FORTRESS FIGHT: IREN-LC50 @ $43.85

BE SS: $63.43  |  CC-SS: $66.61  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-10 21:51

IREN-LC50 @ $43.85   UNDERWATER $19.58 (30.9% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.61 (banked floor $64.96)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$11,720/mo95% ann ROI on ML
Hedge rolling cost$355/mo
Unrealized P&L$-49,670fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$5,860/mo
HEDGE COVER
$355/mo
NORMAL INCOME
$11,720/mo (ATM CC, chain)
IC VELOCITY
1.2 mo to earn back $13,700
ML VELOCITY
9.2 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.61 (probe: $65C 15d) brings only $440/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$3,610
Hole (after banked)
$46,060
was $49,670 · 7% earned back
Cycles closed
19
Credit in flight
$0
CC-SS · banked floor (info)
$66.61 → $64.96
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 41 (live) · RSI 50 · MACD bearish, hist rising
DAILYRISING (provisional) · RSI 56 · %B 67 · hist rising (nightly)
LEVELSUpper BB (CC ceiling) $65.41 (+49%) · daily UBB $47.72 · 1-wk expected move ±$5 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 18 contracts at $48 / 8d. This is the safest strike (survival 78%, breach 22%) that still earns 50% of normal income ($5,860/mo); it brings $5,940/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 20 × $45.50/8d for $11,850/mo, but breach risk rises to 36% (+14pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $65/8d (99% survival, $150/mo).
Downside anchor: the primary mortgages $31,905 (233% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 2.7 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 18 contracts realizes $-44,730 and cuts bleed by $319/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 18 Sep 2026 (8d) · sell 18 × $48, 78% survival, $5,940/mo (E[net] $1,971/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆18 Sep 2026 · 8d18 × $4878%$5,940$1,971
E[net] arithmetic on the grand pick: keep $1,584 with probability 68%; on the 32% touch you roll, paying $3,519 to close and taking $1,806 back from the best priced door (net cash $1,713) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 NEXT FRIDAY · 18 Sep 2026 · 8d · E[net] $1,971/mo 🏆 GRAND PICK

🎯 Engine pick: sell 18 × $48 (50% normal), 78% survival, breach 22%, $5,940/mo.
⚖️ Worth a safer step: the $50 rung (33% normal) lifts survival to 86% (breach 22% → 14%) for $2,021/mo less (34% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $43.85 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge19 × $6118 Sep8d39.1%99%hist 96%3%hist 3%-0pp$95$356-$5,584$10,555
Sell 19 × $61 39.1% OTM over spot $43.85 18 Sep 2026 (8d, $0.07 mid)
= $95 credit for the 8d cycle → $356/mo projected
Survival (stays ≤ $61)
99%
Breach risk
1%
POP (stays ≤ $61.07)
99%
EV / mo
+$249
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
-0pp
48% whole by 9mo vs 48% doing nothing
FIRE DRILLS
~0.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-56/mo
median; plan ~$-38/mo after 68% keep · $-283 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.1-3.9], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$5,423
Free roll-up
+$4/wk
Safest escape (by 2 Oct 2026)
$69 @ 80% POP
74% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.10/sh now → $2.90 mid-life → ≈ $0 at expiry  |  you banked $0.05/sh, so a flat mid-life exit nets -$2.85/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$6125 Sep 202611d left+$1.50/sh+$2,855
cycle +$2,950
69%
surv 53%
-$8,804 NOT
cap gain +$40,866
Up-and-out for even (raise the cap, free)~$6525 Sep 202611d left+$0.05/sh+$89
cycle +$184
75%
surv 66%
-$3,768 NOT
cap gain +$45,902
Max even-money escape in the band~$682 Oct 202618d left+$0.19/sh+$352
cycle +$447
78%
surv 72%
+$3,880 SAFE
cap gain +$53,550
reaches SS ✓
Safety roll (pay small debit, max POP)~$692 Oct 202618d left-$0.05/sh-$93
cycle +$2
80%
surv 74%
+$5,545 SAFE
cap gain +$55,215
budget: banked $95 debit $93 (98% used ≈ 1.1 wk of income) → whole cycle still +$2 cash · rolled 19 ct earn ≈ $9,040/mo while parked; 1 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$356/mo
vs 50% target ($5,860/mo)-94%
vs normal income ($11,720/mo)3% covered
Net income (after hedge)$31/mo
Downside budget
⚠ $61 is $6 below CC-SS $66.61: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$10,555
… as % of IC ($13,700)77.0%
… as % of ML ($107,700)9.8%
Recovery months (at normal income)0.9 mo
Surgical close (19 ct)$-47,224
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.05 collected) or spot ≥ $61.07 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $61)); NOT the premium you collected. Momentum override: two daily closes above $47.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $60.39Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$60-61.07
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $61.07
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$61.00 (3.2σ)$95$-11,658+$38,012-$190
+2.5%$62.52 (3.5σ)$-2,802$-11,238+$38,432-$2,090
+5%$64.05 (3.8σ)$-5,700$-10,918+$38,752-$2,090
V-BOUNCE STRESS (stock → CC-SS $66.61, where you are whole again, by expiry)
Starting unrealized P&L: $-49,670
+ Fortress recovery (un-capped): +$50,289
− CC assignment net of premium (19 × $61): -$10,555
− Conservative CC assignment net of premium (1 × $62): -$446
Total Position P&L @ SS: $-10,381 (+$39,289 vs today)
Do-nothing baseline at SS: $-8,291 (this trade vs do-nothing: $-2,090, the opportunity cost of earning $356/mo FIGHT income now)
🛡 safe yield20 × $5218 Sep8d18.6%91%hist 96%18%hist 13%+2pp$640$2,400-$3,540$28,570
Sell 20 × $52 18.6% OTM over spot $43.85 18 Sep 2026 (8d, $0.35 mid)
= $640 credit for the 8d cycle → $2,400/mo projected
Survival (stays ≤ $52)
91%
Breach risk
9%
POP (stays ≤ $52.35)
92%
EV / mo
+$1,247
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+2pp
47% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~1.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,118/mo
median; plan ~$760/mo after 68% keep · $6,567 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.4 mo [1.2-4.1], measured ONLY among the 47% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$3,816
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$59 @ 81% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.15/sh now → $2.23 mid-life (likely $1.83–$3.09)≈ $0 at expiry  |  you banked $0.32/sh, so a flat mid-life exit nets -$1.91/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 308 simulated challenges: the $52 strike is typically first touched on day 6 of 8, at $53 (overshoots $1.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5225 Sep 202611d left+$1.15/sh+$2,293
cycle +$2,933
[+$2,251…+$3,241] · 100% credit
68%
surv 53%
-$28,725 NOT
cap gain +$20,945
Max even-money escape in the band~$572 Oct 202618d left+$0.25/sh+$498
cycle +$1,138
[+$14…+$1,247] · 75% credit
78%
surv 71%
-$19,139 NOT
cap gain +$30,531
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5525 Sep 202611d left+$0.07/sh+$144
cycle +$784
[-$248…+$750] · 61% credit
74%
surv 65%
-$25,018 NOT
cap gain +$24,652
Safety roll (pay small debit, max POP)~$592 Oct 202618d left-$0.31/sh-$611
cycle +$29
[-$1,292…+$99] · 29% credit
81%
surv 76%
-$15,828 NOT
cap gain +$33,842
budget: banked $640 debit $611 (95% used ≈ 1.1 wk of income) → whole cycle still +$29 cash · rolled 20 ct earn ≈ $6,408/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,400/mo
vs 50% target ($5,860/mo)-59%
vs normal income ($11,720/mo)20% covered
Net income (after hedge)$2,045/mo
Downside budget
⚠ $52 is $15 below CC-SS $66.61: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$28,570
… as % of IC ($13,700)208.5%
… as % of ML ($107,700)26.5%
Recovery months (at normal income)2.4 mo
Surgical close (20 ct)$-49,730
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.08/sh (~25% of the $0.32 collected) or spot ≥ $52.35 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $47.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.35
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.35
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (1.5σ)$640$-31,019+$18,651+$340
+2.5%$53.30 (1.8σ)$-1,960$-30,746+$18,924-$2,260
+5%$54.60 (2.0σ)$-4,560$-30,472+$19,198-$4,860
SS (= V-bounce)$63.43 (3.7σ)$-22,220$-28,618+$21,052-$19,660
V-BOUNCE STRESS (stock → CC-SS $66.61, where you are whole again, by expiry)
Starting unrealized P&L: $-49,670
+ Fortress recovery (un-capped): +$50,289
− CC assignment net of premium (20 × $52): -$28,570
Total Position P&L @ SS: $-27,951 (+$21,719 vs today)
Do-nothing baseline at SS: $-8,291 (this trade vs do-nothing: $-19,660, the opportunity cost of earning $2,400/mo FIGHT income now)
33% normal ← lean19 × $5018 Sep8d14.0%86%hist 86%29%hist 26%+4pp$1,045$3,919-$2,021$30,505
Sell 19 × $50 14.0% OTM over spot $43.85 18 Sep 2026 (8d, $0.56 mid)
= $1,045 credit for the 8d cycle → $3,919/mo projected
Survival (stays ≤ $50)
86%
Breach risk
14%
POP (stays ≤ $50.56)
88%
EV / mo
+$1,864
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
52% whole by 9mo vs 47% doing nothing
FIRE DRILLS
~1.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,825/mo
median; plan ~$1,241/mo after 68% keep · $10,886 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.3-4.4], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
19%
Flat exit net (mid-life)
-$2,924
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$57 @ 82% POP
78% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.95/sh now → $2.09 mid-life (likely $1.84–$3.08)≈ $0 at expiry  |  you banked $0.55/sh, so a flat mid-life exit nets -$1.54/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 561 simulated challenges: the $50 strike is typically first touched on day 5 of 8, at $51 (overshoots $1.27). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5025 Sep 202611d left+$1.07/sh+$2,040
cycle +$3,085
[+$1,825…+$2,627] · 100% credit
68%
surv 53%
-$32,978 NOT
cap gain +$16,692
Reliable up-and-out (highest cap still free ≥60%)~$542 Oct 202618d left+$0.42/sh+$802
cycle +$1,847
[+$252…+$1,394] · 85% credit
77%
surv 69%
-$25,045 NOT
cap gain +$24,625
Max even-money escape in the band~$552 Oct 202618d left+$0.14/sh+$257
cycle +$1,302
[-$377…+$811] · 53% credit
78%
surv 72%
-$23,380 NOT
cap gain +$26,290
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5325 Sep 202611d left+$0.01/sh+$11
cycle +$1,056
[-$486…+$451] · 43% credit
75%
surv 66%
-$29,151 NOT
cap gain +$20,519
Safety roll (pay small debit, max POP)~$572 Oct 202618d left-$0.39/sh-$748
cycle +$297
[-$1,591…-$252] · 17% credit
82%
surv 78%
-$19,965 NOT
cap gain +$29,705
budget: banked $1,045 debit $748 (72% used ≈ 0.8 wk of income) → whole cycle still +$297 cash · rolled 19 ct earn ≈ $5,369/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,919/mo
vs 50% target ($5,860/mo)-33%
vs normal income ($11,720/mo)33% covered
Net income (after hedge)$3,594/mo
Downside budget
⚠ $50 is $17 below CC-SS $66.61: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$30,505
… as % of IC ($13,700)222.7%
… as % of ML ($107,700)28.3%
Recovery months (at normal income)2.6 mo
Surgical close (19 ct)$-47,215
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.55 collected) or spot ≥ $50.56 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $47.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-50.56
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $50.56
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.2σ)$1,045$-35,018+$14,652+$760
+2.5%$51.25 (1.4σ)$-1,330$-34,631+$15,039-$1,615
+5%$52.50 (1.6σ)$-3,705$-34,244+$15,426-$3,990
SS (= V-bounce)$63.43 (3.7σ)$-24,472$-30,998+$18,672-$22,040
V-BOUNCE STRESS (stock → CC-SS $66.61, where you are whole again, by expiry)
Starting unrealized P&L: $-49,670
+ Fortress recovery (un-capped): +$50,289
− CC assignment net of premium (19 × $50): -$30,505
− Conservative CC assignment net of premium (1 × $62): -$446
Total Position P&L @ SS: $-30,331 (+$19,339 vs today)
Do-nothing baseline at SS: $-8,291 (this trade vs do-nothing: $-22,040, the opportunity cost of earning $3,919/mo FIGHT income now)
🎯 50% normal18 × $4818 Sep8d9.5%78%hist 83%45%hist 39%+6pp$1,584$5,940$31,905
Sell 18 × $48 9.5% OTM over spot $43.85 18 Sep 2026 (8d, $0.90 mid)
= $1,584 credit for the 8d cycle → $5,940/mo projected
Survival (stays ≤ $48)
78%
Breach risk
22%
POP (stays ≤ $48.90)
82%
EV / mo
+$2,274
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
48% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~2.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,347/mo
median; plan ~$1,596/mo after 68% keep · $15,484 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.4 mo [1.3-4.6], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
32%
Flat exit net (mid-life)
-$1,935
Free roll-up
+$2/wk
Safest escape (by 2 Oct 2026)
$57 @ 86% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.76/sh now → $1.95 mid-life (likely $2.03–$3.19)≈ $0 at expiry  |  you banked $0.88/sh, so a flat mid-life exit nets -$1.07/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 963 simulated challenges: the $48 strike is typically first touched on day 4 of 8, at $49 (overshoots $1.23). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4825 Sep 202611d left+$1.00/sh+$1,806
cycle +$3,390
[+$1,468…+$2,150] · 100% credit
68%
surv 53%
-$37,079 NOT
cap gain +$12,591
Reliable up-and-out (highest cap still free ≥60%)~$522 Oct 202618d left+$0.31/sh+$552
cycle +$2,136
[-$194…+$715] · 61% credit
77%
surv 70%
-$29,161 NOT
cap gain +$20,509
Up-and-out for even (raise the cap, free)~$5025 Sep 202611d left+$0.12/sh+$224
cycle +$1,808
[-$357…+$344] · 45% credit
74%
surv 64%
-$33,909 NOT
cap gain +$15,761
Max even-money escape in the band~$532 Oct 202618d left+$0.03/sh+$51
cycle +$1,635
[-$808…+$170] · 30% credit
79%
surv 73%
-$27,452 NOT
cap gain +$22,218
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$572 Oct 202618d left-$0.80/sh-$1,442
cycle +$142
[-$2,713…-$1,462] · 1% credit
86%
surv 83%
-$20,105 NOT
cap gain +$29,565
budget: banked $1,584 debit $1,442 (91% used ≈ 1.1 wk of income) → whole cycle still +$142 cash · rolled 18 ct earn ≈ $3,460/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,940/mo
vs 50% target ($5,860/mo)+1%
vs normal income ($11,720/mo)51% covered
Net income (after hedge)$5,645/mo
Downside budget
⚠ $48 is $19 below CC-SS $66.61: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$31,905
… as % of IC ($13,700)232.9%
… as % of ML ($107,700)29.6%
Recovery months (at normal income)2.7 mo
Surgical close (18 ct)$-44,730
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.22/sh (~25% of the $0.88 collected) or spot ≥ $48.90 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $47.52Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.90
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.90
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.00 (≤1σ, normal week)$1,584$-38,884+$10,786+$1,314
+2.5%$49.20 (1.0σ)$-576$-38,393+$11,277-$846
+5%$50.40 (1.2σ)$-2,736$-37,900+$11,770-$3,006
SS (= V-bounce)$63.43 (3.7σ)$-26,190$-32,844+$16,826-$23,886
V-BOUNCE STRESS (stock → CC-SS $66.61, where you are whole again, by expiry)
Starting unrealized P&L: $-49,670
+ Fortress recovery (un-capped): +$50,289
− CC assignment net of premium (18 × $48): -$31,905
− Conservative CC assignment net of premium (2 × $62): -$891
Total Position P&L @ SS: $-32,177 (+$17,493 vs today)
Do-nothing baseline at SS: $-8,291 (this trade vs do-nothing: $-23,886, the opportunity cost of earning $5,940/mo FIGHT income now)
100% normal20 × $45.5018 Sep8d3.8%64%hist 65%75%hist 64%+10pp$3,160$11,850+$5,910$39,050
Sell 20 × $45.50 3.8% OTM over spot $43.85 18 Sep 2026 (8d, $1.63 mid)
= $3,160 credit for the 8d cycle → $11,850/mo projected
Survival (stays ≤ $45.50)
64%
Breach risk
36%
POP (stays ≤ $47.13)
74%
EV / mo
+$3,169
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
57% whole by 9mo vs 46% doing nothing
FIRE DRILLS
~5.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,552/mo
median; plan ~$2,415/mo after 68% keep · $20,684 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.6 mo [1.4-4.6], measured ONLY among the 57% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
59%
Flat exit net (mid-life)
-$426
Free roll-up
+$2/wk
Safest escape (by 2 Oct 2026)
$58 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.53/sh now → $1.79 mid-life (likely $2.31–$3.30)≈ $0 at expiry  |  you banked $1.58/sh, so a flat mid-life exit nets -$0.21/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,761 simulated challenges: the $46 strike is typically first touched on day 3 of 8, at $47 (overshoots $1.22). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4625 Sep 202611d left+$0.92/sh+$1,836
cycle +$4,996
[+$1,317…+$1,738] · 100% credit
68%
surv 53%
-$41,027 NOT
cap gain +$8,643
Reliable up-and-out (highest cap still free ≥60%)~$492 Oct 202618d left+$0.50/sh+$995
cycle +$4,155
[+$26…+$661] · 77% credit
76%
surv 67%
-$34,907 NOT
cap gain +$14,763
Max even-money escape in the band~$502 Oct 202618d left+$0.17/sh+$342
cycle +$3,502
[-$778…-$74] · 23% credit
78%
surv 71%
-$33,350 NOT
cap gain +$16,320
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4825 Sep 202611d left+$0.05/sh+$91
cycle +$3,251
[-$762…-$236] · 17% credit
74%
surv 65%
-$38,021 NOT
cap gain +$11,649
Safety roll (pay small debit, max POP)~$582 Oct 202618d left-$1.18/sh-$2,368
cycle +$792
[-$4,476…-$3,114]
91%
surv 90%
-$18,380 NOT
cap gain +$31,290
budget: banked $3,160 debit $2,368 (75% used ≈ 0.9 wk of income) → whole cycle still +$792 cash · rolled 20 ct earn ≈ $2,029/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$11,850/mo
vs 50% target ($5,860/mo)+102%
vs normal income ($11,720/mo)101% covered
Net income (after hedge)$11,495/mo
Downside budget
⚠ $45.50 is $21 below CC-SS $66.61: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,050
… as % of IC ($13,700)285.0%
… as % of ML ($107,700)36.3%
Recovery months (at normal income)3.3 mo
Surgical close (20 ct)$-49,770
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.40/sh (~25% of the $1.58 collected) or spot ≥ $47.13 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $47.72 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $45.05Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-47.13
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.13
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.50 (≤1σ, normal week)$3,160$-42,864+$6,806+$2,860
+2.5%$46.64 (≤1σ, normal week)$885$-42,625+$7,045+$585
+5%$47.77 (≤1σ, normal week)$-1,390$-42,386+$7,284-$1,690
SS (= V-bounce)$63.43 (3.7σ)$-32,700$-39,098+$10,572-$30,140
V-BOUNCE STRESS (stock → CC-SS $66.61, where you are whole again, by expiry)
Starting unrealized P&L: $-49,670
+ Fortress recovery (un-capped): +$50,289
− CC assignment net of premium (20 × $45.50): -$39,050
Total Position P&L @ SS: $-38,431 (+$11,239 vs today)
Do-nothing baseline at SS: $-8,291 (this trade vs do-nothing: $-30,140, the opportunity cost of earning $11,850/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (27 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 27 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.105 (IBKR)  |  Recovery@SS: +$50,289 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-8,291

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$488d18 Sep 2026$0.8818/20$5,940$5,64578%82%+$2,274-$31,905232.9%$-32,177 (vs do-nothing $-23,886)
$47.508d18 Sep 2026$0.9717/20$6,184$5,91976%81%+$2,137-$30,830225.0%$-31,547 (vs do-nothing $-23,256)
$4815d25 Sep 2026$1.5220/20$6,080$5,72573%79%+$1,874-$34,170249.4%$-33,551 (vs do-nothing $-25,260)
$478d18 Sep 2026$1.1115/20$6,244$6,03973%79%+$2,078-$27,743202.5%$-29,351 (vs do-nothing $-21,060)
$47.5015d25 Sep 2026$1.6219/20$6,156$5,83171%78%+$1,715-$33,222242.5%$-33,048 (vs do-nothing $-24,757)
$46.508d18 Sep 2026$1.2513/20$6,094$5,94970%77%+$1,892-$24,512178.9%$-27,011 (vs do-nothing $-18,720)
$4715d25 Sep 2026$1.7817/20$6,052$5,78769%77%+$1,640-$30,303221.2%$-31,020 (vs do-nothing $-22,729)
$468d18 Sep 2026$1.4112/20$6,345$6,23067%76%+$1,844-$23,034168.1%$-25,979 (vs do-nothing $-17,688)
$4722d2 Oct 2026$2.4418/20$5,989$5,69467%76%+$1,572-$30,897225.5%$-31,169 (vs do-nothing $-22,878)
$46.5015d25 Sep 2026$1.9316/20$6,176$5,94167%75%+$1,569-$29,080212.3%$-30,243 (vs do-nothing $-21,952)
$4615d25 Sep 2026$2.1114/20$5,908$5,73364%74%+$1,441-$25,893189.0%$-27,947 (vs do-nothing $-19,656)
$45.508d18 Sep 2026$1.5810/20$5,925$5,87064%74%+$1,584-$19,525142.5%$-23,361 (vs do-nothing $-15,070)
$4622d2 Oct 2026$2.7616/20$6,022$5,78763%74%+$1,386-$28,552208.4%$-29,715 (vs do-nothing $-21,424)
Show 14 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$45.5015d25 Sep 2026$2.3013/20$5,980$5,83562%73%+$1,390-$24,447178.4%$-26,946 (vs do-nothing $-18,655)
$458d18 Sep 2026$1.769/20$5,940$5,91561%72%+$1,436-$17,861130.4%$-22,142 (vs do-nothing $-13,851)
$4515d25 Sep 2026$2.5012/20$6,000$5,88559%72%+$1,317-$22,926167.3%$-25,871 (vs do-nothing $-17,580)
$4522d2 Oct 2026$3.1014/20$5,918$5,74359%72%+$1,147-$25,907189.1%$-27,961 (vs do-nothing $-19,670)
$44.508d18 Sep 2026$1.988/20$5,940$5,94557%71%+$1,341-$16,100117.5%$-20,827 (vs do-nothing $-12,536)
$44.5015d25 Sep 2026$2.7111/20$5,962$5,87757%71%+$1,224-$21,335155.7%$-24,725 (vs do-nothing $-16,434)
$4422d2 Oct 2026$3.6012/20$5,891$5,77655%70%+$1,102-$22,806166.5%$-25,751 (vs do-nothing $-17,460)
$4415d25 Sep 2026$2.9310/20$5,860$5,80554%69%+$1,113-$19,675143.6%$-23,511 (vs do-nothing $-15,220)
$448d18 Sep 2026$2.208/20$6,600$6,60554%69%+$1,339-$16,324119.2%$-21,051 (vs do-nothing $-12,760)
$43.5015d25 Sep 2026$3.1010/20$6,200$6,14551%68%+$979-$20,005146.0%$-23,841 (vs do-nothing $-15,550)
$4322d2 Oct 2026$4.0011/20$6,000$5,91550%68%+$885-$21,566157.4%$-24,956 (vs do-nothing $-16,665)
$43.508d18 Sep 2026$2.457/20$6,431$6,46650%67%+$1,189-$14,459105.5%$-19,631 (vs do-nothing $-11,340)
$4315d25 Sep 2026$3.359/20$6,030$6,00549%67%+$872-$18,230133.1%$-22,511 (vs do-nothing $-14,220)
$438d18 Sep 2026$2.716/20$6,098$6,16346%66%+$1,004-$12,53791.5%$-18,155 (vs do-nothing $-9,864)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-10 21:51