$7,783$6,62667%75%+$1,393-$33,354243.5%$-36,129 (vs do-nothing $-26,944)
$437d17 Jul 2026$1.7211/20$8,109$7,06966%75%+$1,925-$24,636179.8%$-29,414 (vs do-nothing $-20,229)
$4421d31 Jul 2026$3.1017/20$7,529$6,34866%75%+$1,358-$34,027248.4%$-36,402 (vs do-nothing $-27,217)
$43.5014d24 Jul 2026$2.4815/20$7,971$6,83866%74%+$1,466-$31,704231.4%$-34,880 (vs do-nothing $-25,695)
$4314d24 Jul 2026$2.6814/20$8,040$6,93064%74%+$1,455-$30,011219.1%$-33,587 (vs do-nothing $-24,402)
$4321d31 Jul 2026$3.5015/20$7,500$6,36663%74%+$1,313-$30,924225.7%$-34,100 (vs do-nothing $-24,915)
Show 12 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$42.5014d24 Jul 2026$2.8213/20$7,856$6,76962%73%+$1,233-$28,335206.8%$-32,312 (vs do-nothing $-23,127)
$427d17 Jul 2026$2.079/20$7,984$6,99261%72%+$1,564-$20,742151.4%$-26,321 (vs do-nothing $-17,136)
$4221d31 Jul 2026$3.8514/20$7,700$6,59060%72%+$1,158-$29,773217.3%$-33,349 (vs do-nothing $-24,164)
$4214d24 Jul 2026$3.0012/20$7,714$6,65160%71%+$1,102-$26,539193.7%$-30,917 (vs do-nothing $-21,732)
$41.5014d24 Jul 2026$3.2511/20$7,661$6,62158%71%+$1,114-$24,603179.6%$-29,381 (vs do-nothing $-20,196)
$4121d31 Jul 2026$4.3013/20$7,986$6,89956%70%+$1,126-$28,361207.0%$-32,338 (vs do-nothing $-23,153)
$4114d24 Jul 2026$3.4511/20$8,132$7,09356%70%+$1,071-$24,933182.0%$-29,711 (vs do-nothing $-20,526)
$417d17 Jul 2026$2.508/20$8,571$7,60355%69%+$1,447-$18,893137.9%$-24,873 (vs do-nothing $-15,688)
$40.5014d24 Jul 2026$3.7510/20$8,036$7,02053%69%+$1,121-$22,866166.9%$-28,045 (vs do-nothing $-18,860)
$4021d31 Jul 2026$4.8011/20$7,543$6,50453%69%+$1,010-$24,548179.2%$-29,326 (vs do-nothing $-20,141)
$4014d24 Jul 2026$3.909/20$7,521$6,52951%68%+$829-$20,895152.5%$-26,474 (vs do-nothing $-17,289)
$407d17 Jul 2026$3.006/20$7,714$6,79349%67%+$1,066-$14,470105.6%$-21,251 (vs do-nothing $-12,066)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.1  |  2026-07-10 22:35