FORTRESS FIGHT: IREN-LC50 @ $42.98

BE SS: $63.43  |  CC-SS: $66.22  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-17 21:49

IREN-LC50 @ $42.98   UNDERWATER $20.45 (32.2% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.22 (banked floor $64.59)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$11,160/mo95% ann ROI on ML
Hedge rolling cost$375/mo
Unrealized P&L$-51,020fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$5,580/mo
HEDGE COVER
$375/mo
NORMAL INCOME
$11,160/mo (ATM CC, chain)
IC VELOCITY
1.2 mo to earn back $13,700
ML VELOCITY
9.7 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.22 (probe: $65C 15d) brings only $360/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$3,610
Hole (after banked)
$47,410
was $51,020 · 7% earned back
Cycles closed
19
Credit in flight
$0
CC-SS · banked floor (info)
$66.22 → $64.59
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 4 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 39 (live) · RSI 49 · MACD bearish, hist rising
DAILYMIXED (provisional) · RSI 52 · %B 62 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $65.35 (+52%) · daily UBB $47.33 · 1-wk expected move ±$5 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 19 contracts at $47 / 8d. This is the safest strike (survival 78%, breach 22%) that still earns 50% of normal income ($5,580/mo); it brings $5,629/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 19 × $44/8d for $11,756/mo, but breach risk rises to 40% (+18pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $65/8d (99+% survival, $75/mo).
Downside anchor: the primary mortgages $35,023 (256% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 3.1 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 19 contracts realizes $-48,554 and cuts bleed by $356/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 25 Sep 2026 (8d) · sell 19 × $47, 78% survival, $5,629/mo (E[net] $1,749/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆25 Sep 2026 · 8d19 × $4778%$5,629$1,749
E[net] arithmetic on the grand pick: keep $1,501 with probability 65%; on the 35% touch you roll, paying $3,364 to close and taking $1,895 back from the best priced door (net cash $1,469) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 NEXT FRIDAY · 25 Sep 2026 · 8d · E[net] $1,749/mo 🏆 GRAND PICK

🎯 Engine pick: sell 19 × $47 (50% normal), 78% survival, breach 22%, $5,629/mo.
⚖️ Worth a safer step: the $48.50 rung (33% normal) lifts survival to 84% (breach 22% → 16%) for $1,853/mo less (33% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $48.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.98 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge15 × $5625 Sep8d30.3%97%hist 96%5%hist 3%+1pp$105$394-$5,235$15,229
Sell 15 × $56 30.3% OTM over spot $42.98 25 Sep 2026 (8d, $0.12 mid)
= $105 credit for the 8d cycle → $394/mo projected
Survival (stays ≤ $56)
97%
Breach risk
3%
POP (stays ≤ $56.12)
97%
EV / mo
+$226
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
48% whole by 9mo vs 47% doing nothing
FIRE DRILLS
~0.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$21/mo
median; plan ~$14/mo after 68% keep · $57 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.2 mo [1.2-4.1], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
2%
Flat exit net (mid-life)
-$3,438
Free roll-up
+$4/wk
Safest escape (by 9 Oct 2026)
$64 @ 81% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 15 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.34/sh now → $2.36 mid-life (likely $1.48–$3.10)≈ $0 at expiry  |  you banked $0.07/sh, so a flat mid-life exit nets -$2.29/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 59 simulated challenges: the $56 strike is typically first touched on day 7 of 8, at $57 (overshoots $1.50). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (15 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$562 Oct 202611d left+$1.33/sh+$2,001
cycle +$2,106
[+$2,279…+$2,959] · 100% credit
68%
surv 53%
-$19,872 NOT
cap gain +$31,148
Up-and-out for even (raise the cap, free)~$602 Oct 202611d left+$0.04/sh+$64
cycle +$169
[-$48…+$906] · 73% credit
75%
surv 67%
-$13,978 NOT
cap gain +$37,042
Max even-money escape in the band~$639 Oct 202618d left+$0.04/sh+$53
cycle +$158
[-$72…+$1,087] · 73% credit
80%
surv 74%
-$6,190 NOT
cap gain +$44,830
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Reliable up-and-out (highest cap still free ≥60%)~$649 Oct 202618d left-$0.13/sh-$190
cycle -$85
[-$420…+$831] · 66% credit
81%
surv 76%
-$4,205 NOT
cap gain +$46,815
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$394/mo
vs 50% target ($5,580/mo)-93%
vs normal income ($11,160/mo)4% covered
Net income (after hedge)$109/mo
Downside budget
⚠ $56 is $10 below CC-SS $66.22: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$15,229
… as % of IC ($13,700)111.2%
… as % of ML ($107,700)14.1%
Recovery months (at normal income)1.4 mo
Surgical close (15 ct)$-38,332
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.02/sh (~25% of the $0.07 collected) or spot ≥ $56.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $56)); NOT the premium you collected. Momentum override: two daily closes above $47.33 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $55.44Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$55-56.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $56.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$56.00 (2.5σ)$105$-21,873+$29,147-$30
+2.5%$57.40 (2.7σ)$-1,995$-20,853+$30,167-$2,130
+5%$58.80 (3.0σ)$-4,095$-19,834+$31,186-$4,230
SS (= V-bounce)$63.43 (3.9σ)$-11,040$-16,464+$34,556-$11,175
V-BOUNCE STRESS (stock → CC-SS $66.22, where you are whole again, by expiry)
Starting unrealized P&L: $-51,020
+ Fortress recovery (un-capped): +$51,774
− CC assignment net of premium (15 × $56): -$15,229
− Conservative CC assignment net of premium (5 × $65): -$566
Total Position P&L @ SS: $-15,042 (+$35,978 vs today)
Do-nothing baseline at SS: $-1,512 (this trade vs do-nothing: $-13,530, the opportunity cost of earning $394/mo FIGHT income now)
🛡 safe yield20 × $5125 Sep8d18.6%91%hist 96%18%hist 14%+5pp$560$2,100-$3,529$29,886
Sell 20 × $51 18.6% OTM over spot $42.98 25 Sep 2026 (8d, $0.32 mid)
= $560 credit for the 8d cycle → $2,100/mo projected
Survival (stays ≤ $51)
91%
Breach risk
9%
POP (stays ≤ $51.31)
92%
EV / mo
+$989
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
50% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~1.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$957/mo
median; plan ~$650/mo after 68% keep · $5,594 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.4 mo [1.2-4.8], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$3,487
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$58 @ 81% POP
77% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.86/sh now → $2.02 mid-life (likely $1.65–$2.74)≈ $0 at expiry  |  you banked $0.28/sh, so a flat mid-life exit nets -$1.74/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 305 simulated challenges: the $51 strike is typically first touched on day 6 of 8, at $52 (overshoots $1.25). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$512 Oct 202611d left+$1.14/sh+$2,282
cycle +$2,842
[+$2,275…+$3,260] · 100% credit
68%
surv 53%
-$30,320 NOT
cap gain +$20,700
Reliable up-and-out (highest cap still free ≥60%)~$569 Oct 202618d left+$0.25/sh+$499
cycle +$1,059
[+$100…+$1,269] · 79% credit
78%
surv 71%
-$20,930 NOT
cap gain +$30,090
Up-and-out for even (raise the cap, free)~$542 Oct 202611d left+$0.02/sh+$39
cycle +$599
[-$327…+$610] · 58% credit
75%
surv 67%
-$25,846 NOT
cap gain +$25,174
Max even-money escape in the band~$579 Oct 202618d left+$0.01/sh+$17
cycle +$577
[-$475…+$743] · 55% credit
79%
surv 74%
-$19,184 NOT
cap gain +$31,836
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$589 Oct 202618d left-$0.23/sh-$464
cycle +$96
[-$1,015…+$243] · 36% credit
81%
surv 77%
-$17,437 NOT
cap gain +$33,583
budget: banked $560 debit $464 (83% used ≈ 1.0 wk of income) → whole cycle still +$96 cash · rolled 20 ct earn ≈ $5,971/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,100/mo
vs 50% target ($5,580/mo)-62%
vs normal income ($11,160/mo)19% covered
Net income (after hedge)$1,725/mo
Downside budget
⚠ $51 is $15 below CC-SS $66.22: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$29,886
… as % of IC ($13,700)218.1%
… as % of ML ($107,700)27.7%
Recovery months (at normal income)2.7 mo
Surgical close (20 ct)$-51,090
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.28 collected) or spot ≥ $51.31 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $51)); NOT the premium you collected. Momentum override: two daily closes above $47.33 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $50.49Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-51.31
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $51.31
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$51.00 (1.5σ)$560$-32,603+$18,417+$380
+2.5%$52.27 (1.8σ)$-1,990$-32,312+$18,708-$2,170
+5%$53.55 (2.0σ)$-4,540$-32,021+$18,999-$4,720
SS (= V-bounce)$63.43 (3.9σ)$-24,300$-29,769+$21,251-$24,480
V-BOUNCE STRESS (stock → CC-SS $66.22, where you are whole again, by expiry)
Starting unrealized P&L: $-51,020
+ Fortress recovery (un-capped): +$51,774
− CC assignment net of premium (20 × $51): -$29,886
Total Position P&L @ SS: $-29,132 (+$21,888 vs today)
Do-nothing baseline at SS: $-1,512 (this trade vs do-nothing: $-27,620, the opportunity cost of earning $2,100/mo FIGHT income now)
33% normal ← lean19 × $48.5025 Sep8d12.8%84%hist 86%33%hist 30%+8pp$1,007$3,776-$1,853$32,667
Sell 19 × $48.50 12.8% OTM over spot $42.98 25 Sep 2026 (8d, $0.57 mid)
= $1,007 credit for the 8d cycle → $3,776/mo projected
Survival (stays ≤ $48.50)
84%
Breach risk
16%
POP (stays ≤ $49.08)
86%
EV / mo
+$1,369
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
48% whole by 9mo vs 40% doing nothing
FIRE DRILLS
~2.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,518/mo
median; plan ~$1,032/mo after 68% keep · $10,047 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.6 mo [1.4-5.1], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
22%
Flat exit net (mid-life)
-$2,534
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$57 @ 83% POP
80% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.63/sh now → $1.86 mid-life (likely $1.70–$2.77)≈ $0 at expiry  |  you banked $0.53/sh, so a flat mid-life exit nets -$1.33/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 670 simulated challenges: the $48 strike is typically first touched on day 5 of 8, at $50 (overshoots $1.16). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$482 Oct 202611d left+$1.05/sh+$1,995
cycle +$3,002
[+$1,821…+$2,503] · 100% credit
68%
surv 53%
-$35,721 NOT
cap gain +$15,299
Reliable up-and-out (highest cap still free ≥60%)~$539 Oct 202618d left+$0.37/sh+$712
cycle +$1,719
[+$192…+$1,133] · 85% credit
76%
surv 69%
-$28,059 NOT
cap gain +$22,961
Up-and-out for even (raise the cap, free)~$512 Oct 202611d left+$0.09/sh+$175
cycle +$1,182
[-$261…+$484] · 52% credit
74%
surv 66%
-$31,938 NOT
cap gain +$19,082
Max even-money escape in the band~$549 Oct 202618d left+$0.11/sh+$216
cycle +$1,223
[-$380…+$601] · 51% credit
78%
surv 72%
-$26,328 NOT
cap gain +$24,692
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$579 Oct 202618d left-$0.47/sh-$902
cycle +$105
[-$1,712…-$614] · 11% credit
83%
surv 80%
-$20,761 NOT
cap gain +$30,259
budget: banked $1,007 debit $902 (90% used ≈ 1.0 wk of income) → whole cycle still +$105 cash · rolled 19 ct earn ≈ $4,398/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,776/mo
vs 50% target ($5,580/mo)-32%
vs normal income ($11,160/mo)34% covered
Net income (after hedge)$3,419/mo
Downside budget
⚠ $48.50 is $18 below CC-SS $66.22: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$32,667
… as % of IC ($13,700)238.4%
… as % of ML ($107,700)30.3%
Recovery months (at normal income)2.9 mo
Surgical close (19 ct)$-48,554
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.13/sh (~25% of the $0.53 collected) or spot ≥ $49.08 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $47.33 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-49.08
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $49.08
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.1σ)$1,007$-37,717+$13,303+$836
+2.5%$49.71 (1.3σ)$-1,297$-37,319+$13,701-$1,468
+5%$50.93 (1.5σ)$-3,601$-36,921+$14,099-$3,772
SS (= V-bounce)$63.43 (3.9σ)$-27,360$-32,820+$18,200-$27,531
V-BOUNCE STRESS (stock → CC-SS $66.22, where you are whole again, by expiry)
Starting unrealized P&L: $-51,020
+ Fortress recovery (un-capped): +$51,774
− CC assignment net of premium (19 × $48.50): -$32,667
− Conservative CC assignment net of premium (1 × $65): -$113
Total Position P&L @ SS: $-32,026 (+$18,994 vs today)
Do-nothing baseline at SS: $-1,512 (this trade vs do-nothing: $-30,514, the opportunity cost of earning $3,776/mo FIGHT income now)
🎯 50% normal19 × $4725 Sep8d9.3%78%hist 84%46%hist 39%+5pp$1,501$5,629$35,023
Sell 19 × $47 9.3% OTM over spot $42.98 25 Sep 2026 (8d, $0.83 mid)
= $1,501 credit for the 8d cycle → $5,629/mo projected
Survival (stays ≤ $47)
78%
Breach risk
22%
POP (stays ≤ $47.84)
82%
EV / mo
+$1,725
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
47% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~2.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,145/mo
median; plan ~$1,458/mo after 68% keep · $13,964 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.4-5.1], measured ONLY among the 47% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
35%
Flat exit net (mid-life)
-$1,863
Free roll-up
+$3/wk
Safest escape (by 9 Oct 2026)
$56 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.50/sh now → $1.77 mid-life (likely $1.82–$2.83)≈ $0 at expiry  |  you banked $0.79/sh, so a flat mid-life exit nets -$0.98/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,045 simulated challenges: the $47 strike is typically first touched on day 4 of 8, at $48 (overshoots $1.16). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$472 Oct 202611d left+$1.00/sh+$1,895
cycle +$3,396
[+$1,593…+$2,275] · 100% credit
68%
surv 53%
-$38,670 NOT
cap gain +$12,350
Reliable up-and-out (highest cap still free ≥60%)~$519 Oct 202618d left+$0.29/sh+$557
cycle +$2,058
[-$110…+$744] · 66% credit
77%
surv 70%
-$31,062 NOT
cap gain +$19,958
Up-and-out for even (raise the cap, free)~$502 Oct 202611d left+$0.04/sh+$83
cycle +$1,584
[-$458…+$203] · 35% credit
74%
surv 66%
-$34,878 NOT
cap gain +$16,142
Max even-money escape in the band~$529 Oct 202618d left+$0.04/sh+$70
cycle +$1,571
[-$678…+$222] · 33% credit
79%
surv 73%
-$29,321 NOT
cap gain +$21,699
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$569 Oct 202618d left-$0.76/sh-$1,450
cycle +$51
[-$2,627…-$1,455] · 2% credit
86%
surv 84%
-$21,930 NOT
cap gain +$29,090
budget: banked $1,501 debit $1,450 (97% used ≈ 1.1 wk of income) → whole cycle still +$51 cash · rolled 19 ct earn ≈ $3,190/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,629/mo
vs 50% target ($5,580/mo)+1%
vs normal income ($11,160/mo)50% covered
Net income (after hedge)$5,272/mo
Downside budget
⚠ $47 is $19 below CC-SS $66.22: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$35,023
… as % of IC ($13,700)255.6%
… as % of ML ($107,700)32.5%
Recovery months (at normal income)3.1 mo
Surgical close (19 ct)$-48,554
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.20/sh (~25% of the $0.79 collected) or spot ≥ $47.84 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $47.33 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.84
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.84
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (≤1σ, normal week)$1,501$-40,565+$10,455+$1,330
+2.5%$48.17 (≤1σ, normal week)$-731$-40,179+$10,841-$902
+5%$49.35 (1.2σ)$-2,964$-39,794+$11,226-$3,135
SS (= V-bounce)$63.43 (3.9σ)$-29,716$-35,176+$15,844-$29,887
V-BOUNCE STRESS (stock → CC-SS $66.22, where you are whole again, by expiry)
Starting unrealized P&L: $-51,020
+ Fortress recovery (un-capped): +$51,774
− CC assignment net of premium (19 × $47): -$35,023
− Conservative CC assignment net of premium (1 × $65): -$113
Total Position P&L @ SS: $-34,382 (+$16,638 vs today)
Do-nothing baseline at SS: $-1,512 (this trade vs do-nothing: $-32,870, the opportunity cost of earning $5,629/mo FIGHT income now)
100% normal19 × $4425 Sep8d2.4%60%hist 70%84%hist 79%+11pp$3,135$11,756+$6,127$39,089
Sell 19 × $44 2.4% OTM over spot $42.98 25 Sep 2026 (8d, $1.69 mid)
= $3,135 credit for the 8d cycle → $11,756/mo projected
Survival (stays ≤ $44)
60%
Breach risk
40%
POP (stays ≤ $45.70)
71%
EV / mo
+$2,116
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+11pp
49% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~7.5/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,051/mo
median; plan ~$2,074/mo after 68% keep · $19,711 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.7 mo [1.4-4.3], measured ONLY among the 49% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
67%
Flat exit net (mid-life)
+$111
Free roll-up
+$2/wk
Safest escape (by 9 Oct 2026)
$55 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.25/sh now → $1.59 mid-life (likely $2.13–$3.01)≈ $0 at expiry  |  you banked $1.65/sh, so a flat mid-life exit nets +$0.06/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,022 simulated challenges: the $44 strike is typically first touched on day 3 of 8, at $45 (overshoots $1.20). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$442 Oct 202611d left+$0.90/sh+$1,702
cycle +$4,837
[+$1,290…+$1,543] · 100% credit
67%
surv 53%
-$43,913 NOT
cap gain +$7,107
Reliable up-and-out (highest cap still free ≥60%)~$479 Oct 202618d left+$0.44/sh+$828
cycle +$3,963
[-$42…+$442] · 72% credit
75%
surv 67%
-$38,069 NOT
cap gain +$12,951
Max even-money escape in the band~$489 Oct 202618d left+$0.14/sh+$268
cycle +$3,403
[-$732…-$154] · 18% credit
77%
surv 71%
-$36,401 NOT
cap gain +$14,619
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$462 Oct 202611d left+$0.08/sh+$160
cycle +$3,295
[-$577…-$157] · 16% credit
73%
surv 65%
-$40,965 NOT
cap gain +$10,055
Safety roll (pay small debit, max POP)~$559 Oct 202618d left-$0.99/sh-$1,883
cycle +$1,252
[-$3,668…-$2,577]
90%
surv 89%
-$22,956 NOT
cap gain +$28,064
budget: banked $3,135 debit $1,883 (60% used ≈ 0.7 wk of income) → whole cycle still +$1,252 cash · rolled 19 ct earn ≈ $1,901/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$11,756/mo
vs 50% target ($5,580/mo)+111%
vs normal income ($11,160/mo)105% covered
Net income (after hedge)$11,399/mo
Downside budget
⚠ $44 is $22 below CC-SS $66.22: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,089
… as % of IC ($13,700)285.3%
… as % of ML ($107,700)36.3%
Recovery months (at normal income)3.5 mo
Surgical close (19 ct)$-48,554
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.41/sh (~25% of the $1.65 collected) or spot ≥ $45.70 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $47.33 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $43.56Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$44-45.70
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.70
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.11 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$44.00 (≤1σ, normal week)$3,135$-45,615+$5,405+$2,964
+2.5%$45.10 (≤1σ, normal week)$1,045$-45,254+$5,766+$874
+5%$46.20 (≤1σ, normal week)$-1,045$-44,893+$6,127-$1,216
SS (= V-bounce)$63.43 (3.9σ)$-33,782$-39,242+$11,778-$33,953
V-BOUNCE STRESS (stock → CC-SS $66.22, where you are whole again, by expiry)
Starting unrealized P&L: $-51,020
+ Fortress recovery (un-capped): +$51,774
− CC assignment net of premium (19 × $44): -$39,089
− Conservative CC assignment net of premium (1 × $65): -$113
Total Position P&L @ SS: $-38,448 (+$12,572 vs today)
Do-nothing baseline at SS: $-1,512 (this trade vs do-nothing: $-36,936, the opportunity cost of earning $11,756/mo FIGHT income now)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (24 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 24 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.114 (IBKR)  |  Recovery@SS: +$51,774 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-1,512

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$478d25 Sep 2026$0.7919/20$5,629$5,27278%82%+$1,725-$35,023255.6%$-34,382 (vs do-nothing $-32,870)
$46.508d25 Sep 2026$0.9017/20$5,738$5,41675%80%+$1,649-$31,999233.6%$-31,585 (vs do-nothing $-30,073)
$4715d2 Oct 2026$1.4220/20$5,680$5,30573%79%+$1,476-$35,606259.9%$-34,852 (vs do-nothing $-33,340)
$468d25 Sep 2026$1.0215/20$5,738$5,45273%78%+$1,524-$28,804210.3%$-28,617 (vs do-nothing $-27,105)
$46.5015d2 Oct 2026$1.5618/20$5,616$5,27771%77%+$1,399-$32,693238.6%$-32,166 (vs do-nothing $-30,654)
$45.508d25 Sep 2026$1.1513/20$5,606$5,35770%77%+$1,353-$25,445185.7%$-25,484 (vs do-nothing $-23,972)
$4615d2 Oct 2026$1.7017/20$5,780$5,45969%76%+$1,345-$31,489229.8%$-31,075 (vs do-nothing $-29,563)
$4622d9 Oct 2026$2.2319/20$5,778$5,42167%75%+$1,178-$34,187249.5%$-33,546 (vs do-nothing $-32,034)
$458d25 Sep 2026$1.3012/20$5,850$5,61967%75%+$1,290-$23,908174.5%$-24,060 (vs do-nothing $-22,548)
$45.5015d2 Oct 2026$1.8516/20$5,920$5,61766%75%+$1,277-$30,197220.4%$-29,896 (vs do-nothing $-28,384)
$4515d2 Oct 2026$1.9815/20$5,940$5,65564%73%+$1,106-$28,864210.7%$-28,677 (vs do-nothing $-27,165)
$44.508d25 Sep 2026$1.4711/20$6,064$5,85163%73%+$1,225-$22,278162.6%$-22,544 (vs do-nothing $-21,032)
$4522d9 Oct 2026$2.5716/20$5,607$5,30463%73%+$995-$29,845217.8%$-29,544 (vs do-nothing $-28,032)
Show 11 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$44.5015d2 Oct 2026$2.2013/20$5,720$5,47161%72%+$1,073-$25,380185.3%$-25,419 (vs do-nothing $-23,907)
$448d25 Sep 2026$1.6510/20$6,188$5,99260%71%+$1,114-$20,573150.2%$-20,952 (vs do-nothing $-19,440)
$4415d2 Oct 2026$2.4012/20$5,760$5,52959%71%+$1,011-$23,788173.6%$-23,940 (vs do-nothing $-22,428)
$4422d9 Oct 2026$2.9414/20$5,613$5,34659%71%+$838-$26,996197.1%$-26,922 (vs do-nothing $-25,410)
$43.508d25 Sep 2026$1.859/20$6,244$6,06756%69%+$997-$18,786137.1%$-19,278 (vs do-nothing $-17,766)
$43.5015d2 Oct 2026$2.5611/20$5,632$5,41956%69%+$821-$22,179161.9%$-22,445 (vs do-nothing $-20,933)
$4322d9 Oct 2026$3.3013/20$5,850$5,60154%69%+$708-$25,900189.1%$-25,939 (vs do-nothing $-24,427)
$4315d2 Oct 2026$2.7910/20$5,580$5,38553%68%+$756-$20,433149.1%$-20,812 (vs do-nothing $-19,300)
$438d25 Sep 2026$2.078/20$6,210$6,05153%68%+$873-$16,922123.5%$-17,528 (vs do-nothing $-16,016)
$42.5015d2 Oct 2026$3.0010/20$6,000$5,80551%67%+$690-$20,723151.3%$-21,102 (vs do-nothing $-19,590)
$42.508d25 Sep 2026$2.257/20$5,906$5,76549%66%+$586-$15,031109.7%$-15,750 (vs do-nothing $-14,238)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-17 21:49