FORTRESS FIGHT: NEM @ $92.51

BE SS: $114.54  |  CC-SS: $118.11  |  5 contracts (500 sh) |  ⌂ PORTFOLIO

GENERATED2026-07-30 19:14

NEM @ $92.51   UNDERWATER $22.03 (19.2% below BE SS)

5 contracts (500 sh)  |  BE SS: $114.54  |  CC-SS: $118.11 (banked floor $117.31)  |  IV: MEDIUM  |  Accounts: Main:1299

LC: $87.50 exp 2028-01-21 (entry $45.141/sh)
SP: $105 exp 2028-01-21 (entry $18.953/sh)
HP: $75 exp 2026-09-18 (entry $1.477/sh)

Economics

Max Loss$28,520(ND $27.04 + SW $30) x 500
Normal income ref$2,500/mo75% ann ROI on ML
Hedge rolling cost$261/mo
Unrealized P&L$-13,905fortress legs from IBKR
INCOME GOALPOSTS & VELOCITY
50% INCOME FLOOR
$1,250/mo
HEDGE COVER
$261/mo
NORMAL INCOME
$2,500/mo (ATM CC, chain)
IC VELOCITY
5.4 mo to earn back $13,520
ML VELOCITY
11.4 mo to earn back $28,520
Deep drawdown confirmed: a CC at CC-SS $118.11 (probe: $110C 15d) brings only $10/mo (<20% of normal), so FIGHT below it is warranted.
🏦 CAMPAIGN LEDGER , realized CC income since 2026-07-02; banked cash shrinks the hole (shown as an info-only banked floor, the recommended CC-SS stays the pure recovery strike; seeded from open positions, reconciled from IBKR executions nightly)
Banked since 2026-07-02
$442
Hole (after banked)
$13,463
was $13,905 · 3% earned back
Cycles closed
8
Credit in flight
$0
CC-SS · banked floor (info)
$118.11 → $117.31
TECHNICALS (cc_timing weekly gate + daily trigger)
WEEKLYPULLBACK · %B 19 (live) · RSI 42 · MACD bearish, hist rising
DAILYFALLING (provisional) · RSI 44 · %B 38 · hist falling (nightly)
LEVELS20W MA (bounce target) $104.28 (+13%) · daily UBB $98.13 · 1-wk expected move ±$6 (chain IV)
SETUPSpring loaded, not ignited: 🎯 or 💎 at short DTE, normal tripwires. (advisory; floors and picks are chain-only)
⚠ Next earnings 2026-10-22: candidates whose expiry crosses it are flagged in the spectrum; EV is unreliable across earnings.
INTERPRETATION
Primary: 5 contracts at $96 / 8d. This is the safest strike (survival 72%, breach 28%) that still earns 50% of normal income ($1,250/mo); it brings $1,350/mo. The engine maximizes the odds the pullback never reaches your strike, rather than chasing the fattest near-ATM premium.
More income, less safety: the ladder tops out at 4 × $93/8d for $2,670/mo, but breach risk rises to 46% (+18pp vs the primary). The lower strike is hit by a smaller bounce.
More safety, less income: for just the hedge you can sit at 3 × $100/8d (88% survival, $281/mo).
Downside anchor: the primary mortgages $10,694 (79% of IC) ONLY on a full V-bounce all the way to SS $115, recoverable in 4.3 months of normal income. That is the rare tail; the frequent case is the strike holding. Surgical close on the 5 contracts realizes $-14,035 and cuts bleed by $261/mo.

📅 Two weekly tracks, this Friday & next Friday

Each Friday gets its own recommended pick and full income ladder (safest strike per income rung, sized across your 5 contracts). The master ranks the two by E[net]/mo to pick one grand pick; both are shown here so you can choose the tenor that fits your roll cadence.

🏆 Grand pick: NEXT FRIDAY · 7 Aug 2026 (8d) · sell 5 × $96, 72% survival, $1,350/mo (E[net] $-224/mo).
⚠ NEGATIVE E[net]: the expected cost of being challenged exceeds this premium, so this is the least-bad track rather than a good write. Consider a safer rung on the ladder below, or sitting the cycle out.
This week's Friday is inside the pin/gamma window, so only the next weekly is shown.
TrackExpirySellSurvivalIncome/moE[net]/mo
NEXT FRIDAY 🏆7 Aug 2026 · 8d5 × $9672%$1,350$-224
E[net] arithmetic on the grand pick: keep $360 with probability 56%; on the 44% touch you roll, paying $923 to close and taking $335 back from the best priced door (net cash $588) and parking about one cycle of income. Charging the FULL buyback with no door credit (the pre-2026-07-25 model) contradicted the campaign simulation, which prices the same event as a cash-neutral even roll.

📅 NEXT FRIDAY · 7 Aug 2026 · 8d · E[net] $-224/mo 🏆 GRAND PICK

🎯 Engine pick: sell 5 × $96 (50% normal), 72% survival, breach 28%, $1,350/mo.
⚖️ Worth a safer step: the $98 rung (33% normal) lifts survival to 81% (breach 28% → 19%) for $375/mo less (28% income), and it still covers your hedge. The pick sits below the ~80% (≈1σ) comfort line; on a drawdown you are nursing back, dodging the frequent breach usually beats the extra premium. Lean: the safer $98 rung, unless you need the income to cover the hedge bleed, or you expect NEM to stay flat-to-down near term.
NEM  spot $92.51 · click a rung to expand its decision panel
RungSellExpiryDTEOTMSurvivalTouch oddsFIGHT edgePer cycleIncome/moΔ vs pickCap give-up
cover hedge3 × $1007 Aug8d8.1%88%hist 99%24%hist 13%+3pp$75$281-$1,069$5,357
Sell 3 × $100 8.1% OTM over spot $92.51 7 Aug 2026 (8d, $0.43 mid)
= $75 credit for the 8d cycle → $281/mo projected
Survival (stays ≤ $100)
88%
Breach risk
12%
POP (stays ≤ $100.43)
89%
EV / mo
+$22
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+3pp
40% whole by 9mo vs 38% doing nothing
FIRE DRILLS
~1.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$-74/mo
median; plan ~$-50/mo after 68% keep · $-543 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.7 mo [2.1-5.7], measured ONLY among the 40% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
17%
Flat exit net (mid-life)
-$528
Free roll-up
+$1/wk
Safest escape (by 21 Aug 2026)
$105 @ 75% POP
70% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 3 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.84/sh now → $2.01 mid-life (likely $1.75–$2.83)≈ $0 at expiry  |  you banked $0.25/sh, so a flat mid-life exit nets -$1.76/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 506 simulated challenges: the $100 strike is typically first touched on day 5 of 8, at $101 (overshoots $1.28). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (3 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$10014 Aug 202611d left+$0.73/sh+$219
cycle +$294
[+$171…+$313] · 99% credit
64%
surv 52%
-$10,238 NOT
cap gain +$3,667
Max even-money escape in the band~$10321 Aug 202618d left+$0.28/sh+$85
cycle +$160
[-$1…+$188] · 74% credit
72%
surv 65%
-$8,802 NOT
cap gain +$5,103
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$10114 Aug 202611d left+$0.16/sh+$49
cycle +$124
[-$24…+$133] · 67% credit
68%
surv 59%
-$9,738 NOT
cap gain +$4,167
Safety roll (pay small debit, max POP)~$10521 Aug 202618d left-$0.14/sh-$42
cycle +$33
[-$143…+$51] · 36% credit
75%
surv 70%
-$8,254 NOT
cap gain +$5,651
budget: banked $75 debit $42 (56% used ≈ 0.7 wk of income) → whole cycle still +$33 cash · rolled 3 ct earn ≈ $935/mo while parked; 2 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$281/mo
vs 50% target ($1,250/mo)-78%
vs normal income ($2,500/mo)11% covered
Net income (after hedge)$24/mo
Downside budget
⚠ $100 is $18 below CC-SS $118.11: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$5,357
… as % of IC ($13,520)39.6%
… as % of ML ($28,520)18.8%
Recovery months (at normal income)2.1 mo
Surgical close (3 ct)$-8,397
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.06/sh (~25% of the $0.25 collected) or spot ≥ $100.43 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $100)); NOT the premium you collected. Momentum override: two daily closes above $98.13 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $99.00Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$99-100.43
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $100.43
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$100.00 (1.2σ)$75$-10,458+$3,447+$72
+2.5%$102.50 (1.6σ)$-675$-10,083+$3,822-$678
+5%$105.00 (2.0σ)$-1,425$-9,708+$4,197-$1,428
SS (= V-bounce)$114.54 (3.6σ)$-4,287$-9,185+$4,720-$2,928
V-BOUNCE STRESS (stock → CC-SS $118.11, where you are whole again, by expiry)
Starting unrealized P&L: $-13,905
+ Fortress recovery (un-capped): +$11,519
− CC assignment net of premium (3 × $100): -$5,357
− Conservative CC assignment net of premium (2 × $110): -$1,620
Total Position P&L @ SS: $-9,363 (+$4,542 vs today)
Do-nothing baseline at SS: $-6,435 (this trade vs do-nothing: $-2,928, the opportunity cost of earning $281/mo FIGHT income now)
BB-reversion stress (→ $104.28 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$1,209, position total $-9,816 (+$4,089 vs today)
33% normal ← lean5 × $987 Aug8d5.9%81%hist 99%38%hist 18%+7pp$260$975-$375$9,794
Sell 5 × $98 5.9% OTM over spot $92.51 7 Aug 2026 (8d, $0.71 mid)
= $260 credit for the 8d cycle → $975/mo projected
Survival (stays ≤ $98)
81%
Breach risk
19%
POP (stays ≤ $98.71)
84%
EV / mo
+$132
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
42% whole by 9mo vs 34% doing nothing
FIRE DRILLS
~2.6/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$264/mo
median; plan ~$179/mo after 68% keep · $2,017 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.7 mo [2.1-6.3], measured ONLY among the 42% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
28%
Flat exit net (mid-life)
-$703
Free roll-up
+$1/wk
Safest escape (by 21 Aug 2026)
$103 @ 77% POP
72% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.72/sh now → $1.93 mid-life (likely $1.91–$3.05)≈ $0 at expiry  |  you banked $0.52/sh, so a flat mid-life exit nets -$1.41/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 825 simulated challenges: the $98 strike is typically first touched on day 5 of 8, at $99 (overshoots $1.34). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$9814 Aug 202611d left+$0.70/sh+$350
cycle +$610
[+$223…+$443] · 98% credit
64%
surv 52%
-$10,825 NOT
cap gain +$3,080
Reliable up-and-out (highest cap still free ≥60%)~$10021 Aug 202618d left+$0.49/sh+$243
cycle +$503
[+$59…+$325] · 84% credit
70%
surv 62%
-$9,811 NOT
cap gain +$4,094
Max even-money escape in the band~$10121 Aug 202618d left+$0.23/sh+$113
cycle +$373
[-$85…+$186] · 58% credit
72%
surv 65%
-$9,491 NOT
cap gain +$4,414
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$9914 Aug 202611d left+$0.13/sh+$67
cycle +$327
[-$105…+$126] · 50% credit
68%
surv 59%
-$10,437 NOT
cap gain +$3,468
Safety roll (pay small debit, max POP)~$10321 Aug 202618d left-$0.35/sh-$177
cycle +$83
[-$441…-$122] · 15% credit
77%
surv 72%
-$8,881 NOT
cap gain +$5,024
budget: banked $260 debit $177 (68% used ≈ 0.8 wk of income) → whole cycle still +$83 cash · rolled 5 ct earn ≈ $1,310/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$975/mo
vs 50% target ($1,250/mo)-22%
vs normal income ($2,500/mo)39% covered
Net income (after hedge)$714/mo
Downside budget
⚠ $98 is $20 below CC-SS $118.11: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$9,794
… as % of IC ($13,520)72.4%
… as % of ML ($28,520)34.3%
Recovery months (at normal income)3.9 mo
Surgical close (5 ct)$-14,000
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.13/sh (~25% of the $0.52 collected) or spot ≥ $98.71 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $98)); NOT the premium you collected. Momentum override: two daily closes above $98.13 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $97.02Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$97-98.71
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $98.71
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$98.00 (≤1σ, normal week)$260$-11,175+$2,730+$255
+2.5%$100.45 (1.3σ)$-965$-11,297+$2,608-$970
+5%$102.90 (1.7σ)$-2,190$-11,420+$2,485-$2,195
SS (= V-bounce)$114.54 (3.6σ)$-8,010$-12,002+$1,903-$5,745
V-BOUNCE STRESS (stock → CC-SS $118.11, where you are whole again, by expiry)
Starting unrealized P&L: $-13,905
+ Fortress recovery (un-capped): +$11,519
− CC assignment net of premium (5 × $98): -$9,794
Total Position P&L @ SS: $-12,180 (+$1,725 vs today)
Do-nothing baseline at SS: $-6,435 (this trade vs do-nothing: $-5,745, the opportunity cost of earning $975/mo FIGHT income now)
BB-reversion stress (→ $104.28 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$2,880, position total $-11,489 (+$2,416 vs today)
🎯 50% normal5 × $967 Aug8d3.8%72%hist 96%57%hist 43%+7pp$360$1,350$10,694
Sell 5 × $96 3.8% OTM over spot $92.51 7 Aug 2026 (8d, $0.98 mid)
= $360 credit for the 8d cycle → $1,350/mo projected
Survival (stays ≤ $96)
72%
Breach risk
28%
POP (stays ≤ $96.98)
77%
EV / mo
$-217
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+7pp
48% whole by 9mo vs 41% doing nothing
FIRE DRILLS
~4.3/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$318/mo
median; plan ~$216/mo after 68% keep · $2,318 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.4 mo [2.0-5.8], measured ONLY among the 48% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
44%
Flat exit net (mid-life)
-$563
Free roll-up
+$1/wk
Safest escape (by 21 Aug 2026)
$102 @ 79% POP
76% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 5 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.61/sh now → $1.85 mid-life (likely $2.14–$3.03)≈ $0 at expiry  |  you banked $0.72/sh, so a flat mid-life exit nets -$1.13/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 1,328 simulated challenges: the $96 strike is typically first touched on day 4 of 8, at $97 (overshoots $1.30). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (5 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Roll out (same strike, buy time)~$9614 Aug 202611d left+$0.67/sh+$335
cycle +$695
[+$176…+$333] · 98% credit
64%
surv 52%
-$11,640 NOT
cap gain +$2,265
Reliable up-and-out (highest cap still free ≥60%)~$9821 Aug 202618d left+$0.43/sh+$214
cycle +$574
[-$9…+$197] · 73% credit
70%
surv 62%
-$10,640 NOT
cap gain +$3,265
Max even-money escape in the band~$9921 Aug 202618d left+$0.17/sh+$84
cycle +$444
[-$157…+$51] · 34% credit
73%
surv 66%
-$10,320 NOT
cap gain +$3,585
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$9714 Aug 202611d left+$0.11/sh+$54
cycle +$414
[-$147…+$23] · 29% credit
68%
surv 59%
-$11,250 NOT
cap gain +$2,655
Safety roll (pay small debit, max POP)~$10221 Aug 202618d left-$0.66/sh-$330
cycle +$30
[-$671…-$409] · 3% credit
79%
surv 76%
-$9,384 NOT
cap gain +$4,521
budget: banked $360 debit $330 (92% used ≈ 1.1 wk of income) → whole cycle still +$30 cash · rolled 5 ct earn ≈ $988/mo while parked; 0 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$1,350/mo
vs 50% target ($1,250/mo)+8%
vs normal income ($2,500/mo)54% covered
Net income (after hedge)$1,089/mo
Downside budget
⚠ $96 is $22 below CC-SS $118.11: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$10,694
… as % of IC ($13,520)79.1%
… as % of ML ($28,520)37.5%
Recovery months (at normal income)4.3 mo
Surgical close (5 ct)$-14,035
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.18/sh (~25% of the $0.72 collected) or spot ≥ $96.98 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $96)); NOT the premium you collected. Momentum override: two daily closes above $98.13 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $95.04Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$95-96.98
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $96.98
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$96.00 (≤1σ, normal week)$360$-11,975+$1,930+$355
+2.5%$98.40 (≤1σ, normal week)$-840$-12,095+$1,810-$845
+5%$100.80 (1.3σ)$-2,040$-12,215+$1,690-$2,045
SS (= V-bounce)$114.54 (3.6σ)$-8,910$-12,902+$1,003-$6,645
V-BOUNCE STRESS (stock → CC-SS $118.11, where you are whole again, by expiry)
Starting unrealized P&L: $-13,905
+ Fortress recovery (un-capped): +$11,519
− CC assignment net of premium (5 × $96): -$10,694
Total Position P&L @ SS: $-13,080 (+$825 vs today)
Do-nothing baseline at SS: $-6,435 (this trade vs do-nothing: $-6,645, the opportunity cost of earning $1,350/mo FIGHT income now)
BB-reversion stress (→ $104.28 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$3,780, position total $-12,389 (+$1,516 vs today)
100% normal4 × $937 Aug8d0.5%54%hist 79%93%hist 90%+10pp$712$2,670+$1,320$9,331
Sell 4 × $93 0.5% OTM over spot $92.51 7 Aug 2026 (8d, $1.98 mid)
= $712 credit for the 8d cycle → $2,670/mo projected
Survival (stays ≤ $93)
54%
Breach risk
46%
POP (stays ≤ $94.98)
67%
EV / mo
$-149
📈 CAMPAIGN OUTLOOK (400 simulated futures, this rung on repeat for 9 months, no directional opinion)
FIGHT'S EDGE
+10pp
41% whole by 9mo vs 30% doing nothing
FIRE DRILLS
~11.1/quarter
challenges to roll; realized tends lower (calibration)
BANKED RATE WHILE FIGHTING
$509/mo
median; plan ~$346/mo after 68% keep · $3,927 banked by campaign end (selling stops once whole)
green: with FIGHT · grey: without
if it recovers, the typical trip is ~3.7 mo [2.2-5.7], measured ONLY among the 41% of futures that got whole
🛡 IF CHALLENGED (spot reaches the strike) · challenge = the strike is touched at any point, so it runs ~2x the breach risk (finishing through it)
Challenge odds (touch by expiry)
76%
Flat exit net (mid-life)
+$21
Free roll-up
+$1/wk
Safest escape (by 21 Aug 2026)
$105 @ 91% POP
91% survival
Roll menuyour doors if the call gets challenged; each row = buy back the 4 calls + sell the new ones, one order. Prices assume the central case (day 4 of 8); earlier = worse credits, later = better, through the strike = add intrinsic
Buyback gross: $2.44/sh now → $1.73 mid-life (likely $2.39–$3.50)≈ $0 at expiry  |  you banked $1.78/sh, so a flat mid-life exit nets +$0.05/sh  |  roll rows are incremental, the banked premium stays yours
📊 Across 2,280 simulated challenges: the $93 strike is typically first touched on day 2 of 8, at $95 (overshoots $1.52). The [P25–P75] under each Total is that door's credit across those paths; % credit is the share of those challenges where the roll is a net credit.
MoveNew strike ≈New expiryTenorEst netTotal (4 ct)POP / surv
of new CC
If rolled & exited
total P&L · cap gain @ new strike
Reliable up-and-out (highest cap still free ≥60%)~$9421 Aug 202618d left+$0.76/sh+$304
cycle +$1,016
[+$90…+$198] · 93% credit
69%
surv 58%
-$11,997 NOT
cap gain +$1,908
Roll out (same strike, buy time)~$9314 Aug 202611d left+$0.63/sh+$250
cycle +$962
[+$72…+$163] · 92% credit
64%
surv 52%
-$12,721 NOT
cap gain +$1,184
Max even-money escape in the band~$9621 Aug 202618d left+$0.09/sh+$35
cycle +$747
[-$252…-$98] · 10% credit
73%
surv 67%
-$11,366 NOT
cap gain +$2,539
SS $115 not reachable for even money within 45d; this is the ceiling of the free ladder
Up-and-out for even (raise the cap, free)~$9414 Aug 202611d left+$0.07/sh+$27
cycle +$739
[-$210…-$81] · 10% credit
68%
surv 60%
-$12,274 NOT
cap gain +$1,631
Safety roll (pay small debit, max POP)~$10521 Aug 202618d left-$1.37/sh-$550
cycle +$162
[-$1,107…-$762]
91%
surv 91%
-$7,901 NOT
cap gain +$6,004
budget: banked $712 debit $550 (77% used ≈ 0.9 wk of income) → whole cycle still +$162 cash · rolled 4 ct earn ≈ $234/mo while parked; 1 ct free to re-sell
If rolled & exited = your total from-entry P&L if you roll to that strike and then close the whole fortress with the stock pinned there (all legs repriced; SAFE = P&L ≥ 0). Cap gain is what that roll earns THIS cycle (premium + appreciation from today to the new strike); the total adds your existing MTM on top. Same from-entry basis as this tool's @cap / total-exit numbers, at the rolled strike.
POP = P(stays ≤ strike + premium collected, the call is profitable); surv = P(stays ≤ strike, the call expires fully worthless). Survival is the stricter bar (no premium cushion), so it sits below POP.
Method: each leg = its live quote (buyback off the ask, sells off the bid) × a Black-Scholes ratio to the challenge, using the leg's own IV shifted +0.5 vol pt per +1% move (spike-vol name: vol expands on a fast move, richer buyback). Estimates, not quotes; the live roll table owns the real decision when a CC is actually threatened.
More detail, income coverage, downside budget, tripwires, held-to-expiry ladder, V-bounce stress
Income coverage
Gross FIGHT income$2,670/mo
vs 50% target ($1,250/mo)+114%
vs normal income ($2,500/mo)107% covered
Net income (after hedge)$2,411/mo
Downside budget
⚠ $93 is $25 below CC-SS $118.11: assignment on a recovery to whole locks the cap give-up below.
Cap give-up @ CC-SS (V-bounce)-$9,331
… as % of IC ($13,520)69.0%
… as % of ML ($28,520)32.7%
Recovery months (at normal income)3.7 mo
Surgical close (4 ct)$-11,206
Tripwiresprice and time left decide together; the matrix is the playbook
The one rule: roll when the short call's remaining TIME VALUE < $0.45/sh (~25% of the $1.78 collected) or spot ≥ $94.98 (breakeven), whichever comes first. Time value = call mark price minus intrinsic (max(0, spot − $93)); NOT the premium you collected. Momentum override: two daily closes above $98.13 (daily upper band) or daily RSI > 70 → treat "pressing" as "through".
Spot \ Time≥ 5d left3-4d left≤ 2d (expiry)
Below $92.07Do nothing. Theta wins.Do nothing.Penny buyback at the close; re-sell next cycle.
Pressing the strike
$92-94.98
Hold, alert at breakeven. Rolling into a spike pays top dollar; let theta bleed the buyback first.★ Roll on strength NOW: cheap buyback, fat credits.Close or roll same day; pin risk at the strike.
Through breakeven
≥ $94.98
Act now: intrinsic compounds daily. Up-and-out or safety roll.Roll or close immediately; time value is gone.Close today, or be assigned.
If held to expiryexact, settlement = intrinsic  ·  fortress delta 0.90 (fallback)
ScenarioSpotCC leg netPosition totalvs todayvs do-nothing
at strike$93.00 (≤1σ, normal week)$712$-12,972+$933+$708
+2.5%$95.32 (≤1σ, normal week)$-218$-12,855+$1,050-$222
+5%$97.65 (≤1σ, normal week)$-1,148$-12,739+$1,166-$1,152
SS (= V-bounce)$114.54 (3.6σ)$-7,904$-12,349+$1,556-$6,092
V-BOUNCE STRESS (stock → CC-SS $118.11, where you are whole again, by expiry)
Starting unrealized P&L: $-13,905
+ Fortress recovery (un-capped): +$11,519
− CC assignment net of premium (4 × $93): -$9,331
− Conservative CC assignment net of premium (1 × $110): -$810
Total Position P&L @ SS: $-12,527 (+$1,378 vs today)
Do-nothing baseline at SS: $-6,435 (this trade vs do-nothing: $-6,092, the opportunity cost of earning $2,670/mo FIGHT income now)
BB-reversion stress (→ $104.28 20W MA (bounce target), the probable scenario per weekly technicals): CC give-up -$3,800, position total $-12,408 (+$1,497 vs today)
A nudge, not a rule: the engine maximizes income at acceptable safety; this weighs the income you would give up against the breach risk you would shed. Your hedge bleed and your read on NEM are the tiebreakers.
⚔ FIGHT CC options · full candidate scan (18 clear the floor), click to expand

Every eligible strike x expiry in the 4-45 DTE band (3 expiries scanned, 18 clear the income floor), each sized to the minimum contracts that clear it. Sorted by survival (safest first): the primary 🎯 is the safest; rows below trade safety for income.

Fortress delta: 0.900 (fallback)  |  Recovery@SS: +$11,519 (un-capped fortress gain if stock rallies to SS)  |  Do-nothing @ SS: $-6,435

StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$968d7 Aug 2026$0.725/5$1,350$1,08972%77%$-217-$10,69479.1%$-13,080 (vs do-nothing $-6,645)
$9615d14 Aug 2026$1.495/5$1,490$1,22967%74%$-20-$10,30976.2%$-12,695 (vs do-nothing $-6,260)
$9622d21 Aug 2026$2.085/5$1,418$1,15766%73%+$105-$10,01474.1%$-12,400 (vs do-nothing $-5,965)
$9515d14 Aug 2026$1.814/5$1,448$1,18963%71%$-14-$8,51963.0%$-11,715 (vs do-nothing $-5,280)
$9522d21 Aug 2026$2.344/5$1,276$1,01762%72%+$39-$8,30761.4%$-11,503 (vs do-nothing $-5,068)
$948d7 Aug 2026$1.333/5$1,496$1,23961%73%$-145-$6,83350.5%$-10,839 (vs do-nothing $-4,404)
$9415d14 Aug 2026$2.153/5$1,290$1,03359%69%$-29-$6,58748.7%$-10,593 (vs do-nothing $-4,158)
$9422d21 Aug 2026$2.774/5$1,511$1,25258%70%+$61-$8,53563.1%$-11,731 (vs do-nothing $-5,296)
$938d7 Aug 2026$1.782/5$1,335$1,08054%67%$-74-$4,66634.5%$-9,481 (vs do-nothing $-3,046)
$9315d14 Aug 2026$2.503/5$1,500$1,24354%67%$-75-$6,78250.2%$-10,788 (vs do-nothing $-4,353)
$9322d21 Aug 2026$3.054/5$1,664$1,40554%67%$-25-$8,82365.3%$-12,019 (vs do-nothing $-5,584)
$92.5022d21 Aug 2026$3.303/5$1,350$1,09352%67%$-13-$6,69249.5%$-10,698 (vs do-nothing $-4,263)
$9222d21 Aug 2026$3.553/5$1,452$1,19550%65%$-68-$6,76750.1%$-10,773 (vs do-nothing $-4,338)
Show 5 more candidates (lower strikes: more income, lower survival)
StrikeDTEExpiryBidSellIncome/moNet/moSurvivalPOP (mid)EV/moCap Give-up @ CC-SS%ICTotal P&L @ SS
$9215d14 Aug 2026$2.943/5$1,764$1,50749%64%$-103-$6,95051.4%$-10,956 (vs do-nothing $-4,521)
$928d7 Aug 2026$2.152/5$1,612$1,35848%63%$-170-$4,79235.4%$-9,607 (vs do-nothing $-3,172)
$9122d21 Aug 2026$4.053/5$1,657$1,40046%64%$-28-$6,91751.2%$-10,923 (vs do-nothing $-4,488)
$9115d14 Aug 2026$3.452/5$1,380$1,12545%62%$-84-$4,73235.0%$-9,547 (vs do-nothing $-3,112)
$918d7 Aug 2026$2.522/5$1,890$1,63542%62%$-326-$4,91836.4%$-9,733 (vs do-nothing $-3,298)

Income/mo = FIGHT leg gross, DTE-prorated. Net/mo = FIGHT + conservative CC gross minus hedge cost. POP (mid) = probability stock closes at or below (strike + mid premium) at expiry, per-strike chain IV when available. Survival = CC expires fully worthless. EV/mo = premium minus expected buyback, monthly, with realized vol = IV x 85% (variance risk premium 15%). Survival, POP and touch use vol x 1.00 (raw implied: the VRP haircut is applied to the premium edge but NOT to risk, because understating the edge costs opportunity while understating breach odds costs capital; the risk-side haircut arms only from the graded ledger). Cap give-up @ SS = recovery mortgaged on a V-bounce to SS, net of premium. Total P&L @ SS = absolute position P&L if the stock closes at SS; "vs do-nothing" = opportunity cost against holding all 5 contracts at the conservative CC.

fortress_fight.py v6.3  |  2026-07-30 19:14