FORTRESS FIGHT: MSTR-LC180 @ $96.28

BE SS: $233.00  |  CC-SS: $159.70  |  10 contracts (1,000 sh) |  ⌂ PORTFOLIO

GENERATED2026-08-17 21:47

MSTR-LC180BBC @ $96.28   UNDERWATER $136.72 (58.7% below BE SS)

10 contracts (1,000 sh)  |  BE SS: $233.00  |  CC-SS: $159.70 (banked floor $155.55)  |  IV: HIGH  |  Accounts: Joint:1782

LC: $180 exp 2027-12-17 (entry $73.255/sh)

Economics

Max Loss$53,000(ND $53.00 + SW $0) x 1000
Normal income ref$10,009/mo95% ann ROI on ML
Hedge (static, never rolled)$0/moHP expiry = SP LEAPS; decay ≈ $0/mo (info only, already in marks)
Unrealized P&L$-34,975fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$5,005/mo
HEDGE COVER
$0/mo (static)
NORMAL INCOME
$10,009/mo (ATM CC, chain)
IC VELOCITY
5.3 mo to earn back $53,000
ML VELOCITY
5.3 mo to earn back $53,000
Deep drawdown confirmed: a CC at CC-SS $159.70 (probe: $160C 11d) brings only $27/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-17; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-17
$2,687
Hole (after banked)
$32,288
was $34,975 · 8% earned back
Cycles closed
11
Credit in flight
$0
CC-SS · banked floor (info)
$159.70 → $155.55
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 28 (live) · RSI 36 · MACD bullish, hist rising
DAILYMIXED (provisional) · RSI 48 · %B 52 · hist falling (nightly)
LEVELS20W MA (bounce target) $126.52 (+31%) · daily UBB $100.70 · 1-wk expected move ±$9 (chain IV)
SETUPOversold with mixed daily momentum: lean 🎯, keep DTE short, watch the daily band. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-10-29: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 9 contracts at $103 / 4d. This is the safest strike (survival 80%, breach 20%) that still earns 50% of normal income ($5,005/mo); it brings $5,265/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 9 × $99/4d for $10,530/mo, but breach risk rises to 35% (+15pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 10 × $180/18d (99+% survival, $83/mo).
Downside anchor: the primary mortgages $50,326 (95% of IC) ONLY on a full V-bounce all the way to SS $233, recoverable in 5.0 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 9 contracts realizes $-31,527 and cuts bleed by $0/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 10 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 21 Aug 2026 (4d) · sell 9 × $103, 80% survival, $5,265/mo (E[net] $3,614/mo).
The two weekly tracks below are ranked by E[net]/mo = income kept when unchallenged − the net cash cost and forgone cycle when it is. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆21 Aug 2026 · 4d9 × $10380%$5,265$3,614
NEXT FRIDAY28 Aug 2026 · 11d10 × $10373%$5,209$161
E[net] arithmetic on the grand pick: keep $702 with probability 74%; on the 26% touch you roll, paying $1,856 to close and taking $1,698 back from the best priced door (net cash $158) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 THIS FRIDAY · 21 Aug 2026 · 4d · E[net] $3,614/mo 🏆 GRAND PICK

🎯 Engine pick: sell 9 × $103 (50% normal), 80% survival, breach 20%, $5,265/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $106 rung (33% normal) lifts survival to 87% (breach 20% → 13%) for $1,815/mo less (34% income) buys safety you do not really need here.
MSTR  spot $96.28 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
🛡 safe yield10 × $10821 Aug4d12.2%91%hist 97%19%hist 10%+13pp$340$2,550-$2,715$51,358
Sell 10 × $108 12.2% OTM over spot $96.28 21 Aug 2026 (4d, $0.37 mid)
= $340 credit for the 4d cycle → $2,550/mo projected
Survival (stays ≤ $108)
91%
Breach risk
9%
POP (stays ≤ $108.37)
91%
EV / mo
+$855
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+13pp
42% whole by 9mo vs 30% doing nothing
FIRE DRILLS
~2.2/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,689/mo
median; plan ~$1,149/mo after 68% keep · $11,545 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.8 mo [2.2-5.8], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
7%
Flat exit net (mid-life)
-$1,895
Free roll-up
+$7/wk
Safest escape (by 11 Sep 2026)
$127 @ 85% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.16/sh now → $2.24 mid-life (likely $1.80–$3.60)≈ $0 at expiry  |  you banked $0.34/sh, so a flat mid-life exit nets -$1.90/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 216 simulated challenges: the $108 strike is typically first touched on day 3 of 4, at $110 (overshoots $2.18). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10828 Aug 20269d left+$2.06/sh+$2,057
cycle +$2,397
[+$2,060…+$2,594] · 100% credit
65%
surv 52%
-$27,421 NOT
cap gain +$7,554
Reliable up-and-out (highest cap still free ≥60%)~$12511 Sep 202623d left+$0.32/sh+$323
cycle +$663
[-$148…+$814] · 66% credit
84%
surv 81%
-$21,798 NOT
cap gain +$13,177
Up-and-out for even (raise the cap, free)~$11528 Aug 20269d left+$0.03/sh+$34
cycle +$374
[-$411…+$395] · 49% credit
77%
surv 71%
-$26,488 NOT
cap gain +$8,487
Max even-money escape in the band~$12711 Sep 202623d left+$0.03/sh+$29
cycle +$369
[-$503…+$516] · 48% credit
85%
surv 83%
-$21,212 NOT
cap gain +$13,763
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,550/mo
vs 50% target ($5,005/mo)-49%
vs normal income ($10,009/mo)25% covered
Net income (after hedge)$2,550/mo
Downside budget
⚠ $108 is $52 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$51,358
… as % of IC ($53,000)96.9%
… as % of ML ($53,000)96.9%
Recovery months (at normal income)5.1 mo
Surgical close (10 ct)$-35,005
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.09/sh (~25% of the $0.34 collected) or spot ≥ $108.37 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $108)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $106.92Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$107-108.37
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $108.37
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$108.00 (1.7σ)$340$-29,478+$5,497+$330
+2.5%$110.70 (2.1σ)$-2,360$-30,990+$3,985-$2,370
+5%$113.40 (2.5σ)$-5,060$-32,502+$2,473-$5,070
SS (= V-bounce)$233.00 (20.1σ)$-124,660$-99,478-$64,503-$76,670
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (10 × $108): -$51,358
Total Position P&L @ SS: $-58,429 ($-23,454 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-51,368, the opportunity cost of earning $2,550/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$18,180, position total $-39,849 ($-4,874 vs today)
33% normal10 × $10621 Aug4d10.1%87%hist 87%26%hist 25%+13pp$460$3,450-$1,815$53,238
Sell 10 × $106 10.1% OTM over spot $96.28 21 Aug 2026 (4d, $0.49 mid)
= $460 credit for the 4d cycle → $3,450/mo projected
Survival (stays ≤ $106)
87%
Breach risk
13%
POP (stays ≤ $106.50)
89%
EV / mo
+$911
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+13pp
42% whole by 9mo vs 30% doing nothing
FIRE DRILLS
~2.9/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,106/mo
median; plan ~$1,432/mo after 68% keep · $15,142 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.6 mo [2.2-6.3], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
13%
Flat exit net (mid-life)
-$1,705
Free roll-up
+$6/wk
Safest escape (by 11 Sep 2026)
$124 @ 85% POP
83% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $3.06/sh now → $2.17 mid-life (likely $1.94–$3.42)≈ $0 at expiry  |  you banked $0.46/sh, so a flat mid-life exit nets -$1.71/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 391 simulated challenges: the $106 strike is typically first touched on day 3 of 4, at $108 (overshoots $2.19). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10628 Aug 20269d left+$1.99/sh+$1,988
cycle +$2,448
[+$1,988…+$2,389] · 100% credit
65%
surv 52%
-$28,250 NOT
cap gain +$6,725
Reliable up-and-out (highest cap still free ≥60%)~$12211 Sep 202623d left+$0.35/sh+$351
cycle +$811
[-$150…+$719] · 67% credit
83%
surv 80%
-$22,970 NOT
cap gain +$12,005
Up-and-out for even (raise the cap, free)~$11228 Aug 20269d left+$0.22/sh+$218
cycle +$678
[-$173…+$493] · 64% credit
75%
surv 69%
-$27,504 NOT
cap gain +$7,471
Max even-money escape in the band~$12411 Sep 202623d left+$0.00/sh+$4
cycle +$464
[-$568…+$339] · 37% credit
85%
surv 83%
-$22,437 NOT
cap gain +$12,538
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,450/mo
vs 50% target ($5,005/mo)-31%
vs normal income ($10,009/mo)34% covered
Net income (after hedge)$3,450/mo
Downside budget
⚠ $106 is $54 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$53,238
… as % of IC ($53,000)100.4%
… as % of ML ($53,000)100.4%
Recovery months (at normal income)5.3 mo
Surgical close (10 ct)$-35,010
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.12/sh (~25% of the $0.46 collected) or spot ≥ $106.50 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $106)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $104.94Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$105-106.50
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $106.50
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$106.00 (1.4σ)$460$-30,238+$4,737+$450
+2.5%$108.65 (1.8σ)$-2,190$-31,722+$3,253-$2,200
+5%$111.30 (2.2σ)$-4,840$-33,206+$1,769-$4,850
SS (= V-bounce)$233.00 (20.1σ)$-126,540$-101,358-$66,383-$78,550
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (10 × $106): -$53,238
Total Position P&L @ SS: $-60,309 ($-25,334 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-53,248, the opportunity cost of earning $3,450/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$20,060, position total $-41,729 ($-6,754 vs today)
🎯 50% normal9 × $10321 Aug4d7.0%80%hist 87%40%hist 38%+19pp$702$5,265$50,326
Sell 9 × $103 7.0% OTM over spot $96.28 21 Aug 2026 (4d, $0.83 mid)
= $702 credit for the 4d cycle → $5,265/mo projected
Survival (stays ≤ $103)
80%
Breach risk
20%
POP (stays ≤ $103.83)
83%
EV / mo
+$996
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+19pp
52% whole by 9mo vs 33% doing nothing
FIRE DRILLS
~4.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,726/mo
median; plan ~$1,854/mo after 68% keep · $18,151 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.6 mo [2.1-5.4], measured ONLY among the 52% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
26%
Flat exit net (mid-life)
-$1,154
Free roll-up
+$6/wk
Safest escape (by 11 Sep 2026)
$127 @ 90% POP
89% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.92/sh now → $2.06 mid-life (likely $2.17–$3.62)≈ $0 at expiry  |  you banked $0.78/sh, so a flat mid-life exit nets -$1.28/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 768 simulated challenges: the $103 strike is typically first touched on day 3 of 4, at $105 (overshoots $2.26). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10328 Aug 20269d left+$1.89/sh+$1,698
cycle +$2,400
[+$1,551…+$2,017] · 100% credit
65%
surv 52%
-$29,617 NOT
cap gain +$5,358
Reliable up-and-out (highest cap still free ≥60%)~$11711 Sep 202623d left+$0.50/sh+$451
cycle +$1,153
[-$135…+$550] · 67% credit
82%
surv 79%
-$24,827 NOT
cap gain +$10,148
Up-and-out for even (raise the cap, free)~$10928 Aug 20269d left+$0.13/sh+$117
cycle +$819
[-$364…+$162] · 40% credit
76%
surv 70%
-$28,681 NOT
cap gain +$6,294
Max even-money escape in the band~$12011 Sep 202623d left+$0.04/sh+$38
cycle +$740
[-$637…+$75] · 31% credit
85%
surv 82%
-$23,920 NOT
cap gain +$11,055
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12711 Sep 202623d left-$0.78/sh-$698
cycle +$4
[-$1,573…-$716] · 2% credit
90%
surv 89%
-$21,577 NOT
cap gain +$13,398
budget: banked $702 debit $698 (99% used ≈ 0.6 wk of income) → whole cycle still +$4 cash · rolled 9 ct earn ≈ $1,510/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,265/mo
vs 50% target ($5,005/mo)+5%
vs normal income ($10,009/mo)53% covered
Net income (after hedge)$5,268/mo
Downside budget
⚠ $103 is $57 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$50,326
… as % of IC ($53,000)95.0%
… as % of ML ($53,000)95.0%
Recovery months (at normal income)5.0 mo
Surgical close (9 ct)$-31,527
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.20/sh (~25% of the $0.78 collected) or spot ≥ $103.83 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $103)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $101.97Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$102-103.83
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $103.83
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$103.00 (≤1σ, normal week)$702$-31,315+$3,660+$693
+2.5%$105.57 (1.4σ)$-1,615$-32,500+$2,475-$1,624
+5%$108.15 (1.7σ)$-3,933$-33,684+$1,291-$3,942
SS (= V-bounce)$233.00 (20.1σ)$-116,298$-95,915-$60,940-$73,107
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (9 × $103): -$50,326
+ Conservative CC premium (1 × $185): +$1
Total Position P&L @ SS: $-57,396 ($-22,421 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-50,335, the opportunity cost of earning $5,265/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$20,466, position total $-42,134 ($-7,159 vs today)
100% normal9 × $9921 Aug4d2.8%65%hist 69%71%hist 64%+31pp$1,404$10,530+$5,265$53,224
Sell 9 × $99 2.8% OTM over spot $96.28 21 Aug 2026 (4d, $1.62 mid)
= $1,404 credit for the 4d cycle → $10,530/mo projected
Survival (stays ≤ $99)
65%
Breach risk
35%
POP (stays ≤ $100.62)
73%
EV / mo
+$608
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+31pp
59% whole by 9mo vs 29% doing nothing
FIRE DRILLS
~9.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$3,732/mo
median; plan ~$2,538/mo after 68% keep · $24,750 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~4.2 mo [2.7-5.7], measured ONLY among the 59% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
49%
Flat exit net (mid-life)
-$332
Free roll-up
+$6/wk
Safest escape (by 11 Sep 2026)
$123 @ 92% POP
91% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 2 of 4); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.73/sh now → $1.93 mid-life (likely $2.40–$3.81)≈ $0 at expiry  |  you banked $1.56/sh, so a flat mid-life exit nets -$0.37/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,467 simulated challenges: the $99 strike is typically first touched on day 2 of 4, at $101 (overshoots $2.24). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$9928 Aug 20269d left+$1.76/sh+$1,580
cycle +$2,984
[+$1,356…+$1,584] · 100% credit
65%
surv 52%
-$30,793 NOT
cap gain +$4,182
Reliable up-and-out (highest cap still free ≥60%)~$11111 Sep 202623d left+$0.64/sh+$574
cycle +$1,978
[-$180…+$453] · 64% credit
80%
surv 77%
-$26,642 NOT
cap gain +$8,333
Max even-money escape in the band~$11411 Sep 202623d left+$0.13/sh+$114
cycle +$1,518
[-$735…-$48] · 23% credit
84%
surv 81%
-$25,783 NOT
cap gain +$9,192
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$10528 Aug 20269d left+$0.02/sh+$18
cycle +$1,422
[-$616…-$111] · 18% credit
76%
surv 71%
-$29,838 NOT
cap gain +$5,137
Safety roll (pay small debit, max POP)~$12311 Sep 202623d left-$0.90/sh-$813
cycle +$591
[-$1,961…-$1,100]
92%
surv 91%
-$22,750 NOT
cap gain +$12,225
budget: banked $1,404 debit $813 (58% used ≈ 0.3 wk of income) → whole cycle still +$591 cash · rolled 9 ct earn ≈ $1,203/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$10,530/mo
vs 50% target ($5,005/mo)+110%
vs normal income ($10,009/mo)105% covered
Net income (after hedge)$10,533/mo
Downside budget
⚠ $99 is $61 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$53,224
… as % of IC ($53,000)100.4%
… as % of ML ($53,000)100.4%
Recovery months (at normal income)5.3 mo
Surgical close (9 ct)$-31,536
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.39/sh (~25% of the $1.56 collected) or spot ≥ $100.62 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $99)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $98.01Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$98-100.62
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $100.62
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$99.00 (≤1σ, normal week)$1,404$-32,373+$2,602+$1,395
+2.5%$101.47 (≤1σ, normal week)$-823$-33,512+$1,463-$832
+5%$103.95 (1.1σ)$-3,051$-34,650+$325-$3,060
SS (= V-bounce)$233.00 (20.1σ)$-119,196$-98,813-$63,838-$76,005
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (9 × $99): -$53,224
+ Conservative CC premium (1 × $185): +$1
Total Position P&L @ SS: $-60,294 ($-25,319 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-53,233, the opportunity cost of earning $10,530/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$23,364, position total $-45,032 ($-10,057 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on MSTR are the tiebreakers.

📅 NEXT FRIDAY · 28 Aug 2026 · 11d · E[net] $161/mo

🎯 Engine pick: sell 10 × $103 (50% normal), 73% survival, breach 27%, $5,209/mo.
Stay at the pick. Stepping safer (the $106 rung (33% normal) lifts survival to 80% (breach 27% → 20%) for $1,871/mo less (36% income)) buys little extra safety; the income is doing real work covering the bleed.
MSTR  spot $96.28 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
🛡 safe yield10 × $11328 Aug11d17.4%90%hist 97%20%hist 25%+7pp$630$1,718-$3,491$46,068
Sell 10 × $113 17.4% OTM over spot $96.28 28 Aug 2026 (11d, $0.70 mid)
= $630 credit for the 11d cycle → $1,718/mo projected
Survival (stays ≤ $113)
90%
Breach risk
10%
POP (stays ≤ $113.70)
91%
EV / mo
+$652
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
34% whole by 9mo vs 28% doing nothing
FIRE DRILLS
~1.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,121/mo
median; plan ~$762/mo after 68% keep · $8,467 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~4.3 mo [2.7-6.2], measured ONLY among the 34% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$3,509
Free roll-up
+$4/wk
Safest escape (by 11 Sep 2026)
$124 @ 77% POP
72% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.85/sh now → $4.14 mid-life (likely $3.30–$5.33)≈ $0 at expiry  |  you banked $0.63/sh, so a flat mid-life exit nets -$3.51/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 325 simulated challenges: the $113 strike is typically first touched on day 8 of 11, at $115 (overshoots $2.17). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$1134 Sep 202612d left+$1.49/sh+$1,489
cycle +$2,119
[+$1,415…+$2,253] · 100% credit
66%
surv 53%
-$25,500 NOT
cap gain +$9,475
Up-and-out for even (raise the cap, free)~$1174 Sep 202612d left+$0.19/sh+$187
cycle +$817
[-$25…+$751] · 73% credit
72%
surv 62%
-$25,165 NOT
cap gain +$9,810
Max even-money escape in the band~$12111 Sep 202620d left+$0.13/sh+$131
cycle +$761
[-$182…+$876] · 62% credit
74%
surv 68%
-$23,460 NOT
cap gain +$11,515
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12411 Sep 202620d left-$0.55/sh-$550
cycle +$80
[-$958…+$98] · 29% credit
77%
surv 72%
-$22,821 NOT
cap gain +$12,154
budget: banked $630 debit $550 (87% used ≈ 1.4 wk of income) → whole cycle still +$80 cash · rolled 10 ct earn ≈ $5,383/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,718/mo
vs 50% target ($5,005/mo)-66%
vs normal income ($10,009/mo)17% covered
Net income (after hedge)$1,718/mo
Downside budget
⚠ $113 is $47 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$46,068
… as % of IC ($53,000)86.9%
… as % of ML ($53,000)86.9%
Recovery months (at normal income)4.6 mo
Surgical close (10 ct)$-35,045
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.16/sh (~25% of the $0.63 collected) or spot ≥ $113.70 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $113)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $111.87Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$112-113.70
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $113.70
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$113.00 (1.5σ)$630$-26,988+$7,987+$620
+2.5%$115.82 (1.7σ)$-2,195$-28,570+$6,405-$2,205
+5%$118.65 (2.0σ)$-5,020$-30,152+$4,823-$5,030
SS (= V-bounce)$233.00 (12.1σ)$-119,370$-94,188-$59,213-$71,380
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (10 × $113): -$46,068
Total Position P&L @ SS: $-53,139 ($-18,164 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-46,078, the opportunity cost of earning $1,718/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$12,890, position total $-34,559 (+$416 vs today)
33% normal9 × $10628 Aug11d10.1%80%hist 85%42%hist 38%+10pp$1,224$3,338-$1,871$47,104
Sell 9 × $106 10.1% OTM over spot $96.28 28 Aug 2026 (11d, $1.45 mid)
= $1,224 credit for the 11d cycle → $3,338/mo projected
Survival (stays ≤ $106)
80%
Breach risk
20%
POP (stays ≤ $107.44)
83%
EV / mo
+$757
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
38% whole by 9mo vs 28% doing nothing
FIRE DRILLS
~2.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$1,677/mo
median; plan ~$1,140/mo after 68% keep · $12,946 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~4.1 mo [2.6-5.8], measured ONLY among the 38% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
32%
Flat exit net (mid-life)
-$2,104
Free roll-up
+$4/wk
Safest escape (by 11 Sep 2026)
$120 @ 82% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 9 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.23/sh now → $3.70 mid-life (likely $3.66–$5.71)≈ $0 at expiry  |  you banked $1.36/sh, so a flat mid-life exit nets -$2.34/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 959 simulated challenges: the $106 strike is typically first touched on day 6 of 11, at $108 (overshoots $2.28). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (9 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$1064 Sep 202612d left+$1.33/sh+$1,194
cycle +$2,418
[+$915…+$1,541] · 100% credit
66%
surv 53%
-$28,279 NOT
cap gain +$6,696
Reliable up-and-out (highest cap still free ≥60%)~$11111 Sep 202620d left+$0.70/sh+$632
cycle +$1,856
[+$84…+$926] · 81% credit
72%
surv 63%
-$26,764 NOT
cap gain +$8,211
Max even-money escape in the band~$11311 Sep 202620d left+$0.09/sh+$79
cycle +$1,303
[-$557…+$322] · 37% credit
74%
surv 67%
-$26,438 NOT
cap gain +$8,537
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$1104 Sep 202612d left+$0.03/sh+$23
cycle +$1,247
[-$414…+$206] · 36% credit
72%
surv 63%
-$27,814 NOT
cap gain +$7,161
Safety roll (pay small debit, max POP)~$12011 Sep 202620d left-$1.32/sh-$1,186
cycle +$38
[-$2,060…-$1,061] · 5% credit
82%
surv 79%
-$24,623 NOT
cap gain +$10,352
budget: banked $1,224 debit $1,186 (97% used ≈ 1.5 wk of income) → whole cycle still +$38 cash · rolled 9 ct earn ≈ $3,212/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,338/mo
vs 50% target ($5,005/mo)-33%
vs normal income ($10,009/mo)33% covered
Net income (after hedge)$3,341/mo
Downside budget
⚠ $106 is $54 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$47,104
… as % of IC ($53,000)88.9%
… as % of ML ($53,000)88.9%
Recovery months (at normal income)4.7 mo
Surgical close (9 ct)$-31,554
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.34/sh (~25% of the $1.36 collected) or spot ≥ $107.44 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $106)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $104.94Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$105-107.44
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $107.44
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$106.00 (≤1σ, normal week)$1,224$-29,473+$5,502+$1,215
+2.5%$108.65 (1.1σ)$-1,161$-30,692+$4,283-$1,170
+5%$111.30 (1.3σ)$-3,546$-31,911+$3,064-$3,555
SS (= V-bounce)$233.00 (12.1σ)$-113,076$-92,693-$57,718-$69,885
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (9 × $106): -$47,104
+ Conservative CC premium (1 × $185): +$1
Total Position P&L @ SS: $-54,174 ($-19,199 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-47,113, the opportunity cost of earning $3,338/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$17,244, position total $-38,912 ($-3,937 vs today)
🎯 50% normal10 × $10328 Aug11d7.0%73%hist 85%56%hist 44%+15pp$1,910$5,209$54,788
Sell 10 × $103 7.0% OTM over spot $96.28 28 Aug 2026 (11d, $2.02 mid)
= $1,910 credit for the 11d cycle → $5,209/mo projected
Survival (stays ≤ $103)
73%
Breach risk
27%
POP (stays ≤ $105.02)
78%
EV / mo
+$830
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+15pp
40% whole by 9mo vs 25% doing nothing
FIRE DRILLS
~3.4/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,178/mo
median; plan ~$1,481/mo after 68% keep · $16,795 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~4.5 mo [3.3-6.1], measured ONLY among the 40% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
44%
Flat exit net (mid-life)
-$1,605
Free roll-up
+$3/wk
Safest escape (by 11 Sep 2026)
$120 @ 86% POP
84% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.97/sh now → $3.52 mid-life (likely $3.92–$5.54)≈ $0 at expiry  |  you banked $1.91/sh, so a flat mid-life exit nets -$1.61/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,333 simulated challenges: the $103 strike is typically first touched on day 5 of 11, at $105 (overshoots $2.03). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$1034 Sep 202612d left+$1.26/sh+$1,260
cycle +$3,170
[+$874…+$1,395] · 100% credit
66%
surv 53%
-$28,848 NOT
cap gain +$6,127
Reliable up-and-out (highest cap still free ≥60%)~$10811 Sep 202620d left+$0.59/sh+$592
cycle +$2,502
[-$86…+$615] · 66% credit
72%
surv 64%
-$27,440 NOT
cap gain +$7,535
Max even-money escape in the band~$10911 Sep 202620d left+$0.29/sh+$290
cycle +$2,200
[-$437…+$276] · 38% credit
73%
surv 66%
-$27,301 NOT
cap gain +$7,674
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$1064 Sep 202612d left+$0.17/sh+$170
cycle +$2,080
[-$355…+$173] · 35% credit
70%
surv 61%
-$28,741 NOT
cap gain +$6,234
Safety roll (pay small debit, max POP)~$12011 Sep 202620d left-$1.82/sh-$1,817
cycle +$93
[-$2,958…-$2,027]
86%
surv 84%
-$24,568 NOT
cap gain +$10,407
budget: banked $1,910 debit $1,817 (95% used ≈ 1.5 wk of income) → whole cycle still +$93 cash · rolled 10 ct earn ≈ $2,548/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,209/mo
vs 50% target ($5,005/mo)+4%
vs normal income ($10,009/mo)52% covered
Net income (after hedge)$5,209/mo
Downside budget
⚠ $103 is $57 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$54,788
… as % of IC ($53,000)103.4%
… as % of ML ($53,000)103.4%
Recovery months (at normal income)5.5 mo
Surgical close (10 ct)$-35,080
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.48/sh (~25% of the $1.91 collected) or spot ≥ $105.02 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $103)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $101.97Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$102-105.02
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $105.02
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$103.00 (≤1σ, normal week)$1,910$-30,108+$4,867+$1,900
+2.5%$105.57 (≤1σ, normal week)$-665$-31,550+$3,425-$675
+5%$108.15 (1.1σ)$-3,240$-32,992+$1,983-$3,250
SS (= V-bounce)$233.00 (12.1σ)$-128,090$-102,908-$67,933-$80,100
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (10 × $103): -$54,788
Total Position P&L @ SS: $-61,859 ($-26,884 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-54,798, the opportunity cost of earning $5,209/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$21,610, position total $-43,279 ($-8,304 vs today)
100% normal10 × $9728 Aug11d0.7%55%hist 69%95%hist 89%+26pp$3,700$10,091+$4,882$58,998
Sell 10 × $97 0.7% OTM over spot $96.28 28 Aug 2026 (11d, $3.90 mid)
= $3,700 credit for the 11d cycle → $10,091/mo projected
Survival (stays ≤ $97)
55%
Breach risk
45%
POP (stays ≤ $100.90)
68%
EV / mo
+$522
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+26pp
45% whole by 9mo vs 20% doing nothing
FIRE DRILLS
~9.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$2,836/mo
median; plan ~$1,929/mo after 68% keep · $21,483 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~4.4 mo [3.1-5.9], measured ONLY among the 45% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
79%
Flat exit net (mid-life)
+$535
Free roll-up
+$3/wk
Safest escape (by 4 Sep 2026)
$113 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 10 calls + sell the new ones, one order. Prices assume the central case (day 5 of 11); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.48/sh now → $3.17 mid-life (likely $4.44–$6.08)≈ $0 at expiry  |  you banked $3.70/sh, so a flat mid-life exit nets +$0.53/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,359 simulated challenges: the $97 strike is typically first touched on day 3 of 11, at $99 (overshoots $2.35). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (10 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$974 Sep 202612d left+$1.13/sh+$1,132
cycle +$4,832
[+$623…+$809] · 100% credit
66%
surv 52%
-$29,827 NOT
cap gain +$5,148
Reliable up-and-out (highest cap still free ≥60%)~$10111 Sep 202620d left+$0.77/sh+$765
cycle +$4,465
[-$117…+$264] · 63% credit
71%
surv 62%
-$28,556 NOT
cap gain +$6,419
Max even-money escape in the band~$10311 Sep 202620d left+$0.09/sh+$91
cycle +$3,791
[-$970…-$476] · 8% credit
74%
surv 67%
-$28,351 NOT
cap gain +$6,624
SS $233 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$1004 Sep 202612d left+$0.06/sh+$56
cycle +$3,756
[-$698…-$355] · 8% credit
71%
surv 61%
-$29,706 NOT
cap gain +$5,269
Safety roll (pay small debit, max POP)~$1134 Sep 202612d left-$2.42/sh-$2,419
cycle +$1,281
[-$4,185…-$3,186]
91%
surv 90%
-$26,460 NOT
cap gain +$8,515
budget: banked $3,700 debit $2,419 (65% used ≈ 1.0 wk of income) → whole cycle still +$1,281 cash · rolled 10 ct earn ≈ $1,866/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$10,091/mo
vs 50% target ($5,005/mo)+102%
vs normal income ($10,009/mo)101% covered
Net income (after hedge)$10,091/mo
Downside budget
⚠ $97 is $63 below CC-SS $159.70: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$58,998
… as % of IC ($53,000)111.3%
… as % of ML ($53,000)111.3%
Recovery months (at normal income)5.9 mo
Surgical close (10 ct)$-35,175
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.93/sh (~25% of the $3.70 collected) or spot ≥ $100.90 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $97)); NOT the premium you collected. Momentum override: two daily closes above $100.70 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $96.03Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$96-100.90
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $100.90
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.44 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$97.00 (≤1σ, normal week)$3,700$-30,958+$4,017+$3,690
+2.5%$99.42 (≤1σ, normal week)$1,275$-32,316+$2,659+$1,265
+5%$101.85 (≤1σ, normal week)$-1,150$-33,674+$1,301-$1,160
SS (= V-bounce)$233.00 (12.1σ)$-132,300$-107,118-$72,143-$84,310
V-BOUNCE STRESS (stock → CC-SS $159.70, where you are whole again, by expiry)
Starting unrealized P&L: $-34,975
+ Fortress recovery (un-capped): +$27,904
− CC assignment net of premium (10 × $97): -$58,998
Total Position P&L @ SS: $-66,069 ($-31,094 vs today)
Do-nothing baseline at SS: $-7,061 (this trade vs do-nothing: $-59,008, the opportunity cost of earning $10,091/mo FIGHT income now)
BB-reversion stress (→ $126.52 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$25,820, position total $-47,489 ($-12,514 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on MSTR are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (35 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (4 expiries scanned, 35 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 0.440 (IBKR)  |  Recovery@SS: +$27,904 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-7,061

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$1034d21 Aug 2026$0.789/10$5,265$5,26880%83%+$996-$50,32695.0%$-57,396 (vs do-nothing $-50,335)
$1024d21 Aug 2026$0.938/10$5,580$5,58577%81%+$891-$45,41585.7%$-52,484 (vs do-nothing $-45,423)
$1014d21 Aug 2026$1.107/10$5,775$5,78374%78%+$702-$40,31976.1%$-47,387 (vs do-nothing $-40,326)
$10311d28 Aug 2026$1.9110/10$5,209$5,20973%78%+$830-$54,788103.4%$-61,859 (vs do-nothing $-54,798)
$10211d28 Aug 2026$2.149/10$5,253$5,25570%76%+$732-$50,00294.3%$-57,072 (vs do-nothing $-50,011)
$1004d21 Aug 2026$1.336/10$5,985$5,99670%75%+$614-$35,02166.1%$-42,088 (vs do-nothing $-35,027)
$10218d4 Sep 2026$3.1510/10$5,250$5,25068%75%+$753-$54,548102.9%$-61,619 (vs do-nothing $-54,558)
$10111d28 Aug 2026$2.408/10$5,236$5,24268%74%+$640-$45,03985.0%$-52,108 (vs do-nothing $-45,047)
$10118d4 Sep 2026$3.459/10$5,175$5,17865%74%+$684-$49,72393.8%$-56,793 (vs do-nothing $-49,732)
$994d21 Aug 2026$1.565/10$5,850$5,86465%73%+$338-$29,56955.8%$-36,635 (vs do-nothing $-29,574)
$10011d28 Aug 2026$2.707/10$5,155$5,16365%73%+$566-$39,89975.3%$-46,967 (vs do-nothing $-39,906)
$98.504d21 Aug 2026$1.694/10$5,070$5,08663%71%+$185-$23,80344.9%$-30,868 (vs do-nothing $-23,807)
$10018d4 Sep 2026$3.808/10$5,067$5,07263%73%+$642-$44,71984.4%$-51,788 (vs do-nothing $-44,727)
Show 22 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$10025d11 Sep 2026$4.5510/10$5,460$5,46062%72%+$470-$55,148104.1%$-62,219 (vs do-nothing $-55,158)
$9911d28 Aug 2026$3.007/10$5,727$5,73562%71%+$507-$40,38976.2%$-47,457 (vs do-nothing $-40,396)
$984d21 Aug 2026$1.774/10$5,310$5,32660%69%$-94-$23,97145.2%$-31,036 (vs do-nothing $-23,975)
$9918d4 Sep 2026$4.008/10$5,333$5,33960%71%+$434-$45,35985.6%$-52,428 (vs do-nothing $-45,367)
$9925d11 Sep 2026$4.909/10$5,292$5,29560%70%+$396-$50,21894.8%$-57,288 (vs do-nothing $-50,227)
$9811d28 Aug 2026$3.206/10$5,236$5,24758%69%+$161-$35,09966.2%$-42,166 (vs do-nothing $-35,105)
$97.504d21 Aug 2026$2.004/10$6,000$6,01658%68%+$32-$24,07945.4%$-31,144 (vs do-nothing $-24,083)
$9818d4 Sep 2026$4.407/10$5,133$5,14258%70%+$393-$40,10975.7%$-47,177 (vs do-nothing $-40,116)
$9825d11 Sep 2026$5.308/10$5,088$5,09357%70%+$350-$45,11985.1%$-52,188 (vs do-nothing $-45,127)
$974d21 Aug 2026$2.154/10$6,450$6,46655%67%$-127-$24,21945.7%$-31,284 (vs do-nothing $-24,223)
$9725d11 Sep 2026$5.708/10$5,472$5,47755%68%+$320-$45,59986.0%$-52,668 (vs do-nothing $-45,607)
$9718d4 Sep 2026$4.807/10$5,600$5,60855%68%+$365-$40,52976.5%$-47,597 (vs do-nothing $-40,536)
$9711d28 Aug 2026$3.705/10$5,045$5,05955%68%+$261-$29,49955.7%$-36,565 (vs do-nothing $-29,504)
$9625d11 Sep 2026$6.107/10$5,124$5,13253%67%+$229-$40,31976.1%$-47,387 (vs do-nothing $-40,326)
$96.504d21 Aug 2026$2.393/10$5,378$5,39753%65%$-46-$18,24234.4%$-25,306 (vs do-nothing $-18,245)
$9618d4 Sep 2026$5.206/10$5,200$5,21152%67%+$254-$35,09966.2%$-42,166 (vs do-nothing $-35,105)
$9611d28 Aug 2026$3.955/10$5,386$5,40051%66%$-10-$29,87456.4%$-36,940 (vs do-nothing $-29,879)
$9525d11 Sep 2026$6.507/10$5,460$5,46850%66%+$152-$40,73976.9%$-47,807 (vs do-nothing $-40,746)
$964d21 Aug 2026$2.533/10$5,692$5,71250%64%$-258-$18,35034.6%$-25,414 (vs do-nothing $-18,353)
$9518d4 Sep 2026$5.656/10$5,650$5,66149%65%+$208-$35,42966.8%$-42,496 (vs do-nothing $-35,435)
$9511d28 Aug 2026$4.405/10$6,000$6,01448%64%$-68-$30,14956.9%$-37,215 (vs do-nothing $-30,154)
$954d21 Aug 2026$3.003/10$6,750$6,76945%61%$-365-$18,50934.9%$-25,573 (vs do-nothing $-18,512)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 10 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-08-17 21:47