FORTRESS FIGHT: NEM @ $93.82

BE SS: $114.54  |  CC-SS: $118.60  |  5 contracts (500 sh) |  ⌂ PORTFOLIO

GENERATED2026-07-16 21:38

NEM @ $93.82   UNDERWATER $20.72 (18.1% below BE SS)

⚠ EARNINGS · DO NOT SELL INCOME INTO IT
NEM reports 2026-07-24 (Fri), in 8 days. The recommended CC (8d) expires on/after it, so selling now holds a short call through the earnings gap, a report can blow past your strike overnight and cap you at a loss. Wait for the print, or sell only an expiry that closes BEFORE 2026-07-24.

5 contracts (500 sh)  |  BE SS: $114.54  |  CC-SS: $118.60 (banked floor $117.85)  |  IV: HIGH  |  Accounts: Main:1299

LC: $87.50 exp 2028-01-21 (entry $45.141/sh)
SP: $105 exp 2028-01-21 (entry $18.953/sh)
HP: $75 exp 2026-09-18 (entry $1.477/sh)

Economics

Max Loss$28,520(ND $27.04 + SW $30) x 500
Normal income ref$2,650/mo95% ann ROI on ML
Hedge rolling cost$307/mo
Unrealized P&L$-13,272fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$1,325/mo
HEDGE COVER
$307/mo
NORMAL INCOME
$2,650/mo (ATM CC, chain)
IC VELOCITY
5.1 mo to earn back $13,520
ML VELOCITY
10.8 mo to earn back $28,520
Deep drawdown confirmed: a CC at CC-SS $118.60 (probe: $120C 15d) brings only $10/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$408
Hole (after banked)
$12,865
was $13,272 · 3% earned back
Cycles closed
1
Credit in flight
$331
CC-SS · banked floor (info)
$118.60 → $117.85
Open legAcctCredit/shIn flightOpened
5x $100C 17 Jul 2026U10001299$0.66$3312026-07-11
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 13 (live) · RSI 43 · MACD bearish, hist rising
DAILYFALLING (provisional) · RSI 44 · %B 33 · hist rising (nightly)
LEVELS20W MA (bounce target) $106.49 (+14%) · daily UBB $101.28 · 1-wk expected move ±$7 (chain IV)
SETUPSpring loaded, not ignited: 🎯 or 💎 at short DTE, normal tripwires. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-07-24: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 5 contracts at $100 / 8d. This is the safest strike (survival 79%, breach 21%) that still earns 50% of normal income ($1,325/mo); it brings $1,556/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 5 × $95/8d for $3,150/mo, but breach risk rises to 42% (+21pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 5 × $105/8d (91% survival, $319/mo).
Downside anchor: the primary mortgages $8,884 (66% of IC) ONLY on a full V-bounce all the way to SS $115, recoverable in 3.4 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 5 contracts realizes $-13,460 and cuts bleed by $307/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 5 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 24 Jul 2026 (8d) · sell 5 × $100, 79% survival, $1,556/mo (E[net] $-650/mo).
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆24 Jul 2026 · 8d5 × $10079%$1,556$-650

📅 NEXT FRIDAY · 24 Jul 2026 · 8d · E[net] $-650/mo 🏆 GRAND PICK

🎯 Engine pick: sell 5 × $100 (primary), 79% survival, breach 21%, $1,556/mo.
Stay at the pick. Stepping safer (the $101 rung (33% normal) lifts survival to 82% (breach 21% → 18%) for $596/mo less (38% income)) buys little extra safety; the income is doing real work covering the bleed.
NEM  spot $93.82 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsPer cycleIncome/moΔ vs pickCap give-up
cover hedge5 × $10524 Jul8d11.9%91%18%$85$319-$1,238$6,714
Sell 5 × $105 11.9% OTM over spot $93.82 24 Jul 2026 (8d, $0.49 mid)
= $85 credit for the 8d cycle → $319/mo projected
Survival (stays ≤ $105)
91%
Breach risk
9%
POP (stays ≤ $105.48)
92%
EV / mo
$-39
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [1.1-4.4] median  ·  55% of paths whole by 9 mo (vs 53% without)  ·  ~2.7 challenges expected  ·  median CC cash $-470
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
12%
Flat exit net (mid-life)
-$1,895
Free roll-up
none
Safest escape (by 31 Jul 2026)
$105 @ 62% POP
52% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.60/sh now → $3.96 mid-life (likely $3.26–$5.36)≈ $0 at expiry  |  you banked $0.17/sh, so a flat mid-life exit nets -$3.79/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 360 simulated challenges: the $105 strike is typically first touched on day 6 of 8, at $107 (overshoots $1.69). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$1047 Aug 202618d left+$0.15/sh+$75
cycle +$160
[-$244…+$487] · 58% credit
62%
surv 50%
-$7,735 NOT
cap gain +$5,537
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$10531 Jul 202611d left-$1.06/sh-$528
cycle -$443
[-$886…-$179] · 18% credit
62%
surv 52%
-$7,913 NOT
cap gain +$5,360
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$319/mo
vs 50% target ($1,325/mo)-76%
vs normal income ($2,650/mo)12% covered
Net income (after hedge)$12/mo
Downside budget
⚠ $105 is $14 below CC-SS $118.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$6,714
… as % of IC ($13,520)49.7%
… as % of ML ($28,520)23.5%
Recovery months (at normal income)2.5 mo
Surgical close (5 ct)$-13,430
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.04/sh (~25% of the $0.17 collected) or spot ≥ $105.48 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $105)); NOT the premium you collected. Momentum override: two daily closes above $101.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $103.95Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$104-105.48
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $105.48
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$105.00 (1.4σ)$85$-7,385+$5,887+$35
+2.5%$107.62 (1.8σ)$-1,227$-7,335+$5,937-$1,277
+5%$110.25 (2.1σ)$-2,540$-7,285+$5,987-$2,465
SS (= V-bounce)$114.54 (2.7σ)$-4,685$-7,204+$6,069-$2,465
V-BOUNCE STRESS (stock → CC-SS $118.60, where you are whole again, by expiry)
Starting unrealized P&L: $-13,272
+ Fortress recovery (un-capped): +$12,860
− CC assignment net of premium (5 × $105): -$6,714
Total Position P&L @ SS: $-7,127 (+$6,146 vs today)
Do-nothing baseline at SS: $-4,662 (this trade vs do-nothing: $-2,465, the opportunity cost of earning $319/mo FIGHT income now)
BB-reversion stress (→ $106.49 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$660, position total $-7,357 (+$5,916 vs today)
33% normal4 × $10124 Jul8d7.7%82%37%$256$960-$596$6,783
Sell 4 × $101 7.7% OTM over spot $93.82 24 Jul 2026 (8d, $1.10 mid)
= $256 credit for the 8d cycle → $960/mo projected
Survival (stays ≤ $101)
82%
Breach risk
18%
POP (stays ≤ $102.11)
85%
EV / mo
+$147
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.2-4.0] median, 0.1 mo SLOWER than no FIGHT (2.1 mo): roll costs eat the credits at this rung  ·  55% of paths whole by 9 mo (vs 50% without)  ·  ~6.1 challenges expected  ·  median CC cash $1,172
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
28%
Flat exit net (mid-life)
-$1,215
Free roll-up
none
Safest escape (by 7 Aug 2026)
$102 @ 66% POP
56% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.20/sh now → $3.68 mid-life (likely $3.71–$5.73)≈ $0 at expiry  |  you banked $0.64/sh, so a flat mid-life exit nets -$3.04/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 847 simulated challenges: the $101 strike is typically first touched on day 5 of 8, at $103 (overshoots $1.75). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$1007 Aug 202618d left+$0.16/sh+$64
cycle +$320
[-$370…+$160] · 37% credit
61%
surv 50%
-$9,642 NOT
cap gain +$3,631
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$1027 Aug 202618d left-$0.41/sh-$164
cycle +$92
[-$587…-$65] · 20% credit
66%
surv 56%
-$8,832 NOT
cap gain +$4,441
budget: banked $256 debit $164 (64% used ≈ 0.7 wk of income) → whole cycle still +$92 cash · rolled 4 ct earn ≈ $2,179/mo while parked; 1 ct free to re-sell
Roll out (same strike, buy time)~$10131 Jul 202611d left-$0.98/sh-$392
cycle -$136
[-$853…-$337] · 10% credit
62%
surv 52%
-$9,672 NOT
cap gain +$3,600
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$960/mo
vs 50% target ($1,325/mo)-28%
vs normal income ($2,650/mo)36% covered
Net income (after hedge)$673/mo
Downside budget
⚠ $101 is $18 below CC-SS $118.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$6,783
… as % of IC ($13,520)50.2%
… as % of ML ($28,520)23.8%
Recovery months (at normal income)2.6 mo
Surgical close (4 ct)$-10,804
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.16/sh (~25% of the $0.64 collected) or spot ≥ $102.11 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $101)); NOT the premium you collected. Momentum override: two daily closes above $101.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $99.99Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$100-102.11
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $102.11
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$101.00 (≤1σ, normal week)$256$-9,280+$3,992+$216
+2.5%$103.52 (1.2σ)$-754$-8,980+$4,293-$794
+5%$106.05 (1.6σ)$-1,764$-8,679+$4,593-$1,804
SS (= V-bounce)$114.54 (2.7σ)$-5,160$-8,123+$5,150-$3,384
V-BOUNCE STRESS (stock → CC-SS $118.60, where you are whole again, by expiry)
Starting unrealized P&L: $-13,272
+ Fortress recovery (un-capped): +$12,860
− CC assignment net of premium (4 × $101): -$6,783
− Conservative CC assignment net of premium (1 × $110): -$850
Total Position P&L @ SS: $-8,046 (+$5,227 vs today)
Do-nothing baseline at SS: $-4,662 (this trade vs do-nothing: $-3,384, the opportunity cost of earning $960/mo FIGHT income now)
BB-reversion stress (→ $106.49 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$1,940, position total $-8,627 (+$4,646 vs today)
🎯 50% normal5 × $10024 Jul8d6.6%79%33%$415$1,556$8,884
Sell 5 × $100 6.6% OTM over spot $93.82 24 Jul 2026 (8d, $1.21 mid)
= $415 credit for the 8d cycle → $1,556/mo projected
Survival (stays ≤ $100)
79%
Breach risk
21%
POP (stays ≤ $101.20)
83%
EV / mo
+$254
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.1 mo [1.1-4.0] median  ·  56% of paths whole by 9 mo (vs 50% without)  ·  ~7.5 challenges expected  ·  median CC cash $2,473
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
33%
Flat exit net (mid-life)
-$1,390
Free roll-up
none
Safest escape (by 7 Aug 2026)
$101 @ 66% POP
56% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $5.10/sh now → $3.61 mid-life (likely $3.70–$5.64)≈ $0 at expiry  |  you banked $0.83/sh, so a flat mid-life exit nets -$2.78/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 978 simulated challenges: the $100 strike is typically first touched on day 4 of 8, at $102 (overshoots $1.60). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$997 Aug 202618d left+$0.16/sh+$81
cycle +$496
[-$473…+$175] · 35% credit
61%
surv 50%
-$9,995 NOT
cap gain +$3,278
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Safety roll (pay small debit, max POP)~$1017 Aug 202618d left-$0.41/sh-$207
cycle +$208
[-$751…-$108] · 19% credit
66%
surv 56%
-$9,245 NOT
cap gain +$4,028
budget: banked $415 debit $207 (50% used ≈ 0.6 wk of income) → whole cycle still +$208 cash · rolled 5 ct earn ≈ $2,663/mo while parked; 0 ct free to re-sell
Roll out (same strike, buy time)~$10031 Jul 202611d left-$0.96/sh-$481
cycle -$66
[-$1,052…-$432] · 7% credit
62%
surv 52%
-$10,131 NOT
cap gain +$3,141
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,556/mo
vs 50% target ($1,325/mo)+17%
vs normal income ($2,650/mo)59% covered
Net income (after hedge)$1,249/mo
Downside budget
⚠ $100 is $19 below CC-SS $118.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$8,884
… as % of IC ($13,520)65.7%
… as % of ML ($28,520)31.2%
Recovery months (at normal income)3.4 mo
Surgical close (5 ct)$-13,460
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.21/sh (~25% of the $0.83 collected) or spot ≥ $101.20 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $100)); NOT the premium you collected. Momentum override: two daily closes above $101.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $99.00Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$99-101.20
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $101.20
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$100.00 (≤1σ, normal week)$415$-9,650+$3,622+$365
+2.5%$102.50 (1.1σ)$-835$-9,603+$3,670-$885
+5%$105.00 (1.4σ)$-2,085$-9,555+$3,717-$2,135
SS (= V-bounce)$114.54 (2.7σ)$-6,855$-9,374+$3,899-$4,635
V-BOUNCE STRESS (stock → CC-SS $118.60, where you are whole again, by expiry)
Starting unrealized P&L: $-13,272
+ Fortress recovery (un-capped): +$12,860
− CC assignment net of premium (5 × $100): -$8,884
Total Position P&L @ SS: $-9,297 (+$3,976 vs today)
Do-nothing baseline at SS: $-4,662 (this trade vs do-nothing: $-4,635, the opportunity cost of earning $1,556/mo FIGHT income now)
BB-reversion stress (→ $106.49 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$2,830, position total $-9,527 (+$3,746 vs today)
100% normal5 × $9524 Jul8d1.3%58%88%$840$3,150+$1,594$10,959
Sell 5 × $95 1.3% OTM over spot $93.82 24 Jul 2026 (8d, $2.67 mid)
= $840 credit for the 8d cycle → $3,150/mo projected
Survival (stays ≤ $95)
58%
Breach risk
42%
POP (stays ≤ $97.67)
70%
EV / mo
$-820
📈 CAMPAIGN OUTLOOK (400 paths, sell-roll-repeat this rung for 9 mo)   whole in 2.2 mo [1.3-4.2] median, 0.1 mo faster than no FIGHT (2.4 mo)  ·  59% of paths whole by 9 mo (vs 50% without)  ·  ~22.3 challenges expected  ·  median CC cash $3,362
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
69%
Flat exit net (mid-life)
-$798
Free roll-up
none
Safest escape (by 7 Aug 2026)
$99 @ 71% POP
66% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $4.63/sh now → $3.28 mid-life (likely $4.46–$6.25)≈ $0 at expiry  |  you banked $1.68/sh, so a flat mid-life exit nets -$1.60/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,068 simulated challenges: the $95 strike is typically first touched on day 2 of 8, at $97 (overshoots $1.79). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Max even-money escape in the band~$947 Aug 202618d left+$0.17/sh+$86
cycle +$926
[-$786…-$299] · 11% credit
61%
surv 50%
-$12,160 NOT
cap gain +$1,113
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Roll out (same strike, buy time)~$9531 Jul 202611d left-$0.87/sh-$437
cycle +$403
[-$1,331…-$822] · 2% credit
62%
surv 52%
-$12,257 NOT
cap gain +$1,016
Safety roll (pay small debit, max POP)~$997 Aug 202618d left-$1.54/sh-$772
cycle +$68
[-$1,843…-$1,221] · 1% credit
71%
surv 66%
-$10,423 NOT
cap gain +$2,850
budget: banked $840 debit $772 (92% used ≈ 1.1 wk of income) → whole cycle still +$68 cash · rolled 5 ct earn ≈ $1,443/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$3,150/mo
vs 50% target ($1,325/mo)+138%
vs normal income ($2,650/mo)119% covered
Net income (after hedge)$2,843/mo
Downside budget
⚠ $95 is $24 below CC-SS $118.60: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$10,959
… as % of IC ($13,520)81.1%
… as % of ML ($28,520)38.4%
Recovery months (at normal income)4.1 mo
Surgical close (5 ct)$-13,765
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.42/sh (~25% of the $1.68 collected) or spot ≥ $97.67 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $95)); NOT the premium you collected. Momentum override: two daily closes above $101.28 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $94.05Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$94-97.67
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $97.67
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 1.04 (IBKR)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$95.00 (≤1σ, normal week)$840$-11,820+$1,452+$790
+2.5%$97.37 (≤1σ, normal week)$-347$-11,775+$1,498-$397
+5%$99.75 (≤1σ, normal week)$-1,535$-11,730+$1,543-$1,585
SS (= V-bounce)$114.54 (2.7σ)$-8,930$-11,449+$1,824-$6,710
V-BOUNCE STRESS (stock → CC-SS $118.60, where you are whole again, by expiry)
Starting unrealized P&L: $-13,272
+ Fortress recovery (un-capped): +$12,860
− CC assignment net of premium (5 × $95): -$10,959
Total Position P&L @ SS: $-11,372 (+$1,901 vs today)
Do-nothing baseline at SS: $-4,662 (this trade vs do-nothing: $-6,710, the opportunity cost of earning $3,150/mo FIGHT income now)
BB-reversion stress (→ $106.49 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$4,905, position total $-11,602 (+$1,671 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on NEM are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (21 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 21 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 1.038 (IBKR)  |  Recovery@SS: +$12,860 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-4,662

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$1008d24 Jul 2026$0.835/5$1,556$1,24979%83%+$254-$8,88465.7%$-9,297 (vs do-nothing $-4,635)
$988d24 Jul 2026$0.934/5$1,395$1,10871%79%$-277-$7,86758.2%$-9,130 (vs do-nothing $-4,468)
$978d24 Jul 2026$1.313/5$1,474$1,20767%75%$-94-$6,08745.0%$-8,199 (vs do-nothing $-3,537)
$9815d31 Jul 2026$1.395/5$1,390$1,08367%74%$-592-$9,60471.0%$-10,017 (vs do-nothing $-5,355)
$9715d31 Jul 2026$1.495/5$1,490$1,18364%73%$-820-$10,05474.4%$-10,467 (vs do-nothing $-5,805)
$968d24 Jul 2026$1.034/5$1,545$1,25862%73%$-1,045-$8,62763.8%$-9,890 (vs do-nothing $-5,228)
$9722d7 Aug 2026$2.604/5$1,418$1,13162%72%$-245-$7,59956.2%$-8,862 (vs do-nothing $-4,200)
$9615d31 Jul 2026$2.353/5$1,410$1,14361%72%$-39-$6,07544.9%$-8,187 (vs do-nothing $-3,525)
$9622d7 Aug 2026$2.554/5$1,391$1,10460%72%$-221-$8,01959.3%$-9,282 (vs do-nothing $-4,620)
$958d24 Jul 2026$1.683/5$1,890$1,62358%70%$-492-$6,57648.6%$-8,688 (vs do-nothing $-4,026)
$9515d31 Jul 2026$2.753/5$1,650$1,38357%68%$-201-$6,25546.3%$-8,367 (vs do-nothing $-3,705)
$9522d7 Aug 2026$3.104/5$1,691$1,40456%69%$-147-$8,19960.6%$-9,462 (vs do-nothing $-4,800)
$9422d7 Aug 2026$3.154/5$1,718$1,43153%69%$-368-$8,57963.5%$-9,842 (vs do-nothing $-5,180)
Show 8 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$9415d31 Jul 2026$2.653/5$1,590$1,32353%67%$-532-$6,58548.7%$-8,697 (vs do-nothing $-4,035)
$948d24 Jul 2026$2.312/5$1,732$1,48553%69%$-194-$4,45833.0%$-7,420 (vs do-nothing $-2,758)
$9322d7 Aug 2026$3.703/5$1,514$1,24750%65%$-446-$6,57048.6%$-8,682 (vs do-nothing $-4,020)
$9315d31 Jul 2026$3.153/5$1,890$1,62349%65%$-529-$6,73549.8%$-8,847 (vs do-nothing $-4,185)
$938d24 Jul 2026$2.492/5$1,868$1,62047%66%$-444-$4,62234.2%$-7,584 (vs do-nothing $-2,922)
$9222d7 Aug 2026$4.203/5$1,718$1,45147%64%$-456-$6,72049.7%$-8,832 (vs do-nothing $-4,170)
$9215d31 Jul 2026$3.652/5$1,460$1,21345%64%$-368-$4,59033.9%$-7,552 (vs do-nothing $-2,890)
$928d24 Jul 2026$2.902/5$2,175$1,92842%64%$-568-$4,74035.1%$-7,702 (vs do-nothing $-3,040)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 5 contracts at the conservative CC.

fortress_fight.py v6.1  |  2026-07-16 21:38