FORTRESS FIGHT: IREN-LC50 @ $41.23

BE SS: $63.43  |  CC-SS: $66.67  |  20 contracts (2,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-09-30 21:45

IREN-LC50 @ $41.23   UNDERWATER $22.20 (35.0% below BE SS)

20 contracts (2,000 sh)  |  BE SS: $63.43  |  CC-SS: $66.67 (banked floor $64.84)  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $50 exp 2028-01-21 (entry $38.797/sh)
SP: $70 exp 2028-01-21 (entry $32.718/sh)
HP: $23 exp 2026-11-20 (entry $0.377/sh)

Economics

Max Loss$107,700(ND $6.85 + SW $47) x 2000
Normal income ref$9,038/mo95% ann ROI on ML
Hedge rolling cost$271/mo
Unrealized P&L$-56,750fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$4,519/mo
HEDGE COVER
$271/mo
NORMAL INCOME
$9,038/mo (ATM CC, chain)
IC VELOCITY
1.5 mo to earn back $13,700
ML VELOCITY
11.9 mo to earn back $107,700
Deep drawdown confirmed: a CC at CC-SS $66.67 (probe: $65C 16d) brings only $188/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$4,076
Hole (after banked)
$52,674
was $56,750 · 7% earned back
Cycles closed
22
Credit in flight
$0
CC-SS · banked floor (info)
$66.67 → $64.84
⚠ ASSIGNMENT recorded: 20x $40C 20260904 on 2026-09-08. Premium kept, but check the position: assignment below CC-SS locks the cap give-up.
? 6 leg(s) closed as UNKNOWN (vanished with no fill in window): banked $0, conservative. Fix campaign.json by hand if wrong.
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYNEUTRAL · %B 37 (live) · RSI 47 · MACD bearish, hist rising
DAILYFALLING (provisional) · RSI 46 · %B 19 · hist falling (nightly)
LEVELSUpper BB (CC ceiling) $62.69 (+52%) · daily UBB $48.71 · 1-wk expected move ±$4 (chain IV)
SETUPNo tilt: engine default. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-11-05: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 18 contracts at $45 / 2d. This is the safest strike (survival 91%, breach 9%) that still earns 50% of normal income ($4,519/mo); it brings $4,590/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 17 × $43.50/2d for $9,180/mo, but breach risk rises to 20% (+11pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 19 × $55/2d (99+% survival, $285/mo).
Downside anchor: the primary mortgages $38,707 (283% of IC) ONLY on a full V-bounce all the way to SS $63, recoverable in 4.3 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 18 contracts realizes $-51,084 and cuts bleed by $244/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 20 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 2 Oct 2026 (2d) · sell 18 × $45, 91% survival, $4,590/mo (E[net] $4,234/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆2 Oct 2026 · 2d18 × $4591%$4,590$4,234
NEXT FRIDAY9 Oct 2026 · 9d20 × $4578%$4,733$1,494
E[net] arithmetic on the grand pick: keep $306 with probability 92%; on the 8% touch you roll, paying $1,632 to close and taking $2,114 back from the best priced door (net cash $0) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 2 Oct 2026 · 2d · E[net] $4,234/mo 🏆 GRAND PICK

🎯 Engine pick: sell 18 × $45 (50% normal), 91% survival, breach 9%, $4,590/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $45.50 rung (33% normal) lifts survival to 93% (breach 9% → 7%) for $1,455/mo less (32% income) buys safety you do not really need here.
IREN  spot $41.23 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
▸cover hedge19 × $552 Oct2d33.4%99+%hist 96%1%hist 3%+0pp$19$285-$4,305$22,161
Sell 19 × $55 33.4% OTM over spot $41.23 2 Oct 2026 (2d, $0.01 mid)
= $19 credit for the 2d cycle → $285/mo projected
Survival (stays ≤ $55)
99+%
Breach risk
0%
POP (stays ≤ $55.02)
99+%
EV / mo
+$252
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
53% whole by 9mo vs 52% doing nothing
FIRE DRILLS
~0.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-28/mo
median; plan ~$-19/mo after 68% keep · $-109 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~1.5 mo [0.7-3.2], measured ONLY among the 53% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$2,371
Free roll-up
+$5/wk
Safest escape (by 23 Oct 2026)
$69 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.78/sh now → $1.26 mid-life → ≈ $0 at expiry  |  you banked $0.01/sh, so a flat mid-life exit nets -$1.25/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$559 Oct 20268d left+$1.68/sh+$3,191
cycle +$3,210
68%
surv 53%
-$22,112 NOT
cap gain +$34,638
Up-and-out for even (raise the cap, free)~$609 Oct 20268d left+$0.03/sh+$50
cycle +$69
81%
surv 76%
-$13,227 NOT
cap gain +$43,523
Max even-money escape in the band~$6923 Oct 202622d left+$0.10/sh+$197
cycle +$216
87%
surv 85%
+$5,940 SAFE
cap gain +$62,690
reaches SS ✓
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$285/mo
vs 50% target ($4,519/mo)-94%
vs normal income ($9,038/mo)3% covered
Net income (after hedge)$24/mo
Downside budget
⚠ $55 is $12 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$22,161
… as % of IC ($13,700)161.8%
… as % of ML ($107,700)20.6%
Recovery months (at normal income)2.5 mo
Surgical close (19 ct)$-53,922
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.00/sh (~25% of the $0.01 collected) or spot ≥ $55.02 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $55)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $54.45Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$54-55.02
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $55.02
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$55.00 (6.1σ)$19$-25,303+$31,447-$76
+2.5%$56.37 (6.7σ)$-2,593$-24,778+$31,972-$2,688
+5%$57.75 (7.3σ)$-5,206$-24,252+$32,498-$5,301
SS (= V-bounce)$63.43 (9.8σ)$-15,998$-22,083+$34,667-$16,093
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (19 × $55): -$22,161
− Conservative CC assignment net of premium (1 × $65): -$162
Total Position P&L @ SS: $-21,011 (+$35,739 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-19,076, the opportunity cost of earning $285/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$14,592, position total $-22,365 (+$34,385 vs today)
▸33% normal19 × $45.502 Oct2d10.4%93%hist 96%14%hist 14%+4pp$209$3,135-$1,455$40,021
Sell 19 × $45.50 10.4% OTM over spot $41.23 2 Oct 2026 (2d, $0.13 mid)
= $209 credit for the 2d cycle → $3,135/mo projected
Survival (stays ≤ $45.50)
93%
Breach risk
7%
POP (stays ≤ $45.63)
94%
EV / mo
+$1,820
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
42% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~2.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,884/mo
median; plan ~$1,281/mo after 68% keep · $11,862 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.5-5.3], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
6%
Flat exit net (mid-life)
-$1,545
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$55 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.31/sh now → $0.92 mid-life (likely $0.97–$1.74) → ≈ $0 at expiry  |  you banked $0.11/sh, so a flat mid-life exit nets -$0.81/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 180 simulated challenges: the $46 strike is typically first touched on day 2 of 2, at $47 (overshoots $1.12). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$469 Oct 20268d left+$1.20/sh+$2,275
cycle +$2,484
[+$2,140…+$2,482] · 100% credit
67%
surv 52%
-$44,517 NOT
cap gain +$12,233
Reliable up-and-out (highest cap still free ≥60%)~$5323 Oct 202622d left+$0.29/sh+$557
cycle +$766
[-$296…+$622] · 63% credit
84%
surv 81%
-$28,504 NOT
cap gain +$28,246
Max even-money escape in the band~$5423 Oct 202622d left+$0.20/sh+$372
cycle +$581
[-$514…+$423] · 54% credit
85%
surv 83%
-$26,407 NOT
cap gain +$30,343
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$499 Oct 20268d left+$0.07/sh+$130
cycle +$339
[-$607…+$133] · 36% credit
79%
surv 74%
-$39,200 NOT
cap gain +$17,550
Safety roll (pay small debit, max POP)~$5523 Oct 202622d left-$0.01/sh-$17
cycle +$192
[-$1,007…+$8] · 26% credit
87%
surv 85%
-$24,514 NOT
cap gain +$32,236
budget: banked $209 debit $17 (8% used ≈ 0.0 wk of income) → whole cycle still +$192 cash · rolled 19 ct earn ≈ $2,369/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,135/mo
vs 50% target ($4,519/mo)-31%
vs normal income ($9,038/mo)35% covered
Net income (after hedge)$2,874/mo
Downside budget
⚠ $45.50 is $21 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$40,021
… as % of IC ($13,700)292.1%
… as % of ML ($107,700)37.2%
Recovery months (at normal income)4.4 mo
Surgical close (19 ct)$-53,950
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.03/sh (~25% of the $0.11 collected) or spot ≥ $45.63 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $45.05Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.63
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.63
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.50 (1.9σ)$209$-46,792+$9,958+$114
+2.5%$46.64 (2.4σ)$-1,952$-46,357+$10,393-$2,047
+5%$47.77 (2.9σ)$-4,113$-45,923+$10,827-$4,208
SS (= V-bounce)$63.43 (9.8σ)$-33,858$-39,943+$16,807-$33,953
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (19 × $45.50): -$40,021
− Conservative CC assignment net of premium (1 × $65): -$162
Total Position P&L @ SS: $-38,871 (+$17,879 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-36,936, the opportunity cost of earning $3,135/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$32,452, position total $-40,225 (+$16,525 vs today)
▸🎯 50% normal18 × $452 Oct2d9.1%91%hist 96%19%hist 14%+8pp$306$4,590—$38,707
Sell 18 × $45 9.1% OTM over spot $41.23 2 Oct 2026 (2d, $0.17 mid)
= $306 credit for the 2d cycle → $4,590/mo projected
Survival (stays ≤ $45)
91%
Breach risk
9%
POP (stays ≤ $45.17)
92%
EV / mo
+$2,754
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
50% whole by 9mo vs 42% doing nothing
FIRE DRILLS
~3.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,835/mo
median; plan ~$1,928/mo after 68% keep · $16,695 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.5-5.0], measured ONLY among the 50% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
8%
Flat exit net (mid-life)
-$1,326
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$56 @ 88% POP
87% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 18 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.28/sh now → $0.91 mid-life (likely $0.91–$1.72) → ≈ $0 at expiry  |  you banked $0.17/sh, so a flat mid-life exit nets -$0.74/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 233 simulated challenges: the $45 strike is typically first touched on day 2 of 2, at $46 (overshoots $0.99). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (18 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$459 Oct 20268d left+$1.17/sh+$2,114
cycle +$2,420
[+$1,976…+$2,307] · 100% credit
67%
surv 52%
-$45,717 NOT
cap gain +$11,033
Reliable up-and-out (highest cap still free ≥60%)~$5323 Oct 202622d left+$0.26/sh+$469
cycle +$775
[-$327…+$530] · 61% credit
84%
surv 81%
-$29,630 NOT
cap gain +$27,120
Max even-money escape in the band~$5423 Oct 202622d left+$0.16/sh+$295
cycle +$601
[-$540…+$343] · 54% credit
86%
surv 83%
-$27,523 NOT
cap gain +$29,227
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$489 Oct 20268d left+$0.05/sh+$91
cycle +$397
[-$632…+$95] · 36% credit
79%
surv 74%
-$40,278 NOT
cap gain +$16,472
Safety roll (pay small debit, max POP)~$5623 Oct 202622d left-$0.14/sh-$258
cycle +$48
[-$1,252…-$247] · 9% credit
88%
surv 87%
-$23,511 NOT
cap gain +$33,239
budget: banked $306 debit $258 (84% used ≈ 0.2 wk of income) → whole cycle still +$48 cash · rolled 18 ct earn ≈ $1,875/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,590/mo
vs 50% target ($4,519/mo)+2%
vs normal income ($9,038/mo)51% covered
Net income (after hedge)$4,338/mo
Downside budget
⚠ $45 is $22 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$38,707
… as % of IC ($13,700)282.5%
… as % of ML ($107,700)35.9%
Recovery months (at normal income)4.3 mo
Surgical close (18 ct)$-51,084
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.17 collected) or spot ≥ $45.17 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.17
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.17
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (1.7σ)$306$-47,831+$8,919+$216
+2.5%$46.12 (2.2σ)$-1,719$-47,289+$9,461-$1,809
+5%$47.25 (2.6σ)$-3,744$-46,746+$10,004-$3,834
SS (= V-bounce)$63.43 (9.8σ)$-32,868$-38,948+$17,802-$32,958
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (18 × $45): -$38,707
− Conservative CC assignment net of premium (2 × $65): -$325
Total Position P&L @ SS: $-37,719 (+$19,031 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-35,784, the opportunity cost of earning $4,590/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$31,536, position total $-39,304 (+$17,446 vs today)
▸🛡 safe yield20 × $452 Oct2d9.1%91%hist 96%19%hist 14%+9pp$340$5,100+$510$43,008
Sell 20 × $45 9.1% OTM over spot $41.23 2 Oct 2026 (2d, $0.17 mid)
= $340 credit for the 2d cycle → $5,100/mo projected
Survival (stays ≤ $45)
91%
Breach risk
9%
POP (stays ≤ $45.17)
92%
EV / mo
+$3,060
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+9pp
52% whole by 9mo vs 43% doing nothing
FIRE DRILLS
~3.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,116/mo
median; plan ~$2,119/mo after 68% keep · $18,678 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.5-5.1], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
9%
Flat exit net (mid-life)
-$1,474
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$56 @ 88% POP
87% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.28/sh now → $0.91 mid-life (likely $0.92–$1.76) → ≈ $0 at expiry  |  you banked $0.17/sh, so a flat mid-life exit nets -$0.74/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 267 simulated challenges: the $45 strike is typically first touched on day 2 of 2, at $46 (overshoots $1.03). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$459 Oct 20268d left+$1.17/sh+$2,349
cycle +$2,689
[+$2,194…+$2,559] · 100% credit
67%
surv 52%
-$45,458 NOT
cap gain +$11,292
Reliable up-and-out (highest cap still free ≥60%)~$5323 Oct 202622d left+$0.26/sh+$521
cycle +$861
[-$420…+$571] · 60% credit
84%
surv 81%
-$29,554 NOT
cap gain +$27,196
Max even-money escape in the band~$5423 Oct 202622d left+$0.16/sh+$328
cycle +$668
[-$652…+$363] · 51% credit
86%
surv 83%
-$27,466 NOT
cap gain +$29,284
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$489 Oct 20268d left+$0.05/sh+$101
cycle +$441
[-$729…+$98] · 36% credit
79%
surv 74%
-$40,244 NOT
cap gain +$16,506
Safety roll (pay small debit, max POP)~$5623 Oct 202622d left-$0.14/sh-$286
cycle +$54
[-$1,444…-$291] · 9% credit
88%
surv 87%
-$23,516 NOT
cap gain +$33,234
budget: banked $340 debit $286 (84% used ≈ 0.2 wk of income) → whole cycle still +$54 cash · rolled 20 ct earn ≈ $2,083/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,100/mo
vs 50% target ($4,519/mo)+13%
vs normal income ($9,038/mo)56% covered
Net income (after hedge)$4,829/mo
Downside budget
⚠ $45 is $22 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$43,008
… as % of IC ($13,700)313.9%
… as % of ML ($107,700)39.9%
Recovery months (at normal income)4.8 mo
Surgical close (20 ct)$-56,760
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.17 collected) or spot ≥ $45.17 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.17
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.17
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (1.7σ)$340$-47,807+$8,943+$240
+2.5%$46.12 (2.2σ)$-1,910$-47,490+$9,260-$2,010
+5%$47.25 (2.6σ)$-4,160$-47,172+$9,578-$4,260
SS (= V-bounce)$63.43 (9.8σ)$-36,520$-42,610+$14,140-$36,620
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (20 × $45): -$43,008
Total Position P&L @ SS: $-41,695 (+$15,055 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-39,760, the opportunity cost of earning $5,100/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$35,040, position total $-42,818 (+$13,932 vs today)
▸100% normal17 × $43.502 Oct2d5.5%80%hist 86%40%hist 41%+15pp$612$9,180+$4,590$38,784
Sell 17 × $43.50 5.5% OTM over spot $41.23 2 Oct 2026 (2d, $0.39 mid)
= $612 credit for the 2d cycle → $9,180/mo projected
Survival (stays ≤ $43.50)
80%
Breach risk
20%
POP (stays ≤ $43.89)
84%
EV / mo
+$3,851
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+15pp
56% whole by 9mo vs 41% doing nothing
FIRE DRILLS
~7.0/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$4,443/mo
median; plan ~$3,021/mo after 68% keep · $24,905 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.6 mo [1.5-4.5], measured ONLY among the 56% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
22%
Flat exit net (mid-life)
-$848
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$55 @ 90% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 1 of 2); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $1.21/sh now → $0.86 mid-life (likely $0.97–$1.85) → ≈ $0 at expiry  |  you banked $0.36/sh, so a flat mid-life exit nets -$0.50/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 647 simulated challenges: the $44 strike is typically first touched on day 1 of 2, at $45 (overshoots $1.05). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$449 Oct 20268d left+$1.11/sh+$1,880
cycle +$2,492
[+$1,666…+$1,932] · 100% credit
67%
surv 52%
-$49,062 NOT
cap gain +$7,688
Reliable up-and-out (highest cap still free ≥60%)~$5023 Oct 202622d left+$0.39/sh+$658
cycle +$1,270
[-$220…+$594] · 68% credit
83%
surv 80%
-$34,836 NOT
cap gain +$21,914
Up-and-out for even (raise the cap, free)~$469 Oct 20268d left+$0.12/sh+$207
cycle +$819
[-$539…+$140] · 43% credit
78%
surv 72%
-$44,414 NOT
cap gain +$12,336
Max even-money escape in the band~$5223 Oct 202622d left+$0.07/sh+$126
cycle +$738
[-$906…+$31] · 29% credit
86%
surv 84%
-$30,804 NOT
cap gain +$25,946
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5523 Oct 202622d left-$0.30/sh-$505
cycle +$107
[-$1,755…-$632]
90%
surv 90%
-$24,588 NOT
cap gain +$32,162
budget: banked $612 debit $505 (82% used ≈ 0.2 wk of income) → whole cycle still +$107 cash · rolled 17 ct earn ≈ $1,303/mo while parked; 3 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$9,180/mo
vs 50% target ($4,519/mo)+103%
vs normal income ($9,038/mo)102% covered
Net income (after hedge)$8,938/mo
Downside budget
⚠ $43.50 is $23 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$38,784
… as % of IC ($13,700)283.1%
… as % of ML ($107,700)36.0%
Recovery months (at normal income)4.3 mo
Surgical close (17 ct)$-48,288
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.09/sh (~25% of the $0.36 collected) or spot ≥ $43.89 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $44)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $43.06Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$43-43.89
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $43.89
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$43.50 (≤1σ, normal week)$612$-50,943+$5,807+$527
+2.5%$44.59 (1.5σ)$-1,237$-50,310+$6,440-$1,322
+5%$45.68 (2.0σ)$-3,086$-49,677+$7,073-$3,171
SS (= V-bounce)$63.43 (9.8σ)$-33,269$-39,344+$17,406-$33,354
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (17 × $43.50): -$38,784
− Conservative CC assignment net of premium (3 × $65): -$487
Total Position P&L @ SS: $-37,958 (+$18,792 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-36,023, the opportunity cost of earning $9,180/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$32,011, position total $-39,774 (+$16,976 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.

📅 NEXT FRIDAY · 9 Oct 2026 · 9d · E[net] $1,494/mo

🎯 Engine pick: sell 20 × $45 (50% normal), 78% survival, breach 22%, $4,733/mo.
⚖️ Worth a safer step: the $46.50 rung (33% normal) lifts survival to 85% (breach 22% → 15%) for $1,693/mo less (36% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $46.50 rung, unless you need the income to cover the hedge bleed, or you expect IREN to stay flat-to-down near term.
IREN  spot $41.23 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
▸cover hedge17 × $569 Oct9d35.8%98%hist 96%3%hist 3%+0pp$85$283-$4,450$18,061
Sell 17 × $56 35.8% OTM over spot $41.23 9 Oct 2026 (9d, $0.07 mid)
= $85 credit for the 9d cycle → $283/mo projected
Survival (stays ≤ $56)
98%
Breach risk
2%
POP (stays ≤ $56.06)
98%
EV / mo
+$202
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+0pp
43% whole by 9mo vs 43% doing nothing
FIRE DRILLS
~0.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-19/mo
median; plan ~$-13/mo after 68% keep · $-78 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.6 mo [1.3-4.4], measured ONLY among the 43% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
0%
Flat exit net (mid-life)
-$3,941
Free roll-up
+$3/wk
Safest escape (by 23 Oct 2026)
$63 @ 79% POP
74% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 17 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.35/sh now → $2.37 mid-life → ≈ $0 at expiry  |  you banked $0.05/sh, so a flat mid-life exit nets -$2.32/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (17 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$5616 Oct 202612d left+$1.26/sh+$2,141
cycle +$2,226
68%
surv 53%
-$20,804 NOT
cap gain +$35,946
Up-and-out for even (raise the cap, free)~$5916 Oct 202612d left+$0.15/sh+$253
cycle +$338
73%
surv 64%
-$16,371 NOT
cap gain +$40,379
Max even-money escape in the band~$6323 Oct 202618d left+$0.02/sh+$36
cycle +$121
79%
surv 74%
-$7,460 NOT
cap gain +$49,290
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$283/mo
vs 50% target ($4,519/mo)-94%
vs normal income ($9,038/mo)3% covered
Net income (after hedge)$41/mo
Downside budget
⚠ $56 is $11 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$18,061
… as % of IC ($13,700)131.8%
… as % of ML ($107,700)16.8%
Recovery months (at normal income)2.0 mo
Surgical close (17 ct)$-48,263
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.01/sh (~25% of the $0.05 collected) or spot ≥ $56.06 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $56)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $55.44Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$55-56.06
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $56.06
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$56.00 (3.1σ)$85$-22,945+$33,805+$0
+2.5%$57.40 (3.4σ)$-2,295$-22,130+$34,620-$2,380
+5%$58.80 (3.6σ)$-4,675$-21,315+$35,435-$4,760
SS (= V-bounce)$63.43 (4.6σ)$-12,546$-18,621+$38,129-$12,631
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (17 × $56): -$18,061
− Conservative CC assignment net of premium (3 × $65): -$487
Total Position P&L @ SS: $-17,235 (+$39,515 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-15,300, the opportunity cost of earning $283/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$11,288, position total $-19,051 (+$37,699 vs today)
▸🛡 safe yield20 × $48.509 Oct9d17.6%91%hist 96%19%hist 14%+4pp$520$1,733-$3,000$35,828
Sell 20 × $48.50 17.6% OTM over spot $41.23 9 Oct 2026 (9d, $0.29 mid)
= $520 credit for the 9d cycle → $1,733/mo projected
Survival (stays ≤ $48.50)
91%
Breach risk
9%
POP (stays ≤ $48.79)
92%
EV / mo
+$781
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
40% whole by 9mo vs 37% doing nothing
FIRE DRILLS
~1.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$813/mo
median; plan ~$553/mo after 68% keep · $5,693 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~2.8 mo [1.7-4.9], measured ONLY among the 40% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$3,175
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$54 @ 80% POP
75% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.61/sh now → $1.85 mid-life (likely $1.51–$2.47) → ≈ $0 at expiry  |  you banked $0.26/sh, so a flat mid-life exit nets -$1.59/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 343 simulated challenges: the $48 strike is typically first touched on day 6 of 9, at $50 (overshoots $1.07). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4816 Oct 202612d left+$0.98/sh+$1,966
cycle +$2,486
[+$1,967…+$2,776] · 100% credit
68%
surv 53%
-$37,674 NOT
cap gain +$19,076
Reliable up-and-out (highest cap still free ≥60%)~$5223 Oct 202618d left+$0.35/sh+$700
cycle +$1,220
[+$399…+$1,404] · 90% credit
76%
surv 69%
-$30,337 NOT
cap gain +$26,413
Up-and-out for even (raise the cap, free)~$5116 Oct 202612d left+$0.04/sh+$85
cycle +$605
[-$190…+$625] · 58% credit
73%
surv 65%
-$34,374 NOT
cap gain +$22,376
Max even-money escape in the band~$5323 Oct 202618d left+$0.06/sh+$123
cycle +$643
[-$264…+$799] · 58% credit
78%
surv 72%
-$28,631 NOT
cap gain +$28,119
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5423 Oct 202618d left-$0.19/sh-$376
cycle +$144
[-$851…+$269] · 36% credit
80%
surv 75%
-$26,849 NOT
cap gain +$29,901
budget: banked $520 debit $376 (72% used ≈ 0.9 wk of income) → whole cycle still +$144 cash · rolled 20 ct earn ≈ $5,531/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,733/mo
vs 50% target ($4,519/mo)-62%
vs normal income ($9,038/mo)19% covered
Net income (after hedge)$1,463/mo
Downside budget
⚠ $48.50 is $18 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$35,828
… as % of IC ($13,700)261.5%
… as % of ML ($107,700)33.3%
Recovery months (at normal income)4.0 mo
Surgical close (20 ct)$-56,810
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.07/sh (~25% of the $0.26 collected) or spot ≥ $48.79 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $48)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $48.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$48-48.79
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $48.79
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$48.50 (1.5σ)$520$-39,640+$17,110+$420
+2.5%$49.71 (1.8σ)$-1,905$-39,298+$17,452-$2,005
+5%$50.93 (2.0σ)$-4,330$-38,956+$17,794-$4,430
SS (= V-bounce)$63.43 (4.6σ)$-29,340$-35,430+$21,320-$29,440
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (20 × $48.50): -$35,828
Total Position P&L @ SS: $-34,515 (+$22,235 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-32,580, the opportunity cost of earning $1,733/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$27,860, position total $-35,638 (+$21,112 vs today)
▸33% normal ← lean19 × $46.509 Oct9d12.8%85%hist 86%31%hist 33%+4pp$912$3,040-$1,693$37,418
Sell 19 × $46.50 12.8% OTM over spot $41.23 9 Oct 2026 (9d, $0.51 mid)
= $912 credit for the 9d cycle → $3,040/mo projected
Survival (stays ≤ $46.50)
85%
Breach risk
15%
POP (stays ≤ $47.01)
87%
EV / mo
+$1,220
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+4pp
43% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~1.8/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,342/mo
median; plan ~$913/mo after 68% keep · $9,485 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.1 mo [1.8-5.1], measured ONLY among the 43% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
20%
Flat exit net (mid-life)
-$2,355
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$53 @ 83% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 19 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.43/sh now → $1.72 mid-life (likely $1.54–$2.57) → ≈ $0 at expiry  |  you banked $0.48/sh, so a flat mid-life exit nets -$1.24/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 608 simulated challenges: the $46 strike is typically first touched on day 6 of 9, at $48 (overshoots $1.09). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (19 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4616 Oct 202612d left+$0.91/sh+$1,738
cycle +$2,650
[+$1,613…+$2,246] · 100% credit
67%
surv 53%
-$42,069 NOT
cap gain +$14,681
Up-and-out for even (raise the cap, free)~$4816 Oct 202612d left+$0.20/sh+$383
cycle +$1,295
[+$40…+$699] · 78% credit
72%
surv 63%
-$39,385 NOT
cap gain +$17,365
Max even-money escape in the band~$5023 Oct 202618d left+$0.25/sh+$468
cycle +$1,380
[-$40…+$844] · 73% credit
77%
surv 70%
-$34,735 NOT
cap gain +$22,015
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5323 Oct 202618d left-$0.42/sh-$793
cycle +$119
[-$1,551…-$495] · 12% credit
83%
surv 79%
-$29,151 NOT
cap gain +$27,599
budget: banked $912 debit $793 (87% used ≈ 1.1 wk of income) → whole cycle still +$119 cash · rolled 19 ct earn ≈ $4,122/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,040/mo
vs 50% target ($4,519/mo)-33%
vs normal income ($9,038/mo)34% covered
Net income (after hedge)$2,779/mo
Downside budget
⚠ $46.50 is $20 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$37,418
… as % of IC ($13,700)273.1%
… as % of ML ($107,700)34.7%
Recovery months (at normal income)4.1 mo
Surgical close (19 ct)$-53,960
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.12/sh (~25% of the $0.48 collected) or spot ≥ $47.01 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $46)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $46.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$46-47.01
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $47.01
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$46.50 (1.1σ)$912$-43,807+$12,943+$817
+2.5%$47.66 (1.3σ)$-1,297$-43,363+$13,387-$1,392
+5%$48.83 (1.6σ)$-3,506$-42,919+$13,831-$3,601
SS (= V-bounce)$63.43 (4.6σ)$-31,255$-37,340+$19,410-$31,350
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (19 × $46.50): -$37,418
− Conservative CC assignment net of premium (1 × $65): -$162
Total Position P&L @ SS: $-36,268 (+$20,482 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-34,333, the opportunity cost of earning $3,040/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$29,849, position total $-37,622 (+$19,128 vs today)
▸🎯 50% normal20 × $459 Oct9d9.1%78%hist 82%45%hist 41%+6pp$1,420$4,733—$41,928
Sell 20 × $45 9.1% OTM over spot $41.23 9 Oct 2026 (9d, $0.75 mid)
= $1,420 credit for the 9d cycle → $4,733/mo projected
Survival (stays ≤ $45)
78%
Breach risk
22%
POP (stays ≤ $45.75)
82%
EV / mo
+$1,516
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+6pp
42% whole by 9mo vs 36% doing nothing
FIRE DRILLS
~2.7/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,860/mo
median; plan ~$1,265/mo after 68% keep · $13,688 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.2 mo [1.9-5.4], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$1,832
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$53 @ 85% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.30/sh now → $1.63 mid-life (likely $1.69–$2.60) → ≈ $0 at expiry  |  you banked $0.71/sh, so a flat mid-life exit nets -$0.92/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 991 simulated challenges: the $45 strike is typically first touched on day 5 of 9, at $46 (overshoots $1.04). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4516 Oct 202612d left+$0.87/sh+$1,730
cycle +$3,150
[+$1,486…+$1,991] · 100% credit
67%
surv 53%
-$44,997 NOT
cap gain +$11,753
Reliable up-and-out (highest cap still free ≥60%)~$4823 Oct 202618d left+$0.45/sh+$898
cycle +$2,318
[+$311…+$1,087] · 91% credit
75%
surv 66%
-$39,508 NOT
cap gain +$17,242
Up-and-out for even (raise the cap, free)~$4716 Oct 202612d left+$0.15/sh+$310
cycle +$1,730
[-$157…+$417] · 58% credit
73%
surv 63%
-$42,378 NOT
cap gain +$14,372
Max even-money escape in the band~$4923 Oct 202618d left+$0.17/sh+$345
cycle +$1,765
[-$340…+$461] · 50% credit
77%
surv 70%
-$37,778 NOT
cap gain +$18,972
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5323 Oct 202618d left-$0.68/sh-$1,361
cycle +$59
[-$2,466…-$1,379] · 2% credit
85%
surv 83%
-$30,356 NOT
cap gain +$26,394
budget: banked $1,420 debit $1,361 (96% used ≈ 1.2 wk of income) → whole cycle still +$59 cash · rolled 20 ct earn ≈ $3,152/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,733/mo
vs 50% target ($4,519/mo)+5%
vs normal income ($9,038/mo)52% covered
Net income (after hedge)$4,463/mo
Downside budget
⚠ $45 is $22 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$41,928
… as % of IC ($13,700)306.0%
… as % of ML ($107,700)38.9%
Recovery months (at normal income)4.6 mo
Surgical close (20 ct)$-56,830
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.18/sh (~25% of the $0.71 collected) or spot ≥ $45.75 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $45)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $44.55Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$45-45.75
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $45.75
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$45.00 (≤1σ, normal week)$1,420$-46,727+$10,023+$1,320
+2.5%$46.12 (1.0σ)$-830$-46,410+$10,340-$930
+5%$47.25 (1.2σ)$-3,080$-46,092+$10,658-$3,180
SS (= V-bounce)$63.43 (4.6σ)$-35,440$-41,530+$15,220-$35,540
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (20 × $45): -$41,928
Total Position P&L @ SS: $-40,615 (+$16,135 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-38,680, the opportunity cost of earning $4,733/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$33,960, position total $-41,738 (+$15,012 vs today)
▸100% normal20 × $42.509 Oct9d3.1%62%hist 64%78%hist 68%+8pp$2,780$9,267+$4,533$45,568
Sell 20 × $42.50 3.1% OTM over spot $41.23 9 Oct 2026 (9d, $1.42 mid)
= $2,780 credit for the 9d cycle → $9,267/mo projected
Survival (stays ≤ $42.50)
62%
Breach risk
38%
POP (stays ≤ $43.92)
73%
EV / mo
+$1,910
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+8pp
46% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~6.5/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,715/mo
median; plan ~$1,846/mo after 68% keep · $19,179 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.1 mo [1.7-4.9], measured ONLY among the 46% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
64%
Flat exit net (mid-life)
-$172
Free roll-up
+$2/wk
Safest escape (by 23 Oct 2026)
$52 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 20 calls + sell the new ones, one order. Prices assume the central case (day 4 of 9); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.09/sh now → $1.48 mid-life (likely $1.93–$2.69) → ≈ $0 at expiry  |  you banked $1.39/sh, so a flat mid-life exit nets -$0.09/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,908 simulated challenges: the $42 strike is typically first touched on day 3 of 9, at $44 (overshoots $1.03). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (20 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$4216 Oct 202612d left+$0.79/sh+$1,571
cycle +$4,351
[+$1,211…+$1,486] · 100% credit
67%
surv 53%
-$49,501 NOT
cap gain +$7,249
Reliable up-and-out (highest cap still free ≥60%)~$4523 Oct 202618d left+$0.32/sh+$650
cycle +$3,430
[-$150…+$331] · 61% credit
75%
surv 68%
-$44,101 NOT
cap gain +$12,649
Up-and-out for even (raise the cap, free)~$4416 Oct 202612d left+$0.08/sh+$162
cycle +$2,942
[-$454…-$104] · 18% credit
73%
surv 64%
-$46,870 NOT
cap gain +$9,880
Max even-money escape in the band~$4623 Oct 202618d left+$0.06/sh+$115
cycle +$2,895
[-$807…-$264] · 14% credit
78%
surv 72%
-$42,353 NOT
cap gain +$14,397
SS $63 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$5223 Oct 202618d left-$0.96/sh-$1,916
cycle +$864
[-$3,571…-$2,544]
90%
surv 89%
-$30,693 NOT
cap gain +$26,057
budget: banked $2,780 debit $1,916 (69% used ≈ 0.9 wk of income) → whole cycle still +$864 cash · rolled 20 ct earn ≈ $1,727/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$9,267/mo
vs 50% target ($4,519/mo)+105%
vs normal income ($9,038/mo)103% covered
Net income (after hedge)$8,996/mo
Downside budget
⚠ $42.50 is $24 below CC-SS $66.67: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$45,568
… as % of IC ($13,700)332.6%
… as % of ML ($107,700)42.3%
Recovery months (at normal income)5.0 mo
Surgical close (20 ct)$-56,820
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.35/sh (~25% of the $1.39 collected) or spot ≥ $43.92 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $42)); NOT the premium you collected. Momentum override: two daily closes above $48.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $42.08Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$42-43.92
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $43.92
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.14 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$42.50 (≤1σ, normal week)$2,780$-51,072+$5,678+$2,680
+2.5%$43.56 (≤1σ, normal week)$655$-50,772+$5,978+$555
+5%$44.62 (≤1σ, normal week)$-1,470$-50,473+$6,277-$1,570
SS (= V-bounce)$63.43 (4.6σ)$-39,080$-45,170+$11,580-$39,180
V-BOUNCE STRESS (stock → CC-SS $66.67, where you are whole again, by expiry)
Starting unrealized P&L: $-56,750
+ Fortress recovery (un-capped): +$58,063
− CC assignment net of premium (20 × $42.50): -$45,568
Total Position P&L @ SS: $-44,255 (+$12,495 vs today)
Do-nothing baseline at SS: $-1,935 (this trade vs do-nothing: $-42,320, the opportunity cost of earning $9,267/mo FIGHT income now)
BB-reversion stress (→ $62.69 Upper BB (CC ceiling), the probable scenario per weekly technicals): CC give-up -$37,600, position total $-45,378 (+$11,372 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on IREN are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (34 clear the floor), click to expand

Every eligible strike x expiry in the 2-45 DTE band (4 expiries scanned, 34 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.141 (IBKR)  |  Recovery@SS: +$58,063 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-1,935

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$452d2 Oct 2026$0.1718/20$4,590$4,33891%92%+$2,754-$38,707282.5%$-37,719 (vs do-nothing $-35,784)
$44.502d2 Oct 2026$0.2115/20$4,725$4,50188%90%+$2,480-$32,946240.5%$-32,445 (vs do-nothing $-30,510)
$442d2 Oct 2026$0.2811/20$4,620$4,43485%87%+$2,224-$24,633179.8%$-24,782 (vs do-nothing $-22,847)
$43.502d2 Oct 2026$0.369/20$4,860$4,69380%84%+$2,039-$20,532149.9%$-21,006 (vs do-nothing $-19,071)
$459d9 Oct 2026$0.7120/20$4,733$4,46378%82%+$1,516-$41,928306.0%$-40,615 (vs do-nothing $-38,680)
$44.509d9 Oct 2026$0.8117/20$4,590$4,34876%80%+$1,344-$36,319265.1%$-35,493 (vs do-nothing $-33,558)
$432d2 Oct 2026$0.467/20$4,830$4,68175%80%+$1,715-$16,250118.6%$-17,048 (vs do-nothing $-15,113)
$4516d16 Oct 2026$1.2520/20$4,688$4,41774%79%+$1,310-$40,848298.2%$-39,535 (vs do-nothing $-37,600)
$449d9 Oct 2026$0.9315/20$4,650$4,42673%79%+$1,259-$32,616238.1%$-32,115 (vs do-nothing $-30,180)
$44.5016d16 Oct 2026$1.3418/20$4,523$4,27171%78%+$1,089-$37,501273.7%$-36,513 (vs do-nothing $-34,578)
$43.509d9 Oct 2026$1.0613/20$4,593$4,38870%77%+$1,125-$28,748209.8%$-28,572 (vs do-nothing $-26,637)
$42.502d2 Oct 2026$0.606/20$5,400$5,26169%77%+$1,674-$14,144103.2%$-15,105 (vs do-nothing $-13,170)
$4416d16 Oct 2026$1.4917/20$4,749$4,50769%76%+$1,091-$36,013262.9%$-35,187 (vs do-nothing $-33,252)
Show 21 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$4423d23 Oct 2026$1.9718/20$4,625$4,37367%75%+$928-$37,267272.0%$-36,279 (vs do-nothing $-34,344)
$43.5016d16 Oct 2026$1.6215/20$4,556$4,33366%75%+$922-$32,331236.0%$-31,830 (vs do-nothing $-29,895)
$439d9 Oct 2026$1.1712/20$4,680$4,48466%74%+$914-$27,005197.1%$-26,991 (vs do-nothing $-25,056)
$4316d16 Oct 2026$1.8314/20$4,804$4,58964%73%+$991-$30,581223.2%$-30,243 (vs do-nothing $-28,308)
$422d2 Oct 2026$0.764/20$4,560$4,43963%73%+$1,158-$9,56669.8%$-10,851 (vs do-nothing $-8,916)
$42.509d9 Oct 2026$1.3910/20$4,633$4,45662%73%+$955-$22,784166.3%$-23,095 (vs do-nothing $-21,160)
$4323d23 Oct 2026$2.3115/20$4,520$4,29662%73%+$813-$32,046233.9%$-31,545 (vs do-nothing $-29,610)
$42.5016d16 Oct 2026$2.0112/20$4,522$4,32761%72%+$858-$26,597194.1%$-26,583 (vs do-nothing $-24,648)
$429d9 Oct 2026$1.569/20$4,680$4,51359%71%+$817-$20,802151.8%$-21,276 (vs do-nothing $-19,341)
$4216d16 Oct 2026$2.2111/20$4,558$4,37258%70%+$800-$24,710180.4%$-24,859 (vs do-nothing $-22,924)
$4223d23 Oct 2026$2.7113/20$4,595$4,39058%70%+$747-$28,553208.4%$-28,377 (vs do-nothing $-26,442)
$41.502d2 Oct 2026$0.954/20$5,700$5,57955%69%+$1,136-$9,69070.7%$-10,975 (vs do-nothing $-9,040)
$41.5016d16 Oct 2026$2.4111/20$4,971$4,78455%69%+$776-$25,040182.8%$-25,189 (vs do-nothing $-23,254)
$41.509d9 Oct 2026$1.788/20$4,747$4,58955%69%+$758-$18,715136.6%$-19,351 (vs do-nothing $-17,416)
$4123d23 Oct 2026$3.1012/20$4,852$4,65753%68%+$619-$27,089197.7%$-27,075 (vs do-nothing $-25,140)
$4116d16 Oct 2026$2.6410/20$4,950$4,77352%67%+$705-$23,034168.1%$-23,345 (vs do-nothing $-21,410)
$419d9 Oct 2026$2.017/20$4,690$4,54150%67%+$657-$16,565120.9%$-17,363 (vs do-nothing $-15,428)
$40.5016d16 Oct 2026$2.899/20$4,877$4,70948%66%+$636-$20,955153.0%$-21,429 (vs do-nothing $-19,494)
$412d2 Oct 2026$1.183/20$5,310$5,19948%66%+$815-$7,34853.6%$-8,796 (vs do-nothing $-6,861)
$40.509d9 Oct 2026$2.276/20$4,540$4,40146%65%+$566-$14,342104.7%$-15,303 (vs do-nothing $-13,368)
$40.502d2 Oct 2026$1.453/20$6,525$6,41440%62%+$749-$7,41754.1%$-8,865 (vs do-nothing $-6,930)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 20 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-09-30 21:45