FORTRESS FIGHT: MSTR @ $99.60

BE SS: $161.00  |  CC-SS: $168.37  |  4 contracts (400 sh)  |  2026-07-07 23:11 |  ⌂ PORTFOLIO

MSTR @ $99.60   UNDERWATER $61.40 (38.1% below BE SS)

4 contracts (400 sh)  |  BE SS: $161.00  |  CC-SS: $168.37  |  IV: HIGH  |  Accounts: RetireInc:7291

LC: $125 exp 2028-01-21 (entry $82.167/sh)
SP: $185 exp 2028-01-21 (entry $70.772/sh)
HP: $55 exp 2026-09-18 (entry $0.627/sh)

Economics

Max Loss$56,800(ND $12.00 + SW $130) x 400
Normal income ref$5,647/mo95% ann ROI on ML
Hedge rolling cost$385/mo
Unrealized P&L$-30,286fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$2,824/mo
HEDGE COVER
$385/mo
NORMAL INCOME
$5,647/mo (ATM CC, chain)
IC VELOCITY
0.8 mo to earn back $4,800
ML VELOCITY
10.1 mo to earn back $56,800
Deep drawdown confirmed: a CC at CC-SS $168.37 (probe: $170C 17d) brings only $127/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole, so CC-SS ratchets down (seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$-1,498
Hole (after banked)
$31,784
was $30,286 · -5% earned back
Cycles closed
1
Credit in flight
$0
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 16 (live) · RSI 35 · MACD bearish, hist falling
DAILYFALLING (provisional) · RSI 39 · %B 38 · hist rising (nightly)
LEVELS20W MA (bounce target) $137.62 (+38%) · daily UBB $135.71 · 1-wk expected move ±$15 (chain IV)
SETUPSpring loaded, not ignited: 🎯 or 💎 at short DTE, normal tripwires. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-07-31: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 4 contracts at $112 / 3d. This is the safest strike (survival 88%, breach 12%) that still earns 50% of normal income ($2,824/mo); it brings $3,000/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 4 × $107/3d for $6,120/mo, but breach risk rises to 23% (+11pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 4 × $127/3d (98% survival, $400/mo).
Downside anchor: the primary mortgages $22,248 (463% of IC) ONLY on a full V-bounce all the way to SS $161, recoverable in 3.9 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 4 contracts realizes $-30,304 and cuts bleed by $385/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 4 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: THIS FRIDAY · 10 Jul 2026 (3d) · sell 4 × $112, 88% survival, $3,000/mo (E[net] $806/mo).
The two weekly tracks below are ranked by E[net]/mo = income − P(touch) × escape cost. Each has its own full ladder.
TrackExpirySellSurvivalIncome/moE[net]/mo
THIS FRIDAY 🏆10 Jul 2026 · 3d4 × $11288%$3,000$806
NEXT FRIDAY17 Jul 2026 · 10d4 × $11279%$2,856$370

📅 THIS FRIDAY · 10 Jul 2026 · 3d · E[net] $806/mo 🏆 GRAND PICK

🎯 Engine pick: sell 4 × $112 (primary), 88% survival, breach 12%, $3,000/mo.
The pick is already past the ~80% (≈1σ) comfort line, so take the income. Stepping out to the $114 rung (33% normal) lifts survival to 91% (breach 12% → 9%) for $840/mo less (28% income) buys safety you do not really need here.
MSTR  spot $99.60 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalBreachPer cycleIncome/moΔ vs pickCap give-up
cover hedge4 × $12710 Jul3d27.5%98%2%$40$400-$2,600$16,508
Sell 4 × $127 27.5% OTM over spot $99.60 10 Jul 2026 (3d, $0.16 mid)
= $40 credit for the 3d cycle → $400/mo projected
Survival (stays ≤ $127)
98%
Breach risk
2%
POP (stays ≤ $127.16)
98%
EV / mo
+$279
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 3.3 mo [1.7-5.4] median  ·  36% of paths whole by 9 mo (vs 36% without)  ·  ~0.4 challenges expected  ·  median CC cash $-2,002
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
1%
Flat exit net (mid-life)
-$1,718
Free roll-up
+$11/wk
Safest escape (by 17 Jul 2026)
$138 @ 79% POP
73% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $6.21/sh now → $4.40 mid-life → ≈ $0 at expiry  |  you banked $0.10/sh, so a flat mid-life exit nets -$4.30/sh  |  roll rows are incremental, the banked premium stays yours
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$12717 Jul 20268d left+$4.21/sh+$1,685
cycle +$1,725
68%
surv 53%
Up-and-out for even (raise the cap, free)~$13817 Jul 20268d left+$0.09/sh+$37
cycle +$77
79%
surv 73%
Max even-money escape in the band~$14524 Jul 202616d left+$0.20/sh+$80
cycle +$120
78%
surv 75%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$400/mo
vs 50% target ($2,824/mo)-86%
vs normal income ($5,647/mo)7% covered
Net income (after hedge)$15/mo
Downside budget
⚠ $127 is $41 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$16,508
… as % of IC ($4,800)343.9%
… as % of ML ($56,800)29.1%
Recovery months (at normal income)2.9 mo
Surgical close (4 ct)$-30,310
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.03/sh (~25% of the $0.10 collected) or spot ≥ $127.16 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $127)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $125.73Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$126-127.16
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $127.16
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$127.00 (2.8σ)$40$-18,179+$12,107+$0
+2.5%$130.17 (3.2σ)$-1,230$-18,051+$12,235-$1,270
+5%$133.35 (3.5σ)$-2,500$-17,922+$12,364-$2,540
SS (= V-bounce)$161.00 (6.3σ)$-13,560$-16,805+$13,481-$13,200
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $127): -$16,508
Total Position P&L @ SS: $-16,508 (+$13,778 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-13,200, the opportunity cost of earning $400/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$4,208, position total $-17,750 (+$12,536 vs today)
33% normal4 × $11410 Jul3d14.5%91%9%$216$2,160-$840$21,532
Sell 4 × $114 14.5% OTM over spot $99.60 10 Jul 2026 (3d, $0.59 mid)
= $216 credit for the 3d cycle → $2,160/mo projected
Survival (stays ≤ $114)
91%
Breach risk
9%
POP (stays ≤ $114.59)
91%
EV / mo
+$1,004
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.5 mo [1.2-4.5] median  ·  46% of paths whole by 9 mo (vs 40% without)  ·  ~6.4 challenges expected  ·  median CC cash $5,640
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
10%
Flat exit net (mid-life)
-$1,282
Free roll-up
+$8/wk
Safest escape (by 17 Jul 2026)
$125 @ 80% POP
75% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.29/sh now → $3.74 mid-life (likely $3.52–$6.74)≈ $0 at expiry  |  you banked $0.54/sh, so a flat mid-life exit nets -$3.20/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 311 simulated challenges: the $114 strike is typically first touched on day 2 of 3, at $118 (overshoots $3.90). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$11417 Jul 20268d left+$3.54/sh+$1,417
cycle +$1,633
[+$1,327…+$1,635] · 100% credit
68%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$12724 Jul 202616d left+$0.76/sh+$304
cycle +$520
[-$135…+$484] · 67% credit
78%
surv 73%
Up-and-out for even (raise the cap, free)~$12217 Jul 20268d left+$0.18/sh+$73
cycle +$289
[-$358…+$214] · 50% credit
77%
surv 70%
Max even-money escape in the band~$13024 Jul 202616d left+$0.06/sh+$26
cycle +$242
[-$608…+$170] · 40% credit
79%
surv 75%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12517 Jul 20268d left-$0.43/sh-$172
cycle +$44
[-$683…-$48] · 17% credit
80%
surv 75%
budget: banked $216 debit $172 (80% used ≈ 0.3 wk of income) → whole cycle still +$44 cash · rolled 4 ct earn ≈ $4,970/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,160/mo
vs 50% target ($2,824/mo)-24%
vs normal income ($5,647/mo)38% covered
Net income (after hedge)$1,775/mo
Downside budget
⚠ $114 is $54 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,532
… as % of IC ($4,800)448.6%
… as % of ML ($56,800)37.9%
Recovery months (at normal income)3.8 mo
Surgical close (4 ct)$-30,306
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.14/sh (~25% of the $0.54 collected) or spot ≥ $114.59 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $114)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $112.86Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$113-114.59
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $114.59
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$114.00 (1.5σ)$216$-23,728+$6,558+$176
+2.5%$116.85 (1.8σ)$-924$-23,613+$6,673-$964
+5%$119.70 (2.1σ)$-2,064$-23,498+$6,788-$2,104
SS (= V-bounce)$161.00 (6.3σ)$-18,584$-21,829+$8,457-$18,224
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $114): -$21,532
Total Position P&L @ SS: $-21,532 (+$8,754 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-18,224, the opportunity cost of earning $2,160/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$9,232, position total $-22,774 (+$7,512 vs today)
🎯 50% normal4 × $11210 Jul3d12.4%88%12%$300$3,000$22,248
Sell 4 × $112 12.4% OTM over spot $99.60 10 Jul 2026 (3d, $0.79 mid)
= $300 credit for the 3d cycle → $3,000/mo projected
Survival (stays ≤ $112)
88%
Breach risk
12%
POP (stays ≤ $112.80)
89%
EV / mo
+$1,306
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.7 mo [1.6-4.8] median  ·  44% of paths whole by 9 mo (vs 38% without)  ·  ~8.7 challenges expected  ·  median CC cash $8,471
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
15%
Flat exit net (mid-life)
-$1,159
Free roll-up
+$8/wk
Safest escape (by 24 Jul 2026)
$131 @ 81% POP
79% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.16/sh now → $3.65 mid-life (likely $3.45–$6.59)≈ $0 at expiry  |  you banked $0.75/sh, so a flat mid-life exit nets -$2.90/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 451 simulated challenges: the $112 strike is typically first touched on day 2 of 3, at $116 (overshoots $3.62). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$11217 Jul 20268d left+$3.44/sh+$1,377
cycle +$1,677
[+$1,228…+$1,576] · 100% credit
68%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$12524 Jul 202616d left+$0.64/sh+$256
cycle +$556
[-$205…+$413] · 62% credit
79%
surv 74%
Up-and-out for even (raise the cap, free)~$12017 Jul 20268d left+$0.11/sh+$43
cycle +$343
[-$411…+$170] · 44% credit
77%
surv 71%
Max even-money escape in the band~$12724 Jul 202616d left+$0.14/sh+$56
cycle +$356
[-$570…+$188] · 40% credit
78%
surv 75%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$13124 Jul 202616d left-$0.66/sh-$265
cycle +$35
[-$970…-$147] · 14% credit
81%
surv 79%
budget: banked $300 debit $265 (88% used ≈ 0.4 wk of income) → whole cycle still +$35 cash · rolled 4 ct earn ≈ $2,238/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,000/mo
vs 50% target ($2,824/mo)+6%
vs normal income ($5,647/mo)53% covered
Net income (after hedge)$2,615/mo
Downside budget
⚠ $112 is $56 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$22,248
… as % of IC ($4,800)463.5%
… as % of ML ($56,800)39.2%
Recovery months (at normal income)3.9 mo
Surgical close (4 ct)$-30,304
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.19/sh (~25% of the $0.75 collected) or spot ≥ $112.80 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $112)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $110.88Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$111-112.80
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $112.80
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$112.00 (1.3σ)$300$-24,525+$5,761+$260
+2.5%$114.80 (1.6σ)$-820$-24,412+$5,874-$860
+5%$117.60 (1.9σ)$-1,940$-24,299+$5,987-$1,980
SS (= V-bounce)$161.00 (6.3σ)$-19,300$-22,545+$7,741-$18,940
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $112): -$22,248
Total Position P&L @ SS: $-22,248 (+$8,038 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-18,940, the opportunity cost of earning $3,000/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$9,948, position total $-23,490 (+$6,796 vs today)
100% normal4 × $10710 Jul3d7.4%77%23%$612$6,120+$3,120$23,936
Sell 4 × $107 7.4% OTM over spot $99.60 10 Jul 2026 (3d, $1.60 mid)
= $612 credit for the 3d cycle → $6,120/mo projected
Survival (stays ≤ $107)
77%
Breach risk
23%
POP (stays ≤ $108.60)
81%
EV / mo
+$1,840
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.6 mo [1.6-4.5] median, 0.1 mo faster than no FIGHT (2.7 mo)  ·  48% of paths whole by 9 mo (vs 36% without)  ·  ~18.8 challenges expected  ·  median CC cash $13,120
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
31%
Flat exit net (mid-life)
-$753
Free roll-up
+$7/wk
Safest escape (by 24 Jul 2026)
$131 @ 88% POP
86% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 1 of 3); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.82/sh now → $3.41 mid-life (likely $3.90–$6.76)≈ $0 at expiry  |  you banked $1.53/sh, so a flat mid-life exit nets -$1.88/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 935 simulated challenges: the $107 strike is typically first touched on day 2 of 3, at $111 (overshoots $3.73). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$10717 Jul 20268d left+$3.20/sh+$1,281
cycle +$1,893
[+$1,094…+$1,439] · 100% credit
68%
surv 53%
Reliable up-and-out (highest cap still free ≥60%)~$11724 Jul 202616d left+$1.30/sh+$520
cycle +$1,132
[-$78…+$551] · 71% credit
75%
surv 70%
Up-and-out for even (raise the cap, free)~$11417 Jul 20268d left+$0.39/sh+$156
cycle +$768
[-$312…+$188] · 39% credit
77%
surv 70%
Max even-money escape in the band~$12124 Jul 202616d left+$0.03/sh+$14
cycle +$626
[-$634…+$19] · 26% credit
80%
surv 76%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$13124 Jul 202616d left-$1.53/sh-$612
cycle +$0
[-$1,494…-$683]
88%
surv 86%
budget: banked $612 debit $612 (100% used ≈ 0.4 wk of income) → whole cycle still +$0 cash · rolled 4 ct earn ≈ $1,412/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$6,120/mo
vs 50% target ($2,824/mo)+117%
vs normal income ($5,647/mo)108% covered
Net income (after hedge)$5,735/mo
Downside budget
⚠ $107 is $61 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$23,936
… as % of IC ($4,800)498.7%
… as % of ML ($56,800)42.1%
Recovery months (at normal income)4.2 mo
Surgical close (4 ct)$-30,314
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.38/sh (~25% of the $1.53 collected) or spot ≥ $108.60 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $107)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 4d left3d left≤ 2d (expiry)
Below $105.93Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$106-108.60
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $108.60
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$107.00 (≤1σ, normal week)$612$-26,415+$3,871+$572
+2.5%$109.67 (1.0σ)$-458$-26,307+$3,979-$498
+5%$112.35 (1.3σ)$-1,528$-26,199+$4,087-$1,568
SS (= V-bounce)$161.00 (6.3σ)$-20,988$-24,233+$6,053-$20,628
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $107): -$23,936
Total Position P&L @ SS: $-23,936 (+$6,350 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-20,628, the opportunity cost of earning $6,120/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$11,636, position total $-25,178 (+$5,108 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on MSTR are the tiebreakers.

📅 NEXT FRIDAY · 17 Jul 2026 · 10d · E[net] $370/mo

🎯 Engine pick: sell 4 × $112 (primary), 79% survival, breach 21%, $2,856/mo.
⚖️ Worth a safer step: the $116 rung (33% normal) lifts survival to 84% (breach 21% → 16%) for $852/mo less (30% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $116 rung, unless you need the income to cover the hedge bleed, or you expect MSTR to stay flat-to-down near term.
MSTR  spot $99.60 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalBreachPer cycleIncome/moΔ vs pickCap give-up
cover hedge3 × $13017 Jul10d30.5%94%6%$135$405-$2,451$11,376
Sell 3 × $130 30.5% OTM over spot $99.60 17 Jul 2026 (10d, $0.51 mid)
= $135 credit for the 10d cycle → $405/mo projected
Survival (stays ≤ $130)
94%
Breach risk
6%
POP (stays ≤ $130.50)
95%
EV / mo
+$163
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 3.1 mo [1.7-4.8] median  ·  38% of paths whole by 9 mo (vs 38% without)  ·  ~1.8 challenges expected  ·  median CC cash $-549
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
6%
Flat exit net (mid-life)
-$2,065
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$136 @ 73% POP
63% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $10.36/sh now → $7.33 mid-life (likely $5.42–$8.97)≈ $0 at expiry  |  you banked $0.45/sh, so a flat mid-life exit nets -$6.88/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 192 simulated challenges: the $130 strike is typically first touched on day 7 of 10, at $134 (overshoots $3.86). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$13024 Jul 202612d left+$2.76/sh+$829
cycle +$964
[+$817…+$1,271] · 99% credit
67%
surv 54%
Up-and-out for even (raise the cap, free)~$13624 Jul 202612d left+$0.33/sh+$98
cycle +$233
[+$49…+$486] · 83% credit
73%
surv 63%
Max even-money escape in the band~$13624 Jul 202612d left+$0.33/sh+$98
cycle +$233
[+$49…+$486] · 83% credit
73%
surv 63%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$405/mo
vs 50% target ($2,824/mo)-86%
vs normal income ($5,647/mo)7% covered
Net income (after hedge)$50/mo
Downside budget
⚠ $130 is $38 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$11,376
… as % of IC ($4,800)237.0%
… as % of ML ($56,800)20.0%
Recovery months (at normal income)2.0 mo
Surgical close (3 ct)$-22,731
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.11/sh (~25% of the $0.45 collected) or spot ≥ $130.50 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $130)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $128.70Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$129-130.50
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $130.50
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$130.00 (1.7σ)$135$-16,753+$13,533+$105
+2.5%$133.25 (1.9σ)$-840$-16,297+$13,989-$870
+5%$136.50 (2.1σ)$-1,815$-15,840+$14,446-$1,845
SS (= V-bounce)$161.00 (3.5σ)$-9,165$-12,500+$17,786-$8,895
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (3 × $130): -$11,376
− Conservative CC assignment net of premium (1 × $160): -$827
Total Position P&L @ SS: $-12,203 (+$18,083 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-8,895, the opportunity cost of earning $405/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$2,151, position total $-15,683 (+$14,603 vs today)
🛡 safe yield4 × $12217 Jul10d22.5%90%10%$372$1,116-$1,740$18,176
Sell 4 × $122 22.5% OTM over spot $99.60 17 Jul 2026 (10d, $1.02 mid)
= $372 credit for the 10d cycle → $1,116/mo projected
Survival (stays ≤ $122)
90%
Breach risk
10%
POP (stays ≤ $123.02)
91%
EV / mo
+$478
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.9 mo [1.8-4.9] median, 0.1 mo faster than no FIGHT (3.0 mo)  ·  42% of paths whole by 9 mo (vs 40% without)  ·  ~3.7 challenges expected  ·  median CC cash $1,446
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
14%
Flat exit net (mid-life)
-$2,285
Free roll-up
+$6/wk
Safest escape (by 24 Jul 2026)
$128 @ 73% POP
64% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $9.39/sh now → $6.64 mid-life (likely $5.64–$9.25)≈ $0 at expiry  |  you banked $0.93/sh, so a flat mid-life exit nets -$5.71/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 429 simulated challenges: the $122 strike is typically first touched on day 7 of 10, at $126 (overshoots $3.95). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$12224 Jul 202612d left+$2.52/sh+$1,009
cycle +$1,381
[+$844…+$1,404] · 99% credit
67%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$12624 Jul 202612d left+$0.42/sh+$167
cycle +$539
[-$120…+$481] · 62% credit
70%
surv 61%
Up-and-out for even (raise the cap, free)~$12824 Jul 202612d left+$0.06/sh+$23
cycle +$395
[-$185…+$355] · 51% credit
73%
surv 64%
Max even-money escape in the band~$12824 Jul 202612d left+$0.06/sh+$23
cycle +$395
[-$185…+$355] · 51% credit
73%
surv 64%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,116/mo
vs 50% target ($2,824/mo)-60%
vs normal income ($5,647/mo)20% covered
Net income (after hedge)$731/mo
Downside budget
⚠ $122 is $46 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$18,176
… as % of IC ($4,800)378.7%
… as % of ML ($56,800)32.0%
Recovery months (at normal income)3.2 mo
Surgical close (4 ct)$-30,320
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.23/sh (~25% of the $0.93 collected) or spot ≥ $123.02 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $122)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $120.78Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$121-123.02
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $123.02
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$122.00 (1.3σ)$372$-20,049+$10,237+$332
+2.5%$125.05 (1.4σ)$-848$-19,926+$10,360-$888
+5%$128.10 (1.6σ)$-2,068$-19,803+$10,483-$2,108
SS (= V-bounce)$161.00 (3.5σ)$-15,228$-18,473+$11,813-$14,868
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $122): -$18,176
Total Position P&L @ SS: $-18,176 (+$12,110 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-14,868, the opportunity cost of earning $1,116/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$5,876, position total $-19,418 (+$10,868 vs today)
33% normal ← lean4 × $11617 Jul10d16.5%84%16%$668$2,004-$852$20,280
Sell 4 × $116 16.5% OTM over spot $99.60 17 Jul 2026 (10d, $1.77 mid)
= $668 credit for the 10d cycle → $2,004/mo projected
Survival (stays ≤ $116)
84%
Breach risk
16%
POP (stays ≤ $117.77)
86%
EV / mo
+$744
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.4 mo [1.5-4.2] median  ·  38% of paths whole by 9 mo (vs 34% without)  ·  ~6.0 challenges expected  ·  median CC cash $3,087
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
25%
Flat exit net (mid-life)
-$1,791
Free roll-up
+$4/wk
Safest escape (by 24 Jul 2026)
$126 @ 75% POP
70% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $8.69/sh now → $6.15 mid-life (likely $5.69–$9.04)≈ $0 at expiry  |  you banked $1.67/sh, so a flat mid-life exit nets -$4.48/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 763 simulated challenges: the $116 strike is typically first touched on day 6 of 10, at $119 (overshoots $3.38). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$11624 Jul 202612d left+$2.35/sh+$939
cycle +$1,607
[+$706…+$1,173] · 99% credit
67%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$11924 Jul 202612d left+$0.65/sh+$259
cycle +$927
[-$92…+$458] · 63% credit
69%
surv 60%
Up-and-out for even (raise the cap, free)~$12024 Jul 202612d left+$0.29/sh+$116
cycle +$784
[-$252…+$299] · 46% credit
70%
surv 61%
Max even-money escape in the band~$12024 Jul 202612d left+$0.29/sh+$116
cycle +$784
[-$252…+$299] · 46% credit
70%
surv 61%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12624 Jul 202612d left-$1.51/sh-$605
cycle +$63
[-$1,102…-$484] · 10% credit
75%
surv 70%
budget: banked $668 debit $605 (91% used ≈ 1.3 wk of income) → whole cycle still +$63 cash · rolled 4 ct earn ≈ $4,633/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,004/mo
vs 50% target ($2,824/mo)-29%
vs normal income ($5,647/mo)35% covered
Net income (after hedge)$1,619/mo
Downside budget
⚠ $116 is $52 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$20,280
… as % of IC ($4,800)422.5%
… as % of ML ($56,800)35.7%
Recovery months (at normal income)3.6 mo
Surgical close (4 ct)$-30,326
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.42/sh (~25% of the $1.67 collected) or spot ≥ $117.77 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $116)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $114.84Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$115-117.77
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $117.77
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$116.00 (≤1σ, normal week)$668$-22,395+$7,891+$628
+2.5%$118.90 (1.1σ)$-492$-22,278+$8,008-$532
+5%$121.80 (1.3σ)$-1,652$-22,161+$8,125-$1,692
SS (= V-bounce)$161.00 (3.5σ)$-17,332$-20,577+$9,709-$16,972
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $116): -$20,280
Total Position P&L @ SS: $-20,280 (+$10,006 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-16,972, the opportunity cost of earning $2,004/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$7,980, position total $-21,522 (+$8,764 vs today)
🎯 50% normal4 × $11217 Jul10d12.4%79%21%$952$2,856$21,596
Sell 4 × $112 12.4% OTM over spot $99.60 17 Jul 2026 (10d, $2.48 mid)
= $952 credit for the 10d cycle → $2,856/mo projected
Survival (stays ≤ $112)
79%
Breach risk
21%
POP (stays ≤ $114.48)
82%
EV / mo
+$891
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.5 mo [1.4-4.4] median  ·  46% of paths whole by 9 mo (vs 42% without)  ·  ~7.7 challenges expected  ·  median CC cash $4,490
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
36%
Flat exit net (mid-life)
-$1,378
Free roll-up
+$4/wk
Safest escape (by 24 Jul 2026)
$124 @ 77% POP
73% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $8.23/sh now → $5.82 mid-life (likely $6.15–$9.16)≈ $0 at expiry  |  you banked $2.38/sh, so a flat mid-life exit nets -$3.44/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,067 simulated challenges: the $112 strike is typically first touched on day 5 of 10, at $115 (overshoots $3.45). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$11224 Jul 202612d left+$2.24/sh+$894
cycle +$1,846
[+$611…+$993] · 99% credit
67%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$11424 Jul 202612d left+$1.41/sh+$566
cycle +$1,518
[+$253…+$632] · 94% credit
69%
surv 58%
Up-and-out for even (raise the cap, free)~$11624 Jul 202612d left+$0.21/sh+$83
cycle +$1,035
[-$340…+$94] · 33% credit
70%
surv 61%
Max even-money escape in the band~$11624 Jul 202612d left+$0.21/sh+$83
cycle +$1,035
[-$340…+$94] · 33% credit
70%
surv 61%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12424 Jul 202612d left-$2.27/sh-$906
cycle +$46
[-$1,586…-$961] · 1% credit
77%
surv 73%
budget: banked $952 debit $906 (95% used ≈ 1.4 wk of income) → whole cycle still +$46 cash · rolled 4 ct earn ≈ $3,560/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,856/mo
vs 50% target ($2,824/mo)+1%
vs normal income ($5,647/mo)51% covered
Net income (after hedge)$2,471/mo
Downside budget
⚠ $112 is $56 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$21,596
… as % of IC ($4,800)449.9%
… as % of ML ($56,800)38.0%
Recovery months (at normal income)3.8 mo
Surgical close (4 ct)$-30,326
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.59/sh (~25% of the $2.38 collected) or spot ≥ $114.48 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $112)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $110.88Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$111-114.48
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $114.48
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$112.00 (≤1σ, normal week)$952$-23,873+$6,413+$912
+2.5%$114.80 (≤1σ, normal week)$-168$-23,760+$6,526-$208
+5%$117.60 (1.0σ)$-1,288$-23,647+$6,639-$1,328
SS (= V-bounce)$161.00 (3.5σ)$-18,648$-21,893+$8,393-$18,288
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $112): -$21,596
Total Position P&L @ SS: $-21,596 (+$8,690 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-18,288, the opportunity cost of earning $2,856/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$9,296, position total $-22,838 (+$7,448 vs today)
100% normal4 × $10317 Jul10d3.4%61%39%$1,920$5,760+$2,904$24,228
Sell 4 × $103 3.4% OTM over spot $99.60 17 Jul 2026 (10d, $5.07 mid)
= $1,920 credit for the 10d cycle → $5,760/mo projected
Survival (stays ≤ $103)
61%
Breach risk
39%
POP (stays ≤ $108.08)
72%
EV / mo
+$821
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.6 mo [1.5-4.1] median, 0.1 mo SLOWER than no FIGHT (2.5 mo): roll costs eat the credits at this rung  ·  44% of paths whole by 9 mo (vs 37% without)  ·  ~19.8 challenges expected  ·  median CC cash $7,545
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
67%
Flat exit net (mid-life)
-$132
Free roll-up
+$4/wk
Safest escape (by 24 Jul 2026)
$127 @ 91% POP
90% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 5 of 10); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $7.25/sh now → $5.13 mid-life (likely $6.91–$9.46)≈ $0 at expiry  |  you banked $4.80/sh, so a flat mid-life exit nets -$0.33/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,999 simulated challenges: the $103 strike is typically first touched on day 3 of 10, at $106 (overshoots $3.43). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
Roll out (same strike, buy time)~$10324 Jul 202612d left+$1.99/sh+$796
cycle +$2,716
[+$400…+$611] · 98% credit
67%
surv 54%
Reliable up-and-out (highest cap still free ≥60%)~$10524 Jul 202612d left+$1.16/sh+$463
cycle +$2,383
[+$27…+$259] · 79% credit
69%
surv 59%
Up-and-out for even (raise the cap, free)~$10724 Jul 202612d left+$0.03/sh+$12
cycle +$1,932
[-$571…-$245] · 9% credit
71%
surv 62%
Max even-money escape in the band~$10724 Jul 202612d left+$0.03/sh+$12
cycle +$1,932
[-$571…-$245] · 9% credit
71%
surv 62%
SS $161 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$12724 Jul 202612d left-$4.08/sh-$1,630
cycle +$290
[-$2,786…-$2,108]
91%
surv 90%
budget: banked $1,920 debit $1,630 (85% used ≈ 1.2 wk of income) → whole cycle still +$290 cash · rolled 4 ct earn ≈ $1,054/mo while parked; 0 ct free to re-sell
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$5,760/mo
vs 50% target ($2,824/mo)+104%
vs normal income ($5,647/mo)102% covered
Net income (after hedge)$5,375/mo
Downside budget
⚠ $103 is $65 below CC-SS $168.37: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$24,228
… as % of IC ($4,800)504.7%
… as % of ML ($56,800)42.7%
Recovery months (at normal income)4.3 mo
Surgical close (4 ct)$-30,396
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $1.20/sh (~25% of the $4.80 collected) or spot ≥ $108.08 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $103)); NOT the premium you collected. Momentum override: two daily closes above $135.71 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 6d left3-5d left≤ 2d (expiry)
Below $101.97Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$102-108.08
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $108.08
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.10 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$103.00 (≤1σ, normal week)$1,920$-26,869+$3,417+$1,880
+2.5%$105.57 (≤1σ, normal week)$890$-26,765+$3,521+$850
+5%$108.15 (≤1σ, normal week)$-140$-26,661+$3,625-$180
SS (= V-bounce)$161.00 (3.5σ)$-21,280$-24,525+$5,761-$20,920
V-BOUNCE STRESS (stock → CC-SS $168.37, where you are whole again, by expiry)
Starting unrealized P&L: $-30,286
+ Fortress recovery (un-capped): +$30,286
− CC assignment net of premium (4 × $103): -$24,228
Total Position P&L @ SS: $-24,228 (+$6,058 vs today)
Do-nothing baseline at SS: $-3,308 (this trade vs do-nothing: $-20,920, the opportunity cost of earning $5,760/mo FIGHT income now)
BB-reversion stress (→ $137.62 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$11,928, position total $-25,470 (+$4,816 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on MSTR are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (46 clear the floor), click to expand

Every eligible strike x expiry in the 3-45 DTE band (3 expiries scanned, 46 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.101 (IBKR)  |  Recovery@SS: +$30,286 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-3,308

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$1123d10 Jul 2026$0.754/4$3,000$2,61588%89%+$1,306-$22,248463.5%$-22,248 (vs do-nothing $-18,940)
$1113d10 Jul 2026$0.824/4$3,280$2,89586%88%+$1,232-$22,620471.2%$-22,620 (vs do-nothing $-19,312)
$1103d10 Jul 2026$0.983/4$2,940$2,58584%86%+$1,086-$17,217358.7%$-18,044 (vs do-nothing $-14,736)
$1093d10 Jul 2026$1.123/4$3,360$3,00582%85%+$1,127-$17,475364.1%$-18,302 (vs do-nothing $-14,994)
$1083d10 Jul 2026$1.303/4$3,900$3,54580%83%+$1,218-$17,721369.2%$-18,548 (vs do-nothing $-15,240)
$11210d17 Jul 2026$2.384/4$2,856$2,47179%82%+$891-$21,596449.9%$-21,596 (vs do-nothing $-18,288)
$11110d17 Jul 2026$2.614/4$3,132$2,74777%81%+$942-$21,904456.3%$-21,904 (vs do-nothing $-18,596)
$1073d10 Jul 2026$1.532/4$3,060$2,73577%81%+$920-$11,968249.3%$-13,622 (vs do-nothing $-10,314)
$11010d17 Jul 2026$2.844/4$3,408$3,02375%80%+$970-$22,212462.7%$-22,212 (vs do-nothing $-18,904)
$1063d10 Jul 2026$1.762/4$3,520$3,19574%79%+$968-$12,122252.5%$-13,776 (vs do-nothing $-10,468)
$10910d17 Jul 2026$3.004/4$3,600$3,21574%79%+$890-$22,548469.7%$-22,548 (vs do-nothing $-19,240)
$10810d17 Jul 2026$3.203/4$2,880$2,52572%78%+$624-$17,151357.3%$-17,978 (vs do-nothing $-14,670)
$1053d10 Jul 2026$2.032/4$4,060$3,73571%77%+$1,031-$12,268255.6%$-13,922 (vs do-nothing $-10,614)
Show 33 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$11017d24 Jul 2026$4.304/4$3,035$2,65171%76%+$183-$21,628450.6%$-21,628 (vs do-nothing $-18,320)
$10710d17 Jul 2026$3.653/4$3,285$2,93070%77%+$785-$17,316360.7%$-18,143 (vs do-nothing $-14,835)
$10917d24 Jul 2026$4.604/4$3,247$2,86269%76%+$196-$21,908456.4%$-21,908 (vs do-nothing $-18,600)
$1043d10 Jul 2026$2.322/4$4,640$4,31568%75%+$1,062-$12,410258.5%$-14,064 (vs do-nothing $-10,756)
$10817d24 Jul 2026$4.854/4$3,424$3,03968%75%+$163-$22,208462.7%$-22,208 (vs do-nothing $-18,900)
$10610d17 Jul 2026$3.953/4$3,555$3,20068%76%+$789-$17,526365.1%$-18,353 (vs do-nothing $-15,045)
$10717d24 Jul 2026$5.004/4$3,529$3,14566%74%+$48-$22,548469.7%$-22,548 (vs do-nothing $-19,240)
$10617d24 Jul 2026$5.553/4$2,938$2,58466%75%+$592-$17,046355.1%$-17,873 (vs do-nothing $-14,565)
$10510d17 Jul 2026$4.253/4$3,825$3,47066%74%+$770-$17,736369.5%$-18,563 (vs do-nothing $-15,255)
$1033d10 Jul 2026$2.642/4$5,280$4,95565%74%+$1,074-$12,546261.4%$-14,200 (vs do-nothing $-10,892)
$10410d17 Jul 2026$4.653/4$4,185$3,83063%73%+$818-$17,916373.2%$-18,743 (vs do-nothing $-15,435)
$10517d24 Jul 2026$5.653/4$2,991$2,63763%72%+$21-$17,316360.7%$-18,143 (vs do-nothing $-14,835)
$10417d24 Jul 2026$6.053/4$3,203$2,84862%71%+$39-$17,496364.5%$-18,323 (vs do-nothing $-15,015)
$10310d17 Jul 2026$4.802/4$2,880$2,55561%72%+$411-$12,114252.4%$-13,768 (vs do-nothing $-10,460)
$1023d10 Jul 2026$3.001/4$3,000$2,70561%72%+$542-$6,337132.0%$-8,818 (vs do-nothing $-5,510)
$10317d24 Jul 2026$6.403/4$3,388$3,03460%70%+$20-$17,691368.6%$-18,518 (vs do-nothing $-15,210)
$10210d17 Jul 2026$5.402/4$3,240$2,91559%71%+$529-$12,194254.0%$-13,848 (vs do-nothing $-10,540)
$10217d24 Jul 2026$7.253/4$3,838$3,48459%70%+$257-$17,736369.5%$-18,563 (vs do-nothing $-15,255)
$1013d10 Jul 2026$3.451/4$3,450$3,15557%70%+$592-$6,392133.2%$-8,873 (vs do-nothing $-5,565)
$10117d24 Jul 2026$7.303/4$3,865$3,51057%69%+$59-$18,021375.4%$-18,848 (vs do-nothing $-15,540)
$10110d17 Jul 2026$5.702/4$3,420$3,09557%70%+$450-$12,334257.0%$-13,988 (vs do-nothing $-10,680)
$10017d24 Jul 2026$8.002/4$2,824$2,49955%68%+$130-$12,074251.5%$-13,728 (vs do-nothing $-10,420)
$10010d17 Jul 2026$6.302/4$3,780$3,45554%69%+$534-$12,414258.6%$-14,068 (vs do-nothing $-10,760)
$1003d10 Jul 2026$3.851/4$3,850$3,55554%68%+$547-$6,452134.4%$-8,933 (vs do-nothing $-5,625)
$9917d24 Jul 2026$8.152/4$2,876$2,55254%67%+$20-$12,244255.1%$-13,898 (vs do-nothing $-10,590)
$98.5017d24 Jul 2026$8.402/4$2,965$2,64053%67%+$24-$12,294256.1%$-13,948 (vs do-nothing $-10,640)
$9910d17 Jul 2026$6.652/4$3,990$3,66552%67%+$449-$12,544261.3%$-14,198 (vs do-nothing $-10,890)
$9817d24 Jul 2026$9.002/4$3,176$2,85252%67%+$149-$12,274255.7%$-13,928 (vs do-nothing $-10,620)
$98.5010d17 Jul 2026$6.852/4$4,110$3,78551%67%+$415-$12,604262.6%$-14,258 (vs do-nothing $-10,950)
$993d10 Jul 2026$4.201/4$4,200$3,90550%66%+$405-$6,517135.8%$-8,998 (vs do-nothing $-5,690)
$9810d17 Jul 2026$7.152/4$4,290$3,96549%66%+$437-$12,644263.4%$-14,298 (vs do-nothing $-10,990)
$98.503d10 Jul 2026$4.601/4$4,600$4,30548%66%+$542-$6,527136.0%$-9,008 (vs do-nothing $-5,700)
$983d10 Jul 2026$4.751/4$4,750$4,45546%65%+$416-$6,562136.7%$-9,043 (vs do-nothing $-5,735)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 4 contracts at the conservative CC.

fortress_fight.py v6.0  |  2026-07-07 23:11