FORTRESS FIGHT: IREN-LC50 @ $42.81

BE SS: $63.43  |  CC-SS: $66.57  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-14 21:51

IREN-LC50 @ $42.81   UNDERWATER $20.62 (32.5% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.57 (banked floor $64.93)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$14,073/mo95% ann ROI on ML
Hedge rolling cost$439/mo
Unrealized P&L$-52,040fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$7,036/mo
HEDGE COVER
$439/mo
NORMAL INCOME
$14,073/mo (ATM CC, chain)
IC VELOCITY
1.0 mo to earn back $13,700
ML VELOCITY
7.7 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.57 (probe: $65C 11d) brings only $273/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$3,610
Hole (after banked)
$48,430
was $52,040 · 7% earned back
Cycles closed
19
Credit in flight
$0
CC-SS · banked floor (info)
$66.57 → $64.93
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 39 (live) · RSI 49 · MACD bearish, hist rising
DAILYMIXED (provisional) · RSI 52 · %B 61 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $65.35 (+53%) · daily UBB $47.25 · 1-wk expected move ±$5 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 18 contracts at $47 / 4d. This is the safest strike (survival 83%, breach 17%) that still earns 50% of normal income ($7,036/mo); it brings $7,290/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 19 × $45/4d for $14,535/mo, but breach risk rises to 29% (+13pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $65/4d (99+% survival, $150/mo).
Downside anchor: the primary mortgages $34,263 (250% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 2.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 18 contracts realizes $-46,863 and cuts bleed by $395/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 18 Sep 2026 (4d) · sell 18 × $47, 83% survival, $7,290/mo (E[net] $4,206/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆18 Sep 2026 · 4d18 × $4783%$7,290$4,206
NEXT FRIDAY25 Sep 2026 · 11d20 × $46.5073%$7,200$866
E[net] arithmetic on the grand pick: keep $972 with probability 76%; on the 24% touch you roll, paying $2,907 to close and taking $2,154 back from the best priced door (net cash $753) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 18 Sep 2026 · 4d · E[net] $4,206/mo 🏆 GRAND PICK

🎯 Engine pick: sell 18 × $47 (50% normal), 83% survival, breach 17%, $7,290/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $48.50 rung (33% normal) lifts survival to 90% (breach 17% → 10%) for $2,640/mo less (36% income) buys safety you do not really need here.
IREN  spot $42.81 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge15 × $5518 Sep4d28.5%99%hist 96%3%hist 3%+1pp$60$450-$6,840$17,302
Sell 15 × $55 28.5% OTM over spot $42.81 18 Sep 2026 (4d, $0.04 mid)
= $60 credit for the 4d cycle → $450/mo projected
Survival (stays ≤ $55)
99%
Breach risk
1%
POP (stays ≤ $55.05)
99%
EV / mo
+$342
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
51% whole by 9mo vs 51% doing nothing
FIRE DRILLS
~0.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-27/mo
median; plan ~$-19/mo after 68% keep · $-102 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.9 mo [1.0-3.3], measured ONLY among the 51% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$3,032
Free roll-up
+$4/wk
Safest escape (by 9 Oct 2026)
$66 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.91/sh now → $2.06 mid-life → ≈ $0 at expiry  |  you banked $0.04/sh, so a flat mid-life exit nets -$2.02/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5525 Sep 20269d left+$1.57/sh+$2,350
cycle +$2,410
69%
surv 53%
-$22,572 NOT
cap gain +$29,468
Up-and-out for even (raise the cap, free)~$5925 Sep 20269d left+$0.13/sh+$193
cycle +$253
76%
surv 69%
-$16,545 NOT
cap gain +$35,495
Max even-money escape in the band~$669 Oct 202623d left+$0.05/sh+$77
cycle +$137
83%
surv 80%
-$2,121 NOT
cap gain +$49,919
reaches SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$450/mo
vs 50% target ($7,036/mo)-94%
vs normal income ($14,073/mo)3% covered
Net income (after hedge)$66/mo
Downside budget
⚠ $55 is $12 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$17,302
… as % of IC ($13,700)126.3%
… as % of ML ($107,700)16.1%
Recovery months (at normal income)1.2 mo
Surgical close (15 ct)$-39,038
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.04 collected) or spot ≥ $55.05 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $55)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $54.45Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$54-55.05
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $55.05
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$55.00 (3.2σ)$60$-24,923+$27,117+$0
+2.5%$56.37 (3.5σ)$-2,002$-23,935+$28,105-$2,062
+5%$57.75 (3.9σ)$-4,065$-22,948+$29,092-$4,125
SS (= V-bounce)$63.43 (5.4σ)$-12,585$-19,585+$32,455-$10,500
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (15 × $55): -$17,302
− Conservative CC assignment net of premium (5 × $62): -$2,267
Total Position P&L @ SS: $-18,899 (+$33,141 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-10,500, the opportunity cost of earning $450/mo FIGHT income now)
🛡 safe yield20 × $4918 Sep4d14.5%91%hist 96%18%hist 14%+8pp$520$3,900-$3,390$34,630
Sell 20 × $49 14.5% OTM over spot $42.81 18 Sep 2026 (4d, $0.30 mid)
= $520 credit for the 4d cycle → $3,900/mo projected
Survival (stays ≤ $49)
91%
Breach risk
9%
POP (stays ≤ $49.30)
92%
EV / mo
+$2,270
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
52% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~1.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,965/mo
median; plan ~$1,336/mo after 68% keep · $10,698 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.5 mo [1.2-4.7], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$2,924
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$59 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.43/sh now → $1.72 mid-life (likely $1.48–$2.74)≈ $0 at expiry  |  you banked $0.26/sh, so a flat mid-life exit nets -$1.46/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 311 simulated challenges: the $49 strike is typically first touched on day 3 of 4, at $50 (overshoots $1.37). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4925 Sep 20269d left+$1.28/sh+$2,569
cycle +$3,089
[+$2,503…+$3,283] · 100% credit
68%
surv 53%
-$35,221 NOT
cap gain +$16,819
Reliable up-and-out (highest cap still free ≥60%)~$579 Oct 202623d left+$0.24/sh+$478
cycle +$998
[-$364…+$1,193] · 61% credit
82%
surv 78%
-$19,147 NOT
cap gain +$32,893
Up-and-out for even (raise the cap, free)~$5225 Sep 20269d left+$0.05/sh+$98
cycle +$618
[-$519…+$631] · 50% credit
77%
surv 69%
-$30,618 NOT
cap gain +$21,422
Max even-money escape in the band~$589 Oct 202623d left+$0.04/sh+$72
cycle +$592
[-$880…+$750] · 46% credit
83%
surv 80%
-$17,335 NOT
cap gain +$34,705
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$599 Oct 202623d left-$0.12/sh-$236
cycle +$284
[-$1,250…+$409] · 37% credit
85%
surv 82%
-$15,426 NOT
cap gain +$36,614
budget: banked $520 debit $236 (45% used ≈ 0.3 wk of income) → whole cycle still +$284 cash · rolled 20 ct earn ≈ $4,184/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,900/mo
vs 50% target ($7,036/mo)-45%
vs normal income ($14,073/mo)28% covered
Net income (after hedge)$3,461/mo
Downside budget
⚠ $49 is $18 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,630
… as % of IC ($13,700)252.8%
… as % of ML ($107,700)32.2%
Recovery months (at normal income)2.5 mo
Surgical close (20 ct)$-52,110
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.26 collected) or spot ≥ $49.30 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $49)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $48.51Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$49-49.30
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.30
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$49.00 (1.6σ)$520$-37,791+$14,249+$440
+2.5%$50.22 (1.9σ)$-1,930$-37,524+$14,516-$2,010
+5%$51.45 (2.2σ)$-4,380$-37,256+$14,784-$4,460
SS (= V-bounce)$63.43 (5.4σ)$-28,340$-34,645+$17,395-$25,560
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $49): -$34,630
Total Position P&L @ SS: $-33,959 (+$18,081 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-25,560, the opportunity cost of earning $3,900/mo FIGHT income now)
33% normal20 × $48.5018 Sep4d13.3%90%hist 86%21%hist 26%+7pp$620$4,650-$2,640$35,530
Sell 20 × $48.50 13.3% OTM over spot $42.81 18 Sep 2026 (4d, $0.35 mid)
= $620 credit for the 4d cycle → $4,650/mo projected
Survival (stays ≤ $48.50)
90%
Breach risk
10%
POP (stays ≤ $48.85)
91%
EV / mo
+$2,587
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
55% whole by 9mo vs 48% doing nothing
FIRE DRILLS
~1.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,382/mo
median; plan ~$1,620/mo after 68% keep · $11,689 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.2-3.8], measured ONLY among the 55% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$2,770
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$59 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.40/sh now → $1.70 mid-life (likely $1.49–$2.67)≈ $0 at expiry  |  you banked $0.31/sh, so a flat mid-life exit nets -$1.39/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 444 simulated challenges: the $48 strike is typically first touched on day 3 of 4, at $50 (overshoots $1.34). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4825 Sep 20269d left+$1.26/sh+$2,525
cycle +$3,145
[+$2,479…+$3,175] · 100% credit
68%
surv 53%
-$36,275 NOT
cap gain +$15,765
Reliable up-and-out (highest cap still free ≥60%)~$579 Oct 202623d left+$0.20/sh+$405
cycle +$1,025
[-$399…+$1,026] · 64% credit
82%
surv 78%
-$20,229 NOT
cap gain +$31,811
Up-and-out for even (raise the cap, free)~$5225 Sep 20269d left+$0.03/sh+$58
cycle +$678
[-$540…+$550] · 49% credit
77%
surv 69%
-$31,666 NOT
cap gain +$20,374
Max even-money escape in the band~$589 Oct 202623d left+$0.00/sh+$5
cycle +$625
[-$902…+$582] · 42% credit
83%
surv 80%
-$18,411 NOT
cap gain +$33,629
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$599 Oct 202623d left-$0.15/sh-$299
cycle +$321
[-$1,282…+$256] · 32% credit
85%
surv 82%
-$16,497 NOT
cap gain +$35,543
budget: banked $620 debit $299 (48% used ≈ 0.3 wk of income) → whole cycle still +$321 cash · rolled 20 ct earn ≈ $4,032/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,650/mo
vs 50% target ($7,036/mo)-34%
vs normal income ($14,073/mo)33% covered
Net income (after hedge)$4,211/mo
Downside budget
⚠ $48.50 is $18 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$35,530
… as % of IC ($13,700)259.3%
… as % of ML ($107,700)33.0%
Recovery months (at normal income)2.5 mo
Surgical close (20 ct)$-52,120
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.08/sh (~25% of the $0.31 collected) or spot ≥ $48.85 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.85
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.85
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.5σ)$620$-38,800+$13,240+$540
+2.5%$49.71 (1.8σ)$-1,805$-38,535+$13,505-$1,885
+5%$50.93 (2.1σ)$-4,230$-38,271+$13,769-$4,310
SS (= V-bounce)$63.43 (5.4σ)$-29,240$-35,545+$16,495-$26,460
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $48.50): -$35,530
Total Position P&L @ SS: $-34,859 (+$17,181 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-26,460, the opportunity cost of earning $4,650/mo FIGHT income now)
🎯 50% normal18 × $4718 Sep4d9.8%83%hist 86%34%hist 30%+11pp$972$7,290$34,263
Sell 18 × $47 9.8% OTM over spot $42.81 18 Sep 2026 (4d, $0.55 mid)
= $972 credit for the 4d cycle → $7,290/mo projected
Survival (stays ≤ $47)
83%
Breach risk
17%
POP (stays ≤ $47.55)
86%
EV / mo
+$3,556
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+11pp
58% whole by 9mo vs 47% doing nothing
FIRE DRILLS
~3.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,228/mo
median; plan ~$2,195/mo after 68% keep · $18,012 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.2-4.6], measured ONLY among the 58% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
24%
Flat exit net (mid-life)
-$1,935
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.28/sh now → $1.62 mid-life (likely $1.66–$2.80)≈ $0 at expiry  |  you banked $0.54/sh, so a flat mid-life exit nets -$1.08/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 715 simulated challenges: the $47 strike is typically first touched on day 3 of 4, at $48 (overshoots $1.33). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4725 Sep 20269d left+$1.20/sh+$2,154
cycle +$3,126
[+$1,789…+$2,663] · 100% credit
68%
surv 53%
-$39,612 NOT
cap gain +$12,428
Reliable up-and-out (highest cap still free ≥60%)~$539 Oct 202623d left+$0.56/sh+$1,016
cycle +$1,988
[+$141…+$1,333] · 80% credit
80%
surv 74%
-$27,022 NOT
cap gain +$25,018
Up-and-out for even (raise the cap, free)~$5025 Sep 20269d left+$0.12/sh+$208
cycle +$1,180
[-$471…+$459] · 45% credit
76%
surv 68%
-$35,592 NOT
cap gain +$16,448
Max even-money escape in the band~$559 Oct 202623d left+$0.10/sh+$176
cycle +$1,148
[-$857…+$407] · 39% credit
83%
surv 79%
-$23,426 NOT
cap gain +$28,614
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$589 Oct 202623d left-$0.43/sh-$770
cycle +$202
[-$2,051…-$655] · 10% credit
87%
surv 85%
-$17,718 NOT
cap gain +$34,322
budget: banked $972 debit $770 (79% used ≈ 0.5 wk of income) → whole cycle still +$202 cash · rolled 18 ct earn ≈ $2,787/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,290/mo
vs 50% target ($7,036/mo)+4%
vs normal income ($14,073/mo)52% covered
Net income (after hedge)$6,873/mo
Downside budget
⚠ $47 is $20 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,263
… as % of IC ($13,700)250.1%
… as % of ML ($107,700)31.8%
Recovery months (at normal income)2.4 mo
Surgical close (18 ct)$-46,863
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.54 collected) or spot ≥ $47.55 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.55
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.55
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.1σ)$972$-41,767+$10,273+$900
+2.5%$48.17 (1.4σ)$-1,143$-41,275+$10,765-$1,215
+5%$49.35 (1.7σ)$-3,258$-40,784+$11,256-$3,330
SS (= V-bounce)$63.43 (5.4σ)$-28,602$-35,185+$16,855-$26,100
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (18 × $47): -$34,263
− Conservative CC assignment net of premium (2 × $62): -$907
Total Position P&L @ SS: $-34,499 (+$17,541 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-26,100, the opportunity cost of earning $7,290/mo FIGHT income now)
100% normal19 × $4518 Sep4d5.1%71%hist 84%61%hist 59%+14pp$1,938$14,535+$7,245$39,054
Sell 19 × $45 5.1% OTM over spot $42.81 18 Sep 2026 (4d, $1.04 mid)
= $1,938 credit for the 4d cycle → $14,535/mo projected
Survival (stays ≤ $45)
71%
Breach risk
29%
POP (stays ≤ $46.03)
78%
EV / mo
+$5,003
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+14pp
62% whole by 9mo vs 48% doing nothing
FIRE DRILLS
~6.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$4,929/mo
median; plan ~$3,352/mo after 68% keep · $24,631 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.2-4.2], measured ONLY among the 62% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
43%
Flat exit net (mid-life)
-$934
Free roll-up
+$3/wk
Safest escape (by 2 Oct 2026)
$56 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.14/sh now → $1.51 mid-life (likely $1.85–$2.96)≈ $0 at expiry  |  you banked $1.02/sh, so a flat mid-life exit nets -$0.49/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,300 simulated challenges: the $45 strike is typically first touched on day 2 of 4, at $46 (overshoots $1.43). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4525 Sep 20269d left+$1.11/sh+$2,112
cycle +$4,050
[+$1,661…+$2,346] · 100% credit
68%
surv 53%
-$43,128 NOT
cap gain +$8,912
Reliable up-and-out (highest cap still free ≥60%)~$509 Oct 202623d left+$0.66/sh+$1,253
cycle +$3,191
[+$140…+$1,154] · 79% credit
79%
surv 73%
-$32,476 NOT
cap gain +$19,564
Max even-money escape in the band~$529 Oct 202623d left+$0.17/sh+$314
cycle +$2,252
[-$1,062…+$130] · 30% credit
82%
surv 78%
-$28,980 NOT
cap gain +$23,060
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4825 Sep 20269d left+$0.04/sh+$77
cycle +$2,015
[-$888…-$48] · 23% credit
76%
surv 69%
-$39,197 NOT
cap gain +$12,843
Safety roll (pay small debit, max POP)~$562 Oct 202616d left-$0.90/sh-$1,718
cycle +$220
[-$3,702…-$2,152]
90%
surv 89%
-$22,139 NOT
cap gain +$29,901
budget: banked $1,938 debit $1,718 (89% used ≈ 0.5 wk of income) → whole cycle still +$220 cash · rolled 19 ct earn ≈ $2,163/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$14,535/mo
vs 50% target ($7,036/mo)+107%
vs normal income ($14,073/mo)103% covered
Net income (after hedge)$14,107/mo
Downside budget
⚠ $45 is $22 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,054
… as % of IC ($13,700)285.1%
… as % of ML ($107,700)36.3%
Recovery months (at normal income)2.8 mo
Surgical close (19 ct)$-49,467
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.26/sh (~25% of the $1.02 collected) or spot ≥ $46.03 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-46.03
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.03
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (≤1σ, normal week)$1,938$-45,241+$6,799+$1,862
+2.5%$46.12 (≤1σ, normal week)$-199$-44,883+$7,157-$275
+5%$47.25 (1.2σ)$-2,337$-44,525+$7,515-$2,413
SS (= V-bounce)$63.43 (5.4σ)$-33,079$-39,523+$12,517-$30,438
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (19 × $45): -$39,054
− Conservative CC assignment net of premium (1 × $62): -$453
Total Position P&L @ SS: $-38,837 (+$13,203 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-30,438, the opportunity cost of earning $14,535/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 25 Sep 2026 · 11d · E[net] $866/mo

🎯 Engine pick: sell 20 × $46.50 (50% normal), 73% survival, breach 27%, $7,200/mo.
⚖️ Worth a safer step: the $48.50 rung (33% normal) lifts survival to 81% (breach 27% → 19%) for $2,400/mo less (33% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $48.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.81 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge17 × $6025 Sep11d40.2%98%hist 96%5%hist 3%+1pp$170$464-$6,736$11,007
Sell 17 × $60 40.2% OTM over spot $42.81 25 Sep 2026 (11d, $0.12 mid)
= $170 credit for the 11d cycle → $464/mo projected
Survival (stays ≤ $60)
98%
Breach risk
2%
POP (stays ≤ $60.12)
98%
EV / mo
+$319
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
49% whole by 9mo vs 49% doing nothing
FIRE DRILLS
~0.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-52/mo
median; plan ~$-35/mo after 68% keep · $-219 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.7 mo [1.1-3.3], measured ONLY among the 49% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
2%
Flat exit net (mid-life)
-$5,623
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$67 @ 78% POP
72% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.82/sh now → $3.41 mid-life → ≈ $0 at expiry  |  you banked $0.10/sh, so a flat mid-life exit nets -$3.31/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$602 Oct 202612d left+$1.42/sh+$2,411
cycle +$2,581
69%
surv 54%
-$11,319 NOT
cap gain +$40,721
Up-and-out for even (raise the cap, free)~$632 Oct 202612d left+$0.12/sh+$203
cycle +$373
74%
surv 64%
-$6,809 NOT
cap gain +$45,231
Max even-money escape in the band~$669 Oct 202620d left+$0.24/sh+$410
cycle +$580
77%
surv 70%
-$848 NOT
cap gain +$51,192
reaches SS ✓
Safety roll (pay small debit, max POP)~$679 Oct 202620d left-$0.06/sh-$101
cycle +$69
78%
surv 72%
+$559 SAFE
cap gain +$52,599
budget: banked $170 debit $101 (60% used ≈ 0.9 wk of income) → whole cycle still +$69 cash · rolled 17 ct earn ≈ $8,537/mo while parked; 3 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$464/mo
vs 50% target ($7,036/mo)-93%
vs normal income ($14,073/mo)3% covered
Net income (after hedge)$58/mo
Downside budget
⚠ $60 is $7 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$11,007
… as % of IC ($13,700)80.3%
… as % of ML ($107,700)10.2%
Recovery months (at normal income)0.8 mo
Surgical close (17 ct)$-44,260
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.03/sh (~25% of the $0.10 collected) or spot ≥ $60.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $60)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $59.40Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$59-60.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $60.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$60.00 (2.7σ)$170$-13,731+$38,309+$102
+2.5%$61.50 (2.9σ)$-2,380$-12,954+$39,086-$2,448
+5%$63.00 (3.2σ)$-4,930$-12,477+$39,563-$3,298
SS (= V-bounce)$63.43 (3.2σ)$-5,661$-12,383+$39,657-$3,298
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (17 × $60): -$11,007
− Conservative CC assignment net of premium (3 × $62): -$1,360
Total Position P&L @ SS: $-11,697 (+$40,343 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-3,298, the opportunity cost of earning $464/mo FIGHT income now)
🛡 safe yield20 × $5225 Sep11d21.5%90%hist 96%20%hist 26%+3pp$820$2,236-$4,964$28,330
Sell 20 × $52 21.5% OTM over spot $42.81 25 Sep 2026 (11d, $0.45 mid)
= $820 credit for the 11d cycle → $2,236/mo projected
Survival (stays ≤ $52)
90%
Breach risk
10%
POP (stays ≤ $52.45)
91%
EV / mo
+$1,051
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+3pp
46% whole by 9mo vs 43% doing nothing
FIRE DRILLS
~0.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$856/mo
median; plan ~$582/mo after 68% keep · $5,119 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.3-4.7], measured ONLY among the 46% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
13%
Flat exit net (mid-life)
-$4,566
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 78% POP
73% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.81/sh now → $2.69 mid-life (likely $2.16–$3.65)≈ $0 at expiry  |  you banked $0.41/sh, so a flat mid-life exit nets -$2.28/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 378 simulated challenges: the $52 strike is typically first touched on day 7 of 11, at $53 (overshoots $1.30). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$522 Oct 202612d left+$1.12/sh+$2,239
cycle +$3,059
[+$2,150…+$3,203] · 100% credit
69%
surv 53%
-$28,598 NOT
cap gain +$23,442
Reliable up-and-out (highest cap still free ≥60%)~$569 Oct 202620d left+$0.38/sh+$762
cycle +$1,582
[+$314…+$1,596] · 88% credit
76%
surv 68%
-$20,782 NOT
cap gain +$31,258
Max even-money escape in the band~$579 Oct 202620d left+$0.08/sh+$154
cycle +$974
[-$386…+$948] · 58% credit
77%
surv 70%
-$19,171 NOT
cap gain +$32,869
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$552 Oct 202612d left+$0.02/sh+$44
cycle +$864
[-$362…+$642] · 56% credit
74%
surv 65%
-$24,826 NOT
cap gain +$27,214
Safety roll (pay small debit, max POP)~$589 Oct 202620d left-$0.20/sh-$399
cycle +$421
[-$1,081…+$358] · 37% credit
78%
surv 73%
-$17,506 NOT
cap gain +$34,534
budget: banked $820 debit $399 (49% used ≈ 0.8 wk of income) → whole cycle still +$421 cash · rolled 20 ct earn ≈ $7,482/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,236/mo
vs 50% target ($7,036/mo)-68%
vs normal income ($14,073/mo)16% covered
Net income (after hedge)$1,798/mo
Downside budget
⚠ $52 is $15 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$28,330
… as % of IC ($13,700)206.8%
… as % of ML ($107,700)26.3%
Recovery months (at normal income)2.0 mo
Surgical close (20 ct)$-52,130
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.41 collected) or spot ≥ $52.45 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.45
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.45
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (1.4σ)$820$-30,837+$21,203+$740
+2.5%$53.30 (1.6σ)$-1,780$-30,553+$21,487-$1,860
+5%$54.60 (1.8σ)$-4,380$-30,270+$21,770-$4,460
SS (= V-bounce)$63.43 (3.2σ)$-22,040$-28,345+$23,695-$19,260
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $52): -$28,330
Total Position P&L @ SS: $-27,659 (+$24,381 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-19,260, the opportunity cost of earning $2,236/mo FIGHT income now)
33% normal ← lean20 × $48.5025 Sep11d13.3%81%hist 86%39%hist 30%+7pp$1,760$4,800-$2,400$34,390
Sell 20 × $48.50 13.3% OTM over spot $42.81 25 Sep 2026 (11d, $0.93 mid)
= $1,760 credit for the 11d cycle → $4,800/mo projected
Survival (stays ≤ $48.50)
81%
Breach risk
19%
POP (stays ≤ $49.43)
84%
EV / mo
+$1,851
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
52% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~1.8/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,856/mo
median; plan ~$1,262/mo after 68% keep · $11,486 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.6-5.0], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
28%
Flat exit net (mid-life)
-$3,052
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$57 @ 83% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.40/sh now → $2.41 mid-life (likely $2.38–$3.60)≈ $0 at expiry  |  you banked $0.88/sh, so a flat mid-life exit nets -$1.53/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 854 simulated challenges: the $48 strike is typically first touched on day 6 of 11, at $50 (overshoots $1.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$482 Oct 202612d left+$1.00/sh+$1,998
cycle +$3,758
[+$1,685…+$2,517] · 100% credit
69%
surv 53%
-$35,661 NOT
cap gain +$16,379
Reliable up-and-out (highest cap still free ≥60%)~$529 Oct 202620d left+$0.52/sh+$1,039
cycle +$2,799
[+$383…+$1,405] · 91% credit
74%
surv 66%
-$29,545 NOT
cap gain +$22,495
Max even-money escape in the band~$539 Oct 202620d left+$0.19/sh+$378
cycle +$2,138
[-$352…+$671] · 52% credit
76%
surv 69%
-$27,989 NOT
cap gain +$24,051
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$512 Oct 202612d left+$0.07/sh+$147
cycle +$1,907
[-$389…+$365] · 43% credit
74%
surv 64%
-$32,655 NOT
cap gain +$19,385
Safety roll (pay small debit, max POP)~$579 Oct 202620d left-$0.82/sh-$1,636
cycle +$124
[-$2,787…-$1,515] · 6% credit
83%
surv 79%
-$21,130 NOT
cap gain +$30,910
budget: banked $1,760 debit $1,636 (93% used ≈ 1.5 wk of income) → whole cycle still +$124 cash · rolled 20 ct earn ≈ $4,763/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,800/mo
vs 50% target ($7,036/mo)-32%
vs normal income ($14,073/mo)34% covered
Net income (after hedge)$4,361/mo
Downside budget
⚠ $48.50 is $18 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,390
… as % of IC ($13,700)251.0%
… as % of ML ($107,700)31.9%
Recovery months (at normal income)2.4 mo
Surgical close (20 ct)$-52,140
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.22/sh (~25% of the $0.88 collected) or spot ≥ $49.43 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.43
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.43
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (≤1σ, normal week)$1,760$-37,660+$14,380+$1,680
+2.5%$49.71 (1.1σ)$-665$-37,395+$14,645-$745
+5%$50.93 (1.3σ)$-3,090$-37,131+$14,909-$3,170
SS (= V-bounce)$63.43 (3.2σ)$-28,100$-34,405+$17,635-$25,320
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $48.50): -$34,390
Total Position P&L @ SS: $-33,719 (+$18,321 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-25,320, the opportunity cost of earning $4,800/mo FIGHT income now)
🎯 50% normal20 × $46.5025 Sep11d8.6%73%hist 84%56%hist 44%+11pp$2,640$7,200$37,510
Sell 20 × $46.50 8.6% OTM over spot $42.81 25 Sep 2026 (11d, $1.37 mid)
= $2,640 credit for the 11d cycle → $7,200/mo projected
Survival (stays ≤ $46.50)
73%
Breach risk
27%
POP (stays ≤ $47.87)
79%
EV / mo
+$2,278
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+11pp
53% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~2.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,429/mo
median; plan ~$1,652/mo after 68% keep · $14,527 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.9 mo [1.7-5.2], measured ONLY among the 53% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
44%
Flat exit net (mid-life)
-$1,857
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$57 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.18/sh now → $2.25 mid-life (likely $2.52–$3.65)≈ $0 at expiry  |  you banked $1.32/sh, so a flat mid-life exit nets -$0.93/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,322 simulated challenges: the $46 strike is typically first touched on day 5 of 11, at $48 (overshoots $1.23). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$462 Oct 202612d left+$0.93/sh+$1,867
cycle +$4,507
[+$1,434…+$2,054] · 100% credit
69%
surv 53%
-$39,349 NOT
cap gain +$12,691
Reliable up-and-out (highest cap still free ≥60%)~$509 Oct 202620d left+$0.41/sh+$821
cycle +$3,461
[-$24…+$834] · 73% credit
75%
surv 66%
-$33,320 NOT
cap gain +$18,720
Max even-money escape in the band~$519 Oct 202620d left+$0.09/sh+$174
cycle +$2,814
[-$781…+$122] · 29% credit
77%
surv 70%
-$31,749 NOT
cap gain +$20,291
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$492 Oct 202612d left+$0.01/sh+$26
cycle +$2,666
[-$661…-$24] · 24% credit
74%
surv 64%
-$36,333 NOT
cap gain +$15,707
Safety roll (pay small debit, max POP)~$579 Oct 202620d left-$1.18/sh-$2,366
cycle +$274
[-$3,984…-$2,664]
87%
surv 85%
-$20,980 NOT
cap gain +$31,060
budget: banked $2,640 debit $2,366 (90% used ≈ 1.4 wk of income) → whole cycle still +$274 cash · rolled 20 ct earn ≈ $3,197/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$7,200/mo
vs 50% target ($7,036/mo)+2%
vs normal income ($14,073/mo)51% covered
Net income (after hedge)$6,761/mo
Downside budget
⚠ $46.50 is $20 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$37,510
… as % of IC ($13,700)273.8%
… as % of ML ($107,700)34.8%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-52,140
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.33/sh (~25% of the $1.32 collected) or spot ≥ $47.87 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-47.87
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.87
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (≤1σ, normal week)$2,640$-41,216+$10,824+$2,560
+2.5%$47.66 (≤1σ, normal week)$315$-40,962+$11,078+$235
+5%$48.83 (≤1σ, normal week)$-2,010$-40,709+$11,331-$2,090
SS (= V-bounce)$63.43 (3.2σ)$-31,220$-37,525+$14,515-$28,440
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $46.50): -$37,510
Total Position P&L @ SS: $-36,839 (+$15,201 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-28,440, the opportunity cost of earning $7,200/mo FIGHT income now)
100% normal20 × $4325 Sep11d0.4%54%hist 70%97%hist 90%+10pp$5,160$14,073+$6,873$41,990
Sell 20 × $43 0.4% OTM over spot $42.81 25 Sep 2026 (11d, $2.63 mid)
= $5,160 credit for the 11d cycle → $14,073/mo projected
Survival (stays ≤ $43)
54%
Breach risk
46%
POP (stays ≤ $45.63)
69%
EV / mo
+$2,752
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
54% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~8.8/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,315/mo
median; plan ~$2,254/mo after 68% keep · $19,839 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.4 mo [1.3-4.6], measured ONLY among the 54% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
80%
Flat exit net (mid-life)
+$1,190
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$55 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.81/sh now → $1.99 mid-life (likely $2.81–$3.89)≈ $0 at expiry  |  you banked $2.58/sh, so a flat mid-life exit nets +$0.59/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,411 simulated challenges: the $43 strike is typically first touched on day 2 of 11, at $44 (overshoots $1.38). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$432 Oct 202612d left+$0.82/sh+$1,646
cycle +$6,806
[+$1,108…+$1,271] · 100% credit
69%
surv 53%
-$44,812 NOT
cap gain +$7,228
Reliable up-and-out (highest cap still free ≥60%)~$459 Oct 202620d left+$0.58/sh+$1,165
cycle +$6,325
[+$167…+$550] · 86% credit
73%
surv 64%
-$40,436 NOT
cap gain +$11,604
Max even-money escape in the band~$469 Oct 202620d left+$0.23/sh+$463
cycle +$5,623
[-$729…-$197] · 14% credit
75%
surv 68%
-$38,920 NOT
cap gain +$13,120
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$452 Oct 202612d left+$0.10/sh+$197
cycle +$5,357
[-$650…-$273] · 9% credit
73%
surv 63%
-$42,513 NOT
cap gain +$9,527
Safety roll (pay small debit, max POP)~$559 Oct 202620d left-$1.43/sh-$2,868
cycle +$2,292
[-$5,449…-$4,008]
91%
surv 90%
-$22,289 NOT
cap gain +$29,751
budget: banked $5,160 debit $2,868 (56% used ≈ 0.9 wk of income) → whole cycle still +$2,292 cash · rolled 20 ct earn ≈ $1,654/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$14,073/mo
vs 50% target ($7,036/mo)+100%
vs normal income ($14,073/mo)100% covered
Net income (after hedge)$13,634/mo
Downside budget
⚠ $43 is $24 below CC-SS $66.57: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$41,990
… as % of IC ($13,700)306.5%
… as % of ML ($107,700)39.0%
Recovery months (at normal income)3.0 mo
Surgical close (20 ct)$-52,150
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.65/sh (~25% of the $2.58 collected) or spot ≥ $45.63 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $43)); NOT the premium you collected. Momentum override: two daily closes above $47.25 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $42.57Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-45.63
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.63
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.00 (≤1σ, normal week)$5,160$-46,459+$5,581+$5,080
+2.5%$44.07 (≤1σ, normal week)$3,010$-46,224+$5,816+$2,930
+5%$45.15 (≤1σ, normal week)$860$-45,990+$6,050+$780
SS (= V-bounce)$63.43 (3.2σ)$-35,700$-42,005+$10,035-$32,920
V-BOUNCE STRESS (stock → CC-SS $66.57, where you are whole again, by expiry)
Starting unrealized P&L: $-52,040
+ Fortress recovery (un-capped): +$52,710
− CC assignment net of premium (20 × $43): -$41,990
Total Position P&L @ SS: $-41,319 (+$10,721 vs today)
Do-nothing baseline at SS: $-8,399 (this trade vs do-nothing: $-32,920, the opportunity cost of earning $14,073/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (33 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (4 expiries scanned, 33 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.109 (IBKR)  |  Recovery@SS: +$52,710 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-8,399

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$474d18 Sep 2026$0.5418/20$7,290$6,87383%86%+$3,556-$34,263250.1%$-34,499 (vs do-nothing $-26,100)
$46.504d18 Sep 2026$0.6315/20$7,087$6,70381%84%+$3,191-$29,167212.9%$-30,764 (vs do-nothing $-22,365)
$464d18 Sep 2026$0.7413/20$7,215$6,85377%82%+$2,925-$25,785188.2%$-28,289 (vs do-nothing $-19,890)
$45.504d18 Sep 2026$0.8711/20$7,178$6,83774%80%+$2,685-$22,225162.2%$-25,636 (vs do-nothing $-17,237)
$46.5011d25 Sep 2026$1.3220/20$7,200$6,76173%79%+$2,278-$37,510273.8%$-36,839 (vs do-nothing $-28,440)
$4611d25 Sep 2026$1.4718/20$7,216$6,79971%78%+$2,197-$34,389251.0%$-34,625 (vs do-nothing $-26,226)
$454d18 Sep 2026$1.0210/20$7,650$7,32071%78%+$2,633-$20,555150.0%$-24,419 (vs do-nothing $-16,020)
$45.5011d25 Sep 2026$1.6117/20$7,465$7,05868%76%+$2,101-$33,090241.5%$-33,780 (vs do-nothing $-25,381)
$44.504d18 Sep 2026$1.179/20$7,897$7,57967%75%+$2,383-$18,814137.3%$-23,132 (vs do-nothing $-14,733)
$45.5018d2 Oct 2026$2.2719/20$7,188$6,76066%75%+$1,807-$35,729260.8%$-35,512 (vs do-nothing $-27,113)
$4511d25 Sep 2026$1.7715/20$7,241$6,85766%75%+$1,897-$29,707216.8%$-31,304 (vs do-nothing $-22,905)
$4518d2 Oct 2026$2.4318/20$7,290$6,87364%74%+$1,699-$34,461251.5%$-34,697 (vs do-nothing $-26,298)
$4525d9 Oct 2026$3.0020/20$7,200$6,76163%74%+$1,611-$37,150271.2%$-36,479 (vs do-nothing $-28,080)
Show 20 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$44.5011d25 Sep 2026$1.9614/20$7,484$7,11063%74%+$1,864-$28,161205.6%$-30,211 (vs do-nothing $-21,812)
$444d18 Sep 2026$1.367/20$7,140$6,84363%73%+$2,020-$14,850108.4%$-20,075 (vs do-nothing $-11,676)
$44.5018d2 Oct 2026$2.6217/20$7,423$7,01762%73%+$1,641-$33,073241.4%$-33,763 (vs do-nothing $-25,364)
$4411d25 Sep 2026$2.1512/20$7,036$6,68560%72%+$1,621-$24,510178.9%$-27,467 (vs do-nothing $-19,068)
$4418d2 Oct 2026$2.8215/20$7,050$6,66659%72%+$1,469-$29,632216.3%$-31,229 (vs do-nothing $-22,830)
$4425d9 Oct 2026$3.3518/20$7,236$6,81959%72%+$1,305-$34,605252.6%$-34,841 (vs do-nothing $-26,442)
$43.504d18 Sep 2026$1.567/20$8,190$7,89358%71%+$2,030-$15,060109.9%$-20,285 (vs do-nothing $-11,886)
$43.5011d25 Sep 2026$2.3811/20$7,140$6,79957%71%+$1,573-$22,764166.2%$-26,175 (vs do-nothing $-17,776)
$43.5018d2 Oct 2026$3.0015/20$7,500$7,11657%71%+$1,405-$30,112219.8%$-31,709 (vs do-nothing $-23,310)
$4325d9 Oct 2026$3.8016/20$7,296$6,90155%70%+$1,201-$31,640230.9%$-32,783 (vs do-nothing $-24,384)
$4318d2 Oct 2026$3.2513/20$7,042$6,67955%70%+$1,281-$26,422192.9%$-28,926 (vs do-nothing $-20,527)
$4311d25 Sep 2026$2.5810/20$7,036$6,70754%69%+$1,376-$20,995153.2%$-24,859 (vs do-nothing $-16,460)
$434d18 Sep 2026$1.786/20$8,010$7,72454%69%+$1,713-$13,07795.5%$-18,755 (vs do-nothing $-10,356)
$42.5018d2 Oct 2026$3.5013/20$7,583$7,22152%69%+$1,312-$26,747195.2%$-29,251 (vs do-nothing $-20,852)
$4225d9 Oct 2026$4.3014/20$7,224$6,85151%68%+$1,089-$28,385207.2%$-30,435 (vs do-nothing $-22,036)
$42.5011d25 Sep 2026$2.8410/20$7,745$7,41651%68%+$1,433-$21,235155.0%$-25,099 (vs do-nothing $-16,700)
$4218d2 Oct 2026$3.7512/20$7,500$7,14850%68%+$1,208-$24,990182.4%$-27,947 (vs do-nothing $-19,548)
$42.504d18 Sep 2026$1.975/20$7,388$7,11249%67%+$1,282-$11,05280.7%$-17,184 (vs do-nothing $-8,785)
$4211d25 Sep 2026$3.109/20$7,609$7,29048%67%+$1,293-$19,327141.1%$-23,645 (vs do-nothing $-15,246)
$424d18 Sep 2026$2.305/20$8,625$8,35045%65%+$1,430-$11,13781.3%$-17,269 (vs do-nothing $-8,870)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-14 21:51