FORTRESS FIGHT: NEM @ $95.56

BE SS: $114.54  |  CC-SS: $118.56  |  5 contracts (500 sh) |  ⌂ PORTFOLIO

GENERATED2026-07-16 03:39

NEM @ $95.56   UNDERWATER $18.98 (16.6% below BE SS)

⚠ EARNINGS · DO NOT SELL INCOME INTO IT
NEM reports 2026-07-24 (Fri), in 8 days. The recommended CC (8d) expires on/after it, so selling now holds a short call through the earnings gap, a report can blow past your strike overnight and cap you at a loss. Wait for the print, or sell only an expiry that closes BEFORE 2026-07-24.

5 contracts (500 sh)  |  BE SS: $114.54  |  CC-SS: $118.56 (banked floor $117.82)  |  IV: HIGH  |  Accounts: Main:1299

LC: $87.50 exp 2028-01-21 (entry $45.141/sh)
SP: $105 exp 2028-01-21 (entry $18.953/sh)
HP: $75 exp 2026-09-18 (entry $1.477/sh)

Economics

Max Loss$28,520(ND $27.04 + SW $30) x 500
Normal income ref$3,950/mo95% ann ROI on ML
Hedge rolling cost$199/mo
Unrealized P&L$-12,368fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$1,975/mo
HEDGE COVER
$199/mo
NORMAL INCOME
$3,950/mo (ATM CC, chain)
IC VELOCITY
3.4 mo to earn back $13,520
ML VELOCITY
7.2 mo to earn back $28,520
Deep drawdown confirmed: a CC at CC-SS $118.56 (probe: $119C 15d) brings only $40/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$408
Hole (after banked)
$11,960
was $12,368 · 3% earned back
Cycles closed
1
Credit in flight
$331
CC-SS · banked floor (info)
$118.56 → $117.82
Open legAcctCredit/shIn flightOpened
5x $100C 17 Jul 2026U10001299$0.66$3312026-07-11
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 17 (live) · RSI 44 · MACD bearish, hist rising
DAILYFALLING (provisional) · RSI 45 · %B 44 · hist rising (nightly)
LEVELS20W MA (bounce target) $106.61 (+12%) · daily UBB $103.28 · 1-wk expected move ±$7 (chain IV)
SETUPSpring loaded, not ignited: 🎯 or 💎 at short DTE, normal tripwires. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-07-24: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 5 contracts at $102 / 8d. This is the safest strike (survival 79%, breach 21%) that still earns 50% of normal income ($1,975/mo); it brings $2,175/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 5 × $98/8d for $4,294/mo, but breach risk rises to 37% (+16pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 4 × $111/8d (98% survival, $225/mo).
Downside anchor: the primary mortgages $7,702 (57% of IC) ONLY on a full V-bounce all the way to SS $115, recoverable in 1.9 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 5 contracts realizes $-12,418 and cuts bleed by $199/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 5 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 24 Jul 2026 (8d) · sell 5 × $102, 79% survival, $2,175/mo (E[net] $217/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆24 Jul 2026 · 8d5 × $10279%$2,175$217

📅 NEXT FRIDAY · 24 Jul 2026 · 8d · E[net] $217/mo 🏆 GRAND PICK

🎯 Engine pick: sell 5 × $102 (primary), 79% survival, breach 21%, $2,175/mo.
⚖️ Worth a safer step: the $104 rung (33% normal) lifts survival to 87% (breach 21% → 13%) for $731/mo less (34% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $104 rung, unless you need the income to cover the hedge bleed, or you expect NEM to stay flat-to-down near term.
NEM  spot $95.56 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge4 × $11124 Jul8d16.2%98%5%$60$225-$1,950$2,966
Sell 4 × $111 16.2% OTM over spot $95.56 24 Jul 2026 (8d, $0.34 mid)
= $60 credit for the 8d cycle → $225/mo projected
Survival (stays ≤ $111)
98%
Breach risk
2%
POP (stays ≤ $111.33)
98%
EV / mo
+$185
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.2-4.7] median  ·  53% of paths whole by 9 mo (vs 53% without)  ·  ~0.7 challenges expected  ·  median CC cash $26
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
4%
Flat exit net (mid-life)
-$1,447
Free roll-up
+$1/wk
Safest escape (by 31 Jul 2026)
$113 @ 71% POP
60% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.33/sh now → $3.77 mid-life (likely $2.82–$5.01)≈ $0 at expiry  |  you banked $0.15/sh, so a flat mid-life exit nets -$3.62/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 131 simulated challenges: the $111 strike is typically first touched on day 6 of 8, at $113 (overshoots $2.10). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$11131 Jul 202611d left+$0.92/sh+$368
cycle +$428
[+$360…+$768] · 98% credit
67%
surv 52%
-$3,753 NOT
cap gain +$8,615
Up-and-out for even (raise the cap, free)~$11231 Jul 202611d left+$0.35/sh+$139
cycle +$199
[+$102…+$508] · 86% credit
70%
surv 57%
-$3,220 NOT
cap gain +$9,148
Max even-money escape in the band~$11231 Jul 202611d left+$0.35/sh+$139
cycle +$199
[+$102…+$508] · 86% credit
70%
surv 57%
-$3,220 NOT
cap gain +$9,148
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$11331 Jul 202611d left-$0.12/sh-$47
cycle +$13
[-$130…+$304] · 60% credit
71%
surv 60%
-$2,876 NOT
cap gain +$9,491
budget: banked $60 debit $47 (79% used ≈ 0.9 wk of income) → whole cycle still +$13 cash · rolled 4 ct earn ≈ $3,982/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$225/mo
vs 50% target ($1,975/mo)-89%
vs normal income ($3,950/mo)6% covered
Net income (after hedge)$48/mo
Downside budget
⚠ $111 is $8 below CC-SS $118.56: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$2,966
… as % of IC ($13,520)21.9%
… as % of ML ($28,520)10.4%
Recovery months (at normal income)0.8 mo
Surgical close (4 ct)$-9,968
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.15 collected) or spot ≥ $111.33 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $111)); NOT the premium you collected. Momentum override: two daily closes above $103.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $109.89Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$110-111.33
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $111.33
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$111.00 (2.1σ)$60$-4,121+$8,246+$16
+2.5%$113.77 (2.5σ)$-1,050$-3,762+$8,606-$1,094
+5%$116.55 (2.8σ)$-2,160$-3,557+$8,810-$1,584
V-BOUNCE STRESS (stock → CC-SS $118.56, where you are whole again, by expiry)
Starting unrealized P&L: $-12,368
+ Fortress recovery (un-capped): +$12,180
− CC assignment net of premium (4 × $111): -$2,966
− Conservative CC assignment net of premium (1 × $115): -$345
Total Position P&L @ SS: $-3,498 (+$8,870 vs today)
Do-nothing baseline at SS: $-1,914 (this trade vs do-nothing: $-1,584, the opportunity cost of earning $225/mo FIGHT income now)
BB-reversion stress (→ $106.61 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$0, position total $-6,506 (+$5,862 vs today)
🛡 safe yield5 × $10724 Jul8d12.0%91%18%$215$806-$1,369$5,567
Sell 5 × $107 12.0% OTM over spot $95.56 24 Jul 2026 (8d, $1.45 mid)
= $215 credit for the 8d cycle → $806/mo projected
Survival (stays ≤ $107)
91%
Breach risk
9%
POP (stays ≤ $108.45)
93%
EV / mo
+$439
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.0 mo [0.9-3.8] median, 0.1 mo faster than no FIGHT (2.1 mo)  ·  60% of paths whole by 9 mo (vs 57% without)  ·  ~2.6 challenges expected  ·  median CC cash $1,590
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
11%
Flat exit net (mid-life)
-$1,542
Free roll-up
+$1/wk
Safest escape (by 31 Jul 2026)
$109 @ 72% POP
61% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.97/sh now → $3.51 mid-life (likely $2.81–$5.07)≈ $0 at expiry  |  you banked $0.43/sh, so a flat mid-life exit nets -$3.08/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 316 simulated challenges: the $107 strike is typically first touched on day 6 of 8, at $109 (overshoots $1.82). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10731 Jul 202611d left+$0.85/sh+$424
cycle +$639
[+$286…+$815] · 97% credit
67%
surv 52%
-$5,671 NOT
cap gain +$6,697
Up-and-out for even (raise the cap, free)~$10831 Jul 202611d left+$0.27/sh+$135
cycle +$350
[-$38…+$464] · 68% credit
70%
surv 57%
-$5,198 NOT
cap gain +$7,170
Max even-money escape in the band~$10831 Jul 202611d left+$0.27/sh+$135
cycle +$350
[-$38…+$464] · 68% credit
70%
surv 57%
-$5,198 NOT
cap gain +$7,170
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$10931 Jul 202611d left-$0.19/sh-$94
cycle +$121
[-$315…+$207] · 41% credit
72%
surv 61%
-$4,898 NOT
cap gain +$7,470
budget: banked $215 debit $94 (44% used ≈ 0.5 wk of income) → whole cycle still +$121 cash · rolled 5 ct earn ≈ $4,535/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$806/mo
vs 50% target ($1,975/mo)-59%
vs normal income ($3,950/mo)20% covered
Net income (after hedge)$607/mo
Downside budget
⚠ $107 is $12 below CC-SS $118.56: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$5,567
… as % of IC ($13,520)41.2%
… as % of ML ($28,520)19.5%
Recovery months (at normal income)1.4 mo
Surgical close (5 ct)$-12,878
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.11/sh (~25% of the $0.43 collected) or spot ≥ $108.45 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $107)); NOT the premium you collected. Momentum override: two daily closes above $103.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $105.93Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$106-108.45
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $108.45
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$107.00 (1.5σ)$215$-6,095+$6,272+$160
+2.5%$109.67 (1.9σ)$-1,122$-6,016+$6,351-$1,177
+5%$112.35 (2.3σ)$-2,460$-5,937+$6,430-$2,515
SS (= V-bounce)$114.54 (2.6σ)$-3,555$-5,873+$6,495-$3,610
V-BOUNCE STRESS (stock → CC-SS $118.56, where you are whole again, by expiry)
Starting unrealized P&L: $-12,368
+ Fortress recovery (un-capped): +$12,180
− CC assignment net of premium (5 × $107): -$5,567
Total Position P&L @ SS: $-5,754 (+$6,614 vs today)
Do-nothing baseline at SS: $-1,914 (this trade vs do-nothing: $-3,840, the opportunity cost of earning $806/mo FIGHT income now)
BB-reversion stress (→ $106.61 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$0, position total $-6,517 (+$5,851 vs today)
33% normal ← lean5 × $10424 Jul8d8.8%87%26%$385$1,444-$731$6,897
Sell 5 × $104 8.8% OTM over spot $95.56 24 Jul 2026 (8d, $0.88 mid)
= $385 credit for the 8d cycle → $1,444/mo projected
Survival (stays ≤ $104)
87%
Breach risk
13%
POP (stays ≤ $104.88)
89%
EV / mo
+$865
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.0-4.1] median, 0.1 mo SLOWER than no FIGHT (2.1 mo): roll costs eat the credits at this rung  ·  62% of paths whole by 9 mo (vs 55% without)  ·  ~3.9 challenges expected  ·  median CC cash $3,324
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
21%
Flat exit net (mid-life)
-$1,280
Free roll-up
+$1/wk
Safest escape (by 31 Jul 2026)
$107 @ 74% POP
65% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.71/sh now → $3.33 mid-life (likely $3.12–$4.92)≈ $0 at expiry  |  you banked $0.77/sh, so a flat mid-life exit nets -$2.56/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 644 simulated challenges: the $104 strike is typically first touched on day 5 of 8, at $106 (overshoots $1.68). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10431 Jul 202611d left+$0.80/sh+$398
cycle +$783
[+$199…+$641] · 94% credit
67%
surv 52%
-$7,115 NOT
cap gain +$5,252
Reliable up-and-out (highest cap still free ≥60%)~$10431 Jul 202611d left+$0.66/sh+$332
cycle +$717
[+$129…+$567] · 91% credit
68%
surv 54%
-$6,948 NOT
cap gain +$5,419
Up-and-out for even (raise the cap, free)~$10531 Jul 202611d left+$0.21/sh+$107
cycle +$492
[-$116…+$316] · 58% credit
70%
surv 58%
-$6,644 NOT
cap gain +$5,723
Max even-money escape in the band~$10531 Jul 202611d left+$0.21/sh+$107
cycle +$492
[-$116…+$316] · 58% credit
70%
surv 58%
-$6,644 NOT
cap gain +$5,723
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$10731 Jul 202611d left-$0.57/sh-$286
cycle +$99
[-$587…-$148] · 16% credit
74%
surv 65%
-$5,978 NOT
cap gain +$6,390
budget: banked $385 debit $286 (74% used ≈ 0.9 wk of income) → whole cycle still +$99 cash · rolled 5 ct earn ≈ $3,763/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,444/mo
vs 50% target ($1,975/mo)-27%
vs normal income ($3,950/mo)37% covered
Net income (after hedge)$1,245/mo
Downside budget
⚠ $104 is $15 below CC-SS $118.56: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$6,897
… as % of IC ($13,520)51.0%
… as % of ML ($28,520)24.2%
Recovery months (at normal income)1.7 mo
Surgical close (5 ct)$-12,420
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.19/sh (~25% of the $0.77 collected) or spot ≥ $104.88 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $104)); NOT the premium you collected. Momentum override: two daily closes above $103.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $102.96Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$103-104.88
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $104.88
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$104.00 (1.1σ)$385$-7,514+$4,854+$330
+2.5%$106.60 (1.5σ)$-915$-7,437+$4,931-$970
+5%$109.20 (1.8σ)$-2,215$-7,360+$5,007-$2,270
SS (= V-bounce)$114.54 (2.6σ)$-4,885$-7,203+$5,165-$4,940
V-BOUNCE STRESS (stock → CC-SS $118.56, where you are whole again, by expiry)
Starting unrealized P&L: $-12,368
+ Fortress recovery (un-capped): +$12,180
− CC assignment net of premium (5 × $104): -$6,897
Total Position P&L @ SS: $-7,084 (+$5,284 vs today)
Do-nothing baseline at SS: $-1,914 (this trade vs do-nothing: $-5,170, the opportunity cost of earning $1,444/mo FIGHT income now)
BB-reversion stress (→ $106.61 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$920, position total $-7,437 (+$4,931 vs today)
🎯 50% normal5 × $10224 Jul8d6.7%79%33%$580$2,175$7,702
Sell 5 × $102 6.7% OTM over spot $95.56 24 Jul 2026 (8d, $1.26 mid)
= $580 credit for the 8d cycle → $2,175/mo projected
Survival (stays ≤ $102)
79%
Breach risk
21%
POP (stays ≤ $103.26)
83%
EV / mo
+$888
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [1.0-3.8] median, 0.1 mo SLOWER than no FIGHT (1.8 mo): roll costs eat the credits at this rung  ·  64% of paths whole by 9 mo (vs 53% without)  ·  ~6.2 challenges expected  ·  median CC cash $4,127
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$1,025
Free roll-up
+$1/wk
Safest escape (by 31 Jul 2026)
$106 @ 76% POP
69% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.54/sh now → $3.21 mid-life (likely $3.23–$4.99)≈ $0 at expiry  |  you banked $1.16/sh, so a flat mid-life exit nets -$2.05/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 976 simulated challenges: the $102 strike is typically first touched on day 5 of 8, at $104 (overshoots $1.70). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10231 Jul 202611d left+$0.76/sh+$381
cycle +$961
[+$146…+$510] · 91% credit
67%
surv 52%
-$7,996 NOT
cap gain +$4,371
Reliable up-and-out (highest cap still free ≥60%)~$10231 Jul 202611d left+$0.63/sh+$314
cycle +$894
[+$77…+$433] · 86% credit
68%
surv 54%
-$7,831 NOT
cap gain +$4,537
Up-and-out for even (raise the cap, free)~$10331 Jul 202611d left+$0.18/sh+$88
cycle +$668
[-$183…+$191] · 45% credit
70%
surv 58%
-$7,527 NOT
cap gain +$4,841
Max even-money escape in the band~$10331 Jul 202611d left+$0.18/sh+$88
cycle +$668
[-$183…+$191] · 45% credit
70%
surv 58%
-$7,527 NOT
cap gain +$4,841
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$10631 Jul 202611d left-$0.96/sh-$480
cycle +$100
[-$861…-$426] · 5% credit
76%
surv 69%
-$6,506 NOT
cap gain +$5,861
budget: banked $580 debit $480 (83% used ≈ 1.0 wk of income) → whole cycle still +$100 cash · rolled 5 ct earn ≈ $3,069/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,175/mo
vs 50% target ($1,975/mo)+10%
vs normal income ($3,950/mo)55% covered
Net income (after hedge)$1,976/mo
Downside budget
⚠ $102 is $17 below CC-SS $118.56: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$7,702
… as % of IC ($13,520)57.0%
… as % of ML ($28,520)27.0%
Recovery months (at normal income)1.9 mo
Surgical close (5 ct)$-12,418
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.29/sh (~25% of the $1.16 collected) or spot ≥ $103.26 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $102)); NOT the premium you collected. Momentum override: two daily closes above $103.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $100.98Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$101-103.26
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $103.26
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$102.00 (≤1σ, normal week)$580$-8,378+$3,990+$525
+2.5%$104.55 (1.2σ)$-695$-8,302+$4,065-$750
+5%$107.10 (1.6σ)$-1,970$-8,227+$4,140-$2,025
SS (= V-bounce)$114.54 (2.6σ)$-5,690$-8,008+$4,360-$5,745
V-BOUNCE STRESS (stock → CC-SS $118.56, where you are whole again, by expiry)
Starting unrealized P&L: $-12,368
+ Fortress recovery (un-capped): +$12,180
− CC assignment net of premium (5 × $102): -$7,702
Total Position P&L @ SS: $-7,889 (+$4,479 vs today)
Do-nothing baseline at SS: $-1,914 (this trade vs do-nothing: $-5,975, the opportunity cost of earning $2,175/mo FIGHT income now)
BB-reversion stress (→ $106.61 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$1,725, position total $-8,242 (+$4,126 vs today)
100% normal5 × $9824 Jul8d2.6%63%75%$1,145$4,294+$2,119$9,137
Sell 5 × $98 2.6% OTM over spot $95.56 24 Jul 2026 (8d, $2.41 mid)
= $1,145 credit for the 8d cycle → $4,294/mo projected
Survival (stays ≤ $98)
63%
Breach risk
37%
POP (stays ≤ $100.41)
74%
EV / mo
+$1,140
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 1.9 mo [1.0-3.9] median, 0.2 mo faster than no FIGHT (2.2 mo)  ·  65% of paths whole by 9 mo (vs 51% without)  ·  ~14.4 challenges expected  ·  median CC cash $6,025
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
59%
Flat exit net (mid-life)
-$343
Free roll-up
+$1/wk
Safest escape (by 31 Jul 2026)
$107 @ 87% POP
85% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.21/sh now → $2.98 mid-life (likely $3.78–$5.43)≈ $0 at expiry  |  you banked $2.29/sh, so a flat mid-life exit nets -$0.69/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,777 simulated challenges: the $98 strike is typically first touched on day 3 of 8, at $100 (overshoots $1.77). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$9831 Jul 202611d left+$0.70/sh+$348
cycle +$1,493
[-$9…+$249] · 73% credit
67%
surv 52%
-$9,582 NOT
cap gain +$2,785
Up-and-out for even (raise the cap, free)~$9931 Jul 202611d left+$0.11/sh+$53
cycle +$1,198
[-$349…-$69] · 19% credit
70%
surv 58%
-$9,115 NOT
cap gain +$3,253
Max even-money escape in the band~$9931 Jul 202611d left+$0.11/sh+$53
cycle +$1,198
[-$349…-$69] · 19% credit
70%
surv 58%
-$9,115 NOT
cap gain +$3,253
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$10731 Jul 202611d left-$2.23/sh-$1,115
cycle +$30
[-$1,966…-$1,407]
87%
surv 85%
-$6,047 NOT
cap gain +$6,321
budget: banked $1,145 debit $1,115 (97% used ≈ 1.1 wk of income) → whole cycle still +$30 cash · rolled 5 ct earn ≈ $1,018/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$4,294/mo
vs 50% target ($1,975/mo)+117%
vs normal income ($3,950/mo)109% covered
Net income (after hedge)$4,095/mo
Downside budget
⚠ $98 is $21 below CC-SS $118.56: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$9,137
… as % of IC ($13,520)67.6%
… as % of ML ($28,520)32.0%
Recovery months (at normal income)2.3 mo
Surgical close (5 ct)$-12,425
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.57/sh (~25% of the $2.29 collected) or spot ≥ $100.41 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $98)); NOT the premium you collected. Momentum override: two daily closes above $103.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $97.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$97-100.41
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $100.41
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.06 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$98.00 (≤1σ, normal week)$1,145$-9,931+$2,437+$1,090
+2.5%$100.45 (≤1σ, normal week)$-80$-9,858+$2,509-$135
+5%$102.90 (≤1σ, normal week)$-1,305$-9,786+$2,582-$1,360
SS (= V-bounce)$114.54 (2.6σ)$-7,125$-9,443+$2,925-$7,180
V-BOUNCE STRESS (stock → CC-SS $118.56, where you are whole again, by expiry)
Starting unrealized P&L: $-12,368
+ Fortress recovery (un-capped): +$12,180
− CC assignment net of premium (5 × $98): -$9,137
Total Position P&L @ SS: $-9,324 (+$3,044 vs today)
Do-nothing baseline at SS: $-1,914 (this trade vs do-nothing: $-7,410, the opportunity cost of earning $4,294/mo FIGHT income now)
BB-reversion stress (→ $106.61 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$3,160, position total $-9,677 (+$2,691 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on NEM are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (17 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (2 expiries scanned, 17 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.059 (IBKR)  |  Recovery@SS: +$12,180 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-1,914

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$1028d24 Jul 2026$1.165/5$2,175$1,97679%83%+$888-$7,70257.0%$-7,889 (vs do-nothing $-5,975)
$1018d24 Jul 2026$1.374/5$2,055$1,87876%81%+$751-$6,47847.9%$-7,010 (vs do-nothing $-5,096)
$1008d24 Jul 2026$1.604/5$2,400$2,22372%79%+$762-$6,78650.2%$-7,318 (vs do-nothing $-5,404)
$10115d31 Jul 2026$2.025/5$2,020$1,82172%78%+$573-$7,77257.5%$-7,959 (vs do-nothing $-6,045)
$998d24 Jul 2026$1.953/5$2,194$2,03969%78%+$848-$5,28439.1%$-6,162 (vs do-nothing $-4,248)
$10015d31 Jul 2026$2.365/5$2,360$2,16169%76%+$643-$8,10259.9%$-8,289 (vs do-nothing $-6,375)
$9915d31 Jul 2026$2.724/5$2,176$1,99965%74%+$555-$6,73849.8%$-7,270 (vs do-nothing $-5,356)
$988d24 Jul 2026$2.293/5$2,576$2,42163%74%+$684-$5,48240.5%$-6,360 (vs do-nothing $-4,446)
$9815d31 Jul 2026$3.054/5$2,440$2,26361%72%+$537-$7,00651.8%$-7,538 (vs do-nothing $-5,624)
$978d24 Jul 2026$2.702/5$2,025$1,89259%71%+$481-$3,77327.9%$-4,996 (vs do-nothing $-3,082)
$9715d31 Jul 2026$3.503/5$2,100$1,94558%71%+$435-$5,41940.1%$-6,297 (vs do-nothing $-4,383)
$968d24 Jul 2026$2.972/5$2,228$2,09454%69%+$357-$3,91929.0%$-5,142 (vs do-nothing $-3,228)
$9615d31 Jul 2026$3.953/5$2,370$2,21554%69%+$440-$5,58441.3%$-6,462 (vs do-nothing $-4,548)
Show 4 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$9515d31 Jul 2026$4.253/5$2,550$2,39550%67%+$325-$5,79442.9%$-6,672 (vs do-nothing $-4,758)
$958d24 Jul 2026$3.552/5$2,662$2,52949%67%+$420-$4,00329.6%$-5,226 (vs do-nothing $-3,312)
$9415d31 Jul 2026$4.853/5$2,910$2,75546%66%+$362-$5,91443.7%$-6,792 (vs do-nothing $-4,878)
$948d24 Jul 2026$4.152/5$3,113$2,97944%65%+$452-$4,08330.2%$-5,306 (vs do-nothing $-3,392)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 5 contracts at the conservative CC.

fortress_fight.py v6.1  |  2026-07-16 03:39