FORTRESS FIGHT: IREN-LC50 @ $42.35

BE SS: $63.43  |  CC-SS: $66.50  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-16 21:50

IREN-LC50 @ $42.35   UNDERWATER $21.08 (33.2% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.50 (banked floor $64.86)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$11,175/mo95% ann ROI on ML
Hedge rolling cost$443/mo
Unrealized P&L$-52,930fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$5,588/mo
HEDGE COVER
$443/mo
NORMAL INCOME
$11,175/mo (ATM CC, chain)
IC VELOCITY
1.2 mo to earn back $13,700
ML VELOCITY
9.6 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.50 (probe: $65C 16d) brings only $188/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$3,610
Hole (after banked)
$49,320
was $52,930 · 7% earned back
Cycles closed
19
Credit in flight
$0
CC-SS · banked floor (info)
$66.50 → $64.86
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 38 (live) · RSI 49 · MACD bearish, hist rising
DAILYMIXED (provisional) · RSI 51 · %B 57 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $65.35 (+54%) · daily UBB $47.19 · 1-wk expected move ±$5 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 20 contracts at $47 / 2d. This is the safest strike (survival 92%, breach 8%) that still earns 50% of normal income ($5,588/mo); it brings $5,700/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 20 × $45.50/2d for $11,400/mo, but breach risk rises to 16% (+8pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $65/9d (99% survival, $200/mo).
Downside anchor: the primary mortgages $38,621 (282% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 3.5 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 20 contracts realizes $-52,960 and cuts bleed by $443/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 18 Sep 2026 (2d) · sell 20 × $47, 92% survival, $5,700/mo (E[net] $5,263/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆18 Sep 2026 · 2d20 × $4792%$5,700$5,263
NEXT FRIDAY25 Sep 2026 · 9d19 × $46.5078%$5,827$1,398
E[net] arithmetic on the grand pick: keep $380 with probability 92%; on the 8% touch you roll, paying $2,448 to close and taking $2,818 back from the best priced door (net cash $0) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 18 Sep 2026 · 2d · E[net] $5,263/mo 🏆 GRAND PICK

🎯 Engine pick: sell 20 × $47 (50% normal), 92% survival, breach 8%, $5,700/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $47.50 rung (33% normal) lifts survival to 94% (breach 8% → 6%) for $1,920/mo less (34% income) buys safety you do not really need here.
IREN  spot $42.35 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge15 × $5218 Sep2d22.8%99%hist 96%2%hist 3%+0pp$30$450-$5,250$21,721
Sell 15 × $52 22.8% OTM over spot $42.35 18 Sep 2026 (2d, $0.03 mid)
= $30 credit for the 2d cycle → $450/mo projected
Survival (stays ≤ $52)
99%
Breach risk
1%
POP (stays ≤ $52.03)
99%
EV / mo
+$346
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
54% whole by 9mo vs 53% doing nothing
FIRE DRILLS
~0.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-39/mo
median; plan ~$-26/mo after 68% keep · $-131 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.6 mo [0.8-3.5], measured ONLY among the 54% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$2,120
Free roll-up
+$5/wk
Safest escape (by 9 Oct 2026)
$65 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.03/sh now → $1.43 mid-life → ≈ $0 at expiry  |  you banked $0.02/sh, so a flat mid-life exit nets -$1.41/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5225 Sep 20268d left+$1.67/sh+$2,508
cycle +$2,538
68%
surv 53%
-$28,993 NOT
cap gain +$23,937
Up-and-out for even (raise the cap, free)~$5725 Sep 20268d left+$0.01/sh+$20
cycle +$50
80%
surv 75%
-$21,187 NOT
cap gain +$31,743
Max even-money escape in the band~$649 Oct 202622d left+$0.11/sh+$165
cycle +$195
85%
surv 83%
-$5,530 NOT
cap gain +$47,400
reaches SS ✓
Safety roll (pay small debit, max POP)~$659 Oct 202622d left-$0.01/sh-$16
cycle +$14
87%
surv 85%
-$3,495 NOT
cap gain +$49,435
budget: banked $30 debit $16 (54% used ≈ 0.2 wk of income) → whole cycle still +$14 cash · rolled 15 ct earn ≈ $2,910/mo while parked; 5 ct free to re-sell · clears SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$450/mo
vs 50% target ($5,588/mo)-92%
vs normal income ($11,175/mo)4% covered
Net income (after hedge)$54/mo
Downside budget
⚠ $52 is $15 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,721
… as % of IC ($13,700)158.5%
… as % of ML ($107,700)20.2%
Recovery months (at normal income)1.9 mo
Surgical close (15 ct)$-39,712
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.02 collected) or spot ≥ $52.03 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.03
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.03
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (3.7σ)$30$-31,501+$21,429-$45
+2.5%$53.30 (4.2σ)$-1,920$-30,570+$22,360-$1,995
+5%$54.60 (4.7σ)$-3,870$-29,639+$23,291-$3,945
SS (= V-bounce)$63.43 (8.0σ)$-17,115$-23,317+$29,613-$17,190
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (15 × $52): -$21,721
− Conservative CC assignment net of premium (5 × $65): -$725
Total Position P&L @ SS: $-21,869 (+$31,061 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-19,545, the opportunity cost of earning $450/mo FIGHT income now)
🛡 safe yield20 × $5125 Sep9d20.4%92%hist 96%17%hist 14%+4pp$580$1,933-$3,767$30,421
Sell 20 × $51 20.4% OTM over spot $42.35 25 Sep 2026 (9d, $0.32 mid)
= $580 credit for the 9d cycle → $1,933/mo projected
Survival (stays ≤ $51)
92%
Breach risk
8%
POP (stays ≤ $51.33)
93%
EV / mo
+$990
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
42% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~0.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$755/mo
median; plan ~$513/mo after 68% keep · $4,495 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.3-4.9], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$4,071
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 81% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.29/sh now → $2.33 mid-life (likely $1.89–$3.07)≈ $0 at expiry  |  you banked $0.29/sh, so a flat mid-life exit nets -$2.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 322 simulated challenges: the $51 strike is typically first touched on day 6 of 9, at $52 (overshoots $1.24). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$512 Oct 202612d left+$1.17/sh+$2,334
cycle +$2,914
[+$2,331…+$3,394] · 100% credit
68%
surv 53%
-$30,858 NOT
cap gain +$22,072
Max even-money escape in the band~$569 Oct 202618d left+$0.28/sh+$558
cycle +$1,138
[+$194…+$1,469] · 84% credit
77%
surv 70%
-$22,340 NOT
cap gain +$30,590
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$542 Oct 202612d left+$0.08/sh+$158
cycle +$738
[-$140…+$857] · 66% credit
74%
surv 65%
-$27,172 NOT
cap gain +$25,758
Safety roll (pay small debit, max POP)~$589 Oct 202618d left-$0.27/sh-$540
cycle +$40
[-$1,068…+$319] · 32% credit
81%
surv 76%
-$19,006 NOT
cap gain +$33,924
budget: banked $580 debit $540 (93% used ≈ 1.2 wk of income) → whole cycle still +$40 cash · rolled 20 ct earn ≈ $6,850/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,933/mo
vs 50% target ($5,588/mo)-65%
vs normal income ($11,175/mo)17% covered
Net income (after hedge)$1,490/mo
Downside budget
⚠ $51 is $16 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$30,421
… as % of IC ($13,700)222.1%
… as % of ML ($107,700)28.2%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-53,000
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.29 collected) or spot ≥ $51.33 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.33
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.33
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.5σ)$580$-33,192+$19,738+$480
+2.5%$52.27 (1.8σ)$-1,970$-32,917+$20,013-$2,070
+5%$53.55 (2.0σ)$-4,520$-32,641+$20,289-$4,620
SS (= V-bounce)$63.43 (3.8σ)$-24,280$-30,507+$22,423-$24,380
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (20 × $51): -$30,421
Total Position P&L @ SS: $-29,844 (+$23,086 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-27,520, the opportunity cost of earning $1,933/mo FIGHT income now)
33% normal18 × $47.5018 Sep2d12.1%94%hist 96%13%hist 14%+5pp$252$3,780-$1,920$33,949
Sell 18 × $47.50 12.1% OTM over spot $42.35 18 Sep 2026 (2d, $0.17 mid)
= $252 credit for the 2d cycle → $3,780/mo projected
Survival (stays ≤ $47.50)
94%
Breach risk
6%
POP (stays ≤ $47.66)
94%
EV / mo
+$2,449
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
50% whole by 9mo vs 46% doing nothing
FIRE DRILLS
~2.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,123/mo
median; plan ~$1,443/mo after 68% keep · $11,130 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.2 mo [1.0-4.3], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
6%
Flat exit net (mid-life)
-$1,988
Free roll-up
+$4/wk
Safest escape (by 9 Oct 2026)
$58 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.76/sh now → $1.24 mid-life (likely $1.33–$2.31)≈ $0 at expiry  |  you banked $0.14/sh, so a flat mid-life exit nets -$1.10/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 165 simulated challenges: the $48 strike is typically first touched on day 2 of 2, at $49 (overshoots $1.20). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4825 Sep 20268d left+$1.43/sh+$2,582
cycle +$2,834
[+$2,326…+$2,798] · 99% credit
68%
surv 53%
-$38,684 NOT
cap gain +$14,246
Reliable up-and-out (highest cap still free ≥60%)~$569 Oct 202622d left+$0.29/sh+$522
cycle +$774
[-$511…+$557] · 62% credit
84%
surv 81%
-$21,586 NOT
cap gain +$31,344
Max even-money escape in the band~$579 Oct 202622d left+$0.12/sh+$217
cycle +$469
[-$897…+$226] · 44% credit
85%
surv 82%
-$19,675 NOT
cap gain +$33,255
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5125 Sep 20268d left+$0.07/sh+$133
cycle +$385
[-$789…+$122] · 39% credit
79%
surv 73%
-$33,055 NOT
cap gain +$19,875
Safety roll (pay small debit, max POP)~$589 Oct 202622d left-$0.04/sh-$78
cycle +$174
[-$1,274…-$83] · 22% credit
86%
surv 84%
-$17,755 NOT
cap gain +$35,175
budget: banked $252 debit $78 (31% used ≈ 0.1 wk of income) → whole cycle still +$174 cash · rolled 18 ct earn ≈ $2,947/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,780/mo
vs 50% target ($5,588/mo)-32%
vs normal income ($11,175/mo)34% covered
Net income (after hedge)$3,356/mo
Downside budget
⚠ $47.50 is $19 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$33,949
… as % of IC ($13,700)247.8%
… as % of ML ($107,700)31.5%
Recovery months (at normal income)3.0 mo
Surgical close (18 ct)$-47,682
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.14 collected) or spot ≥ $47.66 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $47.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.66
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.66
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.50 (2.0σ)$252$-41,266+$11,664+$162
+2.5%$48.69 (2.4σ)$-1,885$-40,772+$12,158-$1,975
+5%$49.88 (2.9σ)$-4,023$-40,278+$12,652-$4,113
SS (= V-bounce)$63.43 (8.0σ)$-28,422$-34,639+$18,291-$28,512
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (18 × $47.50): -$33,949
− Conservative CC assignment net of premium (2 × $65): -$290
Total Position P&L @ SS: $-33,662 (+$19,268 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-31,338, the opportunity cost of earning $3,780/mo FIGHT income now)
🎯 50% normal20 × $4718 Sep2d11.0%92%hist 96%17%hist 14%+8pp$380$5,700$38,621
Sell 20 × $47 11.0% OTM over spot $42.35 18 Sep 2026 (2d, $0.21 mid)
= $380 credit for the 2d cycle → $5,700/mo projected
Survival (stays ≤ $47)
92%
Breach risk
8%
POP (stays ≤ $47.20)
93%
EV / mo
+$3,650
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
52% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~2.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,223/mo
median; plan ~$2,192/mo after 68% keep · $15,870 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.0 mo [1.0-3.8], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
8%
Flat exit net (mid-life)
-$2,068
Free roll-up
+$4/wk
Safest escape (by 9 Oct 2026)
$58 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.73/sh now → $1.22 mid-life (likely $1.21–$2.39)≈ $0 at expiry  |  you banked $0.19/sh, so a flat mid-life exit nets -$1.03/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 230 simulated challenges: the $47 strike is typically first touched on day 2 of 2, at $48 (overshoots $1.12). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4725 Sep 20268d left+$1.41/sh+$2,818
cycle +$3,198
[+$2,441…+$3,101] · 99% credit
68%
surv 53%
-$39,438 NOT
cap gain +$13,492
Reliable up-and-out (highest cap still free ≥60%)~$559 Oct 202622d left+$0.48/sh+$960
cycle +$1,340
[-$229…+$1,158] · 73% credit
82%
surv 79%
-$24,354 NOT
cap gain +$28,576
Max even-money escape in the band~$579 Oct 202622d left+$0.09/sh+$174
cycle +$554
[-$1,240…+$327] · 44% credit
85%
surv 83%
-$20,708 NOT
cap gain +$32,222
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5125 Sep 20268d left+$0.05/sh+$105
cycle +$485
[-$957…+$187] · 39% credit
79%
surv 74%
-$34,073 NOT
cap gain +$18,857
Safety roll (pay small debit, max POP)~$589 Oct 202622d left-$0.07/sh-$146
cycle +$234
[-$1,649…-$13] · 23% credit
87%
surv 85%
-$18,812 NOT
cap gain +$34,118
budget: banked $380 debit $146 (38% used ≈ 0.1 wk of income) → whole cycle still +$234 cash · rolled 20 ct earn ≈ $3,139/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,700/mo
vs 50% target ($5,588/mo)+2%
vs normal income ($11,175/mo)51% covered
Net income (after hedge)$5,257/mo
Downside budget
⚠ $47 is $20 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$38,621
… as % of IC ($13,700)281.9%
… as % of ML ($107,700)35.9%
Recovery months (at normal income)3.5 mo
Surgical close (20 ct)$-52,960
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.05/sh (~25% of the $0.19 collected) or spot ≥ $47.20 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.20
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.20
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.8σ)$380$-42,256+$10,674+$280
+2.5%$48.17 (2.2σ)$-1,970$-42,002+$10,928-$2,070
+5%$49.35 (2.7σ)$-4,320$-41,748+$11,182-$4,420
SS (= V-bounce)$63.43 (8.0σ)$-32,480$-38,707+$14,223-$32,580
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (20 × $47): -$38,621
Total Position P&L @ SS: $-38,044 (+$14,886 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-35,720, the opportunity cost of earning $5,700/mo FIGHT income now)
100% normal20 × $45.5018 Sep2d7.4%84%hist 86%32%hist 30%+15pp$760$11,400+$5,700$41,241
Sell 20 × $45.50 7.4% OTM over spot $42.35 18 Sep 2026 (2d, $0.41 mid)
= $760 credit for the 2d cycle → $11,400/mo projected
Survival (stays ≤ $45.50)
84%
Breach risk
16%
POP (stays ≤ $45.91)
87%
EV / mo
+$6,125
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+15pp
60% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~5.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$5,450/mo
median; plan ~$3,706/mo after 68% keep · $28,181 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.2 mo [1.3-4.0], measured ONLY among the 60% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
17%
Flat exit net (mid-life)
-$1,569
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.65/sh now → $1.16 mid-life (likely $1.32–$2.62)≈ $0 at expiry  |  you banked $0.38/sh, so a flat mid-life exit nets -$0.78/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 514 simulated challenges: the $46 strike is typically first touched on day 2 of 2, at $47 (overshoots $1.31). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4625 Sep 20268d left+$1.33/sh+$2,669
cycle +$3,429
[+$2,101…+$2,796] · 99% credit
68%
surv 53%
-$42,531 NOT
cap gain +$10,399
Reliable up-and-out (highest cap still free ≥60%)~$519 Oct 202622d left+$0.78/sh+$1,564
cycle +$2,324
[+$221…+$1,528] · 80% credit
80%
surv 74%
-$31,126 NOT
cap gain +$21,804
Max even-money escape in the band~$549 Oct 202622d left+$0.15/sh+$300
cycle +$1,060
[-$1,439…+$181] · 36% credit
85%
surv 82%
-$25,742 NOT
cap gain +$27,188
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$4925 Sep 20268d left+$0.11/sh+$228
cycle +$988
[-$1,130…+$115] · 35% credit
78%
surv 72%
-$38,002 NOT
cap gain +$14,928
Safety roll (pay small debit, max POP)~$589 Oct 202622d left-$0.36/sh-$729
cycle +$31
[-$2,831…-$925]
90%
surv 89%
-$17,907 NOT
cap gain +$35,023
budget: banked $760 debit $729 (96% used ≈ 0.3 wk of income) → whole cycle still +$31 cash · rolled 20 ct earn ≈ $2,182/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$11,400/mo
vs 50% target ($5,588/mo)+104%
vs normal income ($11,175/mo)102% covered
Net income (after hedge)$10,957/mo
Downside budget
⚠ $45.50 is $21 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$41,241
… as % of IC ($13,700)301.0%
… as % of ML ($107,700)38.3%
Recovery months (at normal income)3.7 mo
Surgical close (20 ct)$-52,980
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.10/sh (~25% of the $0.38 collected) or spot ≥ $45.91 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $45.05Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.91
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.91
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.50 (1.2σ)$760$-45,200+$7,730+$660
+2.5%$46.64 (1.6σ)$-1,515$-44,954+$7,976-$1,615
+5%$47.77 (2.1σ)$-3,790$-44,709+$8,221-$3,890
SS (= V-bounce)$63.43 (8.0σ)$-35,100$-41,327+$11,603-$35,200
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (20 × $45.50): -$41,241
Total Position P&L @ SS: $-40,664 (+$12,266 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-38,340, the opportunity cost of earning $11,400/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 25 Sep 2026 · 9d · E[net] $1,398/mo

🎯 Engine pick: sell 19 × $46.50 (50% normal), 78% survival, breach 22%, $5,827/mo.
⚖️ Worth a safer step: the $48.50 rung (33% normal) lifts survival to 86% (breach 22% → 14%) for $2,093/mo less (36% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $48.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.35 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge17 × $5625 Sep9d32.2%97%hist 96%6%hist 3%+1pp$136$453-$5,373$17,715
Sell 17 × $56 32.2% OTM over spot $42.35 25 Sep 2026 (9d, $0.11 mid)
= $136 credit for the 9d cycle → $453/mo projected
Survival (stays ≤ $56)
97%
Breach risk
3%
POP (stays ≤ $56.12)
97%
EV / mo
+$250
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
45% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~0.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-79/mo
median; plan ~$-54/mo after 68% keep · $-463 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.5 mo [1.3-5.0], measured ONLY among the 45% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
2%
Flat exit net (mid-life)
-$4,476
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$64 @ 80% POP
75% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.83/sh now → $2.71 mid-life (likely $1.86–$3.11)≈ $0 at expiry  |  you banked $0.08/sh, so a flat mid-life exit nets -$2.63/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 56 simulated challenges: the $56 strike is typically first touched on day 7 of 9, at $57 (overshoots $1.22). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$562 Oct 202612d left+$1.37/sh+$2,321
cycle +$2,457
[+$2,701…+$3,586] · 100% credit
69%
surv 54%
-$20,220 NOT
cap gain +$32,710
Max even-money escape in the band~$629 Oct 202618d left+$0.28/sh+$468
cycle +$604
[+$579…+$1,787] · 95% credit
78%
surv 71%
-$9,563 NOT
cap gain +$43,367
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$592 Oct 202612d left+$0.07/sh+$127
cycle +$263
[+$200…+$1,168] · 91% credit
74%
surv 65%
-$15,444 NOT
cap gain +$37,486
Safety roll (pay small debit, max POP)~$639 Oct 202618d left-$0.00/sh-$5
cycle +$131
[+$49…+$1,264] · 77% credit
79%
surv 73%
-$7,820 NOT
cap gain +$45,110
budget: banked $136 debit $5 (4% used ≈ 0.0 wk of income) → whole cycle still +$131 cash · rolled 17 ct earn ≈ $7,679/mo while parked; 3 ct free to re-sell
Reliable up-and-out (highest cap still free ≥60%)~$649 Oct 202618d left-$0.21/sh-$364
cycle -$228
[-$356…+$878] · 61% credit
80%
surv 75%
-$5,963 NOT
cap gain +$46,967
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$453/mo
vs 50% target ($5,588/mo)-92%
vs normal income ($11,175/mo)4% covered
Net income (after hedge)$38/mo
Downside budget
⚠ $56 is $11 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$17,715
… as % of IC ($13,700)129.3%
… as % of ML ($107,700)16.4%
Recovery months (at normal income)1.6 mo
Surgical close (17 ct)$-45,050
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.02/sh (~25% of the $0.08 collected) or spot ≥ $56.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $56)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $55.44Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$55-56.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $56.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$56.00 (2.4σ)$136$-22,541+$30,389+$51
+2.5%$57.40 (2.7σ)$-2,244$-21,819+$31,111-$2,329
+5%$58.80 (2.9σ)$-4,624$-21,096+$31,834-$4,709
SS (= V-bounce)$63.43 (3.8σ)$-12,495$-18,707+$34,223-$12,580
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (17 × $56): -$17,715
− Conservative CC assignment net of premium (3 × $65): -$435
Total Position P&L @ SS: $-17,573 (+$35,357 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-15,249, the opportunity cost of earning $453/mo FIGHT income now)
🛡 safe yield20 × $5125 Sep9d20.4%92%hist 96%17%hist 14%+4pp$580$1,933-$3,893$30,421
Sell 20 × $51 20.4% OTM over spot $42.35 25 Sep 2026 (9d, $0.32 mid)
= $580 credit for the 9d cycle → $1,933/mo projected
Survival (stays ≤ $51)
92%
Breach risk
8%
POP (stays ≤ $51.33)
93%
EV / mo
+$990
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
42% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~0.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$755/mo
median; plan ~$513/mo after 68% keep · $4,495 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.3-4.9], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$4,071
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 81% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.29/sh now → $2.33 mid-life (likely $1.89–$3.07)≈ $0 at expiry  |  you banked $0.29/sh, so a flat mid-life exit nets -$2.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 322 simulated challenges: the $51 strike is typically first touched on day 6 of 9, at $52 (overshoots $1.24). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$512 Oct 202612d left+$1.17/sh+$2,334
cycle +$2,914
[+$2,331…+$3,394] · 100% credit
68%
surv 53%
-$30,858 NOT
cap gain +$22,072
Max even-money escape in the band~$569 Oct 202618d left+$0.28/sh+$558
cycle +$1,138
[+$194…+$1,469] · 84% credit
77%
surv 70%
-$22,340 NOT
cap gain +$30,590
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$542 Oct 202612d left+$0.08/sh+$158
cycle +$738
[-$140…+$857] · 66% credit
74%
surv 65%
-$27,172 NOT
cap gain +$25,758
Safety roll (pay small debit, max POP)~$589 Oct 202618d left-$0.27/sh-$540
cycle +$40
[-$1,068…+$319] · 32% credit
81%
surv 76%
-$19,006 NOT
cap gain +$33,924
budget: banked $580 debit $540 (93% used ≈ 1.2 wk of income) → whole cycle still +$40 cash · rolled 20 ct earn ≈ $6,850/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,933/mo
vs 50% target ($5,588/mo)-65%
vs normal income ($11,175/mo)17% covered
Net income (after hedge)$1,490/mo
Downside budget
⚠ $51 is $16 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$30,421
… as % of IC ($13,700)222.1%
… as % of ML ($107,700)28.2%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-53,000
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.29 collected) or spot ≥ $51.33 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.33
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.33
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.5σ)$580$-33,192+$19,738+$480
+2.5%$52.27 (1.8σ)$-1,970$-32,917+$20,013-$2,070
+5%$53.55 (2.0σ)$-4,520$-32,641+$20,289-$4,620
SS (= V-bounce)$63.43 (3.8σ)$-24,280$-30,507+$22,423-$24,380
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (20 × $51): -$30,421
Total Position P&L @ SS: $-29,844 (+$23,086 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-27,520, the opportunity cost of earning $1,933/mo FIGHT income now)
33% normal ← lean20 × $48.5025 Sep9d14.5%86%hist 86%29%hist 26%+6pp$1,120$3,733-$2,093$34,881
Sell 20 × $48.50 14.5% OTM over spot $42.35 25 Sep 2026 (9d, $0.60 mid)
= $1,120 credit for the 9d cycle → $3,733/mo projected
Survival (stays ≤ $48.50)
86%
Breach risk
14%
POP (stays ≤ $49.10)
88%
EV / mo
+$1,728
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
48% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~1.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,600/mo
median; plan ~$1,088/mo after 68% keep · $9,838 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.1 mo [1.4-4.8], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
22%
Flat exit net (mid-life)
-$3,164
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$55 @ 81% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.03/sh now → $2.14 mid-life (likely $2.07–$3.20)≈ $0 at expiry  |  you banked $0.56/sh, so a flat mid-life exit nets -$1.58/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 663 simulated challenges: the $48 strike is typically first touched on day 5 of 9, at $50 (overshoots $1.27). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$482 Oct 202612d left+$1.07/sh+$2,147
cycle +$3,267
[+$1,890…+$2,722] · 100% credit
68%
surv 53%
-$36,045 NOT
cap gain +$16,885
Reliable up-and-out (highest cap still free ≥60%)~$529 Oct 202618d left+$0.44/sh+$889
cycle +$2,009
[+$271…+$1,317] · 88% credit
76%
surv 68%
-$29,225 NOT
cap gain +$23,705
Up-and-out for even (raise the cap, free)~$512 Oct 202612d left+$0.12/sh+$250
cycle +$1,370
[-$265…+$561] · 52% credit
73%
surv 64%
-$33,188 NOT
cap gain +$19,742
Max even-money escape in the band~$539 Oct 202618d left+$0.14/sh+$274
cycle +$1,394
[-$431…+$669] · 50% credit
78%
surv 71%
-$27,624 NOT
cap gain +$25,306
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$559 Oct 202618d left-$0.39/sh-$771
cycle +$349
[-$1,666…-$475] · 15% credit
81%
surv 77%
-$24,237 NOT
cap gain +$28,693
budget: banked $1,120 debit $771 (69% used ≈ 0.9 wk of income) → whole cycle still +$349 cash · rolled 20 ct earn ≈ $5,855/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,733/mo
vs 50% target ($5,588/mo)-33%
vs normal income ($11,175/mo)33% covered
Net income (after hedge)$3,290/mo
Downside budget
⚠ $48.50 is $18 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,881
… as % of IC ($13,700)254.6%
… as % of ML ($107,700)32.4%
Recovery months (at normal income)3.1 mo
Surgical close (20 ct)$-53,010
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.56 collected) or spot ≥ $49.10 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.10
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.10
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.1σ)$1,120$-38,192+$14,738+$1,020
+2.5%$49.71 (1.3σ)$-1,305$-37,930+$15,000-$1,405
+5%$50.93 (1.5σ)$-3,730$-37,668+$15,262-$3,830
SS (= V-bounce)$63.43 (3.8σ)$-28,740$-34,967+$17,963-$28,840
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (20 × $48.50): -$34,881
Total Position P&L @ SS: $-34,304 (+$18,626 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-31,980, the opportunity cost of earning $3,733/mo FIGHT income now)
🎯 50% normal19 × $46.5025 Sep9d9.8%78%hist 84%46%hist 39%+8pp$1,748$5,827$36,253
Sell 19 × $46.50 9.8% OTM over spot $42.35 25 Sep 2026 (9d, $0.97 mid)
= $1,748 credit for the 9d cycle → $5,827/mo projected
Survival (stays ≤ $46.50)
78%
Breach risk
22%
POP (stays ≤ $47.47)
82%
EV / mo
+$2,271
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
48% whole by 9mo vs 39% doing nothing
FIRE DRILLS
~2.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,146/mo
median; plan ~$1,459/mo after 68% keep · $13,950 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.6-4.7], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
36%
Flat exit net (mid-life)
-$2,053
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$55 @ 86% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.83/sh now → $2.00 mid-life (likely $2.10–$3.22)≈ $0 at expiry  |  you banked $0.92/sh, so a flat mid-life exit nets -$1.08/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,093 simulated challenges: the $46 strike is typically first touched on day 5 of 9, at $48 (overshoots $1.20). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$462 Oct 202612d left+$1.00/sh+$1,903
cycle +$3,651
[+$1,592…+$2,215] · 100% credit
68%
surv 53%
-$40,088 NOT
cap gain +$12,842
Reliable up-and-out (highest cap still free ≥60%)~$509 Oct 202618d left+$0.33/sh+$626
cycle +$2,374
[-$108…+$796] · 68% credit
77%
surv 69%
-$33,287 NOT
cap gain +$19,643
Up-and-out for even (raise the cap, free)~$492 Oct 202612d left+$0.06/sh+$117
cycle +$1,865
[-$488…+$208] · 36% credit
73%
surv 64%
-$37,120 NOT
cap gain +$15,810
Max even-money escape in the band~$519 Oct 202618d left+$0.03/sh+$58
cycle +$1,806
[-$782…+$166] · 31% credit
78%
surv 72%
-$31,639 NOT
cap gain +$21,291
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$559 Oct 202618d left-$0.85/sh-$1,611
cycle +$137
[-$2,895…-$1,645] · 2% credit
86%
surv 83%
-$24,444 NOT
cap gain +$28,486
budget: banked $1,748 debit $1,611 (92% used ≈ 1.2 wk of income) → whole cycle still +$137 cash · rolled 19 ct earn ≈ $3,651/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,827/mo
vs 50% target ($5,588/mo)+4%
vs normal income ($11,175/mo)52% covered
Net income (after hedge)$5,393/mo
Downside budget
⚠ $46.50 is $20 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$36,253
… as % of IC ($13,700)264.6%
… as % of ML ($107,700)33.7%
Recovery months (at normal income)3.2 mo
Surgical close (19 ct)$-50,369
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.23/sh (~25% of the $0.92 collected) or spot ≥ $47.47 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-47.47
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.47
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (≤1σ, normal week)$1,748$-41,991+$10,939+$1,653
+2.5%$47.66 (≤1σ, normal week)$-461$-41,624+$11,306-$556
+5%$48.83 (1.2σ)$-2,670$-41,256+$11,674-$2,765
SS (= V-bounce)$63.43 (3.8σ)$-30,419$-36,641+$16,289-$30,514
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (19 × $46.50): -$36,253
− Conservative CC assignment net of premium (1 × $65): -$145
Total Position P&L @ SS: $-35,821 (+$17,109 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-33,497, the opportunity cost of earning $5,827/mo FIGHT income now)
100% normal19 × $43.5025 Sep9d2.7%61%hist 65%83%hist 79%+9pp$3,496$11,653+$5,827$40,205
Sell 19 × $43.50 2.7% OTM over spot $42.35 25 Sep 2026 (9d, $1.89 mid)
= $3,496 credit for the 9d cycle → $11,653/mo projected
Survival (stays ≤ $43.50)
61%
Breach risk
39%
POP (stays ≤ $45.39)
72%
EV / mo
+$2,770
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+9pp
50% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~6.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,038/mo
median; plan ~$2,066/mo after 68% keep · $19,122 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.7 mo [1.6-4.4], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
67%
Flat exit net (mid-life)
+$82
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$54 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.54/sh now → $1.80 mid-life (likely $2.42–$3.35)≈ $0 at expiry  |  you banked $1.84/sh, so a flat mid-life exit nets +$0.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,019 simulated challenges: the $44 strike is typically first touched on day 3 of 9, at $45 (overshoots $1.19). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$442 Oct 202612d left+$0.90/sh+$1,706
cycle +$5,202
[+$1,265…+$1,501] · 100% credit
68%
surv 53%
-$45,185 NOT
cap gain +$7,745
Reliable up-and-out (highest cap still free ≥60%)~$469 Oct 202618d left+$0.51/sh+$973
cycle +$4,469
[+$119…+$597] · 84% credit
75%
surv 66%
-$40,056 NOT
cap gain +$12,874
Up-and-out for even (raise the cap, free)~$452 Oct 202612d left+$0.18/sh+$349
cycle +$3,845
[-$344…+$30] · 28% credit
73%
surv 63%
-$42,896 NOT
cap gain +$10,034
Max even-money escape in the band~$479 Oct 202618d left+$0.17/sh+$320
cycle +$3,816
[-$693…-$135] · 19% credit
77%
surv 70%
-$38,493 NOT
cap gain +$14,437
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$549 Oct 202618d left-$1.16/sh-$2,203
cycle +$1,293
[-$4,139…-$3,002]
90%
surv 89%
-$25,504 NOT
cap gain +$27,426
budget: banked $3,496 debit $2,203 (63% used ≈ 0.8 wk of income) → whole cycle still +$1,293 cash · rolled 19 ct earn ≈ $2,019/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$11,653/mo
vs 50% target ($5,588/mo)+109%
vs normal income ($11,175/mo)104% covered
Net income (after hedge)$11,220/mo
Downside budget
⚠ $43.50 is $23 below CC-SS $66.50: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$40,205
… as % of IC ($13,700)293.5%
… as % of ML ($107,700)37.3%
Recovery months (at normal income)3.6 mo
Surgical close (19 ct)$-50,378
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.46/sh (~25% of the $1.84 collected) or spot ≥ $45.39 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $47.19 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $43.06Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-45.39
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.39
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.50 (≤1σ, normal week)$3,496$-46,891+$6,039+$3,401
+2.5%$44.59 (≤1σ, normal week)$1,430$-46,547+$6,383+$1,335
+5%$45.68 (≤1σ, normal week)$-637$-46,204+$6,726-$732
SS (= V-bounce)$63.43 (3.8σ)$-34,371$-40,593+$12,337-$34,466
V-BOUNCE STRESS (stock → CC-SS $66.50, where you are whole again, by expiry)
Starting unrealized P&L: $-52,930
+ Fortress recovery (un-capped): +$53,507
− CC assignment net of premium (19 × $43.50): -$40,205
− Conservative CC assignment net of premium (1 × $65): -$145
Total Position P&L @ SS: $-39,773 (+$13,157 vs today)
Do-nothing baseline at SS: $-2,324 (this trade vs do-nothing: $-37,449, the opportunity cost of earning $11,653/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (36 clear the floor), click to expand

Every eligible strike x expiry in the 2-45 DTE band (4 expiries scanned, 36 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.108 (IBKR)  |  Recovery@SS: +$53,507 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-2,324

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$472d18 Sep 2026$0.1920/20$5,700$5,25792%93%+$3,650-$38,621281.9%$-38,044 (vs do-nothing $-35,720)
$46.502d18 Sep 2026$0.2416/20$5,760$5,35490%91%+$3,495-$31,617230.8%$-31,620 (vs do-nothing $-29,296)
$462d18 Sep 2026$0.3113/20$6,045$5,66887%89%+$3,523-$26,248191.6%$-26,686 (vs do-nothing $-24,362)
$45.502d18 Sep 2026$0.3810/20$5,700$5,35184%87%+$3,063-$20,621150.5%$-21,494 (vs do-nothing $-19,170)
$452d18 Sep 2026$0.508/20$6,000$5,66981%85%+$3,153-$16,800122.6%$-17,964 (vs do-nothing $-15,640)
$46.509d25 Sep 2026$0.9219/20$5,827$5,39378%82%+$2,271-$36,253264.6%$-35,821 (vs do-nothing $-33,497)
$44.502d18 Sep 2026$0.597/20$6,195$5,87476%82%+$2,854-$14,987109.4%$-16,296 (vs do-nothing $-13,972)
$469d25 Sep 2026$1.0417/20$5,893$5,47876%81%+$2,128-$33,083241.5%$-32,941 (vs do-nothing $-30,617)
$46.5016d2 Oct 2026$1.5320/20$5,738$5,29473%79%+$1,754-$36,941269.6%$-36,364 (vs do-nothing $-34,040)
$45.509d25 Sep 2026$1.1615/20$5,800$5,40473%79%+$1,820-$29,761217.2%$-29,909 (vs do-nothing $-27,585)
$442d18 Sep 2026$0.755/20$5,625$5,32372%79%+$2,445-$10,87579.4%$-12,474 (vs do-nothing $-10,150)
$4616d2 Oct 2026$1.6618/20$5,602$5,17871%78%+$1,612-$33,913247.5%$-33,626 (vs do-nothing $-31,302)
$459d25 Sep 2026$1.3113/20$5,677$5,29970%77%+$1,685-$26,248191.6%$-26,686 (vs do-nothing $-24,362)
Show 23 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$4623d9 Oct 2026$2.1920/20$5,713$5,27069%77%+$1,553-$36,621267.3%$-36,044 (vs do-nothing $-33,720)
$45.5016d2 Oct 2026$1.8117/20$5,769$5,35469%77%+$1,579-$32,624238.1%$-32,482 (vs do-nothing $-30,158)
$44.509d25 Sep 2026$1.4612/20$5,840$5,47267%76%+$1,588-$24,649179.9%$-25,232 (vs do-nothing $-22,908)
$4516d2 Oct 2026$1.9816/20$5,940$5,53467%76%+$1,561-$31,233228.0%$-31,236 (vs do-nothing $-28,912)
$43.502d18 Sep 2026$0.905/20$6,750$6,44866%76%+$2,545-$11,05080.7%$-12,649 (vs do-nothing $-10,325)
$4523d9 Oct 2026$2.5417/20$5,632$5,21765%75%+$1,438-$32,233235.3%$-32,091 (vs do-nothing $-29,767)
$44.5016d2 Oct 2026$2.1115/20$5,934$5,53864%74%+$1,381-$29,836217.8%$-29,984 (vs do-nothing $-27,660)
$449d25 Sep 2026$1.6511/20$6,050$5,69164%74%+$1,565-$22,936167.4%$-23,664 (vs do-nothing $-21,340)
$4416d2 Oct 2026$2.3313/20$5,679$5,30262%73%+$1,309-$26,222191.4%$-26,660 (vs do-nothing $-24,336)
$4423d9 Oct 2026$2.8615/20$5,596$5,19961%73%+$1,220-$29,461215.0%$-29,609 (vs do-nothing $-27,285)
$43.509d25 Sep 2026$1.8410/20$6,133$5,78461%72%+$1,458-$21,161154.5%$-22,034 (vs do-nothing $-19,710)
$432d18 Sep 2026$1.104/20$6,600$6,30760%73%+$2,197-$8,96065.4%$-10,704 (vs do-nothing $-8,380)
$43.5016d2 Oct 2026$2.5212/20$5,670$5,30260%72%+$1,210-$24,577179.4%$-25,160 (vs do-nothing $-22,836)
$439d25 Sep 2026$2.069/20$6,180$5,84057%71%+$1,371-$19,296140.9%$-20,315 (vs do-nothing $-17,991)
$4323d9 Oct 2026$3.3013/20$5,596$5,21857%71%+$1,130-$26,261191.7%$-26,699 (vs do-nothing $-24,375)
$4316d2 Oct 2026$2.7411/20$5,651$5,29357%71%+$1,139-$22,837166.7%$-23,565 (vs do-nothing $-21,241)
$42.5016d2 Oct 2026$2.9810/20$5,588$5,23854%69%+$1,070-$21,021153.4%$-21,894 (vs do-nothing $-19,570)
$42.509d25 Sep 2026$2.298/20$6,107$5,77654%69%+$1,241-$17,368126.8%$-18,532 (vs do-nothing $-16,208)
$42.502d18 Sep 2026$1.323/20$5,940$5,65653%70%+$1,675-$6,80449.7%$-8,693 (vs do-nothing $-6,369)
$4223d9 Oct 2026$3.7512/20$5,870$5,50152%69%+$1,038-$24,901181.8%$-25,484 (vs do-nothing $-23,160)
$4216d2 Oct 2026$3.2010/20$6,000$5,65152%68%+$1,034-$21,301155.5%$-22,174 (vs do-nothing $-19,850)
$429d25 Sep 2026$2.547/20$5,927$5,60550%68%+$1,101-$15,372112.2%$-16,681 (vs do-nothing $-14,357)
$422d18 Sep 2026$1.593/20$7,155$6,87147%67%+$1,735-$6,87350.2%$-8,762 (vs do-nothing $-6,438)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-16 21:50