FORTRESS FIGHT: IREN-LC50 @ $42.09

BE SS: $63.43  |  CC-SS: $66.49  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-29 21:47

IREN-LC50 @ $42.09   UNDERWATER $21.34 (33.6% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.49 (banked floor $64.66)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$9,565/mo95% ann ROI on ML
Hedge rolling cost$288/mo
Unrealized P&L$-54,290fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$4,782/mo
HEDGE COVER
$288/mo
NORMAL INCOME
$9,565/mo (ATM CC, chain)
IC VELOCITY
1.4 mo to earn back $13,700
ML VELOCITY
11.3 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.49 (probe: $65C 17d) brings only $282/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$4,076
Hole (after banked)
$50,214
was $54,290 · 8% earned back
Cycles closed
22
Credit in flight
$0
CC-SS · banked floor (info)
$66.49 → $64.66
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 6 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 40 (live) · RSI 48 · MACD bearish, hist rising
DAILYFALLING (provisional) · RSI 47 · %B 28 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $62.70 (+49%) · daily UBB $48.79 · 1-wk expected move ±$4 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 20 contracts at $46.50 / 3d. This is the safest strike (survival 89%, breach 11%) that still earns 50% of normal income ($4,782/mo); it brings $5,000/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 20 × $45/3d for $9,600/mo, but breach risk rises to 19% (+8pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 20 × $65/10d (99% survival, $120/mo).
Downside anchor: the primary mortgages $39,484 (288% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 4.1 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 20 contracts realizes $-54,320 and cuts bleed by $288/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 2 Oct 2026 (3d) · sell 20 × $46.50, 89% survival, $5,000/mo (E[net] $4,309/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆2 Oct 2026 · 3d20 × $46.5089%$5,000$4,309
NEXT FRIDAY9 Oct 2026 · 10d19 × $4677%$4,788$1,288
E[net] arithmetic on the grand pick: keep $500 with probability 89%; on the 11% touch you roll, paying $2,423 to close and taking $2,302 back from the best priced door (net cash $121) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 2 Oct 2026 · 3d · E[net] $4,309/mo 🏆 GRAND PICK

🎯 Engine pick: sell 20 × $46.50 (50% normal), 89% survival, breach 11%, $5,000/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $47 rung (🛡 safe yield) lifts survival to 91% (breach 11% → 9%) for $1,200/mo less (24% income) buys safety you do not really need here.
IREN  spot $42.09 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
▸cover hedge10 × $522 Oct3d23.5%99%hist 96%3%hist 3%+0pp$30$300-$4,700$14,462
Sell 10 × $52 23.5% OTM over spot $42.09 2 Oct 2026 (3d, $0.04 mid)
= $30 credit for the 3d cycle → $300/mo projected
Survival (stays ≤ $52)
99%
Breach risk
1%
POP (stays ≤ $52.03)
99%
EV / mo
+$233
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
49% whole by 9mo vs 49% doing nothing
FIRE DRILLS
~0.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$13/mo
median; plan ~$9/mo after 68% keep · $36 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.1-4.3], measured ONLY among the 49% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$1,423
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$62 @ 84% POP
81% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.05/sh now → $1.45 mid-life → ≈ $0 at expiry  |  you banked $0.03/sh, so a flat mid-life exit nets -$1.42/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$529 Oct 20268d left+$1.40/sh+$1,405
cycle +$1,435
69%
surv 53%
-$30,320 NOT
cap gain +$23,970
Up-and-out for even (raise the cap, free)~$559 Oct 20268d left+$0.10/sh+$96
cycle +$126
78%
surv 71%
-$23,881 NOT
cap gain +$30,409
Max even-money escape in the band~$6223 Oct 202622d left+$0.15/sh+$153
cycle +$183
84%
surv 81%
-$9,056 NOT
cap gain +$45,234
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$300/mo
vs 50% target ($4,782/mo)-94%
vs normal income ($9,565/mo)3% covered
Net income (after hedge)$72/mo
Downside budget
⚠ $52 is $14 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$14,462
… as % of IC ($13,700)105.6%
… as % of ML ($107,700)13.4%
Recovery months (at normal income)1.5 mo
Surgical close (10 ct)$-27,150
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.03 collected) or spot ≥ $52.03 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $52)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $51.48Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$51-52.03
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $52.03
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$52.00 (3.4σ)$30$-31,724+$22,566+$10
+2.5%$53.30 (3.9σ)$-1,270$-30,071+$24,219-$1,290
+5%$54.60 (4.4σ)$-2,570$-28,417+$25,873-$2,590
SS (= V-bounce)$63.43 (7.4σ)$-11,400$-17,186+$37,104-$11,420
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (10 × $52): -$14,462
− Conservative CC assignment net of premium (10 × $65): -$1,472
Total Position P&L @ SS: $-14,783 (+$39,507 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-12,990, the opportunity cost of earning $300/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$10,670, position total $-18,114 (+$36,176 vs today)
▸33% normal17 × $472 Oct3d11.7%91%hist 96%18%hist 14%+4pp$323$3,230-$1,770$32,814
Sell 17 × $47 11.7% OTM over spot $42.09 2 Oct 2026 (3d, $0.21 mid)
= $323 credit for the 3d cycle → $3,230/mo projected
Survival (stays ≤ $47)
91%
Breach risk
9%
POP (stays ≤ $47.21)
92%
EV / mo
+$1,715
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
50% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~2.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,801/mo
median; plan ~$1,224/mo after 68% keep · $10,191 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.2-4.2], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
8%
Flat exit net (mid-life)
-$1,772
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$57 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.74/sh now → $1.23 mid-life (likely $1.10–$2.09) → ≈ $0 at expiry  |  you banked $0.19/sh, so a flat mid-life exit nets -$1.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 233 simulated challenges: the $47 strike is typically first touched on day 3 of 3, at $48 (overshoots $1.14). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$479 Oct 20268d left+$1.17/sh+$1,994
cycle +$2,317
[+$1,962…+$2,401] · 100% credit
68%
surv 52%
-$40,811 NOT
cap gain +$13,479
Reliable up-and-out (highest cap still free ≥60%)~$5323 Oct 202622d left+$0.54/sh+$918
cycle +$1,241
[+$346…+$1,225] · 84% credit
80%
surv 75%
-$28,460 NOT
cap gain +$25,830
Max even-money escape in the band~$5523 Oct 202622d left+$0.15/sh+$258
cycle +$581
[-$468…+$541] · 56% credit
83%
surv 80%
-$24,575 NOT
cap gain +$29,715
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$509 Oct 20268d left+$0.04/sh+$69
cycle +$392
[-$502…+$297] · 46% credit
77%
surv 71%
-$36,125 NOT
cap gain +$18,165
Safety roll (pay small debit, max POP)~$5723 Oct 202622d left-$0.15/sh-$249
cycle +$74
[-$1,107…+$22] · 27% credit
86%
surv 84%
-$20,539 NOT
cap gain +$33,751
budget: banked $323 debit $249 (77% used ≈ 0.3 wk of income) → whole cycle still +$74 cash · rolled 17 ct earn ≈ $2,517/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,230/mo
vs 50% target ($4,782/mo)-32%
vs normal income ($9,565/mo)34% covered
Net income (after hedge)$2,960/mo
Downside budget
⚠ $47 is $19 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$32,814
… as % of IC ($13,700)239.5%
… as % of ML ($107,700)30.5%
Recovery months (at normal income)3.4 mo
Surgical close (17 ct)$-46,181
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.05/sh (~25% of the $0.19 collected) or spot ≥ $47.21 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.21
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.21
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.7σ)$323$-42,805+$11,485+$289
+2.5%$48.17 (2.1σ)$-1,674$-42,133+$12,157-$1,708
+5%$49.35 (2.5σ)$-3,672$-41,461+$12,829-$3,706
SS (= V-bounce)$63.43 (7.4σ)$-27,608$-33,408+$20,882-$27,642
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (17 × $47): -$32,814
− Conservative CC assignment net of premium (3 × $65): -$442
Total Position P&L @ SS: $-32,104 (+$22,186 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-30,311, the opportunity cost of earning $3,230/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$26,367, position total $-33,825 (+$20,465 vs today)
▸🛡 safe yield20 × $472 Oct3d11.7%91%hist 96%18%hist 14%+5pp$380$3,800-$1,200$38,604
Sell 20 × $47 11.7% OTM over spot $42.09 2 Oct 2026 (3d, $0.21 mid)
= $380 credit for the 3d cycle → $3,800/mo projected
Survival (stays ≤ $47)
91%
Breach risk
9%
POP (stays ≤ $47.21)
92%
EV / mo
+$2,018
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+5pp
47% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~2.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,139/mo
median; plan ~$1,454/mo after 68% keep · $12,093 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.4 mo [1.2-4.0], measured ONLY among the 47% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
8%
Flat exit net (mid-life)
-$2,085
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$57 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.74/sh now → $1.23 mid-life (likely $1.07–$2.04) → ≈ $0 at expiry  |  you banked $0.19/sh, so a flat mid-life exit nets -$1.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 241 simulated challenges: the $47 strike is typically first touched on day 3 of 3, at $48 (overshoots $1.11). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$479 Oct 20268d left+$1.17/sh+$2,346
cycle +$2,726
[+$2,309…+$2,869] · 100% credit
68%
surv 52%
-$40,408 NOT
cap gain +$13,882
Reliable up-and-out (highest cap still free ≥60%)~$5323 Oct 202622d left+$0.54/sh+$1,080
cycle +$1,460
[+$406…+$1,540] · 83% credit
80%
surv 75%
-$28,247 NOT
cap gain +$26,043
Max even-money escape in the band~$5523 Oct 202622d left+$0.15/sh+$304
cycle +$684
[-$525…+$709] · 59% credit
83%
surv 80%
-$24,479 NOT
cap gain +$29,811
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$509 Oct 20268d left+$0.04/sh+$81
cycle +$461
[-$586…+$386] · 51% credit
77%
surv 71%
-$36,062 NOT
cap gain +$18,228
Safety roll (pay small debit, max POP)~$5723 Oct 202622d left-$0.15/sh-$293
cycle +$87
[-$1,253…+$83] · 30% credit
86%
surv 84%
-$20,532 NOT
cap gain +$33,758
budget: banked $380 debit $293 (77% used ≈ 0.3 wk of income) → whole cycle still +$87 cash · rolled 20 ct earn ≈ $2,961/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,800/mo
vs 50% target ($4,782/mo)-21%
vs normal income ($9,565/mo)40% covered
Net income (after hedge)$3,512/mo
Downside budget
⚠ $47 is $19 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$38,604
… as % of IC ($13,700)281.8%
… as % of ML ($107,700)35.8%
Recovery months (at normal income)4.0 mo
Surgical close (20 ct)$-54,330
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.05/sh (~25% of the $0.19 collected) or spot ≥ $47.21 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $47)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.53Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-47.21
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.21
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.00 (1.7σ)$380$-42,754+$11,536+$340
+2.5%$48.17 (2.1σ)$-1,970$-42,435+$11,855-$2,010
+5%$49.35 (2.5σ)$-4,320$-42,115+$12,175-$4,360
SS (= V-bounce)$63.43 (7.4σ)$-32,480$-38,286+$16,004-$32,520
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (20 × $47): -$38,604
Total Position P&L @ SS: $-37,453 (+$16,837 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-35,660, the opportunity cost of earning $3,800/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$31,020, position total $-38,484 (+$15,806 vs today)
▸🎯 50% normal20 × $46.502 Oct3d10.5%89%hist 86%22%hist 25%+12pp$500$5,000—$39,484
Sell 20 × $46.50 10.5% OTM over spot $42.09 2 Oct 2026 (3d, $0.27 mid)
= $500 credit for the 3d cycle → $5,000/mo projected
Survival (stays ≤ $46.50)
89%
Breach risk
11%
POP (stays ≤ $46.77)
90%
EV / mo
+$2,655
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+12pp
57% whole by 9mo vs 46% doing nothing
FIRE DRILLS
~2.8/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,802/mo
median; plan ~$1,905/mo after 68% keep · $15,260 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.5 mo [1.4-5.1], measured ONLY among the 57% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$1,923
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$56 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.71/sh now → $1.21 mid-life (likely $1.20–$2.06) → ≈ $0 at expiry  |  you banked $0.25/sh, so a flat mid-life exit nets -$0.96/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 334 simulated challenges: the $46 strike is typically first touched on day 2 of 3, at $48 (overshoots $1.11). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$469 Oct 20268d left+$1.15/sh+$2,302
cycle +$2,802
[+$2,049…+$2,610] · 100% credit
68%
surv 52%
-$41,468 NOT
cap gain +$12,822
Reliable up-and-out (highest cap still free ≥60%)~$5223 Oct 202622d left+$0.50/sh+$1,007
cycle +$1,507
[+$284…+$1,258] · 80% credit
80%
surv 75%
-$29,336 NOT
cap gain +$24,954
Max even-money escape in the band~$5423 Oct 202622d left+$0.12/sh+$242
cycle +$742
[-$670…+$430] · 47% credit
84%
surv 81%
-$25,557 NOT
cap gain +$28,733
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$499 Oct 20268d left+$0.02/sh+$47
cycle +$547
[-$643…+$203] · 40% credit
78%
surv 71%
-$37,112 NOT
cap gain +$17,178
Safety roll (pay small debit, max POP)~$5623 Oct 202622d left-$0.17/sh-$344
cycle +$156
[-$1,414…-$189] · 16% credit
87%
surv 85%
-$21,599 NOT
cap gain +$32,691
budget: banked $500 debit $344 (69% used ≈ 0.3 wk of income) → whole cycle still +$156 cash · rolled 20 ct earn ≈ $2,834/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,000/mo
vs 50% target ($4,782/mo)+5%
vs normal income ($9,565/mo)52% covered
Net income (after hedge)$4,712/mo
Downside budget
⚠ $46.50 is $20 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$39,484
… as % of IC ($13,700)288.2%
… as % of ML ($107,700)36.7%
Recovery months (at normal income)4.1 mo
Surgical close (20 ct)$-54,320
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.06/sh (~25% of the $0.25 collected) or spot ≥ $46.77 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-46.77
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.77
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (1.5σ)$500$-43,770+$10,520+$460
+2.5%$47.66 (1.9σ)$-1,825$-43,454+$10,836-$1,865
+5%$48.83 (2.3σ)$-4,150$-43,138+$11,152-$4,190
SS (= V-bounce)$63.43 (7.4σ)$-33,360$-39,166+$15,124-$33,400
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (20 × $46.50): -$39,484
Total Position P&L @ SS: $-38,333 (+$15,957 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-36,540, the opportunity cost of earning $5,000/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$31,900, position total $-39,364 (+$14,926 vs today)
▸100% normal20 × $452 Oct3d6.9%81%hist 86%40%hist 33%+12pp$960$9,600+$4,600$42,024
Sell 20 × $45 6.9% OTM over spot $42.09 2 Oct 2026 (3d, $0.48 mid)
= $960 credit for the 3d cycle → $9,600/mo projected
Survival (stays ≤ $45)
81%
Breach risk
19%
POP (stays ≤ $45.48)
84%
EV / mo
+$4,284
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+12pp
57% whole by 9mo vs 44% doing nothing
FIRE DRILLS
~5.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$4,350/mo
median; plan ~$2,958/mo after 68% keep · $24,239 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.3 mo [1.5-4.5], measured ONLY among the 57% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$1,338
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$57 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.62/sh now → $1.15 mid-life (likely $1.17–$2.11) → ≈ $0 at expiry  |  you banked $0.48/sh, so a flat mid-life exit nets -$0.67/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 684 simulated challenges: the $45 strike is typically first touched on day 2 of 3, at $46 (overshoots $1.06). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$459 Oct 20268d left+$1.09/sh+$2,172
cycle +$3,132
[+$1,894…+$2,456] · 100% credit
68%
surv 52%
-$44,546 NOT
cap gain +$9,744
Reliable up-and-out (highest cap still free ≥60%)~$5123 Oct 202622d left+$0.40/sh+$796
cycle +$1,756
[-$94…+$983] · 71% credit
81%
surv 76%
-$32,495 NOT
cap gain +$21,795
Up-and-out for even (raise the cap, free)~$479 Oct 20268d left+$0.12/sh+$238
cycle +$1,198
[-$479…+$387] · 43% credit
77%
surv 69%
-$41,005 NOT
cap gain +$13,285
Max even-money escape in the band~$5323 Oct 202622d left+$0.03/sh+$64
cycle +$1,024
[-$1,006…+$209] · 33% credit
84%
surv 82%
-$28,683 NOT
cap gain +$25,607
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5723 Oct 202622d left-$0.46/sh-$919
cycle +$41
[-$2,289…-$853]
90%
surv 89%
-$20,578 NOT
cap gain +$33,712
budget: banked $960 debit $919 (96% used ≈ 0.4 wk of income) → whole cycle still +$41 cash · rolled 20 ct earn ≈ $1,880/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$9,600/mo
vs 50% target ($4,782/mo)+101%
vs normal income ($9,565/mo)100% covered
Net income (after hedge)$9,312/mo
Downside budget
⚠ $45 is $21 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$42,024
… as % of IC ($13,700)306.7%
… as % of ML ($107,700)39.0%
Recovery months (at normal income)4.4 mo
Surgical close (20 ct)$-54,300
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.12/sh (~25% of the $0.48 collected) or spot ≥ $45.48 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.48
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.48
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (1.0σ)$960$-46,718+$7,572+$920
+2.5%$46.12 (1.4σ)$-1,290$-46,412+$7,878-$1,330
+5%$47.25 (1.8σ)$-3,540$-46,106+$8,184-$3,580
SS (= V-bounce)$63.43 (7.4σ)$-35,900$-41,706+$12,584-$35,940
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (20 × $45): -$42,024
Total Position P&L @ SS: $-40,873 (+$13,417 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-39,080, the opportunity cost of earning $9,600/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$34,440, position total $-41,904 (+$12,386 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 9 Oct 2026 · 10d · E[net] $1,288/mo

🎯 Engine pick: sell 19 × $46 (50% normal), 77% survival, breach 23%, $4,788/mo.
⚖️ Worth a safer step: the $47.50 rung (33% normal) lifts survival to 84% (breach 23% → 16%) for $1,482/mo less (31% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $47.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $42.09 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
▸cover hedge20 × $609 Oct10d42.6%98%hist 96%3%hist 3%+1pp$100$300-$4,488$12,884
Sell 20 × $60 42.6% OTM over spot $42.09 9 Oct 2026 (10d, $0.06 mid)
= $100 credit for the 10d cycle → $300/mo projected
Survival (stays ≤ $60)
98%
Breach risk
2%
POP (stays ≤ $60.05)
98%
EV / mo
+$183
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+1pp
46% whole by 9mo vs 45% doing nothing
FIRE DRILLS
~0.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-60/mo
median; plan ~$-41/mo after 68% keep · $-383 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.1 mo [1.1-4.1], measured ONLY among the 46% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$5,715
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$66 @ 77% POP
70% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.11/sh now → $2.91 mid-life → ≈ $0 at expiry  |  you banked $0.05/sh, so a flat mid-life exit nets -$2.86/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$6016 Oct 202612d left+$1.35/sh+$2,690
cycle +$2,790
68%
surv 53%
-$10,808 NOT
cap gain +$43,482
Up-and-out for even (raise the cap, free)~$6316 Oct 202612d left+$0.18/sh+$360
cycle +$460
74%
surv 64%
-$6,527 NOT
cap gain +$47,763
Max even-money escape in the band~$6623 Oct 202619d left+$0.18/sh+$368
cycle +$468
77%
surv 70%
+$297 SAFE
cap gain +$54,587
reaches SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$300/mo
vs 50% target ($4,782/mo)-94%
vs normal income ($9,565/mo)3% covered
Net income (after hedge)$12/mo
Downside budget
⚠ $60 is $6 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$12,884
… as % of IC ($13,700)94.0%
… as % of ML ($107,700)12.0%
Recovery months (at normal income)1.3 mo
Surgical close (20 ct)$-54,300
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.05 collected) or spot ≥ $60.05 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $60)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $59.40Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$59-60.05
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $60.05
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$60.00 (3.4σ)$100$-13,498+$40,792+$60
+2.5%$61.50 (3.7σ)$-2,900$-13,090+$41,200-$2,940
+5%$63.00 (4.0σ)$-5,900$-12,682+$41,608-$5,940
SS (= V-bounce)$63.43 (4.1σ)$-6,760$-12,566+$41,724-$6,800
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (20 × $60): -$12,884
Total Position P&L @ SS: $-11,733 (+$42,557 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-9,940, the opportunity cost of earning $300/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$5,300, position total $-12,764 (+$41,526 vs today)
▸🛡 safe yield20 × $509 Oct10d18.8%91%hist 96%20%hist 14%+4pp$640$1,920-$2,868$32,344
Sell 20 × $50 18.8% OTM over spot $42.09 9 Oct 2026 (10d, $0.33 mid)
= $640 credit for the 10d cycle → $1,920/mo projected
Survival (stays ≤ $50)
91%
Breach risk
9%
POP (stays ≤ $50.34)
91%
EV / mo
+$895
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
45% whole by 9mo vs 41% doing nothing
FIRE DRILLS
~0.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$920/mo
median; plan ~$625/mo after 68% keep · $5,759 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.3-4.6], measured ONLY among the 45% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$3,605
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$56 @ 79% POP
75% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.00/sh now → $2.12 mid-life (likely $1.65–$2.96) → ≈ $0 at expiry  |  you banked $0.32/sh, so a flat mid-life exit nets -$1.80/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 321 simulated challenges: the $50 strike is typically first touched on day 7 of 10, at $51 (overshoots $1.12). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5016 Oct 202612d left+$0.98/sh+$1,965
cycle +$2,605
[+$1,946…+$2,694] · 100% credit
68%
surv 53%
-$33,713 NOT
cap gain +$20,577
Max even-money escape in the band~$5423 Oct 202619d left+$0.26/sh+$510
cycle +$1,150
[+$66…+$1,339] · 80% credit
76%
surv 68%
-$26,285 NOT
cap gain +$28,005
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$5216 Oct 202612d left+$0.02/sh+$40
cycle +$680
[-$338…+$675] · 53% credit
74%
surv 65%
-$30,163 NOT
cap gain +$24,127
Safety roll (pay small debit, max POP)~$5623 Oct 202619d left-$0.30/sh-$592
cycle +$48
[-$1,253…+$198] · 28% credit
79%
surv 75%
-$22,843 NOT
cap gain +$31,447
budget: banked $640 debit $592 (93% used ≈ 1.3 wk of income) → whole cycle still +$48 cash · rolled 20 ct earn ≈ $5,768/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,920/mo
vs 50% target ($4,782/mo)-60%
vs normal income ($9,565/mo)20% covered
Net income (after hedge)$1,632/mo
Downside budget
⚠ $50 is $16 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$32,344
… as % of IC ($13,700)236.1%
… as % of ML ($107,700)30.0%
Recovery months (at normal income)3.4 mo
Surgical close (20 ct)$-54,320
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.08/sh (~25% of the $0.32 collected) or spot ≥ $50.34 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $50)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $49.50Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$50-50.34
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $50.34
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$50.00 (1.5σ)$640$-35,678+$18,612+$600
+2.5%$51.25 (1.7σ)$-1,860$-35,338+$18,952-$1,900
+5%$52.50 (2.0σ)$-4,360$-34,998+$19,292-$4,400
SS (= V-bounce)$63.43 (4.1σ)$-26,220$-32,026+$22,264-$26,260
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (20 × $50): -$32,344
Total Position P&L @ SS: $-31,193 (+$23,097 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-29,400, the opportunity cost of earning $1,920/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$24,760, position total $-32,224 (+$22,066 vs today)
▸33% normal ← lean19 × $47.509 Oct10d12.9%84%hist 86%34%hist 33%+4pp$1,102$3,306-$1,482$34,983
Sell 19 × $47.50 12.9% OTM over spot $42.09 9 Oct 2026 (10d, $0.62 mid)
= $1,102 credit for the 10d cycle → $3,306/mo projected
Survival (stays ≤ $47.50)
84%
Breach risk
16%
POP (stays ≤ $48.12)
86%
EV / mo
+$1,263
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
50% whole by 9mo vs 46% doing nothing
FIRE DRILLS
~1.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,412/mo
median; plan ~$960/mo after 68% keep · $9,176 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.5-4.8], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
23%
Flat exit net (mid-life)
-$2,594
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$53 @ 80% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.75/sh now → $1.95 mid-life (likely $1.81–$2.79) → ≈ $0 at expiry  |  you banked $0.58/sh, so a flat mid-life exit nets -$1.37/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 683 simulated challenges: the $48 strike is typically first touched on day 6 of 10, at $48 (overshoots $0.98). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4816 Oct 202612d left+$0.90/sh+$1,711
cycle +$2,813
[+$1,525…+$2,209] · 100% credit
68%
surv 53%
-$39,184 NOT
cap gain +$15,106
Reliable up-and-out (highest cap still free ≥60%)~$5023 Oct 202619d left+$0.40/sh+$763
cycle +$1,865
[+$262…+$1,205] · 89% credit
74%
surv 66%
-$33,520 NOT
cap gain +$20,770
Up-and-out for even (raise the cap, free)~$4916 Oct 202612d left+$0.12/sh+$225
cycle +$1,327
[-$153…+$546] · 61% credit
73%
surv 63%
-$36,330 NOT
cap gain +$17,960
Max even-money escape in the band~$5123 Oct 202619d left+$0.13/sh+$252
cycle +$1,354
[-$305…+$662] · 56% credit
76%
surv 70%
-$31,759 NOT
cap gain +$22,531
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5323 Oct 202619d left-$0.39/sh-$743
cycle +$359
[-$1,469…-$416] · 15% credit
80%
surv 76%
-$28,210 NOT
cap gain +$26,080
budget: banked $1,102 debit $743 (67% used ≈ 1.0 wk of income) → whole cycle still +$359 cash · rolled 19 ct earn ≈ $4,663/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,306/mo
vs 50% target ($4,782/mo)-31%
vs normal income ($9,565/mo)35% covered
Net income (after hedge)$3,024/mo
Downside budget
⚠ $47.50 is $19 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$34,983
… as % of IC ($13,700)255.4%
… as % of ML ($107,700)32.5%
Recovery months (at normal income)3.7 mo
Surgical close (19 ct)$-51,652
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.58 collected) or spot ≥ $48.12 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $47.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$47-48.12
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.12
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$47.50 (1.0σ)$1,102$-40,894+$13,396+$1,064
+2.5%$48.69 (1.3σ)$-1,154$-40,453+$13,837-$1,192
+5%$49.88 (1.5σ)$-3,410$-40,011+$14,279-$3,448
SS (= V-bounce)$63.43 (4.1σ)$-29,165$-34,969+$19,321-$29,203
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (19 × $47.50): -$34,983
− Conservative CC assignment net of premium (1 × $65): -$147
Total Position P&L @ SS: $-33,979 (+$20,311 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-32,186, the opportunity cost of earning $3,306/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$27,778, position total $-35,240 (+$19,050 vs today)
▸🎯 50% normal19 × $469 Oct10d9.3%77%hist 82%47%hist 41%+7pp$1,596$4,788—$37,339
Sell 19 × $46 9.3% OTM over spot $42.09 9 Oct 2026 (10d, $0.89 mid)
= $1,596 credit for the 10d cycle → $4,788/mo projected
Survival (stays ≤ $46)
77%
Breach risk
23%
POP (stays ≤ $46.88)
82%
EV / mo
+$1,554
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
49% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~2.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,887/mo
median; plan ~$1,283/mo after 68% keep · $12,789 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.2 mo [2.0-4.7], measured ONLY among the 49% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
34%
Flat exit net (mid-life)
-$1,904
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$54 @ 85% POP
82% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.60/sh now → $1.84 mid-life (likely $1.89–$2.90) → ≈ $0 at expiry  |  you banked $0.84/sh, so a flat mid-life exit nets -$1.00/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,007 simulated challenges: the $46 strike is typically first touched on day 5 of 10, at $47 (overshoots $1.05). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4616 Oct 202612d left+$0.85/sh+$1,620
cycle +$3,216
[+$1,320…+$1,934] · 100% credit
68%
surv 53%
-$42,188 NOT
cap gain +$12,102
Reliable up-and-out (highest cap still free ≥60%)~$4923 Oct 202619d left+$0.33/sh+$625
cycle +$2,221
[-$26…+$763] · 73% credit
75%
surv 66%
-$36,572 NOT
cap gain +$17,718
Up-and-out for even (raise the cap, free)~$4816 Oct 202612d left+$0.07/sh+$141
cycle +$1,737
[-$359…+$229] · 37% credit
73%
surv 64%
-$39,328 NOT
cap gain +$14,962
Max even-money escape in the band~$5023 Oct 202619d left+$0.06/sh+$120
cycle +$1,716
[-$618…+$234] · 33% credit
77%
surv 70%
-$34,805 NOT
cap gain +$19,485
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5423 Oct 202619d left-$0.80/sh-$1,512
cycle +$84
[-$2,630…-$1,528] · 1% credit
85%
surv 82%
-$27,349 NOT
cap gain +$26,941
budget: banked $1,596 debit $1,512 (95% used ≈ 1.4 wk of income) → whole cycle still +$84 cash · rolled 19 ct earn ≈ $3,139/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,788/mo
vs 50% target ($4,782/mo)+0%
vs normal income ($9,565/mo)50% covered
Net income (after hedge)$4,506/mo
Downside budget
⚠ $46 is $20 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$37,339
… as % of IC ($13,700)272.5%
… as % of ML ($107,700)34.7%
Recovery months (at normal income)3.9 mo
Surgical close (19 ct)$-51,661
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.21/sh (~25% of the $0.84 collected) or spot ≥ $46.88 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $45.54Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-46.88
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $46.88
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.00 (≤1σ, normal week)$1,596$-43,808+$10,482+$1,558
+2.5%$47.15 (≤1σ, normal week)$-589$-43,381+$10,909-$627
+5%$48.30 (1.2σ)$-2,774$-42,953+$11,337-$2,812
SS (= V-bounce)$63.43 (4.1σ)$-31,521$-37,325+$16,965-$31,559
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (19 × $46): -$37,339
− Conservative CC assignment net of premium (1 × $65): -$147
Total Position P&L @ SS: $-36,335 (+$17,955 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-34,542, the opportunity cost of earning $4,788/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$30,134, position total $-37,596 (+$16,694 vs today)
▸100% normal19 × $439 Oct10d2.2%59%hist 68%86%hist 80%+10pp$3,325$9,975+$5,187$41,310
Sell 19 × $43 2.2% OTM over spot $42.09 9 Oct 2026 (10d, $1.79 mid)
= $3,325 credit for the 10d cycle → $9,975/mo projected
Survival (stays ≤ $43)
59%
Breach risk
41%
POP (stays ≤ $44.80)
71%
EV / mo
+$2,046
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
48% whole by 9mo vs 39% doing nothing
FIRE DRILLS
~7.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,745/mo
median; plan ~$1,867/mo after 68% keep · $18,976 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.0 mo [1.9-5.1], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
69%
Flat exit net (mid-life)
+$200
Free roll-up
+$1/wk
Safest escape (by 23 Oct 2026)
$54 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.32/sh now → $1.64 mid-life (likely $2.22–$3.02) → ≈ $0 at expiry  |  you banked $1.75/sh, so a flat mid-life exit nets +$0.11/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,070 simulated challenges: the $43 strike is typically first touched on day 3 of 10, at $44 (overshoots $1.03). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4316 Oct 202612d left+$0.76/sh+$1,447
cycle +$4,772
[+$1,042…+$1,235] · 100% credit
68%
surv 53%
-$47,449 NOT
cap gain +$6,841
Reliable up-and-out (highest cap still free ≥60%)~$4523 Oct 202619d left+$0.54/sh+$1,035
cycle +$4,360
[+$267…+$632] · 91% credit
73%
surv 63%
-$43,521 NOT
cap gain +$10,769
Up-and-out for even (raise the cap, free)~$4416 Oct 202612d left+$0.16/sh+$302
cycle +$3,627
[-$308…-$2] · 25% credit
72%
surv 62%
-$45,390 NOT
cap gain +$8,900
Max even-money escape in the band~$4623 Oct 202619d left+$0.19/sh+$364
cycle +$3,689
[-$559…-$79] · 20% credit
75%
surv 68%
-$41,920 NOT
cap gain +$12,370
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5423 Oct 202619d left-$1.18/sh-$2,234
cycle +$1,091
[-$4,061…-$3,012]
91%
surv 90%
-$26,342 NOT
cap gain +$27,948
budget: banked $3,325 debit $2,234 (67% used ≈ 1.0 wk of income) → whole cycle still +$1,091 cash · rolled 19 ct earn ≈ $1,406/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$9,975/mo
vs 50% target ($4,782/mo)+109%
vs normal income ($9,565/mo)104% covered
Net income (after hedge)$9,693/mo
Downside budget
⚠ $43 is $23 below CC-SS $66.49: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$41,310
… as % of IC ($13,700)301.5%
… as % of ML ($107,700)38.4%
Recovery months (at normal income)4.3 mo
Surgical close (19 ct)$-51,661
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.44/sh (~25% of the $1.75 collected) or spot ≥ $44.80 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $43)); NOT the premium you collected. Momentum override: two daily closes above $48.79 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $42.57Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-44.80
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $44.80
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.00 (≤1σ, normal week)$3,325$-48,895+$5,395+$3,287
+2.5%$44.07 (≤1σ, normal week)$1,283$-48,496+$5,794+$1,245
+5%$45.15 (≤1σ, normal week)$-760$-48,096+$6,194-$798
SS (= V-bounce)$63.43 (4.1σ)$-35,492$-41,296+$12,994-$35,530
V-BOUNCE STRESS (stock → CC-SS $66.49, where you are whole again, by expiry)
Starting unrealized P&L: $-54,290
+ Fortress recovery (un-capped): +$55,442
− CC assignment net of premium (19 × $43): -$41,310
− Conservative CC assignment net of premium (1 × $65): -$147
Total Position P&L @ SS: $-40,306 (+$13,984 vs today)
Do-nothing baseline at SS: $-1,793 (this trade vs do-nothing: $-38,513, the opportunity cost of earning $9,975/mo FIGHT income now)
BB-reversion stress (→ $62.70 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$34,105, position total $-41,567 (+$12,723 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (35 clear the floor), click to expand

Every eligible strike x expiry in the 3-45 DTE band (4 expiries scanned, 35 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.136 (IBKR)  |  Recovery@SS: +$55,442 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-1,793

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$46.503d2 Oct 2026$0.2520/20$5,000$4,71289%90%+$2,655-$39,484288.2%$-38,333 (vs do-nothing $-36,540)
$463d2 Oct 2026$0.3016/20$4,800$4,53687%88%+$2,332-$32,308235.8%$-31,745 (vs do-nothing $-29,952)
$45.503d2 Oct 2026$0.3813/20$4,940$4,69484%86%+$2,300-$26,796195.6%$-26,675 (vs do-nothing $-24,882)
$453d2 Oct 2026$0.4810/20$4,800$4,57281%84%+$2,142-$21,012153.4%$-21,333 (vs do-nothing $-19,540)
$4610d9 Oct 2026$0.8419/20$4,788$4,50677%82%+$1,554-$37,339272.5%$-36,335 (vs do-nothing $-34,542)
$44.503d2 Oct 2026$0.589/20$5,220$4,99877%82%+$2,108-$19,271140.7%$-19,739 (vs do-nothing $-17,946)
$45.5010d9 Oct 2026$0.9517/20$4,845$4,57575%80%+$1,477-$34,072248.7%$-33,362 (vs do-nothing $-31,569)
$4617d16 Oct 2026$1.3820/20$4,871$4,58273%79%+$1,363-$38,224279.0%$-37,073 (vs do-nothing $-35,280)
$443d2 Oct 2026$0.678/20$5,360$5,14473%79%+$1,787-$17,458127.4%$-18,073 (vs do-nothing $-16,280)
$4510d9 Oct 2026$1.0715/20$4,815$4,55772%78%+$1,270-$30,633223.6%$-30,218 (vs do-nothing $-28,425)
$45.5017d16 Oct 2026$1.5019/20$5,029$4,74771%78%+$1,317-$37,035270.3%$-36,031 (vs do-nothing $-34,238)
$44.5010d9 Oct 2026$1.2114/20$5,082$4,83069%77%+$1,340-$29,095212.4%$-28,827 (vs do-nothing $-27,034)
$4517d16 Oct 2026$1.6617/20$4,980$4,71069%76%+$1,277-$33,715246.1%$-33,005 (vs do-nothing $-31,212)
Show 22 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$43.503d2 Oct 2026$0.816/20$4,860$4,65668%76%+$1,426-$13,30997.1%$-14,219 (vs do-nothing $-12,426)
$4524d23 Oct 2026$2.0819/20$4,940$4,65867%75%+$1,015-$36,883269.2%$-35,879 (vs do-nothing $-34,086)
$44.5017d16 Oct 2026$1.8215/20$4,818$4,55966%75%+$1,176-$30,258220.9%$-29,843 (vs do-nothing $-28,050)
$4410d9 Oct 2026$1.3812/20$4,968$4,72866%75%+$1,254-$25,335184.9%$-25,361 (vs do-nothing $-23,568)
$4417d16 Oct 2026$1.9914/20$4,916$4,66464%74%+$1,118-$28,703209.5%$-28,435 (vs do-nothing $-26,642)
$43.5010d9 Oct 2026$1.5511/20$5,115$4,88163%73%+$1,182-$23,586172.2%$-23,760 (vs do-nothing $-21,967)
$4424d23 Oct 2026$2.4416/20$4,880$4,61663%73%+$941-$32,084234.2%$-31,521 (vs do-nothing $-29,728)
$433d2 Oct 2026$1.005/20$5,000$4,80262%73%+$1,366-$11,24682.1%$-12,303 (vs do-nothing $-10,510)
$43.5017d16 Oct 2026$2.1613/20$4,955$4,70961%72%+$1,039-$27,082197.7%$-26,961 (vs do-nothing $-25,168)
$4310d9 Oct 2026$1.7510/20$5,250$5,02259%71%+$1,077-$21,742158.7%$-22,063 (vs do-nothing $-20,270)
$4317d16 Oct 2026$2.3712/20$5,019$4,77858%71%+$1,004-$25,347185.0%$-25,373 (vs do-nothing $-23,580)
$4324d23 Oct 2026$2.8414/20$4,970$4,71858%71%+$877-$28,913211.0%$-28,645 (vs do-nothing $-26,852)
$42.503d2 Oct 2026$1.214/20$4,840$4,64857%70%+$1,184-$9,11366.5%$-10,317 (vs do-nothing $-8,524)
$42.5017d16 Oct 2026$2.5911/20$5,028$4,79356%70%+$951-$23,542171.8%$-23,716 (vs do-nothing $-21,923)
$42.5010d9 Oct 2026$1.979/20$5,319$5,09756%70%+$1,065-$19,820144.7%$-20,288 (vs do-nothing $-18,495)
$4224d23 Oct 2026$3.2012/20$4,800$4,56053%69%+$652-$25,551186.5%$-25,577 (vs do-nothing $-23,784)
$4217d16 Oct 2026$2.8010/20$4,941$4,71353%68%+$822-$21,692158.3%$-22,013 (vs do-nothing $-20,220)
$4210d9 Oct 2026$2.218/20$5,304$5,08852%68%+$980-$17,826130.1%$-18,441 (vs do-nothing $-16,648)
$423d2 Oct 2026$1.444/20$5,760$5,56850%68%+$1,212-$9,22167.3%$-10,425 (vs do-nothing $-8,632)
$41.5017d16 Oct 2026$3.0010/20$5,294$5,06650%67%+$726-$21,992160.5%$-22,313 (vs do-nothing $-20,520)
$41.5010d9 Oct 2026$2.447/20$5,124$4,91448%66%+$768-$15,787115.2%$-16,549 (vs do-nothing $-14,756)
$41.503d2 Oct 2026$1.713/20$5,130$4,94444%65%+$936-$6,98551.0%$-8,336 (vs do-nothing $-6,543)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-29 21:47